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Harford Bank

$45 +$3.00 (+7.14%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$44.97

Day Range

$44.97$45

Year Range

$36.69$47.12

Market Cap

55.61M

AVG Volume

743

Trailing/Forward PE

8.59/-

PEG ratio

1.07

Dividend Yield

2.24%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

HFBK Revenue (USD) by year
Period	Revenue (USD)
2025	38.08M
2024	36.23M
2023	29.12M
2022	21.72M
2021	21.11M
2020	19.53M
2019	17.32M
2018	16.28M
2017	15.21M
2016	14.34M

Net Income (USD)

HFBK Net Income (USD) by year
Period	Net Income (USD)
2025	7.07M
2024	6.96M
2023	6.46M
2022	5.13M
2021	5.34M
2020	3.2M
2019	3.29M
2018	3.19M
2017	1.94M
2016	1.85M

Operating Income (USD)

HFBK Operating Income (USD) by year
Period	Operating Income (USD)
2025	9.13M
2024	9.09M
2023	8.65M
2022	6.76M
2021	7.2M
2020	4.22M
2019	4.39M
2018	4.28M
2017	3.58M
2016	2.95M

EBITDA (USD)

HFBK EBITDA (USD) by year
Period	EBITDA (USD)
2025	9.54M
2024	9.55M
2023	9.19M
2022	7.31M
2021	7.71M
2020	4.74M
2019	4.84M
2018	4.63M
2017	3.94M
2016	3.34M

Cash Flows (USD)

HFBK Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	7.92M
2024	7.05M
2023	6.82M
2022	6.43M
2021	7.49M
2020	2.11M
2019	3.88M
2018	2.98M
2017	2.93M
2016	3.05M

EPS (USD)

HFBK EPS (USD) by year
Period	EPS (USD)
2025	4.68
2024	4.68
2023	4.34
2022	3.49
2021	3.69
2020	2.23
2019	2.3
2018	2.25
2017	1.4
2016	2.58

Expenses (USD)

HFBK Expenses (USD) by year
Period	Expenses (USD)
2025	12.14M
2024	11.41M
2023	10.67M
2022	10.91M
2021	10.71M
2020	8.35M
2019	8.5M
2018	9.08M
2017	6.45M
2016	6.18M

Cash & Debt (USD)

HFBK Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	60.71M
2024	113.62M
2023	50.91M
2022	30.96M
2021	85.25M
2020	57.35M
2019	32.1M
2018	29.13M
2017	27.26M
2016	11.55M

Debt ratios

HFBK Debt ratios by year
Period	Debt ratios
2025	-1.67
2024	-3.37
2023	-0.1
2022	-1.26
2021	-3.89
2020	-3.16
2019	-0.78
2018	-0.15

Margins

HFBK Margins by year
Period	Margins
2025	67.63%
2024	68.21%
2023	77.53%
2022	96.3%
2021	92.66%
2020	78.2%
2019	86.24%
2018	87.99%
2017	85.92%
2016	84.9%

Return on Capital

HFBK Return on Capital by year
Period	Return on Capital
2025	9.93%
2024	10.71%
2023	10.95%
2022	9.48%
2021	10.78%
2020	7.07%
2019	7.74%
2018	8.06%
2017	5.25%
2016	5.24%

Shares Outstanding

HFBK Shares Outstanding by year
Period	Shares Outstanding
2025	1.51M
2024	1.49M
2023	1.48M
2022	1.47M
2021	1.44M
2020	1.43M
2019	1.42M
2018	1.41M
2017	1.35M
2016	1.33M

Dividends (USD)

HFBK Dividends (USD) by year
Period	Dividends (USD)
2026	0.77
2025	0.96
2024	0.92
2023	0.88
2022	0.77
2021	1.02
2020	0.52
2019	0.68
2018	0.65
2017	0.62

Book Value Per Share (USD)

HFBK Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	47.23
2024	43.66
2023	39.9
2022	36.76
2021	34.37
2020	31.57
2019	29.97
2018	28.16
2017	27.34
2016	26.63

Total Assets (USD)

HFBK Total Assets (USD) by year
Period	Total Assets (USD)
2025	729.32M
2024	713.43M
2023	665.62M
2022	595.47M
2021	575.18M
2020	485.95M
2019	377.29M
2018	364.57M
2017	352.33M
2016	335.4M

PE Ratio

HFBK PE Ratio by year
Period	PE Ratio
Sep 26	9.22
Sep 26	9.23
Aug 26	9.29
Aug 26	9.29
Aug 26	9.33
Aug 26	9.27
Jul 26	9.64
Jul 26	9.38
Jul 26	9.38
Jul 26	9.38
Jul 26	9.43
Jun 26	9.23
Jun 26	9.23
Jun 26	8.74
Jun 26	8.58
May 26	8.53
May 26	8.58
May 26	8.51
May 26	8.51
May 26	8.51
Apr 26	8.53
Apr 26	8.49
Apr 26	8.53
Apr 26	8.73
Mar 26	8.3
Mar 26	8.33
Mar 26	8.47
Mar 26	8.47
Feb 26	8.58
Feb 26	8.61
Feb 26	8.7
Feb 26	8.58
Jan 26	8.79
Jan 26	8.79
Jan 26	8.63
Jan 26	8.63
Jan 26	8.53
Dec 25	8.68
Dec 25	7.81
Dec 25	8.11
Dec 25	7.85
Nov 25	8.03
Nov 25	7.96
Nov 25	7.96
Nov 25	7.96
Oct 25	7.96
Oct 25	7.96
Oct 25	7.79
Oct 25	8.16
Oct 25	8.16
Sep 25	8.57
Sep 25	8.75
Sep 25	9.1
Sep 25	8.53
Aug 25	7.69
Aug 25	7.53
Aug 25	7.28
Aug 25	7.27
Aug 25	7.23
Jul 25	7.23
Jul 25	7.5
Jul 25	7.48
Jul 25	7.48
Jun 25	7.42
Jun 25	7.21
Jun 25	7.21
Jun 25	7.29
May 25	7.38
May 25	7.33
May 25	7.36
May 25	7.33
May 25	7.33
Apr 25	7.38
Apr 25	7.1
Apr 25	7
Apr 25	7.2
Mar 25	7.49
Mar 25	7.42
Mar 25	7.36
Mar 25	7.42
Feb 25	7.49
Feb 25	7.49
Feb 25	7.45
Feb 25	7.45
Jan 25	7.27
Jan 25	7.48
Jan 25	7.51
Jan 25	7.61
Jan 25	7.61
Dec 24	7.88
Dec 24	7.86
Dec 24	7.65
Dec 24	7.65
Nov 24	7.82
Nov 24	7.82
Nov 24	7.82
Nov 24	7.82
Nov 24	7.82
Oct 24	7.71
Oct 24	7.71

Free Cash Flow Yield

HFBK Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	12.82%
Sep 26	12.81%
Aug 26	12.72%
Aug 26	12.72%
Aug 26	12.67%
Aug 26	12.75%
Jul 26	12.26%
Jul 26	12.6%
Jul 26	12.6%
Jul 26	12.6%
Jul 26	12.53%
Jun 26	12.14%
Jun 26	12.14%
Jun 26	12.81%
Jun 26	13.05%
May 26	13.13%
May 26	13.05%
May 26	13.16%
May 26	13.16%
May 26	13.16%
Apr 26	13.14%
Apr 26	13.19%
Apr 26	13.13%
Apr 26	12.82%
Mar 26	11.78%
Mar 26	11.76%
Mar 26	11.56%
Mar 26	11.56%
Feb 26	11.41%
Feb 26	11.37%
Feb 26	11.25%
Feb 26	11.41%
Jan 26	11.14%
Jan 26	11.14%
Jan 26	11.34%
Jan 26	11.34%
Jan 26	11.48%
Dec 25	12.18%
Dec 25	13.54%
Dec 25	13.03%
Dec 25	13.46%
Nov 25	13.16%
Nov 25	13.28%
Nov 25	13.28%
Nov 25	13.28%
Oct 25	13.28%
Oct 25	13.28%
Oct 25	13.56%
Oct 25	12.95%
Oct 25	12.95%
Sep 25	9.43%
Sep 25	9.24%
Sep 25	8.89%
Sep 25	9.48%
Aug 25	10.51%
Aug 25	10.74%
Aug 25	11.11%
Aug 25	11.12%
Aug 25	11.18%
Jul 25	11.18%
Jul 25	10.78%
Jul 25	10.81%
Jul 25	10.81%
Jun 25	13.63%
Jun 25	14.04%
Jun 25	14.04%
Jun 25	13.87%
May 25	13.71%
May 25	13.81%
May 25	13.75%
May 25	13.81%
May 25	13.81%
Apr 25	13.71%
Apr 25	14.26%
Apr 25	14.44%
Apr 25	14.06%
Mar 25	12.87%
Mar 25	12.98%
Mar 25	13.1%
Mar 25	12.98%
Feb 25	12.87%
Feb 25	12.87%
Feb 25	12.93%
Feb 25	12.93%
Jan 25	13.26%
Jan 25	12.89%
Jan 25	12.83%
Jan 25	12.67%
Jan 25	12.67%
Dec 24	12.76%
Dec 24	12.78%
Dec 24	13.13%
Dec 24	13.13%
Nov 24	12.85%
Nov 24	12.85%
Nov 24	12.85%
Nov 24	12.85%
Nov 24	12.85%
Oct 24	13.03%
Oct 24	13.03%

Price to Sales

HFBK Price to Sales by year
Period	Price to Sales
Sep 26	1.74
Sep 26	1.74
Aug 26	1.76
Aug 26	1.76
Aug 26	1.76
Aug 26	1.75
Jul 26	1.82
Jul 26	1.77
Jul 26	1.77
Jul 26	1.77
Jul 26	1.78
Jun 26	1.71
Jun 26	1.71
Jun 26	1.62
Jun 26	1.59
May 26	1.58
May 26	1.59
May 26	1.58
May 26	1.58
May 26	1.58
Apr 26	1.58
Apr 26	1.58
Apr 26	1.58
Apr 26	1.62
Mar 26	1.64
Mar 26	1.64
Mar 26	1.67
Mar 26	1.67
Feb 26	1.69
Feb 26	1.7
Feb 26	1.71
Feb 26	1.69
Jan 26	1.73
Jan 26	1.73
Jan 26	1.7
Jan 26	1.7
Jan 26	1.68
Dec 25	1.69
Dec 25	1.52
Dec 25	1.58
Dec 25	1.53
Nov 25	1.56
Nov 25	1.55
Nov 25	1.55
Nov 25	1.55
Oct 25	1.55
Oct 25	1.55
Oct 25	1.52
Oct 25	1.59
Oct 25	1.59
Sep 25	1.61
Sep 25	1.64
Sep 25	1.71
Sep 25	1.6
Aug 25	1.44
Aug 25	1.41
Aug 25	1.37
Aug 25	1.37
Aug 25	1.36
Jul 25	1.36
Jul 25	1.41
Jul 25	1.4
Jul 25	1.4
Jun 25	1.43
Jun 25	1.39
Jun 25	1.39
Jun 25	1.4
May 25	1.42
May 25	1.41
May 25	1.41
May 25	1.41
May 25	1.41
Apr 25	1.42
Apr 25	1.36
Apr 25	1.35
Apr 25	1.38
Mar 25	1.46
Mar 25	1.45
Mar 25	1.43
Mar 25	1.45
Feb 25	1.46
Feb 25	1.46
Feb 25	1.45
Feb 25	1.45
Jan 25	1.41
Jan 25	1.46
Jan 25	1.46
Jan 25	1.48
Jan 25	1.48
Dec 24	1.55
Dec 24	1.55
Dec 24	1.5
Dec 24	1.5
Nov 24	1.54
Nov 24	1.54
Nov 24	1.54
Nov 24	1.54
Nov 24	1.54
Oct 24	1.52
Oct 24	1.52

EV/EBITDA

HFBK EV/EBITDA by year
Period	EV/EBITDA
Sep 26	1.63
Sep 26	1.63
Aug 26	1.68
Aug 26	1.68
Aug 26	1.71
Aug 26	1.66
Jul 26	1.93
Jul 26	1.74
Jul 26	1.74
Jul 26	1.74
Jul 26	1.78
Jun 26	0.6
Jun 26	0.6
Jun 26	0.24
Jun 26	0.12
May 26	0.08
May 26	0.12
May 26	0.07
May 26	0.07
May 26	0.07
Apr 26	0.08
Apr 26	0.05
Apr 26	0.08
Apr 26	0.23
Mar 26	-5.37
Mar 26	-5.35
Mar 26	-5.25
Mar 26	-5.25
Feb 26	-5.16
Feb 26	-5.14
Feb 26	-5.08
Feb 26	-5.16
Jan 26	-5.01
Jan 26	-5.01
Jan 26	-5.13
Jan 26	-5.13
Jan 26	-5.2
Dec 25	4.89
Dec 25	4.24
Dec 25	4.47
Dec 25	4.28
Nov 25	4.41
Nov 25	4.35
Nov 25	4.35
Nov 25	4.35
Oct 25	4.35
Oct 25	4.35
Oct 25	4.23
Oct 25	4.5
Oct 25	4.5
Sep 25	-7.65
Sep 25	-7.52
Sep 25	-7.26
Sep 25	-7.68
Aug 25	-8.3
Aug 25	-8.42
Aug 25	-8.6
Aug 25	-8.61
Aug 25	-8.64
Jul 25	-8.64
Jul 25	-8.44
Jul 25	-8.45
Jul 25	-8.45
Jun 25	-6.48
Jun 25	-6.64
Jun 25	-6.64
Jun 25	-6.58
May 25	-6.51
May 25	-6.55
May 25	-6.53
May 25	-6.55
May 25	-6.55
Apr 25	-6.51
Apr 25	-6.72
Apr 25	-6.79
Apr 25	-6.65
Mar 25	-3.28
Mar 25	-3.33
Mar 25	-3.38
Mar 25	-3.33
Feb 25	-3.28
Feb 25	-3.28
Feb 25	-3.31
Feb 25	-3.31
Jan 25	-3.44
Jan 25	-3.29
Jan 25	-3.27
Jan 25	-3.2
Jan 25	-3.2
Dec 24	1.62
Dec 24	1.61
Dec 24	1.46
Dec 24	1.46
Nov 24	1.58
Nov 24	1.58
Nov 24	1.58
Nov 24	1.58
Nov 24	1.58
Oct 24	1.5
Oct 24	1.5

Price/Operating Cashflow

HFBK Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	7.53
Sep 26	7.53
Aug 26	7.58
Aug 26	7.58
Aug 26	7.62
Aug 26	7.57
Jul 26	7.87
Jul 26	7.66
Jul 26	7.66
Jul 26	7.66
Jul 26	7.7
Jun 26	7.87
Jun 26	7.87
Jun 26	7.46
Jun 26	7.32
May 26	7.28
May 26	7.32
May 26	7.26
May 26	7.26
May 26	7.26
Apr 26	7.27
Apr 26	7.24
Apr 26	7.28
Apr 26	7.45
Mar 26	8.11
Mar 26	8.13
Mar 26	8.26
Mar 26	8.26
Feb 26	8.37
Feb 26	8.4
Feb 26	8.49
Feb 26	8.37
Jan 26	8.58
Jan 26	8.58
Jan 26	8.42
Jan 26	8.42
Jan 26	8.32
Dec 25	7.84
Dec 25	7.05
Dec 25	7.33
Dec 25	7.09
Nov 25	7.25
Nov 25	7.19
Nov 25	7.19
Nov 25	7.19
Oct 25	7.19
Oct 25	7.19
Oct 25	7.04
Oct 25	7.37
Oct 25	7.37
Sep 25	9.93
Sep 25	10.13
Sep 25	10.53
Sep 25	9.87
Aug 25	8.91
Aug 25	8.72
Aug 25	8.42
Aug 25	8.42
Aug 25	8.37
Jul 25	8.37
Jul 25	8.69
Jul 25	8.66
Jul 25	8.66
Jun 25	6.98
Jun 25	6.77
Jun 25	6.77
Jun 25	6.86
May 25	6.94
May 25	6.89
May 25	6.92
May 25	6.89
May 25	6.89
Apr 25	6.94
Apr 25	6.67
Apr 25	6.58
Apr 25	6.76
Mar 25	7.38
Mar 25	7.31
Mar 25	7.24
Mar 25	7.31
Feb 25	7.37
Feb 25	7.37
Feb 25	7.34
Feb 25	7.34
Jan 25	7.16
Jan 25	7.36
Jan 25	7.4
Jan 25	7.49
Jan 25	7.49
Dec 24	7.62
Dec 24	7.61
Dec 24	7.41
Dec 24	7.41
Nov 24	7.57
Nov 24	7.57
Nov 24	7.57
Nov 24	7.57
Nov 24	7.57
Oct 24	7.46
Oct 24	7.46

Price to Book

HFBK Price to Book by year
Period	Price to Book
Sep 26	0.93
Sep 26	0.93
Aug 26	0.94
Aug 26	0.94
Aug 26	0.94
Aug 26	0.94
Jul 26	0.97
Jul 26	0.95
Jul 26	0.95
Jul 26	0.95
Jul 26	0.95
Jun 26	0.92
Jun 26	0.92
Jun 26	0.87
Jun 26	0.85
May 26	0.85
May 26	0.85
May 26	0.84
May 26	0.84
May 26	0.84
Apr 26	0.85
Apr 26	0.84
Apr 26	0.85
Apr 26	0.87
Mar 26	0.88
Mar 26	0.89
Mar 26	0.9
Mar 26	0.9
Feb 26	0.91
Feb 26	0.92
Feb 26	0.93
Feb 26	0.91
Jan 26	0.94
Jan 26	0.94
Jan 26	0.92
Jan 26	0.92
Jan 26	0.91
Dec 25	0.93
Dec 25	0.83
Dec 25	0.87
Dec 25	0.84
Nov 25	0.86
Nov 25	0.85
Nov 25	0.85
Nov 25	0.85
Oct 25	0.85
Oct 25	0.85
Oct 25	0.83
Oct 25	0.87
Oct 25	0.87
Sep 25	0.89
Sep 25	0.91
Sep 25	0.95
Sep 25	0.89
Aug 25	0.8
Aug 25	0.78
Aug 25	0.76
Aug 25	0.76
Aug 25	0.75
Jul 25	0.75
Jul 25	0.78
Jul 25	0.78
Jul 25	0.78
Jun 25	0.79
Jun 25	0.77
Jun 25	0.77
Jun 25	0.78
May 25	0.79
May 25	0.78
May 25	0.79
May 25	0.78
May 25	0.78
Apr 25	0.79
Apr 25	0.76
Apr 25	0.75
Apr 25	0.77
Mar 25	0.81
Mar 25	0.8
Mar 25	0.79
Mar 25	0.8
Feb 25	0.81
Feb 25	0.81
Feb 25	0.8
Feb 25	0.8
Jan 25	0.78
Jan 25	0.81
Jan 25	0.81
Jan 25	0.82
Jan 25	0.82
Dec 24	0.84
Dec 24	0.84
Dec 24	0.81
Dec 24	0.81
Nov 24	0.83
Nov 24	0.83
Nov 24	0.83
Nov 24	0.83
Nov 24	0.83
Oct 24	0.82
Oct 24	0.82

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