Home / UNIF : OTC

AI Analysis Fundamentals Valuation Video Analysis News Similar

AI Analysis

How does UNIF make money? Does UNIF have pricing power? What's the Earnings Whisper? Will UNIF profit more as the business scales? What is UNIF's management track record? Is UNIF's current price justified?

U & I Financial Corp.

$4 +$0.12 (+3.09%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$4.11

Day Range

$4 - $4

Year Range

$3.24$4.6

Market Cap

21.91M

AVG Volume

1.52K

Trailing/Forward PE

-15.31/-

PEG ratio

0.01

Dividend Yield

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD) · TTM

UNIF Revenue (USD) · TTM by quarter
Period	Revenue (USD) · TTM
26 Q2	22.95M
26 Q1	23.54M
25 Q4	24.37M
25 Q3	26.18M
25 Q2	29.03M
25 Q1	32.97M
24 Q4	35.7M
24 Q3	37.75M
24 Q2	39.67M
24 Q1	40.21M

Net Income (USD) · TTM

UNIF Net Income (USD) · TTM by quarter
Period	Net Income (USD) · TTM
26 Q2	-1.41M
26 Q1	-253K
25 Q4	-2.16M
25 Q3	-18.13M
25 Q2	-32.83M
25 Q1	-34.41M
24 Q4	-31.07M
24 Q3	-32.72M
24 Q2	-15.41M
24 Q1	-12.21M

Operating Income (USD) · TTM

UNIF Operating Income (USD) · TTM by quarter
Period	Operating Income (USD) · TTM
26 Q2	-845K
26 Q1	1.22M
25 Q4	-1.78M
25 Q3	-7.78M
25 Q2	-26.45M
25 Q1	-29.2M
24 Q4	-24.45M
24 Q3	-41.76M
24 Q2	-19.86M
24 Q1	-15.67M

EBITDA (USD) · TTM

UNIF EBITDA (USD) · TTM by quarter
Period	EBITDA (USD) · TTM
26 Q2	-845K
26 Q1	1.22M
25 Q4	-1.78M
25 Q3	-7.78M
25 Q2	-26.45M
25 Q1	-24.43M
24 Q4	-22.45M
24 Q3	-39.77M
24 Q2	-17.87M
24 Q1	-18.44M

Cash Flows (USD) · TTM

UNIF Cash Flows (USD) · TTM by quarter
Period	Cash Flows (USD) · TTM
26 Q2	157K
25 Q1	0
24 Q4	0
24 Q3	0
24 Q2	0
24 Q1	0
23 Q4	0
23 Q3	0
23 Q2	0
21 Q4	459K

EPS (USD) · TTM

UNIF EPS (USD) · TTM by quarter
Period	EPS (USD) · TTM
26 Q2	-0.26
26 Q1	-0.05
25 Q4	-0.4
25 Q3	-3.31
25 Q2	-5.99
25 Q1	-6.28
24 Q4	-5.67
24 Q3	-5.99
24 Q2	-2.83
24 Q1	-2.24

Expenses (USD) · TTM

UNIF Expenses (USD) · TTM by quarter
Period	Expenses (USD) · TTM
26 Q2	7.54M
26 Q1	7.25M
25 Q4	6.87M
25 Q3	10.23M
25 Q2	9.98M
25 Q1	9.85M
24 Q4	10.21M
24 Q3	6.2M
24 Q2	6.65M
24 Q1	7.6M

Shares Outstanding · TTM

UNIF Shares Outstanding · TTM by quarter
Period	Shares Outstanding · TTM
26 Q2	-157K
25 Q1	0
24 Q4	0
24 Q3	0
24 Q2	0
24 Q1	0
23 Q4	0
23 Q3	0
23 Q2	0
21 Q4	-459K

Dividends (USD)

UNIF Dividends (USD) by quarter
Period	Dividends (USD)
Sep 23	0.1
Apr 23	0.1
Oct 22	0.1
Mar 22	0.1
Jun 18	0.1
Oct 17	0.24

PE Ratio

UNIF PE Ratio by quarter
Period	PE Ratio
Mar 24	3.59
Mar 24	3.27
Mar 24	3.29
Mar 24	3.44
Mar 24	3.62
Feb 24	4.05
Feb 24	4.15
Feb 24	4.4
Feb 24	4.58
Jan 24	5.06
Jan 24	4.94
Jan 24	4.73
Jan 24	5.19
Dec 23	5.35
Dec 23	4.98
Dec 23	5.05
Dec 23	4.93
Dec 23	4.96
Nov 23	4.98
Nov 23	4.86
Nov 23	4.89
Nov 23	4.89
Oct 23	4.93
Oct 23	4.93
Oct 23	5.03
Oct 23	5.03
Sep 23	5.05
Sep 23	5.01
Sep 23	5.01
Sep 23	5.01
Sep 23	5.01
Aug 23	5.01
Aug 23	5.01
Aug 23	5.19
Aug 23	5.19
Jul 23	5.19
Jul 23	5.1
Jul 23	5.1
Jul 23	5.1
Jun 23	4.98
Jun 23	5.28
Jun 23	5.59
Jun 23	5.59
Jun 23	5.5
May 23	5.52
May 23	5.52
May 23	5.4
May 23	5.43
Apr 23	5.37
Apr 23	5.37
Apr 23	5.27
Apr 23	5.26
Mar 23	5.26
Mar 23	5.93
Mar 23	6.23
Mar 23	6.07
Mar 23	6.26
Feb 23	6.26
Feb 23	6.25
Feb 23	6.26
Feb 23	6.26
Jan 23	6.25
Jan 23	5.85
Jan 23	5.85
Jan 23	5.88
Dec 22	5.88
Dec 22	6.37
Dec 22	6.63
Dec 22	6.74
Dec 22	6.71
Nov 22	6.74
Nov 22	6.65
Nov 22	6.77
Nov 22	6.74
Oct 22	6.77
Oct 22	6.86
Oct 22	7.04
Oct 22	7.04
Sep 22	6.95
Sep 22	7.39
Sep 22	7.17
Sep 22	7.13
Sep 22	7.1
Aug 22	6.7
Aug 22	6.86
Aug 22	6.7
Aug 22	6.7
Jul 22	6.7
Jul 22	6.79
Jul 22	6.7
Jul 22	6.73
Jul 22	6.79
Jun 22	7.47
Jun 22	7.51
Jun 22	7.73
Jun 22	8.03
May 22	7.8
May 22	7.81
May 22	8.03
May 22	7.93

Price to Sales

UNIF Price to Sales by quarter
Period	Price to Sales
Sep 26	0.96
Sep 26	0.95
Aug 26	0.9
Aug 26	1.02
Aug 26	1.02
Aug 26	1.02
Jul 26	0.99
Jul 26	0.97
Jul 26	0.93
Jul 26	0.93
Jul 26	0.95
Jun 26	0.91
Jun 26	0.91
Jun 26	0.79
Jun 26	0.8
May 26	0.9
May 26	0.9
May 26	0.99
May 26	1.02
May 26	1.02
Apr 26	0.98
Apr 26	0.85
Apr 26	0.86
Apr 26	0.79
Mar 26	0.7
Mar 26	0.78
Mar 26	0.76
Mar 26	0.76
Feb 26	0.77
Feb 26	0.78
Feb 26	0.78
Feb 26	0.79
Jan 26	0.79
Jan 26	0.81
Jan 26	0.81
Jan 26	0.81
Jan 26	0.81
Dec 25	0.74
Dec 25	0.73
Dec 25	0.75
Dec 25	0.75
Nov 25	0.75
Nov 25	0.77
Nov 25	0.78
Nov 25	0.75
Oct 25	0.76
Oct 25	0.75
Oct 25	0.76
Oct 25	0.76
Oct 25	0.71
Sep 25	0.66
Sep 25	0.66
Sep 25	0.66
Sep 25	0.63
Aug 25	0.63
Aug 25	0.58
Aug 25	0.58
Aug 25	0.6
Aug 25	0.61
Jul 25	0.59
Jul 25	0.55
Jul 25	0.55
Jul 25	0.53
Jun 25	0.49
Jun 25	0.46
Jun 25	0.46
Jun 25	0.47
May 25	0.46
May 25	0.46
May 25	0.48
May 25	0.48
May 25	0.49
Apr 25	0.48
Apr 25	0.47
Apr 25	0.47
Apr 25	0.48
Mar 25	0.57
Mar 25	0.57
Mar 25	0.56
Mar 25	0.57
Feb 25	0.57
Feb 25	0.59
Feb 25	0.59
Feb 25	0.58
Jan 25	0.58
Jan 25	0.58
Jan 25	0.58
Jan 25	0.6
Jan 25	0.49
Dec 24	0.45
Dec 24	0.44
Dec 24	0.45
Dec 24	0.47
Nov 24	0.47
Nov 24	0.48
Nov 24	0.51
Nov 24	0.59
Nov 24	0.57
Oct 24	0.59
Oct 24	0.55

EV/EBITDA

UNIF EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	-4.54
Sep 26	-4.72
Aug 26	-5.71
Aug 26	-3.24
Aug 26	-3.24
Aug 26	-3.24
Jul 26	-3.92
Jul 26	-4.36
Jul 26	-5.04
Jul 26	-5.04
Jul 26	-4.63
Mar 24	-0.88
Mar 24	-1.14
Mar 24	-1.12
Mar 24	-1
Mar 24	-0.86
Feb 24	-0.52
Feb 24	-0.44
Feb 24	-0.25
Feb 24	-0.11
Jan 24	0.27
Jan 24	0.17
Jan 24	0.01
Jan 24	0.37
Dec 23	0.5
Dec 23	1.27
Dec 23	1.33
Dec 23	1.24
Dec 23	1.25
Nov 23	1.27
Nov 23	1.18
Nov 23	1.2
Nov 23	1.2
Oct 23	1.24
Oct 23	1.24
Oct 23	1.31
Oct 23	1.31
Sep 23	1.33
Sep 23	1.25
Sep 23	1.25
Sep 23	1.25
Sep 23	1.25
Aug 23	1.25
Aug 23	1.25
Aug 23	1.39
Aug 23	1.39
Jul 23	1.39
Jul 23	1.32
Jul 23	1.32
Jul 23	1.32
Jun 23	1.23
Jun 23	-0.6
Jun 23	-0.35
Jun 23	-0.35
Jun 23	-0.43
May 23	-0.41
May 23	-0.41
May 23	-0.51
May 23	-0.49
Apr 23	-0.53
Apr 23	-0.53
Apr 23	-0.61
Apr 23	-0.62
Mar 23	-0.62
Mar 23	2.68
Mar 23	2.92
Mar 23	2.79
Mar 23	2.94
Feb 23	2.94
Feb 23	2.94
Feb 23	2.94
Feb 23	2.94
Jan 23	2.93
Jan 23	2.61
Jan 23	2.61
Jan 23	2.64
Dec 22	2.64
Dec 22	5.73
Dec 22	5.94
Dec 22	6.03
Dec 22	6.01
Nov 22	6.03
Nov 22	5.96
Nov 22	6.06
Nov 22	6.03
Oct 22	6.06
Oct 22	6.13
Oct 22	6.27
Oct 22	6.27
Sep 22	6.2
Sep 22	3.19
Sep 22	3.01
Sep 22	2.97
Sep 22	2.95
Aug 22	2.62
Aug 22	2.75
Aug 22	2.62
Aug 22	2.63
Jul 22	2.63
Jul 22	2.7

Price to Book

UNIF Price to Book by quarter
Period	Price to Book
Sep 26	0.79
Sep 26	0.78
Aug 26	0.74
Aug 26	0.85
Aug 26	0.85
Aug 26	0.85
Jul 26	0.82
Jul 26	0.8
Jul 26	0.77
Jul 26	0.77
Jul 26	0.79
Jun 26	0.77
Jun 26	0.77
Jun 26	0.66
Jun 26	0.67
May 26	0.76
May 26	0.76
May 26	0.83
May 26	0.86
May 26	0.86
Apr 26	0.83
Apr 26	0.72
Apr 26	0.72
Apr 26	0.66
Mar 26	0.64
Mar 26	0.71
Mar 26	0.69
Mar 26	0.7
Feb 26	0.7
Feb 26	0.71
Feb 26	0.71
Feb 26	0.72
Jan 26	0.72
Jan 26	0.74
Jan 26	0.74
Jan 26	0.74
Jan 26	0.74
Dec 25	0.76
Dec 25	0.75
Dec 25	0.77
Dec 25	0.78
Nov 25	0.77
Nov 25	0.79
Nov 25	0.81
Nov 25	0.78
Oct 25	0.79
Oct 25	0.78
Oct 25	0.78
Oct 25	0.78
Oct 25	0.73
Sep 25	0.79
Sep 25	0.79
Sep 25	0.78
Sep 25	0.75
Aug 25	0.75
Aug 25	0.69
Aug 25	0.69
Aug 25	0.71
Aug 25	0.73
Jul 25	0.7
Jul 25	0.65
Jul 25	0.65
Jul 25	0.63
Jun 25	0.59
Jun 25	0.55
Jun 25	0.55
Jun 25	0.56
May 25	0.55
May 25	0.55
May 25	0.57
May 25	0.58
May 25	0.59
Apr 25	0.57
Apr 25	0.56
Apr 25	0.56
Apr 25	0.58
Mar 25	0.45
Mar 25	0.46
Mar 25	0.45
Mar 25	0.46
Feb 25	0.46
Feb 25	0.47
Feb 25	0.47
Feb 25	0.47
Jan 25	0.47
Jan 25	0.47
Jan 25	0.47
Jan 25	0.48
Jan 25	0.39
Dec 24	0.29
Dec 24	0.28
Dec 24	0.29
Dec 24	0.3
Nov 24	0.3
Nov 24	0.31
Nov 24	0.33
Nov 24	0.38
Nov 24	0.37
Oct 24	0.39
Oct 24	0.36

No video analysis for this stock yet. Request one from our team.

News: UNIF

accessnewswire.com · 30 Jul 2026