Home / NODK : NASDAQ

AI Analysis Fundamentals Valuation Video Analysis News Similar

AI Analysis

How does NODK make money? Does NODK have pricing power? What's the Earnings Whisper? Will NODK profit more as the business scales? What is NODK's management track record? Is NODK's current price justified?

NI Holdings, Inc.

$15.25 +$1.98 (+14.92%)

NASDAQ · 14 Sep 2026 16:13 UTC

Previous Close

$15.05

Day Range

$15$15.33

Year Range

$12.37$16.7

Market Cap

312.34M

AVG Volume

24.89K

Trailing/Forward PE

40.53/-

PEG ratio

-0.01

Dividend Yield

Next Earnings Date

2026-11-06

Primary Exchange

NASDAQ

Revenue (USD)

NODK Revenue (USD) by year
Period	Revenue (USD)
2025	285.05M
2024	325.2M
2023	335.07M
2022	324.44M
2021	323.97M
2020	306.36M
2019	270.78M
2018	212.37M
2017	188.71M
2016	164.58M

Net Income (USD)

NODK Net Income (USD) by year
Period	Net Income (USD)
2025	-10.41M
2024	-6.06M
2023	-5.48M
2022	-53.1M
2021	8.42M
2020	40.39M
2019	26.4M
2018	31.08M
2017	15.99M
2016	4.55M

Operating Income (USD)

NODK Operating Income (USD) by year
Period	Operating Income (USD)
2025	-12.33M
2024	10.14M
2023	3.77M
2022	-69.03M
2021	11.31M
2020	52.82M
2019	33.81M
2018	38.57M
2017	22.01M
2016	6.12M

EBITDA (USD)

NODK EBITDA (USD) by year
Period	EBITDA (USD)
2025	-11.54M
2024	10.83M
2023	4.64M
2022	-67.85M
2021	12.47M
2020	58.75M
2019	36.06M
2018	42.57M
2017	22.55M
2016	6.83M

Cash Flows (USD)

NODK Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	-15.27M
2024	38.03M
2023	37.21M
2022	-32.21M
2021	28.47M
2020	50.47M
2019	24.38M
2018	19.4M
2017	17.09M
2016	6.76M

EPS (USD)

NODK EPS (USD) by year
Period	EPS (USD)
2025	-0.49
2024	0.25
2023	-0.26
2022	-2.49
2021	0.4
2020	1.86
2019	1.19
2018	1.39
2017	0.72
2016	0.28

Expenses (USD)

NODK Expenses (USD) by year
Period	Expenses (USD)
2025	0
2024	991K
2023	734K
2022	1.82M
2021	696K
2020	543K
2019	1.29M
2018	1.55M
2017	1.33M
2016	548K

Cash & Debt (USD)

NODK Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	182.63M
2024	191.97M
2023	330.44M
2022	175.04M
2021	435.27M
2020	421.49M
2019	358.08M
2018	68.95M
2017	27.59M
2016	18.32M

Debt ratios

NODK Debt ratios by year
Period	Debt ratios
2025	2.86
2024	4.76
2023	-40.97
2022	-4.44
2021	-2.9
2020	-2.64
2019	-3.32
2018	-0.73

Margins

NODK Margins by year
Period	Margins
2025	8.51%
2024	14.29%
2023	12.88%
2022	-11.34%
2021	23.73%
2020	47.8%
2019	38.26%
2018	59.72%
2017	20.27%
2016	15.59%

Return on Capital

NODK Return on Capital by year
Period	Return on Capital
2025	-4.33%
2024	-2.48%
2023	-2.19%
2022	-20.97%
2021	2.42%
2020	11.58%
2019	8.52%
2018	11.27%
2017	6.26%
2016	2.97%

Shares Outstanding

NODK Shares Outstanding by year
Period	Shares Outstanding
2025	20.55M
2024	20.67M
2023	20.6M
2022	21.08M
2021	21.36M
2020	21.42M
2019	22.14M
2018	22.23M
2017	22.32M
2016	17M

Book Value Per Share (USD)

NODK Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	11.69
2024	11.83
2023	12.16
2022	12.01
2021	16.27
2020	16.29
2019	13.99
2018	12.41
2017	11.45
2016	9.02

Total Assets (USD)

NODK Total Assets (USD) by year
Period	Total Assets (USD)
2025	506M
2024	526.54M
2023	615.68M
2022	614.23M
2021	651.78M
2020	617.6M
2019	508.16M
2018	458.49M
2017	376.99M
2016	278.7M

Employee Count

NODK Employee Count by year
Period	Employee Count
2025	166
2024	202
2023	219
2022	230
2021	204
2020	205
2019	186
2018	178
2017	136
2016	129

PE Ratio

NODK PE Ratio by year
Period	PE Ratio
Sep 26	39.99
Sep 26	40.55
Aug 26	40.42
Aug 26	40.63
Aug 26	40.65
Aug 26	41.51
Feb 26	107.64
Feb 26	109.02
Feb 26	107.88
Feb 26	109.99
Jan 26	110.4
Jan 26	107.4
Jan 26	107.8
Jan 26	107.8
Jan 26	107.56
Dec 25	109.67
Dec 25	112.83
Dec 25	112.5
Dec 25	107.48
Nov 25	110.07
Nov 25	110.96
Nov 25	110.88
Nov 25	106.99
Oct 25	178.94
Oct 25	185.04
Oct 25	183.01
Oct 25	176.09
Oct 25	180.3
Sep 25	184.77
Sep 25	189.51
Sep 25	180.97
Sep 25	180.84
Aug 25	181.52
Aug 25	173.92
Aug 25	168.64
Aug 25	173.92
Aug 24	61.3
Jul 24	65.57
Jul 24	63.37
Jul 24	61.54
Jul 24	60.61
Jun 24	62.15
Jun 24	61.71
Jun 24	61.58
Jun 24	61.75
May 24	62.8
May 24	62.92
May 24	65.36
May 24	61.18
Jul 22	483.5
Jul 22	531.39
Jul 22	548.33
Jul 22	566.91
Jul 22	558.43
Jun 22	559.41
Jun 22	521.29
Jun 22	541.49
Jun 22	569.51
May 22	545.73
May 22	514.78
May 22	561.69
May 22	506.96
Apr 22	40.22
Apr 22	40.27
Apr 22	40.6
Apr 22	43.8
Apr 22	43.55
Mar 22	43.8
Mar 22	46.16
Mar 22	44.28
Mar 22	16.29
Feb 22	15.94
Feb 22	15.83
Feb 22	15.72
Feb 22	16.2
Jan 22	16.53
Jan 22	15.98
Jan 22	16.44
Jan 22	16.62
Dec 21	16.96
Dec 21	17.04
Dec 21	16.66
Dec 21	17.47
Dec 21	16.64
Nov 21	16.6
Nov 21	17.6
Nov 21	17.85
Nov 21	17.93
Oct 21	13.22
Oct 21	13.28
Oct 21	13.24
Oct 21	12.54
Oct 21	11.99
Sep 21	12.03
Sep 21	11.76
Sep 21	12.37
Sep 21	12.71
Aug 21	13.01
Aug 21	12.51
Aug 21	12.78

Free Cash Flow Yield

NODK Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	-10.34%
Sep 26	-10.2%
Aug 26	-10.23%
Aug 26	-10.18%
Aug 26	-10.17%
Aug 26	-9.97%
Jul 26	-8.55%
Jul 26	-8.18%
Jul 26	-8.14%
Jul 26	-8.23%
Jul 26	-8.05%
Jun 26	-7.93%
Jun 26	-8.14%
Jun 26	-8.33%
Jun 26	-8.71%
May 26	-9.27%
May 26	-9.3%
May 26	-9.39%
May 26	-10.12%
May 26	-5.76%
Apr 26	-5.61%
Apr 26	-5.71%
Apr 26	-5.76%
Apr 26	-5.8%
Mar 26	-5.95%
Mar 26	-5.66%
Mar 26	-5.62%
Mar 26	-5.67%
Feb 26	-2.59%
Feb 26	-2.55%
Feb 26	-2.58%
Feb 26	-2.53%
Jan 26	-2.52%
Jan 26	-2.59%
Jan 26	-2.58%
Jan 26	-2.58%
Jan 26	-2.59%
Dec 25	-2.54%
Dec 25	-2.47%
Dec 25	-2.48%
Dec 25	-2.59%
Nov 25	-2.53%
Nov 25	-2.51%
Nov 25	-2.51%
Nov 25	-2.6%
Oct 25	7.02%
Oct 25	6.79%
Oct 25	6.86%
Oct 25	7.13%
Oct 25	6.97%
Sep 25	6.8%
Sep 25	6.63%
Sep 25	6.94%
Sep 25	6.95%
Aug 25	6.92%
Aug 25	7.22%
Aug 25	7.45%
Aug 25	7.22%
Aug 25	11.9%
Jul 25	11.27%
Jul 25	11.32%
Jul 25	11.37%
Jul 25	11.35%
Jun 25	11.2%
Jun 25	11.98%
Jun 25	12.22%
Jun 25	11.45%
May 25	11.21%
May 25	11.68%
May 25	11.73%
May 25	11.85%
May 25	14.25%
Apr 25	14.54%
Apr 25	14.06%
Apr 25	14.05%
Apr 25	13.67%
Mar 25	12.91%
Mar 25	13.05%
Mar 25	13.01%
Mar 25	12.39%
Feb 25	15.24%
Feb 25	15.12%
Feb 25	14.91%
Feb 25	14.7%
Jan 25	14.37%
Jan 25	14.96%
Jan 25	14.82%
Jan 25	14.86%
Jan 25	13.89%
Dec 24	13.84%
Dec 24	14.17%
Dec 24	13.01%
Dec 24	12.99%
Nov 24	13.45%
Nov 24	12.99%
Nov 24	13.79%
Nov 24	13.69%
Nov 24	16.08%
Oct 24	16.08%
Oct 24	16.03%

Price to Sales

NODK Price to Sales by year
Period	Price to Sales
Sep 26	1.17
Sep 26	1.19
Aug 26	1.18
Aug 26	1.19
Aug 26	1.19
Aug 26	1.22
Jul 26	1.16
Jul 26	1.21
Jul 26	1.22
Jul 26	1.2
Jul 26	1.23
Jun 26	1.25
Jun 26	1.22
Jun 26	1.19
Jun 26	1.14
May 26	1.07
May 26	1.06
May 26	1.05
May 26	0.98
May 26	0.93
Apr 26	0.95
Apr 26	0.94
Apr 26	0.93
Apr 26	0.92
Mar 26	0.9
Mar 26	0.95
Mar 26	0.95
Mar 26	0.94
Feb 26	0.94
Feb 26	0.95
Feb 26	0.94
Feb 26	0.96
Jan 26	0.96
Jan 26	0.93
Jan 26	0.94
Jan 26	0.94
Jan 26	0.94
Dec 25	0.95
Dec 25	0.98
Dec 25	0.98
Dec 25	0.93
Nov 25	0.96
Nov 25	0.96
Nov 25	0.96
Nov 25	0.93
Oct 25	0.89
Oct 25	0.93
Oct 25	0.92
Oct 25	0.88
Oct 25	0.9
Sep 25	0.92
Sep 25	0.95
Sep 25	0.9
Sep 25	0.9
Aug 25	0.91
Aug 25	0.87
Aug 25	0.84
Aug 25	0.87
Aug 25	0.82
Jul 25	0.86
Jul 25	0.86
Jul 25	0.85
Jul 25	0.86
Jun 25	0.87
Jun 25	0.81
Jun 25	0.79
Jun 25	0.85
May 25	0.87
May 25	0.83
May 25	0.83
May 25	0.82
May 25	0.82
Apr 25	0.8
Apr 25	0.83
Apr 25	0.83
Apr 25	0.86
Mar 25	0.91
Mar 25	0.9
Mar 25	0.9
Mar 25	0.94
Feb 25	0.86
Feb 25	0.87
Feb 25	0.88
Feb 25	0.9
Jan 25	0.92
Jan 25	0.88
Jan 25	0.89
Jan 25	0.89
Jan 25	0.95
Dec 24	0.95
Dec 24	0.93
Dec 24	1.01
Dec 24	1.01
Nov 24	0.98
Nov 24	1.01
Nov 24	0.96
Nov 24	0.96
Nov 24	0.98
Oct 24	0.98
Oct 24	0.98

EV/EBITDA

NODK EV/EBITDA by year
Period	EV/EBITDA
Sep 26	10.58
Sep 26	10.94
Aug 26	10.85
Aug 26	10.99
Aug 26	11.01
Aug 26	11.57
Feb 26	23.25
Feb 26	23.95
Feb 26	23.37
Feb 26	24.45
Jan 26	24.66
Jan 26	23.13
Jan 26	23.33
Jan 26	23.33
Jan 26	23.21
Dec 25	24.28
Dec 25	25.9
Dec 25	25.73
Dec 25	23.17
Nov 25	24.49
Nov 25	24.95
Nov 25	24.9
Nov 25	22.92
Oct 25	22.69
Oct 25	25.4
Oct 25	24.49
Oct 25	21.42
Oct 25	23.29
Sep 25	25.28
Sep 25	27.39
Sep 25	23.59
Sep 25	23.53
Aug 25	23.83
Aug 25	20.46
Aug 25	18.11
Aug 25	20.46
Aug 25	6.44
Jul 25	7.94
Jul 25	7.82
Jul 25	7.69
Jul 25	7.75
Jun 25	8.12
Jun 25	6.26
Jun 25	5.73
Jun 25	7.49
May 25	8.09
May 25	6.95
May 25	6.82
May 25	6.54
May 25	7.09
Apr 25	6.59
Apr 25	7.41
Apr 25	7.43
Apr 25	8.14
Mar 25	9.65
Mar 25	9.36
Mar 25	9.44
Mar 25	10.79
Feb 25	14.19
Feb 25	14.45
Feb 25	14.93
Feb 25	15.44
Jan 25	16.25
Jan 25	14.84
Jan 25	15.15
Jan 25	15.05
Jan 25	17.5
Dec 24	17.65
Dec 24	16.76
Dec 24	20.05
Dec 24	20.12
Nov 24	18.75
Nov 24	20.1
Nov 24	17.79
Nov 24	18.06
Nov 24	10.76
Oct 24	10.76
Oct 24	10.84
Oct 24	10.59
Oct 24	10.35
Sep 24	10.61
Sep 24	9.57
Sep 24	10.53
Sep 24	10.13
Aug 24	10.67
Aug 24	10.53
Aug 24	8.22
Aug 24	9.4
Aug 24	4.93
Jul 24	6.1
Jul 24	5.5
Jul 24	5
Jul 24	4.75
Jun 24	5.17
Jun 24	5.05
Jun 24	5.01
Jun 24	5.06
May 24	5.35
May 24	5.38
May 24	6.05

Price/Operating Cashflow

NODK Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Oct 25	13.86
Oct 25	14.33
Oct 25	14.18
Oct 25	13.64
Oct 25	13.97
Sep 25	14.31
Sep 25	14.68
Sep 25	14.02
Sep 25	14.01
Aug 25	14.06
Aug 25	13.47
Aug 25	13.06
Aug 25	13.47
Aug 25	8.15
Jul 25	8.61
Jul 25	8.57
Jul 25	8.53
Jul 25	8.55
Jun 25	8.66
Jun 25	8.1
Jun 25	7.94
Jun 25	8.47
May 25	8.65
May 25	8.31
May 25	8.27
May 25	8.18
May 25	6.84
Apr 25	6.7
Apr 25	6.93
Apr 25	6.93
Apr 25	7.13
Mar 25	7.55
Mar 25	7.47
Mar 25	7.49
Mar 25	7.87
Feb 25	6.46
Feb 25	6.51
Feb 25	6.6
Feb 25	6.69
Jan 25	6.85
Jan 25	6.58
Jan 25	6.64
Jan 25	6.62
Jan 25	7.08
Dec 24	7.11
Dec 24	6.94
Dec 24	7.56
Dec 24	7.58
Nov 24	7.32
Nov 24	7.57
Nov 24	7.14
Nov 24	7.19
Nov 24	6.13
Oct 24	6.13
Oct 24	6.15
Oct 24	6.09
Oct 24	6.03
Sep 24	6.09
Sep 24	5.84
Sep 24	6.08
Sep 24	5.98
Aug 24	6.11
Aug 24	6.08
Aug 24	5.5
Aug 24	5.8
Aug 24	5.36
Jul 24	5.73
Jul 24	5.54
Jul 24	5.38
Jul 24	5.3
Jun 24	5.43
Jun 24	5.39
Jun 24	5.38
Jun 24	5.4
May 24	5.49
May 24	5.5
May 24	5.71
May 24	5.35
May 24	8.11
Apr 24	8.13
Apr 24	8.23
Apr 24	8.01
Apr 24	8.16
Mar 24	8.23
Mar 24	8.11
Mar 24	8.76
Mar 24	7.73
Mar 24	7.7
Feb 24	87.91
Feb 24	88.76
Feb 24	89.21
Feb 24	87.52
Jan 24	87.07
Jan 24	83.55
Jan 24	83.42
Jan 24	83.68
Dec 23	84.59
Dec 23	84.2
Dec 23	84.66
Dec 23	84.72

Price to Book

NODK Price to Book by year
Period	Price to Book
Sep 26	1.26
Sep 26	1.27
Aug 26	1.27
Aug 26	1.28
Aug 26	1.28
Aug 26	1.3
Jul 26	1.26
Jul 26	1.32
Jul 26	1.33
Jul 26	1.31
Jul 26	1.34
Jun 26	1.36
Jun 26	1.33
Jun 26	1.3
Jun 26	1.24
May 26	1.17
May 26	1.16
May 26	1.15
May 26	1.07
May 26	1.1
Apr 26	1.13
Apr 26	1.11
Apr 26	1.1
Apr 26	1.1
Mar 26	1.07
Mar 26	1.12
Mar 26	1.13
Mar 26	1.12
Feb 26	1.14
Feb 26	1.16
Feb 26	1.15
Feb 26	1.17
Jan 26	1.17
Jan 26	1.14
Jan 26	1.15
Jan 26	1.15
Jan 26	1.14
Dec 25	1.17
Dec 25	1.2
Dec 25	1.2
Dec 25	1.14
Nov 25	1.17
Nov 25	1.18
Nov 25	1.18
Nov 25	1.14
Oct 25	1.14
Oct 25	1.18
Oct 25	1.17
Oct 25	1.12
Oct 25	1.15
Sep 25	1.18
Sep 25	1.21
Sep 25	1.15
Sep 25	1.15
Aug 25	1.16
Aug 25	1.11
Aug 25	1.08
Aug 25	1.11
Aug 25	1.04
Jul 25	1.09
Jul 25	1.09
Jul 25	1.08
Jul 25	1.09
Jun 25	1.1
Jun 25	1.03
Jun 25	1.01
Jun 25	1.08
May 25	1.1
May 25	1.05
May 25	1.05
May 25	1.04
May 25	1.09
Apr 25	1.07
Apr 25	1.11
Apr 25	1.11
Apr 25	1.14
Mar 25	1.2
Mar 25	1.19
Mar 25	1.19
Mar 25	1.25
Feb 25	1.24
Feb 25	1.25
Feb 25	1.26
Feb 25	1.28
Jan 25	1.31
Jan 25	1.26
Jan 25	1.27
Jan 25	1.27
Jan 25	1.36
Dec 24	1.36
Dec 24	1.33
Dec 24	1.45
Dec 24	1.45
Nov 24	1.4
Nov 24	1.45
Nov 24	1.37
Nov 24	1.38
Nov 24	1.39
Oct 24	1.39
Oct 24	1.39

No video analysis for this stock yet. Request one from our team.

News: NODK

globenewswire.com · 7 Aug 2026

NI Holdings, Inc. Reports Results for Second Quarter Ended June 30, 2026

FARGO, N.D., Aug. 07, 2026 (GLOBE NEWSWIRE) -- NI Holdings, Inc. (NASDAQ: NODK) announced today results for the quarter ended June 30, 2026.

AI Analysis

NI Holdings, Inc.

Video analysis: NODK

News: NODK

NI Holdings, Inc. Reports Results for Second Quarter Ended June 30, 2026

Similar companies