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Live Oak Bancshares, Inc.

$39.25 +$4.54 (+13.08%)
NYSE · 11 Sep 2026 20:00 UTC
Previous Close
$39.16
Day Range
$38.74$39.47
Year Range
$29.36$44.53
Market Cap
1.82B
AVG Volume
240.78K
Trailing/Forward PE
13.63/9.3
PEG ratio
0.38
Dividend Yield
0.31%
Next Earnings Date
2026-10-28
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0100M200M300M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q2272.47M
26 Q1259.94M
25 Q4289.44M
25 Q3258.4M
25 Q2257.07M
25 Q1236.34M
24 Q4239.92M
24 Q3238.27M
24 Q2230.54M
24 Q1220.56M
Net Income (USD)
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q236.8M
26 Q130.04M
25 Q444.12M
25 Q326.52M
25 Q223.43M
25 Q19.72M
24 Q49.9M
24 Q313.03M
24 Q226.96M
24 Q127.59M
Operating Income (USD)
025M50M75M100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q245.82M
26 Q140.08M
25 Q480.08M
25 Q336.57M
25 Q231.2M
25 Q113.13M
24 Q413.23M
24 Q317.84M
24 Q236.06M
24 Q122.11M
EBITDA (USD)
025M50M75M100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q252.09M
26 Q147.02M
25 Q483.75M
25 Q343.24M
25 Q237.99M
25 Q120.11M
24 Q419.88M
24 Q324.15M
24 Q241.4M
24 Q127.09M
Cash Flows (USD)
-400M-200M0200M400M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q228.38M
26 Q185.34M
25 Q470.39M
25 Q3-236.33M
25 Q2206.74M
25 Q1102.68M
24 Q4166.67M
24 Q3184.61M
24 Q266.67M
24 Q169.22M
EPS (USD)
00.250.50.75124 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.74
26 Q10.6
25 Q40.95
25 Q30.55
25 Q20.51
25 Q10.21
24 Q40.22
24 Q30.28
24 Q20.59
24 Q10.6
Expenses (USD)
025M50M75M100MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q257.61M
26 Q157.5M
25 Q492.53M
25 Q360.03M
25 Q258.53M
25 Q157.52M
24 Q454.26M
24 Q355.34M
24 Q269.11M
24 Q175.84M
Cash & Debt (USD)
0500M1B1.5B2BCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2927.63M
26 Q11.69B
25 Q41.73B
25 Q31.64B
25 Q21.39B
25 Q11.45B
24 Q4634.39M
24 Q31.9B
24 Q21.77B
24 Q11.72B
Debt ratios
-20-15-10-5024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Debt ratios by quarter
PeriodDebt ratios
26 Q2-3.66
26 Q1-7.48
25 Q4-8.78
25 Q3-12.63
25 Q2-12.57
25 Q1-12.66
24 Q4-4.64
24 Q3-15.46
24 Q2-11.82
24 Q1-13.06
Margins
0%20%40%60%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Margins by quarter
PeriodMargins
26 Q247.82%
26 Q148.23%
25 Q458.47%
25 Q346.52%
25 Q246.19%
25 Q140.11%
24 Q438.03%
24 Q338.54%
24 Q248.43%
24 Q146.19%
Return on Capital
0%1%2%3%4%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Return on Capital by quarter
PeriodReturn on Capital
26 Q22.79%
26 Q12.34%
25 Q43.52%
25 Q32.2%
25 Q22.2%
25 Q10.94%
24 Q40.99%
24 Q31.29%
24 Q22.81%
24 Q12.97%
Shares Outstanding
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Shares Outstanding by quarter
PeriodShares Outstanding
26 Q246.27M
26 Q145.91M
25 Q445.91M
25 Q345.78M
25 Q245.63M
25 Q145.38M
24 Q445.22M
24 Q345.07M
24 Q244.98M
24 Q144.76M
Dividends (USD)
00.511.5Jun 24Sep 24Dec 24Feb 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
LOB Dividends (USD) by quarter
PeriodDividends (USD)
Sep 260.03
Jun 260.03
Mar 260.03
Dec 250.03
Sep 250.03
Jun 250.03
Feb 250.03
Dec 240.03
Sep 240.03
Jun 240.03
Employee Count
05001K1.5K2015201620172018201920202021202220232024
LOB Employee Count by quarter
PeriodEmployee Count
20241.01K
2023943
2022955
2021788
2020621
2019603
2018493
2017504
2016400
2015327
Book Value Per Share (USD)
010203024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q228.47
26 Q127.92
25 Q427.32
25 Q326.27
25 Q223.39
25 Q122.73
24 Q422.19
24 Q322.36
24 Q221.37
24 Q120.74
Total Assets (USD)
05B10B15B20B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
LOB Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q216.04B
26 Q115.3B
25 Q415.13B
25 Q314.67B
25 Q213.83B
25 Q113.6B
24 Q412.94B
24 Q312.61B
24 Q211.87B
24 Q111.51B
PE Ratio
101520253035med 20.6Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LOB PE Ratio by quarter
PeriodPE Ratio
Sep 2613.21
Sep 2613.33
Aug 2613.51
Aug 2613.79
Aug 2614.56
Aug 2614.34
Jul 2615.83
Jul 2615.57
Jul 2615.71
Jul 2615.41
Jul 2615.18
Jun 2615.31
Jun 2614.15
Jun 2614.44
Jun 2613.84
May 2614.07
May 2613.79
May 2613.15
May 2613.95
May 2616.44
Apr 2616.56
Apr 2616.57
Apr 2615.8
Apr 2614.77
Mar 2614.2
Mar 2614.09
Mar 2614.27
Mar 2614.84
Feb 2616.04
Feb 2626.9
Feb 2626.68
Feb 2626.87
Jan 2626.3
Jan 2625.91
Jan 2624.75
Jan 2624.11
Jan 2622.84
Dec 2523.17
Dec 2524
Dec 2523.24
Dec 2521.59
Nov 2521.01
Nov 2520.2
Nov 2525.36
Nov 2526.54
Oct 2525.34
Oct 2527.83
Oct 2527.25
Oct 2528.36
Oct 2528.25
Sep 2529.44
Sep 2530.21
Sep 2529.73
Sep 2531.22
Aug 2531.49
Aug 2530.72
Aug 2528.1
Aug 2525.27
Aug 2523.61
Jul 2525.83
Jul 2524.16
Jul 2524.63
Jul 2524.57
Jun 2522.87
Jun 2521.21
Jun 2521.2
Jun 2521.48
May 2520.9
May 2520.52
May 2521.58
May 2520.68
May 2515.92
Apr 2515.52
Apr 2514.14
Apr 2513.71
Apr 2514.21
Mar 2515.51
Mar 2515.96
Mar 2515.41
Mar 2515.59
Feb 2517.12
Feb 2517.22
Feb 2518.26
Feb 2519
Jan 2519.1
Jan 2518.85
Jan 2521.89
Jan 2519.78
Jan 2520.89
Dec 2421.23
Dec 2421.08
Dec 2423.79
Dec 2424.99
Nov 2425.51
Nov 2425.71
Nov 2425.78
Nov 2425.03
Nov 2416.71
Oct 2416.14
Oct 2420.08
Free Cash Flow Yield
-20%0%20%40%60%med 23.45%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LOB Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 26-2.88%
Sep 26-2.85%
Aug 26-2.81%
Aug 26-2.75%
Aug 26-2.61%
Aug 26-2.65%
Jul 266.42%
Jul 266.53%
Jul 266.47%
Jul 266.6%
Jul 266.69%
Jun 266.64%
Jun 267.18%
Jun 267.04%
Jun 267.35%
May 267.23%
May 267.37%
May 267.73%
May 267.29%
May 268.41%
Apr 268.35%
Apr 268.34%
Apr 268.75%
Apr 269.36%
Mar 269.74%
Mar 269.81%
Mar 269.69%
Mar 269.32%
Feb 268.62%
Feb 2612.81%
Feb 2612.92%
Feb 2612.83%
Jan 2613.11%
Jan 2613.3%
Jan 2613.93%
Jan 2614.3%
Jan 2615.09%
Dec 2514.87%
Dec 2514.36%
Dec 2514.83%
Dec 2515.97%
Nov 2516.41%
Nov 2517.06%
Nov 2546.46%
Nov 2544.4%
Oct 2546.49%
Oct 2542.35%
Oct 2543.24%
Oct 2541.54%
Oct 2541.71%
Sep 2540.03%
Sep 2539%
Sep 2539.63%
Sep 2537.74%
Aug 2537.42%
Aug 2538.35%
Aug 2541.93%
Aug 2546.63%
Aug 2537%
Jul 2533.81%
Jul 2536.15%
Jul 2535.47%
Jul 2535.55%
Jun 2538.19%
Jun 2541.18%
Jun 2541.2%
Jun 2540.67%
May 2541.8%
May 2542.57%
May 2540.48%
May 2542.24%
May 2539.49%
Apr 2540.51%
Apr 2544.48%
Apr 2545.88%
Apr 2544.24%
Mar 2540.54%
Mar 2539.4%
Mar 2536.37%
Mar 2535.94%
Feb 2532.72%
Feb 2532.54%
Feb 2530.68%
Feb 2529.49%
Jan 2529.33%
Jan 2529.72%
Jan 2525.6%
Jan 2528.32%
Jan 2526.82%
Dec 2426.39%
Dec 2426.57%
Dec 2423.55%
Dec 2422.42%
Nov 2421.96%
Nov 2421.79%
Nov 2421.73%
Nov 2422.38%
Nov 2423.35%
Oct 2424.18%
Oct 2419.43%
Price to Sales
11.522.53med 1.64Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LOB Price to Sales by quarter
PeriodPrice to Sales
Sep 261.68
Sep 261.7
Aug 261.72
Aug 261.76
Aug 261.85
Aug 261.82
Jul 261.85
Jul 261.81
Jul 261.83
Jul 261.8
Jul 261.77
Jun 261.78
Jun 261.65
Jun 261.68
Jun 261.61
May 261.64
May 261.61
May 261.53
May 261.63
May 261.64
Apr 261.65
Apr 261.65
Apr 261.57
Apr 261.47
Mar 261.41
Mar 261.4
Mar 261.42
Mar 261.48
Feb 261.6
Feb 261.89
Feb 261.87
Feb 261.88
Jan 261.84
Jan 261.82
Jan 261.74
Jan 261.69
Jan 261.6
Dec 251.63
Dec 251.68
Dec 251.63
Dec 251.51
Nov 251.47
Nov 251.42
Nov 251.46
Nov 251.53
Oct 251.46
Oct 251.61
Oct 251.57
Oct 251.64
Oct 251.63
Sep 251.7
Sep 251.74
Sep 251.72
Sep 251.8
Aug 251.82
Aug 251.77
Aug 251.62
Aug 251.46
Aug 251.49
Jul 251.63
Jul 251.52
Jul 251.55
Jul 251.55
Jun 251.44
Jun 251.34
Jun 251.34
Jun 251.35
May 251.32
May 251.29
May 251.36
May 251.3
May 251.33
Apr 251.29
Apr 251.18
Apr 251.14
Apr 251.18
Mar 251.29
Mar 251.33
Mar 251.45
Mar 251.47
Feb 251.62
Feb 251.62
Feb 251.72
Feb 251.79
Jan 251.8
Jan 251.78
Jan 252.07
Jan 251.87
Jan 251.97
Dec 242
Dec 241.99
Dec 242.24
Dec 242.36
Nov 242.41
Nov 242.43
Nov 242.43
Nov 242.36
Nov 242.13
Oct 242.06
Oct 242.56
EV/EBITDA
-50510med 1.24Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LOB EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 264.37
Sep 264.44
Aug 264.55
Aug 264.72
Aug 265.19
Aug 265.06
Jul 261.79
Jul 261.63
Jul 261.72
Jul 261.54
Jul 261.41
Jun 261.49
Jun 260.81
Jun 260.97
Jun 260.62
May 260.76
May 260.59
May 260.22
May 260.69
May 260.44
Apr 260.51
Apr 260.51
Apr 260.08
Apr 26-0.49
Mar 26-0.82
Mar 26-0.88
Mar 26-0.78
Mar 26-0.45
Feb 260.22
Feb 262.81
Feb 262.68
Feb 262.79
Jan 262.46
Jan 262.24
Jan 261.57
Jan 261.21
Jan 260.48
Dec 250.67
Dec 251.14
Dec 250.71
Dec 25-0.24
Nov 25-0.57
Nov 25-1.04
Nov 251.36
Nov 252
Oct 251.35
Oct 252.71
Oct 252.39
Oct 253
Oct 252.94
Sep 253.59
Sep 254.02
Sep 253.76
Sep 254.57
Aug 254.72
Aug 254.3
Aug 252.86
Aug 251.31
Aug 250.68
Jul 251.93
Jul 250.99
Jul 251.25
Jul 251.22
Jun 250.26
Jun 25-0.68
Jun 25-0.68
Jun 25-0.53
May 25-0.85
May 25-1.07
May 25-0.47
May 25-0.98
May 256.33
Apr 256.05
Apr 255.1
Apr 254.8
Apr 255.15
Mar 256.04
Mar 256.35
Mar 25-4.28
Mar 25-4.15
Feb 25-3.04
Feb 25-2.97
Feb 25-2.21
Feb 25-1.68
Jan 25-1.6
Jan 25-1.79
Jan 250.42
Jan 25-1.11
Jan 25-0.31
Dec 24-0.06
Dec 24-0.17
Dec 241.79
Dec 242.66
Nov 243.05
Nov 243.19
Nov 243.24
Nov 242.7
Nov 241.42
Oct 240.96
Oct 244.08
Price/Operating Cashflow
051015med 3.7Nov 24Feb 25Jun 25Sep 25Jan 26Apr 26Jul 26
LOB Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Jul 2613.97
Jul 2613.73
Jul 2613.86
Jul 2613.59
Jul 2613.4
Jun 2613.51
Jun 2612.49
Jun 2612.74
Jun 2612.21
May 2612.41
May 2612.17
May 2611.6
May 2612.3
May 2610.78
Apr 2610.86
Apr 2610.87
Apr 2610.36
Apr 269.69
Mar 269.31
Mar 269.24
Mar 269.36
Mar 269.73
Feb 2610.52
Feb 267.51
Feb 267.45
Feb 267.5
Jan 267.34
Jan 267.23
Jan 266.91
Jan 266.73
Jan 266.38
Dec 256.47
Dec 256.7
Dec 256.49
Dec 256.02
Nov 255.86
Nov 255.64
Nov 252.11
Nov 252.21
Oct 252.11
Oct 252.31
Oct 252.26
Oct 252.36
Oct 252.35
Sep 252.45
Sep 252.51
Sep 252.47
Sep 252.59
Aug 252.62
Aug 252.55
Aug 252.34
Aug 252.1
Aug 252.56
Jul 252.8
Jul 252.62
Jul 252.67
Jul 252.66
Jun 252.48
Jun 252.3
Jun 252.3
Jun 252.33
May 252.26
May 252.22
May 252.34
May 252.24
May 252.3
Apr 252.24
Apr 252.04
Apr 251.98
Apr 252.05
Mar 252.24
Mar 252.3
Mar 252.41
Mar 252.44
Feb 252.67
Feb 252.69
Feb 252.85
Feb 252.97
Jan 252.98
Jan 252.94
Jan 253.42
Jan 253.09
Jan 253.26
Dec 243.32
Dec 243.29
Dec 243.72
Dec 243.9
Nov 243.99
Nov 244.02
Nov 244.03
Nov 243.91
Nov 243.69
Oct 243.57
Oct 244.44
Oct 244.25
Oct 244.24
Sep 244.27
Sep 244.4
Sep 244.08
Sep 243.74
Price to Book
11.522.5med 1.4Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LOB Price to Book by quarter
PeriodPrice to Book
Sep 261.38
Sep 261.39
Aug 261.41
Aug 261.44
Aug 261.52
Aug 261.5
Jul 261.53
Jul 261.51
Jul 261.52
Jul 261.49
Jul 261.47
Jun 261.48
Jun 261.37
Jun 261.4
Jun 261.34
May 261.36
May 261.34
May 261.27
May 261.35
May 261.36
Apr 261.37
Apr 261.37
Apr 261.31
Apr 261.22
Mar 261.17
Mar 261.17
Mar 261.18
Mar 261.23
Feb 261.33
Feb 261.56
Feb 261.54
Feb 261.55
Jan 261.52
Jan 261.5
Jan 261.43
Jan 261.39
Jan 261.32
Dec 251.34
Dec 251.39
Dec 251.34
Dec 251.25
Nov 251.22
Nov 251.17
Nov 251.33
Nov 251.39
Oct 251.33
Oct 251.46
Oct 251.43
Oct 251.49
Oct 251.48
Sep 251.55
Sep 251.59
Sep 251.56
Sep 251.64
Aug 251.65
Aug 251.61
Aug 251.48
Aug 251.33
Aug 251.36
Jul 251.49
Jul 251.4
Jul 251.42
Jul 251.42
Jun 251.32
Jun 251.23
Jun 251.23
Jun 251.24
May 251.21
May 251.19
May 251.25
May 251.19
May 251.23
Apr 251.2
Apr 251.09
Apr 251.06
Apr 251.1
Mar 251.2
Mar 251.23
Mar 251.28
Mar 251.3
Feb 251.42
Feb 251.43
Feb 251.52
Feb 251.58
Jan 251.59
Jan 251.57
Jan 251.82
Jan 251.64
Jan 251.74
Dec 241.76
Dec 241.75
Dec 241.98
Dec 242.08
Nov 242.12
Nov 242.14
Nov 242.14
Nov 242.08
Nov 241.92
Oct 241.86
Oct 242.31
Live Oak Bancshares, Inc.
LOB
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News: LOB

Live Oak Bank Named Official Business Bank of UNCW Athletics

globenewswire.com · 14 Sep 2026

Live Oak Bank Named Official Business Bank of UNCW Athletics

WILMINGTON, N.C., Sept. 14, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the Official Business Bank of UNCW Athletics under a multi-year agreement, expanding a relationship that already includes title sponsorship of the Live Oak Bank Holiday Classic men's basketball tournament.

Brokerages Set Live Oak Bancshares, Inc. (NYSE:LOB) Price Target at $46.40

defenseworld.net · 9 Sep 2026

Brokerages Set Live Oak Bancshares, Inc. (NYSE:LOB) Price Target at $46.40

Live Oak Bancshares, Inc. (NYSE: LOB - Get Free Report) has been assigned a consensus recommendation of "Moderate Buy" from the six brokerages that are covering the stock, MarketBeat reports. Three analysts have rated the stock with a hold rating and three have given a buy rating to the company. The average 12 month price target

Critical Survey: Mid Penn Bancorp (NASDAQ:MPB) versus Live Oak Bancshares (NYSE:LOB)

defenseworld.net · 8 Sep 2026

Critical Survey: Mid Penn Bancorp (NASDAQ:MPB) versus Live Oak Bancshares (NYSE:LOB)

Mid Penn Bancorp (NASDAQ: MPB - Get Free Report) and Live Oak Bancshares (NYSE: LOB - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, profitability, institutional ownership, dividends and risk. Profitability This table compares Mid

Live Oak Bancshares, Inc. $LOB Shares Sold by Bank of America Corp DE

defenseworld.net · 27 Aug 2026

Live Oak Bancshares, Inc. $LOB Shares Sold by Bank of America Corp DE

Bank of America Corp DE decreased its position in shares of Live Oak Bancshares, Inc. (NYSE: LOB) by 7.4% in the undefined quarter, according to the company in its most recent Form 13F filing with the SEC. The firm owned 174,613 shares of the company's stock after selling 13,954 shares during the quarter.

Live Oak Bancshares (LOB) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now

zacks.com · 24 Aug 2026

Live Oak Bancshares (LOB) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now

Live Oak Bancshares (LOB) witnesses a hammer chart pattern, indicating support found by the stock after losing some value lately. This coupled with an upward trend in earnings estimate revisions could mean a trend reversal for the stock in the near term.

Live Oak Bancshares (LOB) is a Great Momentum Stock: Should You Buy?

zacks.com · 4 Aug 2026

Live Oak Bancshares (LOB) is a Great Momentum Stock: Should You Buy?

Does Live Oak Bancshares (LOB) have what it takes to be a top stock pick for momentum investors? Let's find out.

Live Oak Bancshares Q2 Earnings Call Highlights

marketbeat.com · 23 Jul 2026

Live Oak Bancshares Q2 Earnings Call Highlights

Live Oak Bancshares NYSE: LOB executives said second-quarter 2026 results reflected continued operating momentum, supported by loan growth, improving efficiency, expanding checking balances and rising contributions from its Live Oak Express small-dollar SBA lending program.

Live Oak Bancshares, Inc. (LOB) Q2 2026 Earnings Call Transcript

seekingalpha.com · 23 Jul 2026

Live Oak Bancshares, Inc. (LOB) Q2 2026 Earnings Call Transcript

Live Oak Bancshares, Inc. (LOB) Q2 2026 Earnings Call Transcript

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