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Chemung Financial Corporation

$85.41 +$30.91 (+56.71%)
NASDAQ · 14 Sep 2026 14:23 UTC
Previous Close
$85.1
Day Range
$85$85.65
Year Range
$49.82$86.15
Market Cap
411.64M
AVG Volume
55.62K
Trailing/Forward PE
12.24/10.46
PEG ratio
1.67
Dividend Yield
1.60%
Next Earnings Date
2026-10-20
Primary Exchange
NASDAQUS
Revenue (USD)
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q218.07M
26 Q139.9M
25 Q440.89M
25 Q339.71M
25 Q222.03M
25 Q137.31M
24 Q438.28M
24 Q337.93M
24 Q236.78M
24 Q136.62M
Net Income (USD)
-10M-5M05M10M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q28.81M
26 Q19.2M
25 Q47.74M
25 Q37.79M
25 Q2-6.45M
25 Q16.02M
24 Q45.91M
24 Q35.72M
24 Q24.99M
24 Q17.05M
Operating Income (USD)
-20M-10M010M20M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q2-11.84M
26 Q111.84M
25 Q410.99M
25 Q310.07M
25 Q2-8.81M
25 Q17.69M
24 Q47.5M
24 Q37.23M
24 Q26.26M
24 Q19.09M
EBITDA (USD)
-20M-10M010M20M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q2-11.84M
26 Q112.54M
25 Q411.75M
25 Q310.72M
25 Q2-8.22M
25 Q18.35M
24 Q48.15M
24 Q37.85M
24 Q26.92M
24 Q19.18M
Cash Flows (USD)
05M10M15M20M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q28.91M
26 Q18.9M
25 Q415.73M
25 Q311.84M
25 Q29.39M
25 Q16.85M
24 Q44.32M
24 Q38.55M
24 Q25.45M
24 Q17.86M
EPS (USD)
-2-101224 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG EPS (USD) by quarter
PeriodEPS (USD)
26 Q21.82
26 Q11.91
25 Q41.61
25 Q31.6
25 Q2-1.34
25 Q11.26
24 Q41.24
24 Q31.2
24 Q21.05
24 Q11.48
Expenses (USD)
05M10M15MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q212.55M
26 Q111.89M
25 Q411.37M
25 Q311.18M
25 Q210.84M
25 Q110.12M
24 Q411.5M
24 Q310.14M
24 Q210.82M
24 Q19.87M
Cash & Debt (USD)
0200M400M600M800MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2317.04M
26 Q1303M
25 Q4303.37M
25 Q3361.26M
25 Q2607.39M
25 Q1469.8M
24 Q4468.77M
24 Q3635.01M
24 Q2621.14M
24 Q1660.89M
Debt ratios
-40-30-20-10024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Debt ratios by quarter
PeriodDebt ratios
26 Q2-7.54
26 Q1-6.5
25 Q4-13.2
25 Q3-16.25
25 Q2-30.98
25 Q1-12.01
24 Q4-10.91
24 Q3-19.66
24 Q2-16.71
24 Q1-19.46
Margins
0%20%40%60%80%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Margins by quarter
PeriodMargins
26 Q241.31%
26 Q173.43%
25 Q471.85%
25 Q369.13%
25 Q239.31%
25 Q165.23%
24 Q465.18%
24 Q361.67%
24 Q260.57%
24 Q169.72%
Return on Capital
-4%-2%0%2%4%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Return on Capital by quarter
PeriodReturn on Capital
26 Q23.26%
26 Q13.5%
25 Q43.04%
25 Q33.18%
25 Q2-2.75%
25 Q12.64%
24 Q42.75%
24 Q32.59%
24 Q22.48%
24 Q13.58%
Shares Outstanding
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Shares Outstanding by quarter
PeriodShares Outstanding
26 Q24.83M
26 Q14.83M
25 Q44.81M
25 Q34.81M
25 Q24.81M
25 Q14.79M
24 Q44.77M
24 Q34.77M
24 Q24.77M
24 Q14.76M
Dividends (USD)
00.10.20.30.4Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
CHMG Dividends (USD) by quarter
PeriodDividends (USD)
Sep 260.36
Jun 260.34
Mar 260.34
Dec 250.34
Sep 250.34
Jun 250.32
Mar 250.32
Dec 240.31
Sep 240.31
Jun 240.31
Employee Count
01002003004002015201620172019202020212022202320242025
CHMG Employee Count by quarter
PeriodEmployee Count
2025348
2024343
2023339
2022340
2021337
2020341
2019362
2017371
2016368
2015377
Book Value Per Share (USD)
020406024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q255.98
26 Q154.49
25 Q452.94
25 Q350.99
25 Q248.87
25 Q147.65
24 Q445.1
24 Q346.23
24 Q242.18
24 Q141.38
Total Assets (USD)
01B2B3B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CHMG Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q22.82B
26 Q12.75B
25 Q42.71B
25 Q32.7B
25 Q22.85B
25 Q12.8B
24 Q42.78B
24 Q32.77B
24 Q22.76B
24 Q12.78B
PE Ratio
510152025med 17.06Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG PE Ratio by quarter
PeriodPE Ratio
Sep 2612.25
Sep 2612.22
Aug 2611.75
Aug 2611.91
Aug 2612.08
Aug 2611.7
Jul 2621.51
Jul 2621.37
Jul 2620.05
Jul 2619.81
Jul 2619.66
Jun 2619.95
Jun 2618.73
Jun 2619.14
Jun 2618.75
May 2618.13
May 2618.2
May 2617.29
May 2617.95
May 2621.05
Apr 2621.29
Apr 2620.01
Apr 2618.68
Apr 2617.06
Mar 2617.07
Mar 2616.94
Mar 2617.07
Mar 2619.91
Feb 2620.12
Feb 2621.29
Feb 2621.54
Feb 2623.34
Jan 2622.02
Jan 2620.58
Jan 2620.02
Jan 2619.57
Jan 2619.75
Dec 2520.02
Dec 2520.95
Dec 2520.87
Dec 2519.31
Nov 2519.09
Nov 2519.2
Nov 2518.69
Nov 2518.4
Oct 2521.74
Oct 2522.78
Oct 2521.47
Oct 2521.52
Oct 2522.54
Sep 2522.91
Sep 2522.77
Sep 2522.56
Sep 2522.45
Aug 2523.14
Aug 2522.81
Aug 2521.85
Aug 2521.35
Aug 2510.4
Jul 2511.07
Jul 2511.08
Jul 2511.08
Jul 2510.67
Jun 2510.29
Jun 259.89
Jun 259.98
Jun 259.87
May 259.92
May 259.89
May 2510.22
May 259.74
May 259.01
Apr 258.73
Apr 258.57
Apr 258.21
Apr 258.85
Mar 259.44
Mar 259.46
Mar 259.84
Mar 2511.07
Feb 2511.43
Feb 2511.34
Feb 2511.47
Feb 2511.24
Jan 2511.19
Jan 2510.31
Jan 2510.43
Jan 259.92
Jan 2510.58
Dec 2410.94
Dec 2411.08
Dec 2411.99
Dec 2412.2
Nov 2411.59
Nov 2411.38
Nov 2411.41
Nov 2411.22
Nov 249.61
Oct 249.5
Oct 249.78
Free Cash Flow Yield
8%10%12%14%16%18%med 11.61%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 2611.04%
Sep 2611.08%
Aug 2611.52%
Aug 2611.37%
Aug 2611.2%
Aug 2611.57%
Jul 2611.66%
Jul 2611.74%
Jul 2612.52%
Jul 2612.66%
Jul 2612.76%
Jun 2612.58%
Jun 2613.39%
Jun 2613.11%
Jun 2613.38%
May 2613.84%
May 2613.79%
May 2614.51%
May 2613.98%
May 2613.78%
Apr 2613.63%
Apr 2614.5%
Apr 2615.52%
Apr 2617%
Mar 2617%
Mar 2617.13%
Mar 2616.99%
Mar 2612.26%
Feb 2612.13%
Feb 2611.46%
Feb 2611.33%
Feb 2610.46%
Jan 2611.08%
Jan 2611.85%
Jan 2612.19%
Jan 2612.47%
Jan 2612.35%
Dec 2512.19%
Dec 2511.65%
Dec 2511.69%
Dec 2512.63%
Nov 2512.78%
Nov 2512.7%
Nov 2513.05%
Nov 2513.26%
Oct 2511.95%
Oct 2511.4%
Oct 2512.1%
Oct 2512.07%
Oct 2511.52%
Sep 2511.34%
Sep 2511.41%
Sep 2511.51%
Sep 2511.57%
Aug 2511.23%
Aug 2511.39%
Aug 2511.89%
Aug 2512.17%
Aug 2510.69%
Jul 2510.04%
Jul 2510.03%
Jul 2510.03%
Jul 2510.42%
Jun 2510.81%
Jun 2511.24%
Jun 2511.14%
Jun 2511.26%
May 2511.21%
May 2511.24%
May 2510.88%
May 2511.41%
May 2512.27%
Apr 2512.67%
Apr 2512.9%
Apr 2513.46%
Apr 2512.49%
Mar 2511.72%
Mar 2511.69%
Mar 2511.24%
Mar 2510.68%
Feb 2510.34%
Feb 2510.42%
Feb 2510.3%
Feb 2510.52%
Jan 2510.56%
Jan 2511.47%
Jan 2511.34%
Jan 2511.92%
Jan 2511.17%
Dec 2410.81%
Dec 2410.67%
Dec 249.86%
Dec 249.69%
Nov 2410.2%
Nov 2410.39%
Nov 2410.36%
Nov 2410.53%
Nov 2411.66%
Oct 2411.79%
Oct 2411.46%
Price to Sales
11.522.53med 1.83Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Price to Sales by quarter
PeriodPrice to Sales
Sep 262.97
Sep 262.96
Aug 262.84
Aug 262.88
Aug 262.93
Aug 262.83
Jul 262.76
Jul 262.74
Jul 262.57
Jul 262.54
Jul 262.52
Jun 262.56
Jun 262.4
Jun 262.45
Jun 262.4
May 262.32
May 262.33
May 262.22
May 262.3
May 262.27
Apr 262.3
Apr 262.16
Apr 262.02
Apr 261.84
Mar 261.84
Mar 261.83
Mar 261.84
Mar 261.92
Feb 261.94
Feb 262.06
Feb 262.08
Feb 262.26
Jan 262.13
Jan 261.99
Jan 261.94
Jan 261.89
Jan 261.91
Dec 251.94
Dec 252.03
Dec 252.02
Dec 251.87
Nov 251.85
Nov 251.86
Nov 251.81
Nov 251.78
Oct 251.8
Oct 251.88
Oct 251.77
Oct 251.78
Oct 251.86
Sep 251.89
Sep 251.88
Sep 251.87
Sep 251.86
Aug 251.91
Aug 251.89
Aug 251.81
Aug 251.76
Aug 251.57
Jul 251.67
Jul 251.67
Jul 251.67
Jul 251.61
Jun 251.55
Jun 251.49
Jun 251.5
Jun 251.49
May 251.49
May 251.49
May 251.54
May 251.47
May 251.43
Apr 251.38
Apr 251.36
Apr 251.3
Apr 251.4
Mar 251.49
Mar 251.5
Mar 251.56
Mar 251.62
Feb 251.68
Feb 251.66
Feb 251.68
Feb 251.65
Jan 251.64
Jan 251.51
Jan 251.53
Jan 251.45
Jan 251.55
Dec 241.6
Dec 241.63
Dec 241.76
Dec 241.79
Nov 241.7
Nov 241.67
Nov 241.67
Nov 241.65
Nov 241.55
Oct 241.53
Oct 241.58
EV/EBITDA
-20-1001020med -3.99Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2610.2
Sep 2610.15
Aug 269.47
Aug 269.7
Aug 269.95
Aug 269.4
Jul 268.17
Jul 268.08
Jul 267.18
Jul 267.02
Jul 266.92
Jun 267.11
Jun 266.28
Jun 266.56
Jun 266.29
May 265.87
May 265.91
May 265.3
May 265.74
May 260.86
Apr 261.02
Apr 260.17
Apr 26-0.72
Apr 26-1.8
Mar 26-1.8
Mar 26-1.89
Mar 26-1.79
Mar 26-2.33
Feb 26-2.18
Feb 26-1.36
Feb 26-1.19
Feb 260.06
Jan 26-0.86
Jan 26-1.86
Jan 26-2.26
Jan 26-2.57
Jan 26-2.44
Dec 25-2.25
Dec 25-1.6
Dec 25-1.66
Dec 25-2.75
Nov 25-2.91
Nov 25-2.82
Nov 25-3.18
Nov 25-3.38
Oct 25-15.86
Oct 25-15.14
Oct 25-16.05
Oct 25-16.01
Oct 25-15.31
Sep 25-15.05
Sep 25-15.15
Sep 25-15.29
Sep 25-15.37
Aug 25-14.89
Aug 25-15.12
Aug 25-15.79
Aug 25-16.14
Aug 25-4.48
Jul 25-3.99
Jul 25-3.99
Jul 25-3.99
Jul 25-4.29
Jun 25-4.56
Jun 25-4.85
Jun 25-4.79
Jun 25-4.86
May 25-4.83
May 25-4.85
May 25-4.61
May 25-4.96
May 25-4.26
Apr 25-4.48
Apr 25-4.59
Apr 25-4.85
Apr 25-4.38
Mar 25-3.95
Mar 25-3.93
Mar 25-3.65
Mar 25-11.51
Feb 25-11.24
Feb 25-11.31
Feb 25-11.21
Feb 25-11.39
Jan 25-11.42
Jan 25-12.07
Jan 25-11.98
Jan 25-12.36
Jan 25-11.87
Dec 24-11.61
Dec 24-11.5
Dec 24-10.83
Dec 24-10.68
Nov 24-11.13
Nov 24-11.28
Nov 24-11.26
Nov 24-11.39
Nov 24-9.61
Oct 24-9.69
Oct 24-9.49
Price/Operating Cashflow
46810med 7.8Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 268.77
Sep 268.75
Aug 268.41
Aug 268.52
Aug 268.65
Aug 268.38
Jul 268.3
Jul 268.25
Jul 267.74
Jul 267.65
Jul 267.59
Jun 267.7
Jun 267.23
Jun 267.39
Jun 267.24
May 267
May 267.02
May 266.67
May 266.93
May 266.99
Apr 267.07
Apr 266.64
Apr 266.2
Apr 265.66
Mar 265.67
Mar 265.62
Mar 265.67
Mar 267.47
Feb 267.55
Feb 267.99
Feb 268.08
Feb 268.75
Jan 268.26
Jan 267.72
Jan 267.51
Jan 267.34
Jan 267.41
Dec 257.51
Dec 257.86
Dec 257.83
Dec 257.24
Nov 257.16
Nov 257.2
Nov 257.01
Nov 256.9
Oct 257.54
Oct 257.9
Oct 257.44
Oct 257.46
Oct 257.81
Sep 257.94
Sep 257.89
Sep 257.82
Sep 257.78
Aug 258.02
Aug 257.91
Aug 257.58
Aug 257.4
Aug 258.1
Jul 258.63
Jul 258.64
Jul 258.64
Jul 258.31
Jun 258.02
Jun 257.71
Jun 257.77
Jun 257.69
May 257.73
May 257.7
May 257.96
May 257.59
May 257.16
Apr 256.93
Apr 256.81
Apr 256.52
Apr 257.03
Mar 257.49
Mar 257.51
Mar 257.82
Mar 258.77
Feb 259.06
Feb 258.99
Feb 259.09
Feb 258.91
Jan 258.87
Jan 258.17
Jan 258.27
Jan 257.86
Jan 258.38
Dec 248.67
Dec 248.78
Dec 249.5
Dec 249.67
Nov 249.18
Nov 249.02
Nov 249.05
Nov 248.9
Nov 248.22
Oct 248.13
Oct 248.37
Price to Book
0.811.21.41.6med 1.09Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Price to Book by quarter
PeriodPrice to Book
Sep 261.52
Sep 261.52
Aug 261.46
Aug 261.48
Aug 261.5
Aug 261.45
Jul 261.5
Jul 261.49
Jul 261.39
Jul 261.38
Jul 261.37
Jun 261.39
Jun 261.3
Jun 261.33
Jun 261.3
May 261.26
May 261.27
May 261.2
May 261.25
May 261.25
Apr 261.26
Apr 261.19
Apr 261.11
Apr 261.01
Mar 261.01
Mar 261
Mar 261.01
Mar 261.08
Feb 261.09
Feb 261.15
Feb 261.17
Feb 261.26
Jan 261.19
Jan 261.11
Jan 261.08
Jan 261.06
Jan 261.07
Dec 251.08
Dec 251.13
Dec 251.13
Dec 251.05
Nov 251.03
Nov 251.04
Nov 251.01
Nov 251
Oct 251.04
Oct 251.09
Oct 251.02
Oct 251.03
Oct 251.07
Sep 251.09
Sep 251.09
Sep 251.08
Sep 251.07
Aug 251.1
Aug 251.09
Aug 251.04
Aug 251.02
Aug 251.03
Jul 251.1
Jul 251.1
Jul 251.1
Jul 251.06
Jun 251.02
Jun 250.98
Jun 250.99
Jun 250.98
May 250.98
May 250.98
May 251.01
May 250.97
May 250.99
Apr 250.96
Apr 250.94
Apr 250.9
Apr 250.97
Mar 251.04
Mar 251.04
Mar 251.08
Mar 251.08
Feb 251.12
Feb 251.11
Feb 251.12
Feb 251.1
Jan 251.09
Jan 251.01
Jan 251.02
Jan 250.97
Jan 251.03
Dec 241.07
Dec 241.08
Dec 241.17
Dec 241.19
Nov 241.13
Nov 241.11
Nov 241.12
Nov 241.1
Nov 241.12
Oct 241.11
Oct 241.14
Chemung Financial Corporation
CHMG
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News: CHMG

3 Bank Stocks With Recent Dividend Increases Worth Considering

zacks.com · 24 Aug 2026

3 Bank Stocks With Recent Dividend Increases Worth Considering

Dividend hikes from Unity Bancorp, Stock Yards Bancorp and Chemung Financial highlight their profitability, capital strength and income appeal.

Chemung Financial Corporation Announces Dividend Increase

globenewswire.com · 19 Aug 2026

Chemung Financial Corporation Announces Dividend Increase

ELMIRA, N.Y., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Chemung Financial Corporation (Nasdaq: CHMG) announced today that its Board of Directors has approved a dividend increase of $0.02 per share, raising its quarterly cash dividend to $0.36 per share, payable on October 1, 2026, to common stock shareholders of record as of the close of business on September 17, 2026.

All You Need to Know About Chemung Financial (CHMG) Rating Upgrade to Strong Buy

zacks.com · 14 Aug 2026

All You Need to Know About Chemung Financial (CHMG) Rating Upgrade to Strong Buy

Chemung Financial (CHMG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

New Strong Buy Stocks for August 14th

zacks.com · 14 Aug 2026

New Strong Buy Stocks for August 14th

WDC, CECO, CHMG, CZFS and AMP have been added to the Zacks Rank #1 (Strong Buy) List on August 14, 2026.

Why Chemung Financial (CHMG) Might be Well Poised for a Surge

zacks.com · 28 Jul 2026

Why Chemung Financial (CHMG) Might be Well Poised for a Surge

Chemung Financial (CHMG) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Chemung Financial: Completely Flying Under The Radar, But Attractive

seekingalpha.com · 27 Jul 2026

Chemung Financial: Completely Flying Under The Radar, But Attractive

Chemung Financial (CHMG) delivered robust Q2 results, with net interest income up 18.6% and EPS of $1.82, reversing last year's loss. CHMG's dividend payout ratio remains below 20%, supporting strong balance sheet growth and a well-covered yield. The loan book is heavily weighted to commercial real estate, but delinquencies are minimal and most loans are well-collateralized.

Chemung Financial Corporation: Turnaround Confirmed

seekingalpha.com · 27 Jul 2026

Chemung Financial Corporation: Turnaround Confirmed

Chemung Financial Corporation is rated Buy due to strong commercial loan growth and balance sheet restructuring, driving a 54% share price increase over the past year. CHMG's net interest margin reached a six-year high at 3.67%, with 67% of interest-bearing assets now in higher-yielding commercial loans, supported by Western NY tech buildout. The stock trades at an 8% discount to the sector median and a 14% discount to close peers, despite projected EPS growth 11% above the sector median.

Chemung Financial (CHMG) Q2 Earnings and Revenues Top Estimates

zacks.com · 22 Jul 2026

Chemung Financial (CHMG) Q2 Earnings and Revenues Top Estimates

Chemung Financial (CHMG) came out with quarterly earnings of $1.82 per share, beating the Zacks Consensus Estimate of $1.7 per share. This compares to earnings of $1.31 per share a year ago.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.