AI Analysis

Log in to generate an AI summary for this stock.

Log in to generate a MOAT report for this stock.

Log in to generate an earnings report for this stock.

Log in to generate an operating leverage report for this stock.

Log in to generate a management report for this stock.

Log in to generate a valuation report for this stock.

United Bancorp, Inc.

$15.72 +$1.38 (+9.62%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$15.66
Day Range
$15.65$15.85
Year Range
$12.47$17.34
Market Cap
90.88M
AVG Volume
6.75K
Trailing/Forward PE
11.07/9.7
PEG ratio
0.55
Dividend Yield
6.04%
Next Earnings Date
2026-11-03
Primary Exchange
NASDAQUS
Revenue (USD)
05M10M15M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q212.15M
26 Q111.44M
25 Q412.6M
25 Q311.98M
25 Q211.8M
25 Q111.12M
24 Q411.27M
24 Q311.16M
24 Q211.06M
24 Q110.49M
Net Income (USD)
01M2M3M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q22.09M
26 Q11.91M
25 Q42.04M
25 Q31.93M
25 Q21.91M
25 Q11.87M
24 Q41.85M
24 Q31.82M
24 Q21.74M
24 Q11.99M
Operating Income (USD)
01M2M3M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q22.06M
26 Q11.75M
25 Q41.97M
25 Q31.91M
25 Q21.94M
25 Q11.85M
24 Q41.78M
24 Q31.76M
24 Q21.61M
24 Q12.14M
EBITDA (USD)
01M2M3M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q22.06M
26 Q12.16M
25 Q42.33M
25 Q32.25M
25 Q22.26M
25 Q12.17M
24 Q42.11M
24 Q32.22M
24 Q21.75M
24 Q12.44M
Cash Flows (USD)
-2.5M02.5M5M7.5M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q22.98M
26 Q1-1.68M
25 Q4-1.98M
25 Q37.14M
25 Q21.46M
25 Q1-594K
24 Q41.6M
24 Q3-1.55M
24 Q2-1.52M
24 Q1223K
EPS (USD)
00.10.20.30.424 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.38
26 Q10.33
25 Q40.35
25 Q30.34
25 Q20.33
25 Q10.32
24 Q40.31
24 Q30.31
24 Q20.3
24 Q10.35
Expenses (USD)
-5M05M10MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q2-2.04M
26 Q15.45M
25 Q47.74M
25 Q3-526K
25 Q25.57M
25 Q14.88M
24 Q42.62M
24 Q39.4M
24 Q23.63M
24 Q15.55M
Cash & Debt (USD)
0100M200M300MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2249.41M
26 Q1145.16M
25 Q4161.33M
25 Q3177.58M
25 Q2272.74M
25 Q1266.25M
24 Q4138.84M
24 Q3287.94M
24 Q2277.69M
24 Q1298.68M
Debt ratios
-20-15-10-5024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Debt ratios by quarter
PeriodDebt ratios
26 Q2-15.69
26 Q1-3.07
25 Q4-3.33
25 Q3-3.44
25 Q2-15.45
25 Q1-15.38
24 Q4-0.78
24 Q3-16.15
24 Q2-14.83
24 Q1-14.75
Margins
0%20%40%60%80%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Margins by quarter
PeriodMargins
26 Q269.92%
26 Q169.11%
25 Q469.07%
25 Q365.85%
25 Q265.92%
25 Q166.82%
24 Q465.77%
24 Q365.28%
24 Q265.83%
24 Q166.57%
Return on Capital
0%1%2%3%4%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Return on Capital by quarter
PeriodReturn on Capital
26 Q22.91%
26 Q12.83%
25 Q42.89%
25 Q32.91%
25 Q23.21%
25 Q13.08%
24 Q42.91%
24 Q32.78%
24 Q22.87%
24 Q13.15%
Shares Outstanding
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Shares Outstanding by quarter
PeriodShares Outstanding
26 Q25.47M
26 Q15.5M
25 Q45.81M
25 Q35.49M
25 Q25.49M
25 Q15.54M
24 Q45.63M
24 Q35.62M
24 Q25.63M
24 Q15.5M
Dividends (USD)
00.10.20.30.4Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
UBCP Dividends (USD) by quarter
PeriodDividends (USD)
Sep 260.2
Jun 260.2
Mar 260.37
Dec 250.19
Sep 250.19
Jun 250.18
Mar 250.36
Dec 240.18
Sep 240.18
Jun 240.17
Employee Count
0501001502016201720182019202020212022202320242025
UBCP Employee Count by quarter
PeriodEmployee Count
2025125
2024115
2023115
2022125
2021124
2020112
2019112
2018113
2017101
2016109
Book Value Per Share (USD)
05101524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q213.17
26 Q112.28
25 Q412.13
25 Q312.12
25 Q210.86
25 Q110.98
24 Q411.27
24 Q311.64
24 Q210.76
24 Q111.49
Total Assets (USD)
0250M500M750M1B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UBCP Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q2877.97M
26 Q1858.5M
25 Q4857.45M
25 Q3866.76M
25 Q2847.88M
25 Q1830.68M
24 Q4816.66M
24 Q3825.48M
24 Q2821.82M
24 Q1834.03M
PE Ratio
8101214med 10.29Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UBCP PE Ratio by quarter
PeriodPE Ratio
Sep 2610.79
Sep 2610.9
Aug 2610.79
Aug 2611.12
Aug 2610.61
Aug 2611.39
Jul 2610.76
Jul 2611.2
Jul 2610.8
Jul 2611.18
Jul 2611.49
Jun 2611.53
Jun 2611.28
Jun 2611.03
Jun 2611.22
May 2610.87
May 2610.28
May 2610.94
May 2612
May 2612.01
Apr 2612.18
Apr 2611.82
Apr 2612.16
Apr 2612
Mar 2612.37
Mar 2612.28
Mar 2611.05
Mar 2611.05
Feb 2610.8
Feb 2610.57
Feb 2610.74
Feb 2610.15
Jan 2610.08
Jan 2610.09
Jan 269.96
Jan 2610.65
Jan 2610.4
Dec 2510.72
Dec 2510.28
Dec 2510.05
Dec 259.72
Nov 259.71
Nov 259.39
Nov 259.46
Nov 259.32
Oct 259.63
Oct 259.6
Oct 259.65
Oct 259.77
Oct 2510.29
Sep 2510.22
Sep 259.57
Sep 2510.33
Sep 2510.79
Aug 2510.69
Aug 2510.57
Aug 2510.46
Aug 2510.73
Aug 2510.69
Jul 2510.97
Jul 2510.77
Jul 2510.81
Jul 2510.85
Jun 2511.03
Jun 2510.84
Jun 2510.18
Jun 2510.38
May 2510.56
May 2510.36
May 259.85
May 259.6
May 259.55
Apr 259.7
Apr 2510.06
Apr 259.68
Apr 259.8
Mar 259.7
Mar 259.96
Mar 2510.02
Mar 259.66
Feb 259.93
Feb 259.2
Feb 259.19
Feb 259.29
Jan 258.85
Jan 259.14
Jan 258.99
Jan 259.46
Jan 259.53
Dec 249.21
Dec 248.87
Dec 2410.21
Dec 249.98
Nov 249.69
Nov 249.35
Nov 249.09
Nov 248.1
Nov 248.75
Oct 248.65
Oct 248.12
Free Cash Flow Yield
-5%0%5%10%15%med 1.28%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UBCP Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 267.51%
Sep 267.43%
Aug 267.51%
Aug 267.28%
Aug 267.64%
Aug 265.57%
Jul 265.89%
Jul 265.66%
Jul 265.87%
Jul 265.67%
Jul 265.52%
Jun 265.5%
Jun 265.62%
Jun 265.75%
Jun 265.65%
May 265.83%
May 266.17%
May 265.79%
May 266.48%
May 266.47%
Apr 266.38%
Apr 266.58%
Apr 266.39%
Apr 266.48%
Mar 266.28%
Mar 266.33%
Mar 2611.49%
Mar 2611.49%
Feb 2611.76%
Feb 2612.01%
Feb 2611.83%
Feb 2612.51%
Jan 2612.6%
Jan 2612.59%
Jan 2612.75%
Jan 2611.92%
Jan 2612.22%
Dec 2511.84%
Dec 2512.35%
Dec 2512.64%
Dec 2513.07%
Nov 2513.08%
Nov 2513.53%
Nov 2513.42%
Nov 251.32%
Oct 251.28%
Oct 251.28%
Oct 251.27%
Oct 251.26%
Oct 251.19%
Sep 251.2%
Sep 251.28%
Sep 251.19%
Sep 251.14%
Aug 251.15%
Aug 251.16%
Aug 251.17%
Aug 25-2.64%
Aug 25-2.65%
Jul 25-2.59%
Jul 25-2.63%
Jul 25-2.62%
Jul 25-2.61%
Jun 25-2.57%
Jun 25-2.62%
Jun 25-2.78%
Jun 25-2.73%
May 25-2.68%
May 25-2.74%
May 25-2.88%
May 25-1.76%
May 25-1.76%
Apr 25-1.74%
Apr 25-1.67%
Apr 25-1.74%
Apr 25-1.72%
Mar 25-1.74%
Mar 25-1.69%
Mar 25-1.68%
Mar 25-0.34%
Feb 25-0.33%
Feb 25-0.36%
Feb 25-0.36%
Feb 25-0.35%
Jan 25-0.37%
Jan 25-0.36%
Jan 25-0.37%
Jan 25-0.35%
Jan 25-0.34%
Dec 24-0.36%
Dec 24-0.37%
Dec 24-0.32%
Dec 24-0.33%
Nov 24-0.34%
Nov 24-0.35%
Nov 24-0.36%
Nov 245.78%
Nov 245.35%
Oct 245.41%
Oct 245.76%
Price to Sales
1.41.61.822.2med 1.73Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UBCP Price to Sales by quarter
PeriodPrice to Sales
Sep 261.79
Sep 261.8
Aug 261.78
Aug 261.84
Aug 261.76
Aug 261.86
Jul 261.75
Jul 261.82
Jul 261.76
Jul 261.82
Jul 261.87
Jun 261.88
Jun 261.84
Jun 261.8
Jun 261.83
May 261.77
May 261.67
May 261.78
May 261.96
May 261.96
Apr 261.99
Apr 261.93
Apr 261.99
Apr 261.96
Mar 262.02
Mar 262
Mar 261.81
Mar 261.81
Feb 261.77
Feb 261.73
Feb 261.76
Feb 261.66
Jan 261.65
Jan 261.65
Jan 261.63
Jan 261.75
Jan 261.7
Dec 251.76
Dec 251.68
Dec 251.65
Dec 251.59
Nov 251.59
Nov 251.54
Nov 251.55
Nov 251.53
Oct 251.58
Oct 251.58
Oct 251.59
Oct 251.61
Oct 251.69
Sep 251.68
Sep 251.57
Sep 251.7
Sep 251.77
Aug 251.76
Aug 251.74
Aug 251.72
Aug 251.75
Aug 251.74
Jul 251.79
Jul 251.76
Jul 251.76
Jul 251.77
Jun 251.8
Jun 251.77
Jun 251.66
Jun 251.69
May 251.72
May 251.69
May 251.61
May 251.62
May 251.61
Apr 251.63
Apr 251.69
Apr 251.63
Apr 251.65
Mar 251.63
Mar 251.68
Mar 251.69
Mar 251.77
Feb 251.82
Feb 251.68
Feb 251.68
Feb 251.7
Jan 251.62
Jan 251.67
Jan 251.64
Jan 251.73
Jan 251.74
Dec 241.68
Dec 241.62
Dec 241.87
Dec 241.82
Nov 241.77
Nov 241.71
Nov 241.66
Nov 241.61
Nov 241.74
Oct 241.72
Oct 241.61
EV/EBITDA
-10-50510med -5.68Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UBCP EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 26-5.92
Sep 26-5.82
Aug 26-5.92
Aug 26-5.62
Aug 26-6.08
Aug 266.79
Jul 266.24
Jul 266.61
Jul 266.27
Jul 266.6
Jul 266.86
Jun 266.91
Jun 266.69
Jun 266.47
Jun 266.63
May 266.33
May 265.82
May 266.39
May 266.98
May 267
Apr 267.14
Apr 266.83
Apr 267.13
Apr 266.98
Mar 267.31
Mar 267.23
Mar 266.07
Mar 266.07
Feb 265.86
Feb 265.66
Feb 265.8
Feb 265.29
Jan 265.23
Jan 265.24
Jan 265.13
Jan 265.73
Jan 265.51
Dec 255.79
Dec 255.41
Dec 255.21
Dec 254.92
Nov 254.91
Nov 254.64
Nov 254.7
Nov 25-7.51
Oct 25-7.25
Oct 25-7.28
Oct 25-7.24
Oct 25-7.14
Oct 25-6.69
Sep 25-6.75
Sep 25-7.3
Sep 25-6.66
Sep 25-6.27
Aug 25-6.36
Aug 25-6.46
Aug 25-6.55
Aug 25-5.91
Aug 25-5.95
Jul 25-5.71
Jul 25-5.87
Jul 25-5.85
Jul 25-5.81
Jun 25-5.65
Jun 25-5.82
Jun 25-6.4
Jun 25-6.22
May 25-6.06
May 25-6.24
May 25-6.69
May 257.56
May 257.52
Apr 257.65
Apr 257.96
Apr 257.63
Apr 257.73
Mar 257.65
Mar 257.87
Mar 257.93
Mar 25-7.9
Feb 25-7.67
Feb 25-8.29
Feb 25-8.3
Feb 25-8.22
Jan 25-8.59
Jan 25-8.34
Jan 25-8.47
Jan 25-8.07
Jan 25-8.01
Dec 24-8.28
Dec 24-8.57
Dec 24-7.43
Dec 24-7.63
Nov 24-7.87
Nov 24-8.16
Nov 24-8.39
Nov 24-7.81
Nov 24-7.24
Oct 24-7.33
Oct 24-7.79
Price/Operating Cashflow
68101214med 8.66Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UBCP Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 2612.74
Sep 2612.87
Aug 2612.73
Aug 2613.13
Aug 2612.52
Aug 269.25
Jul 268.73
Jul 269.09
Jul 268.77
Jul 269.08
Jul 269.32
Jun 269.36
Jun 269.16
Jun 268.95
Jun 269.11
May 268.83
May 268.35
May 268.88
May 269.03
May 269.04
Apr 269.17
Apr 268.9
Apr 269.16
Apr 269.03
Mar 269.32
Mar 269.25
Mar 269.19
Mar 269.19
Feb 268.99
Feb 268.79
Feb 268.93
Feb 268.44
Jan 268.38
Jan 268.39
Jan 268.29
Jan 268.86
Jan 268.65
Dec 258.92
Dec 258.55
Dec 258.36
Dec 258.08
Nov 258.08
Nov 257.81
Nov 257.87
Nov 256.54
Oct 256.76
Oct 256.73
Oct 256.77
Oct 256.85
Oct 257.22
Sep 257.17
Sep 256.72
Sep 257.24
Sep 257.57
Aug 257.5
Aug 257.41
Aug 257.34
Aug 2513.25
Aug 2513.2
Jul 2513.54
Jul 2513.3
Jul 2513.34
Jul 2513.4
Jun 2513.62
Jun 2513.38
Jun 2512.57
Jun 2512.81
May 2513.04
May 2512.79
May 2512.17
May 258.41
May 258.37
Apr 258.5
Apr 258.82
Apr 258.48
Apr 258.58
Mar 258.5
Mar 258.73
Mar 258.78
Mar 257.61
Feb 257.83
Feb 257.25
Feb 257.24
Feb 257.32
Jan 256.98
Jan 257.21
Jan 257.08
Jan 257.45
Jan 257.51
Dec 247.26
Dec 246.99
Dec 248.05
Dec 247.86
Nov 247.64
Nov 247.37
Nov 247.16
Nov 248.12
Nov 248.77
Oct 248.66
Oct 248.13
Price to Book
11.11.21.31.4med 1.21Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UBCP Price to Book by quarter
PeriodPrice to Book
Sep 261.19
Sep 261.21
Aug 261.19
Aug 261.23
Aug 261.17
Aug 261.32
Jul 261.24
Jul 261.29
Jul 261.25
Jul 261.29
Jul 261.33
Jun 261.33
Jun 261.3
Jun 261.27
Jun 261.29
May 261.26
May 261.19
May 261.26
May 261.32
May 261.32
Apr 261.34
Apr 261.3
Apr 261.34
Apr 261.32
Mar 261.36
Mar 261.35
Mar 261.26
Mar 261.26
Feb 261.23
Feb 261.2
Feb 261.22
Feb 261.16
Jan 261.15
Jan 261.15
Jan 261.13
Jan 261.21
Jan 261.18
Dec 251.22
Dec 251.17
Dec 251.14
Dec 251.11
Nov 251.11
Nov 251.07
Nov 251.08
Nov 251.17
Oct 251.2
Oct 251.2
Oct 251.21
Oct 251.22
Oct 251.29
Sep 251.28
Sep 251.2
Sep 251.29
Sep 251.35
Aug 251.34
Aug 251.32
Aug 251.31
Aug 251.28
Aug 251.28
Jul 251.31
Jul 251.29
Jul 251.29
Jul 251.3
Jun 251.32
Jun 251.3
Jun 251.22
Jun 251.24
May 251.26
May 251.24
May 251.18
May 251.12
May 251.11
Apr 251.13
Apr 251.17
Apr 251.13
Apr 251.14
Mar 251.13
Mar 251.16
Mar 251.17
Mar 251.17
Feb 251.2
Feb 251.12
Feb 251.11
Feb 251.13
Jan 251.07
Jan 251.11
Jan 251.09
Jan 251.15
Jan 251.16
Dec 241.12
Dec 241.08
Dec 241.24
Dec 241.21
Nov 241.18
Nov 241.13
Nov 241.1
Nov 241.14
Nov 241.23
Oct 241.22
Oct 241.14
United Bancorp, Inc.
UBCP
Stockpicker

Video analysis: UBCP

All videos

No video analysis for this stock yet. Request one from our team.

Your email is used only to follow up on this request. We do not add you to marketing lists. Privacy Policy

News: UBCP

UBCP Upgraded to Outperform on Deposit Growth, Strong Margins

zacks.com · 31 Aug 2026

UBCP Upgraded to Outperform on Deposit Growth, Strong Margins

United Bancorp's improving earnings, margin expansion, deposit growth and higher dividends support the upgrade.

United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1975 per Share, Which Produces a Forward Yield of 5.0%

accessnewswire.com · 20 Aug 2026

United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1975 per Share, Which Produces a Forward Yield of 5.0%

MARTINS FERRY, OH / ACCESS Newswire / August 20, 2026 / On August 19, 2026, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1975 per share for shareholders of record on September 10, 2026 with a payment date of September 18, 2026. This is an increase of $0.01, or 5.3%, over the regular cash dividend paid in the third quarter of the previous year.

UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth

zacks.com · 29 Jul 2026

UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth

United Bancorp reports a year-over-year increase in Q2 earnings per share as stronger net interest income and deposit growth support performance despite ongoing infrastructure spending.

United Bancorp, Inc. Reports Increases For 2026 Second Quarter and Six-Month Earnings Performance

accessnewswire.com · 23 Jul 2026

United Bancorp, Inc. Reports Increases For 2026 Second Quarter and Six-Month Earnings Performance

MARTINS FERRY, OH / ACCESS Newswire / July 23, 2026 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.36 and net income of $2,095,000 for the three months ended June 30, 2026. For the first six months of the current year, UBCP reported diluted earnings per share of $0.69 and net income of $4,006,000.

OVBC vs. UBCP: Which Community Bank Stock Offers More Upside Now?

zacks.com · 2 Jul 2026

OVBC vs. UBCP: Which Community Bank Stock Offers More Upside Now?

Ohio Valley Banc and United Bancorp differ in footprint, service mix and valuation, but which community bank offers more upside now? Let's dive in.

Similar companies

Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.