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Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna

$33.52 +$7.82 (+30.43%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$32.65

Day Range

$28.45$33.52

Year Range

$18.31$33.52

Market Cap

41.9B

AVG Volume

1.18K

Trailing/Forward PE

13.87/3.08

PEG ratio

0.64

Dividend Yield

5.11%

Next Earnings Date

2026-11-05

Primary Exchange

Other OTC

Revenue (PLN)

PSZKF Revenue (PLN) by quarter
Period	Revenue (PLN)
26 Q2	7.37B
26 Q1	7.35B
25 Q4	9.79B
25 Q3	10.11B
25 Q2	10.18B
25 Q1	10B
24 Q4	10.28B
24 Q3	9.8B
24 Q2	9.25B
24 Q1	9.53B

Net Income (PLN)

PSZKF Net Income (PLN) by quarter
Period	Net Income (PLN)
26 Q2	2.76B
26 Q1	2.52B
25 Q4	2.71B
25 Q3	2.84B
25 Q2	2.66B
25 Q1	2.47B
24 Q4	2.45B
24 Q3	2.46B
24 Q2	2.35B
24 Q1	2.04B

Operating Income (PLN)

PSZKF Operating Income (PLN) by quarter
Period	Operating Income (PLN)
26 Q2	5.21B
26 Q1	3.96B
25 Q4	3.2B
25 Q3	3.71B
25 Q2	3.56B
25 Q1	3.38B
24 Q4	3.29B
24 Q3	3.64B
24 Q2	3.05B
24 Q1	2.74B

EBITDA (PLN)

PSZKF EBITDA (PLN) by quarter
Period	EBITDA (PLN)
26 Q2	4.32B
26 Q1	4.06B
25 Q4	3.18B
25 Q3	4.12B
25 Q2	3.96B
25 Q1	3.78B
24 Q4	3.7B
24 Q3	4.03B
24 Q2	3.43B
24 Q1	3.1B

Cash Flows (PLN)

PSZKF Cash Flows (PLN) by quarter
Period	Cash Flows (PLN)
26 Q2	4.91B
26 Q1	2.04B
25 Q4	-3.15B
25 Q3	1.96B
25 Q2	6.17B
25 Q1	-4.55B
24 Q4	3.94B
24 Q3	-1.84B
24 Q2	3.6B
24 Q1	-12.99B

EPS (PLN)

PSZKF EPS (PLN) by quarter
Period	EPS (PLN)
26 Q2	2.22
26 Q1	2.02
25 Q4	2.15
25 Q3	2.27
25 Q2	2.13
25 Q1	1.98
24 Q4	1.96
24 Q3	1.97
24 Q2	1.88
24 Q1	1.64

Expenses (PLN)

PSZKF Expenses (PLN) by quarter
Period	Expenses (PLN)
26 Q2	1.64B
26 Q1	1.48B
25 Q4	2.22B
25 Q3	749M
25 Q2	712M
25 Q1	663M
24 Q4	1.46B
24 Q3	725M
24 Q2	572M
24 Q1	724M

Cash & Debt (PLN)

PSZKF Cash & Debt (PLN) by quarter
Period	Cash & Debt (PLN)
26 Q2	15.71B
26 Q1	16.91B
25 Q4	21.89B
25 Q3	25.86B
25 Q2	29.76B
25 Q1	21.66B
24 Q4	27.38B
24 Q3	28.66B
24 Q2	28.31B
24 Q1	25.74B

Debt ratios

PSZKF Debt ratios by quarter
Period	Debt ratios
26 Q2	1.97
26 Q1	1.45
25 Q4	1.3
25 Q3	0.5
25 Q2	0.09
25 Q1	0.5
24 Q4	0.2
24 Q3	-0.1
24 Q2	-0.2
24 Q1	-0.15

Margins

PSZKF Margins by quarter
Period	Margins
26 Q2	100%
26 Q1	97.21%
25 Q4	78.46%
25 Q3	77.5%
25 Q2	77.12%
25 Q1	76.61%
24 Q4	76.44%
24 Q3	74.99%
24 Q2	73.16%
24 Q1	72.39%

Return on Capital

PSZKF Return on Capital by quarter
Period	Return on Capital
26 Q2	4.95%
26 Q1	4.21%
25 Q4	4.64%
25 Q3	5.13%
25 Q2	5.12%
25 Q1	4.46%
24 Q4	4.67%
24 Q3	4.88%
24 Q2	5.01%
24 Q1	4.29%

Shares Outstanding

PSZKF Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	331.84M
26 Q1	336.62M
25 Q4	347.75M
25 Q3	1.25B
25 Q2	1.25B
25 Q1	1.25B
24 Q4	1.25B
24 Q3	1.25B
24 Q2	1.25B
24 Q1	1.25B

Dividends (PLN)

PSZKF Dividends (PLN) by quarter
Period	Dividends (PLN)
Aug 26	1.65
Aug 25	1.48
Aug 24	0.65
Jan 24	0.32
Aug 22	0.4
Jul 19	0.37
Aug 18	0.15
Sep 14	0.21
Sep 13	0.57
Jun 12	0.37

Book Value Per Share (PLN)

PSZKF Book Value Per Share (PLN) by quarter
Period	Book Value Per Share (PLN)
26 Q2	167.92
26 Q1	177.82
25 Q4	168.02
25 Q3	44.21
25 Q2	41.54
25 Q1	44.3
24 Q4	41.9
24 Q3	40.36
24 Q2	37.55
24 Q1	38.1

Total Assets (PLN)

PSZKF Total Assets (PLN) by quarter
Period	Total Assets (PLN)
26 Q2	606.48B
26 Q1	593.74B
25 Q4	582.34B
25 Q3	554.57B
25 Q2	547.3B
25 Q1	531.36B
24 Q4	525.23B
24 Q3	511.51B
24 Q2	507.26B
24 Q1	496.99B

PE Ratio

PSZKF PE Ratio by quarter
Period	PE Ratio
Sep 26	3.92
Sep 26	3.58
Aug 26	3.48
Aug 26	3.38
Aug 26	3.58
Aug 26	3.57
Jul 26	3.72
Jul 26	3.48
Jul 26	3.24
Jul 26	3.32
Jul 26	3.44
Jun 26	3.28
Jun 26	3.43
Jun 26	3.52
Jun 26	3.39
May 26	3.55
May 26	3.47
May 26	3.04
May 26	3.18
May 26	3.12
Apr 26	3.07
Apr 26	3.49
Apr 26	3.34
Apr 26	3.01
Mar 26	10.05
Mar 26	10.17
Mar 26	10.18
Mar 26	9.79
Feb 26	10.85
Feb 26	11.18
Feb 26	11.07
Feb 26	11.69
Jan 26	11.71
Jan 26	10.68
Jan 26	10.88
Jan 26	10.93
Jan 26	11.08
Dec 25	10.97
Dec 25	10.96
Dec 25	10.67
Dec 25	9.99
Nov 25	9.78
Nov 25	9.86
Nov 25	8.92
Nov 25	9.2
Oct 25	10.14
Oct 25	9.84
Oct 25	9.81
Oct 25	8.99
Oct 25	8.64
Sep 25	8.58
Sep 25	9.44
Sep 25	9.57
Sep 25	9.87
Aug 25	9.92
Aug 25	11.01
Aug 25	11.01
Aug 25	9.33
Aug 25	11
Jul 25	11.06
Jul 25	11.06
Jul 25	10.02
Jul 25	9.89
Jun 25	10.38
Jun 25	9.95
Jun 25	9.85
Jun 25	9.63
May 25	11.1
May 25	10.49
May 25	10.83
May 25	10.1
May 25	10.31
Apr 25	10.7
Apr 25	10.06
Apr 25	9.46
Apr 25	10.46
Mar 25	13.14
Mar 25	13.81
Mar 25	13.32
Mar 25	12.11
Feb 25	11.45
Feb 25	11.14
Feb 25	11.12
Feb 25	11.85
Jan 25	9.55
Jan 25	9.42
Jan 25	9.74
Jan 25	9.85
Jan 25	9.64
Dec 24	9.64
Dec 24	9.61
Dec 24	9.55
Dec 24	8.83
Nov 24	8.89
Nov 24	9.33
Nov 24	9.19
Nov 24	9.79
Nov 24	9.49
Oct 24	9.48
Oct 24	9.33

Free Cash Flow Yield

PSZKF Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	16.69%
Sep 26	18.27%
Aug 26	18.82%
Aug 26	19.38%
Aug 26	18.29%
Aug 26	18.35%
Jul 26	17.6%
Jul 26	18.79%
Jul 26	20.19%
Jul 26	19.72%
Jul 26	19%
Jun 26	1.2%
Jun 26	1.15%
Jun 26	1.12%
Jun 26	1.16%
May 26	1.11%
May 26	1.14%
May 26	1.3%
May 26	1.24%
May 26	1.26%
Apr 26	1.29%
Apr 26	1.13%
Apr 26	1.18%
Apr 26	1.31%
Mar 26	7.19%
Mar 26	7.1%
Mar 26	7.09%
Mar 26	7.38%
Feb 26	6.65%
Feb 26	6.46%
Feb 26	6.52%
Feb 26	6.18%
Jan 26	6.16%
Jan 26	6.76%
Jan 26	6.64%
Jan 26	6.61%
Jan 26	6.52%
Dec 25	3.37%
Dec 25	3.38%
Dec 25	3.47%
Dec 25	3.71%
Nov 25	3.78%
Nov 25	3.75%
Nov 25	4.15%
Nov 25	4.02%
Oct 25	3.65%
Oct 25	3.76%
Oct 25	3.77%
Oct 25	4.12%
Oct 25	4.28%
Sep 25	1.38%
Sep 25	1.25%
Sep 25	1.24%
Sep 25	1.2%
Aug 25	1.19%
Aug 25	1.07%
Aug 25	1.07%
Aug 25	1.27%
Aug 25	1.08%
Jul 25	1.07%
Jul 25	1.07%
Jul 25	1.18%
Jul 25	1.2%
Jun 25	-7.55%
Jun 25	-7.87%
Jun 25	-7.95%
Jun 25	-8.13%
May 25	-7.05%
May 25	-7.47%
May 25	-7.23%
May 25	-7.76%
May 25	-7.59%
Apr 25	-7.32%
Apr 25	-7.78%
Apr 25	-8.28%
Apr 25	-7.48%
Mar 25	7.74%
Mar 25	7.36%
Mar 25	7.63%
Mar 25	8.4%
Feb 25	8.88%
Feb 25	9.13%
Feb 25	9.14%
Feb 25	8.58%
Jan 25	10.65%
Jan 25	10.79%
Jan 25	10.43%
Jan 25	10.32%
Jan 25	10.55%
Dec 24	29.65%
Dec 24	29.73%
Dec 24	29.93%
Dec 24	32.37%
Nov 24	32.14%
Nov 24	30.62%
Nov 24	31.09%
Nov 24	29.17%
Nov 24	30.11%
Oct 24	30.13%
Oct 24	30.6%

Price to Sales

PSZKF Price to Sales by quarter
Period	Price to Sales
Sep 26	1.12
Sep 26	1.03
Aug 26	1
Aug 26	0.97
Aug 26	1.03
Aug 26	1.02
Jul 26	1.07
Jul 26	1
Jul 26	0.93
Jul 26	0.95
Jul 26	0.99
Jun 26	0.87
Jun 26	0.91
Jun 26	0.94
Jun 26	0.9
May 26	0.95
May 26	0.92
May 26	0.81
May 26	0.85
May 26	0.83
Apr 26	0.82
Apr 26	0.93
Apr 26	0.89
Apr 26	0.8
Mar 26	2.58
Mar 26	2.61
Mar 26	2.61
Mar 26	2.51
Feb 26	2.79
Feb 26	2.87
Feb 26	2.84
Feb 26	3
Jan 26	3.01
Jan 26	2.74
Jan 26	2.79
Jan 26	2.8
Jan 26	2.84
Dec 25	2.74
Dec 25	2.73
Dec 25	2.66
Dec 25	2.49
Nov 25	2.44
Nov 25	2.46
Nov 25	2.22
Nov 25	2.3
Oct 25	2.53
Oct 25	2.45
Oct 25	2.45
Oct 25	2.24
Oct 25	2.15
Sep 25	2.12
Sep 25	2.34
Sep 25	2.37
Sep 25	2.44
Aug 25	2.45
Aug 25	2.72
Aug 25	2.72
Aug 25	2.31
Aug 25	2.72
Jul 25	2.74
Jul 25	2.74
Jul 25	2.48
Jul 25	2.45
Jun 25	2.48
Jun 25	2.38
Jun 25	2.36
Jun 25	2.31
May 25	2.66
May 25	2.51
May 25	2.59
May 25	2.42
May 25	2.47
Apr 25	2.56
Apr 25	2.41
Apr 25	2.27
Apr 25	2.51
Mar 25	2.59
Mar 25	2.72
Mar 25	2.63
Mar 25	2.39
Feb 25	2.26
Feb 25	2.2
Feb 25	2.19
Feb 25	2.34
Jan 25	1.88
Jan 25	1.86
Jan 25	1.92
Jan 25	1.94
Jan 25	1.9
Dec 24	1.99
Dec 24	1.99
Dec 24	1.97
Dec 24	1.83
Nov 24	1.84
Nov 24	1.93
Nov 24	1.9
Nov 24	2.03
Nov 24	1.96
Oct 24	1.96
Oct 24	1.93

EV/EBITDA

PSZKF EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	4.19
Sep 26	3.95
Aug 26	3.88
Aug 26	3.81
Aug 26	3.95
Aug 26	3.94
Jul 26	4.05
Jul 26	3.88
Jul 26	3.71
Jul 26	3.77
Jul 26	3.86
Jun 26	3.63
Jun 26	3.73
Jun 26	3.8
Jun 26	3.7
May 26	3.82
May 26	3.76
May 26	3.46
May 26	3.56
May 26	3.52
Apr 26	3.48
Apr 26	3.78
Apr 26	3.67
Apr 26	3.44
Mar 26	7.22
Mar 26	7.3
Mar 26	7.31
Mar 26	7.04
Feb 26	7.76
Feb 26	7.98
Feb 26	7.9
Feb 26	8.31
Jan 26	8.33
Jan 26	7.64
Jan 26	7.77
Jan 26	7.81
Jan 26	7.91
Dec 25	7.21
Dec 25	7.21
Dec 25	7.01
Dec 25	6.57
Nov 25	6.44
Nov 25	6.49
Nov 25	5.88
Nov 25	6.06
Oct 25	6.67
Oct 25	6.47
Oct 25	6.46
Oct 25	5.92
Oct 25	5.7
Sep 25	6.09
Sep 25	6.65
Sep 25	6.73
Sep 25	6.93
Aug 25	6.96
Aug 25	7.67
Aug 25	7.67
Aug 25	6.58
Aug 25	7.66
Jul 25	7.7
Jul 25	7.7
Jul 25	7.03
Jul 25	6.94
Jun 25	6.96
Jun 25	6.69
Jun 25	6.62
Jun 25	6.48
May 25	7.44
May 25	7.04
May 25	7.26
May 25	6.78
May 25	6.92
Apr 25	7.18
Apr 25	6.76
Apr 25	6.37
Apr 25	7.02
Mar 25	7.73
Mar 25	8.14
Mar 25	7.84
Mar 25	7.12
Feb 25	6.73
Feb 25	6.55
Feb 25	6.53
Feb 25	6.97
Jan 25	5.6
Jan 25	5.52
Jan 25	5.71
Jan 25	5.78
Jan 25	5.65
Dec 24	5.72
Dec 24	5.7
Dec 24	5.66
Dec 24	5.22
Nov 24	5.26
Nov 24	5.53
Nov 24	5.44
Nov 24	5.82
Nov 24	5.63
Oct 24	5.62
Oct 24	5.53

Price/Operating Cashflow

PSZKF Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	4.8
Sep 26	4.39
Aug 26	4.26
Aug 26	4.13
Aug 26	4.38
Aug 26	4.37
Jul 26	4.55
Jul 26	4.26
Jul 26	3.97
Jul 26	4.06
Jul 26	4.22
Jun 26	19.74
Jun 26	20.62
Jun 26	21.19
Jun 26	20.37
May 26	21.38
May 26	20.89
May 26	18.32
May 26	19.14
May 26	18.81
Apr 26	18.46
Apr 26	21.03
Apr 26	20.13
Apr 26	18.14
Mar 26	11.93
Mar 26	12.08
Mar 26	12.09
Mar 26	11.63
Feb 26	12.89
Feb 26	13.28
Feb 26	13.15
Feb 26	13.88
Jan 26	13.91
Jan 26	12.68
Jan 26	12.92
Jan 26	12.98
Jan 26	13.16
Dec 25	22.23
Dec 25	22.21
Dec 25	21.62
Dec 25	20.24
Nov 25	19.82
Nov 25	19.97
Nov 25	18.07
Nov 25	18.65
Oct 25	20.54
Oct 25	19.93
Oct 25	19.88
Oct 25	18.21
Oct 25	17.5
Sep 25	36.27
Sep 25	39.91
Sep 25	40.45
Sep 25	41.74
Aug 25	41.96
Aug 25	46.56
Aug 25	46.55
Aug 25	39.45
Aug 25	46.49
Jul 25	46.75
Jul 25	46.75
Jul 25	42.37
Jul 25	41.81
Mar 25	11.12
Mar 25	11.69
Mar 25	11.27
Mar 25	10.24
Feb 25	9.69
Feb 25	9.43
Feb 25	9.41
Feb 25	10.03
Jan 25	8.08
Jan 25	7.98
Jan 25	8.25
Jan 25	8.33
Jan 25	8.16
Dec 24	3.17
Dec 24	3.16
Dec 24	3.14
Dec 24	2.9
Nov 24	2.92
Nov 24	3.07
Nov 24	3.02
Nov 24	3.22
Nov 24	3.12
Oct 24	3.12
Oct 24	3.07
Oct 24	3.14
Oct 24	3.15
Sep 24	2.27
Sep 24	2.25
Sep 24	2.27
Sep 24	2.27
Aug 24	2.24
Aug 24	2.2
Aug 24	2.24
Aug 24	2.12
Aug 24	0.65
Jul 24	0.65
Jul 24	0.65

Price to Book

PSZKF Price to Book by quarter
Period	Price to Book
Sep 26	0.7
Sep 26	0.64
Aug 26	0.62
Aug 26	0.61
Aug 26	0.64
Aug 26	0.64
Jul 26	0.67
Jul 26	0.62
Jul 26	0.58
Jul 26	0.59
Jul 26	0.62
Jun 26	0.6
Jun 26	0.63
Jun 26	0.64
Jun 26	0.62
May 26	0.65
May 26	0.63
May 26	0.56
May 26	0.58
May 26	0.57
Apr 26	0.56
Apr 26	0.64
Apr 26	0.61
Apr 26	0.55
Mar 26	1.89
Mar 26	1.92
Mar 26	1.92
Mar 26	1.84
Feb 26	2.04
Feb 26	2.11
Feb 26	2.09
Feb 26	2.2
Jan 26	2.21
Jan 26	2.01
Jan 26	2.05
Jan 26	2.06
Jan 26	2.09
Dec 25	2.12
Dec 25	2.12
Dec 25	2.06
Dec 25	1.93
Nov 25	1.89
Nov 25	1.91
Nov 25	1.72
Nov 25	1.78
Oct 25	1.96
Oct 25	1.9
Oct 25	1.9
Oct 25	1.74
Oct 25	1.67
Sep 25	1.51
Sep 25	1.66
Sep 25	1.68
Sep 25	1.73
Aug 25	1.74
Aug 25	1.93
Aug 25	1.93
Aug 25	1.64
Aug 25	1.93
Jul 25	1.94
Jul 25	1.94
Jul 25	1.76
Jul 25	1.74
Jun 25	1.84
Jun 25	1.77
Jun 25	1.75
Jun 25	1.71
May 25	1.97
May 25	1.86
May 25	1.92
May 25	1.79
May 25	1.83
Apr 25	1.9
Apr 25	1.79
Apr 25	1.68
Apr 25	1.86
Mar 25	1.96
Mar 25	2.06
Mar 25	1.99
Mar 25	1.81
Feb 25	1.71
Feb 25	1.66
Feb 25	1.66
Feb 25	1.77
Jan 25	1.43
Jan 25	1.41
Jan 25	1.46
Jan 25	1.47
Jan 25	1.44
Dec 24	1.61
Dec 24	1.61
Dec 24	1.6
Dec 24	1.48
Nov 24	1.49
Nov 24	1.56
Nov 24	1.54
Nov 24	1.64
Nov 24	1.59
Oct 24	1.59
Oct 24	1.56

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AI Analysis

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna

Video analysis: PSZKF

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