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Citizens Community Bancorp, Inc.

$21.88 +$4.45 (+25.53%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$22.05
Day Range
$21.78$22.55
Year Range
$14.61$24.43
Market Cap
211.01M
AVG Volume
67.07K
Trailing/Forward PE
16.7/10.08
PEG ratio
0.32
Dividend Yield
1.44%
Next Earnings Date
2026-10-26
Primary Exchange
NASDAQUS
Revenue (USD)
025M50M75M100M2016201720182019202020212022202320242025
CZWI Revenue (USD) by year
PeriodRevenue (USD)
202590.07M
202499.43M
202394.44M
202280.22M
202180.06M
202082.67M
201973.23M
201850M
201735.53M
201630.57M
Net Income (USD)
010M20M30M2016201720182019202020212022202320242025
CZWI Net Income (USD) by year
PeriodNet Income (USD)
202514.42M
202413.75M
202313.06M
202217.76M
202121.27M
202012.72M
20199.46M
20184.2M
20172.9M
20162.54M
Operating Income (USD)
010M20M30M2016201720182019202020212022202320242025
CZWI Operating Income (USD) by year
PeriodOperating Income (USD)
20256.31M
202417.45M
202318.93M
202223.58M
202128.96M
202017.28M
201912.28M
20186.21M
20174.64M
20163.74M
EBITDA (USD)
010M20M30M40M2016201720182019202020212022202320242025
CZWI EBITDA (USD) by year
PeriodEBITDA (USD)
20258.9M
202420.87M
202322.67M
202227.61M
202133.03M
202023.91M
201916.45M
20188.66M
20175.79M
20165.01M
Cash Flows (USD)
010M20M30M2016201720182019202020212022202320242025
CZWI Cash Flows (USD) by year
PeriodCash Flows (USD)
202510.71M
202419.29M
202311.76M
202225.69M
202117.82M
202021.21M
20196.07M
20188.92M
20177.95M
20161.47M
EPS (USD)
00.511.522016201720182019202020212022202320242025
CZWI EPS (USD) by year
PeriodEPS (USD)
20251.46
20241.33
20231.25
20221.69
20211.99
20201.14
20190.85
20180.53
20170.52
20160.61
Expenses (USD)
010M20M30M40MSG&ACapex2016201720182019202020212022202320242025
CZWI Expenses (USD) by year
PeriodExpenses (USD)
202527.51M
202425.22M
202324.02M
202227.22M
202128.01M
202026.95M
201930.76M
201822.44M
201715.08M
201613.26M
Cash & Debt (USD)
0100M200M300MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
CZWI Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025187.64M
2024123.05M
2023110.62M
202235.61M
202149.34M
2020123.19M
2019240.7M
2018199.96M
2017150.92M
2016102.33M
Debt ratios
-4-20220182019202020212022202320242025
CZWI Debt ratios by year
PeriodDebt ratios
2025-1.7
2024-0.54
20230.34
20221.78
20211.47
20201.07
2019-1.84
2018-2.62
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
CZWI Margins by year
PeriodMargins
202554.68%
202459.8%
202362.49%
202281.92%
202187.05%
202073.36%
201972.09%
201876.27%
201781.64%
201682.74%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
CZWI Return on Capital by year
PeriodReturn on Capital
20257.67%
20247.68%
20237.53%
202210.63%
202112.45%
20207.93%
20196.29%
20183.04%
20173.89%
20163.97%
Shares Outstanding
05M10M15M2016201720182019202020212022202320242025
CZWI Shares Outstanding by year
PeriodShares Outstanding
20259.71M
202410.01M
202310.55M
202210.43M
202110.44M
202011.16M
201911.32M
201810.51M
20175.83M
20165.22M
Dividends (USD)
00.10.20.30.42017201820192020202120222023202420252026
CZWI Dividends (USD) by year
PeriodDividends (USD)
20260.32
20250.36
20240.32
20230.29
20220.26
20210.23
20200.21
20190.2
20180.2
20170.16
Employee Count
01002003002016201720182019202020212022202320242025
CZWI Employee Count by year
PeriodEmployee Count
2025217
2024207
2023214
2022210
2021225
2020234
2019261
2018254
2017186
2016145
Book Value Per Share (USD)
051015202016201720182019202020212022202320242025
CZWI Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202519.36
202417.9
202316.43
202216.03
202116.36
202014.39
201913.3
201813.15
201712.78
201612.22
Total Assets (USD)
0500M1B1.5B2B2016201720182019202020212022202320242025
CZWI Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.78B
20241.75B
20231.85B
20221.82B
20211.74B
20201.65B
20191.53B
20181.29B
2017943.03M
2016686.41M
PE Ratio
7.51012.51517.5med 12.66Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI PE Ratio by year
PeriodPE Ratio
Sep 2617.11
Sep 2617.26
Aug 2616.44
Aug 2616.48
Aug 2616.44
Aug 2616.35
Jul 2614.14
Jul 2615.14
Jul 2614.95
Jul 2614.82
Jul 2615.22
Jun 2615.13
Jun 2613.72
Jun 2613.79
Jun 2613.34
May 2613.11
May 2613.12
May 2613.23
May 2613.76
May 2614.04
Apr 2613.89
Apr 2613.83
Apr 2613.92
Apr 2613.54
Mar 2612.99
Mar 2612.84
Mar 2612.23
Mar 2611.91
Feb 2613.53
Feb 2614.31
Feb 2614.69
Feb 2614.77
Jan 2614.1
Jan 2614.15
Jan 2614.34
Jan 2614.16
Jan 2613.55
Dec 2513.95
Dec 2514.31
Dec 2514.26
Dec 2513.81
Nov 2513.41
Nov 2513
Nov 2513.06
Nov 2512.59
Oct 2512.55
Oct 2512.77
Oct 2512.13
Oct 2512.52
Oct 2512.74
Sep 2513.14
Sep 2513.34
Sep 2513.16
Sep 2513.23
Aug 2513.26
Aug 2513.07
Aug 2512.58
Aug 2512.05
Aug 2511.58
Jul 2511.47
Jul 2511.59
Jul 2511.7
Jul 2511.44
Jun 2510.57
Jun 2510.25
Jun 2510.7
Jun 2511.03
May 2511.52
May 2511.4
May 2511.62
May 2511.52
May 2510.84
Apr 2510.57
Apr 259.89
Apr 259.25
Apr 259.73
Mar 2510.46
Mar 2510.6
Mar 2510.65
Mar 2510.26
Feb 2510.61
Feb 2510.6
Feb 2510.83
Feb 2510.72
Jan 2510.96
Jan 2511.07
Jan 2511.11
Jan 2510.69
Jan 2511.12
Dec 2411.41
Dec 2411.32
Dec 2411.56
Dec 2411.66
Nov 2411.21
Nov 2411.14
Nov 2410.52
Nov 249.96
Nov 2410.56
Oct 2410.62
Oct 2410.69
Free Cash Flow Yield
0%5%10%15%20%med 6.39%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 269.76%
Sep 269.67%
Aug 2610.16%
Aug 2610.13%
Aug 2610.16%
Aug 2610.21%
Jul 265.95%
Jul 265.56%
Jul 265.63%
Jul 265.68%
Jul 265.53%
Jun 265.56%
Jun 266.13%
Jun 266.1%
Jun 266.31%
May 266.42%
May 266.41%
May 266.36%
May 266.12%
May 265.29%
Apr 265.35%
Apr 265.37%
Apr 265.33%
Apr 265.49%
Mar 265.72%
Mar 265.78%
Mar 266.07%
Mar 266.23%
Feb 265.63%
Feb 265.33%
Feb 265.19%
Feb 265.16%
Jan 265.41%
Jan 265.39%
Jan 265.32%
Jan 265.38%
Jan 265.63%
Dec 255.46%
Dec 255.33%
Dec 255.35%
Dec 255.52%
Nov 255.69%
Nov 255.87%
Nov 255.84%
Nov 256.06%
Oct 254.41%
Oct 254.33%
Oct 254.56%
Oct 254.42%
Oct 254.35%
Sep 254.21%
Sep 254.15%
Sep 254.21%
Sep 254.18%
Aug 254.17%
Aug 254.24%
Aug 254.4%
Aug 254.59%
Aug 257.97%
Jul 258.04%
Jul 257.96%
Jul 257.89%
Jul 258.06%
Jun 258.73%
Jun 259%
Jun 258.63%
Jun 258.36%
May 258.01%
May 258.1%
May 257.94%
May 258.01%
May 2512.93%
Apr 2513.27%
Apr 2514.18%
Apr 2515.16%
Apr 2514.41%
Mar 2513.41%
Mar 2513.24%
Mar 2513.16%
Mar 2513.42%
Feb 2512.97%
Feb 2512.99%
Feb 2512.71%
Feb 2512.84%
Jan 2512.56%
Jan 2512.43%
Jan 2512.39%
Jan 2512.88%
Jan 2512.37%
Dec 2412.06%
Dec 2412.15%
Dec 2411.91%
Dec 2411.81%
Nov 2412.27%
Nov 2412.36%
Nov 2413.08%
Nov 2413.82%
Nov 2414.63%
Oct 2414.54%
Oct 2414.45%
Price to Sales
11.522.53med 1.67Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Price to Sales by year
PeriodPrice to Sales
Sep 262.5
Sep 262.53
Aug 262.41
Aug 262.41
Aug 262.41
Aug 262.39
Jul 262.33
Jul 262.5
Jul 262.46
Jul 262.44
Jul 262.51
Jun 262.5
Jun 262.26
Jun 262.27
Jun 262.2
May 262.16
May 262.16
May 262.18
May 262.27
May 262.25
Apr 262.22
Apr 262.21
Apr 262.23
Apr 262.17
Mar 262.08
Mar 262.06
Mar 261.96
Mar 261.91
Feb 261.77
Feb 261.88
Feb 261.93
Feb 261.94
Jan 261.85
Jan 261.85
Jan 261.88
Jan 261.86
Jan 261.78
Dec 251.83
Dec 251.88
Dec 251.87
Dec 251.81
Nov 251.76
Nov 251.7
Nov 251.71
Nov 251.65
Oct 251.59
Oct 251.62
Oct 251.54
Oct 251.59
Oct 251.62
Sep 251.67
Sep 251.69
Sep 251.67
Sep 251.68
Aug 251.68
Aug 251.66
Aug 251.6
Aug 251.53
Aug 251.53
Jul 251.52
Jul 251.53
Jul 251.55
Jul 251.51
Jun 251.4
Jun 251.36
Jun 251.42
Jun 251.46
May 251.52
May 251.51
May 251.54
May 251.52
May 251.5
Apr 251.46
Apr 251.37
Apr 251.28
Apr 251.35
Mar 251.45
Mar 251.47
Mar 251.47
Mar 251.51
Feb 251.56
Feb 251.56
Feb 251.59
Feb 251.58
Jan 251.61
Jan 251.63
Jan 251.63
Jan 251.57
Jan 251.64
Dec 241.68
Dec 241.67
Dec 241.7
Dec 241.71
Nov 241.65
Nov 241.64
Nov 241.55
Nov 241.47
Nov 241.49
Oct 241.5
Oct 241.5
EV/EBITDA
0204060med 4.31Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI EV/EBITDA by year
PeriodEV/EBITDA
Sep 2645.14
Sep 2645.71
Aug 2642.53
Aug 2642.69
Aug 2642.53
Aug 2642.2
Jul 2612.18
Jul 2613.77
Jul 2613.45
Jul 2613.25
Jul 2613.88
Jun 2613.75
Jun 2611.51
Jun 2611.63
Jun 2610.91
May 2610.55
May 2610.56
May 2610.73
May 2611.57
May 267.48
Apr 267.24
Apr 267.15
Apr 267.3
Apr 266.67
Mar 265.78
Mar 265.54
Mar 264.56
Mar 264.04
Feb 263.47
Feb 263.99
Feb 264.24
Feb 264.29
Jan 263.85
Jan 263.88
Jan 264.01
Jan 263.89
Jan 263.48
Dec 253.75
Dec 253.99
Dec 253.95
Dec 253.65
Nov 253.38
Nov 253.11
Nov 253.15
Nov 252.83
Oct 250.84
Oct 250.98
Oct 250.56
Oct 250.82
Oct 250.96
Sep 251.22
Sep 251.35
Sep 251.23
Sep 251.28
Aug 251.3
Aug 251.17
Aug 250.85
Aug 250.5
Aug 252.01
Jul 251.95
Jul 252.02
Jul 252.1
Jul 251.93
Jun 251.35
Jun 251.14
Jun 251.44
Jun 251.66
May 251.98
May 251.9
May 252.04
May 251.98
May 254.44
Apr 254.26
Apr 253.81
Apr 253.39
Apr 253.71
Mar 254.19
Mar 254.28
Mar 254.32
Mar 258.73
Feb 258.97
Feb 258.96
Feb 259.11
Feb 259.04
Jan 259.19
Jan 259.27
Jan 259.3
Jan 259.02
Jan 259.3
Dec 249.49
Dec 249.44
Dec 249.59
Dec 249.66
Nov 249.36
Nov 249.31
Nov 248.91
Nov 248.54
Nov 248.66
Oct 248.71
Oct 248.74
Price/Operating Cashflow
510152025med 14.04Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 269.8
Sep 269.88
Aug 269.41
Aug 269.43
Aug 269.41
Aug 269.36
Jul 2615.07
Jul 2616.14
Jul 2615.93
Jul 2615.79
Jul 2616.21
Jun 2616.12
Jun 2614.62
Jun 2614.7
Jun 2614.21
May 2613.97
May 2613.98
May 2614.1
May 2614.66
May 2617.31
Apr 2617.13
Apr 2617.06
Apr 2617.17
Apr 2616.69
Mar 2616.01
Mar 2615.83
Mar 2615.08
Mar 2614.69
Feb 2616.67
Feb 2617.63
Feb 2618.09
Feb 2618.2
Jan 2617.37
Jan 2617.43
Jan 2617.67
Jan 2617.45
Jan 2616.69
Dec 2517.19
Dec 2517.63
Dec 2517.56
Dec 2517.02
Nov 2516.52
Nov 2516.01
Nov 2516.09
Nov 2515.51
Oct 2521.55
Oct 2521.92
Oct 2520.82
Oct 2521.49
Oct 2521.86
Sep 2522.55
Sep 2522.9
Sep 2522.58
Sep 2522.7
Aug 2522.76
Aug 2522.43
Aug 2521.59
Aug 2520.68
Aug 2511.78
Jul 2511.67
Jul 2511.79
Jul 2511.9
Jul 2511.64
Jun 2510.75
Jun 2510.42
Jun 2510.88
Jun 2511.22
May 2511.72
May 2511.59
May 2511.82
May 2511.72
May 257.39
Apr 257.2
Apr 256.74
Apr 256.3
Apr 256.63
Mar 257.13
Mar 257.22
Mar 257.26
Mar 257.02
Feb 257.26
Feb 257.26
Feb 257.41
Feb 257.34
Jan 257.5
Jan 257.58
Jan 257.61
Jan 257.32
Jan 257.62
Dec 247.81
Dec 247.75
Dec 247.91
Dec 247.98
Nov 247.68
Nov 247.62
Nov 247.2
Nov 246.82
Nov 246.43
Oct 246.47
Oct 246.51
Price to Book
0.60.811.2med 0.91Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CZWI Price to Book by year
PeriodPrice to Book
Sep 261.15
Sep 261.16
Aug 261.1
Aug 261.1
Aug 261.1
Aug 261.09
Jul 261.11
Jul 261.19
Jul 261.17
Jul 261.16
Jul 261.19
Jun 261.19
Jun 261.08
Jun 261.08
Jun 261.05
May 261.03
May 261.03
May 261.04
May 261.08
May 261.08
Apr 261.07
Apr 261.06
Apr 261.07
Apr 261.04
Mar 261
Mar 260.98
Mar 260.94
Mar 260.91
Feb 260.93
Feb 260.98
Feb 261.01
Feb 261.02
Jan 260.97
Jan 260.97
Jan 260.99
Jan 260.97
Jan 260.93
Dec 250.96
Dec 250.98
Dec 250.98
Dec 250.95
Nov 250.92
Nov 250.89
Nov 250.9
Nov 250.87
Oct 250.85
Oct 250.87
Oct 250.82
Oct 250.85
Oct 250.86
Sep 250.89
Sep 250.91
Sep 250.89
Sep 250.9
Aug 250.9
Aug 250.89
Aug 250.85
Aug 250.82
Aug 250.83
Jul 250.82
Jul 250.83
Jul 250.84
Jul 250.82
Jun 250.75
Jun 250.73
Jun 250.76
Jun 250.79
May 250.82
May 250.81
May 250.83
May 250.82
May 250.83
Apr 250.81
Apr 250.76
Apr 250.71
Apr 250.75
Mar 250.8
Mar 250.81
Mar 250.82
Mar 250.84
Feb 250.87
Feb 250.87
Feb 250.89
Feb 250.88
Jan 250.9
Jan 250.91
Jan 250.91
Jan 250.87
Jan 250.91
Dec 240.93
Dec 240.93
Dec 240.95
Dec 240.95
Nov 240.92
Nov 240.91
Nov 240.86
Nov 240.82
Nov 240.84
Oct 240.84
Oct 240.85
Citizens Community Bancorp, Inc.
CZWI
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News: CZWI

Bank of New York Mellon Corp Takes Position in Citizens Community Bancorp, Inc. $CZWI

defenseworld.net · 12 Sep 2026

Bank of New York Mellon Corp Takes Position in Citizens Community Bancorp, Inc. $CZWI

Bank of New York Mellon Corp acquired a new stake in Citizens Community Bancorp, Inc. (NASDAQ: CZWI) during the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor acquired 32,258 shares of the bank's stock, valued at approximately $755,000. Bank of New York Mellon Corp

632,627 Shares in Citizens Community Bancorp, Inc. $CZWI Bought by BlackRock Inc.

defenseworld.net · 4 Sep 2026

632,627 Shares in Citizens Community Bancorp, Inc. $CZWI Bought by BlackRock Inc.

BlackRock Inc. bought a new position in shares of Citizens Community Bancorp, Inc. (NASDAQ: CZWI) in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor bought 632,627 shares of the bank's stock, valued at approximately $14,797,000. BlackRock Inc. owned approximately 6.56% of

Dividend Champion, Contender, And Challenger Highlights: Week August 16

seekingalpha.com · 14 Aug 2026

Dividend Champion, Contender, And Challenger Highlights: Week August 16

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

Citizens Community Bancorp, Inc. (CZWI) Could Be a Great Choice

zacks.com · 10 Aug 2026

Citizens Community Bancorp, Inc. (CZWI) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Community Bancorp (CZWI) have what it takes?

5 Dividend Stocks Paying Out This Month – But There's a Catch

247wallst.com · 5 Aug 2026

5 Dividend Stocks Paying Out This Month – But There's a Catch

Five dividends land in investor accounts this month, but only for people who own the shares before Friday, August 7.

Citizens Community Bancorp (CZWI) Reports Q2 Earnings: What Key Metrics Have to Say

zacks.com · 27 Jul 2026

Citizens Community Bancorp (CZWI) Reports Q2 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Citizens Community Bancorp (CZWI) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Citizens Community Bancorp, Inc. (CZWI) Lags Q2 Earnings and Revenue Estimates

zacks.com · 27 Jul 2026

Citizens Community Bancorp, Inc. (CZWI) Lags Q2 Earnings and Revenue Estimates

Citizens Community Bancorp, Inc. (CZWI) came out with quarterly earnings of $0.11 per share, missing the Zacks Consensus Estimate of $0.41 per share. This compares to earnings of $0.33 per share a year ago.

Citizens Community Bancorp, Inc. Reports Second Quarter 2026 Earnings of $0.11 Per Share; Board Approves Quarterly Dividend at $0.105 per Share

globenewswire.com · 27 Jul 2026

Citizens Community Bancorp, Inc. Reports Second Quarter 2026 Earnings of $0.11 Per Share; Board Approves Quarterly Dividend at $0.105 per Share

EAU CLAIRE, Wis., July 27, 2026 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of CCFBank N.A. (the “Bank” or “CCFBank”), today reported earnings of $1.1 million and earnings per diluted share of $0.11 for the second quarter ended June 30, 2026, compared to $3.8 million and earnings per diluted share of $0.39 for the first quarter ended March 31, 2026, and $3.3 million and $0.33 earnings per diluted share for the quarter ended June 30, 2025, respectively. For the six months ended June 30, 2026, the Company reported earnings of $4.9 million and earnings per diluted share of $0.50 compared to the prior year period of $6.5 million and earnings per diluted share of $0.65.

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