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How does GARAN.IS make money? Does GARAN.IS have pricing power? What's the Earnings Whisper? Will GARAN.IS profit more as the business scales? What is GARAN.IS's management track record? Is GARAN.IS's current price justified?

Turkiye Garanti Bankasi A.S.

TRY 129.9 -$19.80 (-13.23%)

IST · 15 Sep 2026 13:07 UTC

Previous Close

TRY 133.9

Day Range

TRY 129.8TRY 134.2

Year Range

TRY 115.4TRY 169.7

Market Cap

545.58B

AVG Volume

32.53M

Trailing/Forward PE

4.53/3.09

PEG ratio

0.11

Dividend Yield

4.05%

Next Earnings Date

2026-10-28

Primary Exchange

Istanbul Stock Exchange

Revenue (TRY) · TTM

GARAN.IS Revenue (TRY) · TTM by quarter
Period	Revenue (TRY) · TTM
26 Q2	1.19T
26 Q1	1.1T
25 Q4	1.02T
25 Q3	947.74B
25 Q2	864B
25 Q1	785B
24 Q4	701.67B
24 Q3	614.7B
24 Q2	522.94B
24 Q1	438.38B

Net Income (TRY) · TTM

GARAN.IS Net Income (TRY) · TTM by quarter
Period	Net Income (TRY) · TTM
26 Q2	120.32B
26 Q1	117.88B
25 Q4	109.82B
25 Q3	108.39B
25 Q2	100.03B
25 Q1	94.05B
24 Q4	91.24B
24 Q3	95.43B
24 Q2	96.95B
24 Q1	93.3B

Operating Income (TRY) · TTM

GARAN.IS Operating Income (TRY) · TTM by quarter
Period	Operating Income (TRY) · TTM
26 Q2	163B
26 Q1	157.72B
25 Q4	144.99B
25 Q3	139.41B
25 Q2	137.9B
25 Q1	130.25B
24 Q4	123.93B
24 Q3	122.56B
24 Q2	124.25B
24 Q1	117.26B

EBITDA (TRY) · TTM

GARAN.IS EBITDA (TRY) · TTM by quarter
Period	EBITDA (TRY) · TTM
26 Q2	164.44B
26 Q1	159.16B
25 Q4	146.32B
25 Q3	141.83B
25 Q2	140.31B
25 Q1	132.66B
24 Q4	125.79B
24 Q3	124.04B
24 Q2	125.73B
24 Q1	118.75B

Cash Flows (TRY) · TTM

GARAN.IS Cash Flows (TRY) · TTM by quarter
Period	Cash Flows (TRY) · TTM
26 Q2	192.47B
26 Q1	23.03B
25 Q4	156.78B
25 Q3	18.17B
25 Q2	-41.6B
25 Q1	59.95B
24 Q4	-155.25B
24 Q3	-58.94B
24 Q2	16.75B
24 Q1	103.18B

EPS (TRY) · TTM

GARAN.IS EPS (TRY) · TTM by quarter
Period	EPS (TRY) · TTM
26 Q2	28.65
26 Q1	28.07
25 Q4	26.16
25 Q3	25.82
25 Q2	23.83
25 Q1	22.41
24 Q4	16.48
24 Q3	17.47
24 Q2	17.83
24 Q1	16.96

Expenses (TRY) · TTM

GARAN.IS Expenses (TRY) · TTM by quarter
Period	Expenses (TRY) · TTM
26 Q2	49.13B
26 Q1	27.28B
25 Q4	13.41B
25 Q3	18.35B
25 Q2	17.01B
25 Q1	17.11B
24 Q4	11.6B
24 Q3	7.46B
24 Q2	6.4B
24 Q1	6.1B

Dividends (TRY)

GARAN.IS Dividends (TRY) by quarter
Period	Dividends (TRY)
Apr 26	5.27
Mar 25	4.39
Mar 24	3.12
Apr 23	2.09
May 22	0.31
Apr 21	0.15
Apr 18	0.42
Apr 17	0.3
Apr 16	0.14
Apr 15	0.14

PE Ratio

GARAN.IS PE Ratio by quarter
Period	PE Ratio
Sep 26	4.77
Sep 26	4.78
Sep 26	4.68
Aug 26	4.77
Aug 26	4.63
Aug 26	4.67
Aug 26	4.53
Jul 26	4.4
Jul 26	4.49
Jul 26	4.52
Jul 26	4.6
Jul 26	4.76
Jun 26	5.29
Jun 26	5.5
Jun 26	5.2
Jun 26	4.78
May 26	4.7
May 26	4.68
May 26	4.96
May 26	5.25
Apr 26	5.12
Apr 26	5.28
Apr 26	5.6
Apr 26	5.37
Apr 26	5.06
Mar 26	4.9
Mar 26	5.23
Mar 26	5.15
Mar 26	5.25
Feb 26	6.2
Feb 26	6.11
Feb 26	6.23
Feb 26	6
Jan 26	6.25
Jan 26	5.86
Jan 26	5.61
Jan 26	5.64
Jan 26	5.8
Dec 25	5.85
Dec 25	5.96
Dec 25	5.89
Dec 25	5.94
Nov 25	5.83
Nov 25	5.59
Nov 25	5.42
Nov 25	5.61
Oct 25	5.65
Oct 25	5.53
Oct 25	4.96
Oct 25	5.46
Oct 25	5.7
Sep 25	6.24
Sep 25	6.61
Sep 25	6.16
Sep 25	6.2
Aug 25	6.44
Aug 25	6.68
Aug 25	6.38
Aug 25	6.54
Aug 25	6.5
Jul 25	6.25
Jul 25	6.21
Jul 25	6.35
Jul 25	6.14
Jun 25	5.65
Jun 25	5.31
Jun 25	5.39
Jun 25	5.34
May 25	4.87
May 25	5.1
May 25	5.22
May 25	4.66
May 25	4.75
Apr 25	4.72
Apr 25	4.73
Apr 25	4.95
Apr 25	5.1
Mar 25	5.19
Mar 25	4.72
Mar 25	6.31
Mar 25	6.24
Feb 25	5.66
Feb 25	5.63
Feb 25	5.68
Feb 25	5.66
Jan 25	5.6
Jan 25	5.82
Jan 25	5.84
Jan 25	5.64
Jan 25	5.68
Dec 24	5.63
Dec 24	5.43
Dec 24	5.54
Dec 24	5.57
Nov 24	5.22
Nov 24	5.18
Nov 24	4.9
Nov 24	4.76
Nov 24	4.57
Oct 24	4.82

Free Cash Flow Yield

GARAN.IS Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	4.09%
Sep 26	4.09%
Sep 26	4.17%
Aug 26	4.1%
Aug 26	4.22%
Aug 26	4.19%
Aug 26	4.32%
Jul 26	4.44%
Jul 26	4.35%
Jul 26	4.32%
Jul 26	4.25%
Jul 26	4.11%
Jun 26	26.97%
Jun 26	25.98%
Jun 26	27.47%
Jun 26	29.86%
May 26	30.37%
May 26	30.52%
May 26	28.76%
May 26	27.19%
Apr 26	27.9%
Apr 26	27.05%
Apr 26	25.5%
Apr 26	26.59%
Apr 26	28.24%
Mar 26	3.42%
Mar 26	3.2%
Mar 26	3.26%
Mar 26	3.19%
Feb 26	2.7%
Feb 26	2.74%
Feb 26	2.69%
Feb 26	2.79%
Jan 26	2.68%
Jan 26	2.86%
Jan 26	2.99%
Jan 26	2.97%
Jan 26	2.89%
Dec 25	-7.11%
Dec 25	-6.98%
Dec 25	-7.06%
Dec 25	-7%
Nov 25	-7.13%
Nov 25	-7.44%
Nov 25	-7.67%
Nov 25	-7.42%
Oct 25	-7.36%
Oct 25	-7.53%
Oct 25	-8.39%
Oct 25	-7.61%
Oct 25	-7.3%
Sep 25	10.21%
Sep 25	9.64%
Sep 25	10.35%
Sep 25	10.28%
Aug 25	9.9%
Aug 25	9.54%
Aug 25	9.99%
Aug 25	9.74%
Aug 25	9.81%
Jul 25	10.19%
Jul 25	10.27%
Jul 25	10.04%
Jul 25	10.39%
Jun 25	-30.1%
Jun 25	-32.06%
Jun 25	-31.54%
Jun 25	-31.84%
May 25	-34.91%
May 25	-33.36%
May 25	-32.63%
May 25	-36.53%
May 25	-35.78%
Apr 25	-36.03%
Apr 25	-35.96%
Apr 25	-34.39%
Apr 25	-33.36%
Mar 25	-11.89%
Mar 25	-13.09%
Mar 25	-9.79%
Mar 25	-9.89%
Feb 25	-10.9%
Feb 25	-10.96%
Feb 25	-10.88%
Feb 25	-10.91%
Jan 25	-11.02%
Jan 25	-10.61%
Jan 25	-10.57%
Jan 25	-10.96%
Jan 25	-10.87%
Dec 24	3.07%
Dec 24	3.18%
Dec 24	3.12%
Dec 24	3.1%
Nov 24	3.31%
Nov 24	3.34%
Nov 24	3.53%
Nov 24	3.63%
Nov 24	3.78%
Oct 24	3.59%

Price to Sales

GARAN.IS Price to Sales by quarter
Period	Price to Sales
Sep 26	0.51
Sep 26	0.51
Sep 26	0.5
Aug 26	0.51
Aug 26	0.5
Aug 26	0.5
Aug 26	0.48
Jul 26	0.47
Jul 26	0.48
Jul 26	0.48
Jul 26	0.49
Jul 26	0.51
Jun 26	0.57
Jun 26	0.59
Jun 26	0.56
Jun 26	0.51
May 26	0.5
May 26	0.5
May 26	0.53
May 26	0.56
Apr 26	0.55
Apr 26	0.57
Apr 26	0.6
Apr 26	0.58
Apr 26	0.54
Mar 26	0.56
Mar 26	0.6
Mar 26	0.59
Mar 26	0.6
Feb 26	0.71
Feb 26	0.7
Feb 26	0.71
Feb 26	0.69
Jan 26	0.71
Jan 26	0.67
Jan 26	0.64
Jan 26	0.64
Jan 26	0.66
Dec 25	0.68
Dec 25	0.69
Dec 25	0.68
Dec 25	0.69
Nov 25	0.68
Nov 25	0.65
Nov 25	0.63
Nov 25	0.65
Oct 25	0.65
Oct 25	0.64
Oct 25	0.57
Oct 25	0.63
Oct 25	0.66
Sep 25	0.75
Sep 25	0.79
Sep 25	0.74
Sep 25	0.74
Aug 25	0.77
Aug 25	0.8
Aug 25	0.76
Aug 25	0.78
Aug 25	0.78
Jul 25	0.75
Jul 25	0.74
Jul 25	0.76
Jul 25	0.74
Jun 25	0.74
Jun 25	0.69
Jun 25	0.7
Jun 25	0.69
May 25	0.63
May 25	0.66
May 25	0.68
May 25	0.61
May 25	0.62
Apr 25	0.61
Apr 25	0.62
Apr 25	0.64
Apr 25	0.66
Mar 25	0.81
Mar 25	0.73
Mar 25	0.98
Mar 25	0.97
Feb 25	0.88
Feb 25	0.87
Feb 25	0.88
Feb 25	0.88
Jan 25	0.87
Jan 25	0.9
Jan 25	0.91
Jan 25	0.88
Jan 25	0.88
Dec 24	1.04
Dec 24	1.01
Dec 24	1.03
Dec 24	1.03
Nov 24	0.97
Nov 24	0.96
Nov 24	0.91
Nov 24	0.88
Nov 24	0.85
Oct 24	0.89

EV/EBITDA

GARAN.IS EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	3.45
Sep 26	3.45
Sep 26	3.38
Aug 26	3.44
Aug 26	3.34
Aug 26	3.37
Aug 26	3.26
Jul 26	3.17
Jul 26	3.24
Jul 26	3.26
Jul 26	3.32
Jul 26	3.44
Jun 26	7.77
Jun 26	7.92
Jun 26	7.7
Jun 26	7.39
May 26	7.33
May 26	7.31
May 26	7.52
May 26	7.74
Apr 26	7.64
Apr 26	7.76
Apr 26	8
Apr 26	7.83
Apr 26	7.59
Mar 26	3.63
Mar 26	3.89
Mar 26	3.82
Mar 26	3.9
Feb 26	4.63
Feb 26	4.56
Feb 26	4.65
Feb 26	4.47
Jan 26	4.66
Jan 26	4.37
Jan 26	4.17
Jan 26	4.19
Jan 26	4.32
Dec 25	1.93
Dec 25	2.01
Dec 25	1.96
Dec 25	2
Nov 25	1.92
Nov 25	1.75
Nov 25	1.63
Nov 25	1.76
Oct 25	1.79
Oct 25	1.7
Oct 25	1.3
Oct 25	1.66
Oct 25	1.82
Sep 25	1.03
Sep 25	1.29
Sep 25	0.97
Sep 25	1
Aug 25	1.17
Aug 25	1.34
Aug 25	1.13
Aug 25	1.24
Aug 25	1.21
Jul 25	1.04
Jul 25	1.01
Jul 25	1.11
Jul 25	0.95
Jun 25	2.01
Jun 25	1.76
Jun 25	1.82
Jun 25	1.78
May 25	1.44
May 25	1.6
May 25	1.69
May 25	1.28
May 25	1.35
Apr 25	1.33
Apr 25	1.34
Apr 25	1.49
Apr 25	1.6
Mar 25	1.39
Mar 25	1.02
Mar 25	2.25
Mar 25	2.19
Feb 25	1.75
Feb 25	1.72
Feb 25	1.76
Feb 25	1.74
Jan 25	1.7
Jan 25	1.87
Jan 25	1.89
Jan 25	1.73
Jan 25	1.76
Dec 24	4.1
Dec 24	3.94
Dec 24	4.02
Dec 24	4.05
Nov 24	3.78
Nov 24	3.75
Nov 24	3.53
Nov 24	3.42
Nov 24	3.28
Oct 24	3.47

Price/Operating Cashflow

GARAN.IS Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	19.58
Sep 26	19.62
Sep 26	19.21
Aug 26	19.56
Aug 26	18.99
Aug 26	19.15
Aug 26	18.57
Jul 26	18.04
Jul 26	18.42
Jul 26	18.54
Jul 26	18.86
Jul 26	19.52
Jun 26	3.48
Jun 26	3.61
Jun 26	3.41
Jun 26	3.14
May 26	3.09
May 26	3.07
May 26	3.26
May 26	3.45
Apr 26	3.36
Apr 26	3.47
Apr 26	3.68
Apr 26	3.53
Apr 26	3.32
Dec 24	24.74
Dec 24	23.86
Dec 24	24.32
Dec 24	24.47
Nov 24	22.93
Nov 24	22.74
Nov 24	21.5
Nov 24	20.89
Nov 24	20.09
Oct 24	21.16
Oct 24	21.1
Oct 24	22.72
Oct 24	21.98
Sep 24	4.77
Sep 24	4.63
Sep 24	4.31
Sep 24	4.29
Aug 24	4.36
Aug 24	4.23
Aug 24	4.23
Aug 24	4.29
Aug 24	4.82
Jul 24	4.84
Jul 24	5.09
Jul 24	5.14
Jul 24	4.75
Jun 24	2.47
Jun 24	2.45
Jun 24	2.3
Jun 24	2.19
May 24	2.37
May 24	2.18
May 24	2.07
May 24	1.9
May 24	1.87
Apr 24	1.78
Apr 24	1.73
Apr 24	1.64
Apr 24	1.63
Mar 24	1.67
Mar 24	1.67
Mar 24	1.48
Mar 24	1.54
Mar 24	1.5
Feb 24	1.61
Feb 24	1.6
Feb 24	1.57
Feb 24	1.55
Jan 24	1.54
Jan 24	1.55
Jan 24	1.65
Jan 24	1.4
Dec 23	1.42
Dec 23	1.76
Dec 23	1.81
Dec 23	1.69
Dec 23	1.65
Nov 23	1.51
Nov 23	1.39
Nov 23	1.4
Nov 23	1.41
Oct 23	1.44
Oct 23	1.3
Oct 23	1.42
Oct 23	1.51
Sep 23	1.56
Sep 23	2.09
Sep 23	2.06
Sep 23	2.16
Sep 23	2.1
Aug 23	2.19
Aug 23	2.09
Aug 23	2.29
Aug 23	1.94
Jul 23	1.76

Price to Book

GARAN.IS Price to Book by quarter
Period	Price to Book
Sep 26	1.24
Sep 26	1.24
Sep 26	1.22
Aug 26	1.24
Aug 26	1.2
Aug 26	1.21
Aug 26	1.18
Jul 26	1.14
Jul 26	1.17
Jul 26	1.18
Jul 26	1.2
Jul 26	1.24
Jun 26	1.3
Jun 26	1.35
Jun 26	1.28
Jun 26	1.18
May 26	1.16
May 26	1.15
May 26	1.22
May 26	1.29
Apr 26	1.26
Apr 26	1.3
Apr 26	1.38
Apr 26	1.32
Apr 26	1.24
Mar 26	1.29
Mar 26	1.38
Mar 26	1.35
Mar 26	1.38
Feb 26	1.63
Feb 26	1.61
Feb 26	1.64
Feb 26	1.58
Jan 26	1.64
Jan 26	1.54
Jan 26	1.47
Jan 26	1.48
Jan 26	1.52
Dec 25	1.54
Dec 25	1.57
Dec 25	1.56
Dec 25	1.57
Nov 25	1.54
Nov 25	1.48
Nov 25	1.43
Nov 25	1.48
Oct 25	1.49
Oct 25	1.46
Oct 25	1.31
Oct 25	1.44
Oct 25	1.5
Sep 25	1.72
Sep 25	1.82
Sep 25	1.7
Sep 25	1.71
Aug 25	1.78
Aug 25	1.84
Aug 25	1.76
Aug 25	1.81
Aug 25	1.79
Jul 25	1.73
Jul 25	1.71
Jul 25	1.75
Jul 25	1.69
Jun 25	1.56
Jun 25	1.46
Jun 25	1.49
Jun 25	1.47
May 25	1.34
May 25	1.4
May 25	1.44
May 25	1.28
May 25	1.31
Apr 25	1.3
Apr 25	1.3
Apr 25	1.36
Apr 25	1.4
Mar 25	1.63
Mar 25	1.48
Mar 25	1.98
Mar 25	1.96
Feb 25	1.78
Feb 25	1.77
Feb 25	1.78
Feb 25	1.78
Jan 25	1.76
Jan 25	1.83
Jan 25	1.83
Jan 25	1.77
Jan 25	1.78
Dec 24	1.95
Dec 24	1.88
Dec 24	1.91
Dec 24	1.93
Nov 24	1.81
Nov 24	1.79
Nov 24	1.69
Nov 24	1.65
Nov 24	1.58
Oct 24	1.67

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Turkiye Garanti Bankasi A.S.

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