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Chemung Financial Corporation

$84.31 +$29.81 (+54.69%)
NASDAQ · 14 Sep 2026 15:23 UTC
Previous Close
$85.1
Day Range
$84.06$85.65
Year Range
$49.82$86
Market Cap
406.34M
AVG Volume
55.62K
Trailing/Forward PE
12.17/10.32
PEG ratio
1.66
Dividend Yield
1.61%
Next Earnings Date
2026-10-20
Primary Exchange
NASDAQUS
Revenue (USD)
050M100M150M2016201720182019202020212022202320242025
CHMG Revenue (USD) by year
PeriodRevenue (USD)
2025139.94M
2024149.61M
2023136.58M
2022101.91M
202191.84M
202086.86M
201986.22M
201886.76M
201779.85M
201676.65M
Net Income (USD)
010M20M30M2016201720182019202020212022202320242025
CHMG Net Income (USD) by year
PeriodNet Income (USD)
202515.1M
202423.67M
202325M
202228.78M
202126.43M
202019.26M
201915.61M
201819.63M
20177.43M
201610.03M
Operating Income (USD)
010M20M30M40M2016201720182019202020212022202320242025
CHMG Operating Income (USD) by year
PeriodOperating Income (USD)
202519.94M
202430.09M
202331.5M
202236.89M
202133.76M
202023.87M
201919.04M
201823.64M
201714.69M
201614.43M
EBITDA (USD)
010M20M30M40M2016201720182019202020212022202320242025
CHMG EBITDA (USD) by year
PeriodEBITDA (USD)
202522.6M
202432.1M
202334.3M
202239.91M
202137.26M
202028.13M
201923.48M
201827.81M
201719.25M
201619.62M
Cash Flows (USD)
020M40M60M2016201720182019202020212022202320242025
CHMG Cash Flows (USD) by year
PeriodCash Flows (USD)
202543.81M
202426.18M
202330.42M
202234.62M
202135.09M
202027.79M
201925.52M
201826M
201722.16M
201620.45M
EPS (USD)
024682016201720182019202020212022202320242025
CHMG EPS (USD) by year
PeriodEPS (USD)
20253.13
20244.97
20235.28
20226.14
20215.64
20204.01
20193.21
20184.05
20171.55
20162.27
Expenses (USD)
020M40M60MSG&ACapex2016201720182019202020212022202320242025
CHMG Expenses (USD) by year
PeriodExpenses (USD)
202543.5M
202442.33M
202336.86M
202235.45M
202133.07M
202032.29M
201931.67M
201831.94M
201730.26M
201630.85M
Cash & Debt (USD)
0250M500M750M1BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
CHMG Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025303.37M
2024468.77M
2023620.84M
2022688.46M
2021819.01M
2020663.15M
2019405.99M
2018372.23M
2017324.36M
2016377.56M
Debt ratios
-8-6-4-2020182019202020212022202320242025
CHMG Debt ratios by year
PeriodDebt ratios
2025-2.31
2024-2.44
2023-4.15
2022-4.52
2021-6.8
2020-6.61
2019-4.37
2018-4.28
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
CHMG Margins by year
PeriodMargins
202564.19%
202464.27%
202369.34%
202293.38%
202196.26%
202090.53%
201985.77%
201891.67%
201784.86%
201691.81%
Return on Capital
0%5%10%15%20%2016201720182019202020212022202320242025
CHMG Return on Capital by year
PeriodReturn on Capital
20255.93%
202410.99%
202312.8%
202217.3%
202112.5%
20209.65%
20198.55%
201811.89%
20174.96%
20166.98%
Shares Outstanding
02M4M6M2016201720182019202020212022202320242025
CHMG Shares Outstanding by year
PeriodShares Outstanding
20254.81M
20244.77M
20234.74M
20224.7M
20214.68M
20204.7M
20194.88M
20184.84M
20174.81M
20164.77M
Dividends (USD)
00.511.52017201820192020202120222023202420252026
CHMG Dividends (USD) by year
PeriodDividends (USD)
20261.04
20251.32
20241.24
20231.24
20221.24
20211.19
20201.04
20191.04
20181.04
20171.04
Employee Count
01002003004002015201620172019202020212022202320242025
CHMG Employee Count by year
PeriodEmployee Count
2025348
2024343
2023339
2022340
2021337
2020341
2019362
2017371
2016368
2015377
Book Value Per Share (USD)
02040602016201720182019202020212022202320242025
CHMG Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202552.94
202445.1
202341.16
202235.42
202145.16
202042.47
201937.43
201834.08
201731.15
201630.12
Total Assets (USD)
01B2B3B2016201720182019202020212022202320242025
CHMG Total Assets (USD) by year
PeriodTotal Assets (USD)
20252.71B
20242.78B
20232.71B
20222.65B
20212.42B
20202.28B
20191.79B
20181.76B
20171.71B
20161.66B
PE Ratio
510152025med 17.06Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG PE Ratio by year
PeriodPE Ratio
Sep 2612.25
Sep 2612.22
Aug 2611.75
Aug 2611.91
Aug 2612.08
Aug 2611.7
Jul 2621.51
Jul 2621.37
Jul 2620.05
Jul 2619.81
Jul 2619.66
Jun 2619.95
Jun 2618.73
Jun 2619.14
Jun 2618.75
May 2618.13
May 2618.2
May 2617.29
May 2617.95
May 2621.05
Apr 2621.29
Apr 2620.01
Apr 2618.68
Apr 2617.06
Mar 2617.07
Mar 2616.94
Mar 2617.07
Mar 2619.91
Feb 2620.12
Feb 2621.29
Feb 2621.54
Feb 2623.34
Jan 2622.02
Jan 2620.58
Jan 2620.02
Jan 2619.57
Jan 2619.75
Dec 2520.02
Dec 2520.95
Dec 2520.87
Dec 2519.31
Nov 2519.09
Nov 2519.2
Nov 2518.69
Nov 2518.4
Oct 2521.74
Oct 2522.78
Oct 2521.47
Oct 2521.52
Oct 2522.54
Sep 2522.91
Sep 2522.77
Sep 2522.56
Sep 2522.45
Aug 2523.14
Aug 2522.81
Aug 2521.85
Aug 2521.35
Aug 2510.4
Jul 2511.07
Jul 2511.08
Jul 2511.08
Jul 2510.67
Jun 2510.29
Jun 259.89
Jun 259.98
Jun 259.87
May 259.92
May 259.89
May 2510.22
May 259.74
May 259.01
Apr 258.73
Apr 258.57
Apr 258.21
Apr 258.85
Mar 259.44
Mar 259.46
Mar 259.84
Mar 2511.07
Feb 2511.43
Feb 2511.34
Feb 2511.47
Feb 2511.24
Jan 2511.19
Jan 2510.31
Jan 2510.43
Jan 259.92
Jan 2510.58
Dec 2410.94
Dec 2411.08
Dec 2411.99
Dec 2412.2
Nov 2411.59
Nov 2411.38
Nov 2411.41
Nov 2411.22
Nov 249.61
Oct 249.5
Oct 249.78
Free Cash Flow Yield
8%10%12%14%16%18%med 11.61%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2611.04%
Sep 2611.08%
Aug 2611.52%
Aug 2611.37%
Aug 2611.2%
Aug 2611.57%
Jul 2611.66%
Jul 2611.74%
Jul 2612.52%
Jul 2612.66%
Jul 2612.76%
Jun 2612.58%
Jun 2613.39%
Jun 2613.11%
Jun 2613.38%
May 2613.84%
May 2613.79%
May 2614.51%
May 2613.98%
May 2613.78%
Apr 2613.63%
Apr 2614.5%
Apr 2615.52%
Apr 2617%
Mar 2617%
Mar 2617.13%
Mar 2616.99%
Mar 2612.26%
Feb 2612.13%
Feb 2611.46%
Feb 2611.33%
Feb 2610.46%
Jan 2611.08%
Jan 2611.85%
Jan 2612.19%
Jan 2612.47%
Jan 2612.35%
Dec 2512.19%
Dec 2511.65%
Dec 2511.69%
Dec 2512.63%
Nov 2512.78%
Nov 2512.7%
Nov 2513.05%
Nov 2513.26%
Oct 2511.95%
Oct 2511.4%
Oct 2512.1%
Oct 2512.07%
Oct 2511.52%
Sep 2511.34%
Sep 2511.41%
Sep 2511.51%
Sep 2511.57%
Aug 2511.23%
Aug 2511.39%
Aug 2511.89%
Aug 2512.17%
Aug 2510.69%
Jul 2510.04%
Jul 2510.03%
Jul 2510.03%
Jul 2510.42%
Jun 2510.81%
Jun 2511.24%
Jun 2511.14%
Jun 2511.26%
May 2511.21%
May 2511.24%
May 2510.88%
May 2511.41%
May 2512.27%
Apr 2512.67%
Apr 2512.9%
Apr 2513.46%
Apr 2512.49%
Mar 2511.72%
Mar 2511.69%
Mar 2511.24%
Mar 2510.68%
Feb 2510.34%
Feb 2510.42%
Feb 2510.3%
Feb 2510.52%
Jan 2510.56%
Jan 2511.47%
Jan 2511.34%
Jan 2511.92%
Jan 2511.17%
Dec 2410.81%
Dec 2410.67%
Dec 249.86%
Dec 249.69%
Nov 2410.2%
Nov 2410.39%
Nov 2410.36%
Nov 2410.53%
Nov 2411.66%
Oct 2411.79%
Oct 2411.46%
Price to Sales
11.522.53med 1.83Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Price to Sales by year
PeriodPrice to Sales
Sep 262.97
Sep 262.96
Aug 262.84
Aug 262.88
Aug 262.93
Aug 262.83
Jul 262.76
Jul 262.74
Jul 262.57
Jul 262.54
Jul 262.52
Jun 262.56
Jun 262.4
Jun 262.45
Jun 262.4
May 262.32
May 262.33
May 262.22
May 262.3
May 262.27
Apr 262.3
Apr 262.16
Apr 262.02
Apr 261.84
Mar 261.84
Mar 261.83
Mar 261.84
Mar 261.92
Feb 261.94
Feb 262.06
Feb 262.08
Feb 262.26
Jan 262.13
Jan 261.99
Jan 261.94
Jan 261.89
Jan 261.91
Dec 251.94
Dec 252.03
Dec 252.02
Dec 251.87
Nov 251.85
Nov 251.86
Nov 251.81
Nov 251.78
Oct 251.8
Oct 251.88
Oct 251.77
Oct 251.78
Oct 251.86
Sep 251.89
Sep 251.88
Sep 251.87
Sep 251.86
Aug 251.91
Aug 251.89
Aug 251.81
Aug 251.76
Aug 251.57
Jul 251.67
Jul 251.67
Jul 251.67
Jul 251.61
Jun 251.55
Jun 251.49
Jun 251.5
Jun 251.49
May 251.49
May 251.49
May 251.54
May 251.47
May 251.43
Apr 251.38
Apr 251.36
Apr 251.3
Apr 251.4
Mar 251.49
Mar 251.5
Mar 251.56
Mar 251.62
Feb 251.68
Feb 251.66
Feb 251.68
Feb 251.65
Jan 251.64
Jan 251.51
Jan 251.53
Jan 251.45
Jan 251.55
Dec 241.6
Dec 241.63
Dec 241.76
Dec 241.79
Nov 241.7
Nov 241.67
Nov 241.67
Nov 241.65
Nov 241.55
Oct 241.53
Oct 241.58
EV/EBITDA
-20-1001020med -3.99Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG EV/EBITDA by year
PeriodEV/EBITDA
Sep 2610.2
Sep 2610.15
Aug 269.47
Aug 269.7
Aug 269.95
Aug 269.4
Jul 268.17
Jul 268.08
Jul 267.18
Jul 267.02
Jul 266.92
Jun 267.11
Jun 266.28
Jun 266.56
Jun 266.29
May 265.87
May 265.91
May 265.3
May 265.74
May 260.86
Apr 261.02
Apr 260.17
Apr 26-0.72
Apr 26-1.8
Mar 26-1.8
Mar 26-1.89
Mar 26-1.79
Mar 26-2.33
Feb 26-2.18
Feb 26-1.36
Feb 26-1.19
Feb 260.06
Jan 26-0.86
Jan 26-1.86
Jan 26-2.26
Jan 26-2.57
Jan 26-2.44
Dec 25-2.25
Dec 25-1.6
Dec 25-1.66
Dec 25-2.75
Nov 25-2.91
Nov 25-2.82
Nov 25-3.18
Nov 25-3.38
Oct 25-15.86
Oct 25-15.14
Oct 25-16.05
Oct 25-16.01
Oct 25-15.31
Sep 25-15.05
Sep 25-15.15
Sep 25-15.29
Sep 25-15.37
Aug 25-14.89
Aug 25-15.12
Aug 25-15.79
Aug 25-16.14
Aug 25-4.48
Jul 25-3.99
Jul 25-3.99
Jul 25-3.99
Jul 25-4.29
Jun 25-4.56
Jun 25-4.85
Jun 25-4.79
Jun 25-4.86
May 25-4.83
May 25-4.85
May 25-4.61
May 25-4.96
May 25-4.26
Apr 25-4.48
Apr 25-4.59
Apr 25-4.85
Apr 25-4.38
Mar 25-3.95
Mar 25-3.93
Mar 25-3.65
Mar 25-11.51
Feb 25-11.24
Feb 25-11.31
Feb 25-11.21
Feb 25-11.39
Jan 25-11.42
Jan 25-12.07
Jan 25-11.98
Jan 25-12.36
Jan 25-11.87
Dec 24-11.61
Dec 24-11.5
Dec 24-10.83
Dec 24-10.68
Nov 24-11.13
Nov 24-11.28
Nov 24-11.26
Nov 24-11.39
Nov 24-9.61
Oct 24-9.69
Oct 24-9.49
Price/Operating Cashflow
46810med 7.8Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 268.77
Sep 268.75
Aug 268.41
Aug 268.52
Aug 268.65
Aug 268.38
Jul 268.3
Jul 268.25
Jul 267.74
Jul 267.65
Jul 267.59
Jun 267.7
Jun 267.23
Jun 267.39
Jun 267.24
May 267
May 267.02
May 266.67
May 266.93
May 266.99
Apr 267.07
Apr 266.64
Apr 266.2
Apr 265.66
Mar 265.67
Mar 265.62
Mar 265.67
Mar 267.47
Feb 267.55
Feb 267.99
Feb 268.08
Feb 268.75
Jan 268.26
Jan 267.72
Jan 267.51
Jan 267.34
Jan 267.41
Dec 257.51
Dec 257.86
Dec 257.83
Dec 257.24
Nov 257.16
Nov 257.2
Nov 257.01
Nov 256.9
Oct 257.54
Oct 257.9
Oct 257.44
Oct 257.46
Oct 257.81
Sep 257.94
Sep 257.89
Sep 257.82
Sep 257.78
Aug 258.02
Aug 257.91
Aug 257.58
Aug 257.4
Aug 258.1
Jul 258.63
Jul 258.64
Jul 258.64
Jul 258.31
Jun 258.02
Jun 257.71
Jun 257.77
Jun 257.69
May 257.73
May 257.7
May 257.96
May 257.59
May 257.16
Apr 256.93
Apr 256.81
Apr 256.52
Apr 257.03
Mar 257.49
Mar 257.51
Mar 257.82
Mar 258.77
Feb 259.06
Feb 258.99
Feb 259.09
Feb 258.91
Jan 258.87
Jan 258.17
Jan 258.27
Jan 257.86
Jan 258.38
Dec 248.67
Dec 248.78
Dec 249.5
Dec 249.67
Nov 249.18
Nov 249.02
Nov 249.05
Nov 248.9
Nov 248.22
Oct 248.13
Oct 248.37
Price to Book
0.811.21.41.6med 1.09Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CHMG Price to Book by year
PeriodPrice to Book
Sep 261.52
Sep 261.52
Aug 261.46
Aug 261.48
Aug 261.5
Aug 261.45
Jul 261.5
Jul 261.49
Jul 261.39
Jul 261.38
Jul 261.37
Jun 261.39
Jun 261.3
Jun 261.33
Jun 261.3
May 261.26
May 261.27
May 261.2
May 261.25
May 261.25
Apr 261.26
Apr 261.19
Apr 261.11
Apr 261.01
Mar 261.01
Mar 261
Mar 261.01
Mar 261.08
Feb 261.09
Feb 261.15
Feb 261.17
Feb 261.26
Jan 261.19
Jan 261.11
Jan 261.08
Jan 261.06
Jan 261.07
Dec 251.08
Dec 251.13
Dec 251.13
Dec 251.05
Nov 251.03
Nov 251.04
Nov 251.01
Nov 251
Oct 251.04
Oct 251.09
Oct 251.02
Oct 251.03
Oct 251.07
Sep 251.09
Sep 251.09
Sep 251.08
Sep 251.07
Aug 251.1
Aug 251.09
Aug 251.04
Aug 251.02
Aug 251.03
Jul 251.1
Jul 251.1
Jul 251.1
Jul 251.06
Jun 251.02
Jun 250.98
Jun 250.99
Jun 250.98
May 250.98
May 250.98
May 251.01
May 250.97
May 250.99
Apr 250.96
Apr 250.94
Apr 250.9
Apr 250.97
Mar 251.04
Mar 251.04
Mar 251.08
Mar 251.08
Feb 251.12
Feb 251.11
Feb 251.12
Feb 251.1
Jan 251.09
Jan 251.01
Jan 251.02
Jan 250.97
Jan 251.03
Dec 241.07
Dec 241.08
Dec 241.17
Dec 241.19
Nov 241.13
Nov 241.11
Nov 241.12
Nov 241.1
Nov 241.12
Oct 241.11
Oct 241.14
Chemung Financial Corporation
CHMG
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News: CHMG

3 Bank Stocks With Recent Dividend Increases Worth Considering

zacks.com · 24 Aug 2026

3 Bank Stocks With Recent Dividend Increases Worth Considering

Dividend hikes from Unity Bancorp, Stock Yards Bancorp and Chemung Financial highlight their profitability, capital strength and income appeal.

Chemung Financial Corporation Announces Dividend Increase

globenewswire.com · 19 Aug 2026

Chemung Financial Corporation Announces Dividend Increase

ELMIRA, N.Y., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Chemung Financial Corporation (Nasdaq: CHMG) announced today that its Board of Directors has approved a dividend increase of $0.02 per share, raising its quarterly cash dividend to $0.36 per share, payable on October 1, 2026, to common stock shareholders of record as of the close of business on September 17, 2026.

All You Need to Know About Chemung Financial (CHMG) Rating Upgrade to Strong Buy

zacks.com · 14 Aug 2026

All You Need to Know About Chemung Financial (CHMG) Rating Upgrade to Strong Buy

Chemung Financial (CHMG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

New Strong Buy Stocks for August 14th

zacks.com · 14 Aug 2026

New Strong Buy Stocks for August 14th

WDC, CECO, CHMG, CZFS and AMP have been added to the Zacks Rank #1 (Strong Buy) List on August 14, 2026.

Why Chemung Financial (CHMG) Might be Well Poised for a Surge

zacks.com · 28 Jul 2026

Why Chemung Financial (CHMG) Might be Well Poised for a Surge

Chemung Financial (CHMG) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Chemung Financial: Completely Flying Under The Radar, But Attractive

seekingalpha.com · 27 Jul 2026

Chemung Financial: Completely Flying Under The Radar, But Attractive

Chemung Financial (CHMG) delivered robust Q2 results, with net interest income up 18.6% and EPS of $1.82, reversing last year's loss. CHMG's dividend payout ratio remains below 20%, supporting strong balance sheet growth and a well-covered yield. The loan book is heavily weighted to commercial real estate, but delinquencies are minimal and most loans are well-collateralized.

Chemung Financial Corporation: Turnaround Confirmed

seekingalpha.com · 27 Jul 2026

Chemung Financial Corporation: Turnaround Confirmed

Chemung Financial Corporation is rated Buy due to strong commercial loan growth and balance sheet restructuring, driving a 54% share price increase over the past year. CHMG's net interest margin reached a six-year high at 3.67%, with 67% of interest-bearing assets now in higher-yielding commercial loans, supported by Western NY tech buildout. The stock trades at an 8% discount to the sector median and a 14% discount to close peers, despite projected EPS growth 11% above the sector median.

Chemung Financial (CHMG) Q2 Earnings and Revenues Top Estimates

zacks.com · 22 Jul 2026

Chemung Financial (CHMG) Q2 Earnings and Revenues Top Estimates

Chemung Financial (CHMG) came out with quarterly earnings of $1.82 per share, beating the Zacks Consensus Estimate of $1.7 per share. This compares to earnings of $1.31 per share a year ago.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.