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United Bancshares, Inc.

$39.66 -$3.36 (-7.81%)

OTC · 15 Sep 2026 15:30 UTC

Previous Close

$39.5

Day Range

$39.5$39.66

Year Range

$33$45

Market Cap

109.02M

AVG Volume

1.45K

Trailing/Forward PE

9.96/-

PEG ratio

2.73

Dividend Yield

2.47%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

UBOH Revenue (USD) by year
Period	Revenue (USD)
2025	65.95M
2024	61.7M
2023	52.84M
2022	47M
2021	53.72M
2020	64.25M
2019	50.75M
2018	42.21M
2017	30.91M
2016	25.67M

Net Income (USD)

UBOH Net Income (USD) by year
Period	Net Income (USD)
2025	11.99M
2024	9.15M
2023	8.61M
2022	11.31M
2021	13.58M
2020	13.76M
2019	10.66M
2018	8.22M
2017	3.85M
2016	5.52M

Operating Income (USD)

UBOH Operating Income (USD) by year
Period	Operating Income (USD)
2025	13.52M
2024	9.92M
2023	9.29M
2022	12.52M
2021	16.08M
2020	16.68M
2019	12.28M
2018	9.75M
2017	6.72M
2016	7.27M

EBITDA (USD)

UBOH EBITDA (USD) by year
Period	EBITDA (USD)
2025	13.52M
2024	6.85M
2023	9.29M
2022	14.14M
2021	16.08M
2020	16.68M
2019	12.28M
2018	9.75M
2017	6.72M
2016	7.27M

Cash Flows (USD)

UBOH Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	0
2024	0
2023	0
2022	13.2M
2021	22.48M
2020	15.64M
2019	2.87M
2018	4.62M
2017	1.68M
2016	4.21M

EPS (USD)

UBOH EPS (USD) by year
Period	EPS (USD)
2025	4.04
2024	3.07
2023	2.8
2022	3.43
2021	4.09
2020	4.19
2019	3.26
2018	2.51
2017	1.17
2016	1.68

Expenses (USD)

UBOH Expenses (USD) by year
Period	Expenses (USD)
2025	0
2024	20.74M
2023	0
2022	3.58M
2021	3.96M
2020	1.58M
2019	753K
2018	525K
2017	4.18M
2016	2.4M

Cash & Debt (USD)

UBOH Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	51.88M
2024	95.28M
2023	278.42M
2022	311.97M
2021	382.84M
2020	251.61M
2019	210.02M
2018	183.83M
2017	196.7M
2016	205.88M

Debt ratios

UBOH Debt ratios by year
Period	Debt ratios
2025	-0.81
2024	-1.67
2023	-4.63
2022	-4.93
2021	-6.62
2020	-5.08
2019	-3.84
2018	-3.4

Margins

UBOH Margins by year
Period	Margins
2025	71.33%
2024	67.8%
2023	74.07%
2022	95.2%
2021	93.73%
2020	79.47%
2019	81.33%
2018	84.34%
2017	91.05%
2016	94.23%

Return on Capital

UBOH Return on Capital by year
Period	Return on Capital
2025	10.55%
2024	9.66%
2023	9.16%
2022	13.68%
2021	11.4%
2020	12.33%
2019	11.25%
2018	10.16%
2017	5.08%
2016	7.61%

Shares Outstanding

UBOH Shares Outstanding by year
Period	Shares Outstanding
2025	2.96M
2024	2.97M
2023	3.04M
2022	3.21M
2021	3.28M
2020	3.27M
2019	3.27M
2018	3.27M
2017	3.27M
2016	3.27M

Dividends (USD)

UBOH Dividends (USD) by year
Period	Dividends (USD)
2026	0.75
2025	0.91
2024	0.88
2023	0.88
2022	0.84
2021	0.73
2020	0.51
2019	0.52
2018	0.48
2017	0.48

Employee Count

UBOH Employee Count by year
Period	Employee Count
2022	211
2021	211
2020	222
2019	217
2018	179
2017	177
2016	155
2015	151
2014	142
2013	137

Book Value Per Share (USD)

UBOH Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	38.36
2024	31.9
2023	30.94
2022	25.74
2021	36.34
2020	34.11
2019	28.98
2018	24.76
2017	23.17
2016	22.21

Total Assets (USD)

UBOH Total Assets (USD) by year
Period	Total Assets (USD)
2025	1.19B
2024	1.19B
2023	1.07B
2022	1.09B
2021	1.08B
2020	978.53M
2019	880.01M
2018	830.3M
2017	780.45M
2016	633.12M

PE Ratio

UBOH PE Ratio by year
Period	PE Ratio
Sep 26	8.54
Sep 26	8.54
Sep 26	8.49
Aug 26	8.51
Aug 26	8.43
Aug 26	8.41
Aug 26	8.34
Jul 26	8.43
Jul 26	8.07
Jul 26	8.03
Jul 26	8.02
Jul 26	8.02
Jun 26	9.39
Jun 26	9.39
Jun 26	9.15
Jun 26	9.15
May 26	9.18
May 26	9.18
May 26	9.17
May 26	9.23
May 26	9.24
Apr 26	9.43
Apr 26	9.2
Apr 26	9.2
Apr 26	9.4
Mar 26	9.72
Mar 26	9.75
Mar 26	9.89
Mar 26	9.75
Feb 26	9.75
Feb 26	9.75
Feb 26	9.75
Feb 26	9.88
Jan 26	9.93
Jan 26	10.47
Jan 26	10.47
Jan 26	10.93
Jan 26	10.68
Dec 25	11.67
Dec 25	10.53
Dec 25	9.94
Dec 25	8.67
Nov 25	8.75
Nov 25	8.75
Nov 25	8.94
Nov 25	8.93
Oct 25	9.14
Oct 25	9.13
Oct 25	9.41
Oct 25	9.31
Oct 25	9.64
Sep 25	10.77
Sep 25	10.86
Sep 25	10.24
Sep 25	10.23
Aug 25	10.13
Aug 25	8.85
Aug 25	8.61
Aug 25	8.78
Aug 25	8.59
Jul 25	8.59
Jul 25	8.5
Jul 25	8.31
Jul 25	8.23
Jun 25	9.08
Jun 25	9.08
Jun 25	9
Jun 25	8.92
May 25	8.92
May 25	8.96
May 25	8.83
May 25	8.76
May 25	8.7
Apr 25	8.11
Apr 25	7.95
Apr 25	7.95
Apr 25	8.44
Mar 25	9.5
Mar 25	9.67
Mar 25	9.71
Mar 25	9.84
Feb 25	10.09
Feb 25	10.11
Feb 25	10.2
Feb 25	10.44
Jan 25	10.2
Jan 25	10.2
Jan 25	9.5
Jan 25	10.2
Jan 25	10.55
Dec 24	11.24
Dec 24	10.12
Dec 24	9.37
Dec 24	8.36
Nov 24	8.36
Nov 24	8.26
Nov 24	8.15
Nov 24	8.04
Nov 24	7.72
Oct 24	7.96

Free Cash Flow Yield

UBOH Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	0%
Sep 26	0%
Sep 26	0%
Aug 26	0%
Aug 26	0%
Aug 26	0%
Aug 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jun 26	0%
Jun 26	0%
Jun 26	0%
Jun 26	0%
May 26	0%
May 26	0%
May 26	0%
May 26	0%
May 26	0%
Apr 26	0%
Apr 26	0%
Apr 26	0%
Apr 26	0%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Dec 25	0%
Dec 25	0%
Dec 25	0%
Dec 25	0%
Nov 25	0%
Nov 25	0%
Nov 25	0%
Nov 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Sep 25	0%
Sep 25	0%
Sep 25	0%
Sep 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Jul 25	0%
Jul 25	0%
Jul 25	0%
Jul 25	0%
Jun 25	0%
Jun 25	0%
Jun 25	0%
Jun 25	0%
May 25	0%
May 25	0%
May 25	0%
May 25	0%
May 25	0%
Apr 25	0%
Apr 25	0%
Apr 25	0%
Apr 25	0%
Mar 25	0%
Mar 25	0%
Mar 25	0%
Mar 25	0%
Feb 25	0%
Feb 25	0%
Feb 25	0%
Feb 25	0%
Jan 25	0%
Jan 25	0%
Jan 25	0%
Jan 25	0%
Jan 25	0%
Dec 24	0%
Dec 24	0%
Dec 24	0%
Dec 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Oct 24	0%

Price to Sales

UBOH Price to Sales by year
Period	Price to Sales
Sep 26	1.64
Sep 26	1.64
Sep 26	1.63
Aug 26	1.64
Aug 26	1.62
Aug 26	1.62
Aug 26	1.6
Jul 26	1.62
Jul 26	1.55
Jul 26	1.54
Jul 26	1.54
Jul 26	1.54
Jun 26	1.71
Jun 26	1.71
Jun 26	1.66
Jun 26	1.66
May 26	1.67
May 26	1.67
May 26	1.67
May 26	1.68
May 26	1.68
Apr 26	1.72
Apr 26	1.67
Apr 26	1.67
Apr 26	1.71
Mar 26	1.77
Mar 26	1.78
Mar 26	1.8
Mar 26	1.78
Feb 26	1.78
Feb 26	1.78
Feb 26	1.78
Feb 26	1.8
Jan 26	1.81
Jan 26	1.91
Jan 26	1.91
Jan 26	1.99
Jan 26	1.95
Dec 25	2.04
Dec 25	1.84
Dec 25	1.73
Dec 25	1.51
Nov 25	1.53
Nov 25	1.53
Nov 25	1.56
Nov 25	1.56
Oct 25	1.6
Oct 25	1.59
Oct 25	1.64
Oct 25	1.63
Oct 25	1.68
Sep 25	1.71
Sep 25	1.73
Sep 25	1.63
Sep 25	1.63
Aug 25	1.61
Aug 25	1.41
Aug 25	1.37
Aug 25	1.4
Aug 25	1.37
Jul 25	1.37
Jul 25	1.35
Jul 25	1.32
Jul 25	1.31
Jun 25	1.35
Jun 25	1.35
Jun 25	1.34
Jun 25	1.32
May 25	1.32
May 25	1.33
May 25	1.31
May 25	1.3
May 25	1.29
Apr 25	1.2
Apr 25	1.18
Apr 25	1.18
Apr 25	1.25
Mar 25	1.4
Mar 25	1.43
Mar 25	1.43
Mar 25	1.46
Feb 25	1.49
Feb 25	1.49
Feb 25	1.51
Feb 25	1.54
Jan 25	1.51
Jan 25	1.51
Jan 25	1.4
Jan 25	1.51
Jan 25	1.56
Dec 24	1.64
Dec 24	1.48
Dec 24	1.37
Dec 24	1.22
Nov 24	1.22
Nov 24	1.21
Nov 24	1.19
Nov 24	1.17
Nov 24	1.13
Oct 24	1.16

EV/EBITDA

UBOH EV/EBITDA by year
Period	EV/EBITDA
Sep 26	5.05
Sep 26	5.05
Sep 26	5
Aug 26	5.02
Aug 26	4.95
Aug 26	4.93
Aug 26	4.87
Jul 26	4.95
Jul 26	4.64
Jul 26	4.6
Jul 26	4.59
Jul 26	4.59
Jun 26	5.71
Jun 26	5.71
Jun 26	5.51
Jun 26	5.5
May 26	5.53
May 26	5.53
May 26	5.52
May 26	5.58
May 26	5.58
Apr 26	5.76
Apr 26	5.55
Apr 26	5.55
Apr 26	5.73
Mar 26	4.18
Mar 26	4.21
Mar 26	4.33
Mar 26	4.21
Feb 26	4.21
Feb 26	4.21
Feb 26	4.21
Feb 26	4.33
Jan 26	4.38
Jan 26	4.86
Jan 26	4.86
Jan 26	5.27
Jan 26	5.05
Dec 25	4.58
Dec 25	3.56
Dec 25	3.02
Dec 25	1.88
Nov 25	1.95
Nov 25	1.95
Nov 25	2.12
Nov 25	2.11
Oct 25	2.3
Oct 25	2.29
Oct 25	2.54
Oct 25	2.45
Oct 25	2.75
Sep 25	3.01
Sep 25	3.09
Sep 25	2.52
Sep 25	2.51
Aug 25	2.42
Aug 25	1.26
Aug 25	1.04
Aug 25	1.19
Aug 25	1.02
Jul 25	1.02
Jul 25	0.94
Jul 25	0.77
Jul 25	0.69
Jun 25	0.86
Jun 25	0.87
Jun 25	0.76
Jun 25	0.65
May 25	0.65
May 25	0.7
May 25	0.53
May 25	0.44
May 25	0.35
Apr 25	-0.43
Apr 25	-0.65
Apr 25	-0.65
Apr 25	0
Mar 25	-12.79
Mar 25	-12.55
Mar 25	-12.5
Mar 25	-12.31
Feb 25	-11.96
Feb 25	-11.94
Feb 25	-11.81
Feb 25	-11.48
Jan 25	-11.81
Jan 25	-11.81
Jan 25	-12.79
Jan 25	-11.81
Jan 25	-11.33
Dec 24	1.81
Dec 24	0.2
Dec 24	-0.88
Dec 24	-2.34
Nov 24	-2.34
Nov 24	-2.48
Nov 24	-2.64
Nov 24	-2.8
Nov 24	-3.26
Oct 24	-2.91

Price/Operating Cashflow

UBOH Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Mar 24	7.64
Mar 24	7.72
Mar 24	7.64
Mar 24	7.68
Mar 24	7.64
Feb 24	7.7
Feb 24	7.7
Feb 24	7.78
Feb 24	7.62
Jan 24	7.84
Jan 24	7.37
Jan 24	7.45
Jan 24	7.74
Dec 23	7.78
Dec 23	5.51
Dec 23	5.51
Dec 23	4.94
Dec 23	4.91
Nov 23	4.92
Nov 23	4.95
Nov 23	4.96
Nov 23	4.97
Oct 23	4.95
Oct 23	4.92
Oct 23	5
Oct 23	5.15
Sep 23	5.11
Sep 23	3.21
Sep 23	3.21
Sep 23	3.18
Sep 23	3.18
Aug 23	3.18
Aug 23	3.22
Aug 23	3.22
Aug 23	3.22
Jul 23	3.22
Jul 23	3.22
Jul 23	3.15
Jul 23	3.15
Jun 23	3.17
Jun 23	3.57
Jun 23	3.56
Jun 23	3.57
Jun 23	3.5
May 23	3.71
May 23	3.49
May 23	3.5
May 23	3.69
Apr 23	3.83
Apr 23	3.78
Apr 23	3.64
Apr 23	3.45
Mar 23	3.64
Mar 23	3.65
Mar 23	3.87
Mar 23	3.13
Mar 23	3.16
Feb 23	3.14
Feb 23	3.17
Feb 23	3.17
Feb 23	3.19
Jan 23	3.08
Jan 23	3.09
Jan 23	2.92
Jan 23	2.89
Dec 22	2.93
Dec 22	2.94
Dec 22	2.93
Dec 22	2.88
Dec 22	2.87
Nov 22	2.88
Nov 22	2.92
Nov 22	2.88
Nov 22	2.43
Oct 22	2.5
Oct 22	2.6
Oct 22	2.7
Oct 22	2.71
Sep 22	2.71
Sep 22	2.73
Sep 22	2.8
Sep 22	2.76
Sep 22	2.6
Aug 22	2.59
Aug 22	2.85
Aug 22	3.03
Aug 22	3.45
Jul 22	3.59
Jul 22	3.83
Jul 22	4.07
Jul 22	4.35
Jul 22	4.33
Jun 22	4.29
Jun 22	4.45
Jun 22	4.52
Jun 22	4.87
May 22	4.83
May 22	4.87
May 22	4.69
May 22	5.03

Price to Book

UBOH Price to Book by year
Period	Price to Book
Sep 26	1.04
Sep 26	1.04
Sep 26	1.03
Aug 26	1.03
Aug 26	1.02
Aug 26	1.02
Aug 26	1.01
Jul 26	1.02
Jul 26	0.98
Jul 26	0.97
Jul 26	0.97
Jul 26	0.97
Jun 26	0.99
Jun 26	0.99
Jun 26	0.97
Jun 26	0.97
May 26	0.97
May 26	0.97
May 26	0.97
May 26	0.97
May 26	0.97
Apr 26	1
Apr 26	0.97
Apr 26	0.97
Apr 26	0.99
Mar 26	1.07
Mar 26	1.08
Mar 26	1.09
Mar 26	1.08
Feb 26	1.08
Feb 26	1.08
Feb 26	1.08
Feb 26	1.09
Jan 26	1.1
Jan 26	1.16
Jan 26	1.16
Jan 26	1.21
Jan 26	1.18
Dec 25	1.32
Dec 25	1.19
Dec 25	1.12
Dec 25	0.98
Nov 25	0.99
Nov 25	0.99
Nov 25	1.01
Nov 25	1.01
Oct 25	1.03
Oct 25	1.03
Oct 25	1.06
Oct 25	1.05
Oct 25	1.09
Sep 25	1.11
Sep 25	1.12
Sep 25	1.05
Sep 25	1.05
Aug 25	1.04
Aug 25	0.91
Aug 25	0.88
Aug 25	0.9
Aug 25	0.88
Jul 25	0.88
Jul 25	0.87
Jul 25	0.85
Jul 25	0.85
Jun 25	0.88
Jun 25	0.88
Jun 25	0.87
Jun 25	0.86
May 25	0.86
May 25	0.87
May 25	0.85
May 25	0.85
May 25	0.84
Apr 25	0.78
Apr 25	0.77
Apr 25	0.77
Apr 25	0.82
Mar 25	0.81
Mar 25	0.82
Mar 25	0.82
Mar 25	0.83
Feb 25	0.86
Feb 25	0.86
Feb 25	0.86
Feb 25	0.89
Jan 25	0.86
Jan 25	0.86
Jan 25	0.81
Jan 25	0.86
Jan 25	0.89
Dec 24	0.99
Dec 24	0.89
Dec 24	0.82
Dec 24	0.73
Nov 24	0.73
Nov 24	0.73
Nov 24	0.72
Nov 24	0.71
Nov 24	0.68
Oct 24	0.7

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News: UBOH

prnewswire.com · 22 Jul 2026