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University Bancorp, Inc.

$22.01 +$2.06 (+10.33%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$22.02

Day Range

$22.01$22.02

Year Range

$15.9$24.61

Market Cap

114.47M

AVG Volume

1.21K

Trailing/Forward PE

8.5/-

PEG ratio

0.08

Dividend Yield

1.36%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

UNIB Revenue (USD) by quarter
Period	Revenue (USD)
26 Q1	8.91M
25 Q4	2.93M
25 Q2	34.6M
23 Q2	0
21 Q3	104.6M
21 Q2	70M
21 Q1	35.02M
08 Q3	3.77M
08 Q2	3.41M
08 Q1	2.71M

Net Income (USD)

UNIB Net Income (USD) by quarter
Period	Net Income (USD)
26 Q1	8.9M
25 Q4	2.88M
25 Q2	3.4M
23 Q2	1.56M
21 Q3	104.6M
21 Q2	70M
21 Q1	35.02M
08 Q3	121.24K
08 Q2	91.43K
08 Q1	256.84K

Operating Income (USD)

UNIB Operating Income (USD) by quarter
Period	Operating Income (USD)
26 Q1	8.76M
25 Q4	2.69M
25 Q2	4.78M
23 Q2	1.56M
21 Q3	104.6M
21 Q2	70M
21 Q1	35.02M
08 Q3	0
08 Q2	66.93K
08 Q1	236.84K

EBITDA (USD)

UNIB EBITDA (USD) by quarter
Period	EBITDA (USD)
26 Q1	0
25 Q4	0
25 Q2	4.78M
23 Q2	1.56M
21 Q3	104.65M
21 Q2	70.06M
21 Q1	35.08M
08 Q3	103.93K
08 Q2	157.79K
08 Q1	321.77K

Cash Flows (USD)

UNIB Cash Flows (USD) by quarter
Period	Cash Flows (USD)
26 Q1	0
25 Q4	0
23 Q2	0
08 Q3	-7.89M
08 Q2	-2.85M
08 Q1	-1.17M
07 Q4	-804.45K
07 Q3	1.37M
07 Q2	1.08M
07 Q1	361K

EPS (USD)

UNIB EPS (USD) by quarter
Period	EPS (USD)
26 Q1	1.37
25 Q4	0.56
25 Q2	0.66
23 Q2	0.32
21 Q3	20.71
21 Q2	13.86
21 Q1	6.93
08 Q3	0.03
08 Q2	0.02
08 Q1	0.06

Expenses (USD)

UNIB Expenses (USD) by quarter
Period	Expenses (USD)
07 Q4	80.42K
07 Q3	15.99K
07 Q2	78.31K
07 Q1	59.26K
26 Q1	150.73K
25 Q4	237.55K
25 Q2	0
23 Q2	0
21 Q3	0
21 Q2	0
21 Q1	0
08 Q3	2.06M
08 Q2	1.77M
08 Q1	1.4M

Cash & Debt (USD)

UNIB Cash & Debt (USD) by quarter
Period	Cash & Debt (USD)
26 Q1	19.2M
25 Q4	27.48M
25 Q2	25.31M
23 Q2	0
08 Q3	6.11M
08 Q2	14.42M
08 Q1	19.74M
07 Q4	13.77M
07 Q3	14M
07 Q2	22.43M

Debt ratios

UNIB Debt ratios by quarter
Period	Debt ratios
26 Q1	3.8
25 Q4	0.75
25 Q2	0.27
23 Q2	0
08 Q3	-12.35
08 Q2	-77.06
08 Q1	-18.84
07 Q4	-16.74
07 Q3	-10.29
07 Q2	-14.25

Margins

UNIB Margins by quarter
Period	Margins
26 Q1	100%
25 Q4	100%
25 Q2	86.19%
21 Q3	100%
21 Q2	100%
21 Q1	100%
08 Q3	89.06%
08 Q2	78.62%
08 Q1	85.52%
07 Q4	77.36%

Return on Capital

UNIB Return on Capital by quarter
Period	Return on Capital
26 Q1	6.71%
25 Q4	2.08%
25 Q2	2.92%
23 Q2	2.04%
08 Q3	1.39%
08 Q2	1.03%
08 Q1	2.75%
07 Q4	-4.17%
07 Q3	-0.53%
07 Q2	9.71%

Shares Outstanding

UNIB Shares Outstanding by quarter
Period	Shares Outstanding
26 Q1	6.48M
25 Q4	5.17M
25 Q2	5.16M
23 Q2	4.93M
21 Q3	4.86M
21 Q2	4.77M
21 Q1	4.77M
08 Q3	4.26M
08 Q2	4.25M
08 Q1	4.25M

Dividends (USD)

UNIB Dividends (USD) by quarter
Period	Dividends (USD)
Apr 26	0.1
Mar 26	0.1
Dec 25	0.1
Jul 25	0.1
Apr 25	0.1
Jan 25	0.1
Dec 24	0.2
Jan 24	0.1
May 22	0.45
Sep 21	0.23

Employee Count

UNIB Employee Count by quarter
Period	Employee Count
2005	63
2004	63
2003	68
2002	68
2001	69
2000	106
1999	43
1998	67
1997	65
1996	63

Book Value Per Share (USD)

UNIB Book Value Per Share (USD) by quarter
Period	Book Value Per Share (USD)
26 Q1	20.48
25 Q4	26.73
25 Q2	22.55
23 Q2	15.47
08 Q3	2.05
08 Q2	2.09
08 Q1	2.2
07 Q4	1.97
07 Q3	2.19
07 Q2	2.19

Total Assets (USD)

UNIB Total Assets (USD) by quarter
Period	Total Assets (USD)
26 Q1	177.58M
25 Q4	1.15B
25 Q2	1.1B
23 Q2	833.5M
08 Q3	112.97M
08 Q2	112.54M
08 Q1	101.99M
07 Q4	88.24M
07 Q3	87.49M
07 Q2	86.84M

PE Ratio

UNIB PE Ratio by quarter
Period	PE Ratio
Sep 26	8.53
Sep 26	8.52
Aug 26	8.54
Aug 26	8.52
Aug 26	8.71
Aug 26	8.71
Jul 26	8.81
Jul 26	8.61
Jul 26	8.73
Jul 26	8.72
Jul 26	8.71
Jun 26	1.01
Jun 26	1
Jun 26	1.01
Jun 26	1
May 26	0.99
May 26	1.01
May 26	1.03
May 26	1.05
May 26	1.06
Apr 26	1.1
Apr 26	0.99
Apr 26	0.97
Apr 26	0.97
Mar 26	0.59
Mar 26	0.59
Mar 26	0.6
Mar 26	0.62
Feb 26	0.64
Feb 26	0.66
Feb 26	0.69
Feb 26	0.68
Jan 26	0.68
Jan 26	0.68
Jan 26	0.6
Jan 26	0.57
Jan 26	0.57
Dec 25	0.55
Dec 25	0.55
Dec 25	0.52
Dec 25	0.52
Nov 25	0.5
Nov 25	0.49
Nov 25	0.47
Nov 25	0.48
Oct 25	0.48
Oct 25	0.47
Oct 25	0.47
Oct 25	0.46
Oct 25	0.46
Sep 25	0.38
Sep 25	0.38
Sep 25	0.37
Sep 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
May 25	0.37
May 25	0.37
May 25	0.36
May 25	0.37
May 25	0.35
Apr 25	0.37
Apr 25	0.35
Apr 25	0.34
Apr 25	0.34
Mar 25	0.37
Mar 25	0.37
Mar 25	0.36
Mar 25	0.36
Feb 25	0.39
Feb 25	0.39
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.39
Dec 24	0.39
Dec 24	0.39
Dec 24	0.4
Dec 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.36
Oct 24	0.37
Oct 24	0.36

Free Cash Flow Yield

UNIB Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Jun 21	-18.39%
Jun 21	-18.39%
Jun 21	-19.93%
Jun 21	-19.99%
May 21	-19.93%
May 21	-20.14%
May 21	-20.26%
May 21	-20.26%
Apr 21	-20.61%
Apr 21	-20.81%
Apr 21	-20.76%
Apr 21	-20.61%
Apr 21	-20.61%
Mar 21	-20.47%
Mar 21	-20.19%
Mar 21	-20.61%
Mar 21	-20.68%
Feb 21	-21.52%
Feb 21	-21.36%
Feb 21	-22.06%
Feb 21	-21.5%
Jan 21	-22.14%
Jan 21	-22.22%
Jan 21	-21.35%
Jan 21	-22.78%
Dec 20	-23.8%
Dec 20	-24.01%
Dec 20	-24.01%
Dec 20	-24.6%
Dec 20	-24.5%
Nov 20	-24.91%
Nov 20	-23.08%
Nov 20	-22.64%
Nov 20	-26.45%
Oct 20	-26.66%
Oct 20	-27.17%
Oct 20	-27.96%
Oct 20	-31.8%
Oct 20	-31.63%
Sep 20	-32.35%
Sep 20	-32.31%
Sep 20	-31.63%
Sep 20	-31.63%
Aug 20	-34.35%
Aug 20	-34.35%
Aug 20	-34.35%
Aug 20	-35.58%
Jul 20	-36.9%
Jul 20	-37.13%
Jul 20	-36.9%
Jul 20	-36.9%
Jul 20	-36.45%
Jun 20	-36.67%
Jun 20	-36.45%
Jun 20	-37.13%
Jun 20	-37.36%
May 20	-42.7%
May 20	-42.7%
May 20	-44.28%
May 20	-44.28%
May 20	-44.28%
Apr 20	-44.28%
Apr 20	-44.28%
Apr 20	-44.94%
Apr 20	-51.98%
Mar 20	-47.82%
Mar 20	-48.44%
Mar 20	-37.59%
Mar 20	-37.59%
Feb 20	-37.59%
Feb 20	-37.13%
Feb 20	-37.13%
Feb 20	-36.9%
Jan 20	-36.45%
Jan 20	-36.45%
Jan 20	-35.79%
Jan 20	-37.27%
Jan 20	-37.27%
Dec 19	-36.63%
Dec 19	-37.36%
Dec 19	-37.36%
Dec 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Oct 19	-36.9%
Oct 19	-37.31%
Oct 19	-36.32%
Oct 19	-36.32%
Sep 19	-36.32%
Sep 19	-36.27%
Sep 19	-36.32%
Sep 19	-36.05%
Aug 19	-38.32%
Aug 19	-37.36%
Aug 19	-34.63%
Aug 19	-34.63%
Aug 19	-34.63%

Price to Sales

UNIB Price to Sales by quarter
Period	Price to Sales
Sep 26	3.07
Sep 26	3.07
Aug 26	3.08
Aug 26	3.07
Aug 26	3.14
Aug 26	3.14
Jul 26	3.18
Jul 26	3.11
Jul 26	3.15
Jul 26	3.14
Jul 26	3.14
Jun 26	0.8
Jun 26	0.79
Jun 26	0.8
Jun 26	0.79
May 26	0.78
May 26	0.8
May 26	0.81
May 26	0.83
May 26	0.84
Apr 26	0.87
Apr 26	0.79
Apr 26	0.76
Apr 26	0.76
Mar 26	0.51
Mar 26	0.51
Mar 26	0.52
Mar 26	0.53
Feb 26	0.55
Feb 26	0.56
Feb 26	0.59
Feb 26	0.58
Jan 26	0.58
Jan 26	0.59
Jan 26	0.51
Jan 26	0.49
Jan 26	0.49
Dec 25	0.47
Dec 25	0.47
Dec 25	0.45
Dec 25	0.45
Nov 25	0.43
Nov 25	0.42
Nov 25	0.4
Nov 25	0.41
Oct 25	0.42
Oct 25	0.41
Oct 25	0.4
Oct 25	0.4
Oct 25	0.4
Sep 25	0.38
Sep 25	0.38
Sep 25	0.37
Sep 25	0.38
Aug 25	0.38
Aug 25	0.38
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.38
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.38
May 25	0.38
May 25	0.38
May 25	0.36
May 25	0.37
May 25	0.35
Apr 25	0.37
Apr 25	0.36
Apr 25	0.34
Apr 25	0.34
Mar 25	0.37
Mar 25	0.37
Mar 25	0.36
Mar 25	0.36
Feb 25	0.39
Feb 25	0.39
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.39
Dec 24	0.39
Dec 24	0.39
Dec 24	0.4
Dec 24	0.4
Nov 24	0.4
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.36
Oct 24	0.38
Oct 24	0.36

EV/EBITDA

UNIB EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	26.31
Sep 26	26.29
Aug 26	26.35
Aug 26	26.29
Aug 26	26.8
Aug 26	26.8
Jul 26	27.06
Jul 26	26.54
Jul 26	26.86
Jul 26	26.82
Jul 26	26.8
Jun 26	1.77
Jun 26	1.76
Jun 26	1.77
Jun 26	1.76
May 26	1.75
May 26	1.77
May 26	1.79
May 26	1.81
May 26	1.82
Apr 26	1.87
Apr 26	1.76
Apr 26	1.73
Apr 26	1.73
Mar 26	0.85
Mar 26	0.85
Mar 26	0.86
Mar 26	0.88
Feb 26	0.9
Feb 26	0.92
Feb 26	0.95
Feb 26	0.94
Jan 26	0.94
Jan 26	0.95
Jan 26	0.86
Jan 26	0.84
Jan 26	0.84
Dec 25	0.81
Dec 25	0.81
Dec 25	0.79
Dec 25	0.78
Nov 25	0.77
Nov 25	0.76
Nov 25	0.73
Nov 25	0.74
Oct 25	0.75
Oct 25	0.74
Oct 25	0.73
Oct 25	0.73
Oct 25	0.73
Sep 25	0.38
Sep 25	0.38
Sep 25	0.37
Sep 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
May 25	0.37
May 25	0.37
May 25	0.36
May 25	0.37
May 25	0.35
Apr 25	0.37
Apr 25	0.35
Apr 25	0.34
Apr 25	0.34
Mar 25	0.37
Mar 25	0.37
Mar 25	0.36
Mar 25	0.36
Feb 25	0.39
Feb 25	0.39
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.38
Dec 24	0.38
Dec 24	0.39
Dec 24	0.4
Dec 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.38
Nov 24	0.36
Oct 24	0.37
Oct 24	0.36

Price/Operating Cashflow

UNIB Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Aug 08	4.59
Aug 08	4.64
Jul 08	4.91
Jul 08	4.66
Jul 08	4.19
Jul 08	4.14
Jun 08	4.71
Jun 08	4.39
Jun 08	4.24
Jun 08	4.46
May 08	4.91
May 08	4.94
May 08	4.22
May 08	2.01
May 08	1.99
Apr 08	1.67
Apr 08	1.67
Apr 08	1.72
Apr 08	1.73
Mar 08	1.57
Mar 08	1.65
Mar 08	1.65
Mar 08	1.49
Feb 08	1.7
Feb 08	1.7
Feb 08	1.7
Feb 08	1.7
Feb 08	1.7
Jan 08	1.61
Jan 08	1.68
Jan 08	1.65
Jan 08	1.73
Dec 07	1.68
Dec 07	1.48
Dec 07	1.65
Dec 07	1.65
Nov 07	1.41
Nov 07	1.43
Nov 07	1.43
Nov 07	3.3
Nov 07	2.75
Oct 07	2.75
Oct 07	2.67
Oct 07	2.65
Oct 07	2.61
Sep 07	2.83
Sep 07	2.65
Sep 07	2.65
Sep 07	2.83
Aug 07	2.64
Aug 07	2.59
Aug 07	2.75
May 07	2.09
May 07	2.08
Apr 07	2.02
Apr 07	1.99
Apr 07	1.55
Apr 07	1.61
Mar 07	1.59
Mar 07	1.6
Mar 07	1.58
Mar 07	1.63
Mar 07	1.58
Feb 07	1.64
Feb 07	1.58
Feb 07	1.64
Feb 07	1.54
Jan 07	1.57
Jan 07	1.57
Jan 07	1.6
Jan 07	1.75
Dec 06	1.73
Dec 06	1.61
Dec 06	1.62
Dec 06	1.63
Dec 06	1.59
Nov 06	1.65
Nov 06	1.75
Nov 06	1.44
Nov 06	1.22
Oct 06	1.23
Oct 06	1.23
Oct 06	1.46
Oct 06	1.27
Sep 06	1.28
Sep 06	1.3
Sep 06	1.32
Sep 06	1.33
Sep 06	1.33
Aug 06	1.57
Aug 06	1.41
Aug 06	1.17
Aug 06	1.28
Jul 06	1.25
Jul 06	1.19
Jul 06	1.25
Jul 06	1.37
Jun 06	1.29
Jun 06	1.32
Jun 06	1.17

Price to Book

UNIB Price to Book by quarter
Period	Price to Book
Sep 26	1.08
Sep 26	1.07
Aug 26	1.08
Aug 26	1.07
Aug 26	1.1
Aug 26	1.1
Jul 26	1.11
Jul 26	1.09
Jul 26	1.1
Jul 26	1.1
Jul 26	1.1
Jun 26	0.82
Jun 26	0.81
Jun 26	0.82
Jun 26	0.81
May 26	0.8
May 26	0.82
May 26	0.84
May 26	0.85
May 26	0.86
Apr 26	0.9
Apr 26	0.81
Apr 26	0.79
Apr 26	0.79
Mar 26	0.91
Mar 26	0.91
Mar 26	0.93
Mar 26	0.95
Feb 26	0.98
Feb 26	1.01
Feb 26	1.06
Feb 26	1.04
Jan 26	1.05
Jan 26	1.06
Jan 26	0.92
Jan 26	0.88
Jan 26	0.88
Dec 25	0.85
Dec 25	0.85
Dec 25	0.81
Dec 25	0.8
Nov 25	0.78
Nov 25	0.76
Nov 25	0.72
Nov 25	0.73
Oct 25	0.75
Oct 25	0.73
Oct 25	0.72
Oct 25	0.71
Oct 25	0.71
Sep 25	1.05
Sep 25	1.05
Sep 25	1.03
Sep 25	1.03
Aug 25	1.03
Aug 25	1.03
Aug 25	1.03
Aug 25	1.02
Aug 25	1.03
Jul 25	1.03
Jul 25	1.03
Jul 25	1.03
Jul 25	1.03
Jun 25	1.01
Jun 25	1.02
Jun 25	1.02
Jun 25	1.03
May 25	1.03
May 25	1.03
May 25	0.99
May 25	1.01
May 25	0.97
Apr 25	1.03
Apr 25	0.98
Apr 25	0.94
Apr 25	0.94
Mar 25	1.02
Mar 25	1.02
Mar 25	0.99
Mar 25	1
Feb 25	1.07
Feb 25	1.07
Feb 25	1.11
Feb 25	1.1
Jan 25	1.11
Jan 25	1.11
Jan 25	1.11
Jan 25	1.11
Jan 25	1.07
Dec 24	1.07
Dec 24	1.07
Dec 24	1.1
Dec 24	1.09
Nov 24	1.09
Nov 24	1.07
Nov 24	1.07
Nov 24	1.07
Nov 24	1
Oct 24	1.03
Oct 24	0.99

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News: UNIB

accessnewswire.com · 3 Sep 2026

University Bancorp 2Q2026 Net Income $2,350,713, $0.45 Per Share

ANN ARBOR, MI / ACCESS Newswire / September 3, 2026 / University Bancorp, Inc. (OTCQB:UNIB or "UNIB") announced that it had an unaudited net income attributable to University Bancorp, Inc. common stock shareholders in 2Q2026 of $2,350,713, $0.45 per share on average shares outstanding of 5,169,518 for the second quarter of 2026, compared to an unaudited net loss of $2,015,771, $0.39 per share on average shares outstanding of 5,169,518 for 2Q2025. On a fully diluted basis, net income per share in 2Q2026 was $0.36.

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University Bancorp, Inc.

Video analysis: UNIB

News: UNIB

University Bancorp 2Q2026 Net Income $2,350,713, $0.45 Per Share

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