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Joint Stock Company Kaspi.kz

$99.89 +$22.35 (+28.82%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$97.15
Day Range
$97.1$99.98
Year Range
$68.59$109.94
Market Cap
18.98B
AVG Volume
503.71K
Trailing/Forward PE
8.24/0.01
PEG ratio
0.5
Dividend Yield
5.71%
Next Earnings Date
2026-10-26
Primary Exchange
NASDAQUS
Revenue (KZT)
02T4T6T202320242025
KSPI Revenue (KZT) by year
PeriodRevenue (KZT)
20254.01T
20242.52T
20231.9T
Net Income (KZT)
0500B1T1.5T202320242025
KSPI Net Income (KZT) by year
PeriodNet Income (KZT)
20251.06T
20241.04T
2023841.35B
Operating Income (KZT)
0500B1T1.5T2T202320242025
KSPI Operating Income (KZT) by year
PeriodOperating Income (KZT)
20251.83T
20241.42T
20231.16T
EBITDA (KZT)
0500B1T1.5T2T202320242025
KSPI EBITDA (KZT) by year
PeriodEBITDA (KZT)
20251.82T
20241.43T
20231.26T
Cash Flows (KZT)
0500B1T1.5T202320242025
KSPI Cash Flows (KZT) by year
PeriodCash Flows (KZT)
2025491.1B
2024486.17B
20231.06T
EPS (KZT)
0200040006000202320242025
KSPI EPS (KZT) by year
PeriodEPS (KZT)
20255546.47
20245481.28
20234392.19
Expenses (KZT)
0200B400B600BR&DSG&ACapex202320242025
KSPI Expenses (KZT) by year
PeriodExpenses (KZT)
2025481.54B
2024281.23B
2023192.75B
Cash & Debt (KZT)
01T2T3TCashLong Term DebtShort Term Debt202320242025
KSPI Cash & Debt (KZT) by year
PeriodCash & Debt (KZT)
20252.06T
20242.11T
20232.2T
Debt ratios
00.050.10.15202320242025
KSPI Debt ratios by year
PeriodDebt ratios
20250.11
20240.09
20230.14
Margins
0%20%40%60%80%202320242025
KSPI Margins by year
PeriodMargins
202567.08%
202468.17%
202377.12%
Return on Capital
0%20%40%60%80%202320242025
KSPI Return on Capital by year
PeriodReturn on Capital
202540.57%
202466.35%
202376.26%
Shares Outstanding
050M100M150M200M202320242025
KSPI Shares Outstanding by year
PeriodShares Outstanding
2025190.02M
2024189.93M
2023189.51M
Dividends (KZT)
02468202020212022202320242026
KSPI Dividends (KZT) by year
PeriodDividends (KZT)
20265.71
20247.31
20236.46
20222.36
20214.09
20200.94
Employee Count
02.5K5K7.5K10K202320242025
KSPI Employee Count by year
PeriodEmployee Count
20258.77K
20247.8K
20238.77K
Book Value Per Share (KZT)
050001000015000202320242025
KSPI Book Value Per Share (KZT) by year
PeriodBook Value Per Share (KZT)
202513691.14
20248281.31
20235821.4
Total Assets (KZT)
05T10T15T202320242025
KSPI Total Assets (KZT) by year
PeriodTotal Assets (KZT)
202511.08T
20248.38T
20236.82T
PE Ratio
681012med 7.78Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
KSPI PE Ratio by year
PeriodPE Ratio
Sep 268.21
Sep 268.93
Aug 268.98
Aug 268.82
Aug 268.35
Aug 267.7
Jul 267.67
Jul 267.43
Jul 267.55
Jul 267.75
Jul 267.76
Jun 267.88
Jun 267.31
Jun 267.16
Jun 267.19
May 268
May 267.86
May 267.51
May 267.15
May 267.2
Apr 267.17
Apr 267.19
Apr 266.38
Apr 266.34
Mar 266.16
Mar 266.25
Mar 266.05
Mar 266.36
Feb 266.1
Feb 266.34
Feb 266.3
Feb 266.33
Jan 266.64
Jan 266.9
Jan 267.04
Jan 267.25
Jan 266.82
Dec 256.9
Dec 256.96
Dec 256.93
Dec 256.7
Nov 256.88
Nov 256.4
Nov 256.7
Nov 256.54
Oct 256.93
Oct 257.06
Oct 256.89
Oct 256.92
Oct 257.65
Sep 257.99
Sep 258.33
Sep 257.98
Sep 258.31
Aug 258.85
Aug 258.7
Aug 259
Aug 258.98
Aug 257.32
Jul 258.2
Jul 258.11
Jul 257.56
Jul 257.78
Jun 257.94
Jun 257.5
Jun 257.81
Jun 257.77
May 257.22
May 257.31
May 257.52
May 258.46
May 258.48
Apr 258.39
Apr 258.14
Apr 257.91
Apr 257.72
Mar 258.62
Mar 258.69
Mar 258.72
Mar 259.7
Feb 2510.16
Feb 2510.06
Feb 2510.58
Feb 259.64
Jan 259.6
Jan 259.55
Jan 259.59
Jan 259.41
Jan 2510.1
Dec 249.85
Dec 2410.09
Dec 2410.83
Dec 2410.88
Nov 2410.68
Nov 2410.11
Nov 2410.63
Nov 2410.63
Nov 2410.36
Oct 2410.26
Oct 2410.83
Free Cash Flow Yield
4%6%8%10%12%med 6.66%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
KSPI Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2611.14%
Sep 2610.24%
Aug 2610.18%
Aug 2610.37%
Aug 2610.95%
Aug 268.67%
Jul 268.7%
Jul 268.99%
Jul 268.85%
Jul 268.62%
Jul 268.61%
Jun 268.48%
Jun 269.14%
Jun 269.32%
Jun 269.29%
May 268.35%
May 268.49%
May 268.9%
May 266.51%
May 266.46%
Apr 266.49%
Apr 266.47%
Apr 267.29%
Apr 267.34%
Mar 267.55%
Mar 267.45%
Mar 267.69%
Mar 265.13%
Feb 265.34%
Feb 265.15%
Feb 265.18%
Feb 265.15%
Jan 264.91%
Jan 264.73%
Jan 264.63%
Jan 264.5%
Jan 264.78%
Dec 254.73%
Dec 254.68%
Dec 254.71%
Dec 254.86%
Nov 254.74%
Nov 255.09%
Nov 254.86%
Nov 259.32%
Oct 258.81%
Oct 258.64%
Oct 258.85%
Oct 258.81%
Oct 257.98%
Sep 257.63%
Sep 257.33%
Sep 257.64%
Sep 257.34%
Aug 256.9%
Aug 257.01%
Aug 256.77%
Aug 256.79%
Aug 256.66%
Jul 255.94%
Jul 256.01%
Jul 256.45%
Jul 256.26%
Jun 256.14%
Jun 256.5%
Jun 256.24%
Jun 256.28%
May 256.75%
May 256.67%
May 256.48%
May 255.51%
May 255.49%
Apr 255.55%
Apr 255.72%
Apr 255.89%
Apr 256.03%
Mar 255.4%
Mar 255.36%
Mar 255.34%
Mar 256.97%
Feb 256.66%
Feb 256.72%
Feb 256.39%
Feb 257.01%
Jan 257.04%
Jan 257.08%
Jan 257.05%
Jan 257.19%
Jan 256.69%
Dec 246.87%
Dec 246.7%
Dec 246.24%
Dec 246.21%
Nov 246.33%
Nov 246.69%
Nov 246.36%
Nov 246.36%
Nov 246.53%
Oct 246.59%
Oct 246.25%
Price to Sales
12345med 2.69Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
KSPI Price to Sales by year
PeriodPrice to Sales
Sep 261.97
Sep 262.14
Aug 262.15
Aug 262.11
Aug 262
Aug 261.91
Jul 261.9
Jul 261.84
Jul 261.87
Jul 261.92
Jul 261.92
Jun 261.95
Jun 261.81
Jun 261.77
Jun 261.78
May 261.98
May 261.95
May 261.86
May 261.88
May 261.9
Apr 261.89
Apr 261.89
Apr 261.68
Apr 261.67
Mar 261.62
Mar 261.64
Mar 261.59
Mar 261.93
Feb 261.85
Feb 261.92
Feb 261.91
Feb 261.92
Jan 262.01
Jan 262.09
Jan 262.13
Jan 262.2
Jan 262.07
Dec 252.09
Dec 252.11
Dec 252.1
Dec 252.03
Nov 252.09
Nov 251.94
Nov 252.03
Nov 252.25
Oct 252.39
Oct 252.43
Oct 252.37
Oct 252.38
Oct 252.63
Sep 252.75
Sep 252.87
Sep 252.75
Sep 252.86
Aug 253.05
Aug 252.99
Aug 253.1
Aug 253.09
Aug 252.81
Jul 253.15
Jul 253.11
Jul 252.9
Jul 252.99
Jun 253.05
Jun 252.88
Jun 253
Jun 252.98
May 252.77
May 252.81
May 252.89
May 253.5
May 253.51
Apr 253.48
Apr 253.37
Apr 253.28
Apr 253.2
Mar 253.57
Mar 253.6
Mar 253.61
Mar 254
Feb 254.19
Feb 254.15
Feb 254.37
Feb 253.98
Jan 253.96
Jan 253.94
Jan 253.96
Jan 253.88
Jan 254.17
Dec 244.06
Dec 244.16
Dec 244.47
Dec 244.49
Nov 244.41
Nov 244.17
Nov 244.39
Nov 244.39
Nov 244.28
Oct 244.24
Oct 244.47
EV/EBITDA
234567med 4.32Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
KSPI EV/EBITDA by year
PeriodEV/EBITDA
Sep 263.89
Sep 264.3
Aug 264.32
Aug 264.23
Aug 263.97
Aug 263.12
Jul 263.11
Jul 262.99
Jul 263.05
Jul 263.15
Jul 263.15
Jun 263.21
Jun 262.92
Jun 262.85
Jun 262.86
May 263.27
May 263.21
May 263.03
May 263.28
May 263.31
Apr 263.29
Apr 263.3
Apr 262.83
Apr 262.81
Mar 262.71
Mar 262.75
Mar 262.64
Mar 263.53
Feb 263.35
Feb 263.51
Feb 263.49
Feb 263.51
Jan 263.72
Jan 263.9
Jan 264
Jan 264.14
Jan 263.84
Dec 253.9
Dec 253.94
Dec 253.92
Dec 253.76
Nov 253.89
Nov 253.56
Nov 253.76
Nov 253.49
Oct 253.76
Oct 253.85
Oct 253.74
Oct 253.76
Oct 254.26
Sep 254.5
Sep 254.73
Sep 254.49
Sep 254.72
Aug 255.09
Aug 254.99
Aug 255.2
Aug 255.19
Aug 254.45
Jul 255.09
Jul 255.02
Jul 254.62
Jul 254.79
Jun 254.9
Jun 254.58
Jun 254.81
Jun 254.77
May 254.37
May 254.44
May 254.6
May 254.85
May 254.87
Apr 254.8
Apr 254.62
Apr 254.45
Apr 254.31
Mar 254.97
Mar 255.02
Mar 255.04
Mar 255.75
Feb 256.08
Feb 256.01
Feb 256.39
Feb 255.7
Jan 255.67
Jan 255.64
Jan 255.67
Jan 255.53
Jan 256.04
Dec 245.85
Dec 246.03
Dec 246.57
Dec 246.6
Nov 246.45
Nov 246.04
Nov 246.42
Nov 246.42
Nov 246.22
Oct 246.15
Oct 246.56
Price/Operating Cashflow
57.51012.51517.5med 12.8Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
KSPI Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 267.46
Sep 268.12
Aug 268.16
Aug 268.02
Aug 267.59
Aug 269.08
Jul 269.04
Jul 268.75
Jul 268.89
Jul 269.13
Jul 269.14
Jun 269.28
Jun 268.61
Jun 268.44
Jun 268.47
May 269.42
May 269.27
May 268.84
May 2611.2
May 2611.28
Apr 2611.23
Apr 2611.26
Apr 2610
Apr 269.93
Mar 269.66
Mar 269.79
Mar 269.48
Mar 2613.99
Feb 2613.42
Feb 2613.93
Feb 2613.85
Feb 2613.92
Jan 2614.61
Jan 2615.17
Jan 2615.48
Jan 2615.94
Jan 2614.99
Dec 2515.16
Dec 2515.31
Dec 2515.24
Dec 2514.74
Nov 2515.13
Nov 2514.07
Nov 2514.74
Nov 258.84
Oct 259.36
Oct 259.54
Oct 259.32
Oct 259.36
Oct 2510.34
Sep 2510.8
Sep 2511.26
Sep 2510.79
Sep 2511.23
Aug 2511.96
Aug 2511.76
Aug 2512.17
Aug 2512.14
Aug 2512.34
Jul 2513.83
Jul 2513.67
Jul 2512.74
Jul 2513.12
Jun 2513.38
Jun 2512.64
Jun 2513.17
Jun 2513.09
May 2512.17
May 2512.33
May 2512.68
May 2515.17
May 2515.22
Apr 2515.05
Apr 2514.61
Apr 2514.19
Apr 2513.85
Mar 2515.47
Mar 2515.59
Mar 2515.64
Mar 2512.94
Feb 2513.55
Feb 2513.42
Feb 2514.12
Feb 2512.86
Jan 2512.81
Jan 2512.74
Jan 2512.79
Jan 2512.55
Jan 2513.47
Dec 2413.14
Dec 2413.46
Dec 2414.45
Dec 2414.52
Nov 2414.24
Nov 2413.48
Nov 2414.18
Nov 2414.18
Nov 2413.82
Oct 2413.69
Oct 2414.44
Price to Book
2468med 4.2Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
KSPI Price to Book by year
PeriodPrice to Book
Sep 263.13
Sep 263.41
Aug 263.43
Aug 263.37
Aug 263.19
Aug 262.89
Jul 262.88
Jul 262.79
Jul 262.83
Jul 262.91
Jul 262.91
Jun 262.96
Jun 262.74
Jun 262.69
Jun 262.7
May 263
May 262.95
May 262.82
May 262.9
May 262.92
Apr 262.91
Apr 262.92
Apr 262.59
Apr 262.57
Mar 262.5
Mar 262.53
Mar 262.45
Mar 262.98
Feb 262.86
Feb 262.97
Feb 262.95
Feb 262.97
Jan 263.12
Jan 263.24
Jan 263.3
Jan 263.4
Jan 263.2
Dec 253.24
Dec 253.27
Dec 253.25
Dec 253.15
Nov 253.23
Nov 253
Nov 253.15
Nov 253.52
Oct 253.72
Oct 253.79
Oct 253.7
Oct 253.72
Oct 254.11
Sep 254.29
Sep 254.48
Sep 254.29
Sep 254.47
Aug 254.75
Aug 254.67
Aug 254.84
Aug 254.83
Aug 254.4
Jul 254.93
Jul 254.87
Jul 254.54
Jul 254.68
Jun 254.77
Jun 254.51
Jun 254.7
Jun 254.67
May 254.34
May 254.4
May 254.52
May 255.61
May 255.63
Apr 255.57
Apr 255.4
Apr 255.25
Apr 255.12
Mar 255.72
Mar 255.77
Mar 255.79
Mar 256.88
Feb 257.21
Feb 257.14
Feb 257.51
Feb 256.84
Jan 256.81
Jan 256.78
Jan 256.8
Jan 256.67
Jan 257.17
Dec 246.99
Dec 247.16
Dec 247.69
Dec 247.72
Nov 247.58
Nov 247.17
Nov 247.54
Nov 247.54
Nov 247.35
Oct 247.28
Oct 247.68
Joint Stock Company Kaspi.kz
KSPI
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News: KSPI

Announcement of EGM Results

globenewswire.com · 10 Sep 2026

Announcement of EGM Results

ALMATY, Kazakhstan, Sept. 10, 2026 (GLOBE NEWSWIRE) -- Joint Stock Company Kaspi.kz (Nasdaq: KSPI) announces that the following resolutions were duly passed at its Extraordinary General Meeting on 09 September 2026: 1.

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) Sets New 12-Month High  – Still a Buy?

defenseworld.net · 25 Aug 2026

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) Sets New 12-Month High – Still a Buy?

Shares of Joint Stock Company Kaspi.kz Sponsored ADR (NASDAQ: KSPI - Get Free Report) reached a new 52-week high on Tuesday. The company traded as high as $107.88 and last traded at $106.46, with a volume of 579333 shares changing hands. The stock had previously closed at $105.55. Analyst Ratings Changes A number of brokerages

Kaspi.Kz: Rabobank Acquisition Unlocks Flywheel Opportunity In Turkey

seekingalpha.com · 24 Aug 2026

Kaspi.Kz: Rabobank Acquisition Unlocks Flywheel Opportunity In Turkey

Kaspi.kz remains a 'Buy' as growth in Kazakhstan and new Turkish initiatives offset currency headwinds and emerging market risks. Q2 results met guidance: revenue up 15% YoY, driven by Fintech (23% YoY) and marketplace value-added services (27% YoY). Kazakh innovation advances with Kasper AI assistant, boosting customer engagement and reinforcing KSPI's competitive moat.

Joint Stock Company Kaspi.kz (KSPI) Q2 2026 Earnings Call Transcript

seekingalpha.com · 10 Aug 2026

Joint Stock Company Kaspi.kz (KSPI) Q2 2026 Earnings Call Transcript

Joint Stock Company Kaspi.kz (KSPI) Q2 2026 Earnings Call Transcript

Joint Stock Company Kaspi.kz Q2 Earnings Call Highlights

marketbeat.com · 10 Aug 2026

Joint Stock Company Kaspi.kz Q2 Earnings Call Highlights

Joint Stock Company Kaspi.kz NASDAQ: KSPI reported second-quarter revenue growth of 15% and adjusted EBITDA growth of 5%, as gains in e-commerce and fintech were partly offset by higher funding costs and investments in Türkiye.

Notice of Extraordinary General Meeting of Shareholders of Kaspi.kz

globenewswire.com · 10 Aug 2026

Notice of Extraordinary General Meeting of Shareholders of Kaspi.kz

ALMATY, Kazakhstan, Aug. 10, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of JSC Kaspi.kz (Nasdaq: KSPI) hereby announces the Extraordinary General Meeting of Shareholders of JSC Kaspi.kz will be held on 09 September 2026 at 10:00 Astana time at: 154 “А”, Nauryzbai Batyr Street, Almaty, Kazakhstan, 050013.

Kaspi.kz 2Q & 1H 2026 Financial Results

globenewswire.com · 10 Aug 2026

Kaspi.kz 2Q & 1H 2026 Financial Results

ALMATY, Kazakhstan, Aug. 10, 2026 (GLOBE NEWSWIRE) -- Joint Stock Company Kaspi.kz (“Kaspi.kz”) (Nasdaq:KSPI) today published its unaudited consolidated IFRS financial results for the quarter and first half ended 30 June 2026 (“2Q and 1H 2026”).

Kaspi.kz: Betting On A Proven Playbook In A Much Larger Market

seekingalpha.com · 9 Aug 2026

Kaspi.kz: Betting On A Proven Playbook In A Much Larger Market

Kaspi trades at a forward P/E of 7.6x despite robust profitability and a dominant fintech ecosystem in Kazakhstan. KSPI's expansion into Turkey is currently dilutive but offers potential for outsized revenue growth and eventual margin recovery as fintech products scale. My valuation implies more than 75% upside to a $163 price target.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.