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Universal Insurance Holdings, Inc.

$44.7 +$12.99 (+40.96%)
NYSE · 14 Sep 2026 20:00 UTC
Previous Close
$44.33
Day Range
$44.19$45.05
Year Range
$24.5$45.15
Market Cap
1.24B
AVG Volume
201.4K
Trailing/Forward PE
5.65/9.41
PEG ratio
-2.74
Dividend Yield
1.72%
Next Earnings Date
2026-10-22
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0500M1B1.5B2B2016201720182019202020212022202320242025
UVE Revenue (USD) by year
PeriodRevenue (USD)
20251.6B
20241.52B
20231.39B
20221.22B
20211.12B
20201.07B
2019939.35M
2018823.82M
2017751.92M
2016685.29M
Net Income (USD)
-100M0100M200M2016201720182019202020212022202320242025
UVE Net Income (USD) by year
PeriodNet Income (USD)
2025182.95M
202458.93M
202366.82M
2022-22.26M
202120.41M
202019.11M
201946.51M
2018117.05M
2017106.94M
201699.41M
Operating Income (USD)
-100M0100M200M300M2016201720182019202020212022202320242025
UVE Operating Income (USD) by year
PeriodOperating Income (USD)
2025243.07M
202484.61M
202388.35M
2022-27.25M
202128.41M
202024.23M
201963.52M
2018152.87M
2017170.48M
2016162.88M
EBITDA (USD)
-100M0100M200M300M2016201720182019202020212022202320242025
UVE EBITDA (USD) by year
PeriodEBITDA (USD)
2025256.03M
202490.47M
2023101.39M
2022-13.44M
202135.98M
202029.23M
201968.47M
2018159.74M
2017178.94M
2016169.61M
Cash Flows (USD)
0100M200M300M400M2016201720182019202020212022202320242025
UVE Cash Flows (USD) by year
PeriodCash Flows (USD)
2025377.06M
2024126.69M
202366.95M
2022319.62M
2021227.15M
202012.13M
201973.28M
2018223.37M
2017240.39M
2016113.17M
EPS (USD)
-2024682016201720182019202020212022202320242025
UVE EPS (USD) by year
PeriodEPS (USD)
20256.34
20241.99
20232.2
2022-0.74
20210.64
20200.57
20191.26
20183.27
20172.99
20162.78
Expenses (USD)
050M100M150MSG&ACapex2016201720182019202020212022202320242025
UVE Expenses (USD) by year
PeriodExpenses (USD)
202561.07M
2024119.3M
2023100.07M
202295.54M
202195.21M
2020107.84M
2019106.21M
2018106.15M
201796.51M
2016136.94M
Cash & Debt (USD)
0500M1B1.5BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
UVE Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025571.79M
2024419.43M
20231.46B
20221.4B
20211.29B
2020987.02M
20191.04B
2018166.43M
2017223.49M
2016110.73M
Debt ratios
-15-10-5020182019202020212022202320242025
UVE Debt ratios by year
PeriodDebt ratios
2025-1.08
2024-1.48
2023-8.78
2022-10.82
2021-3.96
2020-2.11
2019-1.62
2018-0.23
Margins
0%20%40%60%2016201720182019202020212022202320242025
UVE Margins by year
PeriodMargins
202526.84%
202413.14%
202313.72%
20225.73%
202110.38%
202010.71%
201916.86%
201830.59%
201734.93%
201642.55%
Return on Capital
-20%0%20%40%2016201720182019202020212022202320242025
UVE Return on Capital by year
PeriodReturn on Capital
202533.2%
202415.79%
202319.58%
2022-7.73%
20214.75%
20204.25%
20199.42%
201823.33%
201724.3%
201626.78%
Shares Outstanding
010M20M30M40M2016201720182019202020212022202320242025
UVE Shares Outstanding by year
PeriodShares Outstanding
202527.85M
202428.17M
202329.06M
202230.43M
202131.13M
202031.19M
201932.88M
201834.81M
201734.59M
201635.04M
Dividends (USD)
00.20.40.60.82017201820192020202120222023202420252026
UVE Dividends (USD) by year
PeriodDividends (USD)
20260.48
20250.77
20240.77
20230.77
20220.77
20210.77
20200.77
20190.77
20180.73
20170.69
Employee Count
05001K1.5K2015201620172018201920202021202220242025
UVE Employee Count by year
PeriodEmployee Count
2025929
20241.07K
20221.22K
20211.05K
2020909
2019805
2018734
2017558
2016483
2015392
Book Value Per Share (USD)
051015202016201720182019202020212022202320242025
UVE Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202519.79
202413.25
202311.74
20229.46
202113.8
202014.4
201915.02
201814.41
201712.72
201610.59
Total Assets (USD)
01B2B3B2016201720182019202020212022202320242025
UVE Total Assets (USD) by year
PeriodTotal Assets (USD)
20252.84B
20242.84B
20232.32B
20222.89B
20212.06B
20201.76B
20191.72B
20181.86B
20171.45B
20161.06B
PE Ratio
57.51012.515med 7.67Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE PE Ratio by year
PeriodPE Ratio
Sep 265.61
Sep 265.59
Aug 265.5
Aug 265.36
Aug 265.47
Aug 265.59
Jul 265.54
Jul 265.92
Jul 265.53
Jul 266
Jul 266.12
Jun 265.85
Jun 265.42
Jun 265.4
Jun 265.31
May 265.27
May 265.54
May 265.51
May 265.61
May 265.65
Apr 266.01
Apr 265.42
Apr 265.24
Apr 265.07
Mar 265.13
Mar 265.04
Mar 265.22
Mar 265.36
Feb 265.35
Feb 267.08
Feb 267.09
Feb 267.22
Jan 266.93
Jan 266.57
Jan 266.79
Jan 266.94
Jan 267.22
Dec 257.7
Dec 257.71
Dec 257.51
Dec 257.08
Nov 257.54
Nov 257.59
Nov 257.83
Nov 257.65
Oct 257.01
Oct 2513.56
Oct 2511.89
Oct 2512.29
Oct 2512
Sep 2511.05
Sep 2510.84
Sep 2510.74
Sep 2510.41
Aug 2510.32
Aug 2510.41
Aug 259.99
Aug 259.93
Aug 259.73
Jul 259.66
Jul 2510.62
Jul 259.98
Jul 2510.93
Jun 2511.62
Jun 2511.11
Jun 2511.13
Jun 2511.56
May 2511.43
May 2511.07
May 2511.13
May 2510.95
May 2510.63
Apr 2511.3
Apr 2511.07
Apr 2510.54
Apr 2510.66
Mar 2511.16
Mar 2510.23
Mar 2510.42
Mar 2510.08
Feb 2510.6
Feb 257.62
Feb 257.94
Feb 257.76
Jan 257.52
Jan 257.58
Jan 257.56
Jan 257.39
Jan 257.77
Dec 248.02
Dec 248.03
Dec 248.27
Dec 248.51
Nov 248.8
Nov 248.9
Nov 248.74
Nov 248.45
Nov 247.84
Oct 246.62
Oct 246.83
Free Cash Flow Yield
10%20%30%40%50%med 31.87%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2627.51%
Sep 2627.63%
Aug 2628.08%
Aug 2628.82%
Aug 2628.23%
Aug 2627.63%
Jul 2627.9%
Jul 2629.75%
Jul 2631.81%
Jul 2629.37%
Jul 2628.78%
Jun 2630.1%
Jun 2632.49%
Jun 2632.62%
Jun 2633.15%
May 2633.44%
May 2631.76%
May 2631.94%
May 2631.39%
May 2631.18%
Apr 2634.29%
Apr 2638.05%
Apr 2639.37%
Apr 2640.66%
Mar 2640.21%
Mar 2640.86%
Mar 2639.49%
Mar 2638.48%
Feb 2638.49%
Feb 2628.82%
Feb 2628.78%
Feb 2628.29%
Jan 2629.46%
Jan 2631.09%
Jan 2630.07%
Jan 2629.42%
Jan 2628.29%
Dec 2526.52%
Dec 2526.47%
Dec 2527.17%
Dec 2528.81%
Nov 2527.07%
Nov 2526.89%
Nov 2526.08%
Nov 2526.69%
Oct 2529.1%
Oct 2529.94%
Oct 2534.16%
Oct 2533.04%
Oct 2533.82%
Sep 2536.75%
Sep 2537.46%
Sep 2537.79%
Sep 2539%
Aug 2539.34%
Aug 2539.02%
Aug 2540.65%
Aug 2540.88%
Aug 2541.72%
Jul 2536.11%
Jul 2532.82%
Jul 2534.94%
Jul 2531.91%
Jun 2530.01%
Jun 2531.38%
Jun 2531.32%
Jun 2530.16%
May 2530.51%
May 2531.49%
May 2531.32%
May 2531.84%
May 2532.81%
Apr 2519.03%
Apr 2519.42%
Apr 2520.39%
Apr 2520.17%
Mar 2519.27%
Mar 2521.01%
Mar 2520.63%
Mar 2521.32%
Feb 2520.27%
Feb 2541.07%
Feb 2539.4%
Feb 2540.33%
Jan 2541.6%
Jan 2541.26%
Jan 2541.38%
Jan 2542.34%
Jan 2540.26%
Dec 2439.01%
Dec 2438.98%
Dec 2437.84%
Dec 2436.78%
Nov 2435.55%
Nov 2435.16%
Nov 2435.8%
Nov 2437.04%
Nov 2439.91%
Oct 2439.14%
Oct 2437.9%
Price to Sales
0.20.40.60.8med 0.5Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Price to Sales by year
PeriodPrice to Sales
Sep 260.76
Sep 260.76
Aug 260.75
Aug 260.73
Aug 260.74
Aug 260.76
Jul 260.75
Jul 260.72
Jul 260.68
Jul 260.73
Jul 260.75
Jun 260.72
Jun 260.66
Jun 260.66
Jun 260.65
May 260.64
May 260.68
May 260.68
May 260.69
May 260.69
Apr 260.69
Apr 260.62
Apr 260.6
Apr 260.58
Mar 260.59
Mar 260.58
Mar 260.6
Mar 260.61
Feb 260.61
Feb 260.55
Feb 260.55
Feb 260.56
Jan 260.54
Jan 260.51
Jan 260.53
Jan 260.54
Jan 260.56
Dec 250.6
Dec 250.6
Dec 250.58
Dec 250.55
Nov 250.58
Nov 250.59
Nov 250.61
Nov 250.59
Oct 250.54
Oct 250.57
Oct 250.5
Oct 250.52
Oct 250.51
Sep 250.47
Sep 250.46
Sep 250.46
Sep 250.44
Aug 250.44
Aug 250.44
Aug 250.42
Aug 250.42
Aug 250.41
Jul 250.42
Jul 250.46
Jul 250.43
Jul 250.47
Jun 250.5
Jun 250.48
Jun 250.48
Jun 250.5
May 250.49
May 250.48
May 250.48
May 250.47
May 250.46
Apr 250.44
Apr 250.43
Apr 250.41
Apr 250.41
Mar 250.43
Mar 250.4
Mar 250.4
Mar 250.39
Feb 250.41
Feb 250.37
Feb 250.38
Feb 250.37
Jan 250.36
Jan 250.37
Jan 250.36
Jan 250.36
Jan 250.37
Dec 240.39
Dec 240.39
Dec 240.4
Dec 240.41
Nov 240.42
Nov 240.43
Nov 240.42
Nov 240.41
Nov 240.38
Oct 240.37
Oct 240.38
EV/EBITDA
12345med 2.16Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE EV/EBITDA by year
PeriodEV/EBITDA
Sep 262.05
Sep 262.04
Aug 261.97
Aug 261.87
Aug 261.95
Aug 262.04
Jul 262
Jul 261.9
Jul 261.63
Jul 261.96
Jul 262.05
Jun 261.85
Jun 261.54
Jun 261.53
Jun 261.47
May 261.43
May 261.63
May 261.61
May 261.68
May 261.71
Apr 262.45
Apr 262.03
Apr 261.9
Apr 261.78
Mar 261.82
Mar 261.76
Mar 261.89
Mar 261.99
Feb 261.98
Feb 262.36
Feb 262.37
Feb 262.46
Jan 262.25
Jan 261.98
Jan 262.15
Jan 262.26
Jan 262.46
Dec 252.81
Dec 252.82
Dec 252.68
Dec 252.36
Nov 252.69
Nov 252.73
Nov 252.91
Nov 252.77
Oct 252.31
Oct 254.52
Oct 253.37
Oct 253.65
Oct 253.45
Sep 252.8
Sep 252.65
Sep 252.59
Sep 252.36
Aug 252.3
Aug 252.36
Aug 252.07
Aug 252.03
Aug 251.9
Jul 251.5
Jul 252.16
Jul 251.72
Jul 252.36
Jun 252.83
Jun 252.49
Jun 252.5
Jun 252.8
May 252.7
May 252.46
May 252.5
May 252.38
May 252.16
Apr 253.84
Apr 253.7
Apr 253.35
Apr 253.42
Mar 253.75
Mar 253.15
Mar 253.27
Mar 253.05
Feb 253.39
Feb 251.65
Feb 251.85
Feb 251.73
Jan 251.58
Jan 251.62
Jan 251.61
Jan 251.5
Jan 251.74
Dec 241.9
Dec 241.9
Dec 242.05
Dec 242.2
Nov 242.39
Nov 242.45
Nov 242.35
Nov 242.17
Nov 241.79
Oct 242.02
Oct 242.17
Price/Operating Cashflow
2345med 3.05Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 263.58
Sep 263.57
Aug 263.51
Aug 263.42
Aug 263.49
Aug 263.57
Jul 263.53
Jul 263.32
Jul 263.1
Jul 263.36
Jul 263.43
Jun 263.28
Jun 263.04
Jun 263.02
Jun 262.98
May 262.95
May 263.11
May 263.09
May 263.14
May 263.16
Apr 262.88
Apr 262.6
Apr 262.51
Apr 262.43
Mar 262.46
Mar 262.42
Mar 262.5
Mar 262.57
Feb 262.57
Feb 263.41
Feb 263.42
Feb 263.48
Jan 263.34
Jan 263.16
Jan 263.27
Jan 263.34
Jan 263.48
Dec 253.71
Dec 253.71
Dec 253.62
Dec 253.41
Nov 253.63
Nov 253.66
Nov 253.77
Nov 253.68
Oct 253.38
Oct 253.28
Oct 252.88
Oct 252.97
Oct 252.91
Sep 252.67
Sep 252.62
Sep 252.6
Sep 252.52
Aug 252.5
Aug 252.52
Aug 252.42
Aug 252.4
Aug 252.36
Jul 252.67
Jul 252.94
Jul 252.76
Jul 253.02
Jun 253.21
Jun 253.07
Jun 253.08
Jun 253.2
May 253.16
May 253.06
May 253.08
May 253.03
May 252.94
Apr 254.85
Apr 254.75
Apr 254.52
Apr 254.57
Mar 254.79
Mar 254.39
Mar 254.47
Mar 254.33
Feb 254.55
Feb 252.32
Feb 252.42
Feb 252.37
Jan 252.29
Jan 252.31
Jan 252.31
Jan 252.25
Jan 252.37
Dec 242.45
Dec 242.45
Dec 242.52
Dec 242.59
Nov 242.68
Nov 242.71
Nov 242.67
Nov 242.58
Nov 242.39
Oct 242.44
Oct 242.52
Price to Book
1.21.41.61.822.2med 1.74Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UVE Price to Book by year
PeriodPrice to Book
Sep 261.94
Sep 261.93
Aug 261.9
Aug 261.85
Aug 261.89
Aug 261.93
Jul 261.91
Jul 261.98
Jul 261.85
Jul 262.01
Jul 262.05
Jun 261.96
Jun 261.81
Jun 261.81
Jun 261.78
May 261.76
May 261.86
May 261.85
May 261.88
May 261.89
Apr 262
Apr 261.8
Apr 261.74
Apr 261.68
Mar 261.7
Mar 261.67
Mar 261.73
Mar 261.78
Feb 261.78
Feb 261.75
Feb 261.75
Feb 261.78
Jan 261.71
Jan 261.62
Jan 261.68
Jan 261.72
Jan 261.78
Dec 251.9
Dec 251.91
Dec 251.86
Dec 251.75
Nov 251.86
Nov 251.88
Nov 251.94
Nov 251.89
Oct 251.73
Oct 251.97
Oct 251.72
Oct 251.78
Oct 251.74
Sep 251.6
Sep 251.57
Sep 251.56
Sep 251.51
Aug 251.5
Aug 251.51
Aug 251.45
Aug 251.44
Aug 251.41
Jul 251.52
Jul 251.68
Jul 251.58
Jul 251.73
Jun 251.83
Jun 251.76
Jun 251.76
Jun 251.83
May 251.8
May 251.75
May 251.76
May 251.73
May 251.68
Apr 251.78
Apr 251.75
Apr 251.66
Apr 251.68
Mar 251.76
Mar 251.62
Mar 251.65
Mar 251.59
Feb 251.67
Feb 251.39
Feb 251.45
Feb 251.41
Jan 251.37
Jan 251.38
Jan 251.38
Jan 251.35
Jan 251.42
Dec 241.46
Dec 241.46
Dec 241.51
Dec 241.55
Nov 241.6
Nov 241.62
Nov 241.59
Nov 241.54
Nov 241.43
Oct 241.4
Oct 241.45
Universal Insurance Holdings, Inc.
UVE
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News: UVE

Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?

zacks.com · 8 Sep 2026

Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

UVE's Underwriting, Premium Growth and Diversification Boost Earnings

zacks.com · 1 Sep 2026

UVE's Underwriting, Premium Growth and Diversification Boost Earnings

Universal Insurance's stronger underwriting, premium growth and geographic diversification are supporting earnings as Florida reforms improve results.

Bank of America Corp DE Buys 45,224 Shares of Universal Insurance Holdings Inc $UVE

defenseworld.net · 29 Aug 2026

Bank of America Corp DE Buys 45,224 Shares of Universal Insurance Holdings Inc $UVE

Bank of America Corp DE increased its holdings in Universal Insurance Holdings Inc (NYSE: UVE) by 46.0% in the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 143,557 shares of the insurance provider's stock after acquiring an additional 45,224 shares during the

UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?

zacks.com · 20 Aug 2026

UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?

Universal Insurance's disciplined underwriting, premium growth and improved Florida claims trends support profitability, while diversification strengthens its risk profile.

Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?

zacks.com · 20 Aug 2026

Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Investor Insight: Universal Insurance Executive Chairman Sells 20,000 Shares for $885,400

fool.com · 17 Aug 2026

Investor Insight: Universal Insurance Executive Chairman Sells 20,000 Shares for $885,400

Sean P. Downes reduced his direct holdings on the back of a strong rally over the last 12 months from the Universal Insurance stock price.

Universal Insurance (NYSE:UVE) Chairman Sells $885,400.00 in Stock

defenseworld.net · 10 Aug 2026

Universal Insurance (NYSE:UVE) Chairman Sells $885,400.00 in Stock

Universal Insurance Holdings Inc (NYSE: UVE - Get Free Report) Chairman Sean Downes sold 20,000 shares of the company's stock in a transaction dated Wednesday, August 5th. The shares were sold at an average price of $44.27, for a total transaction of $885,400.00. Following the completion of the sale, the chairman directly owned 1,104,645 shares of

Critical Survey: Universal Insurance (NYSE:UVE) versus Neptune Insurance (NYSE:NP)

defenseworld.net · 8 Aug 2026

Critical Survey: Universal Insurance (NYSE:UVE) versus Neptune Insurance (NYSE:NP)

Neptune Insurance (NYSE: NP - Get Free Report) and Universal Insurance (NYSE: UVE - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk. Insider and Institutional Ownership 66.6% of Universal Insurance

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.