Home / YKBNK.IS : IST

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does YKBNK.IS make money? Does YKBNK.IS have pricing power? What's the Earnings Whisper? Will YKBNK.IS profit more as the business scales? What is YKBNK.IS's management track record? Is YKBNK.IS's current price justified?

Yapi ve Kredi Bankasi A.S.

TRY 34.68 -$3.44 (-9.02%)

IST · 15 Sep 2026 15:09 UTC

Previous Close

TRY 36.64

Day Range

TRY 34.68TRY 36.76

Year Range

TRY 27.14TRY 44.5

Market Cap

292.94B

AVG Volume

211.36M

Trailing/Forward PE

5.29/2.88

PEG ratio

0.12

Dividend Yield

Next Earnings Date

2026-11-02

Primary Exchange

Istanbul Stock Exchange

Revenue (TRY)

YKBNK.IS Revenue (TRY) by year
Period	Revenue (TRY)
2025	712.22B
2024	540.01B
2023	308.56B
2022	168.32B
2021	65.36B
2020	42.79B
2019	43.46B
2018	40.93B
2017	26.84B
2016	22.75B

Net Income (TRY)

YKBNK.IS Net Income (TRY) by year
Period	Net Income (TRY)
2025	47.09B
2024	29.02B
2023	68.01B
2022	52.74B
2021	10.49B
2020	5.08B
2019	3.6B
2018	4.67B
2017	3.61B
2016	2.93B

Operating Income (TRY)

YKBNK.IS Operating Income (TRY) by year
Period	Operating Income (TRY)
2025	64.86B
2024	33.69B
2023	85.03B
2022	69.19B
2021	13.89B
2020	6.8B
2019	4.53B
2018	6.05B
2017	4.6B
2016	3.75B

EBITDA (TRY)

YKBNK.IS EBITDA (TRY) by year
Period	EBITDA (TRY)
2025	67.16B
2024	35.17B
2023	85.91B
2022	69.79B
2021	14.34B
2020	7.17B
2019	4.85B
2018	6.2B
2017	4.78B
2016	4.1B

Cash Flows (TRY)

YKBNK.IS Cash Flows (TRY) by year
Period	Cash Flows (TRY)
2025	-102.54B
2024	2.62B
2023	157.78B
2022	38.57B
2021	27.01B
2020	-14.39B
2019	22.48B
2018	3.27B
2017	5.15B
2016	226.5M

EPS (TRY)

YKBNK.IS EPS (TRY) by year
Period	EPS (TRY)
2025	5.57
2024	3.43
2023	8.06
2022	6.24
2021	1.23
2020	0.6
2019	0.43
2018	0.69
2017	0.54
2016	0.45

Expenses (TRY)

YKBNK.IS Expenses (TRY) by year
Period	Expenses (TRY)
2025	29.3B
2024	5.4B
2023	3.34B
2022	1.83B
2021	889.1M
2020	701.95M
2019	619.07M
2018	633.25M
2017	499.19M
2016	638.65M

Cash & Debt (TRY)

YKBNK.IS Cash & Debt (TRY) by year
Period	Cash & Debt (TRY)
2025	647.7B
2024	478.93B
2023	334.87B
2022	194.58B
2021	153.81B
2020	74B
2019	70.54B
2018	62.22B
2017	48.1B
2016	36.53B

Debt ratios

YKBNK.IS Debt ratios by year
Period	Debt ratios
2025	1.23
2024	1.26
2023	0.15
2022	0.32
2021	1.76
2020	2.22
2019	1.3
2018	1.31

Margins

YKBNK.IS Margins by year
Period	Margins
2025	34.11%
2024	27.78%
2023	50.24%
2022	67.89%
2021	53.57%
2020	60.35%
2019	48.64%
2018	48.67%
2017	50.63%
2016	52.13%

Return on Capital

YKBNK.IS Return on Capital by year
Period	Return on Capital
2025	18.42%
2024	15.05%
2023	38.02%
2022	41.77%
2021	16.52%
2020	10.68%
2019	8.74%
2018	11.97%
2017	12.01%
2016	11.23%

Shares Outstanding

YKBNK.IS Shares Outstanding by year
Period	Shares Outstanding
2025	8.45B
2024	8.45B
2023	8.45B
2022	8.45B
2021	8.45B
2020	8.45B
2019	8.45B
2018	8.45B
2017	6.75B
2016	6.75B

Dividends (TRY)

YKBNK.IS Dividends (TRY) by year
Period	Dividends (TRY)
2024	1.21
2023	0.94
2022	0.12
2021	0.06
2015	0.06
2014	0.06
2013	0.04

Book Value Per Share (TRY)

YKBNK.IS Book Value Per Share (TRY) by year
Period	Book Value Per Share (TRY)
2025	30.26
2024	22.83
2023	21.18
2022	14.95
2021	7.52
2020	5.63
2019	4.88
2018	4.62
2017	4.46
2016	3.87

Total Assets (TRY)

YKBNK.IS Total Assets (TRY) by year
Period	Total Assets (TRY)
2025	3.52T
2024	2.55T
2023	1.86T
2022	1.18T
2021	780.82B
2020	486.49B
2019	411.2B
2018	373.38B
2017	320.07B
2016	271.13B

PE Ratio

YKBNK.IS PE Ratio by year
Period	PE Ratio
Sep 26	5.53
Sep 26	5.54
Sep 26	5.42
Aug 26	5.62
Aug 26	5.3
Aug 26	5.35
Aug 26	5.13
Jul 26	4.94
Jul 26	5.04
Jul 26	5.01
Jul 26	5.3
Jul 26	5.74
Jun 26	7.29
Jun 26	7.78
Jun 26	6.83
Jun 26	6.03
May 26	5.95
May 26	5.89
May 26	6.6
May 26	7.05
Apr 26	6.64
Apr 26	6.75
Apr 26	7.05
Apr 26	6.93
Apr 26	6.17
Mar 26	6.31
Mar 26	6.61
Mar 26	6.62
Mar 26	6.72
Feb 26	8.23
Feb 26	7.99
Feb 26	7.95
Feb 26	7.28
Jan 26	7.81
Jan 26	7.35
Jan 26	6.88
Jan 26	7.16
Jan 26	7.25
Dec 25	8.65
Dec 25	9.06
Dec 25	8.95
Dec 25	8.82
Nov 25	8.68
Nov 25	8.28
Nov 25	7.86
Nov 25	8.25
Oct 25	8.26
Oct 25	8.05
Oct 25	6.91
Oct 25	7.61
Oct 25	7.97
Sep 25	9.58
Sep 25	9.72
Sep 25	8.72
Sep 25	8.49
Aug 25	9.22
Aug 25	9.6
Aug 25	9.15
Aug 25	9.39
Aug 25	9.32
Jul 25	9.33
Jul 25	9.22
Jul 25	9.59
Jul 25	8.99
Jun 25	8.39
Jun 25	7.81
Jun 25	8.01
Jun 25	7.97
May 25	7.41
May 25	7.69
May 25	7.77
May 25	7.04
May 25	6.72
Apr 25	6.85
Apr 25	6.45
Apr 25	6.85
Apr 25	6.99
Mar 25	4.87
Mar 25	4.88
Mar 25	6.88
Mar 25	6.42
Feb 25	5.95
Feb 25	5.69
Feb 25	5.81
Feb 25	5.88
Jan 25	6.22
Jan 25	6.57
Jan 25	6.42
Jan 25	6.22
Jan 25	6.52
Dec 24	4.29
Dec 24	3.94
Dec 24	4.22
Dec 24	4.37
Nov 24	4.08
Nov 24	4.02
Nov 24	3.78
Nov 24	3.49
Nov 24	3.32
Oct 24	3.42

Free Cash Flow Yield

YKBNK.IS Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	4.02%
Sep 26	4.01%
Sep 26	4.1%
Aug 26	3.95%
Aug 26	4.19%
Aug 26	4.15%
Aug 26	4.33%
Jul 26	4.49%
Jul 26	4.41%
Jul 26	4.43%
Jul 26	4.19%
Jul 26	3.87%
Jun 26	-29.85%
Jun 26	-27.98%
Jun 26	-31.86%
Jun 26	-36.13%
May 26	-36.61%
May 26	-36.94%
May 26	-32.97%
May 26	-30.89%
Apr 26	-32.77%
Apr 26	-32.25%
Apr 26	-30.89%
Apr 26	-31.4%
Apr 26	-35.27%
Mar 26	-17.68%
Mar 26	-16.87%
Mar 26	-16.86%
Mar 26	-16.59%
Feb 26	-13.55%
Feb 26	-13.97%
Feb 26	-14.03%
Feb 26	-15.34%
Jan 26	-14.28%
Jan 26	-15.18%
Jan 26	-16.21%
Jan 26	-15.59%
Jan 26	-15.39%
Dec 25	-27.74%
Dec 25	-26.49%
Dec 25	-26.81%
Dec 25	-27.21%
Nov 25	-27.65%
Nov 25	-28.96%
Nov 25	-30.54%
Nov 25	-29.1%
Oct 25	-29.04%
Oct 25	-29.79%
Oct 25	-34.71%
Oct 25	-31.52%
Oct 25	-30.08%
Sep 25	6.52%
Sep 25	6.42%
Sep 25	7.16%
Sep 25	7.35%
Aug 25	6.77%
Aug 25	6.5%
Aug 25	6.82%
Aug 25	6.65%
Aug 25	6.69%
Jul 25	6.69%
Jul 25	6.77%
Jul 25	6.51%
Jul 25	6.94%
Jun 25	1.08%
Jun 25	1.16%
Jun 25	1.13%
Jun 25	1.13%
May 25	1.22%
May 25	1.18%
May 25	1.16%
May 25	1.29%
May 25	1.35%
Apr 25	1.32%
Apr 25	1.4%
Apr 25	1.32%
Apr 25	1.29%
Mar 25	6.91%
Mar 25	6.9%
Mar 25	4.89%
Mar 25	5.24%
Feb 25	5.65%
Feb 25	5.91%
Feb 25	5.79%
Feb 25	5.72%
Jan 25	5.41%
Jan 25	5.12%
Jan 25	5.24%
Jan 25	5.41%
Jan 25	5.16%
Dec 24	48.17%
Dec 24	52.42%
Dec 24	48.99%
Dec 24	47.29%
Nov 24	50.58%
Nov 24	51.34%
Nov 24	54.67%
Nov 24	59.16%
Nov 24	62.31%
Oct 24	60.45%

Price to Sales

YKBNK.IS Price to Sales by year
Period	Price to Sales
Sep 26	0.41
Sep 26	0.41
Sep 26	0.4
Aug 26	0.42
Aug 26	0.39
Aug 26	0.4
Aug 26	0.38
Jul 26	0.37
Jul 26	0.37
Jul 26	0.37
Jul 26	0.39
Jul 26	0.43
Jun 26	0.48
Jun 26	0.51
Jun 26	0.45
Jun 26	0.4
May 26	0.39
May 26	0.39
May 26	0.44
May 26	0.47
Apr 26	0.44
Apr 26	0.45
Apr 26	0.47
Apr 26	0.46
Apr 26	0.41
Mar 26	0.41
Mar 26	0.43
Mar 26	0.43
Mar 26	0.44
Feb 26	0.54
Feb 26	0.52
Feb 26	0.52
Feb 26	0.48
Jan 26	0.51
Jan 26	0.48
Jan 26	0.45
Jan 26	0.47
Jan 26	0.47
Dec 25	0.47
Dec 25	0.5
Dec 25	0.49
Dec 25	0.48
Nov 25	0.48
Nov 25	0.45
Nov 25	0.43
Nov 25	0.45
Oct 25	0.45
Oct 25	0.44
Oct 25	0.38
Oct 25	0.42
Oct 25	0.44
Sep 25	0.49
Sep 25	0.5
Sep 25	0.45
Sep 25	0.44
Aug 25	0.47
Aug 25	0.49
Aug 25	0.47
Aug 25	0.48
Aug 25	0.48
Jul 25	0.48
Jul 25	0.47
Jul 25	0.49
Jul 25	0.46
Jun 25	0.45
Jun 25	0.42
Jun 25	0.43
Jun 25	0.43
May 25	0.4
May 25	0.41
May 25	0.42
May 25	0.38
May 25	0.36
Apr 25	0.37
Apr 25	0.35
Apr 25	0.37
Apr 25	0.38
Mar 25	0.42
Mar 25	0.42
Mar 25	0.59
Mar 25	0.55
Feb 25	0.51
Feb 25	0.49
Feb 25	0.5
Feb 25	0.51
Jan 25	0.54
Jan 25	0.57
Jan 25	0.55
Jan 25	0.54
Jan 25	0.56
Dec 24	0.62
Dec 24	0.57
Dec 24	0.61
Dec 24	0.63
Nov 24	0.59
Nov 24	0.58
Nov 24	0.54
Nov 24	0.5
Nov 24	0.48
Oct 24	0.49

EV/EBITDA

YKBNK.IS EV/EBITDA by year
Period	EV/EBITDA
Sep 26	10.87
Sep 26	10.88
Sep 26	10.79
Aug 26	10.93
Aug 26	10.71
Aug 26	10.74
Aug 26	10.59
Jul 26	10.46
Jul 26	10.52
Jul 26	10.51
Jul 26	10.71
Jul 26	11.02
Jun 26	9.82
Jun 26	10.16
Jun 26	9.5
Jun 26	8.93
May 26	8.88
May 26	8.84
May 26	9.34
May 26	9.65
Apr 26	9.37
Apr 26	9.44
Apr 26	9.65
Apr 26	9.57
Apr 26	9.04
Mar 26	12.02
Mar 26	12.26
Mar 26	12.26
Mar 26	12.35
Feb 26	13.52
Feb 26	13.33
Feb 26	13.3
Feb 26	12.78
Jan 26	13.19
Jan 26	12.83
Jan 26	12.47
Jan 26	12.68
Jan 26	12.75
Dec 25	13.41
Dec 25	13.73
Dec 25	13.65
Dec 25	13.54
Nov 25	13.43
Nov 25	13.12
Nov 25	12.79
Nov 25	13.09
Oct 25	13.1
Oct 25	12.94
Oct 25	12.04
Oct 25	12.59
Oct 25	12.88
Sep 25	12.37
Sep 25	12.48
Sep 25	11.69
Sep 25	11.51
Aug 25	12.08
Aug 25	12.39
Aug 25	12.03
Aug 25	12.22
Aug 25	12.17
Jul 25	12.18
Jul 25	12.08
Jul 25	12.38
Jul 25	11.91
Jun 25	14.3
Jun 25	13.83
Jun 25	13.98
Jun 25	13.96
May 25	13.49
May 25	13.73
May 25	13.79
May 25	13.19
May 25	12.92
Apr 25	13.03
Apr 25	12.7
Apr 25	13.03
Apr 25	13.15
Mar 25	8.82
Mar 25	8.83
Mar 25	10.61
Mar 25	10.2
Feb 25	9.79
Feb 25	9.55
Feb 25	9.66
Feb 25	9.72
Jan 25	10.02
Jan 25	10.34
Jan 25	10.2
Jan 25	10.02
Jan 25	10.29
Dec 24	8.6
Dec 24	8.32
Dec 24	8.54
Dec 24	8.67
Nov 24	8.43
Nov 24	8.38
Nov 24	8.18
Nov 24	7.95
Nov 24	7.81
Oct 24	7.89

Price/Operating Cashflow

YKBNK.IS Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	16.86
Sep 26	16.89
Sep 26	16.52
Aug 26	17.13
Aug 26	16.15
Aug 26	16.3
Aug 26	15.65
Jul 26	15.07
Jul 26	15.35
Jul 26	15.28
Jul 26	16.17
Jul 26	17.49
Sep 25	11.92
Sep 25	12.1
Sep 25	10.85
Sep 25	10.57
Aug 25	11.47
Aug 25	11.95
Aug 25	11.39
Aug 25	11.69
Aug 25	11.6
Jul 25	11.62
Jul 25	11.47
Jul 25	11.94
Jul 25	11.19
Jun 25	32.2
Jun 25	29.99
Jun 25	30.72
Jun 25	30.59
May 25	28.44
May 25	29.52
May 25	29.81
May 25	27.01
May 25	25.78
Apr 25	26.28
Apr 25	24.76
Apr 25	26.28
Apr 25	26.83
Mar 25	11.1
Mar 25	11.12
Mar 25	15.68
Mar 25	14.64
Feb 25	13.57
Feb 25	12.97
Feb 25	13.25
Feb 25	13.41
Jan 25	14.18
Jan 25	14.98
Jan 25	14.63
Jan 25	14.17
Jan 25	14.86
Dec 24	2.02
Dec 24	1.85
Dec 24	1.98
Dec 24	2.06
Nov 24	1.92
Nov 24	1.89
Nov 24	1.78
Nov 24	1.64
Nov 24	1.56
Oct 24	1.61
Oct 24	1.63
Oct 24	1.66
Oct 24	1.77
Sep 24	2.52
Sep 24	2.41
Sep 24	2.38
Sep 24	2.52
Aug 24	2.55
Aug 24	2.46
Aug 24	2.34
Aug 24	2.23
Aug 24	2.55
Jul 24	2.48
Jul 24	2.64
Jul 24	2.6
Jul 24	2.72
Jun 24	1.78
Jun 24	1.79
Jun 24	1.71
Jun 24	1.65
May 24	1.7
May 24	1.86
May 24	1.78
May 24	1.63
May 24	1.63
Apr 24	1.64
Apr 24	1.69
Apr 24	1.66
Apr 24	1.59
Mar 24	1.26
Mar 24	1.23
Mar 24	1.01
Mar 24	1.06
Mar 24	1.04
Feb 24	1.11
Feb 24	1.1
Feb 24	1.05
Feb 24	1.03
Jan 24	1

Price to Book

YKBNK.IS Price to Book by year
Period	Price to Book
Sep 26	1.14
Sep 26	1.14
Sep 26	1.12
Aug 26	1.16
Aug 26	1.09
Aug 26	1.1
Aug 26	1.06
Jul 26	1.02
Jul 26	1.04
Jul 26	1.03
Jul 26	1.09
Jul 26	1.18
Jun 26	1.34
Jun 26	1.43
Jun 26	1.26
Jun 26	1.11
May 26	1.1
May 26	1.09
May 26	1.22
May 26	1.3
Apr 26	1.22
Apr 26	1.24
Apr 26	1.3
Apr 26	1.28
Apr 26	1.14
Mar 26	1.16
Mar 26	1.22
Mar 26	1.22
Mar 26	1.24
Feb 26	1.52
Feb 26	1.47
Feb 26	1.46
Feb 26	1.34
Jan 26	1.44
Jan 26	1.35
Jan 26	1.27
Jan 26	1.32
Jan 26	1.33
Dec 25	1.34
Dec 25	1.4
Dec 25	1.39
Dec 25	1.37
Nov 25	1.34
Nov 25	1.28
Nov 25	1.22
Nov 25	1.28
Oct 25	1.28
Oct 25	1.25
Oct 25	1.07
Oct 25	1.18
Oct 25	1.24
Sep 25	1.4
Sep 25	1.42
Sep 25	1.28
Sep 25	1.24
Aug 25	1.35
Aug 25	1.41
Aug 25	1.34
Aug 25	1.38
Aug 25	1.37
Jul 25	1.37
Jul 25	1.35
Jul 25	1.41
Jul 25	1.32
Jun 25	1.26
Jun 25	1.18
Jun 25	1.2
Jun 25	1.2
May 25	1.12
May 25	1.16
May 25	1.17
May 25	1.06
May 25	1.01
Apr 25	1.03
Apr 25	0.97
Apr 25	1.03
Apr 25	1.05
Mar 25	1.06
Mar 25	1.07
Mar 25	1.5
Mar 25	1.4
Feb 25	1.3
Feb 25	1.24
Feb 25	1.27
Feb 25	1.29
Jan 25	1.36
Jan 25	1.44
Jan 25	1.4
Jan 25	1.36
Jan 25	1.42
Dec 24	1.44
Dec 24	1.32
Dec 24	1.41
Dec 24	1.46
Nov 24	1.37
Nov 24	1.35
Nov 24	1.26
Nov 24	1.17
Nov 24	1.11
Oct 24	1.14

No video analysis for this stock yet. Request one from our team.

AI Analysis

Yapi ve Kredi Bankasi A.S.

Video analysis: YKBNK.IS

Similar companies