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Enova International, Inc.

$226.72 +$64.76 (+39.99%)
NYSE · 14 Sep 2026 20:00 UTC
Previous Close
$223.48
Day Range
$222.52$226.88
Year Range
$103.02$267.45
Market Cap
5.64B
AVG Volume
319.39K
Trailing/Forward PE
15.87/10.52
PEG ratio
0.65
Dividend Yield
-
Next Earnings Date
2026-10-22
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0250M500M750M1B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q2493.69M
26 Q1875.14M
25 Q4839.39M
25 Q3802.68M
25 Q2764.04M
25 Q1745.54M
24 Q4729.55M
24 Q3689.92M
24 Q2628.44M
24 Q1609.89M
Net Income (USD)
050M100M150M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q2105.06M
26 Q191.1M
25 Q478.98M
25 Q380.31M
25 Q276.15M
25 Q172.94M
24 Q463.7M
24 Q343.41M
24 Q253.91M
24 Q148.43M
Operating Income (USD)
0100M200M300M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q2237.15M
26 Q1209.76M
25 Q4186.65M
25 Q3196.78M
25 Q2184.11M
25 Q1171.9M
24 Q4155.2M
24 Q3153.71M
24 Q2145.06M
24 Q1130.79M
EBITDA (USD)
0100M200M300M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q2248.41M
26 Q1215.82M
25 Q4194.55M
25 Q3122.18M
25 Q2111.67M
25 Q1101.42M
24 Q488.4M
24 Q386.85M
24 Q283.81M
24 Q175.46M
Cash Flows (USD)
0200M400M600M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q2531.42M
26 Q1463.79M
25 Q4487.12M
25 Q3470.46M
25 Q2436.14M
25 Q1378.27M
24 Q4420.34M
24 Q3387.62M
24 Q2349.86M
24 Q1337.34M
EPS (USD)
0123424 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA EPS (USD) by quarter
PeriodEPS (USD)
26 Q23.99
26 Q13.46
25 Q43
25 Q33.03
25 Q22.86
25 Q12.69
24 Q42.3
24 Q31.57
24 Q21.93
24 Q11.64
Expenses (USD)
0100M200M300M400MR&DSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q2260.25M
26 Q1247.94M
25 Q4317.88M
25 Q3198.36M
25 Q2194.58M
25 Q1194.63M
24 Q4199.39M
24 Q3190.91M
24 Q2171.56M
24 Q1161.66M
Cash & Debt (USD)
02B4B6BCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2122.23M
26 Q196.13M
25 Q471.71M
25 Q353.6M
25 Q255.56M
25 Q155.51M
24 Q473.91M
24 Q367.5M
24 Q260.14M
24 Q176.46M
Debt ratios
05101524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Debt ratios by quarter
PeriodDebt ratios
26 Q26.3
26 Q17.4
25 Q48.48
25 Q39.64
25 Q210.15
25 Q110.36
24 Q410.53
24 Q311.01
24 Q211.55
24 Q111.31
Margins
0%25%50%75%100%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Margins by quarter
PeriodMargins
26 Q298.2%
26 Q198.98%
25 Q459.79%
25 Q346.56%
25 Q246.94%
25 Q146.36%
24 Q446.06%
24 Q346.88%
24 Q247.62%
24 Q145.95%
Return on Capital
0%2%4%6%8%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Return on Capital by quarter
PeriodReturn on Capital
26 Q27.02%
26 Q16.5%
25 Q45.91%
25 Q36.26%
25 Q26.2%
25 Q16.1%
24 Q45.32%
24 Q33.68%
24 Q24.7%
24 Q14.21%
Shares Outstanding
010M20M30M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Shares Outstanding by quarter
PeriodShares Outstanding
26 Q224.88M
26 Q124.87M
25 Q424.76M
25 Q324.95M
25 Q225.49M
25 Q125.68M
24 Q426.14M
24 Q326.42M
24 Q226.94M
24 Q128.2M
Book Value Per Share (USD)
02040608024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q260.18
26 Q156.36
25 Q453.99
25 Q351.44
25 Q248.21
25 Q146.61
24 Q445.79
24 Q344.61
24 Q242.6
24 Q140.79
Total Assets (USD)
02B4B6B8B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
ENVA Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q27.22B
26 Q16.88B
25 Q46.47B
25 Q35.96B
25 Q25.72B
25 Q15.46B
24 Q45.27B
24 Q34.98B
24 Q24.82B
24 Q14.64B
Employee Count
05001K1.5K2K2016201720182019202020212022202320242025
ENVA Employee Count by quarter
PeriodEmployee Count
20251.84K
20241.79K
20231.68K
20221.8K
20211.46K
20201.55K
2019569
20181.22K
20171.11K
20161.1K
PE Ratio
7.51012.51517.520med 12.57Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ENVA PE Ratio by quarter
PeriodPE Ratio
Sep 2615.64
Sep 2616.14
Aug 2616.29
Aug 2617
Aug 2618.58
Aug 2617.68
Jul 2617.79
Jul 2616.61
Jul 2617.71
Jul 2618.14
Jul 2617.92
Jun 2617.6
Jun 2615.43
Jun 2614.42
Jun 2612.86
May 2612.3
May 2612
May 2612.49
May 2613.32
May 2613.02
Apr 2612.69
Apr 2613.07
Apr 2611.64
Apr 2610.99
Mar 2610.41
Mar 2610.84
Mar 2610.77
Mar 2611.05
Feb 2611.16
Feb 2611.67
Feb 2612.7
Feb 2613.72
Jan 2614.06
Jan 2613.41
Jan 2613.36
Jan 2613.76
Jan 2613.79
Dec 2514.03
Dec 2513.95
Dec 2513.85
Dec 2511.53
Nov 2511.16
Nov 2510.57
Nov 2510.7
Nov 2510.63
Oct 2510.18
Oct 2510.62
Oct 2510.83
Oct 2510.35
Oct 2511.27
Sep 2512.13
Sep 2512.54
Sep 2511.45
Sep 2511.95
Aug 2512.07
Aug 2511.34
Aug 2510.64
Aug 2510.26
Aug 2510
Jul 2510.53
Jul 2512.47
Jul 2512.6
Jul 2512.71
Jun 2512.18
Jun 2510.82
Jun 2510.24
Jun 2510.59
May 2510.17
May 259.95
May 2510.75
May 2510.39
May 2510.41
Apr 2512.22
Apr 2511.4
Apr 2511.12
Apr 2510.72
Mar 2512
Mar 2512.16
Mar 2511.56
Mar 2511.42
Feb 2512.9
Feb 2512.82
Feb 2516.22
Feb 2516.81
Jan 2516.44
Jan 2516.34
Jan 2515.75
Jan 2513.91
Jan 2514.57
Dec 2414.33
Dec 2414.12
Dec 2414.77
Dec 2415.47
Nov 2415.44
Nov 2415.33
Nov 2414.71
Nov 2414.72
Nov 2412.82
Oct 2412.52
Oct 2413.11
Free Cash Flow Yield
20%30%40%50%60%70%med 52.06%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ENVA Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 2635.12%
Sep 2634.04%
Aug 2633.73%
Aug 2632.31%
Aug 2629.57%
Aug 2631.07%
Jul 2630.89%
Jul 2633.08%
Jul 2632.12%
Jul 2631.36%
Jul 2631.75%
Jun 2632.32%
Jun 2636.87%
Jun 2639.44%
Jun 2644.23%
May 2646.24%
May 2647.41%
May 2645.53%
May 2642.7%
May 2643.69%
Apr 2644.81%
Apr 2643.96%
Apr 2649.38%
Apr 2652.29%
Mar 2655.18%
Mar 2653.02%
Mar 2653.37%
Mar 2652.02%
Feb 2651.47%
Feb 2649.25%
Feb 2645.82%
Feb 2642.42%
Jan 2641.37%
Jan 2643.37%
Jan 2643.56%
Jan 2642.28%
Jan 2642.19%
Dec 2541.45%
Dec 2541.7%
Dec 2541.99%
Dec 2550.47%
Nov 2552.13%
Nov 2555.03%
Nov 2554.36%
Nov 2554.73%
Oct 2557.15%
Oct 2554.8%
Oct 2558.47%
Oct 2561.2%
Oct 2556.2%
Sep 2552.21%
Sep 2550.51%
Sep 2555.29%
Sep 2552.97%
Aug 2552.48%
Aug 2555.85%
Aug 2559.5%
Aug 2561.74%
Aug 2563.3%
Jul 2560.16%
Jul 2552.65%
Jul 2552.1%
Jul 2551.64%
Jun 2553.89%
Jun 2560.7%
Jun 2564.11%
Jun 2561.97%
May 2564.56%
May 2565.97%
May 2561.09%
May 2563.21%
May 2563.07%
Apr 2558.43%
Apr 2562.65%
Apr 2564.19%
Apr 2566.58%
Mar 2559.51%
Mar 2558.7%
Mar 2561.75%
Mar 2562.5%
Feb 2555.35%
Feb 2555.66%
Feb 2547.04%
Feb 2545.39%
Jan 2546.41%
Jan 2546.69%
Jan 2548.44%
Jan 2554.85%
Jan 2552.37%
Dec 2453.26%
Dec 2454.04%
Dec 2451.65%
Dec 2449.31%
Nov 2449.41%
Nov 2449.77%
Nov 2451.87%
Nov 2451.81%
Nov 2459.53%
Oct 2460.92%
Oct 2453.35%
Price to Sales
0.511.522.5med 1.06Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ENVA Price to Sales by quarter
PeriodPrice to Sales
Sep 261.85
Sep 261.91
Aug 261.92
Aug 262.01
Aug 262.19
Aug 262.09
Jul 262.1
Jul 261.96
Jul 261.76
Jul 261.8
Jul 261.78
Jun 261.75
Jun 261.54
Jun 261.44
Jun 261.28
May 261.22
May 261.19
May 261.24
May 261.33
May 261.3
Apr 261.26
Apr 261.28
Apr 261.14
Apr 261.08
Mar 261.02
Mar 261.06
Mar 261.05
Mar 261.08
Feb 261.09
Feb 261.14
Feb 261.22
Feb 261.32
Jan 261.36
Jan 261.29
Jan 261.29
Jan 261.33
Jan 261.33
Dec 251.35
Dec 251.34
Dec 251.33
Dec 251.11
Nov 251.08
Nov 251.02
Nov 251.03
Nov 251.02
Oct 250.98
Oct 251.02
Oct 250.95
Oct 250.91
Oct 250.99
Sep 251.06
Sep 251.1
Sep 251
Sep 251.05
Aug 251.06
Aug 250.99
Aug 250.93
Aug 250.9
Aug 250.87
Jul 250.92
Jul 251.04
Jul 251.06
Jul 251.06
Jun 251.02
Jun 250.91
Jun 250.86
Jun 250.89
May 250.85
May 250.83
May 250.9
May 250.87
May 250.87
Apr 250.96
Apr 250.9
Apr 250.88
Apr 250.84
Mar 250.95
Mar 250.96
Mar 250.91
Mar 250.9
Feb 251.02
Feb 251.01
Feb 251.17
Feb 251.21
Jan 251.18
Jan 251.17
Jan 251.13
Jan 251
Jan 251.05
Dec 241.03
Dec 241.01
Dec 241.06
Dec 241.11
Nov 241.11
Nov 241.1
Nov 241.06
Nov 241.06
Nov 240.92
Oct 240.9
Oct 240.99
EV/EBITDA
121416182022med 17.37Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ENVA EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2613.42
Sep 2613.65
Aug 2613.72
Aug 2614.04
Aug 2614.76
Aug 2614.35
Jul 2614.4
Jul 2613.86
Jul 2616.38
Jul 2616.59
Jul 2616.48
Jun 2616.32
Jun 2615.22
Jun 2614.71
Jun 2613.92
May 2613.64
May 2613.48
May 2613.73
May 2614.15
May 2614
Apr 2613.84
Apr 2616.08
Apr 2615.25
Apr 2614.87
Mar 2614.54
Mar 2614.78
Mar 2614.74
Mar 2614.9
Feb 2614.97
Feb 2615.27
Feb 2618.43
Feb 2619.13
Jan 2619.37
Jan 2618.92
Jan 2618.88
Jan 2619.16
Jan 2619.18
Dec 2519.35
Dec 2519.29
Dec 2519.23
Dec 2517.62
Nov 2517.36
Nov 2516.96
Nov 2517.05
Nov 2517
Oct 2516.68
Oct 2516.99
Oct 2517.29
Oct 2516.97
Oct 2517.58
Sep 2518.15
Sep 2518.42
Sep 2517.7
Sep 2518.03
Aug 2518.11
Aug 2517.63
Aug 2517.17
Aug 2516.91
Aug 2516.75
Jul 2517.09
Jul 2518.45
Jul 2518.54
Jul 2518.61
Jun 2518.26
Jun 2517.38
Jun 2517.01
Jun 2517.23
May 2516.96
May 2516.82
May 2517.33
May 2517.1
May 2517.11
Apr 2518.18
Apr 2517.66
Apr 2517.49
Apr 2517.24
Mar 2518.04
Mar 2518.14
Mar 2517.77
Mar 2517.68
Feb 2518.6
Feb 2518.56
Feb 2520.92
Feb 2521.28
Jan 2521.05
Jan 2520.99
Jan 2520.63
Jan 2519.51
Jan 2519.91
Dec 2419.76
Dec 2419.63
Dec 2420.03
Dec 2420.46
Nov 2420.44
Nov 2420.37
Nov 2419.99
Nov 2420
Nov 2418.84
Oct 2418.66
Oct 2420.1
Price/Operating Cashflow
11.522.533.5med 1.87Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ENVA Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 262.78
Sep 262.87
Aug 262.9
Aug 263.02
Aug 263.3
Aug 263.14
Jul 263.16
Jul 262.95
Jul 263.04
Jul 263.11
Jul 263.07
Jun 263.02
Jun 262.65
Jun 262.48
Jun 262.21
May 262.11
May 262.06
May 262.14
May 262.29
May 262.23
Apr 262.18
Apr 262.22
Apr 261.97
Apr 261.86
Mar 261.77
Mar 261.84
Mar 261.83
Mar 261.87
Feb 261.89
Feb 261.98
Feb 262.13
Feb 262.3
Jan 262.35
Jan 262.25
Jan 262.24
Jan 262.3
Jan 262.31
Dec 252.35
Dec 252.34
Dec 252.32
Dec 251.93
Nov 251.87
Nov 251.77
Nov 251.79
Nov 251.78
Oct 251.7
Oct 251.78
Oct 251.66
Oct 251.59
Oct 251.73
Sep 251.86
Sep 251.93
Sep 251.76
Sep 251.84
Aug 251.85
Aug 251.74
Aug 251.64
Aug 251.58
Aug 251.54
Jul 251.62
Jul 251.85
Jul 251.86
Jul 251.88
Jun 251.8
Jun 251.6
Jun 251.52
Jun 251.57
May 251.5
May 251.47
May 251.59
May 251.54
May 251.54
Apr 251.66
Apr 251.55
Apr 251.51
Apr 251.46
Mar 251.63
Mar 251.66
Mar 251.57
Mar 251.55
Feb 251.76
Feb 251.75
Feb 252.06
Feb 252.13
Jan 252.09
Jan 252.07
Jan 252
Jan 251.77
Jan 251.85
Dec 241.82
Dec 241.79
Dec 241.87
Dec 241.96
Nov 241.96
Nov 241.95
Nov 241.87
Nov 241.87
Nov 241.63
Oct 241.59
Oct 241.81
Price to Book
12345med 2.47Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ENVA Price to Book by quarter
PeriodPrice to Book
Sep 263.71
Sep 263.83
Aug 263.87
Aug 264.04
Aug 264.41
Aug 264.2
Jul 264.22
Jul 263.94
Jul 264.13
Jul 264.22
Jul 264.17
Jun 264.1
Jun 263.59
Jun 263.36
Jun 263
May 262.87
May 262.79
May 262.91
May 263.1
May 263.03
Apr 262.96
Apr 263.02
Apr 262.68
Apr 262.54
Mar 262.4
Mar 262.5
Mar 262.48
Mar 262.55
Feb 262.58
Feb 262.69
Feb 262.9
Feb 263.13
Jan 263.21
Jan 263.06
Jan 263.05
Jan 263.14
Jan 263.15
Dec 253.2
Dec 253.19
Dec 253.16
Dec 252.63
Nov 252.55
Nov 252.41
Nov 252.44
Nov 252.43
Oct 252.32
Oct 252.42
Oct 252.26
Oct 252.16
Oct 252.35
Sep 252.53
Sep 252.61
Sep 252.39
Sep 252.49
Aug 252.52
Aug 252.36
Aug 252.22
Aug 252.14
Aug 252.09
Jul 252.2
Jul 252.44
Jul 252.46
Jul 252.49
Jun 252.38
Jun 252.11
Jun 252
Jun 252.07
May 251.99
May 251.95
May 252.1
May 252.03
May 252.04
Apr 252.14
Apr 251.99
Apr 251.95
Apr 251.88
Mar 252.1
Mar 252.13
Mar 252.02
Mar 252
Feb 252.26
Feb 252.24
Feb 252.48
Feb 252.57
Jan 252.52
Jan 252.5
Jan 252.41
Jan 252.13
Jan 252.23
Dec 242.19
Dec 242.16
Dec 242.26
Dec 242.37
Nov 242.36
Nov 242.35
Nov 242.25
Nov 242.26
Nov 241.96
Oct 241.92
Oct 242.04
Enova International, Inc.
ENVA
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News: ENVA

Enova Withdraws Bank Regulatory Applications

prnewswire.com · 14 Sep 2026

Enova Withdraws Bank Regulatory Applications

Company Reaffirms 2026 Guidance and Intends to Accelerate Share Repurchases CHICAGO, Sept. 14, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that it has withdrawn its applications with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System related to the proposed acquisition of Grasshopper Bancorp, Inc. ("Grasshopper").

2 Consumer Loan Stocks to Buy on Favorable Industry Dynamics

zacks.com · 10 Sep 2026

2 Consumer Loan Stocks to Buy on Favorable Industry Dynamics

While subdued asset quality and macro uncertainty are headwinds, higher rates for longer, digitization and easier lending criteria aid the Zacks Consumer Loans industry. So, firms like ENVA and ECPG are poised to gain.

Enova's Earnings Surge Meets a Valuation Test

marketbeat.com · 3 Sep 2026

Enova's Earnings Surge Meets a Valuation Test

Through brands like CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic and Pangea, Enova lends to consumers and small businesses that traditional banks often turn away. That's been the source of its strength, and more recently, some unwanted attention.

Here's Why Enova International (ENVA) is a Strong Growth Stock

zacks.com · 1 Sep 2026

Here's Why Enova International (ENVA) is a Strong Growth Stock

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Enova International Inc (ENVA) Shares Fall 6.7% -- What GF Score of 77 Tells Investors

gurufocus.com · 20 Aug 2026

Enova International Inc (ENVA) Shares Fall 6.7% -- What GF Score of 77 Tells Investors

On August 20, 2026, Enova International Inc (ENVA) shares fell 6.7%, closing at $237.39. This decline is notable given the stock's 52-week range, which has seen

Enova International, Inc. (ENVA) Hit a 52 Week High, Can the Run Continue?

zacks.com · 17 Aug 2026

Enova International, Inc. (ENVA) Hit a 52 Week High, Can the Run Continue?

Enova International (ENVA) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Enova International (ENVA) Is a Great Choice for 'Trend' Investors, Here's Why

zacks.com · 17 Aug 2026

Enova International (ENVA) Is a Great Choice for 'Trend' Investors, Here's Why

Enova International (ENVA) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen.

3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)

zacks.com · 14 Aug 2026

3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)

Enova International (ENVA) is well positioned to outperform the market, as it exhibits above-average growth in financials.

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