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Waterstone Financial, Inc.

$21.17 +$4.71 (+28.61%)
NASDAQ · 14 Sep 2026 20:00 UTC
Previous Close
$21.37
Day Range
$21.17$21.59
Year Range
$14.52$21.66
Market Cap
382.18M
AVG Volume
71.26K
Trailing/Forward PE
12.31/-
PEG ratio
0.24
Dividend Yield
3.02%
Next Earnings Date
2026-10-22
Primary Exchange
NASDAQUS
Revenue (USD) · TTM
0100M200M300M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF Revenue (USD) · TTM by quarter
PeriodRevenue (USD) · TTM
26 Q2162.01M
26 Q1206.92M
25 Q4201.61M
25 Q3194.87M
25 Q2194.75M
25 Q1196.21M
24 Q4199.38M
24 Q3194.62M
24 Q2191.46M
24 Q1184.65M
Net Income (USD) · TTM
010M20M30M40M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF Net Income (USD) · TTM by quarter
PeriodNet Income (USD) · TTM
26 Q230.1M
26 Q129.36M
25 Q426.4M
25 Q323.9M
25 Q220.7M
25 Q118.69M
24 Q418.69M
24 Q313.44M
24 Q211.96M
24 Q110.26M
Operating Income (USD) · TTM
010M20M30M40M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF Operating Income (USD) · TTM by quarter
PeriodOperating Income (USD) · TTM
26 Q219.89M
26 Q137.12M
25 Q433.45M
25 Q329.6M
25 Q225.64M
25 Q123.11M
24 Q424M
24 Q317.2M
24 Q215.07M
24 Q113.02M
EBITDA (USD) · TTM
010M20M30M40M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF EBITDA (USD) · TTM by quarter
PeriodEBITDA (USD) · TTM
26 Q221.17M
26 Q139.87M
25 Q435.99M
25 Q332.05M
25 Q228.27M
25 Q125.81M
24 Q426.48M
24 Q320.11M
24 Q217.93M
24 Q115.99M
Cash Flows (USD) · TTM
-25M025M50M75M100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF Cash Flows (USD) · TTM by quarter
PeriodCash Flows (USD) · TTM
26 Q242.78M
26 Q1-5.1M
25 Q423.02M
25 Q343.47M
25 Q284.94M
25 Q183.77M
24 Q446.96M
24 Q322.47M
24 Q2-3.13M
24 Q1-3.64M
EPS (USD) · TTM
00.511.5224 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF EPS (USD) · TTM by quarter
PeriodEPS (USD) · TTM
26 Q21.72
26 Q11.65
25 Q41.48
25 Q31.32
25 Q21.14
25 Q11.02
24 Q41.01
24 Q30.73
24 Q20.63
24 Q10.52
Expenses (USD) · TTM
025M50M75M100MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF Expenses (USD) · TTM by quarter
PeriodExpenses (USD) · TTM
26 Q26M
26 Q16.14M
25 Q46.88M
25 Q345.07M
25 Q245.67M
25 Q167.28M
24 Q485.73M
24 Q387.73M
24 Q288.23M
24 Q188.76M
Shares Outstanding (USD) · TTM
-10M010M20M30MBuybacks (Repurchases)Stock-Based Compensation24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
WSBF Shares Outstanding (USD) · TTM by quarter
PeriodShares Outstanding (USD) · TTM
26 Q214.21M
26 Q117.07M
25 Q415.91M
25 Q315.84M
25 Q213.07M
25 Q112.35M
24 Q414.6M
24 Q318.04M
24 Q223.79M
24 Q125.36M
Dividends (USD)
00.050.10.150.2Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26
WSBF Dividends (USD) by quarter
PeriodDividends (USD)
Jul 260.17
Apr 260.17
Jan 260.15
Oct 250.15
Jul 250.15
Apr 250.15
Jan 250.15
Oct 240.15
Jul 240.15
Apr 240.15
Employee Count
02505007501K2016201720182019202020212022202320242025
WSBF Employee Count by quarter
PeriodEmployee Count
2025593
2024600
2023698
2022742
2021870
2020812
2019824
2018888
2017927
2016895
PE Ratio
10152025med 12.73Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
WSBF PE Ratio by quarter
PeriodPE Ratio
Sep 2612.24
Sep 2612.33
Aug 2612.07
Aug 2612.08
Aug 2612.18
Aug 2611.94
Jul 2612.14
Jul 2611.87
Jul 2611.65
Jul 2611.69
Jul 2612.19
Jun 2612.05
Jun 2611.37
Jun 2611.61
Jun 2611.11
May 2610.95
May 2610.85
May 2610.63
May 2611.08
May 2612.23
Apr 2612.1
Apr 2612.53
Apr 2612.53
Apr 2612.3
Mar 2612.24
Mar 2612.03
Mar 2611.85
Mar 2611.8
Feb 2612.03
Feb 2613.65
Feb 2613.6
Feb 2613.57
Jan 2613.75
Jan 2613.29
Jan 2613.15
Jan 2612.73
Jan 2612.37
Dec 2512.35
Dec 2512.55
Dec 2512.81
Dec 2512.06
Nov 2511.77
Nov 2511.72
Nov 2511.73
Nov 2511.47
Oct 2513.3
Oct 2513.31
Oct 2512.77
Oct 2512.71
Oct 2513.26
Sep 2513.77
Sep 2513.18
Sep 2512.79
Sep 2512.84
Aug 2513.03
Aug 2512.73
Aug 2512.24
Aug 2511.84
Aug 2512.91
Jul 2513.42
Jul 2513.07
Jul 2513.17
Jul 2513.86
Jun 2513.61
Jun 2513.16
Jun 2513.14
Jun 2513.1
May 2512.63
May 2512.34
May 2512.46
May 2512.1
May 2512.13
Apr 2511.77
Apr 2511.95
Apr 2511.64
Apr 2512.47
Mar 2513.21
Mar 2513.21
Mar 2513.58
Mar 2513.56
Feb 2513.8
Feb 2519.38
Feb 2520.07
Feb 2518.56
Jan 2518.76
Jan 2518.11
Jan 2518.03
Jan 2516.54
Jan 2517.82
Dec 2418.33
Dec 2418.41
Dec 2420.21
Dec 2420.5
Nov 2420.61
Nov 2420.78
Nov 2421
Nov 2421.43
Nov 2422.81
Oct 2422.61
Oct 2422.95
Free Cash Flow Yield
-10%0%10%20%30%40%med 13.35%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
WSBF Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 2611.61%
Sep 2611.53%
Aug 2611.77%
Aug 2611.76%
Aug 2611.67%
Aug 2611.9%
Jul 26-1.43%
Jul 26-1.46%
Jul 26-1.49%
Jul 26-1.49%
Jul 26-1.42%
Jun 26-1.44%
Jun 26-1.53%
Jun 26-1.5%
Jun 26-1.56%
May 26-1.59%
May 26-1.6%
May 26-1.63%
May 26-1.57%
May 267.13%
Apr 267.21%
Apr 266.96%
Apr 266.96%
Apr 267.09%
Mar 267.12%
Mar 267.25%
Mar 267.36%
Mar 267.39%
Feb 267.25%
Feb 2613.33%
Feb 2613.38%
Feb 2613.41%
Jan 2613.23%
Jan 2613.69%
Jan 2613.83%
Jan 2614.29%
Jan 2614.7%
Dec 2514.73%
Dec 2514.49%
Dec 2514.19%
Dec 2515.09%
Nov 2515.45%
Nov 2515.51%
Nov 2515.5%
Nov 2515.86%
Oct 2530.86%
Oct 2530.82%
Oct 2532.12%
Oct 2532.28%
Oct 2530.94%
Sep 2529.79%
Sep 2531.13%
Sep 2532.08%
Sep 2531.97%
Aug 2531.5%
Aug 2532.23%
Aug 2533.54%
Aug 2534.67%
Aug 2534.72%
Jul 2533.4%
Jul 2534.3%
Jul 2534.05%
Jul 2532.34%
Jun 2532.94%
Jun 2534.07%
Jun 2534.12%
Jun 2534.22%
May 2535.49%
May 2536.34%
May 2535.97%
May 2537.04%
May 2520.72%
Apr 2521.35%
Apr 2521.03%
Apr 2521.6%
Apr 2520.15%
Mar 2519.03%
Mar 2519.03%
Mar 2518.51%
Mar 2518.53%
Feb 2518.2%
Feb 258.63%
Feb 258.33%
Feb 259.01%
Jan 258.91%
Jan 259.24%
Jan 259.28%
Jan 2510.11%
Jan 259.38%
Dec 249.13%
Dec 249.08%
Dec 248.27%
Dec 248.16%
Nov 248.12%
Nov 248.05%
Nov 247.96%
Nov 247.81%
Nov 24-1.15%
Oct 24-1.16%
Oct 24-1.14%
Price to Sales
11.522.5med 1.42Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
WSBF Price to Sales by quarter
PeriodPrice to Sales
Sep 262.27
Sep 262.29
Aug 262.24
Aug 262.24
Aug 262.26
Aug 262.22
Jul 261.72
Jul 261.68
Jul 261.65
Jul 261.66
Jul 261.73
Jun 261.71
Jun 261.61
Jun 261.65
Jun 261.58
May 261.55
May 261.54
May 261.51
May 261.57
May 261.6
Apr 261.58
Apr 261.64
Apr 261.64
Apr 261.61
Mar 261.6
Mar 261.57
Mar 261.55
Mar 261.54
Feb 261.58
Feb 261.67
Feb 261.67
Feb 261.66
Jan 261.69
Jan 261.63
Jan 261.61
Jan 261.56
Jan 261.52
Dec 251.51
Dec 251.54
Dec 251.57
Dec 251.48
Nov 251.44
Nov 251.44
Nov 251.44
Nov 251.41
Oct 251.41
Oct 251.42
Oct 251.36
Oct 251.35
Oct 251.41
Sep 251.46
Sep 251.4
Sep 251.36
Sep 251.36
Aug 251.38
Aug 251.35
Aug 251.3
Aug 251.26
Aug 251.23
Jul 251.28
Jul 251.24
Jul 251.25
Jul 251.32
Jun 251.3
Jun 251.25
Jun 251.25
Jun 251.25
May 251.2
May 251.17
May 251.19
May 251.15
May 251.14
Apr 251.1
Apr 251.12
Apr 251.09
Apr 251.17
Mar 251.24
Mar 251.24
Mar 251.27
Mar 251.27
Feb 251.29
Feb 251.34
Feb 251.39
Feb 251.28
Jan 251.3
Jan 251.25
Jan 251.24
Jan 251.14
Jan 251.23
Dec 241.27
Dec 241.27
Dec 241.4
Dec 241.42
Nov 241.42
Nov 241.44
Nov 241.45
Nov 241.48
Nov 241.43
Oct 241.41
Oct 241.43
EV/EBITDA
101520253035med 17.56Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
WSBF EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2623.85
Sep 2623.97
Aug 2623.6
Aug 2623.62
Aug 2623.76
Aug 2623.42
Jul 2618.33
Jul 2618.13
Jul 2617.97
Jul 2618
Jul 2618.36
Jun 2618.26
Jun 2617.76
Jun 2617.94
Jun 2617.57
May 2617.45
May 2617.37
May 2617.21
May 2617.54
May 2613.92
Apr 2613.82
Apr 2614.13
Apr 2614.14
Apr 2613.97
Mar 2613.93
Mar 2613.77
Mar 2613.64
Mar 2613.6
Feb 2613.77
Feb 2618.05
Feb 2618.01
Feb 2617.99
Jan 2618.12
Jan 2617.78
Jan 2617.68
Jan 2617.37
Jan 2617.1
Dec 2517.08
Dec 2517.23
Dec 2517.43
Dec 2516.86
Nov 2516.65
Nov 2516.62
Nov 2516.62
Nov 2516.42
Oct 2516.23
Oct 2516.24
Oct 2515.85
Oct 2515.8
Oct 2516.2
Sep 2516.58
Sep 2516.15
Sep 2515.86
Sep 2515.89
Aug 2516.03
Aug 2515.81
Aug 2515.45
Aug 2515.16
Aug 2514.95
Jul 2515.31
Jul 2515.06
Jul 2515.13
Jul 2515.63
Jun 2515.45
Jun 2515.12
Jun 2515.11
Jun 2515.08
May 2514.74
May 2514.53
May 2514.62
May 2514.36
May 2518.2
Apr 2517.95
Apr 2518.08
Apr 2517.86
Apr 2518.44
Mar 2518.96
Mar 2518.96
Mar 2519.23
Mar 2519.21
Feb 2519.39
Feb 2521.64
Feb 2522.1
Feb 2521.09
Jan 2521.23
Jan 2520.79
Jan 2520.74
Jan 2519.74
Jan 2520.6
Dec 2420.94
Dec 2420.99
Dec 2422.2
Dec 2422.39
Nov 2422.46
Nov 2422.58
Nov 2422.73
Nov 2423.01
Nov 2430.71
Oct 2430.57
Oct 2430.8
Price/Operating Cashflow
051015med 6.21Jan 24Jan 25Apr 25Aug 25Nov 25Feb 26Sep 26
WSBF Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 268.24
Sep 268.29
Aug 268.12
Aug 268.13
Aug 268.19
Aug 268.03
May 2613.35
Apr 2613.21
Apr 2613.67
Apr 2613.68
Apr 2613.43
Mar 2613.37
Mar 2613.13
Mar 2612.94
Mar 2612.88
Feb 2613.14
Feb 267.34
Feb 267.31
Feb 267.3
Jan 267.39
Jan 267.15
Jan 267.07
Jan 266.85
Jan 266.65
Dec 256.64
Dec 256.75
Dec 256.89
Dec 256.48
Nov 256.33
Nov 256.31
Nov 256.31
Nov 256.17
Oct 253.21
Oct 253.21
Oct 253.08
Oct 253.07
Oct 253.2
Sep 253.32
Sep 253.18
Sep 253.09
Sep 253.1
Aug 253.14
Aug 253.07
Aug 252.95
Aug 252.86
Aug 252.85
Jul 252.96
Jul 252.88
Jul 252.9
Jul 253.06
Jun 253
Jun 252.9
Jun 252.9
Jun 252.89
May 252.78
May 252.72
May 252.75
May 252.67
May 254.72
Apr 254.58
Apr 254.65
Apr 254.52
Apr 254.85
Mar 255.13
Mar 255.13
Mar 255.28
Mar 255.27
Feb 255.37
Feb 2511.02
Feb 2511.41
Feb 2510.55
Jan 2510.67
Jan 2510.3
Jan 2510.25
Jan 259.4
Jan 2510.13
Dec 2410.42
Dec 2410.47
Dec 2411.49
Dec 2411.65
Nov 2411.72
Nov 2411.82
Nov 2411.94
Nov 2412.18
Mar 245.54
Feb 245.53
Feb 245.76
Feb 245.65
Feb 245.55
Jan 246.25
Jan 246.02
Jan 245.99
Jan 246.17
Dec 236.33
Dec 236.3
Dec 236.12
Dec 235.65
Dec 235.53
Nov 235.38
Nov 235.34
Price to Book
0.60.811.2med 0.81Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
WSBF Price to Book by quarter
PeriodPrice to Book
Sep 261.05
Sep 261.06
Aug 261.03
Aug 261.04
Aug 261.04
Aug 261.02
Jul 261.02
Jul 261
Jul 260.98
Jul 260.99
Jul 261.03
Jun 261.02
Jun 260.96
Jun 260.98
Jun 260.94
May 260.92
May 260.91
May 260.9
May 260.93
May 260.92
Apr 260.91
Apr 260.95
Apr 260.95
Apr 260.93
Mar 260.93
Mar 260.91
Mar 260.9
Mar 260.89
Feb 260.91
Feb 260.94
Feb 260.94
Feb 260.94
Jan 260.95
Jan 260.92
Jan 260.91
Jan 260.88
Jan 260.86
Dec 250.85
Dec 250.87
Dec 250.89
Dec 250.83
Nov 250.81
Nov 250.81
Nov 250.81
Nov 250.79
Oct 250.81
Oct 250.81
Oct 250.77
Oct 250.77
Oct 250.8
Sep 250.83
Sep 250.8
Sep 250.78
Sep 250.78
Aug 250.79
Aug 250.77
Aug 250.74
Aug 250.72
Aug 250.71
Jul 250.73
Jul 250.72
Jul 250.72
Jul 250.76
Jun 250.74
Jun 250.72
Jun 250.72
Jun 250.72
May 250.69
May 250.68
May 250.68
May 250.66
May 250.67
Apr 250.65
Apr 250.66
Apr 250.64
Apr 250.69
Mar 250.73
Mar 250.73
Mar 250.75
Mar 250.75
Feb 250.76
Feb 250.76
Feb 250.79
Feb 250.73
Jan 250.74
Jan 250.71
Jan 250.71
Jan 250.65
Jan 250.7
Dec 240.72
Dec 240.72
Dec 240.79
Dec 240.81
Nov 240.81
Nov 240.82
Nov 240.83
Nov 240.84
Nov 240.81
Oct 240.81
Oct 240.82
Waterstone Financial, Inc.
WSBF
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News: WSBF

Analyzing China Minsheng (OTCMKTS:CMAKY) & Waterstone Financial (NASDAQ:WSBF)

defenseworld.net · 10 Sep 2026

Analyzing China Minsheng (OTCMKTS:CMAKY) & Waterstone Financial (NASDAQ:WSBF)

Waterstone Financial (NASDAQ: WSBF - Get Free Report) and China Minsheng (OTCMKTS:CMAKY - Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, risk, valuation, profitability, institutional ownership and earnings. Volatility and Risk Waterstone Financial has a beta

WSBF Surges 43% in a Year: Reason to Buy the Stock Now?

zacks.com · 3 Sep 2026

WSBF Surges 43% in a Year: Reason to Buy the Stock Now?

Improving margins, stronger mortgage volumes, loan growth and solid credit quality are strengthening Waterstone Financial's earnings outlook and financial flexibility.

BlackRock Inc. Buys New Shares in Waterstone Financial, Inc. $WSBF

defenseworld.net · 2 Sep 2026

BlackRock Inc. Buys New Shares in Waterstone Financial, Inc. $WSBF

BlackRock Inc. purchased a new stake in Waterstone Financial, Inc. (NASDAQ: WSBF) during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission. The fund purchased 1,641,766 shares of the savings and loans company's stock, valued at approximately $34,034,000. BlackRock Inc. owned about 9.09% of Waterstone Financial at

Connor Clark & Lunn Investment Management Ltd. Purchases New Shares in Waterstone Financial, Inc. $WSBF

defenseworld.net · 31 Aug 2026

Connor Clark & Lunn Investment Management Ltd. Purchases New Shares in Waterstone Financial, Inc. $WSBF

Connor Clark and Lunn Investment Management Ltd. purchased a new position in Waterstone Financial, Inc. (NASDAQ: WSBF) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund purchased 41,778 shares of the savings and loans company's stock, valued at approximately

Waterstone Financial's Q2 Earnings Up Y/Y on Loan Yield Gains

zacks.com · 30 Jul 2026

Waterstone Financial's Q2 Earnings Up Y/Y on Loan Yield Gains

WSBF's Q2 earnings per share rise year over year on higher net interest income, improved margins and community banking strength, while mortgage banking faces pressure from softer sales margins.

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Six Months Ended June 30, 2026

globenewswire.com · 23 Jul 2026

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Six Months Ended June 30, 2026

WAUWATOSA, Wis., July 23, 2026 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $8.5 million, or $0.49 per diluted share, for the quarter ended June 30, 2026 compared to $7.7 million, or $0.43 per diluted share, for the quarter ended June 30, 2025.

Waterstone Financial Declares Regular Quarterly Cash Dividend

globenewswire.com · 23 Jun 2026

Waterstone Financial Declares Regular Quarterly Cash Dividend

WAUWATOSA, Wis., June 23, 2026 (GLOBE NEWSWIRE) -- On June 23, 2026, the Board of Directors of Waterstone Financial, Inc. (NASDAQ: WSBF) declared a regular quarterly cash dividend of $0.17 per common share.

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