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Bread Financial Holdings, Inc.

$107.64 +$32.34 (+42.95%)
NYSE · 14 Sep 2026 15:01 UTC
Previous Close
$106.37
Day Range
$107.4$108.65
Year Range
$53.83$114.53
Market Cap
4.35B
AVG Volume
609.03K
Trailing/Forward PE
8.27/7.91
PEG ratio
0.74
Dividend Yield
0.85%
Next Earnings Date
2026-10-22
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0500M1B1.5B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q21.19B
26 Q11.21B
25 Q41.17B
25 Q31.18B
25 Q21.15B
25 Q11.2B
24 Q41.16B
24 Q31.22B
24 Q21.18B
24 Q11.24B
Net Income (USD)
050M100M150M200M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q2146M
26 Q1181M
25 Q453M
25 Q3188M
25 Q2139M
25 Q1138M
24 Q47M
24 Q32M
24 Q2133M
24 Q1134M
Operating Income (USD)
-100M0100M200M300M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q2197M
26 Q1243M
25 Q447M
25 Q3196M
25 Q2174M
25 Q1197M
24 Q4-27M
24 Q340M
24 Q2180M
24 Q1188M
EBITDA (USD)
-100M0100M200M300M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q2197M
26 Q1262M
25 Q466M
25 Q3215M
25 Q2195M
25 Q1218M
24 Q4-5M
24 Q362M
24 Q2203M
24 Q1211M
Cash Flows (USD)
0200M400M600M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q2533M
26 Q1487M
25 Q4568M
25 Q3597M
25 Q2526M
25 Q1393M
24 Q4479M
24 Q3482M
24 Q2468M
24 Q1430M
EPS (USD)
024624 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH EPS (USD) by quarter
PeriodEPS (USD)
26 Q23.55
26 Q14.15
25 Q41.16
25 Q33.96
25 Q22.94
25 Q12.78
24 Q40.14
24 Q30.04
24 Q22.65
24 Q12.7
Expenses (USD)
-200M0200M400M600MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q2225M
26 Q1255M
25 Q4555M
25 Q3268M
25 Q2246M
25 Q1250M
24 Q4290M
24 Q3240M
24 Q2256M
24 Q1258M
Cash & Debt (USD)
02B4B6BCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q23.68B
26 Q13.64B
25 Q43.77B
25 Q33.94B
25 Q23.98B
25 Q14.38B
24 Q43.85B
24 Q33.63B
24 Q24.23B
24 Q13.96B
Debt ratios
-202424 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Debt ratios by quarter
PeriodDebt ratios
26 Q2-0.54
26 Q10.41
25 Q40.89
25 Q3-0.24
25 Q20.54
25 Q11.54
24 Q43.9
24 Q31.84
24 Q20.74
24 Q11.11
Margins
0%25%50%75%100%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Margins by quarter
PeriodMargins
26 Q257.24%
26 Q159.04%
25 Q483.05%
25 Q356.9%
25 Q257.01%
25 Q156.4%
24 Q443.94%
24 Q350.2%
24 Q255%
24 Q154.08%
Return on Capital
0%2%4%6%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Return on Capital by quarter
PeriodReturn on Capital
26 Q24.34%
26 Q15.44%
25 Q41.59%
25 Q35.67%
25 Q24.39%
25 Q14.5%
24 Q40.23%
24 Q30.06%
24 Q24.2%
24 Q14.42%
Shares Outstanding
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Shares Outstanding by quarter
PeriodShares Outstanding
26 Q239.9M
26 Q142.8M
25 Q444.9M
25 Q346.5M
25 Q246.7M
25 Q149M
24 Q449.6M
24 Q349.7M
24 Q249.6M
24 Q149.5M
Dividends (USD)
00.10.20.3May 24Aug 24Nov 24Feb 25May 25Aug 25Nov 25Feb 26May 26Aug 26
BFH Dividends (USD) by quarter
PeriodDividends (USD)
Aug 260.23
May 260.23
Feb 260.23
Nov 250.23
Aug 250.21
May 250.21
Feb 250.21
Nov 240.21
Aug 240.21
May 240.21
Employee Count
05K10K15K20K2016201720182019202020212022202320242025
BFH Employee Count by quarter
PeriodEmployee Count
20256K
20246K
20237K
20227.5K
20216K
20208K
20198.5K
201820K
201720K
201617K
Book Value Per Share (USD)
025507510024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q284.34
26 Q177.69
25 Q474.1
25 Q371.33
25 Q267.79
25 Q162.61
24 Q461.51
24 Q362.62
24 Q263.91
24 Q161.25
Total Assets (USD)
010B20B30B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
BFH Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q222.45B
26 Q122.31B
25 Q422.66B
25 Q321.71B
25 Q221.82B
25 Q122.38B
24 Q422.89B
24 Q321.74B
24 Q222.14B
24 Q122.3B
PE Ratio
4681012med 8.1Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BFH PE Ratio by quarter
PeriodPE Ratio
Sep 267.47
Sep 267.79
Aug 267.43
Aug 267.44
Aug 267.97
Aug 267.61
Jul 267.59
Jul 267.96
Jul 267.58
Jul 267.36
Jul 267.8
Jun 268.11
Jun 267.81
Jun 267.76
Jun 266.95
May 266.8
May 266.61
May 266.62
May 266.66
May 266.51
Apr 267.47
Apr 267.85
Apr 266.85
Apr 266.33
Mar 266.25
Mar 266.47
Mar 266.2
Mar 266.26
Feb 266.14
Feb 266.56
Feb 266.27
Feb 267.84
Jan 267.15
Jan 266.78
Jan 267.26
Jan 267.92
Jan 267.42
Dec 257.55
Dec 257.68
Dec 257.35
Dec 257.11
Nov 256.67
Nov 256.37
Nov 256.1
Nov 256.26
Oct 256.17
Oct 2510.7
Oct 259.64
Oct 258.83
Oct 259.1
Sep 259.73
Sep 2510.36
Sep 2510.32
Sep 2510.81
Aug 2510.81
Aug 2510.18
Aug 259.75
Aug 259.51
Aug 259.4
Jul 2511.07
Jul 2510.7
Jul 2510.72
Jul 2510.57
Jun 259.95
Jun 259.46
Jun 258.88
Jun 259.02
May 258.97
May 258.85
May 259.44
May 258.83
May 258.56
Apr 258.79
Apr 258.42
Apr 257.91
Apr 257.53
Mar 258.99
Mar 258.99
Mar 258.85
Mar 258.75
Feb 259.7
Feb 2510.23
Feb 2511.22
Feb 259.88
Jan 2510.09
Jan 2510.27
Jan 259.8
Jan 259.11
Jan 259.86
Dec 249.87
Dec 2410
Dec 2410.4
Dec 2410.07
Nov 249.37
Nov 249.25
Nov 249.32
Nov 249.41
Nov 248.08
Oct 245.09
Oct 245.27
Free Cash Flow Yield
40%60%80%100%med 63.5%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BFH Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 2651.48%
Sep 2649.39%
Aug 2651.79%
Aug 2651.71%
Aug 2648.29%
Aug 2650.56%
Jul 2650.67%
Jul 2648.79%
Jul 2651.24%
Jul 2652.73%
Jul 2649.79%
Jun 2647.89%
Jun 2649.69%
Jun 2650.03%
Jun 2655.85%
May 2657.13%
May 2658.76%
May 2658.65%
May 2658.26%
May 2659.63%
Apr 2653.87%
Apr 2651.24%
Apr 2658.77%
Apr 2663.56%
Mar 2664.35%
Mar 2662.2%
Mar 2664.89%
Mar 2664.28%
Feb 2665.5%
Feb 2661.29%
Feb 2664.13%
Feb 2653.95%
Jan 2659.14%
Jan 2662.38%
Jan 2658.19%
Jan 2653.39%
Jan 2656.98%
Dec 2555.98%
Dec 2555%
Dec 2557.52%
Dec 2559.41%
Nov 2563.34%
Nov 2566.31%
Nov 2569.28%
Nov 2567.48%
Oct 2568.48%
Oct 2561.46%
Oct 2568.2%
Oct 2574.44%
Oct 2572.26%
Sep 2567.56%
Sep 2563.44%
Sep 2563.72%
Sep 2560.78%
Aug 2560.82%
Aug 2564.56%
Aug 2567.43%
Aug 2569.15%
Aug 2569.94%
Jul 2558.77%
Jul 2560.8%
Jul 2560.72%
Jul 2561.56%
Jun 2565.4%
Jun 2568.77%
Jun 2573.31%
Jun 2572.12%
May 2572.57%
May 2573.51%
May 2568.92%
May 2573.67%
May 2576.01%
Apr 2576.66%
Apr 2579.97%
Apr 2585.12%
Apr 2589.49%
Mar 2574.96%
Mar 2574.96%
Mar 2576.12%
Mar 2576.99%
Feb 2569.41%
Feb 2565.83%
Feb 2560.05%
Feb 2564.1%
Jan 2562.78%
Jan 2561.65%
Jan 2564.62%
Jan 2569.52%
Jan 2564.25%
Dec 2464.2%
Dec 2463.35%
Dec 2460.91%
Dec 2462.92%
Nov 2467.58%
Nov 2468.47%
Nov 2467.96%
Nov 2467.31%
Nov 2478.34%
Oct 2486.27%
Oct 2483.29%
Price to Sales
0.40.60.81med 0.64Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BFH Price to Sales by quarter
PeriodPrice to Sales
Sep 260.89
Sep 260.93
Aug 260.89
Aug 260.89
Aug 260.95
Aug 260.91
Jul 260.91
Jul 260.95
Jul 260.9
Jul 260.88
Jul 260.93
Jun 260.96
Jun 260.93
Jun 260.92
Jun 260.83
May 260.81
May 260.79
May 260.79
May 260.79
May 260.77
Apr 260.82
Apr 260.87
Apr 260.75
Apr 260.7
Mar 260.69
Mar 260.71
Mar 260.68
Mar 260.69
Feb 260.68
Feb 260.72
Feb 260.69
Feb 260.79
Jan 260.72
Jan 260.68
Jan 260.73
Jan 260.8
Jan 260.75
Dec 250.76
Dec 250.77
Dec 250.74
Dec 250.72
Nov 250.67
Nov 250.64
Nov 250.62
Nov 250.63
Oct 250.62
Oct 250.65
Oct 250.58
Oct 250.53
Oct 250.55
Sep 250.59
Sep 250.63
Sep 250.62
Sep 250.65
Aug 250.65
Aug 250.62
Aug 250.59
Aug 250.58
Aug 250.57
Jul 250.65
Jul 250.63
Jul 250.63
Jul 250.62
Jun 250.59
Jun 250.56
Jun 250.52
Jun 250.53
May 250.53
May 250.52
May 250.56
May 250.52
May 250.5
Apr 250.51
Apr 250.48
Apr 250.46
Apr 250.43
Mar 250.52
Mar 250.52
Mar 250.51
Mar 250.5
Feb 250.56
Feb 250.59
Feb 250.65
Feb 250.63
Jan 250.64
Jan 250.65
Jan 250.62
Jan 250.58
Jan 250.63
Dec 240.63
Dec 240.64
Dec 240.66
Dec 240.64
Nov 240.6
Nov 240.59
Nov 240.59
Nov 240.6
Nov 240.52
Oct 240.5
Oct 240.52
EV/EBITDA
4681012med 6.46Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BFH EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 265.2
Sep 265.44
Aug 265.16
Aug 265.17
Aug 265.58
Aug 265.3
Jul 265.29
Jul 266.46
Jul 266.17
Jul 266.01
Jul 266.34
Jun 266.58
Jun 266.35
Jun 266.31
Jun 265.7
May 265.58
May 265.43
May 265.44
May 265.48
May 265.36
Apr 266.46
Apr 266.75
Apr 266
Apr 265.61
Mar 265.56
Mar 265.72
Mar 265.52
Mar 265.56
Feb 265.47
Feb 265.79
Feb 265.57
Feb 265.69
Jan 265.17
Jan 264.89
Jan 265.26
Jan 265.76
Jan 265.38
Dec 255.48
Dec 255.58
Dec 255.32
Dec 255.15
Nov 254.81
Nov 254.59
Nov 254.38
Nov 254.5
Oct 254.43
Oct 257.04
Oct 256.4
Oct 255.91
Oct 256.07
Sep 256.46
Sep 256.84
Sep 256.81
Sep 257.12
Aug 257.11
Aug 256.73
Aug 256.47
Aug 256.32
Aug 256.26
Jul 258.03
Jul 257.81
Jul 257.82
Jul 257.73
Jun 257.37
Jun 257.08
Jun 256.74
Jun 256.83
May 256.79
May 256.73
May 257.07
May 256.72
May 256.56
Apr 259.05
Apr 258.83
Apr 258.53
Apr 258.31
Mar 259.16
Mar 259.16
Mar 259.08
Mar 259.02
Feb 259.58
Feb 259.89
Feb 2510.47
Feb 257.79
Jan 257.91
Jan 258.02
Jan 257.74
Jan 257.32
Jan 257.77
Dec 247.78
Dec 247.86
Dec 248.1
Dec 247.9
Nov 247.48
Nov 247.41
Nov 247.45
Nov 247.5
Nov 246.71
Oct 244.22
Oct 244.35
Price/Operating Cashflow
11.251.51.7522.25med 1.57Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BFH Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 261.94
Sep 262.02
Aug 261.92
Aug 261.93
Aug 262.06
Aug 261.97
Jul 261.97
Jul 262.04
Jul 261.94
Jul 261.89
Jul 262
Jun 262.08
Jun 262.01
Jun 261.99
Jun 261.78
May 261.74
May 261.7
May 261.7
May 261.71
May 261.67
Apr 261.85
Apr 261.94
Apr 261.7
Apr 261.57
Mar 261.55
Mar 261.6
Mar 261.54
Mar 261.55
Feb 261.52
Feb 261.63
Feb 261.55
Feb 261.85
Jan 261.68
Jan 261.6
Jan 261.71
Jan 261.87
Jan 261.75
Dec 251.78
Dec 251.81
Dec 251.73
Dec 251.68
Nov 251.57
Nov 251.5
Nov 251.44
Nov 251.48
Oct 251.45
Oct 251.65
Oct 251.49
Oct 251.36
Oct 251.4
Sep 251.5
Sep 251.6
Sep 251.59
Sep 251.67
Aug 251.67
Aug 251.57
Aug 251.5
Aug 251.47
Aug 251.45
Jul 251.72
Jul 251.66
Jul 251.66
Jul 251.64
Jun 251.54
Jun 251.47
Jun 251.38
Jun 251.4
May 251.39
May 251.37
May 251.46
May 251.37
May 251.33
Apr 251.3
Apr 251.25
Apr 251.17
Apr 251.12
Mar 251.33
Mar 251.33
Mar 251.31
Mar 251.3
Feb 251.44
Feb 251.52
Feb 251.67
Feb 251.54
Jan 251.58
Jan 251.6
Jan 251.53
Jan 251.42
Jan 251.54
Dec 241.54
Dec 241.56
Dec 241.62
Dec 241.57
Nov 241.46
Nov 241.45
Nov 241.46
Nov 241.47
Nov 241.26
Oct 241.13
Oct 241.17
Price to Book
0.60.811.21.4med 0.98Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BFH Price to Book by quarter
PeriodPrice to Book
Sep 261.26
Sep 261.31
Aug 261.25
Aug 261.26
Aug 261.34
Aug 261.28
Jul 261.28
Jul 261.34
Jul 261.28
Jul 261.24
Jul 261.32
Jun 261.37
Jun 261.32
Jun 261.31
Jun 261.17
May 261.15
May 261.11
May 261.12
May 261.12
May 261.1
Apr 261.16
Apr 261.22
Apr 261.07
Apr 260.99
Mar 260.97
Mar 261.01
Mar 260.97
Mar 260.97
Feb 260.96
Feb 261.02
Feb 260.98
Feb 261.11
Jan 261.02
Jan 260.96
Jan 261.03
Jan 261.13
Jan 261.06
Dec 251.07
Dec 251.09
Dec 251.05
Dec 251.01
Nov 250.95
Nov 250.91
Nov 250.87
Nov 250.89
Oct 250.88
Oct 250.97
Oct 250.87
Oct 250.8
Oct 250.82
Sep 250.88
Sep 250.94
Sep 250.93
Sep 250.98
Aug 250.98
Aug 250.92
Aug 250.88
Aug 250.86
Aug 250.85
Jul 251.01
Jul 250.98
Jul 250.98
Jul 250.96
Jun 250.91
Jun 250.86
Jun 250.81
Jun 250.82
May 250.82
May 250.81
May 250.86
May 250.81
May 250.78
Apr 250.79
Apr 250.76
Apr 250.72
Apr 250.68
Mar 250.81
Mar 250.81
Mar 250.8
Mar 250.79
Feb 250.88
Feb 250.93
Feb 251.01
Feb 250.99
Jan 251.01
Jan 251.03
Jan 250.98
Jan 250.91
Jan 250.99
Dec 240.99
Dec 241
Dec 241.04
Dec 241.01
Nov 240.94
Nov 240.93
Nov 240.93
Nov 240.94
Nov 240.81
Oct 240.77
Oct 240.8
Bread Financial Holdings, Inc.
BFH
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News: BFH

Bread Financial to Participate in the Barclays 24th Annual Global Financial Services Conference

globenewswire.com · 8 Sep 2026

Bread Financial to Participate in the Barclays 24th Annual Global Financial Services Conference

COLUMBUS, Ohio, Sept. 08, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers, today announced the company's participation in the Barclays 24 th Annual Global Financial Services Conference on Tuesday, September 15.

17,442 Shares in Bread Financial Holdings, Inc. $BFH Bought by Jupiter Topco LLC

defenseworld.net · 4 Sep 2026

17,442 Shares in Bread Financial Holdings, Inc. $BFH Bought by Jupiter Topco LLC

Jupiter Topco LLC purchased a new stake in Bread Financial Holdings, Inc. (NYSE: BFH) in the undefined quarter, according to its most recent filing with the SEC. The institutional investor purchased 17,442 shares of the company's stock, valued at approximately $1,891,000. Several other hedge funds also recently added to or reduced their stakes

BFH or HASI: Which Is the Better Value Stock Right Now?

zacks.com · 1 Sep 2026

BFH or HASI: Which Is the Better Value Stock Right Now?

Investors interested in stocks from the Financial - Miscellaneous Services sector have probably already heard of Bread Financial Holdings (BFH) and HA Sustainable Infrastructure Capital (HASI). But which of these two stocks presents investors with the better value opportunity right now?

Bread Financial: Attractive Yield From A Seasoned Consumer Lender

seekingalpha.com · 28 Aug 2026

Bread Financial: Attractive Yield From A Seasoned Consumer Lender

Bread Financial offers robust consumer lending, boasting a long track record of positive net income—even through recessionary cycles. BFH funds itself primarily through low-cost deposits, maintaining a Tier 1 capital ratio near 14% and BB credit ratings. Series B Preferred Shares yield 8.9% (stripped), compensating for recession-driven risks in the consumer lending sector.

Credit Card Balances 90 Days Late Have Nearly Doubled Since 2022. New Delinquencies Have Not Moved.

fool.com · 26 Aug 2026

Credit Card Balances 90 Days Late Have Nearly Doubled Since 2022. New Delinquencies Have Not Moved.

Consumers are still doing OK, but the people facing material financial strain are really struggling.

Fans Score More: NFL Extra Points American Express® Credit Card Now Available

globenewswire.com · 26 Aug 2026

Fans Score More: NFL Extra Points American Express® Credit Card Now Available

Bread Financial®  to continue as issuer for the NFL Extra Points Credit Card program, with majority of clubs transitioning to the American Express Network

BlackRock Inc. Purchases New Stake in Bread Financial Holdings, Inc. $BFH

defenseworld.net · 26 Aug 2026

BlackRock Inc. Purchases New Stake in Bread Financial Holdings, Inc. $BFH

BlackRock Inc. acquired a new stake in shares of Bread Financial Holdings, Inc. (NYSE: BFH) during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional investor acquired 3,888,457 shares of the company's stock, valued at approximately $421,314,000. BlackRock Inc. owned about 10.12% of Bread Financial

Here Are Tuesday’s Top Wall Street Analyst Research Calls: Advanced Micro Devices, Dynatrace, Five Below, Fortune Brands, Klarna Group, Jersey Mike’s Subs, Moderna, Sherwin-Williams, and More

247wallst.com · 25 Aug 2026

Here Are Tuesday’s Top Wall Street Analyst Research Calls: Advanced Micro Devices, Dynatrace, Five Below, Fortune Brands, Klarna Group, Jersey Mike’s Subs, Moderna, Sherwin-Williams, and More

Wall Street is making bold moves Tuesday, upgrading AMD and shaking up fintech names like Klarna and Shift4 while fresh initiations hit Fortune Brands and Jersey Mike's. Find out which stocks analysts are backing and which they are walking away from.

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