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Summit State Bank

$12.2 +$0.29 (+2.39%)

NASDAQ · 14 Sep 2026 13:47 UTC

Previous Close

$12.21

Day Range

$12.12$12.2

Year Range

$10.35$14

Market Cap

82.52M

AVG Volume

4.71K

Trailing/Forward PE

36.38/-

PEG ratio

0.23

Dividend Yield

Next Earnings Date

Primary Exchange

NASDAQ

Revenue (USD)

SSBI Revenue (USD) by year
Period	Revenue (USD)
2025	58.84M
2024	62.03M
2023	65.06M
2022	56.16M
2021	46.42M
2020	40.87M
2019	32.66M
2018	27.88M
2017	22.43M
2016	21.93M

Net Income (USD)

SSBI Net Income (USD) by year
Period	Net Income (USD)
2025	6.8M
2024	-4.19M
2023	10.82M
2022	16.97M
2021	14.7M
2020	10.52M
2019	6.48M
2018	5.83M
2017	3.29M
2016	4.97M

Operating Income (USD)

SSBI Operating Income (USD) by year
Period	Operating Income (USD)
2025	8.96M
2024	-4.39M
2023	15.28M
2022	23.87M
2021	20.88M
2020	14.94M
2019	8.88M
2018	8.04M
2017	5.92M
2016	8.45M

EBITDA (USD)

SSBI EBITDA (USD) by year
Period	EBITDA (USD)
2025	9.34M
2024	-4M
2023	15.67M
2022	24.28M
2021	21.29M
2020	15.37M
2019	9.37M
2018	8.39M
2017	6.26M
2016	8.76M

Cash Flows (USD)

SSBI Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	6.55M
2024	5.62M
2023	-2.62M
2022	13.54M
2021	51.94M
2020	3.59M
2019	3.14M
2018	2.88M
2017	4.04M
2016	5M

EPS (USD)

SSBI EPS (USD) by year
Period	EPS (USD)
2025	1.01
2024	-0.62
2023	1.62
2022	2.53
2021	2.2
2020	1.63
2019	0.99
2018	0.89
2017	0.51
2016	0.77

Expenses (USD)

SSBI Expenses (USD) by year
Period	Expenses (USD)
2025	17.38M
2024	18.61M
2023	18.51M
2022	19M
2021	15.98M
2020	14.48M
2019	13.8M
2018	13.18M
2017	11.09M
2016	11.44M

Cash & Debt (USD)

SSBI Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	65.52M
2024	111.47M
2023	134.12M
2022	161.35M
2021	110.07M
2020	98.78M
2019	92.54M
2018	91.87M
2017	147.58M
2016	132.25M

Debt ratios

SSBI Debt ratios by year
Period	Debt ratios
2025	-1.32
2024	-1.84
2023	-1.67
2022	-1.63
2021	-1.02
2020	-1
2019	-1.25
2018	-1.03

Margins

SSBI Margins by year
Period	Margins
2025	55.76%
2024	39.99%
2023	61.49%
2022	83.85%
2021	87.81%
2020	79.78%
2019	76.35%
2018	83.93%
2017	88.14%
2016	94.37%

Return on Capital

SSBI Return on Capital by year
Period	Return on Capital
2025	6.72%
2024	-4.57%
2023	11.08%
2022	19.16%
2021	17.44%
2020	13.9%
2019	9.62%
2018	9.47%
2017	5.51%
2016	8.47%

Shares Outstanding

SSBI Shares Outstanding by year
Period	Shares Outstanding
2025	6.67M
2024	6.72M
2023	6.7M
2022	6.69M
2021	6.68M
2020	6.07M
2019	6.07M
2018	6.07M
2017	6.04M
2016	6.02M

Dividends (USD)

SSBI Dividends (USD) by year
Period	Dividends (USD)
2024	0.28
2023	0.48
2022	0.48
2021	0.45
2020	0.44
2019	0.44
2018	0.44
2017	0.41
2016	0.35
2015	0.35

Book Value Per Share (USD)

SSBI Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	15.17
2024	13.65
2023	14.58
2022	13.24
2021	12.62
2020	12.46
2019	11.09
2018	10.14
2017	9.89
2016	9.74

Total Assets (USD)

SSBI Total Assets (USD) by year
Period	Total Assets (USD)
2025	1B
2024	1.07B
2023	1.12B
2022	1.12B
2021	958.08M
2020	865.85M
2019	695.98M
2018	622.1M
2017	610.86M
2016	513.7M

PE Ratio

SSBI PE Ratio by year
Period	PE Ratio
Sep 26	36.58
Sep 26	37.93
Aug 26	14.5
Aug 26	14.41
Aug 26	14.56
Aug 26	15.12
Jul 26	13.96
Jul 26	14.77
Jul 26	15.35
Jul 26	15.15
Jul 26	14.98
Jun 26	15.78
Jun 26	15.3
Jun 26	15.16
Jun 26	15.09
May 26	13.32
May 26	13.31
May 26	13.25
May 26	13.43
May 26	13.28
Apr 26	13.45
Apr 26	13.47
Apr 26	13.43
Apr 26	13.15
Mar 26	13.05
Mar 26	13
Mar 26	12.97
Mar 26	12.84
Feb 25	11.68
Feb 25	10.45
Feb 25	9.95
Feb 25	10.09
Jan 25	10.2
Jan 25	10.41
Jan 25	10.35
Jan 25	9.98
Jan 25	10.66
Dec 24	10.52
Dec 24	10.59
Dec 24	9.84
Dec 24	10.39
Nov 24	10.52
Nov 24	7.69
Nov 24	7.54
Nov 24	7.28
Nov 24	7.55
Oct 24	8.83
Oct 24	9.06
Oct 24	8.04
Oct 24	7.01
Sep 24	9.72
Sep 24	9.43
Sep 24	9.45
Sep 24	9.29
Aug 24	9.68
Aug 24	7.3
Aug 24	7.2
Aug 24	7.65
Aug 24	7.84
Jul 24	8.14
Jul 24	8.27
Jul 24	7.73
Jul 24	7.76
Jun 24	7.81
Jun 24	7.75
Jun 24	7.52
Jun 24	7.28
May 24	7.66
May 24	5.95
May 24	5.42
May 24	5.88
May 24	5.68
Apr 24	6.07
Apr 24	6.08
Apr 24	6.07
Apr 24	6.4
Mar 24	6.72
Mar 24	6.62
Mar 24	6.56
Mar 24	6.84
Mar 24	6.77
Feb 24	5.25
Feb 24	5.16
Feb 24	5.05
Feb 24	5.76
Jan 24	5.91
Jan 24	5.84
Jan 24	5.84
Jan 24	6.07
Dec 23	6.11
Dec 23	6.26
Dec 23	6.54
Dec 23	6.37
Dec 23	6.7
Nov 23	5.5
Nov 23	5.46
Nov 23	5.26
Nov 23	5.44
Oct 23	5.18
Oct 23	6.26

Free Cash Flow Yield

SSBI Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	21.55%
Sep 26	20.78%
Aug 26	15.59%
Aug 26	15.69%
Aug 26	15.53%
Aug 26	14.95%
Jul 26	16.19%
Jul 26	15.3%
Jul 26	14.73%
Jul 26	14.93%
Jul 26	15.1%
Jun 26	14.33%
Jun 26	14.77%
Jun 26	14.92%
Jun 26	14.98%
May 26	7.24%
May 26	7.24%
May 26	7.27%
May 26	7.17%
May 26	7.26%
Apr 26	7.16%
Apr 26	7.15%
Apr 26	7.17%
Apr 26	7.33%
Mar 26	7.38%
Mar 26	7.41%
Mar 26	7.43%
Mar 26	7.5%
Feb 26	6.34%
Feb 26	6.06%
Feb 26	5.97%
Feb 26	6.02%
Jan 26	6.06%
Jan 26	6.13%
Jan 26	6.39%
Jan 26	6.65%
Jan 26	6.96%
Dec 25	7.06%
Dec 25	7.06%
Dec 25	7.18%
Dec 25	7.45%
Nov 25	0.94%
Nov 25	0.93%
Nov 25	0.94%
Nov 25	0.95%
Oct 25	0.93%
Oct 25	0.87%
Oct 25	0.86%
Oct 25	0.86%
Oct 25	0.85%
Sep 25	0.84%
Sep 25	0.85%
Sep 25	0.85%
Sep 25	0.86%
Aug 25	0.86%
Aug 25	2.33%
Aug 25	2.27%
Aug 25	2.21%
Aug 25	2.2%
Jul 25	2.28%
Jul 25	2.32%
Jul 25	2.27%
Jul 25	2.42%
Jun 25	2.66%
Jun 25	2.76%
Jun 25	2.73%
Jun 25	2.7%
May 25	2.66%
May 25	8.36%
May 25	9.01%
May 25	8.76%
May 25	9.09%
Apr 25	10.45%
Apr 25	9.87%
Apr 25	10.26%
Apr 25	9.69%
Mar 25	9.18%
Mar 25	8.41%
Mar 25	9.76%
Mar 25	9.58%
Feb 25	5.21%
Feb 25	5.82%
Feb 25	6.12%
Feb 25	6.03%
Jan 25	5.97%
Jan 25	5.85%
Jan 25	5.88%
Jan 25	6.1%
Jan 25	5.71%
Dec 24	5.79%
Dec 24	5.75%
Dec 24	6.19%
Dec 24	5.86%
Nov 24	5.79%
Nov 24	-3.68%
Nov 24	-3.76%
Nov 24	-3.89%
Nov 24	-3.75%
Oct 24	-3.21%
Oct 24	-3.12%

Price to Sales

SSBI Price to Sales by year
Period	Price to Sales
Sep 26	1.42
Sep 26	1.47
Aug 26	1.48
Aug 26	1.47
Aug 26	1.48
Aug 26	1.54
Jul 26	1.42
Jul 26	1.5
Jul 26	1.56
Jul 26	1.54
Jul 26	1.52
Jun 26	1.61
Jun 26	1.56
Jun 26	1.54
Jun 26	1.54
May 26	1.54
May 26	1.54
May 26	1.53
May 26	1.55
May 26	1.53
Apr 26	1.55
Apr 26	1.56
Apr 26	1.55
Apr 26	1.52
Mar 26	1.51
Mar 26	1.5
Mar 26	1.5
Mar 26	1.48
Feb 26	1.44
Feb 26	1.51
Feb 26	1.53
Feb 26	1.51
Jan 26	1.5
Jan 26	1.49
Jan 26	1.43
Jan 26	1.37
Jan 26	1.31
Dec 25	1.29
Dec 25	1.29
Dec 25	1.27
Dec 25	1.22
Nov 25	1.18
Nov 25	1.18
Nov 25	1.17
Nov 25	1.17
Oct 25	1.18
Oct 25	1.27
Oct 25	1.29
Oct 25	1.28
Oct 25	1.29
Sep 25	1.31
Sep 25	1.3
Sep 25	1.3
Sep 25	1.28
Aug 25	1.29
Aug 25	1.24
Aug 25	1.27
Aug 25	1.31
Aug 25	1.32
Jul 25	1.27
Jul 25	1.25
Jul 25	1.28
Jul 25	1.2
Jun 25	1.09
Jun 25	1.05
Jun 25	1.06
Jun 25	1.07
May 25	1.09
May 25	1.08
May 25	1.01
May 25	1.03
May 25	1
Apr 25	0.87
Apr 25	0.92
Apr 25	0.88
Apr 25	0.93
Mar 25	0.99
Mar 25	1.08
Mar 25	0.93
Mar 25	0.95
Feb 25	0.92
Feb 25	0.82
Feb 25	0.78
Feb 25	0.79
Jan 25	0.8
Jan 25	0.82
Jan 25	0.81
Jan 25	0.79
Jan 25	0.84
Dec 24	0.83
Dec 24	0.83
Dec 24	0.77
Dec 24	0.82
Nov 24	0.83
Nov 24	0.75
Nov 24	0.74
Nov 24	0.71
Nov 24	0.74
Oct 24	0.86
Oct 24	0.88

EV/EBITDA

SSBI EV/EBITDA by year
Period	EV/EBITDA
Sep 26	-7.51
Sep 26	-6.57
Aug 26	-2.69
Aug 26	-2.75
Aug 26	-2.65
Aug 26	-2.25
Jul 26	-3.07
Jul 26	-2.5
Jul 26	-2.09
Jul 26	-2.23
Jul 26	-2.35
Jun 26	-1.79
Jun 26	-2.12
Jun 26	-2.23
Jun 26	-2.27
May 26	3.31
May 26	3.3
May 26	3.26
May 26	3.4
May 26	3.28
Apr 26	3.41
Apr 26	3.42
Apr 26	3.4
Apr 26	3.19
Mar 26	3.12
Mar 26	3.08
Mar 26	3.06
Mar 26	2.97
Feb 25	-13.04
Feb 25	-13.87
Feb 25	-14.2
Feb 25	-14.11
Jan 25	-14.03
Jan 25	-13.9
Jan 25	-13.93
Jan 25	-14.18
Jan 25	-13.73
Dec 24	-13.82
Dec 24	-13.78
Dec 24	-14.28
Dec 24	-13.9
Nov 24	-13.82
Nov 24	-7.54
Nov 24	-7.65
Nov 24	-7.82
Nov 24	-7.64
Oct 24	-6.77
Oct 24	-6.62
Oct 24	-7.31
Oct 24	-8
Sep 24	-6.17
Sep 24	-6.37
Sep 24	-6.35
Sep 24	-6.46
Aug 24	-6.19
Aug 24	-2.34
Aug 24	-2.41
Aug 24	-2.11
Aug 24	-1.98
Jul 24	-1.77
Jul 24	-1.68
Jul 24	-2.05
Jul 24	-2.03
Jun 24	-1.99
Jun 24	-2.04
Jun 24	-2.19
Jun 24	-2.36
May 24	-2.09
May 24	-4.07
May 24	-4.44
May 24	-4.12
May 24	-4.26
Apr 24	-3.99
Apr 24	-3.98
Apr 24	-3.99
Apr 24	-3.76
Mar 24	-3.54
Mar 24	-3.61
Mar 24	-3.65
Mar 24	-3.46
Mar 24	-3.51
Feb 24	-4.68
Feb 24	-4.74
Feb 24	-4.82
Feb 24	-4.33
Jan 24	-4.21
Jan 24	-4.26
Jan 24	-4.27
Jan 24	-4.1
Dec 23	-4.08
Dec 23	-3.97
Dec 23	-3.78
Dec 23	-3.89
Dec 23	-3.66
Nov 23	-4.62
Nov 23	-4.65
Nov 23	-4.78
Nov 23	-4.66
Oct 23	-4.84
Oct 23	-4.09

Price/Operating Cashflow

SSBI Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	4.59
Sep 26	4.76
Aug 26	6.39
Aug 26	6.35
Aug 26	6.42
Aug 26	6.67
Jul 26	6.16
Jul 26	6.51
Jul 26	6.77
Jul 26	6.68
Jul 26	6.6
Jun 26	6.96
Jun 26	6.75
Jun 26	6.68
Jun 26	6.65
May 26	13.72
May 26	13.71
May 26	13.65
May 26	13.84
May 26	13.68
Apr 26	13.86
Apr 26	13.88
Apr 26	13.84
Apr 26	13.55
Mar 26	13.45
Mar 26	13.4
Mar 26	13.37
Mar 26	13.24
Feb 26	15.68
Feb 26	16.42
Feb 26	16.66
Feb 26	16.52
Jan 26	16.41
Jan 26	16.23
Jan 26	15.57
Jan 26	14.96
Jan 26	14.29
Dec 25	14.09
Dec 25	14.09
Dec 25	13.85
Dec 25	13.35
Nov 25	98.11
Nov 25	98.84
Nov 25	98.02
Nov 25	97.3
Oct 25	98.74
Oct 25	106.35
Oct 25	107.52
Oct 25	106.53
Oct 25	107.8
Sep 25	109.42
Sep 25	108.16
Sep 25	108.16
Sep 25	106.89
Aug 25	107.52
Aug 25	39.4
Aug 25	40.33
Aug 25	41.54
Aug 25	41.71
Jul 25	40.27
Jul 25	39.58
Jul 25	40.47
Jul 25	37.96
Jun 25	34.47
Jun 25	33.27
Jun 25	33.61
Jun 25	33.96
May 25	34.47
May 25	11.49
May 25	10.66
May 25	10.97
May 25	10.57
Apr 25	9.19
Apr 25	9.73
Apr 25	9.36
Apr 25	9.91
Mar 25	10.46
Mar 25	11.42
Mar 25	9.84
Mar 25	10.03
Feb 25	17.38
Feb 25	15.55
Feb 25	14.8
Feb 25	15.01
Jan 25	15.17
Jan 25	15.48
Jan 25	15.4
Jan 25	14.84
Jan 25	15.85
Dec 24	15.65
Dec 24	15.75
Dec 24	14.64
Dec 24	15.46
Nov 24	15.65
Aug 24	52.02
Aug 24	51.31
Aug 24	54.49
Aug 24	55.85
Jul 24	58.03
Jul 24	58.91

Price to Book

SSBI Price to Book by year
Period	Price to Book
Sep 26	0.81
Sep 26	0.84
Aug 26	0.84
Aug 26	0.84
Aug 26	0.85
Aug 26	0.88
Jul 26	0.81
Jul 26	0.86
Jul 26	0.89
Jul 26	0.88
Jul 26	0.87
Jun 26	0.92
Jun 26	0.89
Jun 26	0.88
Jun 26	0.88
May 26	0.89
May 26	0.89
May 26	0.89
May 26	0.9
May 26	0.89
Apr 26	0.9
Apr 26	0.91
Apr 26	0.9
Apr 26	0.88
Mar 26	0.88
Mar 26	0.87
Mar 26	0.87
Mar 26	0.86
Feb 26	0.88
Feb 26	0.92
Feb 26	0.94
Feb 26	0.93
Jan 26	0.92
Jan 26	0.91
Jan 26	0.88
Jan 26	0.84
Jan 26	0.8
Dec 25	0.79
Dec 25	0.79
Dec 25	0.78
Dec 25	0.75
Nov 25	0.74
Nov 25	0.75
Nov 25	0.74
Nov 25	0.74
Oct 25	0.75
Oct 25	0.81
Oct 25	0.82
Oct 25	0.81
Oct 25	0.82
Sep 25	0.83
Sep 25	0.82
Sep 25	0.82
Sep 25	0.81
Aug 25	0.82
Aug 25	0.81
Aug 25	0.82
Aug 25	0.85
Aug 25	0.85
Jul 25	0.82
Jul 25	0.81
Jul 25	0.83
Jul 25	0.78
Jun 25	0.7
Jun 25	0.68
Jun 25	0.69
Jun 25	0.69
May 25	0.7
May 25	0.73
May 25	0.68
May 25	0.7
May 25	0.67
Apr 25	0.59
Apr 25	0.62
Apr 25	0.6
Apr 25	0.63
Mar 25	0.67
Mar 25	0.73
Mar 25	0.63
Mar 25	0.64
Feb 25	0.56
Feb 25	0.5
Feb 25	0.48
Feb 25	0.49
Jan 25	0.49
Jan 25	0.5
Jan 25	0.5
Jan 25	0.48
Jan 25	0.51
Dec 24	0.51
Dec 24	0.51
Dec 24	0.47
Dec 24	0.5
Nov 24	0.51
Nov 24	0.47
Nov 24	0.47
Nov 24	0.45
Nov 24	0.47
Oct 24	0.54
Oct 24	0.56

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News: SSBI

globenewswire.com · 28 Jul 2026