AI Analysis

Log in to generate an AI summary for this stock.

Log in to generate a MOAT report for this stock.

Log in to generate an earnings report for this stock.

Log in to generate an operating leverage report for this stock.

Log in to generate a management report for this stock.

Log in to generate a valuation report for this stock.

Bank of the James Financial Group, Inc.

$27.55 +$9.01 (+48.60%)
NASDAQ · 14 Sep 2026 14:44 UTC
Previous Close
$27.47
Day Range
$27.5$27.87
Year Range
$14.44$29.79
Market Cap
125.17M
AVG Volume
28.05K
Trailing/Forward PE
10.89/-
PEG ratio
0.18
Dividend Yield
1.45%
Next Earnings Date
-
Primary Exchange
NASDAQUS
Revenue (USD)
020M40M60M80M2016201720182019202020212022202320242025
BOTJ Revenue (USD) by year
PeriodRevenue (USD)
202561.84M
202458.96M
202351.42M
202244.17M
202139.29M
202039.55M
201936.35M
201831.68M
201727.93M
201625.94M
Net Income (USD)
02.5M5M7.5M10M2016201720182019202020212022202320242025
BOTJ Net Income (USD) by year
PeriodNet Income (USD)
20259.02M
20247.94M
20238.7M
20228.96M
20217.59M
20204.98M
20195.61M
20185.3M
20172.92M
20163.29M
Operating Income (USD)
05M10M15M2016201720182019202020212022202320242025
BOTJ Operating Income (USD) by year
PeriodOperating Income (USD)
202511.14M
20249.92M
202310.28M
202211.11M
20219.45M
20206.18M
20196.93M
20186.63M
20175.36M
20164.81M
EBITDA (USD)
05M10M15M2016201720182019202020212022202320242025
BOTJ EBITDA (USD) by year
PeriodEBITDA (USD)
202512.47M
202411.86M
202312.25M
202213.72M
202111.51M
20208.21M
20198.6M
20187.56M
20176.17M
20165.58M
Cash Flows (USD)
05M10M15M2016201720182019202020212022202320242025
BOTJ Cash Flows (USD) by year
PeriodCash Flows (USD)
202511.03M
20245.96M
20237.92M
20228.12M
202112.88M
20203.45M
20191.19M
20186.27M
20174.8M
20161.08M
EPS (USD)
00.511.522016201720182019202020212022202320242025
BOTJ EPS (USD) by year
PeriodEPS (USD)
20252
20241.75
20231.91
20221.9
20211.59
20201.04
20191.16
20181.11
20170.59
20160.68
Expenses (USD)
010M20M30MSG&ACapex2016201720182019202020212022202320242025
BOTJ Expenses (USD) by year
PeriodExpenses (USD)
202522.98M
202423.59M
202321.75M
202220.43M
202121.24M
202018.66M
201919.18M
201815.14M
201713.56M
201612.47M
Cash & Debt (USD)
0100M200M300MCashLong Term Debt2016201720182019202020212022202320242025
BOTJ Cash & Debt (USD) by year
PeriodCash & Debt (USD)
202531.73M
202438.67M
2023242.12M
2022215.81M
2021191.17M
2020121.87M
201990.45M
201879.45M
201775.58M
201657.71M
Debt ratios
-6-4-2020182019202020212022202320242025
BOTJ Debt ratios by year
PeriodDebt ratios
2025-0.46
2024-0.39
2023-4.86
2022-4.65
2021-4.74
2020-3.66
2019-3.06
2018-2.93
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
BOTJ Margins by year
PeriodMargins
202577.66%
202474.98%
202381.64%
202297.17%
202195.92%
202082.08%
201984.08%
201885.76%
201785.73%
201684.75%
Return on Capital
0%5%10%15%20%2016201720182019202020212022202320242025
BOTJ Return on Capital by year
PeriodReturn on Capital
202511.27%
202412.25%
202314.5%
202217.84%
202110.93%
20207.46%
20199.12%
20189.62%
20175.66%
20166.65%
Shares Outstanding
02M4M6M2016201720182019202020212022202320242025
BOTJ Shares Outstanding by year
PeriodShares Outstanding
20254.54M
20244.54M
20234.54M
20224.63M
20214.74M
20204.77M
20194.8M
20184.82M
20174.82M
20164.82M
Dividends (USD)
00.10.20.30.42017201820192020202120222023202420252026
BOTJ Dividends (USD) by year
PeriodDividends (USD)
20260.3
20250.4
20240.4
20230.32
20220.29
20210.27
20200.25
20190.25
20180.22
20170.22
Employee Count
0501001502002016201720182019202020212022202320242025
BOTJ Employee Count by year
PeriodEmployee Count
2025162
2024162
2023163
2022163
2021153
2020141
2019160
2018153
2017143
2016133
Book Value Per Share (USD)
051015202016201720182019202020212022202320242025
BOTJ Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202517.62
202414.28
202313.22
202210.85
202114.64
202013.98
201912.79
201811.45
201710.73
201610.26
Total Assets (USD)
0500M1B1.5B2016201720182019202020212022202320242025
BOTJ Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.04B
2024979.24M
2023969.37M
2022928.57M
2021987.63M
2020851.39M
2019725.39M
2018674.9M
2017626.34M
2016574.2M
PE Ratio
68101214med 9.83Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BOTJ PE Ratio by year
PeriodPE Ratio
Sep 2610.86
Sep 2610.91
Aug 2610.68
Aug 2610.7
Aug 2610.98
Aug 2611.3
Jul 2611.22
Jul 2611.17
Jul 2611.08
Jul 2610.58
Jul 2610.63
Jun 2610.17
Jun 2610.18
Jun 2610.27
Jun 269.52
May 269.51
May 269.44
May 269.48
May 2611.75
May 2611.55
Apr 2611.73
Apr 2611.64
Apr 2611.2
Apr 2610.63
Mar 2610.37
Mar 2611.49
Mar 2612.02
Mar 2611.47
Feb 2611.43
Feb 2612
Feb 2611.9
Feb 2611.74
Jan 2610.85
Jan 2610.4
Jan 2610.53
Jan 2610.39
Jan 2610.64
Dec 2510.45
Dec 2510.33
Dec 2510.33
Dec 2510.22
Nov 2510.33
Nov 2510.2
Nov 259.64
Nov 2510.78
Oct 2510.83
Oct 2510.1
Oct 2510.01
Oct 2510.01
Oct 259.94
Sep 2510
Sep 259.78
Sep 259.68
Sep 259.84
Aug 259.87
Aug 259.51
Aug 258.99
Aug 259.6
Aug 259.43
Jul 259.47
Jul 259.73
Jul 259.67
Jul 259.55
Jun 259.48
Jun 259.73
Jun 259.83
Jun 259.81
May 259.85
May 259.89
May 259.65
May 258.15
May 257.98
Apr 257.75
Apr 257.95
Apr 258.14
Apr 258.24
Mar 258.29
Mar 257.9
Mar 257.07
Mar 257.04
Feb 257.07
Feb 257.05
Feb 257
Feb 257.27
Jan 257.49
Jan 257.54
Jan 257.54
Jan 256.73
Jan 258.11
Dec 248.37
Dec 248.25
Dec 248.08
Dec 248.54
Nov 248.44
Nov 247.95
Nov 247.85
Nov 247.25
Nov 247.07
Oct 247.06
Oct 246.8
Free Cash Flow Yield
8%10%12%14%16%med 12.17%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BOTJ Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2610.2%
Sep 2610.15%
Aug 2610.37%
Aug 2610.35%
Aug 2610.09%
Aug 2612.31%
Jul 2612.41%
Jul 2612.46%
Jul 2612.57%
Jul 2613.15%
Jul 2613.1%
Jun 2613.69%
Jun 2613.67%
Jun 2613.55%
Jun 2614.62%
May 2614.63%
May 2614.75%
May 2614.68%
May 2610.4%
May 2610.58%
Apr 2610.42%
Apr 2610.5%
Apr 2610.92%
Apr 2611.5%
Mar 2611.78%
Mar 2612.35%
Mar 2611.81%
Mar 2612.37%
Feb 2612.41%
Feb 2611.83%
Feb 2611.92%
Feb 2612.09%
Jan 2613.08%
Jan 2613.64%
Jan 2613.47%
Jan 2613.66%
Jan 2613.33%
Dec 2513.57%
Dec 2513.73%
Dec 2513.73%
Dec 2513.89%
Nov 2513.73%
Nov 2513.91%
Nov 2514.71%
Nov 2511.11%
Oct 2511.06%
Oct 2511.86%
Oct 2511.96%
Oct 2511.96%
Oct 2512.05%
Sep 2511.98%
Sep 2512.24%
Sep 2512.36%
Sep 2512.17%
Aug 2512.13%
Aug 2512.59%
Aug 2513.32%
Aug 2512.33%
Aug 2512.55%
Jul 2512.49%
Jul 2512.16%
Jul 2512.23%
Jul 2512.39%
Jun 2512.48%
Jun 2512.16%
Jun 2512.05%
Jun 2512.06%
May 2512.02%
May 2511.96%
May 2512.26%
May 259.2%
May 259.4%
Apr 259.68%
Apr 259.44%
Apr 259.22%
Apr 259.11%
Mar 259.05%
Mar 2511.77%
Mar 2513.16%
Mar 2513.21%
Feb 2513.15%
Feb 2513.19%
Feb 2513.28%
Feb 2512.78%
Jan 2512.42%
Jan 2512.34%
Jan 2512.33%
Jan 2513.81%
Jan 2511.47%
Dec 2411.11%
Dec 2411.27%
Dec 2411.51%
Dec 2410.89%
Nov 2411.01%
Nov 2411.7%
Nov 2411.84%
Nov 2410.83%
Nov 2411.11%
Oct 2411.13%
Oct 2411.55%
Price to Sales
0.511.522.5med 1.21Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BOTJ Price to Sales by year
PeriodPrice to Sales
Sep 262.06
Sep 262.07
Aug 262.02
Aug 262.03
Aug 262.08
Aug 262.09
Jul 262.07
Jul 262.06
Jul 262.04
Jul 261.95
Jul 261.96
Jun 261.88
Jun 261.88
Jun 261.9
Jun 261.76
May 261.76
May 261.74
May 261.75
May 261.71
May 261.68
Apr 261.71
Apr 261.7
Apr 261.63
Apr 261.55
Mar 261.51
Mar 261.5
Mar 261.57
Mar 261.49
Feb 261.49
Feb 261.56
Feb 261.55
Feb 261.53
Jan 261.41
Jan 261.36
Jan 261.37
Jan 261.35
Jan 261.39
Dec 251.36
Dec 251.35
Dec 251.35
Dec 251.33
Nov 251.35
Nov 251.33
Nov 251.26
Nov 251.28
Oct 251.29
Oct 251.2
Oct 251.19
Oct 251.19
Oct 251.18
Sep 251.19
Sep 251.16
Sep 251.15
Sep 251.17
Aug 251.17
Aug 251.13
Aug 251.07
Aug 251.06
Aug 251.04
Jul 251.05
Jul 251.08
Jul 251.07
Jul 251.06
Jun 251.05
Jun 251.08
Jun 251.09
Jun 251.08
May 251.09
May 251.09
May 251.07
May 251.1
May 251.07
Apr 251.04
Apr 251.07
Apr 251.1
Apr 251.11
Mar 251.12
Mar 251.16
Mar 251.04
Mar 251.04
Feb 251.04
Feb 251.04
Feb 251.03
Feb 251.07
Jan 251.1
Jan 251.11
Jan 251.11
Jan 250.99
Jan 251.19
Dec 241.23
Dec 241.21
Dec 241.19
Dec 241.26
Nov 241.24
Nov 241.17
Nov 241.16
Nov 241.12
Nov 241.09
Oct 241.09
Oct 241.05
EV/EBITDA
-20-10010med 5.04Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BOTJ EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-11.48
Sep 26-11.43
Aug 26-11.67
Aug 26-11.64
Aug 26-11.36
Aug 269.54
Jul 269.45
Jul 269.4
Jul 269.31
Jul 268.8
Jul 268.85
Jun 268.38
Jun 268.39
Jun 268.48
Jun 267.72
May 267.71
May 267.63
May 267.68
May 266.66
May 266.51
Apr 266.65
Apr 266.58
Apr 266.26
Apr 265.85
Mar 265.67
Mar 266.01
Mar 266.38
Mar 266
Feb 265.97
Feb 266.36
Feb 266.3
Feb 266.18
Jan 265.57
Jan 265.26
Jan 265.35
Jan 265.25
Jan 265.43
Dec 255.3
Dec 255.21
Dec 255.21
Dec 255.13
Nov 255.21
Nov 255.12
Nov 254.74
Nov 255.52
Oct 255.55
Oct 255.07
Oct 255.01
Oct 255.01
Oct 254.97
Sep 255
Sep 254.86
Sep 254.8
Sep 254.9
Aug 254.92
Aug 254.69
Aug 254.34
Aug 255.05
Aug 254.94
Jul 254.97
Jul 255.14
Jul 255.1
Jul 255.02
Jun 254.98
Jun 255.14
Jun 255.2
Jun 255.19
May 255.21
May 255.24
May 255.09
May 253.83
May 253.71
Apr 253.56
Apr 253.69
Apr 253.82
Apr 253.89
Mar 253.92
Mar 25-10.97
Mar 25-11.57
Mar 25-11.59
Feb 25-11.56
Feb 25-11.58
Feb 25-11.61
Feb 25-11.42
Jan 25-11.27
Jan 25-11.23
Jan 25-11.23
Jan 25-11.81
Jan 25-10.82
Dec 24-10.63
Dec 24-10.72
Dec 24-10.84
Dec 24-10.51
Nov 24-10.58
Nov 24-10.94
Nov 24-11
Nov 24-12.41
Nov 24-12.54
Oct 24-12.55
Oct 24-12.73
Price/Operating Cashflow
4681012med 6.98Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BOTJ Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 269.89
Sep 269.94
Aug 269.73
Aug 269.75
Aug 2610
Aug 267.92
Jul 267.86
Jul 267.83
Jul 267.76
Jul 267.41
Jul 267.44
Jun 267.12
Jun 267.13
Jun 267.19
Jun 266.67
May 266.66
May 266.61
May 266.64
May 269.09
May 268.93
Apr 269.07
Apr 269
Apr 268.66
Apr 268.22
Mar 268.03
Mar 267.86
Mar 268.22
Mar 267.84
Feb 267.82
Feb 268.21
Feb 268.14
Feb 268.03
Jan 267.42
Jan 267.11
Jan 267.2
Jan 267.11
Jan 267.28
Dec 257.15
Dec 257.07
Dec 257.07
Dec 256.99
Nov 257.07
Nov 256.98
Nov 256.6
Nov 256.84
Oct 256.87
Oct 256.41
Oct 256.35
Oct 256.35
Oct 256.31
Sep 256.34
Sep 256.21
Sep 256.15
Sep 256.24
Aug 256.26
Aug 256.04
Aug 255.71
Aug 256.03
Aug 255.93
Jul 255.95
Jul 256.11
Jul 256.08
Jul 256
Jun 255.96
Jun 256.11
Jun 256.17
Jun 256.16
May 256.19
May 256.22
May 256.06
May 257.61
May 257.45
Apr 257.23
Apr 257.42
Apr 257.6
Apr 257.69
Mar 257.74
Mar 256.56
Mar 255.87
Mar 255.85
Feb 255.88
Feb 255.86
Feb 255.82
Feb 256.04
Jan 256.22
Jan 256.26
Jan 256.27
Jan 255.6
Jan 256.74
Dec 246.96
Dec 246.86
Dec 246.71
Dec 247.1
Nov 247.02
Nov 246.6
Nov 246.53
Nov 247.23
Nov 247.05
Oct 247.04
Oct 246.78
Price to Book
0.811.21.41.6med 1.01Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BOTJ Price to Book by year
PeriodPrice to Book
Sep 261.5
Sep 261.51
Aug 261.48
Aug 261.48
Aug 261.52
Aug 261.52
Jul 261.51
Jul 261.51
Jul 261.49
Jul 261.43
Jul 261.43
Jun 261.37
Jun 261.37
Jun 261.38
Jun 261.28
May 261.28
May 261.27
May 261.28
May 261.32
May 261.3
Apr 261.32
Apr 261.31
Apr 261.26
Apr 261.2
Mar 261.17
Mar 261.18
Mar 261.24
Mar 261.18
Feb 261.18
Feb 261.23
Feb 261.22
Feb 261.21
Jan 261.12
Jan 261.07
Jan 261.08
Jan 261.07
Jan 261.09
Dec 251.07
Dec 251.06
Dec 251.06
Dec 251.05
Nov 251.06
Nov 251.05
Nov 250.99
Nov 251.08
Oct 251.08
Oct 251.01
Oct 251
Oct 251
Oct 250.99
Sep 251
Sep 250.98
Sep 250.97
Sep 250.98
Aug 250.99
Aug 250.95
Aug 250.9
Aug 250.93
Aug 250.91
Jul 250.91
Jul 250.94
Jul 250.93
Jul 250.92
Jun 250.92
Jun 250.94
Jun 250.95
Jun 250.95
May 250.95
May 250.96
May 250.93
May 251
May 250.98
Apr 250.95
Apr 250.97
Apr 251
Apr 251.01
Mar 251.02
Mar 250.97
Mar 250.87
Mar 250.86
Feb 250.87
Feb 250.86
Feb 250.86
Feb 250.89
Jan 250.92
Jan 250.92
Jan 250.92
Jan 250.82
Jan 250.99
Dec 241.03
Dec 241.01
Dec 240.99
Dec 241.05
Nov 241.03
Nov 240.97
Nov 240.96
Nov 241
Nov 240.98
Oct 240.97
Oct 240.94
Bank of the James Financial Group, Inc.
BOTJ
Stockpicker

Video analysis: BOTJ

All videos

No video analysis for this stock yet. Request one from our team.

Your email is used only to follow up on this request. We do not add you to marketing lists. Privacy Policy

News: BOTJ

Similar companies

Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.