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Citizens Community Bancorp, Inc.

$21.88 +$4.45 (+25.53%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$22.05
Day Range
$21.78$22.55
Year Range
$14.61$24.43
Market Cap
211.01M
AVG Volume
67.07K
Trailing/Forward PE
16.7/10.08
PEG ratio
0.32
Dividend Yield
1.44%
Next Earnings Date
2026-10-26
Primary Exchange
NASDAQUS
Revenue (USD)
010M20M30M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q222.03M
26 Q124.45M
25 Q415.76M
25 Q325.28M
25 Q225.34M
25 Q123.69M
24 Q423.72M
24 Q325.37M
24 Q224.39M
24 Q125.94M
Net Income (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q21.1M
26 Q13.75M
25 Q44.27M
25 Q33.68M
25 Q23.27M
25 Q13.2M
24 Q42.7M
24 Q33.29M
24 Q23.67M
24 Q14.09M
Operating Income (USD)
-10M-5M05M10M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q2-1.37M
26 Q14.63M
25 Q4-6.24M
25 Q34.54M
25 Q24.05M
25 Q13.97M
24 Q43.36M
24 Q34.18M
24 Q24.71M
24 Q15.19M
EBITDA (USD)
-10M-5M05M10M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q2-1.26M
26 Q15.38M
25 Q4-6.13M
25 Q35.31M
25 Q24.89M
25 Q14.82M
24 Q44.17M
24 Q35.06M
24 Q25.56M
24 Q16.08M
Cash Flows (USD)
-2.5M02.5M5M7.5M10M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q28.48M
26 Q13.41M
25 Q43.26M
25 Q36.24M
25 Q2-306K
25 Q11.51M
24 Q42.35M
24 Q33.33M
24 Q24.67M
24 Q18.93M
EPS (USD)
00.20.40.624 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.11
26 Q10.39
25 Q40.44
25 Q30.37
25 Q20.33
25 Q10.32
24 Q40.27
24 Q30.32
24 Q20.35
24 Q10.39
Expenses (USD)
-5M05M10M15MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q29.98M
26 Q17.91M
25 Q48.03M
25 Q37.13M
25 Q26.29M
25 Q16.06M
24 Q46.49M
24 Q36.29M
24 Q26.37M
24 Q16.07M
Cash & Debt (USD)
0100M200M300MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2121.76M
26 Q1149.2M
25 Q4187.64M
25 Q3154.12M
25 Q2202.23M
25 Q1171.03M
24 Q4123.05M
24 Q339.12M
24 Q239.38M
24 Q131.13M
Debt ratios
-30-20-1001024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Debt ratios by quarter
PeriodDebt ratios
26 Q2-21.12
26 Q1-10.22
25 Q4-15.27
25 Q3-5.59
25 Q2-7.42
25 Q1-5.58
24 Q4-2.7
24 Q31.95
24 Q22.31
24 Q13.32
Margins
0%20%40%60%80%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Margins by quarter
PeriodMargins
26 Q261.29%
26 Q162.15%
25 Q428.11%
25 Q361.67%
25 Q258.4%
25 Q160.92%
24 Q458.68%
24 Q357.32%
24 Q261.62%
24 Q161.55%
Return on Capital
0%1%2%3%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Return on Capital by quarter
PeriodReturn on Capital
26 Q20.58%
26 Q11.97%
25 Q42.27%
25 Q31.97%
25 Q21.78%
25 Q11.78%
24 Q41.51%
24 Q31.82%
24 Q22.09%
24 Q12.37%
Shares Outstanding
05M10M15M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Shares Outstanding by quarter
PeriodShares Outstanding
26 Q210.02M
26 Q19.63M
25 Q49.71M
25 Q39.99M
25 Q29.99M
25 Q19.99M
24 Q410.01M
24 Q310.2M
24 Q210.5M
24 Q110.44M
Dividends (USD)
00.10.20.30.4Feb 19Feb 20Feb 21Feb 22Feb 23Feb 24Feb 25Feb 26May 26Aug 26
CZWI Dividends (USD) by quarter
PeriodDividends (USD)
Aug 260.1
May 260.1
Feb 260.1
Feb 250.36
Feb 240.32
Feb 230.29
Feb 220.26
Feb 210.23
Feb 200.21
Feb 190.2
Employee Count
01002003002016201720182019202020212022202320242025
CZWI Employee Count by quarter
PeriodEmployee Count
2025217
2024207
2023214
2022210
2021225
2020234
2019261
2018254
2017186
2016145
Book Value Per Share (USD)
0510152024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q219.1
26 Q119.82
25 Q419.36
25 Q318.7
25 Q218.36
25 Q118.02
24 Q417.9
24 Q317.67
24 Q216.77
24 Q116.56
Total Assets (USD)
0500M1B1.5B2B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CZWI Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q21.81B
26 Q11.82B
25 Q41.78B
25 Q31.73B
25 Q21.74B
25 Q11.78B
24 Q41.75B
24 Q31.8B
24 Q21.8B
24 Q11.82B
PE Ratio
7.51012.51517.5med 12.66Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI PE Ratio by quarter
PeriodPE Ratio
Sep 2617.11
Sep 2617.26
Aug 2616.44
Aug 2616.48
Aug 2616.44
Aug 2616.35
Jul 2614.14
Jul 2615.14
Jul 2614.95
Jul 2614.82
Jul 2615.22
Jun 2615.13
Jun 2613.72
Jun 2613.79
Jun 2613.34
May 2613.11
May 2613.12
May 2613.23
May 2613.76
May 2614.04
Apr 2613.89
Apr 2613.83
Apr 2613.92
Apr 2613.54
Mar 2612.99
Mar 2612.84
Mar 2612.23
Mar 2611.91
Feb 2613.53
Feb 2614.31
Feb 2614.69
Feb 2614.77
Jan 2614.1
Jan 2614.15
Jan 2614.34
Jan 2614.16
Jan 2613.55
Dec 2513.95
Dec 2514.31
Dec 2514.26
Dec 2513.81
Nov 2513.41
Nov 2513
Nov 2513.06
Nov 2512.59
Oct 2512.55
Oct 2512.77
Oct 2512.13
Oct 2512.52
Oct 2512.74
Sep 2513.14
Sep 2513.34
Sep 2513.16
Sep 2513.23
Aug 2513.26
Aug 2513.07
Aug 2512.58
Aug 2512.05
Aug 2511.58
Jul 2511.47
Jul 2511.59
Jul 2511.7
Jul 2511.44
Jun 2510.57
Jun 2510.25
Jun 2510.7
Jun 2511.03
May 2511.52
May 2511.4
May 2511.62
May 2511.52
May 2510.84
Apr 2510.57
Apr 259.89
Apr 259.25
Apr 259.73
Mar 2510.46
Mar 2510.6
Mar 2510.65
Mar 2510.26
Feb 2510.61
Feb 2510.6
Feb 2510.83
Feb 2510.72
Jan 2510.96
Jan 2511.07
Jan 2511.11
Jan 2510.69
Jan 2511.12
Dec 2411.41
Dec 2411.32
Dec 2411.56
Dec 2411.66
Nov 2411.21
Nov 2411.14
Nov 2410.52
Nov 249.96
Nov 2410.56
Oct 2410.62
Oct 2410.69
Free Cash Flow Yield
0%5%10%15%20%med 6.39%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 269.76%
Sep 269.67%
Aug 2610.16%
Aug 2610.13%
Aug 2610.16%
Aug 2610.21%
Jul 265.95%
Jul 265.56%
Jul 265.63%
Jul 265.68%
Jul 265.53%
Jun 265.56%
Jun 266.13%
Jun 266.1%
Jun 266.31%
May 266.42%
May 266.41%
May 266.36%
May 266.12%
May 265.29%
Apr 265.35%
Apr 265.37%
Apr 265.33%
Apr 265.49%
Mar 265.72%
Mar 265.78%
Mar 266.07%
Mar 266.23%
Feb 265.63%
Feb 265.33%
Feb 265.19%
Feb 265.16%
Jan 265.41%
Jan 265.39%
Jan 265.32%
Jan 265.38%
Jan 265.63%
Dec 255.46%
Dec 255.33%
Dec 255.35%
Dec 255.52%
Nov 255.69%
Nov 255.87%
Nov 255.84%
Nov 256.06%
Oct 254.41%
Oct 254.33%
Oct 254.56%
Oct 254.42%
Oct 254.35%
Sep 254.21%
Sep 254.15%
Sep 254.21%
Sep 254.18%
Aug 254.17%
Aug 254.24%
Aug 254.4%
Aug 254.59%
Aug 257.97%
Jul 258.04%
Jul 257.96%
Jul 257.89%
Jul 258.06%
Jun 258.73%
Jun 259%
Jun 258.63%
Jun 258.36%
May 258.01%
May 258.1%
May 257.94%
May 258.01%
May 2512.93%
Apr 2513.27%
Apr 2514.18%
Apr 2515.16%
Apr 2514.41%
Mar 2513.41%
Mar 2513.24%
Mar 2513.16%
Mar 2513.42%
Feb 2512.97%
Feb 2512.99%
Feb 2512.71%
Feb 2512.84%
Jan 2512.56%
Jan 2512.43%
Jan 2512.39%
Jan 2512.88%
Jan 2512.37%
Dec 2412.06%
Dec 2412.15%
Dec 2411.91%
Dec 2411.81%
Nov 2412.27%
Nov 2412.36%
Nov 2413.08%
Nov 2413.82%
Nov 2414.63%
Oct 2414.54%
Oct 2414.45%
Price to Sales
11.522.53med 1.67Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Price to Sales by quarter
PeriodPrice to Sales
Sep 262.5
Sep 262.53
Aug 262.41
Aug 262.41
Aug 262.41
Aug 262.39
Jul 262.33
Jul 262.5
Jul 262.46
Jul 262.44
Jul 262.51
Jun 262.5
Jun 262.26
Jun 262.27
Jun 262.2
May 262.16
May 262.16
May 262.18
May 262.27
May 262.25
Apr 262.22
Apr 262.21
Apr 262.23
Apr 262.17
Mar 262.08
Mar 262.06
Mar 261.96
Mar 261.91
Feb 261.77
Feb 261.88
Feb 261.93
Feb 261.94
Jan 261.85
Jan 261.85
Jan 261.88
Jan 261.86
Jan 261.78
Dec 251.83
Dec 251.88
Dec 251.87
Dec 251.81
Nov 251.76
Nov 251.7
Nov 251.71
Nov 251.65
Oct 251.59
Oct 251.62
Oct 251.54
Oct 251.59
Oct 251.62
Sep 251.67
Sep 251.69
Sep 251.67
Sep 251.68
Aug 251.68
Aug 251.66
Aug 251.6
Aug 251.53
Aug 251.53
Jul 251.52
Jul 251.53
Jul 251.55
Jul 251.51
Jun 251.4
Jun 251.36
Jun 251.42
Jun 251.46
May 251.52
May 251.51
May 251.54
May 251.52
May 251.5
Apr 251.46
Apr 251.37
Apr 251.28
Apr 251.35
Mar 251.45
Mar 251.47
Mar 251.47
Mar 251.51
Feb 251.56
Feb 251.56
Feb 251.59
Feb 251.58
Jan 251.61
Jan 251.63
Jan 251.63
Jan 251.57
Jan 251.64
Dec 241.68
Dec 241.67
Dec 241.7
Dec 241.71
Nov 241.65
Nov 241.64
Nov 241.55
Nov 241.47
Nov 241.49
Oct 241.5
Oct 241.5
EV/EBITDA
0204060med 4.31Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2645.14
Sep 2645.71
Aug 2642.53
Aug 2642.69
Aug 2642.53
Aug 2642.2
Jul 2612.18
Jul 2613.77
Jul 2613.45
Jul 2613.25
Jul 2613.88
Jun 2613.75
Jun 2611.51
Jun 2611.63
Jun 2610.91
May 2610.55
May 2610.56
May 2610.73
May 2611.57
May 267.48
Apr 267.24
Apr 267.15
Apr 267.3
Apr 266.67
Mar 265.78
Mar 265.54
Mar 264.56
Mar 264.04
Feb 263.47
Feb 263.99
Feb 264.24
Feb 264.29
Jan 263.85
Jan 263.88
Jan 264.01
Jan 263.89
Jan 263.48
Dec 253.75
Dec 253.99
Dec 253.95
Dec 253.65
Nov 253.38
Nov 253.11
Nov 253.15
Nov 252.83
Oct 250.84
Oct 250.98
Oct 250.56
Oct 250.82
Oct 250.96
Sep 251.22
Sep 251.35
Sep 251.23
Sep 251.28
Aug 251.3
Aug 251.17
Aug 250.85
Aug 250.5
Aug 252.01
Jul 251.95
Jul 252.02
Jul 252.1
Jul 251.93
Jun 251.35
Jun 251.14
Jun 251.44
Jun 251.66
May 251.98
May 251.9
May 252.04
May 251.98
May 254.44
Apr 254.26
Apr 253.81
Apr 253.39
Apr 253.71
Mar 254.19
Mar 254.28
Mar 254.32
Mar 258.73
Feb 258.97
Feb 258.96
Feb 259.11
Feb 259.04
Jan 259.19
Jan 259.27
Jan 259.3
Jan 259.02
Jan 259.3
Dec 249.49
Dec 249.44
Dec 249.59
Dec 249.66
Nov 249.36
Nov 249.31
Nov 248.91
Nov 248.54
Nov 248.66
Oct 248.71
Oct 248.74
Price/Operating Cashflow
510152025med 14.04Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 269.8
Sep 269.88
Aug 269.41
Aug 269.43
Aug 269.41
Aug 269.36
Jul 2615.07
Jul 2616.14
Jul 2615.93
Jul 2615.79
Jul 2616.21
Jun 2616.12
Jun 2614.62
Jun 2614.7
Jun 2614.21
May 2613.97
May 2613.98
May 2614.1
May 2614.66
May 2617.31
Apr 2617.13
Apr 2617.06
Apr 2617.17
Apr 2616.69
Mar 2616.01
Mar 2615.83
Mar 2615.08
Mar 2614.69
Feb 2616.67
Feb 2617.63
Feb 2618.09
Feb 2618.2
Jan 2617.37
Jan 2617.43
Jan 2617.67
Jan 2617.45
Jan 2616.69
Dec 2517.19
Dec 2517.63
Dec 2517.56
Dec 2517.02
Nov 2516.52
Nov 2516.01
Nov 2516.09
Nov 2515.51
Oct 2521.55
Oct 2521.92
Oct 2520.82
Oct 2521.49
Oct 2521.86
Sep 2522.55
Sep 2522.9
Sep 2522.58
Sep 2522.7
Aug 2522.76
Aug 2522.43
Aug 2521.59
Aug 2520.68
Aug 2511.78
Jul 2511.67
Jul 2511.79
Jul 2511.9
Jul 2511.64
Jun 2510.75
Jun 2510.42
Jun 2510.88
Jun 2511.22
May 2511.72
May 2511.59
May 2511.82
May 2511.72
May 257.39
Apr 257.2
Apr 256.74
Apr 256.3
Apr 256.63
Mar 257.13
Mar 257.22
Mar 257.26
Mar 257.02
Feb 257.26
Feb 257.26
Feb 257.41
Feb 257.34
Jan 257.5
Jan 257.58
Jan 257.61
Jan 257.32
Jan 257.62
Dec 247.81
Dec 247.75
Dec 247.91
Dec 247.98
Nov 247.68
Nov 247.62
Nov 247.2
Nov 246.82
Nov 246.43
Oct 246.47
Oct 246.51
Price to Book
0.60.811.2med 0.91Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Price to Book by quarter
PeriodPrice to Book
Sep 261.15
Sep 261.16
Aug 261.1
Aug 261.1
Aug 261.1
Aug 261.09
Jul 261.11
Jul 261.19
Jul 261.17
Jul 261.16
Jul 261.19
Jun 261.19
Jun 261.08
Jun 261.08
Jun 261.05
May 261.03
May 261.03
May 261.04
May 261.08
May 261.08
Apr 261.07
Apr 261.06
Apr 261.07
Apr 261.04
Mar 261
Mar 260.98
Mar 260.94
Mar 260.91
Feb 260.93
Feb 260.98
Feb 261.01
Feb 261.02
Jan 260.97
Jan 260.97
Jan 260.99
Jan 260.97
Jan 260.93
Dec 250.96
Dec 250.98
Dec 250.98
Dec 250.95
Nov 250.92
Nov 250.89
Nov 250.9
Nov 250.87
Oct 250.85
Oct 250.87
Oct 250.82
Oct 250.85
Oct 250.86
Sep 250.89
Sep 250.91
Sep 250.89
Sep 250.9
Aug 250.9
Aug 250.89
Aug 250.85
Aug 250.82
Aug 250.83
Jul 250.82
Jul 250.83
Jul 250.84
Jul 250.82
Jun 250.75
Jun 250.73
Jun 250.76
Jun 250.79
May 250.82
May 250.81
May 250.83
May 250.82
May 250.83
Apr 250.81
Apr 250.76
Apr 250.71
Apr 250.75
Mar 250.8
Mar 250.81
Mar 250.82
Mar 250.84
Feb 250.87
Feb 250.87
Feb 250.89
Feb 250.88
Jan 250.9
Jan 250.91
Jan 250.91
Jan 250.87
Jan 250.91
Dec 240.93
Dec 240.93
Dec 240.95
Dec 240.95
Nov 240.92
Nov 240.91
Nov 240.86
Nov 240.82
Nov 240.84
Oct 240.84
Oct 240.85
Citizens Community Bancorp, Inc.
CZWI
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News: CZWI

Bank of New York Mellon Corp Takes Position in Citizens Community Bancorp, Inc. $CZWI

defenseworld.net · 12 Sep 2026

Bank of New York Mellon Corp Takes Position in Citizens Community Bancorp, Inc. $CZWI

Bank of New York Mellon Corp acquired a new stake in Citizens Community Bancorp, Inc. (NASDAQ: CZWI) during the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor acquired 32,258 shares of the bank's stock, valued at approximately $755,000. Bank of New York Mellon Corp

632,627 Shares in Citizens Community Bancorp, Inc. $CZWI Bought by BlackRock Inc.

defenseworld.net · 4 Sep 2026

632,627 Shares in Citizens Community Bancorp, Inc. $CZWI Bought by BlackRock Inc.

BlackRock Inc. bought a new position in shares of Citizens Community Bancorp, Inc. (NASDAQ: CZWI) in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor bought 632,627 shares of the bank's stock, valued at approximately $14,797,000. BlackRock Inc. owned approximately 6.56% of

Dividend Champion, Contender, And Challenger Highlights: Week August 16

seekingalpha.com · 14 Aug 2026

Dividend Champion, Contender, And Challenger Highlights: Week August 16

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

Citizens Community Bancorp, Inc. (CZWI) Could Be a Great Choice

zacks.com · 10 Aug 2026

Citizens Community Bancorp, Inc. (CZWI) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Community Bancorp (CZWI) have what it takes?

5 Dividend Stocks Paying Out This Month – But There's a Catch

247wallst.com · 5 Aug 2026

5 Dividend Stocks Paying Out This Month – But There's a Catch

Five dividends land in investor accounts this month, but only for people who own the shares before Friday, August 7.

Citizens Community Bancorp (CZWI) Reports Q2 Earnings: What Key Metrics Have to Say

zacks.com · 27 Jul 2026

Citizens Community Bancorp (CZWI) Reports Q2 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Citizens Community Bancorp (CZWI) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Citizens Community Bancorp, Inc. (CZWI) Lags Q2 Earnings and Revenue Estimates

zacks.com · 27 Jul 2026

Citizens Community Bancorp, Inc. (CZWI) Lags Q2 Earnings and Revenue Estimates

Citizens Community Bancorp, Inc. (CZWI) came out with quarterly earnings of $0.11 per share, missing the Zacks Consensus Estimate of $0.41 per share. This compares to earnings of $0.33 per share a year ago.

Citizens Community Bancorp, Inc. Reports Second Quarter 2026 Earnings of $0.11 Per Share; Board Approves Quarterly Dividend at $0.105 per Share

globenewswire.com · 27 Jul 2026

Citizens Community Bancorp, Inc. Reports Second Quarter 2026 Earnings of $0.11 Per Share; Board Approves Quarterly Dividend at $0.105 per Share

EAU CLAIRE, Wis., July 27, 2026 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of CCFBank N.A. (the “Bank” or “CCFBank”), today reported earnings of $1.1 million and earnings per diluted share of $0.11 for the second quarter ended June 30, 2026, compared to $3.8 million and earnings per diluted share of $0.39 for the first quarter ended March 31, 2026, and $3.3 million and $0.33 earnings per diluted share for the quarter ended June 30, 2025, respectively. For the six months ended June 30, 2026, the Company reported earnings of $4.9 million and earnings per diluted share of $0.50 compared to the prior year period of $6.5 million and earnings per diluted share of $0.65.

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