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University Bancorp, Inc.

$22.02 +$2.07 (+10.38%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$22.02

Day Range

$22.01$22.02

Year Range

$15.9$24.61

Market Cap

114.52M

AVG Volume

1.21K

Trailing/Forward PE

8.5/-

PEG ratio

0.09

Dividend Yield

1.36%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

UNIB Revenue (USD) by year
Period	Revenue (USD)
2007	11.48M
2006	8.52M
2005	9.16M
2004	6.57M
2003	8.66M
2002	7.64M
2001	7.5M
2000	5.97M
1999	4.7M
1998	10M

Net Income (USD)

UNIB Net Income (USD) by year
Period	Net Income (USD)
2007	644.56K
2006	-401.7K
2005	1.99M
2004	-584.82K
2003	94.44K
2002	205.6K
2001	-306.57K
2000	-914.65K
1999	-678.36K
1998	0

Operating Income (USD)

UNIB Operating Income (USD) by year
Period	Operating Income (USD)
2007	467.74K
2006	0
2005	1.89M
2004	-234.26K
2003	-73.28K
2002	0
2001	0
2000	-538.31K
1999	-581.13K
1998	0

EBITDA (USD)

UNIB EBITDA (USD) by year
Period	EBITDA (USD)
2007	822.84K
2006	621.29K
2005	2.36M
2004	789.12K
2003	1.2M
2002	824.12K
2001	710.26K
2000	124.95K
1999	-81.13K
1998	300K

Cash Flows (USD)

UNIB Cash Flows (USD) by year
Period	Cash Flows (USD)
2007	2.01M
2006	1.76M
2005	-1.13M
2004	-1.58M
2003	2.12M
2002	176.94K
2001	-3.16M
2000	-186.38K
1999	6.8M
1998	8.6M

EPS (USD)

UNIB EPS (USD) by year
Period	EPS (USD)
2007	0.16
2006	-0.09
2005	0.48
2004	-0.14
2003	0.03
2002	0.1
2001	-0.26
2000	-0.44
1999	-0.36
1998	1.41

Expenses (USD)

UNIB Expenses (USD) by year
Period	Expenses (USD)
2007	4.59M
2006	3.96M
2005	5.45M
2004	3.45M
2003	3.73M
2002	3.2M
2001	4.04M
2000	2.3M
1999	1.27M
1998	4.4M

Cash & Debt (USD)

UNIB Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2007	13.77M
2006	27.38M
2005	7.75M
2004	1.73M
2003	2.17M
2002	2.57M
2001	837.55K
2000	2.55M
1999	1.6M
1998	9.2M

Debt ratios

UNIB Debt ratios by year
Period	Debt ratios
2007	-3
2006	-5.5
2005	-1.5
2004	0.2
2003	-0.7
2002	-1.44
2001	0.86
2000	-9.66

Margins

UNIB Margins by year
Period	Margins
2007	83.06%
2006	83.02%
2005	89.41%
2004	89.39%
2003	88.1%
2002	85.08%
2001	75.4%
2000	63.37%
1999	56.98%
1998	77%

Return on Capital

UNIB Return on Capital by year
Period	Return on Capital
2007	7.25%
2006	-5.09%
2005	25.49%
2004	-16.99%
2003	2.43%
2002	5.85%
2001	-10.08%
2000	-39.34%
1999	-27.13%
1998	0%

Shares Outstanding

UNIB Shares Outstanding by year
Period	Shares Outstanding
2007	4.51M
2006	4.25M
2005	4.15M
2004	4.1M
2003	4.01M
2002	3.9M
2001	2.09M
2000	2.03M
1999	1.97M
1998	1.99M

Dividends (USD)

UNIB Dividends (USD) by year
Period	Dividends (USD)
2026	0.2
2025	0.4
2024	0.3
2022	0.45
2021	0.38
2020	0.15
2016	0.11

Employee Count

UNIB Employee Count by year
Period	Employee Count
2005	63
2004	63
2003	68
2002	68
2001	69
2000	106
1999	43
1998	67
1997	65
1996	63

Book Value Per Share (USD)

UNIB Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2007	1.97
2006	1.86
2005	1.88
2004	0.84
2003	0.97
2002	0.9
2001	1.45
2000	1.15
1999	1.27
1998	1.66

Total Assets (USD)

UNIB Total Assets (USD) by year
Period	Total Assets (USD)
2007	88.24M
2006	87.27M
2005	64.54M
2004	50.79M
2003	43.55M
2002	46.25M
2001	45.62M
2000	47.67M
1999	40.8M
1998	54.5M

PE Ratio

UNIB PE Ratio by year
Period	PE Ratio
Sep 26	8.53
Sep 26	8.52
Aug 26	8.54
Aug 26	8.52
Aug 26	8.71
Aug 26	8.71
Jul 26	8.81
Jul 26	8.61
Jul 26	8.73
Jul 26	8.72
Jul 26	8.71
Jun 26	1.01
Jun 26	1
Jun 26	1.01
Jun 26	1
May 26	0.99
May 26	1.01
May 26	1.03
May 26	1.05
May 26	1.06
Apr 26	1.1
Apr 26	0.99
Apr 26	0.97
Apr 26	0.97
Mar 26	0.59
Mar 26	0.59
Mar 26	0.6
Mar 26	0.62
Feb 26	0.64
Feb 26	0.66
Feb 26	0.69
Feb 26	0.68
Jan 26	0.68
Jan 26	0.68
Jan 26	0.6
Jan 26	0.57
Jan 26	0.57
Dec 25	0.55
Dec 25	0.55
Dec 25	0.52
Dec 25	0.52
Nov 25	0.5
Nov 25	0.49
Nov 25	0.47
Nov 25	0.48
Oct 25	0.48
Oct 25	0.47
Oct 25	0.47
Oct 25	0.46
Oct 25	0.46
Sep 25	0.38
Sep 25	0.38
Sep 25	0.37
Sep 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
May 25	0.37
May 25	0.37
May 25	0.36
May 25	0.37
May 25	0.35
Apr 25	0.37
Apr 25	0.35
Apr 25	0.34
Apr 25	0.34
Mar 25	0.37
Mar 25	0.37
Mar 25	0.36
Mar 25	0.36
Feb 25	0.39
Feb 25	0.39
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.39
Dec 24	0.39
Dec 24	0.39
Dec 24	0.4
Dec 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.36
Oct 24	0.37
Oct 24	0.36

Free Cash Flow Yield

UNIB Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Jun 21	-18.39%
Jun 21	-18.39%
Jun 21	-19.93%
Jun 21	-19.99%
May 21	-19.93%
May 21	-20.14%
May 21	-20.26%
May 21	-20.26%
Apr 21	-20.61%
Apr 21	-20.81%
Apr 21	-20.76%
Apr 21	-20.61%
Apr 21	-20.61%
Mar 21	-20.47%
Mar 21	-20.19%
Mar 21	-20.61%
Mar 21	-20.68%
Feb 21	-21.52%
Feb 21	-21.36%
Feb 21	-22.06%
Feb 21	-21.5%
Jan 21	-22.14%
Jan 21	-22.22%
Jan 21	-21.35%
Jan 21	-22.78%
Dec 20	-23.8%
Dec 20	-24.01%
Dec 20	-24.01%
Dec 20	-24.6%
Dec 20	-24.5%
Nov 20	-24.91%
Nov 20	-23.08%
Nov 20	-22.64%
Nov 20	-26.45%
Oct 20	-26.66%
Oct 20	-27.17%
Oct 20	-27.96%
Oct 20	-31.8%
Oct 20	-31.63%
Sep 20	-32.35%
Sep 20	-32.31%
Sep 20	-31.63%
Sep 20	-31.63%
Aug 20	-34.35%
Aug 20	-34.35%
Aug 20	-34.35%
Aug 20	-35.58%
Jul 20	-36.9%
Jul 20	-37.13%
Jul 20	-36.9%
Jul 20	-36.9%
Jul 20	-36.45%
Jun 20	-36.67%
Jun 20	-36.45%
Jun 20	-37.13%
Jun 20	-37.36%
May 20	-42.7%
May 20	-42.7%
May 20	-44.28%
May 20	-44.28%
May 20	-44.28%
Apr 20	-44.28%
Apr 20	-44.28%
Apr 20	-44.94%
Apr 20	-51.98%
Mar 20	-47.82%
Mar 20	-48.44%
Mar 20	-37.59%
Mar 20	-37.59%
Feb 20	-37.59%
Feb 20	-37.13%
Feb 20	-37.13%
Feb 20	-36.9%
Jan 20	-36.45%
Jan 20	-36.45%
Jan 20	-35.79%
Jan 20	-37.27%
Jan 20	-37.27%
Dec 19	-36.63%
Dec 19	-37.36%
Dec 19	-37.36%
Dec 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Nov 19	-37.36%
Oct 19	-36.9%
Oct 19	-37.31%
Oct 19	-36.32%
Oct 19	-36.32%
Sep 19	-36.32%
Sep 19	-36.27%
Sep 19	-36.32%
Sep 19	-36.05%
Aug 19	-38.32%
Aug 19	-37.36%
Aug 19	-34.63%
Aug 19	-34.63%
Aug 19	-34.63%

Price to Sales

UNIB Price to Sales by year
Period	Price to Sales
Sep 26	3.07
Sep 26	3.07
Aug 26	3.08
Aug 26	3.07
Aug 26	3.14
Aug 26	3.14
Jul 26	3.18
Jul 26	3.11
Jul 26	3.15
Jul 26	3.14
Jul 26	3.14
Jun 26	0.8
Jun 26	0.79
Jun 26	0.8
Jun 26	0.79
May 26	0.78
May 26	0.8
May 26	0.81
May 26	0.83
May 26	0.84
Apr 26	0.87
Apr 26	0.79
Apr 26	0.76
Apr 26	0.76
Mar 26	0.51
Mar 26	0.51
Mar 26	0.52
Mar 26	0.53
Feb 26	0.55
Feb 26	0.56
Feb 26	0.59
Feb 26	0.58
Jan 26	0.58
Jan 26	0.59
Jan 26	0.51
Jan 26	0.49
Jan 26	0.49
Dec 25	0.47
Dec 25	0.47
Dec 25	0.45
Dec 25	0.45
Nov 25	0.43
Nov 25	0.42
Nov 25	0.4
Nov 25	0.41
Oct 25	0.42
Oct 25	0.41
Oct 25	0.4
Oct 25	0.4
Oct 25	0.4
Sep 25	0.38
Sep 25	0.38
Sep 25	0.37
Sep 25	0.38
Aug 25	0.38
Aug 25	0.38
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.38
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.38
May 25	0.38
May 25	0.38
May 25	0.36
May 25	0.37
May 25	0.35
Apr 25	0.37
Apr 25	0.36
Apr 25	0.34
Apr 25	0.34
Mar 25	0.37
Mar 25	0.37
Mar 25	0.36
Mar 25	0.36
Feb 25	0.39
Feb 25	0.39
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.39
Dec 24	0.39
Dec 24	0.39
Dec 24	0.4
Dec 24	0.4
Nov 24	0.4
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.36
Oct 24	0.38
Oct 24	0.36

EV/EBITDA

UNIB EV/EBITDA by year
Period	EV/EBITDA
Sep 26	26.31
Sep 26	26.29
Aug 26	26.35
Aug 26	26.29
Aug 26	26.8
Aug 26	26.8
Jul 26	27.06
Jul 26	26.54
Jul 26	26.86
Jul 26	26.82
Jul 26	26.8
Jun 26	1.77
Jun 26	1.76
Jun 26	1.77
Jun 26	1.76
May 26	1.75
May 26	1.77
May 26	1.79
May 26	1.81
May 26	1.82
Apr 26	1.87
Apr 26	1.76
Apr 26	1.73
Apr 26	1.73
Mar 26	0.85
Mar 26	0.85
Mar 26	0.86
Mar 26	0.88
Feb 26	0.9
Feb 26	0.92
Feb 26	0.95
Feb 26	0.94
Jan 26	0.94
Jan 26	0.95
Jan 26	0.86
Jan 26	0.84
Jan 26	0.84
Dec 25	0.81
Dec 25	0.81
Dec 25	0.79
Dec 25	0.78
Nov 25	0.77
Nov 25	0.76
Nov 25	0.73
Nov 25	0.74
Oct 25	0.75
Oct 25	0.74
Oct 25	0.73
Oct 25	0.73
Oct 25	0.73
Sep 25	0.38
Sep 25	0.38
Sep 25	0.37
Sep 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Aug 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jul 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
Jun 25	0.37
May 25	0.37
May 25	0.37
May 25	0.36
May 25	0.37
May 25	0.35
Apr 25	0.37
Apr 25	0.35
Apr 25	0.34
Apr 25	0.34
Mar 25	0.37
Mar 25	0.37
Mar 25	0.36
Mar 25	0.36
Feb 25	0.39
Feb 25	0.39
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.38
Dec 24	0.38
Dec 24	0.39
Dec 24	0.4
Dec 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.39
Nov 24	0.38
Nov 24	0.36
Oct 24	0.37
Oct 24	0.36

Price/Operating Cashflow

UNIB Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Aug 08	4.59
Aug 08	4.64
Jul 08	4.91
Jul 08	4.66
Jul 08	4.19
Jul 08	4.14
Jun 08	4.71
Jun 08	4.39
Jun 08	4.24
Jun 08	4.46
May 08	4.91
May 08	4.94
May 08	4.22
May 08	2.01
May 08	1.99
Apr 08	1.67
Apr 08	1.67
Apr 08	1.72
Apr 08	1.73
Mar 08	1.57
Mar 08	1.65
Mar 08	1.65
Mar 08	1.49
Feb 08	1.7
Feb 08	1.7
Feb 08	1.7
Feb 08	1.7
Feb 08	1.7
Jan 08	1.61
Jan 08	1.68
Jan 08	1.65
Jan 08	1.73
Dec 07	1.68
Dec 07	1.48
Dec 07	1.65
Dec 07	1.65
Nov 07	1.41
Nov 07	1.43
Nov 07	1.43
Nov 07	3.3
Nov 07	2.75
Oct 07	2.75
Oct 07	2.67
Oct 07	2.65
Oct 07	2.61
Sep 07	2.83
Sep 07	2.65
Sep 07	2.65
Sep 07	2.83
Aug 07	2.64
Aug 07	2.59
Aug 07	2.75
May 07	2.09
May 07	2.08
Apr 07	2.02
Apr 07	1.99
Apr 07	1.55
Apr 07	1.61
Mar 07	1.59
Mar 07	1.6
Mar 07	1.58
Mar 07	1.63
Mar 07	1.58
Feb 07	1.64
Feb 07	1.58
Feb 07	1.64
Feb 07	1.54
Jan 07	1.57
Jan 07	1.57
Jan 07	1.6
Jan 07	1.75
Dec 06	1.73
Dec 06	1.61
Dec 06	1.62
Dec 06	1.63
Dec 06	1.59
Nov 06	1.65
Nov 06	1.75
Nov 06	1.44
Nov 06	1.22
Oct 06	1.23
Oct 06	1.23
Oct 06	1.46
Oct 06	1.27
Sep 06	1.28
Sep 06	1.3
Sep 06	1.32
Sep 06	1.33
Sep 06	1.33
Aug 06	1.57
Aug 06	1.41
Aug 06	1.17
Aug 06	1.28
Jul 06	1.25
Jul 06	1.19
Jul 06	1.25
Jul 06	1.37
Jun 06	1.29
Jun 06	1.32
Jun 06	1.17

Price to Book

UNIB Price to Book by year
Period	Price to Book
Sep 26	1.08
Sep 26	1.07
Aug 26	1.08
Aug 26	1.07
Aug 26	1.1
Aug 26	1.1
Jul 26	1.11
Jul 26	1.09
Jul 26	1.1
Jul 26	1.1
Jul 26	1.1
Jun 26	0.82
Jun 26	0.81
Jun 26	0.82
Jun 26	0.81
May 26	0.8
May 26	0.82
May 26	0.84
May 26	0.85
May 26	0.86
Apr 26	0.9
Apr 26	0.81
Apr 26	0.79
Apr 26	0.79
Mar 26	0.91
Mar 26	0.91
Mar 26	0.93
Mar 26	0.95
Feb 26	0.98
Feb 26	1.01
Feb 26	1.06
Feb 26	1.04
Jan 26	1.05
Jan 26	1.06
Jan 26	0.92
Jan 26	0.88
Jan 26	0.88
Dec 25	0.85
Dec 25	0.85
Dec 25	0.81
Dec 25	0.8
Nov 25	0.78
Nov 25	0.76
Nov 25	0.72
Nov 25	0.73
Oct 25	0.75
Oct 25	0.73
Oct 25	0.72
Oct 25	0.71
Oct 25	0.71
Sep 25	1.05
Sep 25	1.05
Sep 25	1.03
Sep 25	1.03
Aug 25	1.03
Aug 25	1.03
Aug 25	1.03
Aug 25	1.02
Aug 25	1.03
Jul 25	1.03
Jul 25	1.03
Jul 25	1.03
Jul 25	1.03
Jun 25	1.01
Jun 25	1.02
Jun 25	1.02
Jun 25	1.03
May 25	1.03
May 25	1.03
May 25	0.99
May 25	1.01
May 25	0.97
Apr 25	1.03
Apr 25	0.98
Apr 25	0.94
Apr 25	0.94
Mar 25	1.02
Mar 25	1.02
Mar 25	0.99
Mar 25	1
Feb 25	1.07
Feb 25	1.07
Feb 25	1.11
Feb 25	1.1
Jan 25	1.11
Jan 25	1.11
Jan 25	1.11
Jan 25	1.11
Jan 25	1.07
Dec 24	1.07
Dec 24	1.07
Dec 24	1.1
Dec 24	1.09
Nov 24	1.09
Nov 24	1.07
Nov 24	1.07
Nov 24	1.07
Nov 24	1
Oct 24	1.03
Oct 24	0.99

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News: UNIB

accessnewswire.com · 3 Sep 2026

University Bancorp 2Q2026 Net Income $2,350,713, $0.45 Per Share

ANN ARBOR, MI / ACCESS Newswire / September 3, 2026 / University Bancorp, Inc. (OTCQB:UNIB or "UNIB") announced that it had an unaudited net income attributable to University Bancorp, Inc. common stock shareholders in 2Q2026 of $2,350,713, $0.45 per share on average shares outstanding of 5,169,518 for the second quarter of 2026, compared to an unaudited net loss of $2,015,771, $0.39 per share on average shares outstanding of 5,169,518 for 2Q2025. On a fully diluted basis, net income per share in 2Q2026 was $0.36.

AI Analysis

University Bancorp, Inc.

Video analysis: UNIB

News: UNIB

University Bancorp 2Q2026 Net Income $2,350,713, $0.45 Per Share

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