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American Coastal Insurance Corporation

$9.36 -$2.02 (-17.75%)
NASDAQ · 14 Sep 2026 20:00 UTC
Previous Close
$9.34
Day Range
$9.27$9.49
Year Range
$9.1$13.06
Market Cap
453.62M
AVG Volume
295.93K
Trailing/Forward PE
4.5/8.59
PEG ratio
0.4
Dividend Yield
8.01%
Next Earnings Date
2026-11-04
Primary Exchange
NASDAQUS
Revenue (USD)
0250M500M750M1B2016201720182019202020212022202320242025
ACIC Revenue (USD) by year
PeriodRevenue (USD)
2025335.11M
2024296.39M
2023274.61M
2022308.57M
2021634.53M
2020846.66M
2019825.12M
2018732.02M
2017654.42M
2016487.12M
Net Income (USD)
-600M-400M-200M0200M400M2016201720182019202020212022202320242025
ACIC Net Income (USD) by year
PeriodNet Income (USD)
2025106.84M
202475.72M
2023309.91M
2022-469.86M
2021-57.92M
2020-96.45M
2019-29.87M
2018291K
201710.14M
20165.7M
Operating Income (USD)
-400M-200M0200M2016201720182019202020212022202320242025
ACIC Operating Income (USD) by year
PeriodOperating Income (USD)
2025142.73M
2024101.66M
202393.89M
2022-312.8M
2021-83.86M
2020-132.1M
2019-32.61M
2018-4.24M
2017910K
20167M
EBITDA (USD)
-400M-200M0200M2016201720182019202020212022202320242025
ACIC EBITDA (USD) by year
PeriodEBITDA (USD)
2025165.19M
2024122.52M
2023115.39M
2022-279.96M
2021-62.7M
2020-111.47M
2019-10.83M
201824.11M
201741.69M
201619.44M
Cash Flows (USD)
-400M-200M0200M400M2016201720182019202020212022202320242025
ACIC Cash Flows (USD) by year
PeriodCash Flows (USD)
202570.87M
2024243.49M
2023-136.2M
2022-176.16M
2021-300.66M
2020-21.32M
2019127.12M
20186.05M
20179.07M
201662.6M
EPS (USD)
-15-10-505102016201720182019202020212022202320242025
ACIC EPS (USD) by year
PeriodEPS (USD)
20252.14
20241.54
20236.95
2022-10.86
2021-1.34
2020-2.26
2019-0.7
20180.01
20170.32
20160.26
Expenses (USD)
025M50M75M100MSG&ACapex2016201720182019202020212022202320242025
ACIC Expenses (USD) by year
PeriodExpenses (USD)
202519.35M
202434.17M
202329.4M
202241.7M
202162.48M
202082.91M
201987.89M
201870.18M
201787M
201646.1M
Cash & Debt (USD)
0500M1B1.5BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
ACIC Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025311.81M
2024285.04M
2023277.32M
2022606.36M
2021875.63M
20201.18B
20191.1B
2018975.02M
2017276.27M
2016679.34M
Debt ratios
-20-100102020182019202020212022202320242025
ACIC Debt ratios by year
PeriodDebt ratios
2025-1.29
20241.27
20230.38
20220.97
20214.46
202018.04
2019-12.65
2018-6.23
Margins
-100%-50%0%50%100%2016201720182019202020212022202320242025
ACIC Margins by year
PeriodMargins
202563.81%
202451.97%
202351.36%
2022-82.82%
20216.12%
20200.28%
201910.59%
201815.33%
201717.33%
201614.6%
Return on Capital
-100%0%100%200%300%2016201720182019202020212022202320242025
ACIC Return on Capital by year
PeriodReturn on Capital
202533.64%
202432.13%
2023183.63%
2022260.77%
2021-17.45%
2020-23.1%
2019-5.7%
20180.05%
20171.89%
20162.36%
Shares Outstanding
020M40M60M2016201720182019202020212022202320242025
ACIC Shares Outstanding by year
PeriodShares Outstanding
202548.67M
202447.95M
202344.71M
202243.1M
202142.97M
202042.9M
201942.8M
201842.48M
201742.53M
201621.45M
Dividends (USD)
00.20.40.60.82015201620172018201920202021202220252026
ACIC Dividends (USD) by year
PeriodDividends (USD)
20260.75
20250.5
20220.06
20210.24
20200.24
20190.24
20180.24
20170.24
20160.23
20150.2
Book Value Per Share (USD)
-50510152016201720182019202020212022202320242025
ACIC Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
20256.53
20244.91
20233.77
2022-4.18
20217.72
20209.74
201912.24
201812.72
201712.63
201611.25
Total Assets (USD)
01B2B3B2016201720182019202020212022202320242025
ACIC Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.07B
20241.22B
20231.06B
20222.84B
20212.7B
20202.85B
20192.47B
20182.32B
20172.06B
2016994.28M
PE Ratio
46810med 6.85Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ACIC PE Ratio by year
PeriodPE Ratio
Sep 264.48
Sep 264.58
Aug 264.56
Aug 264.41
Aug 264.73
Aug 264.84
Jul 264.92
Jul 264.76
Jul 264.75
Jul 265.18
Jul 265.35
Jun 265.17
Jun 264.87
Jun 264.84
Jun 264.76
May 264.84
May 265.01
May 265.03
May 264.8
May 265.38
Apr 265.48
Apr 265.43
Apr 265.22
Apr 265
Mar 265.07
Mar 265.04
Mar 265.15
Mar 265.3
Feb 266.5
Feb 266.22
Feb 266.33
Feb 266.46
Jan 266.31
Jan 266.32
Jan 266.32
Jan 266.46
Jan 266.5
Dec 257.16
Dec 257.28
Dec 257.24
Dec 256.92
Nov 256.82
Nov 256.68
Nov 256.67
Nov 256.93
Oct 257.09
Oct 257.12
Oct 257.06
Oct 257.08
Oct 256.98
Sep 256.94
Sep 256.71
Sep 256.61
Sep 256.81
Aug 256.62
Aug 256.51
Aug 256.54
Aug 256.91
Aug 256.83
Jul 257.17
Jul 257.29
Jul 257.27
Jul 257.45
Jun 257.21
Jun 257.01
Jun 257.04
Jun 257.37
May 257.29
May 257.32
May 257.46
May 257.07
May 257.4
Apr 257.08
Apr 257.01
Apr 257.02
Apr 256.85
Mar 257.3
Mar 257.55
Mar 257.78
Mar 257.61
Feb 257.69
Feb 257.07
Feb 256.98
Feb 256.68
Jan 256.89
Jan 256.98
Jan 256.85
Jan 256.7
Jan 256.94
Dec 247.56
Dec 247.42
Dec 247.84
Dec 247.98
Nov 247.76
Nov 247.61
Nov 247.29
Nov 247.43
Nov 248.71
Oct 248.58
Oct 247.48
Free Cash Flow Yield
-20%0%20%40%60%80%med 26.1%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ACIC Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 26-6.91%
Sep 26-6.76%
Aug 26-6.79%
Aug 26-7.03%
Aug 26-6.55%
Aug 267.63%
Jul 267.5%
Jul 267.74%
Jul 267.77%
Jul 267.13%
Jul 266.9%
Jun 267.14%
Jun 267.58%
Jun 267.62%
Jun 267.74%
May 267.62%
May 267.37%
May 267.34%
May 2613.83%
May 2612.32%
Apr 2612.12%
Apr 2612.23%
Apr 2612.7%
Apr 2613.28%
Mar 2613.08%
Mar 2613.17%
Mar 2612.88%
Mar 2612.52%
Feb 2621.7%
Feb 2622.69%
Feb 2622.29%
Feb 2621.85%
Jan 2622.37%
Jan 2622.35%
Jan 2622.33%
Jan 2621.85%
Jan 2621.72%
Dec 2519.71%
Dec 2519.4%
Dec 2519.51%
Dec 2520.41%
Nov 2520.68%
Nov 2521.12%
Nov 2521.16%
Nov 2520.36%
Oct 2525.62%
Oct 2525.51%
Oct 2525.72%
Oct 2525.66%
Oct 2526.01%
Sep 2526.19%
Sep 2527.08%
Sep 2527.5%
Sep 2526.67%
Aug 2527.45%
Aug 2527.9%
Aug 2527.77%
Aug 2528.64%
Aug 2528.95%
Jul 2527.59%
Jul 2527.15%
Jul 2527.23%
Jul 2526.56%
Jun 2527.43%
Jun 2528.22%
Jun 2528.12%
Jun 2526.85%
May 2527.15%
May 2527.03%
May 2526.51%
May 2545.5%
May 2543.44%
Apr 2545.42%
Apr 2545.87%
Apr 2545.83%
Apr 2546.98%
Mar 2544.04%
Mar 2542.57%
Mar 2541.35%
Mar 2542.28%
Feb 2541.83%
Feb 2548.36%
Feb 2548.98%
Feb 2551.18%
Jan 2549.63%
Jan 2548.94%
Jan 2549.91%
Jan 2551.05%
Jan 2549.26%
Dec 2445.21%
Dec 2446.07%
Dec 2443.58%
Dec 2442.84%
Nov 2444.06%
Nov 2444.94%
Nov 2446.9%
Nov 2446.04%
Nov 2459.13%
Oct 2460.05%
Oct 2468.87%
Price to Sales
11.522.5med 1.75Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ACIC Price to Sales by year
PeriodPrice to Sales
Sep 261.36
Sep 261.39
Aug 261.38
Aug 261.34
Aug 261.44
Aug 261.52
Jul 261.54
Jul 261.49
Jul 261.49
Jul 261.62
Jul 261.68
Jun 261.62
Jun 261.53
Jun 261.52
Jun 261.49
May 261.52
May 261.57
May 261.58
May 261.53
May 261.72
Apr 261.75
Apr 261.73
Apr 261.67
Apr 261.59
Mar 261.62
Mar 261.61
Mar 261.64
Mar 261.69
Feb 261.69
Feb 261.62
Feb 261.65
Feb 261.68
Jan 261.64
Jan 261.64
Jan 261.64
Jan 261.68
Jan 261.69
Dec 251.86
Dec 251.89
Dec 251.88
Dec 251.8
Nov 251.77
Nov 251.74
Nov 251.73
Nov 251.8
Oct 251.79
Oct 251.8
Oct 251.79
Oct 251.79
Oct 251.77
Sep 251.75
Sep 251.7
Sep 251.67
Sep 251.72
Aug 251.67
Aug 251.65
Aug 251.65
Aug 251.68
Aug 251.66
Jul 251.74
Jul 251.77
Jul 251.77
Jul 251.81
Jun 251.75
Jun 251.71
Jun 251.71
Jun 251.79
May 251.77
May 251.78
May 251.82
May 251.81
May 251.89
Apr 251.81
Apr 251.79
Apr 251.79
Apr 251.75
Mar 251.87
Mar 251.93
Mar 251.99
Mar 251.94
Feb 251.96
Feb 252.18
Feb 252.15
Feb 252.06
Jan 252.13
Jan 252.16
Jan 252.11
Jan 252.07
Jan 252.14
Dec 242.33
Dec 242.29
Dec 242.42
Dec 242.46
Nov 242.39
Nov 242.35
Nov 242.25
Nov 242.29
Nov 242.39
Oct 242.35
Oct 242.05
EV/EBITDA
1.522.533.54med 2.74Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ACIC EV/EBITDA by year
PeriodEV/EBITDA
Sep 261.79
Sep 261.85
Aug 261.84
Aug 261.74
Aug 261.95
Aug 262.63
Jul 262.68
Jul 262.58
Jul 262.57
Jul 262.84
Jul 262.95
Jun 262.84
Jun 262.64
Jun 262.63
Jun 262.58
May 262.63
May 262.73
May 262.75
May 262.14
May 262.52
Apr 262.58
Apr 262.54
Apr 262.41
Apr 262.27
Mar 262.31
Mar 262.29
Mar 262.37
Mar 262.46
Feb 262.43
Feb 262.25
Feb 262.32
Feb 262.4
Jan 262.31
Jan 262.31
Jan 262.31
Jan 262.4
Jan 262.43
Dec 252.85
Dec 252.92
Dec 252.9
Dec 252.69
Nov 252.63
Nov 252.54
Nov 252.54
Nov 252.7
Oct 252.25
Oct 252.27
Oct 252.23
Oct 252.24
Oct 252.18
Sep 252.15
Sep 252.01
Sep 251.94
Sep 252.07
Aug 251.95
Aug 251.88
Aug 251.9
Aug 252.8
Aug 252.75
Jul 252.96
Jul 253.04
Jul 253.02
Jul 253.14
Jun 252.99
Jun 252.86
Jun 252.88
Jun 253.09
May 253.04
May 253.06
May 253.15
May 253.28
May 253.49
Apr 253.29
Apr 253.25
Apr 253.25
Apr 253.15
Mar 253.43
Mar 253.59
Mar 253.72
Mar 253.62
Feb 253.67
Feb 253.11
Feb 253.06
Feb 252.87
Jan 253
Jan 253.06
Jan 252.98
Jan 252.88
Jan 253.03
Dec 243.42
Dec 243.33
Dec 243.6
Dec 243.69
Nov 243.55
Nov 243.45
Nov 243.25
Nov 243.34
Nov 243.6
Oct 243.52
Oct 242.88
Price/Operating Cashflow
051015med 3.71Nov 24Feb 25Jun 25Sep 25Jan 26Apr 26Aug 26
ACIC Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Aug 2613.05
Jul 2613.27
Jul 2612.85
Jul 2612.81
Jul 2613.96
Jul 2614.42
Jun 2613.93
Jun 2613.12
Jun 2613.06
Jun 2612.85
May 2613.06
May 2613.5
May 2613.56
May 267.21
May 268.1
Apr 268.24
Apr 268.16
Apr 267.86
Apr 267.52
Mar 267.63
Mar 267.58
Mar 267.75
Mar 267.97
Feb 264.6
Feb 264.4
Feb 264.48
Feb 264.57
Jan 264.47
Jan 264.47
Jan 264.48
Jan 264.57
Jan 264.6
Dec 255.07
Dec 255.15
Dec 255.12
Dec 254.9
Nov 254.83
Nov 254.73
Nov 254.72
Nov 254.91
Oct 253.9
Oct 253.92
Oct 253.88
Oct 253.89
Oct 253.84
Sep 253.82
Sep 253.69
Sep 253.63
Sep 253.75
Aug 253.64
Aug 253.58
Aug 253.6
Aug 253.49
Aug 253.45
Jul 253.62
Jul 253.68
Jul 253.67
Jul 253.76
Jun 253.64
Jun 253.54
Jun 253.55
Jun 253.72
May 253.68
May 253.7
May 253.77
May 252.2
May 252.3
Apr 252.2
Apr 252.18
Apr 252.18
Apr 252.13
Mar 252.27
Mar 252.35
Mar 252.42
Mar 252.36
Feb 252.39
Feb 252.07
Feb 252.04
Feb 251.95
Jan 252.01
Jan 252.04
Jan 252
Jan 251.96
Jan 252.03
Dec 242.21
Dec 242.17
Dec 242.29
Dec 242.33
Nov 242.27
Nov 242.22
Nov 242.13
Nov 242.17
Nov 241.69
Oct 241.67
Oct 241.45
Oct 241.46
Oct 241.54
Sep 241.57
Sep 241.56
Sep 241.51
Price to Book
11.522.53med 1.89Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ACIC Price to Book by year
PeriodPrice to Book
Sep 261.32
Sep 261.35
Aug 261.34
Aug 261.3
Aug 261.39
Aug 261.53
Jul 261.55
Jul 261.5
Jul 261.5
Jul 261.63
Jul 261.69
Jun 261.63
Jun 261.54
Jun 261.53
Jun 261.5
May 261.53
May 261.58
May 261.59
May 261.61
May 261.81
Apr 261.84
Apr 261.83
Apr 261.76
Apr 261.68
Mar 261.71
Mar 261.69
Mar 261.73
Mar 261.78
Feb 261.69
Feb 261.62
Feb 261.65
Feb 261.68
Jan 261.64
Jan 261.64
Jan 261.65
Jan 261.68
Jan 261.69
Dec 251.86
Dec 251.89
Dec 251.88
Dec 251.8
Nov 251.78
Nov 251.74
Nov 251.74
Nov 251.81
Oct 251.96
Oct 251.97
Oct 251.95
Oct 251.96
Oct 251.93
Sep 251.92
Sep 251.86
Sep 251.83
Sep 251.88
Aug 251.83
Aug 251.8
Aug 251.81
Aug 251.95
Aug 251.92
Jul 252.02
Jul 252.05
Jul 252.05
Jul 252.1
Jun 252.03
Jun 251.97
Jun 251.98
Jun 252.07
May 252.05
May 252.06
May 252.1
May 252.27
May 252.38
Apr 252.27
Apr 252.25
Apr 252.25
Apr 252.2
Mar 252.35
Mar 252.43
Mar 252.5
Mar 252.44
Feb 252.47
Feb 252.32
Feb 252.29
Feb 252.19
Jan 252.26
Jan 252.29
Jan 252.24
Jan 252.19
Jan 252.27
Dec 242.48
Dec 242.43
Dec 242.57
Dec 242.61
Nov 242.54
Nov 242.49
Nov 242.39
Nov 242.43
Nov 242.64
Oct 242.6
Oct 242.26
American Coastal Insurance Corporation
ACIC
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News: ACIC

American Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLC

globenewswire.com · 14 Sep 2026

American Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLC

Agreement Removes Fixed Expiration Date and Requires 48 Months' Advance Notice to Terminate, Providing a Minimum Four-Year Term at All Times Agreement Removes Fixed Expiration Date and Requires 48 Months' Advance Notice to Terminate, Providing a Minimum Four-Year Term at All Times

BlackRock Inc. Acquires Shares of 2,280,065 American Coastal Insurance Corporation $ACIC

defenseworld.net · 3 Sep 2026

BlackRock Inc. Acquires Shares of 2,280,065 American Coastal Insurance Corporation $ACIC

BlackRock Inc. bought a new position in shares of American Coastal Insurance Corporation (NASDAQ: ACIC) in the second quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The fund bought 2,280,065 shares of the company's stock, valued at approximately $25,309,000. BlackRock Inc. owned 4.71% of American

American Coastal Maps E&S Expansion as Florida Insurance Pricing Softens

marketbeat.com · 29 Aug 2026

American Coastal Maps E&S Expansion as Florida Insurance Pricing Softens

American Coastal Insurance NASDAQ: ACIC outlined its strategy for navigating a softer Florida commercial residential insurance market, emphasizing underwriting discipline, reinsurance protection and planned expansion into the excess-and-surplus, or E&S, market during a Midwest IDEAS Investor Conference presentation.

American Coastal Insurance Corporation (ACIC) Q2 2026 Earnings Call Transcript

seekingalpha.com · 6 Aug 2026

American Coastal Insurance Corporation (ACIC) Q2 2026 Earnings Call Transcript

American Coastal Insurance Corporation (ACIC) Q2 2026 Earnings Call Transcript

American Coastal (ACIC) Reports Q2 Earnings: What Key Metrics Have to Say

zacks.com · 5 Aug 2026

American Coastal (ACIC) Reports Q2 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for American Coastal (ACIC) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

American Coastal Insurance (ACIC) Lags Q2 Earnings and Revenue Estimates

zacks.com · 5 Aug 2026

American Coastal Insurance (ACIC) Lags Q2 Earnings and Revenue Estimates

American Coastal Insurance (ACIC) came out with quarterly earnings of $0.33 per share, missing the Zacks Consensus Estimate of $0.42 per share. This compares to earnings of $0.54 per share a year ago.

American Coastal Insurance Q2 Earnings Call Highlights

marketbeat.com · 5 Aug 2026

American Coastal Insurance Q2 Earnings Call Highlights

American Coastal Insurance NASDAQ: ACIC reported second-quarter net income of $21.9 million as the Florida commercial residential property insurer navigated lower pricing and catastrophe losses while maintaining what management described as disciplined underwriting.

American Coastal Insurance Corporation Reports Financial Results for Its Second Quarter Ended June 30, 2026

globenewswire.com · 5 Aug 2026

American Coastal Insurance Corporation Reports Financial Results for Its Second Quarter Ended June 30, 2026

Company to Host Quarterly Conference Call at 5:00 P.M. ET on August 5, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on the Company's website at investors.amcoastal.com/events-and-presentations .

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