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Isabella Bank Corporation

$39.36 -$10.94 (-21.75%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$38.91
Day Range
$39.04$39.8
Year Range
$31.2$58.83
Market Cap
288.61M
AVG Volume
62.52K
Trailing/Forward PE
14.47/9.96
PEG ratio
0.73
Dividend Yield
2.85%
Next Earnings Date
2026-10-26
Primary Exchange
NASDAQUS
Revenue (USD)
010M20M30M40M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q216.94M
26 Q129.49M
25 Q431.36M
25 Q328.59M
25 Q226.37M
25 Q125.68M
24 Q425.76M
24 Q326.37M
24 Q225.21M
24 Q124.38M
Net Income (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q25.04M
26 Q14.99M
25 Q44.69M
25 Q35.24M
25 Q25.03M
25 Q13.95M
24 Q44M
24 Q33.28M
24 Q23.48M
24 Q13.13M
Operating Income (USD)
-10M-5M05M10M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q2-5.98M
26 Q15.98M
25 Q44.83M
25 Q36.28M
25 Q26.17M
25 Q14.86M
24 Q44.82M
24 Q33.84M
24 Q24.09M
24 Q13.64M
EBITDA (USD)
-10M-5M05M10M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q2-6.54M
26 Q16.54M
25 Q45.37M
25 Q36.8M
25 Q26.71M
25 Q15.4M
24 Q45.35M
24 Q34.37M
24 Q24.61M
24 Q14.15M
Cash Flows (USD)
05M10M15M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q28.24M
26 Q13.24M
25 Q410.65M
25 Q31.73M
25 Q27.24M
25 Q13.72M
24 Q46.61M
24 Q33.37M
24 Q25.12M
24 Q12.62M
EPS (USD)
00.20.40.60.824 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.69
26 Q10.68
25 Q40.64
25 Q30.71
25 Q20.68
25 Q10.53
24 Q40.54
24 Q30.44
24 Q20.46
24 Q10.42
Expenses (USD)
-5M05M10M15M20MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q214.13M
26 Q115.2M
25 Q418.66M
25 Q39.43M
25 Q28.83M
25 Q19.13M
24 Q49.88M
24 Q310.85M
24 Q28.09M
24 Q18.51M
Cash & Debt (USD)
0200M400M600M800MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2481.06M
26 Q150.1M
25 Q4226.85M
25 Q3673.27M
25 Q2227.54M
25 Q1582.22M
24 Q4253.03M
24 Q3533.83M
24 Q2528.34M
24 Q1542.8M
Debt ratios
-30-20-1001024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Debt ratios by quarter
PeriodDebt ratios
26 Q2-27.57
26 Q13.66
25 Q4-3.47
25 Q3-23.98
25 Q2-7.1
25 Q1-25.62
24 Q4-7.58
24 Q3-24.01
24 Q2-20.84
24 Q1-22.32
Margins
0%20%40%60%80%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Margins by quarter
PeriodMargins
26 Q251.32%
26 Q172.03%
25 Q471.35%
25 Q368.77%
25 Q273.4%
25 Q168.84%
24 Q465.1%
24 Q362.83%
24 Q265.46%
24 Q165.01%
Return on Capital
0%1%2%3%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Return on Capital by quarter
PeriodReturn on Capital
26 Q22.03%
26 Q12.13%
25 Q42.03%
25 Q32.3%
25 Q22.28%
25 Q11.83%
24 Q41.9%
24 Q31.54%
24 Q21.72%
24 Q11.56%
Shares Outstanding
02M4M6M8M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Shares Outstanding by quarter
PeriodShares Outstanding
26 Q27.34M
26 Q17.34M
25 Q47.38M
25 Q37.38M
25 Q27.4M
25 Q17.45M
24 Q47.45M
24 Q37.45M
24 Q27.41M
24 Q17.49M
Dividends (USD)
00.511.5Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
ISBA Dividends (USD) by quarter
PeriodDividends (USD)
Sep 260.28
Jun 260.28
Mar 260.28
Dec 250.28
Sep 250.28
Jun 250.28
Mar 250.28
Dec 240.28
Sep 240.28
Jun 240.28
Employee Count
01002003004002016201720182019202020212022202320242025
ISBA Employee Count by quarter
PeriodEmployee Count
2025341
2024368
2023356
2022347
2021330
2020340
2019358
2018371
2017376
2016372
Book Value Per Share (USD)
01020304024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q233.88
26 Q131.87
25 Q431.35
25 Q330.82
25 Q229.8
25 Q128.93
24 Q428.21
24 Q328.57
24 Q227.31
24 Q126.78
Total Assets (USD)
01B2B3B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ISBA Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q22.22B
26 Q12.25B
25 Q42.21B
25 Q32.26B
25 Q22.16B
25 Q12.1B
24 Q42.09B
24 Q32.11B
24 Q22.06B
24 Q12.06B
PE Ratio
10152025med 14.92Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA PE Ratio by quarter
PeriodPE Ratio
Sep 2614.47
Sep 2614.72
Aug 2614.5
Aug 2614.68
Aug 2615.3
Aug 2614.63
Jul 2614.61
Jul 2613.54
Jul 2614.43
Jul 2614.39
Jul 2615.08
Jun 2614.77
Jun 2614.83
Jun 2615.47
Jun 2615.52
May 2615
May 2615.84
May 2615.1
May 2615.74
May 2616
Apr 2616.25
Apr 2617.85
Apr 2619.01
Apr 2617.92
Mar 2617.84
Mar 2617.35
Mar 2617.18
Mar 2618.58
Feb 2619.27
Feb 2621.25
Feb 2620.78
Feb 2619.67
Jan 2619.52
Jan 2620.54
Jan 2620.6
Jan 2619.69
Jan 2620.38
Dec 2520.92
Dec 2522.92
Dec 2519.88
Dec 2518.72
Nov 2517.02
Nov 2517.99
Nov 2516.61
Nov 2517.57
Oct 2516.26
Oct 2516.33
Oct 2516.29
Oct 2516.42
Oct 2516.01
Sep 2516
Sep 2515.95
Sep 2514.77
Sep 2514.61
Aug 2515.34
Aug 2514.79
Aug 2514.79
Aug 2516.31
Aug 2516.44
Jul 2516.35
Jul 2515.84
Jul 2515.54
Jul 2514.48
Jun 2516.15
Jun 2519.46
Jun 2516.73
Jun 2514.16
May 2513.93
May 2514.08
May 2514.06
May 2513.49
May 2514.36
Apr 2513.95
Apr 2513.15
Apr 2512.72
Apr 2511.54
Mar 2512.67
Mar 2512.67
Mar 2512.48
Mar 2512.65
Feb 2513.58
Feb 2513.61
Feb 2513.85
Feb 2513.82
Jan 2514.04
Jan 2514.04
Jan 2514.15
Jan 2514.04
Jan 2514.15
Dec 2414.15
Dec 2413.99
Dec 2413.69
Dec 2413.52
Nov 2413.55
Nov 2413.52
Nov 2413.28
Nov 2411.49
Nov 2410.81
Oct 2410.74
Oct 2410.74
Free Cash Flow Yield
4%6%8%10%12%med 7.9%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 268.26%
Sep 268.12%
Aug 268.24%
Aug 268.14%
Aug 267.81%
Aug 267.83%
Jul 267.84%
Jul 268.46%
Jul 267.94%
Jul 267.96%
Jul 267.59%
Jun 267.76%
Jun 267.72%
Jun 267.41%
Jun 267.38%
May 267.64%
May 267.23%
May 267.59%
May 267.28%
May 267.71%
Apr 267.6%
Apr 266.91%
Apr 266.49%
Apr 266.89%
Mar 266.92%
Mar 267.11%
Mar 267.18%
Mar 265.7%
Feb 265.5%
Feb 264.99%
Feb 265.1%
Feb 265.39%
Jan 265.43%
Jan 265.16%
Jan 265.14%
Jan 265.38%
Jan 265.2%
Dec 255.06%
Dec 254.62%
Dec 255.33%
Dec 255.66%
Nov 256.23%
Nov 255.89%
Nov 256.38%
Nov 257.33%
Oct 257.92%
Oct 257.89%
Oct 257.91%
Oct 257.84%
Oct 258.04%
Sep 258.05%
Sep 258.08%
Sep 258.72%
Sep 258.82%
Aug 258.4%
Aug 258.71%
Aug 258.71%
Aug 257.84%
Aug 257.78%
Jul 257.83%
Jul 258.08%
Jul 258.23%
Jul 258.83%
Jun 257.92%
Jun 256.57%
Jun 257.65%
Jun 259.03%
May 259.19%
May 259.08%
May 259.1%
May 259.49%
May 258.88%
Apr 259.14%
Apr 259.7%
Apr 2510.03%
Apr 2511.05%
Mar 2510.07%
Mar 2510.07%
Mar 2510.22%
Mar 258.76%
Feb 258.16%
Feb 258.15%
Feb 258.01%
Feb 258.02%
Jan 257.9%
Jan 257.9%
Jan 257.84%
Jan 257.9%
Jan 257.84%
Dec 247.84%
Dec 247.93%
Dec 248.1%
Dec 248.2%
Nov 248.18%
Nov 248.2%
Nov 248.35%
Nov 248.56%
Nov 249.1%
Oct 249.16%
Oct 249.16%
Price to Sales
1234med 2.49Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Price to Sales by quarter
PeriodPrice to Sales
Sep 262.72
Sep 262.76
Aug 262.72
Aug 262.76
Aug 262.87
Aug 262.52
Jul 262.52
Jul 262.33
Jul 262.49
Jul 262.48
Jul 262.6
Jun 262.54
Jun 262.56
Jun 262.67
Jun 262.67
May 262.58
May 262.73
May 262.6
May 262.71
May 262.7
Apr 262.74
Apr 263.01
Apr 263.21
Apr 263.03
Mar 263.01
Mar 262.93
Mar 262.9
Mar 263.18
Feb 263.3
Feb 263.64
Feb 263.56
Feb 263.37
Jan 263.34
Jan 263.52
Jan 263.53
Jan 263.37
Jan 263.49
Dec 253.58
Dec 253.92
Dec 253.4
Dec 253.2
Nov 252.91
Nov 253.08
Nov 252.84
Nov 252.74
Oct 252.54
Oct 252.55
Oct 252.54
Oct 252.56
Oct 252.5
Sep 252.5
Sep 252.49
Sep 252.31
Sep 252.28
Aug 252.39
Aug 252.31
Aug 252.31
Aug 252.33
Aug 252.35
Jul 252.33
Jul 252.26
Jul 252.22
Jul 252.07
Jun 252.31
Jun 252.78
Jun 252.39
Jun 252.02
May 251.99
May 252.01
May 252.01
May 251.93
May 251.96
Apr 251.91
Apr 251.8
Apr 251.74
Apr 251.58
Mar 251.73
Mar 251.73
Mar 251.7
Mar 251.74
Feb 251.87
Feb 251.87
Feb 251.9
Feb 251.9
Jan 251.93
Jan 251.93
Jan 251.94
Jan 251.93
Jan 251.94
Dec 241.94
Dec 241.92
Dec 241.88
Dec 241.86
Nov 241.86
Nov 241.86
Nov 241.82
Nov 241.76
Nov 241.66
Oct 241.64
Oct 241.64
EV/EBITDA
-20-1001020med -8.15Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 26-3.82
Sep 26-3.41
Aug 26-3.78
Aug 26-3.48
Aug 26-2.47
Aug 2615.15
Jul 2615.13
Jul 2614.29
Jul 2614.99
Jul 2614.96
Jul 2615.5
Jun 2615.26
Jun 2615.3
Jun 2615.8
Jun 2615.84
May 2615.44
May 2616.09
May 2615.52
May 2616.01
May 268.99
Apr 269.18
Apr 2610.44
Apr 2611.33
Apr 2610.48
Mar 2610.42
Mar 2610.04
Mar 269.91
Mar 26-10.03
Feb 26-9.51
Feb 26-8.02
Feb 26-8.37
Feb 26-9.21
Jan 26-9.32
Jan 26-8.56
Jan 26-8.51
Jan 26-9.2
Jan 26-8.68
Dec 25-8.27
Dec 25-6.77
Dec 25-9.06
Dec 25-9.93
Nov 25-11.2
Nov 25-10.47
Nov 25-11.51
Nov 255.99
Oct 255.02
Oct 255.07
Oct 255.04
Oct 255.14
Oct 254.83
Sep 254.82
Sep 254.78
Sep 253.91
Sep 253.79
Aug 254.33
Aug 253.92
Aug 253.92
Aug 25-13.46
Aug 25-13.36
Jul 25-13.43
Jul 25-13.81
Jul 25-14.03
Jul 25-14.82
Jun 25-13.58
Jun 25-11.11
Jun 25-13.15
Jun 25-15.06
May 25-15.24
May 25-15.12
May 25-15.14
May 25-15.56
May 253.21
Apr 252.91
Apr 252.3
Apr 251.98
Apr 251.09
Mar 251.94
Mar 251.94
Mar 251.8
Mar 25-14.49
Feb 25-13.79
Feb 25-13.77
Feb 25-13.59
Feb 25-13.61
Jan 25-13.45
Jan 25-13.45
Jan 25-13.37
Jan 25-13.45
Jan 25-13.37
Dec 24-13.37
Dec 24-13.49
Dec 24-13.71
Dec 24-13.83
Nov 24-13.81
Nov 24-13.84
Nov 24-14.02
Nov 24-12.18
Nov 24-12.68
Oct 24-12.74
Oct 24-12.74
Price/Operating Cashflow
5101520med 11.25Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 2611.22
Sep 2611.41
Aug 2611.24
Aug 2611.38
Aug 2611.86
Aug 2611.28
Jul 2611.26
Jul 2610.44
Jul 2611.12
Jul 2611.09
Jul 2611.63
Jun 2611.38
Jun 2611.43
Jun 2611.92
Jun 2611.96
May 2611.56
May 2612.2
May 2611.64
May 2612.13
May 2611.28
Apr 2611.46
Apr 2612.59
Apr 2613.4
Apr 2612.63
Mar 2612.58
Mar 2612.23
Mar 2612.12
Mar 2615.1
Feb 2615.66
Feb 2617.27
Feb 2616.89
Feb 2615.98
Jan 2615.86
Jan 2616.69
Jan 2616.74
Jan 2616
Jan 2616.56
Dec 2517
Dec 2518.63
Dec 2516.15
Dec 2515.21
Nov 2513.83
Nov 2514.62
Nov 2513.5
Nov 2512.2
Oct 2511.3
Oct 2511.34
Oct 2511.32
Oct 2511.41
Oct 2511.13
Sep 2511.11
Sep 2511.08
Sep 2510.26
Sep 2510.15
Aug 2510.66
Aug 2510.27
Aug 2510.28
Aug 2511.37
Aug 2511.47
Jul 2511.4
Jul 2511.05
Jul 2510.84
Jul 2510.1
Jun 2511.26
Jun 2513.58
Jun 2511.67
Jun 259.88
May 259.71
May 259.82
May 259.81
May 259.41
May 2510.06
Apr 259.78
Apr 259.21
Apr 258.91
Apr 258.09
Mar 258.88
Mar 258.88
Mar 258.74
Mar 259.65
Feb 2510.36
Feb 2510.38
Feb 2510.56
Feb 2510.55
Jan 2510.71
Jan 2510.71
Jan 2510.79
Jan 2510.71
Jan 2510.79
Dec 2410.79
Dec 2410.67
Dec 2410.44
Dec 2410.32
Nov 2410.34
Nov 2410.31
Nov 2410.13
Nov 249.43
Nov 248.88
Oct 248.82
Oct 248.82
Price to Book
0.511.52med 1.17Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Price to Book by quarter
PeriodPrice to Book
Sep 261.16
Sep 261.18
Aug 261.16
Aug 261.18
Aug 261.23
Aug 261.25
Jul 261.25
Jul 261.16
Jul 261.23
Jul 261.23
Jul 261.29
Jun 261.26
Jun 261.26
Jun 261.32
Jun 261.32
May 261.28
May 261.35
May 261.29
May 261.34
May 261.31
Apr 261.33
Apr 261.46
Apr 261.55
Apr 261.46
Mar 261.46
Mar 261.42
Mar 261.4
Mar 261.49
Feb 261.54
Feb 261.7
Feb 261.66
Feb 261.58
Jan 261.56
Jan 261.65
Jan 261.65
Jan 261.58
Jan 261.63
Dec 251.68
Dec 251.84
Dec 251.59
Dec 251.5
Nov 251.36
Nov 251.44
Nov 251.33
Nov 251.3
Oct 251.2
Oct 251.2
Oct 251.2
Oct 251.21
Oct 251.18
Sep 251.18
Sep 251.18
Sep 251.09
Sep 251.08
Aug 251.13
Aug 251.09
Aug 251.09
Aug 251.11
Aug 251.12
Jul 251.12
Jul 251.08
Jul 251.06
Jul 250.99
Jun 251.1
Jun 251.33
Jun 251.14
Jun 250.97
May 250.95
May 250.96
May 250.96
May 250.92
May 250.95
Apr 250.92
Apr 250.87
Apr 250.84
Apr 250.76
Mar 250.84
Mar 250.84
Mar 250.82
Mar 250.81
Feb 250.87
Feb 250.87
Feb 250.89
Feb 250.89
Jan 250.9
Jan 250.9
Jan 250.91
Jan 250.9
Jan 250.91
Dec 240.91
Dec 240.9
Dec 240.88
Dec 240.87
Nov 240.87
Nov 240.87
Nov 240.85
Nov 240.84
Nov 240.79
Oct 240.79
Oct 240.79
Isabella Bank Corporation
ISBA
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News: ISBA

Isabella Bank Corporation Announces Third Quarter 2026 Dividend

accessnewswire.com · 27 Aug 2026

Isabella Bank Corporation Announces Third Quarter 2026 Dividend

MOUNT PLEASANT, MI / ACCESS Newswire / August 27, 2026 / Isabella Bank Corporation (Nasdaq:ISBA) today announced its Board of Directors declared a third-quarter cash dividend of $0.28 per common share at its regular meeting on August 26, 2026. The dividend will be payable September 30, 2026 to shareholders of record as of September 28, 2026.

Isabella Bank Struggles To Keep Pace With Expectations

seekingalpha.com · 25 Jul 2026

Isabella Bank Struggles To Keep Pace With Expectations

Isabella Bank Corporation remains a Hold as recent earnings disappoint and valuation normalizes after a sharp price decline. ISBA's Q2 2026 EPS missed by 25%, marking the third consecutive earnings miss and highlighting ongoing profit growth challenges. The pending Grand River Commerce acquisition offers market expansion but introduces integration risks and short-term NIM compression.

Isabella Bank Corporation (ISBA) Lags Q2 Earnings and Revenue Estimates

zacks.com · 23 Jul 2026

Isabella Bank Corporation (ISBA) Lags Q2 Earnings and Revenue Estimates

Isabella Bank Corporation (ISBA) came out with quarterly earnings of $0.69 per share, missing the Zacks Consensus Estimate of $0.92 per share. This compares to earnings of $0.55 per share a year ago.

Isabella Bank Corporation Reports Second Quarter 2026 Earnings

accessnewswire.com · 23 Jul 2026

Isabella Bank Corporation Reports Second Quarter 2026 Earnings

MOUNT PLEASANT, MI / ACCESS Newswire / July 23, 2026 / Isabella Bank Corporation (Nasdaq:ISBA) ("Isabella" or the "Company") reported net income of $5.0 million, or $0.69 per diluted share, for the second quarter 2026 compared to $5.0 million, or $0.68 per diluted share, for the second quarter 2025. SECOND QUARTER 2026 HIGHLIGHTS Loans grew $30.7 million during the quarter Net interest margin (NIM) improved to 3.54%, up from 3.14% in second quarter 2025 Merger agreement signed with Grand River Commerce, Inc. and its banking subsidiary, Grand River Bank Launched a successful at-the-market stock offering, increasing equity by $11.7 million Added to the Russell 2000® Index "Isabella Bank Corporation had another strong quarter, driven by continued loan growth and margin expansion," said CEO Jerome Schwind.

Isabella Bank Corporation Added to Russell 2000 Index

accessnewswire.com · 2 Jul 2026

Isabella Bank Corporation Added to Russell 2000 Index

MOUNT PLEASANT, MI / ACCESS Newswire / July 2, 2026 / Isabella Bank Corporation ("Isabella") (NASDAQ:ISBA) (the "Company"), the holding company for Isabella Bank, today announced it has been added to the Russell 2000® Index, effective after the U.S. market closed on June 26, 2026. The Russell 2000® Index measures the performance of approximately 2,000 small-cap U.S. companies and is widely regarded as a leading benchmark for the small-cap segment of the U.S. equity market.

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