Home / HFBK : OTC

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does HFBK make money? Does HFBK have pricing power? What's the Earnings Whisper? Will HFBK profit more as the business scales? What is HFBK's management track record? Is HFBK's current price justified?

Harford Bank

$44.97 +$2.97 (+7.07%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$44.97

Day Range

$44.97$45

Year Range

$36.69$47.12

Market Cap

55.58M

AVG Volume

743

Trailing/Forward PE

8.58/-

PEG ratio

1.07

Dividend Yield

2.25%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

HFBK Revenue (USD) by quarter
Period	Revenue (USD)
26 Q2	10.53M
26 Q1	9.84M
25 Q4	9.95M
25 Q3	9.58M
25 Q2	9.52M
25 Q1	9.01M
24 Q4	9.46M
24 Q3	9.26M
24 Q2	8.97M
24 Q1	8.53M

Net Income (USD)

HFBK Net Income (USD) by quarter
Period	Net Income (USD)
26 Q2	2.25M
26 Q1	1.81M
25 Q4	1.95M
25 Q3	1.88M
25 Q2	1.72M
25 Q1	1.53M
24 Q4	2.29M
24 Q3	1.73M
24 Q2	1.35M
24 Q1	1.6M

Operating Income (USD)

HFBK Operating Income (USD) by quarter
Period	Operating Income (USD)
26 Q2	3M
26 Q1	2.4M
25 Q4	2.55M
25 Q3	2.44M
25 Q2	2.19M
25 Q1	1.95M
24 Q4	2.98M
24 Q3	2.25M
24 Q2	1.74M
24 Q1	2.12M

EBITDA (USD)

HFBK EBITDA (USD) by quarter
Period	EBITDA (USD)
26 Q2	3M
26 Q1	2.5M
25 Q4	2.66M
25 Q3	2.55M
25 Q2	2.29M
25 Q1	2.05M
24 Q4	3.09M
24 Q3	2.36M
24 Q2	1.86M
24 Q1	2.24M

Cash Flows (USD)

HFBK Cash Flows (USD) by quarter
Period	Cash Flows (USD)
26 Q2	2.52M
26 Q1	2.5M
25 Q4	3.02M
25 Q3	1.36M
25 Q2	1.81M
25 Q1	1.72M
24 Q4	2.35M
24 Q3	1.78M
24 Q2	-285.7K
24 Q1	3.2M

EPS (USD)

HFBK EPS (USD) by quarter
Period	EPS (USD)
26 Q2	1.47
26 Q1	1.19
25 Q4	1.29
25 Q3	1.24
25 Q2	1.14
25 Q1	1.01
24 Q4	1.53
24 Q3	1.16
24 Q2	0.91
24 Q1	1.08

Expenses (USD)

HFBK Expenses (USD) by quarter
Period	Expenses (USD)
26 Q2	3.2M
26 Q1	2.95M
25 Q4	3.13M
25 Q3	2.97M
25 Q2	2.94M
25 Q1	3.09M
24 Q4	2.69M
24 Q3	3.09M
24 Q2	2.71M
24 Q1	2.91M

Cash & Debt (USD)

HFBK Cash & Debt (USD) by quarter
Period	Cash & Debt (USD)
26 Q2	69.9M
26 Q1	52.8M
25 Q4	60.71M
25 Q3	115M
25 Q2	16.32M
25 Q1	130.71M
24 Q4	113.62M
24 Q3	98.85M
24 Q2	71.4M
24 Q1	51.9M

Debt ratios

HFBK Debt ratios by quarter
Period	Debt ratios
26 Q2	-6.36
26 Q1	-5.16
25 Q4	-6.24
25 Q3	-11.53
25 Q2	-1.55
25 Q1	-13.96
24 Q4	-11.89
24 Q3	-8.68
24 Q2	-3.99
24 Q1	-1.05

Margins

HFBK Margins by quarter
Period	Margins
26 Q2	70.81%
26 Q1	70.1%
25 Q4	67.55%
25 Q3	69.16%
25 Q2	66.81%
25 Q1	66.96%
24 Q4	72.51%
24 Q3	68.97%
24 Q2	62.19%
24 Q1	68.94%

Return on Capital

HFBK Return on Capital by quarter
Period	Return on Capital
26 Q2	3.02%
26 Q1	2.49%
25 Q4	2.74%
25 Q3	2.7%
25 Q2	2.53%
25 Q1	2.3%
24 Q4	3.51%
24 Q3	2.74%
24 Q2	2.2%
24 Q1	2.65%

Shares Outstanding

HFBK Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	1.51M
26 Q1	1.51M
25 Q4	1.51M
25 Q3	1.5M
25 Q2	1.5M
25 Q1	1.49M
24 Q4	1.49M
24 Q3	1.49M
24 Q2	1.48M
24 Q1	1.48M

Dividends (USD)

HFBK Dividends (USD) by quarter
Period	Dividends (USD)
Sep 26	0.27
Jun 26	0.25
Mar 26	0.25
Dec 25	0.24
Sep 25	0.24
Jun 25	0.24
Mar 25	0.24
Dec 24	0.23
Sep 24	0.23
Jun 24	0.23

Book Value Per Share (USD)

HFBK Book Value Per Share (USD) by quarter
Period	Book Value Per Share (USD)
26 Q2	49.38
26 Q1	48.21
25 Q4	47.23
25 Q3	46.26
25 Q2	45.29
25 Q1	44.4
24 Q4	43.66
24 Q3	42.33
24 Q2	41.44
24 Q1	40.79

Total Assets (USD)

HFBK Total Assets (USD) by quarter
Period	Total Assets (USD)
26 Q2	776.63M
26 Q1	732.31M
25 Q4	729.32M
25 Q3	735.38M
25 Q2	728.41M
25 Q1	720.57M
24 Q4	713.43M
24 Q3	711.84M
24 Q2	700.13M
24 Q1	678.37M

PE Ratio

HFBK PE Ratio by quarter
Period	PE Ratio
Sep 26	9.22
Sep 26	9.23
Aug 26	9.29
Aug 26	9.29
Aug 26	9.33
Aug 26	9.27
Jul 26	9.64
Jul 26	9.38
Jul 26	9.38
Jul 26	9.38
Jul 26	9.43
Jun 26	9.23
Jun 26	9.23
Jun 26	8.74
Jun 26	8.58
May 26	8.53
May 26	8.58
May 26	8.51
May 26	8.51
May 26	8.51
Apr 26	8.53
Apr 26	8.49
Apr 26	8.53
Apr 26	8.73
Mar 26	8.3
Mar 26	8.33
Mar 26	8.47
Mar 26	8.47
Feb 26	8.58
Feb 26	8.61
Feb 26	8.7
Feb 26	8.58
Jan 26	8.79
Jan 26	8.79
Jan 26	8.63
Jan 26	8.63
Jan 26	8.53
Dec 25	8.68
Dec 25	7.81
Dec 25	8.11
Dec 25	7.85
Nov 25	8.03
Nov 25	7.96
Nov 25	7.96
Nov 25	7.96
Oct 25	7.96
Oct 25	7.96
Oct 25	7.79
Oct 25	8.16
Oct 25	8.16
Sep 25	8.57
Sep 25	8.75
Sep 25	9.1
Sep 25	8.53
Aug 25	7.69
Aug 25	7.53
Aug 25	7.28
Aug 25	7.27
Aug 25	7.23
Jul 25	7.23
Jul 25	7.5
Jul 25	7.48
Jul 25	7.48
Jun 25	7.42
Jun 25	7.21
Jun 25	7.21
Jun 25	7.29
May 25	7.38
May 25	7.33
May 25	7.36
May 25	7.33
May 25	7.33
Apr 25	7.38
Apr 25	7.1
Apr 25	7
Apr 25	7.2
Mar 25	7.49
Mar 25	7.42
Mar 25	7.36
Mar 25	7.42
Feb 25	7.49
Feb 25	7.49
Feb 25	7.45
Feb 25	7.45
Jan 25	7.27
Jan 25	7.48
Jan 25	7.51
Jan 25	7.61
Jan 25	7.61
Dec 24	7.88
Dec 24	7.86
Dec 24	7.65
Dec 24	7.65
Nov 24	7.82
Nov 24	7.82
Nov 24	7.82
Nov 24	7.82
Nov 24	7.82
Oct 24	7.71
Oct 24	7.71

Free Cash Flow Yield

HFBK Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	12.82%
Sep 26	12.81%
Aug 26	12.72%
Aug 26	12.72%
Aug 26	12.67%
Aug 26	12.75%
Jul 26	12.26%
Jul 26	12.6%
Jul 26	12.6%
Jul 26	12.6%
Jul 26	12.53%
Jun 26	12.14%
Jun 26	12.14%
Jun 26	12.81%
Jun 26	13.05%
May 26	13.13%
May 26	13.05%
May 26	13.16%
May 26	13.16%
May 26	13.16%
Apr 26	13.14%
Apr 26	13.19%
Apr 26	13.13%
Apr 26	12.82%
Mar 26	11.78%
Mar 26	11.76%
Mar 26	11.56%
Mar 26	11.56%
Feb 26	11.41%
Feb 26	11.37%
Feb 26	11.25%
Feb 26	11.41%
Jan 26	11.14%
Jan 26	11.14%
Jan 26	11.34%
Jan 26	11.34%
Jan 26	11.48%
Dec 25	12.18%
Dec 25	13.54%
Dec 25	13.03%
Dec 25	13.46%
Nov 25	13.16%
Nov 25	13.28%
Nov 25	13.28%
Nov 25	13.28%
Oct 25	13.28%
Oct 25	13.28%
Oct 25	13.56%
Oct 25	12.95%
Oct 25	12.95%
Sep 25	9.43%
Sep 25	9.24%
Sep 25	8.89%
Sep 25	9.48%
Aug 25	10.51%
Aug 25	10.74%
Aug 25	11.11%
Aug 25	11.12%
Aug 25	11.18%
Jul 25	11.18%
Jul 25	10.78%
Jul 25	10.81%
Jul 25	10.81%
Jun 25	13.63%
Jun 25	14.04%
Jun 25	14.04%
Jun 25	13.87%
May 25	13.71%
May 25	13.81%
May 25	13.75%
May 25	13.81%
May 25	13.81%
Apr 25	13.71%
Apr 25	14.26%
Apr 25	14.44%
Apr 25	14.06%
Mar 25	12.87%
Mar 25	12.98%
Mar 25	13.1%
Mar 25	12.98%
Feb 25	12.87%
Feb 25	12.87%
Feb 25	12.93%
Feb 25	12.93%
Jan 25	13.26%
Jan 25	12.89%
Jan 25	12.83%
Jan 25	12.67%
Jan 25	12.67%
Dec 24	12.76%
Dec 24	12.78%
Dec 24	13.13%
Dec 24	13.13%
Nov 24	12.85%
Nov 24	12.85%
Nov 24	12.85%
Nov 24	12.85%
Nov 24	12.85%
Oct 24	13.03%
Oct 24	13.03%

Price to Sales

HFBK Price to Sales by quarter
Period	Price to Sales
Sep 26	1.74
Sep 26	1.74
Aug 26	1.76
Aug 26	1.76
Aug 26	1.76
Aug 26	1.75
Jul 26	1.82
Jul 26	1.77
Jul 26	1.77
Jul 26	1.77
Jul 26	1.78
Jun 26	1.71
Jun 26	1.71
Jun 26	1.62
Jun 26	1.59
May 26	1.58
May 26	1.59
May 26	1.58
May 26	1.58
May 26	1.58
Apr 26	1.58
Apr 26	1.58
Apr 26	1.58
Apr 26	1.62
Mar 26	1.64
Mar 26	1.64
Mar 26	1.67
Mar 26	1.67
Feb 26	1.69
Feb 26	1.7
Feb 26	1.71
Feb 26	1.69
Jan 26	1.73
Jan 26	1.73
Jan 26	1.7
Jan 26	1.7
Jan 26	1.68
Dec 25	1.69
Dec 25	1.52
Dec 25	1.58
Dec 25	1.53
Nov 25	1.56
Nov 25	1.55
Nov 25	1.55
Nov 25	1.55
Oct 25	1.55
Oct 25	1.55
Oct 25	1.52
Oct 25	1.59
Oct 25	1.59
Sep 25	1.61
Sep 25	1.64
Sep 25	1.71
Sep 25	1.6
Aug 25	1.44
Aug 25	1.41
Aug 25	1.37
Aug 25	1.37
Aug 25	1.36
Jul 25	1.36
Jul 25	1.41
Jul 25	1.4
Jul 25	1.4
Jun 25	1.43
Jun 25	1.39
Jun 25	1.39
Jun 25	1.4
May 25	1.42
May 25	1.41
May 25	1.41
May 25	1.41
May 25	1.41
Apr 25	1.42
Apr 25	1.36
Apr 25	1.35
Apr 25	1.38
Mar 25	1.46
Mar 25	1.45
Mar 25	1.43
Mar 25	1.45
Feb 25	1.46
Feb 25	1.46
Feb 25	1.45
Feb 25	1.45
Jan 25	1.41
Jan 25	1.46
Jan 25	1.46
Jan 25	1.48
Jan 25	1.48
Dec 24	1.55
Dec 24	1.55
Dec 24	1.5
Dec 24	1.5
Nov 24	1.54
Nov 24	1.54
Nov 24	1.54
Nov 24	1.54
Nov 24	1.54
Oct 24	1.52
Oct 24	1.52

EV/EBITDA

HFBK EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	1.63
Sep 26	1.63
Aug 26	1.68
Aug 26	1.68
Aug 26	1.71
Aug 26	1.66
Jul 26	1.93
Jul 26	1.74
Jul 26	1.74
Jul 26	1.74
Jul 26	1.78
Jun 26	0.6
Jun 26	0.6
Jun 26	0.24
Jun 26	0.12
May 26	0.08
May 26	0.12
May 26	0.07
May 26	0.07
May 26	0.07
Apr 26	0.08
Apr 26	0.05
Apr 26	0.08
Apr 26	0.23
Mar 26	-5.37
Mar 26	-5.35
Mar 26	-5.25
Mar 26	-5.25
Feb 26	-5.16
Feb 26	-5.14
Feb 26	-5.08
Feb 26	-5.16
Jan 26	-5.01
Jan 26	-5.01
Jan 26	-5.13
Jan 26	-5.13
Jan 26	-5.2
Dec 25	4.89
Dec 25	4.24
Dec 25	4.47
Dec 25	4.28
Nov 25	4.41
Nov 25	4.35
Nov 25	4.35
Nov 25	4.35
Oct 25	4.35
Oct 25	4.35
Oct 25	4.23
Oct 25	4.5
Oct 25	4.5
Sep 25	-7.65
Sep 25	-7.52
Sep 25	-7.26
Sep 25	-7.68
Aug 25	-8.3
Aug 25	-8.42
Aug 25	-8.6
Aug 25	-8.61
Aug 25	-8.64
Jul 25	-8.64
Jul 25	-8.44
Jul 25	-8.45
Jul 25	-8.45
Jun 25	-6.48
Jun 25	-6.64
Jun 25	-6.64
Jun 25	-6.58
May 25	-6.51
May 25	-6.55
May 25	-6.53
May 25	-6.55
May 25	-6.55
Apr 25	-6.51
Apr 25	-6.72
Apr 25	-6.79
Apr 25	-6.65
Mar 25	-3.28
Mar 25	-3.33
Mar 25	-3.38
Mar 25	-3.33
Feb 25	-3.28
Feb 25	-3.28
Feb 25	-3.31
Feb 25	-3.31
Jan 25	-3.44
Jan 25	-3.29
Jan 25	-3.27
Jan 25	-3.2
Jan 25	-3.2
Dec 24	1.62
Dec 24	1.61
Dec 24	1.46
Dec 24	1.46
Nov 24	1.58
Nov 24	1.58
Nov 24	1.58
Nov 24	1.58
Nov 24	1.58
Oct 24	1.5
Oct 24	1.5

Price/Operating Cashflow

HFBK Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	7.53
Sep 26	7.53
Aug 26	7.58
Aug 26	7.58
Aug 26	7.62
Aug 26	7.57
Jul 26	7.87
Jul 26	7.66
Jul 26	7.66
Jul 26	7.66
Jul 26	7.7
Jun 26	7.87
Jun 26	7.87
Jun 26	7.46
Jun 26	7.32
May 26	7.28
May 26	7.32
May 26	7.26
May 26	7.26
May 26	7.26
Apr 26	7.27
Apr 26	7.24
Apr 26	7.28
Apr 26	7.45
Mar 26	8.11
Mar 26	8.13
Mar 26	8.26
Mar 26	8.26
Feb 26	8.37
Feb 26	8.4
Feb 26	8.49
Feb 26	8.37
Jan 26	8.58
Jan 26	8.58
Jan 26	8.42
Jan 26	8.42
Jan 26	8.32
Dec 25	7.84
Dec 25	7.05
Dec 25	7.33
Dec 25	7.09
Nov 25	7.25
Nov 25	7.19
Nov 25	7.19
Nov 25	7.19
Oct 25	7.19
Oct 25	7.19
Oct 25	7.04
Oct 25	7.37
Oct 25	7.37
Sep 25	9.93
Sep 25	10.13
Sep 25	10.53
Sep 25	9.87
Aug 25	8.91
Aug 25	8.72
Aug 25	8.42
Aug 25	8.42
Aug 25	8.37
Jul 25	8.37
Jul 25	8.69
Jul 25	8.66
Jul 25	8.66
Jun 25	6.98
Jun 25	6.77
Jun 25	6.77
Jun 25	6.86
May 25	6.94
May 25	6.89
May 25	6.92
May 25	6.89
May 25	6.89
Apr 25	6.94
Apr 25	6.67
Apr 25	6.58
Apr 25	6.76
Mar 25	7.38
Mar 25	7.31
Mar 25	7.24
Mar 25	7.31
Feb 25	7.37
Feb 25	7.37
Feb 25	7.34
Feb 25	7.34
Jan 25	7.16
Jan 25	7.36
Jan 25	7.4
Jan 25	7.49
Jan 25	7.49
Dec 24	7.62
Dec 24	7.61
Dec 24	7.41
Dec 24	7.41
Nov 24	7.57
Nov 24	7.57
Nov 24	7.57
Nov 24	7.57
Nov 24	7.57
Oct 24	7.46
Oct 24	7.46

Price to Book

HFBK Price to Book by quarter
Period	Price to Book
Sep 26	0.93
Sep 26	0.93
Aug 26	0.94
Aug 26	0.94
Aug 26	0.94
Aug 26	0.94
Jul 26	0.97
Jul 26	0.95
Jul 26	0.95
Jul 26	0.95
Jul 26	0.95
Jun 26	0.92
Jun 26	0.92
Jun 26	0.87
Jun 26	0.85
May 26	0.85
May 26	0.85
May 26	0.84
May 26	0.84
May 26	0.84
Apr 26	0.85
Apr 26	0.84
Apr 26	0.85
Apr 26	0.87
Mar 26	0.88
Mar 26	0.89
Mar 26	0.9
Mar 26	0.9
Feb 26	0.91
Feb 26	0.92
Feb 26	0.93
Feb 26	0.91
Jan 26	0.94
Jan 26	0.94
Jan 26	0.92
Jan 26	0.92
Jan 26	0.91
Dec 25	0.93
Dec 25	0.83
Dec 25	0.87
Dec 25	0.84
Nov 25	0.86
Nov 25	0.85
Nov 25	0.85
Nov 25	0.85
Oct 25	0.85
Oct 25	0.85
Oct 25	0.83
Oct 25	0.87
Oct 25	0.87
Sep 25	0.89
Sep 25	0.91
Sep 25	0.95
Sep 25	0.89
Aug 25	0.8
Aug 25	0.78
Aug 25	0.76
Aug 25	0.76
Aug 25	0.75
Jul 25	0.75
Jul 25	0.78
Jul 25	0.78
Jul 25	0.78
Jun 25	0.79
Jun 25	0.77
Jun 25	0.77
Jun 25	0.78
May 25	0.79
May 25	0.78
May 25	0.79
May 25	0.78
May 25	0.78
Apr 25	0.79
Apr 25	0.76
Apr 25	0.75
Apr 25	0.77
Mar 25	0.81
Mar 25	0.8
Mar 25	0.79
Mar 25	0.8
Feb 25	0.81
Feb 25	0.81
Feb 25	0.8
Feb 25	0.8
Jan 25	0.78
Jan 25	0.81
Jan 25	0.81
Jan 25	0.82
Jan 25	0.82
Dec 24	0.84
Dec 24	0.84
Dec 24	0.81
Dec 24	0.81
Nov 24	0.83
Nov 24	0.83
Nov 24	0.83
Nov 24	0.83
Nov 24	0.83
Oct 24	0.82
Oct 24	0.82

No video analysis for this stock yet. Request one from our team.

AI Analysis

Harford Bank

Video analysis: HFBK

Similar companies