Home / LOB : NYSE

AI Analysis Fundamentals Valuation Video Analysis News Similar

AI Analysis

How does LOB make money? Does LOB have pricing power? What's the Earnings Whisper? Will LOB profit more as the business scales? What is LOB's management track record? Is LOB's current price justified?

Live Oak Bancshares, Inc.

$39.25 +$4.54 (+13.08%)

NYSE · 11 Sep 2026 20:00 UTC

Previous Close

$39.16

Day Range

$38.74$39.47

Year Range

$29.36$44.53

Market Cap

1.82B

AVG Volume

240.78K

Trailing/Forward PE

13.63/9.3

PEG ratio

0.38

Dividend Yield

0.31%

Next Earnings Date

2026-10-28

Primary Exchange

New York Stock Exchange

Revenue (USD) · TTM

LOB Revenue (USD) · TTM by quarter
Period	Revenue (USD) · TTM
26 Q2	1.08B
26 Q1	1.06B
25 Q4	1.04B
25 Q3	991.72M
25 Q2	971.6M
25 Q1	945.08M
24 Q4	929.29M
24 Q3	887.46M
24 Q2	865.22M
24 Q1	827.16M

Net Income (USD) · TTM

LOB Net Income (USD) · TTM by quarter
Period	Net Income (USD) · TTM
26 Q2	137.47M
26 Q1	124.1M
25 Q4	103.78M
25 Q3	69.56M
25 Q2	56.07M
25 Q1	59.6M
24 Q4	77.47M
24 Q3	83.74M
24 Q2	110.5M
24 Q1	101.09M

Operating Income (USD) · TTM

LOB Operating Income (USD) · TTM by quarter
Period	Operating Income (USD) · TTM
26 Q2	202.55M
26 Q1	187.93M
25 Q4	160.98M
25 Q3	94.14M
25 Q2	75.4M
25 Q1	80.26M
24 Q4	89.23M
24 Q3	93.49M
24 Q2	118.41M
24 Q1	101.32M

EBITDA (USD) · TTM

LOB EBITDA (USD) · TTM by quarter
Period	EBITDA (USD) · TTM
26 Q2	226.11M
26 Q1	212M
25 Q4	185.09M
25 Q3	121.22M
25 Q2	102.12M
25 Q1	105.53M
24 Q4	112.52M
24 Q3	115.45M
24 Q2	139.56M
24 Q1	122.38M

Cash Flows (USD) · TTM

LOB Cash Flows (USD) · TTM by quarter
Period	Cash Flows (USD) · TTM
26 Q2	-52.23M
26 Q1	126.14M
25 Q4	143.49M
25 Q3	239.76M
25 Q2	660.7M
25 Q1	520.63M
24 Q4	487.16M
24 Q3	469.13M
24 Q2	431.15M
24 Q1	494.4M

EPS (USD) · TTM

LOB EPS (USD) · TTM by quarter
Period	EPS (USD) · TTM
26 Q2	2.84
26 Q1	2.61
25 Q4	2.22
25 Q3	1.49
25 Q2	1.22
25 Q1	1.3
24 Q4	1.69
24 Q3	1.83
24 Q2	2.43
24 Q1	2.23

Expenses (USD) · TTM

LOB Expenses (USD) · TTM by quarter
Period	Expenses (USD) · TTM
26 Q2	267.68M
26 Q1	268.59M
25 Q4	268.61M
25 Q3	230.34M
25 Q2	225.65M
25 Q1	236.23M
24 Q4	254.56M
24 Q3	272.77M
24 Q2	276.2M
24 Q1	264.79M

Shares Outstanding (USD) · TTM

LOB Shares Outstanding (USD) · TTM by quarter
Period	Shares Outstanding (USD) · TTM
26 Q2	-26.87M
26 Q1	-22.43M
25 Q4	-26.21M
25 Q3	-26.01M
25 Q2	-26.72M
25 Q1	-26.57M
24 Q4	-26.2M
24 Q3	-24.89M
24 Q2	-18.49M
24 Q1	-18.01M

Dividends (USD)

LOB Dividends (USD) by quarter
Period	Dividends (USD)
Sep 26	0.03
Jun 26	0.03
Mar 26	0.03
Dec 25	0.03
Sep 25	0.03
Jun 25	0.03
Feb 25	0.03
Dec 24	0.03
Sep 24	0.03
Jun 24	0.03

Employee Count

LOB Employee Count by quarter
Period	Employee Count
2024	1.01K
2023	943
2022	955
2021	788
2020	621
2019	603
2018	493
2017	504
2016	400
2015	327

PE Ratio

LOB PE Ratio by quarter
Period	PE Ratio
Sep 26	13.21
Sep 26	13.33
Aug 26	13.51
Aug 26	13.79
Aug 26	14.56
Aug 26	14.34
Jul 26	15.83
Jul 26	15.57
Jul 26	15.71
Jul 26	15.41
Jul 26	15.18
Jun 26	15.31
Jun 26	14.15
Jun 26	14.44
Jun 26	13.84
May 26	14.07
May 26	13.79
May 26	13.15
May 26	13.95
May 26	16.44
Apr 26	16.56
Apr 26	16.57
Apr 26	15.8
Apr 26	14.77
Mar 26	14.2
Mar 26	14.09
Mar 26	14.27
Mar 26	14.84
Feb 26	16.04
Feb 26	26.9
Feb 26	26.68
Feb 26	26.87
Jan 26	26.3
Jan 26	25.91
Jan 26	24.75
Jan 26	24.11
Jan 26	22.84
Dec 25	23.17
Dec 25	24
Dec 25	23.24
Dec 25	21.59
Nov 25	21.01
Nov 25	20.2
Nov 25	25.36
Nov 25	26.54
Oct 25	25.34
Oct 25	27.83
Oct 25	27.25
Oct 25	28.36
Oct 25	28.25
Sep 25	29.44
Sep 25	30.21
Sep 25	29.73
Sep 25	31.22
Aug 25	31.49
Aug 25	30.72
Aug 25	28.1
Aug 25	25.27
Aug 25	23.61
Jul 25	25.83
Jul 25	24.16
Jul 25	24.63
Jul 25	24.57
Jun 25	22.87
Jun 25	21.21
Jun 25	21.2
Jun 25	21.48
May 25	20.9
May 25	20.52
May 25	21.58
May 25	20.68
May 25	15.92
Apr 25	15.52
Apr 25	14.14
Apr 25	13.71
Apr 25	14.21
Mar 25	15.51
Mar 25	15.96
Mar 25	15.41
Mar 25	15.59
Feb 25	17.12
Feb 25	17.22
Feb 25	18.26
Feb 25	19
Jan 25	19.1
Jan 25	18.85
Jan 25	21.89
Jan 25	19.78
Jan 25	20.89
Dec 24	21.23
Dec 24	21.08
Dec 24	23.79
Dec 24	24.99
Nov 24	25.51
Nov 24	25.71
Nov 24	25.78
Nov 24	25.03
Nov 24	16.71
Oct 24	16.14
Oct 24	20.08

Free Cash Flow Yield

LOB Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	-2.88%
Sep 26	-2.85%
Aug 26	-2.81%
Aug 26	-2.75%
Aug 26	-2.61%
Aug 26	-2.65%
Jul 26	6.42%
Jul 26	6.53%
Jul 26	6.47%
Jul 26	6.6%
Jul 26	6.69%
Jun 26	6.64%
Jun 26	7.18%
Jun 26	7.04%
Jun 26	7.35%
May 26	7.23%
May 26	7.37%
May 26	7.73%
May 26	7.29%
May 26	8.41%
Apr 26	8.35%
Apr 26	8.34%
Apr 26	8.75%
Apr 26	9.36%
Mar 26	9.74%
Mar 26	9.81%
Mar 26	9.69%
Mar 26	9.32%
Feb 26	8.62%
Feb 26	12.81%
Feb 26	12.92%
Feb 26	12.83%
Jan 26	13.11%
Jan 26	13.3%
Jan 26	13.93%
Jan 26	14.3%
Jan 26	15.09%
Dec 25	14.87%
Dec 25	14.36%
Dec 25	14.83%
Dec 25	15.97%
Nov 25	16.41%
Nov 25	17.06%
Nov 25	46.46%
Nov 25	44.4%
Oct 25	46.49%
Oct 25	42.35%
Oct 25	43.24%
Oct 25	41.54%
Oct 25	41.71%
Sep 25	40.03%
Sep 25	39%
Sep 25	39.63%
Sep 25	37.74%
Aug 25	37.42%
Aug 25	38.35%
Aug 25	41.93%
Aug 25	46.63%
Aug 25	37%
Jul 25	33.81%
Jul 25	36.15%
Jul 25	35.47%
Jul 25	35.55%
Jun 25	38.19%
Jun 25	41.18%
Jun 25	41.2%
Jun 25	40.67%
May 25	41.8%
May 25	42.57%
May 25	40.48%
May 25	42.24%
May 25	39.49%
Apr 25	40.51%
Apr 25	44.48%
Apr 25	45.88%
Apr 25	44.24%
Mar 25	40.54%
Mar 25	39.4%
Mar 25	36.37%
Mar 25	35.94%
Feb 25	32.72%
Feb 25	32.54%
Feb 25	30.68%
Feb 25	29.49%
Jan 25	29.33%
Jan 25	29.72%
Jan 25	25.6%
Jan 25	28.32%
Jan 25	26.82%
Dec 24	26.39%
Dec 24	26.57%
Dec 24	23.55%
Dec 24	22.42%
Nov 24	21.96%
Nov 24	21.79%
Nov 24	21.73%
Nov 24	22.38%
Nov 24	23.35%
Oct 24	24.18%
Oct 24	19.43%

Price to Sales

LOB Price to Sales by quarter
Period	Price to Sales
Sep 26	1.68
Sep 26	1.7
Aug 26	1.72
Aug 26	1.76
Aug 26	1.85
Aug 26	1.82
Jul 26	1.85
Jul 26	1.81
Jul 26	1.83
Jul 26	1.8
Jul 26	1.77
Jun 26	1.78
Jun 26	1.65
Jun 26	1.68
Jun 26	1.61
May 26	1.64
May 26	1.61
May 26	1.53
May 26	1.63
May 26	1.64
Apr 26	1.65
Apr 26	1.65
Apr 26	1.57
Apr 26	1.47
Mar 26	1.41
Mar 26	1.4
Mar 26	1.42
Mar 26	1.48
Feb 26	1.6
Feb 26	1.89
Feb 26	1.87
Feb 26	1.88
Jan 26	1.84
Jan 26	1.82
Jan 26	1.74
Jan 26	1.69
Jan 26	1.6
Dec 25	1.63
Dec 25	1.68
Dec 25	1.63
Dec 25	1.51
Nov 25	1.47
Nov 25	1.42
Nov 25	1.46
Nov 25	1.53
Oct 25	1.46
Oct 25	1.61
Oct 25	1.57
Oct 25	1.64
Oct 25	1.63
Sep 25	1.7
Sep 25	1.74
Sep 25	1.72
Sep 25	1.8
Aug 25	1.82
Aug 25	1.77
Aug 25	1.62
Aug 25	1.46
Aug 25	1.49
Jul 25	1.63
Jul 25	1.52
Jul 25	1.55
Jul 25	1.55
Jun 25	1.44
Jun 25	1.34
Jun 25	1.34
Jun 25	1.35
May 25	1.32
May 25	1.29
May 25	1.36
May 25	1.3
May 25	1.33
Apr 25	1.29
Apr 25	1.18
Apr 25	1.14
Apr 25	1.18
Mar 25	1.29
Mar 25	1.33
Mar 25	1.45
Mar 25	1.47
Feb 25	1.62
Feb 25	1.62
Feb 25	1.72
Feb 25	1.79
Jan 25	1.8
Jan 25	1.78
Jan 25	2.07
Jan 25	1.87
Jan 25	1.97
Dec 24	2
Dec 24	1.99
Dec 24	2.24
Dec 24	2.36
Nov 24	2.41
Nov 24	2.43
Nov 24	2.43
Nov 24	2.36
Nov 24	2.13
Oct 24	2.06
Oct 24	2.56

EV/EBITDA

LOB EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	4.37
Sep 26	4.44
Aug 26	4.55
Aug 26	4.72
Aug 26	5.19
Aug 26	5.06
Jul 26	1.79
Jul 26	1.63
Jul 26	1.72
Jul 26	1.54
Jul 26	1.41
Jun 26	1.49
Jun 26	0.81
Jun 26	0.97
Jun 26	0.62
May 26	0.76
May 26	0.59
May 26	0.22
May 26	0.69
May 26	0.44
Apr 26	0.51
Apr 26	0.51
Apr 26	0.08
Apr 26	-0.49
Mar 26	-0.82
Mar 26	-0.88
Mar 26	-0.78
Mar 26	-0.45
Feb 26	0.22
Feb 26	2.81
Feb 26	2.68
Feb 26	2.79
Jan 26	2.46
Jan 26	2.24
Jan 26	1.57
Jan 26	1.21
Jan 26	0.48
Dec 25	0.67
Dec 25	1.14
Dec 25	0.71
Dec 25	-0.24
Nov 25	-0.57
Nov 25	-1.04
Nov 25	1.36
Nov 25	2
Oct 25	1.35
Oct 25	2.71
Oct 25	2.39
Oct 25	3
Oct 25	2.94
Sep 25	3.59
Sep 25	4.02
Sep 25	3.76
Sep 25	4.57
Aug 25	4.72
Aug 25	4.3
Aug 25	2.86
Aug 25	1.31
Aug 25	0.68
Jul 25	1.93
Jul 25	0.99
Jul 25	1.25
Jul 25	1.22
Jun 25	0.26
Jun 25	-0.68
Jun 25	-0.68
Jun 25	-0.53
May 25	-0.85
May 25	-1.07
May 25	-0.47
May 25	-0.98
May 25	6.33
Apr 25	6.05
Apr 25	5.1
Apr 25	4.8
Apr 25	5.15
Mar 25	6.04
Mar 25	6.35
Mar 25	-4.28
Mar 25	-4.15
Feb 25	-3.04
Feb 25	-2.97
Feb 25	-2.21
Feb 25	-1.68
Jan 25	-1.6
Jan 25	-1.79
Jan 25	0.42
Jan 25	-1.11
Jan 25	-0.31
Dec 24	-0.06
Dec 24	-0.17
Dec 24	1.79
Dec 24	2.66
Nov 24	3.05
Nov 24	3.19
Nov 24	3.24
Nov 24	2.7
Nov 24	1.42
Oct 24	0.96
Oct 24	4.08

Price/Operating Cashflow

LOB Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Jul 26	13.97
Jul 26	13.73
Jul 26	13.86
Jul 26	13.59
Jul 26	13.4
Jun 26	13.51
Jun 26	12.49
Jun 26	12.74
Jun 26	12.21
May 26	12.41
May 26	12.17
May 26	11.6
May 26	12.3
May 26	10.78
Apr 26	10.86
Apr 26	10.87
Apr 26	10.36
Apr 26	9.69
Mar 26	9.31
Mar 26	9.24
Mar 26	9.36
Mar 26	9.73
Feb 26	10.52
Feb 26	7.51
Feb 26	7.45
Feb 26	7.5
Jan 26	7.34
Jan 26	7.23
Jan 26	6.91
Jan 26	6.73
Jan 26	6.38
Dec 25	6.47
Dec 25	6.7
Dec 25	6.49
Dec 25	6.02
Nov 25	5.86
Nov 25	5.64
Nov 25	2.11
Nov 25	2.21
Oct 25	2.11
Oct 25	2.31
Oct 25	2.26
Oct 25	2.36
Oct 25	2.35
Sep 25	2.45
Sep 25	2.51
Sep 25	2.47
Sep 25	2.59
Aug 25	2.62
Aug 25	2.55
Aug 25	2.34
Aug 25	2.1
Aug 25	2.56
Jul 25	2.8
Jul 25	2.62
Jul 25	2.67
Jul 25	2.66
Jun 25	2.48
Jun 25	2.3
Jun 25	2.3
Jun 25	2.33
May 25	2.26
May 25	2.22
May 25	2.34
May 25	2.24
May 25	2.3
Apr 25	2.24
Apr 25	2.04
Apr 25	1.98
Apr 25	2.05
Mar 25	2.24
Mar 25	2.3
Mar 25	2.41
Mar 25	2.44
Feb 25	2.67
Feb 25	2.69
Feb 25	2.85
Feb 25	2.97
Jan 25	2.98
Jan 25	2.94
Jan 25	3.42
Jan 25	3.09
Jan 25	3.26
Dec 24	3.32
Dec 24	3.29
Dec 24	3.72
Dec 24	3.9
Nov 24	3.99
Nov 24	4.02
Nov 24	4.03
Nov 24	3.91
Nov 24	3.69
Oct 24	3.57
Oct 24	4.44
Oct 24	4.25
Oct 24	4.24
Sep 24	4.27
Sep 24	4.4
Sep 24	4.08
Sep 24	3.74

Price to Book

LOB Price to Book by quarter
Period	Price to Book
Sep 26	1.38
Sep 26	1.39
Aug 26	1.41
Aug 26	1.44
Aug 26	1.52
Aug 26	1.5
Jul 26	1.53
Jul 26	1.51
Jul 26	1.52
Jul 26	1.49
Jul 26	1.47
Jun 26	1.48
Jun 26	1.37
Jun 26	1.4
Jun 26	1.34
May 26	1.36
May 26	1.34
May 26	1.27
May 26	1.35
May 26	1.36
Apr 26	1.37
Apr 26	1.37
Apr 26	1.31
Apr 26	1.22
Mar 26	1.17
Mar 26	1.17
Mar 26	1.18
Mar 26	1.23
Feb 26	1.33
Feb 26	1.56
Feb 26	1.54
Feb 26	1.55
Jan 26	1.52
Jan 26	1.5
Jan 26	1.43
Jan 26	1.39
Jan 26	1.32
Dec 25	1.34
Dec 25	1.39
Dec 25	1.34
Dec 25	1.25
Nov 25	1.22
Nov 25	1.17
Nov 25	1.33
Nov 25	1.39
Oct 25	1.33
Oct 25	1.46
Oct 25	1.43
Oct 25	1.49
Oct 25	1.48
Sep 25	1.55
Sep 25	1.59
Sep 25	1.56
Sep 25	1.64
Aug 25	1.65
Aug 25	1.61
Aug 25	1.48
Aug 25	1.33
Aug 25	1.36
Jul 25	1.49
Jul 25	1.4
Jul 25	1.42
Jul 25	1.42
Jun 25	1.32
Jun 25	1.23
Jun 25	1.23
Jun 25	1.24
May 25	1.21
May 25	1.19
May 25	1.25
May 25	1.19
May 25	1.23
Apr 25	1.2
Apr 25	1.09
Apr 25	1.06
Apr 25	1.1
Mar 25	1.2
Mar 25	1.23
Mar 25	1.28
Mar 25	1.3
Feb 25	1.42
Feb 25	1.43
Feb 25	1.52
Feb 25	1.58
Jan 25	1.59
Jan 25	1.57
Jan 25	1.82
Jan 25	1.64
Jan 25	1.74
Dec 24	1.76
Dec 24	1.75
Dec 24	1.98
Dec 24	2.08
Nov 24	2.12
Nov 24	2.14
Nov 24	2.14
Nov 24	2.08
Nov 24	1.92
Oct 24	1.86
Oct 24	2.31

No video analysis for this stock yet. Request one from our team.

News: LOB

defenseworld.net · 9 Sep 2026

Brokerages Set Live Oak Bancshares, Inc. (NYSE:LOB) Price Target at $46.40

Live Oak Bancshares, Inc. (NYSE: LOB - Get Free Report) has been assigned a consensus recommendation of "Moderate Buy" from the six brokerages that are covering the stock, MarketBeat reports. Three analysts have rated the stock with a hold rating and three have given a buy rating to the company. The average 12 month price target

defenseworld.net · 8 Sep 2026

Critical Survey: Mid Penn Bancorp (NASDAQ:MPB) versus Live Oak Bancshares (NYSE:LOB)

Mid Penn Bancorp (NASDAQ: MPB - Get Free Report) and Live Oak Bancshares (NYSE: LOB - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, profitability, institutional ownership, dividends and risk. Profitability This table compares Mid

defenseworld.net · 27 Aug 2026

Live Oak Bancshares, Inc. $LOB Shares Sold by Bank of America Corp DE

Bank of America Corp DE decreased its position in shares of Live Oak Bancshares, Inc. (NYSE: LOB) by 7.4% in the undefined quarter, according to the company in its most recent Form 13F filing with the SEC. The firm owned 174,613 shares of the company's stock after selling 13,954 shares during the quarter.

zacks.com · 24 Aug 2026

Live Oak Bancshares (LOB) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now

Live Oak Bancshares (LOB) witnesses a hammer chart pattern, indicating support found by the stock after losing some value lately. This coupled with an upward trend in earnings estimate revisions could mean a trend reversal for the stock in the near term.

zacks.com · 4 Aug 2026

Live Oak Bancshares (LOB) is a Great Momentum Stock: Should You Buy?

Does Live Oak Bancshares (LOB) have what it takes to be a top stock pick for momentum investors? Let's find out.

marketbeat.com · 23 Jul 2026

Live Oak Bancshares Q2 Earnings Call Highlights

Live Oak Bancshares NYSE: LOB executives said second-quarter 2026 results reflected continued operating momentum, supported by loan growth, improving efficiency, expanding checking balances and rising contributions from its Live Oak Express small-dollar SBA lending program.

seekingalpha.com · 23 Jul 2026

Live Oak Bancshares, Inc. (LOB) Q2 2026 Earnings Call Transcript

zacks.com · 22 Jul 2026

Live Oak Bancshares (LOB) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

The headline numbers for Live Oak Bancshares (LOB) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.