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Potomac Bancshares, Inc.

$26.5 +$7.62 (+40.36%)
OTC · 11 Sep 2026 20:00 UTC
Previous Close
$26.5
Day Range
$26.5 - $26.5
Year Range
$17.6$26.91
Market Cap
109.83M
AVG Volume
1.27K
Trailing/Forward PE
9.96/-
PEG ratio
0.26
Dividend Yield
2.11%
Next Earnings Date
-
Primary Exchange
Other OTCUS
Revenue (USD)
05M10M15M20M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q215.65M
26 Q114.98M
25 Q414.55M
25 Q313.89M
25 Q212.91M
25 Q112.51M
24 Q412.32M
24 Q312.48M
24 Q211.18M
24 Q111.11M
Net Income (USD)
01M2M3M4M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q23.32M
26 Q13.04M
25 Q42.37M
25 Q32.32M
25 Q22.07M
25 Q12.19M
24 Q41.97M
24 Q31.76M
24 Q21.42M
24 Q11.68M
Operating Income (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q24.33M
26 Q13.89M
25 Q43.1M
25 Q32.99M
25 Q22.68M
25 Q12.73M
24 Q42.55M
24 Q32.26M
24 Q21.82M
24 Q12.16M
EBITDA (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q24.33M
26 Q13.89M
25 Q43.1M
25 Q32.99M
25 Q22.68M
25 Q12.73M
24 Q42.55M
24 Q32.26M
24 Q21.82M
24 Q12.16M
EPS (USD)
00.20.40.60.824 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.8
26 Q10.73
25 Q40.57
25 Q30.56
25 Q20.5
25 Q10.53
24 Q40.48
24 Q30.42
24 Q20.34
24 Q10.4
Expenses (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q24.71M
26 Q1578K
25 Q4779K
25 Q3632K
25 Q2489K
25 Q1523K
24 Q4596K
24 Q3545K
24 Q2546K
24 Q1416K
Cash & Debt (USD)
050M100M150MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q24.88M
26 Q16.13M
25 Q40
25 Q3119.82M
25 Q272.27M
25 Q171.52M
24 Q464.76M
24 Q30
24 Q20
24 Q10
Debt ratios
-10-50524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Debt ratios by quarter
PeriodDebt ratios
26 Q22.45
26 Q12.62
25 Q43.61
25 Q3-7.1
25 Q2-2.98
25 Q1-3.15
24 Q4-2.71
24 Q34.85
24 Q21.89
24 Q11.79
Margins
0%20%40%60%80%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Margins by quarter
PeriodMargins
26 Q273.54%
26 Q173.64%
25 Q472.58%
25 Q369.9%
25 Q270.76%
25 Q171.5%
24 Q469.75%
24 Q367.84%
24 Q268.51%
24 Q169.81%
Return on Capital
0%1%2%3%4%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Return on Capital by quarter
PeriodReturn on Capital
26 Q23.82%
26 Q13.6%
25 Q42.88%
25 Q32.89%
25 Q22.68%
25 Q12.88%
24 Q42.69%
24 Q32.43%
24 Q22.05%
24 Q12.47%
Shares Outstanding
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Shares Outstanding by quarter
PeriodShares Outstanding
26 Q24.14M
26 Q14.14M
25 Q44.14M
25 Q34.14M
25 Q24.14M
25 Q14.14M
24 Q44.14M
24 Q34.19M
24 Q24.18M
24 Q14.19M
Dividends (USD)
00.050.10.15May 24Aug 24Nov 24Feb 25May 25Jul 25Oct 25Feb 26May 26Aug 26
PTBS Dividends (USD) by quarter
PeriodDividends (USD)
Aug 260.15
May 260.15
Feb 260.13
Oct 250.13
Jul 250.13
May 250.13
Feb 250.12
Nov 240.12
Aug 240.12
May 240.12
Employee Count
0255075100200120042006200620072008200920102011
PTBS Employee Count by quarter
PeriodEmployee Count
201183
201089
200991
200895
200798
200688
200693
200483
200179
Book Value Per Share (USD)
010203024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q220.97
26 Q120.42
25 Q419.88
25 Q319.39
25 Q218.7
25 Q118.35
24 Q417.71
24 Q317.29
24 Q216.58
24 Q116.18
Total Assets (USD)
0250M500M750M1B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
PTBS Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q2981.4M
26 Q1975.85M
25 Q4944.13M
25 Q3962.01M
25 Q2920.34M
25 Q1895.58M
24 Q4877.35M
24 Q3871.36M
24 Q2832.45M
24 Q1855.33M
PE Ratio
89101112med 9.9Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS PE Ratio by quarter
PeriodPE Ratio
Sep 2611.19
Sep 2611.16
Aug 2611.16
Aug 2611.17
Aug 2611.19
Aug 2611.19
Jul 2610.99
Jul 2610.14
Jul 2610.14
Jul 269.93
Jul 269.93
Jun 2610.85
Jun 2610.83
Jun 2610.78
Jun 2611.01
May 2610.52
May 2610.41
May 2610.18
May 2610.18
May 269.71
Apr 269.16
Apr 269.26
Apr 269.14
Apr 269.14
Mar 269.49
Mar 269.57
Mar 269.54
Mar 269.63
Feb 269.67
Feb 269.64
Feb 269.59
Feb 269.16
Jan 269.16
Jan 268.99
Jan 269.39
Jan 269.15
Jan 269.15
Dec 259.79
Dec 259.79
Dec 259.64
Dec 259.55
Nov 259.39
Nov 259.38
Nov 2510.01
Nov 259.74
Oct 259.46
Oct 259.16
Oct 259.15
Oct 259.47
Oct 259.15
Sep 2510.61
Sep 2510.61
Sep 2510.16
Sep 2510.44
Aug 2510.33
Aug 259.65
Aug 259.54
Aug 259.26
Aug 2510.15
Jul 2510.11
Jul 259.8
Jul 259.71
Jul 259.87
Jun 2510.67
Jun 2510.23
Jun 259.9
Jun 2510.69
May 2510.53
May 2510.29
May 2510.46
May 259.8
May 259.71
Apr 259.41
Apr 258.89
Apr 258.98
Apr 258.92
Mar 259.83
Mar 259.95
Mar 259.9
Mar 2510.06
Feb 2510.06
Feb 259.99
Feb 2510.8
Feb 259.98
Jan 2510.19
Jan 259.7
Jan 2510.17
Jan 259.93
Jan 2510.85
Dec 2410.55
Dec 2410.53
Dec 2410.39
Dec 2410.82
Nov 2410.55
Nov 249.7
Nov 2410.23
Nov 249.61
Nov 249.33
Oct 249.36
Oct 249.43
Price to Sales
1.21.41.61.82med 1.53Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS Price to Sales by quarter
PeriodPrice to Sales
Sep 261.95
Sep 261.94
Aug 261.94
Aug 261.95
Aug 261.95
Aug 261.95
Jul 261.91
Jul 261.77
Jul 261.77
Jul 261.73
Jul 261.73
Jun 261.8
Jun 261.8
Jun 261.79
Jun 261.83
May 261.75
May 261.73
May 261.69
May 261.69
May 261.62
Apr 261.52
Apr 261.54
Apr 261.52
Apr 261.52
Mar 261.57
Mar 261.59
Mar 261.58
Mar 261.6
Feb 261.6
Feb 261.6
Feb 261.59
Feb 261.52
Jan 261.52
Jan 261.49
Jan 261.56
Jan 261.52
Jan 261.52
Dec 251.56
Dec 251.56
Dec 251.54
Dec 251.52
Nov 251.49
Nov 251.49
Nov 251.59
Nov 251.55
Oct 251.51
Oct 251.46
Oct 251.46
Oct 251.51
Oct 251.46
Sep 251.61
Sep 251.61
Sep 251.54
Sep 251.58
Aug 251.56
Aug 251.46
Aug 251.44
Aug 251.4
Aug 251.54
Jul 251.53
Jul 251.48
Jul 251.47
Jul 251.49
Jun 251.55
Jun 251.48
Jun 251.44
Jun 251.55
May 251.53
May 251.49
May 251.52
May 251.42
May 251.41
Apr 251.36
Apr 251.29
Apr 251.3
Apr 251.29
Mar 251.41
Mar 251.42
Mar 251.42
Mar 251.44
Feb 251.44
Feb 251.43
Feb 251.55
Feb 251.43
Jan 251.46
Jan 251.39
Jan 251.46
Jan 251.42
Jan 251.55
Dec 241.58
Dec 241.58
Dec 241.56
Dec 241.62
Nov 241.58
Nov 241.45
Nov 241.53
Nov 241.44
Nov 241.4
Oct 241.4
Oct 241.41
EV/EBITDA
-5051015med 5.52Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2611.3
Sep 2611.27
Aug 2611.27
Aug 2611.28
Aug 2611.3
Aug 2611.3
Jul 2611.14
Jul 2610.48
Jul 2610.48
Jul 2610.31
Jul 2610.31
Jun 2612.06
Jun 2612.04
Jun 2612
Jun 2612.19
May 2611.8
May 2611.72
May 2611.53
May 2611.53
May 2611.17
Apr 2610.74
Apr 2610.82
Apr 2610.73
Apr 2610.73
Mar 260.31
Mar 260.37
Mar 260.35
Mar 260.42
Feb 260.45
Feb 260.43
Feb 260.39
Feb 260.05
Jan 260.05
Jan 26-0.08
Jan 260.23
Jan 260.04
Jan 260.04
Dec 254.67
Dec 254.67
Dec 254.56
Dec 254.49
Nov 254.36
Nov 254.36
Nov 254.85
Nov 254.63
Oct 254.42
Oct 254.18
Oct 254.17
Oct 254.43
Oct 254.18
Sep 255.17
Sep 255.17
Sep 254.82
Sep 255.04
Aug 254.95
Aug 254.41
Aug 254.33
Aug 254.11
Aug 254.81
Jul 254.77
Jul 254.53
Jul 254.46
Jul 254.59
Jun 255.57
Jun 255.23
Jun 254.98
Jun 255.59
May 255.47
May 255.28
May 255.41
May 254.9
May 254.83
Apr 254.59
Apr 254.19
Apr 254.26
Apr 254.22
Mar 2512.51
Mar 2512.6
Mar 2512.56
Mar 2512.69
Feb 2512.68
Feb 2512.63
Feb 2513.26
Feb 2512.62
Jan 2512.79
Jan 2512.41
Jan 2512.77
Jan 2512.58
Jan 2513.3
Dec 2410.09
Dec 2410.08
Dec 249.97
Dec 2410.3
Nov 2410.09
Nov 249.43
Nov 249.84
Nov 249.36
Nov 249.14
Oct 249.17
Oct 249.22
Price to Book
0.811.21.4med 0.98Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS Price to Book by quarter
PeriodPrice to Book
Sep 261.3
Sep 261.29
Aug 261.29
Aug 261.3
Aug 261.3
Aug 261.3
Jul 261.27
Jul 261.18
Jul 261.18
Jul 261.15
Jul 261.15
Jun 261.18
Jun 261.18
Jun 261.17
Jun 261.2
May 261.14
May 261.13
May 261.11
May 261.11
May 261.06
Apr 261
Apr 261.01
Apr 260.99
Apr 260.99
Mar 261.01
Mar 261.02
Mar 261.02
Mar 261.03
Feb 261.03
Feb 261.03
Feb 261.02
Feb 260.97
Jan 260.97
Jan 260.96
Jan 261
Jan 260.97
Jan 260.97
Dec 251.01
Dec 251.01
Dec 250.99
Dec 250.99
Nov 250.97
Nov 250.97
Nov 251.03
Nov 251
Oct 250.98
Oct 250.95
Oct 250.94
Oct 250.98
Oct 250.94
Sep 251.02
Sep 251.02
Sep 250.98
Sep 251.01
Aug 251
Aug 250.93
Aug 250.92
Aug 250.89
Aug 250.98
Jul 250.98
Jul 250.95
Jul 250.94
Jul 250.95
Jun 250.99
Jun 250.95
Jun 250.92
Jun 250.99
May 250.98
May 250.96
May 250.97
May 250.91
May 250.9
Apr 250.88
Apr 250.83
Apr 250.83
Apr 250.83
Mar 250.89
Mar 250.9
Mar 250.9
Mar 250.91
Feb 250.91
Feb 250.9
Feb 250.98
Feb 250.9
Jan 250.92
Jan 250.88
Jan 250.92
Jan 250.9
Jan 250.98
Dec 241
Dec 240.99
Dec 240.98
Dec 241.02
Nov 241
Nov 240.91
Nov 240.96
Nov 240.91
Nov 240.88
Oct 240.88
Oct 240.89
Potomac Bancshares, Inc.
PTBS
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News: PTBS

Potomac Bank Announces Carolyn K. Johnson Appointed as Senior Vice President, Director of Digital and Payment Strategy

prnewswire.com · 13 Aug 2026

Potomac Bank Announces Carolyn K. Johnson Appointed as Senior Vice President, Director of Digital and Payment Strategy

CHARLES TOWN, W.Va., Aug. 13, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank announced the recent appointment of Carolyn K.

Potomac Bank Voted 2026 Loudoun's Favorite in Multiple Categories

prnewswire.com · 12 Aug 2026

Potomac Bank Voted 2026 Loudoun's Favorite in Multiple Categories

CHARLES TOWN, W.Va., Aug. 12, 2026 /PRNewswire/ -- (OTCID:PTBS) Potomac Bank, announced it was voted WINNER in the LoudounNow 2026 Loudoun's Favorites readers poll in five financial services categories: Bank, Financial Planning firm, Investment Company (BCT Investments), Mortgage Company, and Mortgage Broker (Steve Cowen).

Potomac Bank Welcomes Tim C. Valentine as Vice President and SBA Lending Officer

prnewswire.com · 30 Jul 2026

Potomac Bank Welcomes Tim C. Valentine as Vice President and SBA Lending Officer

CHARLES TOWN, W.Va., July 30, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank announced the recent appointment of Tim C.

Potomac Bancshares Reports 60% Increase in Second Quarter Earnings

prnewswire.com · 29 Jul 2026

Potomac Bancshares Reports 60% Increase in Second Quarter Earnings

CHARLES TOWN, W.Va., July 29, 2026 /PRNewswire/ -- Potomac Bancshares, Inc. (the "Company") (OTCID: PTBS), the bank holding company of Potomac Bank (the "Bank"), reported net income of $3.3 million, or $0.80 per basic and diluted earnings per common share, for the second quarter of 2026.

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

gurufocus.com · 27 Jul 2026

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer PR New

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

prnewswire.com · 27 Jul 2026

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

CHARLES TOWN, W.Va., July 27, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank Residential Lending recently welcomed Gail Moxley as Senior Vice President, Senior Mortgage Loan Officer.

POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND

prnewswire.com · 24 Jul 2026

POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND

CHARLES TOWN, W.Va., July 24, 2026 /PRNewswire/ -- (OTCID:PTBS) – The Board of Directors of Potomac Bancshares, Inc., the bank holding company for Potomac Bank, declared at their July board meeting a quarterly cash dividend on common stock of $0.15 per share.

Potomac Bank Announces Malinda Henkel as Vice President and Branch Business Development Officer for Winchester, Virginia, Expansion

prnewswire.com · 23 Jul 2026

Potomac Bank Announces Malinda Henkel as Vice President and Branch Business Development Officer for Winchester, Virginia, Expansion

CHARLES TOWN, W.Va., July 23, 2026 /PRNewswire/ -- (OTCID: PTBS) – Potomac Bank announced the recent appointment of Malinda Henkel as Vice President and Branch Business Development Officer for their expansion into Winchester, Virginia, and surrounding Frederick County.

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