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Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna

$31.13 +$5.43 (+21.13%)

OTC · 14 Sep 2026 14:20 UTC

Previous Close

$33.52

Day Range

$31.13 - $31.13

Year Range

$18.31$33.52

Market Cap

38.91B

AVG Volume

1.18K

Trailing/Forward PE

13.83/2.86

PEG ratio

0.64

Dividend Yield

5.12%

Next Earnings Date

2026-11-05

Primary Exchange

Other OTC

Revenue (PLN)

PSZKF Revenue (PLN) by year
Period	Revenue (PLN)
2025	40.08B
2024	38.85B
2023	37.19B
2022	25.55B
2021	15.79B
2020	16.04B
2019	17.04B
2018	15.77B
2017	14.99B
2016	14.13B

Net Income (PLN)

PSZKF Net Income (PLN) by year
Period	Net Income (PLN)
2025	10.68B
2024	9.3B
2023	5.5B
2022	3.33B
2021	4.87B
2020	-2.56B
2019	4.03B
2018	3.74B
2017	3.1B
2016	2.87B

Operating Income (PLN)

PSZKF Operating Income (PLN) by year
Period	Operating Income (PLN)
2025	13.84B
2024	12.73B
2023	8.56B
2022	4.75B
2021	6.51B
2020	-1.7B
2019	5.82B
2018	5.08B
2017	4.25B
2016	3.78B

EBITDA (PLN)

PSZKF EBITDA (PLN) by year
Period	EBITDA (PLN)
2025	15.05B
2024	14.26B
2023	9.93B
2022	6.02B
2021	7.72B
2020	-524M
2019	6.87B
2018	5.9B
2017	5.09B
2016	4.58B

Cash Flows (PLN)

PSZKF Cash Flows (PLN) by year
Period	Cash Flows (PLN)
2025	421.02M
2024	-7.29B
2023	45.11B
2022	17.74B
2021	31.49B
2020	31.61B
2019	3.8B
2018	9.88B
2017	17.12B
2016	6.34B

EPS (PLN)

PSZKF EPS (PLN) by year
Period	EPS (PLN)
2025	8.53
2024	7.45
2023	4.39
2022	2.67
2021	3.9
2020	-2.05
2019	3.24
2018	3
2017	2.49
2016	2.29

Expenses (PLN)

PSZKF Expenses (PLN) by year
Period	Expenses (PLN)
2025	4.35B
2024	3.48B
2023	3.91B
2022	3.62B
2021	4.01B
2020	2.5B
2019	2.66B
2018	2.43B
2017	2.02B
2016	2.2B

Cash & Debt (PLN)

PSZKF Cash & Debt (PLN) by year
Period	Cash & Debt (PLN)
2025	21.89B
2024	27.38B
2023	30.4B
2022	31.51B
2021	20.05B
2020	9.67B
2019	18.67B
2018	30.54B
2017	22.85B
2016	17.96B

Debt ratios

PSZKF Debt ratios by year
Period	Debt ratios
2025	0.43
2024	0.07
2023	-0.34
2022	-0.5
2021	0.5
2020	1.64
2019	0.84
2018	0.26

Margins

PSZKF Margins by year
Period	Margins
2025	77.42%
2024	74.3%
2023	65.31%
2022	67.41%
2021	95.66%
2020	90.92%
2019	85.92%
2018	85.74%
2017	84.57%
2016	84.36%

Return on Capital

PSZKF Return on Capital by year
Period	Return on Capital
2025	18.27%
2024	17.77%
2023	12.17%
2022	9.31%
2021	12.93%
2020	-6.41%
2019	9.7%
2018	9.57%
2017	8.56%
2016	8.83%

Shares Outstanding

PSZKF Shares Outstanding by year
Period	Shares Outstanding
2025	347.75M
2024	1.25B
2023	1.25B
2022	1.25B
2021	1.25B
2020	1.25B
2019	1.25B
2018	1.25B
2017	1.25B
2016	1.25B

Dividends (PLN)

PSZKF Dividends (PLN) by year
Period	Dividends (PLN)
2026	1.65
2025	1.48
2024	0.97
2022	0.4
2019	0.37
2018	0.15
2014	0.21
2013	0.57
2012	0.37
2011	0.69

Book Value Per Share (PLN)

PSZKF Book Value Per Share (PLN) by year
Period	Book Value Per Share (PLN)
2025	168.02
2024	41.9
2023	36.18
2022	28.57
2021	30.15
2020	31.93
2019	33.26
2018	31.28
2017	29
2016	26.06

Total Assets (PLN)

PSZKF Total Assets (PLN) by year
Period	Total Assets (PLN)
2025	582.34B
2024	525.23B
2023	495.39B
2022	431.45B
2021	418.09B
2020	376.97B
2019	347.9B
2018	324.25B
2017	296.91B
2016	285.57B

PE Ratio

PSZKF PE Ratio by year
Period	PE Ratio
Sep 26	3.92
Sep 26	3.58
Aug 26	3.48
Aug 26	3.38
Aug 26	3.58
Aug 26	3.57
Jul 26	3.72
Jul 26	3.48
Jul 26	3.24
Jul 26	3.32
Jul 26	3.44
Jun 26	3.28
Jun 26	3.43
Jun 26	3.52
Jun 26	3.39
May 26	3.55
May 26	3.47
May 26	3.04
May 26	3.18
May 26	3.12
Apr 26	3.07
Apr 26	3.49
Apr 26	3.34
Apr 26	3.01
Mar 26	10.05
Mar 26	10.17
Mar 26	10.18
Mar 26	9.79
Feb 26	10.85
Feb 26	11.18
Feb 26	11.07
Feb 26	11.69
Jan 26	11.71
Jan 26	10.68
Jan 26	10.88
Jan 26	10.93
Jan 26	11.08
Dec 25	10.97
Dec 25	10.96
Dec 25	10.67
Dec 25	9.99
Nov 25	9.78
Nov 25	9.86
Nov 25	8.92
Nov 25	9.2
Oct 25	10.14
Oct 25	9.84
Oct 25	9.81
Oct 25	8.99
Oct 25	8.64
Sep 25	8.58
Sep 25	9.44
Sep 25	9.57
Sep 25	9.87
Aug 25	9.92
Aug 25	11.01
Aug 25	11.01
Aug 25	9.33
Aug 25	11
Jul 25	11.06
Jul 25	11.06
Jul 25	10.02
Jul 25	9.89
Jun 25	10.38
Jun 25	9.95
Jun 25	9.85
Jun 25	9.63
May 25	11.1
May 25	10.49
May 25	10.83
May 25	10.1
May 25	10.31
Apr 25	10.7
Apr 25	10.06
Apr 25	9.46
Apr 25	10.46
Mar 25	13.14
Mar 25	13.81
Mar 25	13.32
Mar 25	12.11
Feb 25	11.45
Feb 25	11.14
Feb 25	11.12
Feb 25	11.85
Jan 25	9.55
Jan 25	9.42
Jan 25	9.74
Jan 25	9.85
Jan 25	9.64
Dec 24	9.64
Dec 24	9.61
Dec 24	9.55
Dec 24	8.83
Nov 24	8.89
Nov 24	9.33
Nov 24	9.19
Nov 24	9.79
Nov 24	9.49
Oct 24	9.48
Oct 24	9.33

Free Cash Flow Yield

PSZKF Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	16.69%
Sep 26	18.27%
Aug 26	18.82%
Aug 26	19.38%
Aug 26	18.29%
Aug 26	18.35%
Jul 26	17.6%
Jul 26	18.79%
Jul 26	20.19%
Jul 26	19.72%
Jul 26	19%
Jun 26	1.2%
Jun 26	1.15%
Jun 26	1.12%
Jun 26	1.16%
May 26	1.11%
May 26	1.14%
May 26	1.3%
May 26	1.24%
May 26	1.26%
Apr 26	1.29%
Apr 26	1.13%
Apr 26	1.18%
Apr 26	1.31%
Mar 26	7.19%
Mar 26	7.1%
Mar 26	7.09%
Mar 26	7.38%
Feb 26	6.65%
Feb 26	6.46%
Feb 26	6.52%
Feb 26	6.18%
Jan 26	6.16%
Jan 26	6.76%
Jan 26	6.64%
Jan 26	6.61%
Jan 26	6.52%
Dec 25	3.37%
Dec 25	3.38%
Dec 25	3.47%
Dec 25	3.71%
Nov 25	3.78%
Nov 25	3.75%
Nov 25	4.15%
Nov 25	4.02%
Oct 25	3.65%
Oct 25	3.76%
Oct 25	3.77%
Oct 25	4.12%
Oct 25	4.28%
Sep 25	1.38%
Sep 25	1.25%
Sep 25	1.24%
Sep 25	1.2%
Aug 25	1.19%
Aug 25	1.07%
Aug 25	1.07%
Aug 25	1.27%
Aug 25	1.08%
Jul 25	1.07%
Jul 25	1.07%
Jul 25	1.18%
Jul 25	1.2%
Jun 25	-7.55%
Jun 25	-7.87%
Jun 25	-7.95%
Jun 25	-8.13%
May 25	-7.05%
May 25	-7.47%
May 25	-7.23%
May 25	-7.76%
May 25	-7.59%
Apr 25	-7.32%
Apr 25	-7.78%
Apr 25	-8.28%
Apr 25	-7.48%
Mar 25	7.74%
Mar 25	7.36%
Mar 25	7.63%
Mar 25	8.4%
Feb 25	8.88%
Feb 25	9.13%
Feb 25	9.14%
Feb 25	8.58%
Jan 25	10.65%
Jan 25	10.79%
Jan 25	10.43%
Jan 25	10.32%
Jan 25	10.55%
Dec 24	29.65%
Dec 24	29.73%
Dec 24	29.93%
Dec 24	32.37%
Nov 24	32.14%
Nov 24	30.62%
Nov 24	31.09%
Nov 24	29.17%
Nov 24	30.11%
Oct 24	30.13%
Oct 24	30.6%

Price to Sales

PSZKF Price to Sales by year
Period	Price to Sales
Sep 26	1.12
Sep 26	1.03
Aug 26	1
Aug 26	0.97
Aug 26	1.03
Aug 26	1.02
Jul 26	1.07
Jul 26	1
Jul 26	0.93
Jul 26	0.95
Jul 26	0.99
Jun 26	0.87
Jun 26	0.91
Jun 26	0.94
Jun 26	0.9
May 26	0.95
May 26	0.92
May 26	0.81
May 26	0.85
May 26	0.83
Apr 26	0.82
Apr 26	0.93
Apr 26	0.89
Apr 26	0.8
Mar 26	2.58
Mar 26	2.61
Mar 26	2.61
Mar 26	2.51
Feb 26	2.79
Feb 26	2.87
Feb 26	2.84
Feb 26	3
Jan 26	3.01
Jan 26	2.74
Jan 26	2.79
Jan 26	2.8
Jan 26	2.84
Dec 25	2.74
Dec 25	2.73
Dec 25	2.66
Dec 25	2.49
Nov 25	2.44
Nov 25	2.46
Nov 25	2.22
Nov 25	2.3
Oct 25	2.53
Oct 25	2.45
Oct 25	2.45
Oct 25	2.24
Oct 25	2.15
Sep 25	2.12
Sep 25	2.34
Sep 25	2.37
Sep 25	2.44
Aug 25	2.45
Aug 25	2.72
Aug 25	2.72
Aug 25	2.31
Aug 25	2.72
Jul 25	2.74
Jul 25	2.74
Jul 25	2.48
Jul 25	2.45
Jun 25	2.48
Jun 25	2.38
Jun 25	2.36
Jun 25	2.31
May 25	2.66
May 25	2.51
May 25	2.59
May 25	2.42
May 25	2.47
Apr 25	2.56
Apr 25	2.41
Apr 25	2.27
Apr 25	2.51
Mar 25	2.59
Mar 25	2.72
Mar 25	2.63
Mar 25	2.39
Feb 25	2.26
Feb 25	2.2
Feb 25	2.19
Feb 25	2.34
Jan 25	1.88
Jan 25	1.86
Jan 25	1.92
Jan 25	1.94
Jan 25	1.9
Dec 24	1.99
Dec 24	1.99
Dec 24	1.97
Dec 24	1.83
Nov 24	1.84
Nov 24	1.93
Nov 24	1.9
Nov 24	2.03
Nov 24	1.96
Oct 24	1.96
Oct 24	1.93

EV/EBITDA

PSZKF EV/EBITDA by year
Period	EV/EBITDA
Sep 26	4.19
Sep 26	3.95
Aug 26	3.88
Aug 26	3.81
Aug 26	3.95
Aug 26	3.94
Jul 26	4.05
Jul 26	3.88
Jul 26	3.71
Jul 26	3.77
Jul 26	3.86
Jun 26	3.63
Jun 26	3.73
Jun 26	3.8
Jun 26	3.7
May 26	3.82
May 26	3.76
May 26	3.46
May 26	3.56
May 26	3.52
Apr 26	3.48
Apr 26	3.78
Apr 26	3.67
Apr 26	3.44
Mar 26	7.22
Mar 26	7.3
Mar 26	7.31
Mar 26	7.04
Feb 26	7.76
Feb 26	7.98
Feb 26	7.9
Feb 26	8.31
Jan 26	8.33
Jan 26	7.64
Jan 26	7.77
Jan 26	7.81
Jan 26	7.91
Dec 25	7.21
Dec 25	7.21
Dec 25	7.01
Dec 25	6.57
Nov 25	6.44
Nov 25	6.49
Nov 25	5.88
Nov 25	6.06
Oct 25	6.67
Oct 25	6.47
Oct 25	6.46
Oct 25	5.92
Oct 25	5.7
Sep 25	6.09
Sep 25	6.65
Sep 25	6.73
Sep 25	6.93
Aug 25	6.96
Aug 25	7.67
Aug 25	7.67
Aug 25	6.58
Aug 25	7.66
Jul 25	7.7
Jul 25	7.7
Jul 25	7.03
Jul 25	6.94
Jun 25	6.96
Jun 25	6.69
Jun 25	6.62
Jun 25	6.48
May 25	7.44
May 25	7.04
May 25	7.26
May 25	6.78
May 25	6.92
Apr 25	7.18
Apr 25	6.76
Apr 25	6.37
Apr 25	7.02
Mar 25	7.73
Mar 25	8.14
Mar 25	7.84
Mar 25	7.12
Feb 25	6.73
Feb 25	6.55
Feb 25	6.53
Feb 25	6.97
Jan 25	5.6
Jan 25	5.52
Jan 25	5.71
Jan 25	5.78
Jan 25	5.65
Dec 24	5.72
Dec 24	5.7
Dec 24	5.66
Dec 24	5.22
Nov 24	5.26
Nov 24	5.53
Nov 24	5.44
Nov 24	5.82
Nov 24	5.63
Oct 24	5.62
Oct 24	5.53

Price/Operating Cashflow

PSZKF Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	4.8
Sep 26	4.39
Aug 26	4.26
Aug 26	4.13
Aug 26	4.38
Aug 26	4.37
Jul 26	4.55
Jul 26	4.26
Jul 26	3.97
Jul 26	4.06
Jul 26	4.22
Jun 26	19.74
Jun 26	20.62
Jun 26	21.19
Jun 26	20.37
May 26	21.38
May 26	20.89
May 26	18.32
May 26	19.14
May 26	18.81
Apr 26	18.46
Apr 26	21.03
Apr 26	20.13
Apr 26	18.14
Mar 26	11.93
Mar 26	12.08
Mar 26	12.09
Mar 26	11.63
Feb 26	12.89
Feb 26	13.28
Feb 26	13.15
Feb 26	13.88
Jan 26	13.91
Jan 26	12.68
Jan 26	12.92
Jan 26	12.98
Jan 26	13.16
Dec 25	22.23
Dec 25	22.21
Dec 25	21.62
Dec 25	20.24
Nov 25	19.82
Nov 25	19.97
Nov 25	18.07
Nov 25	18.65
Oct 25	20.54
Oct 25	19.93
Oct 25	19.88
Oct 25	18.21
Oct 25	17.5
Sep 25	36.27
Sep 25	39.91
Sep 25	40.45
Sep 25	41.74
Aug 25	41.96
Aug 25	46.56
Aug 25	46.55
Aug 25	39.45
Aug 25	46.49
Jul 25	46.75
Jul 25	46.75
Jul 25	42.37
Jul 25	41.81
Mar 25	11.12
Mar 25	11.69
Mar 25	11.27
Mar 25	10.24
Feb 25	9.69
Feb 25	9.43
Feb 25	9.41
Feb 25	10.03
Jan 25	8.08
Jan 25	7.98
Jan 25	8.25
Jan 25	8.33
Jan 25	8.16
Dec 24	3.17
Dec 24	3.16
Dec 24	3.14
Dec 24	2.9
Nov 24	2.92
Nov 24	3.07
Nov 24	3.02
Nov 24	3.22
Nov 24	3.12
Oct 24	3.12
Oct 24	3.07
Oct 24	3.14
Oct 24	3.15
Sep 24	2.27
Sep 24	2.25
Sep 24	2.27
Sep 24	2.27
Aug 24	2.24
Aug 24	2.2
Aug 24	2.24
Aug 24	2.12
Aug 24	0.65
Jul 24	0.65
Jul 24	0.65

Price to Book

PSZKF Price to Book by year
Period	Price to Book
Sep 26	0.7
Sep 26	0.64
Aug 26	0.62
Aug 26	0.61
Aug 26	0.64
Aug 26	0.64
Jul 26	0.67
Jul 26	0.62
Jul 26	0.58
Jul 26	0.59
Jul 26	0.62
Jun 26	0.6
Jun 26	0.63
Jun 26	0.64
Jun 26	0.62
May 26	0.65
May 26	0.63
May 26	0.56
May 26	0.58
May 26	0.57
Apr 26	0.56
Apr 26	0.64
Apr 26	0.61
Apr 26	0.55
Mar 26	1.89
Mar 26	1.92
Mar 26	1.92
Mar 26	1.84
Feb 26	2.04
Feb 26	2.11
Feb 26	2.09
Feb 26	2.2
Jan 26	2.21
Jan 26	2.01
Jan 26	2.05
Jan 26	2.06
Jan 26	2.09
Dec 25	2.12
Dec 25	2.12
Dec 25	2.06
Dec 25	1.93
Nov 25	1.89
Nov 25	1.91
Nov 25	1.72
Nov 25	1.78
Oct 25	1.96
Oct 25	1.9
Oct 25	1.9
Oct 25	1.74
Oct 25	1.67
Sep 25	1.51
Sep 25	1.66
Sep 25	1.68
Sep 25	1.73
Aug 25	1.74
Aug 25	1.93
Aug 25	1.93
Aug 25	1.64
Aug 25	1.93
Jul 25	1.94
Jul 25	1.94
Jul 25	1.76
Jul 25	1.74
Jun 25	1.84
Jun 25	1.77
Jun 25	1.75
Jun 25	1.71
May 25	1.97
May 25	1.86
May 25	1.92
May 25	1.79
May 25	1.83
Apr 25	1.9
Apr 25	1.79
Apr 25	1.68
Apr 25	1.86
Mar 25	1.96
Mar 25	2.06
Mar 25	1.99
Mar 25	1.81
Feb 25	1.71
Feb 25	1.66
Feb 25	1.66
Feb 25	1.77
Jan 25	1.43
Jan 25	1.41
Jan 25	1.46
Jan 25	1.47
Jan 25	1.44
Dec 24	1.61
Dec 24	1.61
Dec 24	1.6
Dec 24	1.48
Nov 24	1.49
Nov 24	1.56
Nov 24	1.54
Nov 24	1.64
Nov 24	1.59
Oct 24	1.59
Oct 24	1.56

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AI Analysis

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna

Video analysis: PSZKF

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