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Universal Insurance Holdings, Inc.

$44.33 +$12.62 (+39.80%)
NYSE · 11 Sep 2026 20:00 UTC
Previous Close
$44.22
Day Range
$43.6$44.6
Year Range
$24.5$45.15
Market Cap
1.23B
AVG Volume
201.4K
Trailing/Forward PE
5.6/9.33
PEG ratio
-2.72
Dividend Yield
1.74%
Next Earnings Date
2026-10-22
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0200M400M600M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q2424.96M
26 Q1391.5M
25 Q4405.98M
25 Q3400.98M
25 Q2400.14M
25 Q1394.87M
24 Q4384.81M
24 Q3387.55M
24 Q2380.21M
24 Q1367.96M
Net Income (USD)
-25M025M50M75M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q259.19M
26 Q154.29M
25 Q466.59M
25 Q339.83M
25 Q235.09M
25 Q141.44M
24 Q46.02M
24 Q3-16.16M
24 Q235.42M
24 Q133.66M
Operating Income (USD)
-50M050M100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q279.61M
26 Q171.69M
25 Q488.45M
25 Q352.78M
25 Q246.39M
25 Q155.46M
24 Q47.34M
24 Q3-18.12M
24 Q247.91M
24 Q147.48M
EBITDA (USD)
-50M050M100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q281.61M
26 Q173.29M
25 Q497.12M
25 Q354.2M
25 Q247.82M
25 Q156.89M
24 Q48.78M
24 Q3-16.68M
24 Q249.4M
24 Q148.98M
Cash Flows (USD)
-200M-100M0100M200M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q2100.17M
26 Q1153.24M
25 Q425M
25 Q361.26M
25 Q2105.25M
25 Q1185.54M
24 Q4-102.23M
24 Q380.96M
24 Q268.34M
24 Q179.62M
EPS (USD)
-1012324 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE EPS (USD) by quarter
PeriodEPS (USD)
26 Q22.04
26 Q11.88
25 Q42.31
25 Q31.38
25 Q21.21
25 Q11.44
24 Q40.21
24 Q3-0.57
24 Q21.21
24 Q11.14
Expenses (USD)
050M100M150MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q2101.76M
26 Q11.58M
25 Q41.08M
25 Q31.16M
25 Q230.94M
25 Q127.9M
24 Q426.75M
24 Q330.1M
24 Q235.31M
24 Q127.14M
Cash & Debt (USD)
0200M400M600M800MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2703.84M
26 Q1740.55M
25 Q4571.79M
25 Q3571.5M
25 Q2563.41M
25 Q1597.35M
24 Q4419.43M
24 Q3465.62M
24 Q2395.86M
24 Q1486.66M
Debt ratios
-6-4-2024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Debt ratios by quarter
PeriodDebt ratios
26 Q2-1.98
26 Q1-2.35
25 Q4-1.84
25 Q3-2.81
25 Q2-4.78
25 Q1-5.04
24 Q4-3.52
24 Q3-3.13
24 Q2-2.33
24 Q1-3.31
Margins
0%20%40%60%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Margins by quarter
PeriodMargins
26 Q242.45%
26 Q141.74%
25 Q445.13%
25 Q321.22%
25 Q219.48%
25 Q121.21%
24 Q49.05%
24 Q33.08%
24 Q221.05%
24 Q119.83%
Return on Capital
-5%0%5%10%15%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Return on Capital by quarter
PeriodReturn on Capital
26 Q29.29%
26 Q19.28%
25 Q412.08%
25 Q38.05%
25 Q27.67%
25 Q19.81%
24 Q41.61%
24 Q3-4.04%
24 Q29.01%
24 Q19.23%
Shares Outstanding
010M20M30M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Shares Outstanding by quarter
PeriodShares Outstanding
26 Q227.85M
26 Q127.85M
25 Q427.85M
25 Q327.85M
25 Q228.09M
25 Q128.09M
24 Q428.17M
24 Q328.36M
24 Q228.6M
24 Q128.87M
Dividends (USD)
00.10.20.3May 24Aug 24Dec 24Mar 25May 25Aug 25Dec 25Mar 26May 26Jul 26
UVE Dividends (USD) by quarter
PeriodDividends (USD)
Jul 260.16
May 260.16
Mar 260.16
Dec 250.29
Aug 250.16
May 250.16
Mar 250.16
Dec 240.29
Aug 240.16
May 240.16
Employee Count
05001K1.5K2015201620172018201920202021202220242025
UVE Employee Count by quarter
PeriodEmployee Count
2025929
20241.07K
20221.22K
20211.05K
2020909
2019805
2018734
2017558
2016483
2015392
Book Value Per Share (USD)
010203024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q222.88
26 Q121
25 Q419.79
25 Q317.77
25 Q216.3
25 Q115.04
24 Q413.25
24 Q314.12
24 Q213.75
24 Q112.63
Total Assets (USD)
01B2B3B4B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
UVE Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q23.31B
26 Q12.77B
25 Q42.84B
25 Q33.09B
25 Q23.28B
25 Q12.71B
24 Q42.84B
24 Q32.65B
24 Q22.68B
24 Q12.12B
PE Ratio
57.51012.515med 7.67Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE PE Ratio by quarter
PeriodPE Ratio
Sep 265.61
Sep 265.59
Aug 265.5
Aug 265.36
Aug 265.47
Aug 265.59
Jul 265.54
Jul 265.92
Jul 265.53
Jul 266
Jul 266.12
Jun 265.85
Jun 265.42
Jun 265.4
Jun 265.31
May 265.27
May 265.54
May 265.51
May 265.61
May 265.65
Apr 266.01
Apr 265.42
Apr 265.24
Apr 265.07
Mar 265.13
Mar 265.04
Mar 265.22
Mar 265.36
Feb 265.35
Feb 267.08
Feb 267.09
Feb 267.22
Jan 266.93
Jan 266.57
Jan 266.79
Jan 266.94
Jan 267.22
Dec 257.7
Dec 257.71
Dec 257.51
Dec 257.08
Nov 257.54
Nov 257.59
Nov 257.83
Nov 257.65
Oct 257.01
Oct 2513.56
Oct 2511.89
Oct 2512.29
Oct 2512
Sep 2511.05
Sep 2510.84
Sep 2510.74
Sep 2510.41
Aug 2510.32
Aug 2510.41
Aug 259.99
Aug 259.93
Aug 259.73
Jul 259.66
Jul 2510.62
Jul 259.98
Jul 2510.93
Jun 2511.62
Jun 2511.11
Jun 2511.13
Jun 2511.56
May 2511.43
May 2511.07
May 2511.13
May 2510.95
May 2510.63
Apr 2511.3
Apr 2511.07
Apr 2510.54
Apr 2510.66
Mar 2511.16
Mar 2510.23
Mar 2510.42
Mar 2510.08
Feb 2510.6
Feb 257.62
Feb 257.94
Feb 257.76
Jan 257.52
Jan 257.58
Jan 257.56
Jan 257.39
Jan 257.77
Dec 248.02
Dec 248.03
Dec 248.27
Dec 248.51
Nov 248.8
Nov 248.9
Nov 248.74
Nov 248.45
Nov 247.84
Oct 246.62
Oct 246.83
Free Cash Flow Yield
10%20%30%40%50%med 31.87%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 2627.51%
Sep 2627.63%
Aug 2628.08%
Aug 2628.82%
Aug 2628.23%
Aug 2627.63%
Jul 2627.9%
Jul 2629.75%
Jul 2631.81%
Jul 2629.37%
Jul 2628.78%
Jun 2630.1%
Jun 2632.49%
Jun 2632.62%
Jun 2633.15%
May 2633.44%
May 2631.76%
May 2631.94%
May 2631.39%
May 2631.18%
Apr 2634.29%
Apr 2638.05%
Apr 2639.37%
Apr 2640.66%
Mar 2640.21%
Mar 2640.86%
Mar 2639.49%
Mar 2638.48%
Feb 2638.49%
Feb 2628.82%
Feb 2628.78%
Feb 2628.29%
Jan 2629.46%
Jan 2631.09%
Jan 2630.07%
Jan 2629.42%
Jan 2628.29%
Dec 2526.52%
Dec 2526.47%
Dec 2527.17%
Dec 2528.81%
Nov 2527.07%
Nov 2526.89%
Nov 2526.08%
Nov 2526.69%
Oct 2529.1%
Oct 2529.94%
Oct 2534.16%
Oct 2533.04%
Oct 2533.82%
Sep 2536.75%
Sep 2537.46%
Sep 2537.79%
Sep 2539%
Aug 2539.34%
Aug 2539.02%
Aug 2540.65%
Aug 2540.88%
Aug 2541.72%
Jul 2536.11%
Jul 2532.82%
Jul 2534.94%
Jul 2531.91%
Jun 2530.01%
Jun 2531.38%
Jun 2531.32%
Jun 2530.16%
May 2530.51%
May 2531.49%
May 2531.32%
May 2531.84%
May 2532.81%
Apr 2519.03%
Apr 2519.42%
Apr 2520.39%
Apr 2520.17%
Mar 2519.27%
Mar 2521.01%
Mar 2520.63%
Mar 2521.32%
Feb 2520.27%
Feb 2541.07%
Feb 2539.4%
Feb 2540.33%
Jan 2541.6%
Jan 2541.26%
Jan 2541.38%
Jan 2542.34%
Jan 2540.26%
Dec 2439.01%
Dec 2438.98%
Dec 2437.84%
Dec 2436.78%
Nov 2435.55%
Nov 2435.16%
Nov 2435.8%
Nov 2437.04%
Nov 2439.91%
Oct 2439.14%
Oct 2437.9%
Price to Sales
0.20.40.60.8med 0.5Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Price to Sales by quarter
PeriodPrice to Sales
Sep 260.76
Sep 260.76
Aug 260.75
Aug 260.73
Aug 260.74
Aug 260.76
Jul 260.75
Jul 260.72
Jul 260.68
Jul 260.73
Jul 260.75
Jun 260.72
Jun 260.66
Jun 260.66
Jun 260.65
May 260.64
May 260.68
May 260.68
May 260.69
May 260.69
Apr 260.69
Apr 260.62
Apr 260.6
Apr 260.58
Mar 260.59
Mar 260.58
Mar 260.6
Mar 260.61
Feb 260.61
Feb 260.55
Feb 260.55
Feb 260.56
Jan 260.54
Jan 260.51
Jan 260.53
Jan 260.54
Jan 260.56
Dec 250.6
Dec 250.6
Dec 250.58
Dec 250.55
Nov 250.58
Nov 250.59
Nov 250.61
Nov 250.59
Oct 250.54
Oct 250.57
Oct 250.5
Oct 250.52
Oct 250.51
Sep 250.47
Sep 250.46
Sep 250.46
Sep 250.44
Aug 250.44
Aug 250.44
Aug 250.42
Aug 250.42
Aug 250.41
Jul 250.42
Jul 250.46
Jul 250.43
Jul 250.47
Jun 250.5
Jun 250.48
Jun 250.48
Jun 250.5
May 250.49
May 250.48
May 250.48
May 250.47
May 250.46
Apr 250.44
Apr 250.43
Apr 250.41
Apr 250.41
Mar 250.43
Mar 250.4
Mar 250.4
Mar 250.39
Feb 250.41
Feb 250.37
Feb 250.38
Feb 250.37
Jan 250.36
Jan 250.37
Jan 250.36
Jan 250.36
Jan 250.37
Dec 240.39
Dec 240.39
Dec 240.4
Dec 240.41
Nov 240.42
Nov 240.43
Nov 240.42
Nov 240.41
Nov 240.38
Oct 240.37
Oct 240.38
EV/EBITDA
12345med 2.16Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 262.05
Sep 262.04
Aug 261.97
Aug 261.87
Aug 261.95
Aug 262.04
Jul 262
Jul 261.9
Jul 261.63
Jul 261.96
Jul 262.05
Jun 261.85
Jun 261.54
Jun 261.53
Jun 261.47
May 261.43
May 261.63
May 261.61
May 261.68
May 261.71
Apr 262.45
Apr 262.03
Apr 261.9
Apr 261.78
Mar 261.82
Mar 261.76
Mar 261.89
Mar 261.99
Feb 261.98
Feb 262.36
Feb 262.37
Feb 262.46
Jan 262.25
Jan 261.98
Jan 262.15
Jan 262.26
Jan 262.46
Dec 252.81
Dec 252.82
Dec 252.68
Dec 252.36
Nov 252.69
Nov 252.73
Nov 252.91
Nov 252.77
Oct 252.31
Oct 254.52
Oct 253.37
Oct 253.65
Oct 253.45
Sep 252.8
Sep 252.65
Sep 252.59
Sep 252.36
Aug 252.3
Aug 252.36
Aug 252.07
Aug 252.03
Aug 251.9
Jul 251.5
Jul 252.16
Jul 251.72
Jul 252.36
Jun 252.83
Jun 252.49
Jun 252.5
Jun 252.8
May 252.7
May 252.46
May 252.5
May 252.38
May 252.16
Apr 253.84
Apr 253.7
Apr 253.35
Apr 253.42
Mar 253.75
Mar 253.15
Mar 253.27
Mar 253.05
Feb 253.39
Feb 251.65
Feb 251.85
Feb 251.73
Jan 251.58
Jan 251.62
Jan 251.61
Jan 251.5
Jan 251.74
Dec 241.9
Dec 241.9
Dec 242.05
Dec 242.2
Nov 242.39
Nov 242.45
Nov 242.35
Nov 242.17
Nov 241.79
Oct 242.02
Oct 242.17
Price/Operating Cashflow
2345med 3.05Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 263.58
Sep 263.57
Aug 263.51
Aug 263.42
Aug 263.49
Aug 263.57
Jul 263.53
Jul 263.32
Jul 263.1
Jul 263.36
Jul 263.43
Jun 263.28
Jun 263.04
Jun 263.02
Jun 262.98
May 262.95
May 263.11
May 263.09
May 263.14
May 263.16
Apr 262.88
Apr 262.6
Apr 262.51
Apr 262.43
Mar 262.46
Mar 262.42
Mar 262.5
Mar 262.57
Feb 262.57
Feb 263.41
Feb 263.42
Feb 263.48
Jan 263.34
Jan 263.16
Jan 263.27
Jan 263.34
Jan 263.48
Dec 253.71
Dec 253.71
Dec 253.62
Dec 253.41
Nov 253.63
Nov 253.66
Nov 253.77
Nov 253.68
Oct 253.38
Oct 253.28
Oct 252.88
Oct 252.97
Oct 252.91
Sep 252.67
Sep 252.62
Sep 252.6
Sep 252.52
Aug 252.5
Aug 252.52
Aug 252.42
Aug 252.4
Aug 252.36
Jul 252.67
Jul 252.94
Jul 252.76
Jul 253.02
Jun 253.21
Jun 253.07
Jun 253.08
Jun 253.2
May 253.16
May 253.06
May 253.08
May 253.03
May 252.94
Apr 254.85
Apr 254.75
Apr 254.52
Apr 254.57
Mar 254.79
Mar 254.39
Mar 254.47
Mar 254.33
Feb 254.55
Feb 252.32
Feb 252.42
Feb 252.37
Jan 252.29
Jan 252.31
Jan 252.31
Jan 252.25
Jan 252.37
Dec 242.45
Dec 242.45
Dec 242.52
Dec 242.59
Nov 242.68
Nov 242.71
Nov 242.67
Nov 242.58
Nov 242.39
Oct 242.44
Oct 242.52
Price to Book
1.21.41.61.822.2med 1.74Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Price to Book by quarter
PeriodPrice to Book
Sep 261.94
Sep 261.93
Aug 261.9
Aug 261.85
Aug 261.89
Aug 261.93
Jul 261.91
Jul 261.98
Jul 261.85
Jul 262.01
Jul 262.05
Jun 261.96
Jun 261.81
Jun 261.81
Jun 261.78
May 261.76
May 261.86
May 261.85
May 261.88
May 261.89
Apr 262
Apr 261.8
Apr 261.74
Apr 261.68
Mar 261.7
Mar 261.67
Mar 261.73
Mar 261.78
Feb 261.78
Feb 261.75
Feb 261.75
Feb 261.78
Jan 261.71
Jan 261.62
Jan 261.68
Jan 261.72
Jan 261.78
Dec 251.9
Dec 251.91
Dec 251.86
Dec 251.75
Nov 251.86
Nov 251.88
Nov 251.94
Nov 251.89
Oct 251.73
Oct 251.97
Oct 251.72
Oct 251.78
Oct 251.74
Sep 251.6
Sep 251.57
Sep 251.56
Sep 251.51
Aug 251.5
Aug 251.51
Aug 251.45
Aug 251.44
Aug 251.41
Jul 251.52
Jul 251.68
Jul 251.58
Jul 251.73
Jun 251.83
Jun 251.76
Jun 251.76
Jun 251.83
May 251.8
May 251.75
May 251.76
May 251.73
May 251.68
Apr 251.78
Apr 251.75
Apr 251.66
Apr 251.68
Mar 251.76
Mar 251.62
Mar 251.65
Mar 251.59
Feb 251.67
Feb 251.39
Feb 251.45
Feb 251.41
Jan 251.37
Jan 251.38
Jan 251.38
Jan 251.35
Jan 251.42
Dec 241.46
Dec 241.46
Dec 241.51
Dec 241.55
Nov 241.6
Nov 241.62
Nov 241.59
Nov 241.54
Nov 241.43
Oct 241.4
Oct 241.45
Universal Insurance Holdings, Inc.
UVE
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News: UVE

Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?

zacks.com · 8 Sep 2026

Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

UVE's Underwriting, Premium Growth and Diversification Boost Earnings

zacks.com · 1 Sep 2026

UVE's Underwriting, Premium Growth and Diversification Boost Earnings

Universal Insurance's stronger underwriting, premium growth and geographic diversification are supporting earnings as Florida reforms improve results.

Bank of America Corp DE Buys 45,224 Shares of Universal Insurance Holdings Inc $UVE

defenseworld.net · 29 Aug 2026

Bank of America Corp DE Buys 45,224 Shares of Universal Insurance Holdings Inc $UVE

Bank of America Corp DE increased its holdings in Universal Insurance Holdings Inc (NYSE: UVE) by 46.0% in the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 143,557 shares of the insurance provider's stock after acquiring an additional 45,224 shares during the

UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?

zacks.com · 20 Aug 2026

UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?

Universal Insurance's disciplined underwriting, premium growth and improved Florida claims trends support profitability, while diversification strengthens its risk profile.

Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?

zacks.com · 20 Aug 2026

Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Investor Insight: Universal Insurance Executive Chairman Sells 20,000 Shares for $885,400

fool.com · 17 Aug 2026

Investor Insight: Universal Insurance Executive Chairman Sells 20,000 Shares for $885,400

Sean P. Downes reduced his direct holdings on the back of a strong rally over the last 12 months from the Universal Insurance stock price.

Universal Insurance (NYSE:UVE) Chairman Sells $885,400.00 in Stock

defenseworld.net · 10 Aug 2026

Universal Insurance (NYSE:UVE) Chairman Sells $885,400.00 in Stock

Universal Insurance Holdings Inc (NYSE: UVE - Get Free Report) Chairman Sean Downes sold 20,000 shares of the company's stock in a transaction dated Wednesday, August 5th. The shares were sold at an average price of $44.27, for a total transaction of $885,400.00. Following the completion of the sale, the chairman directly owned 1,104,645 shares of

Critical Survey: Universal Insurance (NYSE:UVE) versus Neptune Insurance (NYSE:NP)

defenseworld.net · 8 Aug 2026

Critical Survey: Universal Insurance (NYSE:UVE) versus Neptune Insurance (NYSE:NP)

Neptune Insurance (NYSE: NP - Get Free Report) and Universal Insurance (NYSE: UVE - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk. Insider and Institutional Ownership 66.6% of Universal Insurance

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.