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How does YKBNK.IS make money? Does YKBNK.IS have pricing power? What's the Earnings Whisper? Will YKBNK.IS profit more as the business scales? What is YKBNK.IS's management track record? Is YKBNK.IS's current price justified?

Yapi ve Kredi Bankasi A.S.

TRY 34.68 -$3.44 (-9.02%)

IST · 15 Sep 2026 15:09 UTC

Previous Close

TRY 36.64

Day Range

TRY 34.68TRY 36.76

Year Range

TRY 27.14TRY 44.5

Market Cap

292.94B

AVG Volume

211.36M

Trailing/Forward PE

5.29/2.88

PEG ratio

0.12

Dividend Yield

Next Earnings Date

2026-11-02

Primary Exchange

Istanbul Stock Exchange

Revenue (TRY)

YKBNK.IS Revenue (TRY) by quarter
Period	Revenue (TRY)
26 Q2	53.17B
26 Q1	200.22B
25 Q4	186.69B
25 Q3	200.31B
25 Q2	164.39B
25 Q1	160.82B
24 Q4	153.1B
24 Q3	147.52B
24 Q2	126.38B
24 Q1	113.02B

Net Income (TRY)

YKBNK.IS Net Income (TRY) by quarter
Period	Net Income (TRY)
26 Q2	10.71B
26 Q1	20.29B
25 Q4	9.28B
25 Q3	15.06B
25 Q2	11.33B
25 Q1	11.42B
24 Q4	6.61B
24 Q3	5B
24 Q2	7.1B
24 Q1	10.3B

Operating Income (TRY)

YKBNK.IS Operating Income (TRY) by quarter
Period	Operating Income (TRY)
26 Q2	14.95B
26 Q1	27.66B
25 Q4	18.22B
25 Q3	18.74B
25 Q2	13.52B
25 Q1	14.38B
24 Q4	8.53B
24 Q3	5.26B
24 Q2	8.11B
24 Q1	11.8B

EBITDA (TRY)

YKBNK.IS EBITDA (TRY) by quarter
Period	EBITDA (TRY)
26 Q2	14.46B
26 Q1	28.13B
25 Q4	19.55B
25 Q3	18.74B
25 Q2	13.52B
25 Q1	15.34B
24 Q4	9.4B
24 Q3	5.26B
24 Q2	8.11B
24 Q1	12.4B

Cash Flows (TRY)

YKBNK.IS Cash Flows (TRY) by quarter
Period	Cash Flows (TRY)
26 Q2	-11.02B
26 Q1	98.97B
25 Q4	-70.74B
25 Q3	32.96B
25 Q2	-48.77B
25 Q1	-15.99B
24 Q4	-17.76B
24 Q3	90.24M
24 Q2	52.47B
24 Q1	-32.18B

EPS (TRY)

YKBNK.IS EPS (TRY) by quarter
Period	EPS (TRY)
26 Q2	1.27
26 Q1	2.4
25 Q4	1.1
25 Q3	1.78
25 Q2	1.34
25 Q1	1.35
24 Q4	0.78
24 Q3	0.59
24 Q2	0.84
24 Q1	1.22

Expenses (TRY)

YKBNK.IS Expenses (TRY) by quarter
Period	Expenses (TRY)
26 Q2	16.61B
26 Q1	15.02B
25 Q4	2.73B
25 Q3	13.77B
25 Q2	11.26B
25 Q1	1.54B
24 Q4	2.3B
24 Q3	1.1B
24 Q2	1.08B
24 Q1	928.62M

Cash & Debt (TRY)

YKBNK.IS Cash & Debt (TRY) by quarter
Period	Cash & Debt (TRY)
26 Q2	563.55B
26 Q1	562.47B
25 Q4	647.7B
25 Q3	573.03B
25 Q2	579.43B
25 Q1	553.8B
24 Q4	478.93B
24 Q3	478.27B
24 Q2	251.32B
24 Q1	734.09B

Debt ratios

YKBNK.IS Debt ratios by quarter
Period	Debt ratios
26 Q2	7.7
26 Q1	7
25 Q4	4.71
25 Q3	7.11
25 Q2	6.58
25 Q1	4.79
24 Q4	7.38
24 Q3	4.48
24 Q2	5.1
24 Q1	-2.7

Margins

YKBNK.IS Margins by quarter
Period	Margins
26 Q2	95.87%
26 Q1	42.34%
25 Q4	35.62%
25 Q3	33.69%
25 Q2	32.51%
25 Q1	34.51%
24 Q4	27.53%
24 Q3	23.64%
24 Q2	25.2%
24 Q1	36.41%

Return on Capital

YKBNK.IS Return on Capital by quarter
Period	Return on Capital
26 Q2	3.74%
26 Q1	7.49%
25 Q4	3.63%
25 Q3	6.24%
25 Q2	5.11%
25 Q1	5.55%
24 Q4	3.43%
24 Q3	2.62%
24 Q2	3.88%
24 Q1	5.7%

Shares Outstanding

YKBNK.IS Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	8.45B
26 Q1	8.45B
25 Q4	8.45B
25 Q3	8.45B
25 Q2	8.45B
25 Q1	8.45B
24 Q4	8.45B
24 Q3	8.45B
24 Q2	8.45B
24 Q1	8.45B

Dividends (TRY)

YKBNK.IS Dividends (TRY) by quarter
Period	Dividends (TRY)
Apr 24	1.21
Mar 23	0.94
Apr 22	0.12
Apr 21	0.06
Mar 15	0.06
Apr 14	0.06
Apr 13	0.04

Book Value Per Share (TRY)

YKBNK.IS Book Value Per Share (TRY) by quarter
Period	Book Value Per Share (TRY)
26 Q2	33.92
26 Q1	32.1
25 Q4	30.26
25 Q3	28.57
25 Q2	26.25
25 Q1	24.35
24 Q4	22.83
24 Q3	22.61
24 Q2	21.68
24 Q1	21.38

Total Assets (TRY)

YKBNK.IS Total Assets (TRY) by quarter
Period	Total Assets (TRY)
26 Q2	3.99T
26 Q1	3.76T
25 Q4	3.52T
25 Q3	3.35T
25 Q2	3.03T
25 Q1	2.74T
24 Q4	2.55T
24 Q3	2.49T
24 Q2	2.32T
24 Q1	2.14T

PE Ratio

YKBNK.IS PE Ratio by quarter
Period	PE Ratio
Sep 26	5.53
Sep 26	5.54
Sep 26	5.42
Aug 26	5.62
Aug 26	5.3
Aug 26	5.35
Aug 26	5.13
Jul 26	4.94
Jul 26	5.04
Jul 26	5.01
Jul 26	5.3
Jul 26	5.74
Jun 26	7.29
Jun 26	7.78
Jun 26	6.83
Jun 26	6.03
May 26	5.95
May 26	5.89
May 26	6.6
May 26	7.05
Apr 26	6.64
Apr 26	6.75
Apr 26	7.05
Apr 26	6.93
Apr 26	6.17
Mar 26	6.31
Mar 26	6.61
Mar 26	6.62
Mar 26	6.72
Feb 26	8.23
Feb 26	7.99
Feb 26	7.95
Feb 26	7.28
Jan 26	7.81
Jan 26	7.35
Jan 26	6.88
Jan 26	7.16
Jan 26	7.25
Dec 25	8.65
Dec 25	9.06
Dec 25	8.95
Dec 25	8.82
Nov 25	8.68
Nov 25	8.28
Nov 25	7.86
Nov 25	8.25
Oct 25	8.26
Oct 25	8.05
Oct 25	6.91
Oct 25	7.61
Oct 25	7.97
Sep 25	9.58
Sep 25	9.72
Sep 25	8.72
Sep 25	8.49
Aug 25	9.22
Aug 25	9.6
Aug 25	9.15
Aug 25	9.39
Aug 25	9.32
Jul 25	9.33
Jul 25	9.22
Jul 25	9.59
Jul 25	8.99
Jun 25	8.39
Jun 25	7.81
Jun 25	8.01
Jun 25	7.97
May 25	7.41
May 25	7.69
May 25	7.77
May 25	7.04
May 25	6.72
Apr 25	6.85
Apr 25	6.45
Apr 25	6.85
Apr 25	6.99
Mar 25	4.87
Mar 25	4.88
Mar 25	6.88
Mar 25	6.42
Feb 25	5.95
Feb 25	5.69
Feb 25	5.81
Feb 25	5.88
Jan 25	6.22
Jan 25	6.57
Jan 25	6.42
Jan 25	6.22
Jan 25	6.52
Dec 24	4.29
Dec 24	3.94
Dec 24	4.22
Dec 24	4.37
Nov 24	4.08
Nov 24	4.02
Nov 24	3.78
Nov 24	3.49
Nov 24	3.32
Oct 24	3.42

Free Cash Flow Yield

YKBNK.IS Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	4.02%
Sep 26	4.01%
Sep 26	4.1%
Aug 26	3.95%
Aug 26	4.19%
Aug 26	4.15%
Aug 26	4.33%
Jul 26	4.49%
Jul 26	4.41%
Jul 26	4.43%
Jul 26	4.19%
Jul 26	3.87%
Jun 26	-29.85%
Jun 26	-27.98%
Jun 26	-31.86%
Jun 26	-36.13%
May 26	-36.61%
May 26	-36.94%
May 26	-32.97%
May 26	-30.89%
Apr 26	-32.77%
Apr 26	-32.25%
Apr 26	-30.89%
Apr 26	-31.4%
Apr 26	-35.27%
Mar 26	-17.68%
Mar 26	-16.87%
Mar 26	-16.86%
Mar 26	-16.59%
Feb 26	-13.55%
Feb 26	-13.97%
Feb 26	-14.03%
Feb 26	-15.34%
Jan 26	-14.28%
Jan 26	-15.18%
Jan 26	-16.21%
Jan 26	-15.59%
Jan 26	-15.39%
Dec 25	-27.74%
Dec 25	-26.49%
Dec 25	-26.81%
Dec 25	-27.21%
Nov 25	-27.65%
Nov 25	-28.96%
Nov 25	-30.54%
Nov 25	-29.1%
Oct 25	-29.04%
Oct 25	-29.79%
Oct 25	-34.71%
Oct 25	-31.52%
Oct 25	-30.08%
Sep 25	6.52%
Sep 25	6.42%
Sep 25	7.16%
Sep 25	7.35%
Aug 25	6.77%
Aug 25	6.5%
Aug 25	6.82%
Aug 25	6.65%
Aug 25	6.69%
Jul 25	6.69%
Jul 25	6.77%
Jul 25	6.51%
Jul 25	6.94%
Jun 25	1.08%
Jun 25	1.16%
Jun 25	1.13%
Jun 25	1.13%
May 25	1.22%
May 25	1.18%
May 25	1.16%
May 25	1.29%
May 25	1.35%
Apr 25	1.32%
Apr 25	1.4%
Apr 25	1.32%
Apr 25	1.29%
Mar 25	6.91%
Mar 25	6.9%
Mar 25	4.89%
Mar 25	5.24%
Feb 25	5.65%
Feb 25	5.91%
Feb 25	5.79%
Feb 25	5.72%
Jan 25	5.41%
Jan 25	5.12%
Jan 25	5.24%
Jan 25	5.41%
Jan 25	5.16%
Dec 24	48.17%
Dec 24	52.42%
Dec 24	48.99%
Dec 24	47.29%
Nov 24	50.58%
Nov 24	51.34%
Nov 24	54.67%
Nov 24	59.16%
Nov 24	62.31%
Oct 24	60.45%

Price to Sales

YKBNK.IS Price to Sales by quarter
Period	Price to Sales
Sep 26	0.41
Sep 26	0.41
Sep 26	0.4
Aug 26	0.42
Aug 26	0.39
Aug 26	0.4
Aug 26	0.38
Jul 26	0.37
Jul 26	0.37
Jul 26	0.37
Jul 26	0.39
Jul 26	0.43
Jun 26	0.48
Jun 26	0.51
Jun 26	0.45
Jun 26	0.4
May 26	0.39
May 26	0.39
May 26	0.44
May 26	0.47
Apr 26	0.44
Apr 26	0.45
Apr 26	0.47
Apr 26	0.46
Apr 26	0.41
Mar 26	0.41
Mar 26	0.43
Mar 26	0.43
Mar 26	0.44
Feb 26	0.54
Feb 26	0.52
Feb 26	0.52
Feb 26	0.48
Jan 26	0.51
Jan 26	0.48
Jan 26	0.45
Jan 26	0.47
Jan 26	0.47
Dec 25	0.47
Dec 25	0.5
Dec 25	0.49
Dec 25	0.48
Nov 25	0.48
Nov 25	0.45
Nov 25	0.43
Nov 25	0.45
Oct 25	0.45
Oct 25	0.44
Oct 25	0.38
Oct 25	0.42
Oct 25	0.44
Sep 25	0.49
Sep 25	0.5
Sep 25	0.45
Sep 25	0.44
Aug 25	0.47
Aug 25	0.49
Aug 25	0.47
Aug 25	0.48
Aug 25	0.48
Jul 25	0.48
Jul 25	0.47
Jul 25	0.49
Jul 25	0.46
Jun 25	0.45
Jun 25	0.42
Jun 25	0.43
Jun 25	0.43
May 25	0.4
May 25	0.41
May 25	0.42
May 25	0.38
May 25	0.36
Apr 25	0.37
Apr 25	0.35
Apr 25	0.37
Apr 25	0.38
Mar 25	0.42
Mar 25	0.42
Mar 25	0.59
Mar 25	0.55
Feb 25	0.51
Feb 25	0.49
Feb 25	0.5
Feb 25	0.51
Jan 25	0.54
Jan 25	0.57
Jan 25	0.55
Jan 25	0.54
Jan 25	0.56
Dec 24	0.62
Dec 24	0.57
Dec 24	0.61
Dec 24	0.63
Nov 24	0.59
Nov 24	0.58
Nov 24	0.54
Nov 24	0.5
Nov 24	0.48
Oct 24	0.49

EV/EBITDA

YKBNK.IS EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	10.87
Sep 26	10.88
Sep 26	10.79
Aug 26	10.93
Aug 26	10.71
Aug 26	10.74
Aug 26	10.59
Jul 26	10.46
Jul 26	10.52
Jul 26	10.51
Jul 26	10.71
Jul 26	11.02
Jun 26	9.82
Jun 26	10.16
Jun 26	9.5
Jun 26	8.93
May 26	8.88
May 26	8.84
May 26	9.34
May 26	9.65
Apr 26	9.37
Apr 26	9.44
Apr 26	9.65
Apr 26	9.57
Apr 26	9.04
Mar 26	12.02
Mar 26	12.26
Mar 26	12.26
Mar 26	12.35
Feb 26	13.52
Feb 26	13.33
Feb 26	13.3
Feb 26	12.78
Jan 26	13.19
Jan 26	12.83
Jan 26	12.47
Jan 26	12.68
Jan 26	12.75
Dec 25	13.41
Dec 25	13.73
Dec 25	13.65
Dec 25	13.54
Nov 25	13.43
Nov 25	13.12
Nov 25	12.79
Nov 25	13.09
Oct 25	13.1
Oct 25	12.94
Oct 25	12.04
Oct 25	12.59
Oct 25	12.88
Sep 25	12.37
Sep 25	12.48
Sep 25	11.69
Sep 25	11.51
Aug 25	12.08
Aug 25	12.39
Aug 25	12.03
Aug 25	12.22
Aug 25	12.17
Jul 25	12.18
Jul 25	12.08
Jul 25	12.38
Jul 25	11.91
Jun 25	14.3
Jun 25	13.83
Jun 25	13.98
Jun 25	13.96
May 25	13.49
May 25	13.73
May 25	13.79
May 25	13.19
May 25	12.92
Apr 25	13.03
Apr 25	12.7
Apr 25	13.03
Apr 25	13.15
Mar 25	8.82
Mar 25	8.83
Mar 25	10.61
Mar 25	10.2
Feb 25	9.79
Feb 25	9.55
Feb 25	9.66
Feb 25	9.72
Jan 25	10.02
Jan 25	10.34
Jan 25	10.2
Jan 25	10.02
Jan 25	10.29
Dec 24	8.6
Dec 24	8.32
Dec 24	8.54
Dec 24	8.67
Nov 24	8.43
Nov 24	8.38
Nov 24	8.18
Nov 24	7.95
Nov 24	7.81
Oct 24	7.89

Price/Operating Cashflow

YKBNK.IS Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	16.86
Sep 26	16.89
Sep 26	16.52
Aug 26	17.13
Aug 26	16.15
Aug 26	16.3
Aug 26	15.65
Jul 26	15.07
Jul 26	15.35
Jul 26	15.28
Jul 26	16.17
Jul 26	17.49
Sep 25	11.92
Sep 25	12.1
Sep 25	10.85
Sep 25	10.57
Aug 25	11.47
Aug 25	11.95
Aug 25	11.39
Aug 25	11.69
Aug 25	11.6
Jul 25	11.62
Jul 25	11.47
Jul 25	11.94
Jul 25	11.19
Jun 25	32.2
Jun 25	29.99
Jun 25	30.72
Jun 25	30.59
May 25	28.44
May 25	29.52
May 25	29.81
May 25	27.01
May 25	25.78
Apr 25	26.28
Apr 25	24.76
Apr 25	26.28
Apr 25	26.83
Mar 25	11.1
Mar 25	11.12
Mar 25	15.68
Mar 25	14.64
Feb 25	13.57
Feb 25	12.97
Feb 25	13.25
Feb 25	13.41
Jan 25	14.18
Jan 25	14.98
Jan 25	14.63
Jan 25	14.17
Jan 25	14.86
Dec 24	2.02
Dec 24	1.85
Dec 24	1.98
Dec 24	2.06
Nov 24	1.92
Nov 24	1.89
Nov 24	1.78
Nov 24	1.64
Nov 24	1.56
Oct 24	1.61
Oct 24	1.63
Oct 24	1.66
Oct 24	1.77
Sep 24	2.52
Sep 24	2.41
Sep 24	2.38
Sep 24	2.52
Aug 24	2.55
Aug 24	2.46
Aug 24	2.34
Aug 24	2.23
Aug 24	2.55
Jul 24	2.48
Jul 24	2.64
Jul 24	2.6
Jul 24	2.72
Jun 24	1.78
Jun 24	1.79
Jun 24	1.71
Jun 24	1.65
May 24	1.7
May 24	1.86
May 24	1.78
May 24	1.63
May 24	1.63
Apr 24	1.64
Apr 24	1.69
Apr 24	1.66
Apr 24	1.59
Mar 24	1.26
Mar 24	1.23
Mar 24	1.01
Mar 24	1.06
Mar 24	1.04
Feb 24	1.11
Feb 24	1.1
Feb 24	1.05
Feb 24	1.03
Jan 24	1

Price to Book

YKBNK.IS Price to Book by quarter
Period	Price to Book
Sep 26	1.14
Sep 26	1.14
Sep 26	1.12
Aug 26	1.16
Aug 26	1.09
Aug 26	1.1
Aug 26	1.06
Jul 26	1.02
Jul 26	1.04
Jul 26	1.03
Jul 26	1.09
Jul 26	1.18
Jun 26	1.34
Jun 26	1.43
Jun 26	1.26
Jun 26	1.11
May 26	1.1
May 26	1.09
May 26	1.22
May 26	1.3
Apr 26	1.22
Apr 26	1.24
Apr 26	1.3
Apr 26	1.28
Apr 26	1.14
Mar 26	1.16
Mar 26	1.22
Mar 26	1.22
Mar 26	1.24
Feb 26	1.52
Feb 26	1.47
Feb 26	1.46
Feb 26	1.34
Jan 26	1.44
Jan 26	1.35
Jan 26	1.27
Jan 26	1.32
Jan 26	1.33
Dec 25	1.34
Dec 25	1.4
Dec 25	1.39
Dec 25	1.37
Nov 25	1.34
Nov 25	1.28
Nov 25	1.22
Nov 25	1.28
Oct 25	1.28
Oct 25	1.25
Oct 25	1.07
Oct 25	1.18
Oct 25	1.24
Sep 25	1.4
Sep 25	1.42
Sep 25	1.28
Sep 25	1.24
Aug 25	1.35
Aug 25	1.41
Aug 25	1.34
Aug 25	1.38
Aug 25	1.37
Jul 25	1.37
Jul 25	1.35
Jul 25	1.41
Jul 25	1.32
Jun 25	1.26
Jun 25	1.18
Jun 25	1.2
Jun 25	1.2
May 25	1.12
May 25	1.16
May 25	1.17
May 25	1.06
May 25	1.01
Apr 25	1.03
Apr 25	0.97
Apr 25	1.03
Apr 25	1.05
Mar 25	1.06
Mar 25	1.07
Mar 25	1.5
Mar 25	1.4
Feb 25	1.3
Feb 25	1.24
Feb 25	1.27
Feb 25	1.29
Jan 25	1.36
Jan 25	1.44
Jan 25	1.4
Jan 25	1.36
Jan 25	1.42
Dec 24	1.44
Dec 24	1.32
Dec 24	1.41
Dec 24	1.46
Nov 24	1.37
Nov 24	1.35
Nov 24	1.26
Nov 24	1.17
Nov 24	1.11
Oct 24	1.14

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Yapi ve Kredi Bankasi A.S.

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