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Union Bankshares, Inc.

$23.75 +$0.03 (+0.13%)

NASDAQ · 14 Sep 2026 17:35 UTC

Previous Close

$23.75

Day Range

$23.75$23.97

Year Range

$20.65$26.54

Market Cap

109.58M

AVG Volume

14.96K

Trailing/Forward PE

9.1/7.42

PEG ratio

0.42

Dividend Yield

6.06%

Next Earnings Date

2026-10-21

Primary Exchange

NASDAQ

Revenue (USD)

UNB Revenue (USD) by year
Period	Revenue (USD)
2025	87.04M
2024	77.61M
2023	67.01M
2022	52.84M
2021	52.24M
2020	52.73M
2019	50.96M
2018	41.66M
2017	38.41M
2016	36.98M

Net Income (USD)

UNB Net Income (USD) by year
Period	Net Income (USD)
2025	11.1M
2024	8.76M
2023	11.26M
2022	12.62M
2021	13.17M
2020	12.8M
2019	10.65M
2018	7.07M
2017	8.45M
2016	8.51M

Operating Income (USD)

UNB Operating Income (USD) by year
Period	Operating Income (USD)
2025	12.03M
2024	9.13M
2023	12.88M
2022	15.25M
2021	15.82M
2020	15.22M
2019	12.48M
2018	8.29M
2017	12.05M
2016	10.94M

EBITDA (USD)

UNB EBITDA (USD) by year
Period	EBITDA (USD)
2025	13.24M
2024	10.72M
2023	14.52M
2022	17.05M
2021	17.71M
2020	17.29M
2019	14.22M
2018	9.68M
2017	13.45M
2016	12.36M

Cash Flows (USD)

UNB Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	-25.35M
2024	11.08M
2023	7.25M
2022	28.37M
2021	25.68M
2020	-8.07M
2019	5.29M
2018	13.69M
2017	7.88M
2016	5.71M

EPS (USD)

UNB EPS (USD) by year
Period	EPS (USD)
2025	2.42
2024	1.94
2023	2.49
2022	2.81
2021	2.94
2020	2.86
2019	2.38
2018	1.58
2017	1.89
2016	1.91

Expenses (USD)

UNB Expenses (USD) by year
Period	Expenses (USD)
2025	31.9M
2024	27.06M
2023	25.68M
2022	23.58M
2021	26.06M
2020	21.78M
2019	31.37M
2018	24.47M
2017	1.99M
2016	8.63M

Cash & Debt (USD)

UNB Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	12.3M
2024	188.92M
2023	283.5M
2022	271.2M
2021	285.67M
2020	123.88M
2019	99.36M
2018	86.75M
2017	78.65M
2016	79.33M

Debt ratios

UNB Debt ratios by year
Period	Debt ratios
2025	5.23
2024	1.45
2023	-3.03
2022	-3.09
2021	-4.58
2020	-2.14
2019	-1.05
2018	-1.26

Margins

UNB Margins by year
Period	Margins
2025	61.43%
2024	60.68%
2023	71.99%
2022	91.44%
2021	93.18%
2020	86.07%
2019	87.48%
2018	90.32%
2017	0%
2016	45.26%

Return on Capital

UNB Return on Capital by year
Period	Return on Capital
2025	13.72%
2024	13.18%
2023	17.11%
2022	22.84%
2021	15.62%
2020	15.83%
2019	14.82%
2018	10.97%
2017	14.36%
2016	15.17%

Shares Outstanding

UNB Shares Outstanding by year
Period	Shares Outstanding
2025	4.57M
2024	4.48M
2023	4.52M
2022	4.47M
2021	4.44M
2020	4.46M
2019	4.52M
2018	4.36M
2017	4.46M
2016	4.42M

Dividends (USD)

UNB Dividends (USD) by year
Period	Dividends (USD)
2026	1.08
2025	1.44
2024	1.44
2023	1.44
2022	1.4
2021	1.32
2020	1.28
2019	1.24
2018	1.2
2017	1.16

Employee Count

UNB Employee Count by year
Period	Employee Count
2025	195
2024	191
2023	197
2022	188
2021	194
2020	193
2019	201
2018	195
2017	194
2016	191

Book Value Per Share (USD)

UNB Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	17.68
2024	14.84
2023	14.56
2022	12.35
2021	18.98
2020	18.12
2019	15.88
2018	14.79
2017	13.18
2016	12.68

Total Assets (USD)

UNB Total Assets (USD) by year
Period	Total Assets (USD)
2025	1.62B
2024	1.53B
2023	1.47B
2022	1.34B
2021	1.21B
2020	1.09B
2019	872.91M
2018	805.34M
2017	745.75M
2016	691.47M

PE Ratio

UNB PE Ratio by year
Period	PE Ratio
Sep 26	9.39
Sep 26	9.4
Aug 26	9.33
Aug 26	9.49
Aug 26	9.72
Aug 26	9.31
Jul 26	9.16
Jul 26	9.86
Jul 26	10.1
Jul 26	9.88
Jul 26	10.17
Jun 26	9.88
Jun 26	9.43
Jun 26	9.35
Jun 26	9.25
May 26	9.19
May 26	9.46
May 26	9.3
May 26	9.62
May 26	10.31
Apr 26	10.21
Apr 26	10.17
Apr 26	10.06
Apr 26	10.18
Mar 26	9.58
Mar 26	9.27
Mar 26	9.49
Mar 26	9.46
Feb 26	9.38
Feb 26	9.94
Feb 26	10.06
Feb 26	10.02
Jan 26	10.04
Jan 26	9.66
Jan 26	10
Jan 26	9.93
Jan 26	9.57
Dec 25	9.49
Dec 25	9.59
Dec 25	9.57
Dec 25	9.28
Nov 25	9.33
Nov 25	9.36
Nov 25	8.76
Nov 25	11.56
Oct 25	11.32
Oct 25	12.28
Oct 25	12.07
Oct 25	11.83
Oct 25	12.39
Sep 25	12.52
Sep 25	13.03
Sep 25	12.89
Sep 25	12.82
Aug 25	12.98
Aug 25	13.49
Aug 25	13.54
Aug 25	13.54
Aug 25	13.77
Jul 25	14.55
Jul 25	13.79
Jul 25	14.4
Jul 25	14.65
Jun 25	13.61
Jun 25	13.4
Jun 25	14.55
Jun 25	14.83
May 25	15.25
May 25	15.75
May 25	17.86
May 25	17.64
May 25	17.33
Apr 25	17.81
Apr 25	16.02
Apr 25	14.37
Apr 25	14.33
Mar 25	16.22
Mar 25	16.17
Mar 25	14.54
Mar 25	14.89
Feb 25	15
Feb 25	14.84
Feb 25	17.67
Feb 25	16.56
Jan 25	16.38
Jan 25	15.89
Jan 25	15.41
Jan 25	15.16
Jan 25	14.76
Dec 24	14.69
Dec 24	16.18
Dec 24	17.44
Dec 24	18.28
Nov 24	17.67
Nov 24	15.97
Nov 24	15.87
Nov 24	13.01
Nov 24	12.63
Oct 24	12.87
Oct 24	12.32

Free Cash Flow Yield

UNB Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	-17.96%
Sep 26	-17.94%
Aug 26	-18.07%
Aug 26	-17.78%
Aug 26	-17.35%
Aug 26	-18.11%
Jul 26	-25.26%
Jul 26	-23.45%
Jul 26	-22.9%
Jul 26	-23.41%
Jul 26	-22.75%
Jun 26	-23.42%
Jun 26	-24.54%
Jun 26	-24.75%
Jun 26	-25.01%
May 26	-25.18%
May 26	-24.45%
May 26	-24.88%
May 26	-24.05%
May 26	-22.15%
Apr 26	-22.36%
Apr 26	-22.46%
Apr 26	-22.7%
Apr 26	-22.45%
Mar 26	-23.85%
Mar 26	-24.64%
Mar 26	17.4%
Mar 26	17.46%
Feb 26	17.6%
Feb 26	16.61%
Feb 26	16.41%
Feb 26	16.47%
Jan 26	16.44%
Jan 26	17.1%
Jan 26	16.51%
Jan 26	16.63%
Jan 26	17.25%
Dec 25	17.4%
Dec 25	17.22%
Dec 25	17.24%
Dec 25	17.78%
Nov 25	17.69%
Nov 25	17.64%
Nov 25	18.86%
Nov 25	9.59%
Oct 25	9.8%
Oct 25	9.03%
Oct 25	9.19%
Oct 25	9.37%
Oct 25	8.95%
Sep 25	8.86%
Sep 25	8.51%
Sep 25	8.6%
Sep 25	8.65%
Aug 25	8.55%
Aug 25	8.22%
Aug 25	8.19%
Aug 25	11.29%
Aug 25	11.1%
Jul 25	10.51%
Jul 25	11.09%
Jul 25	10.62%
Jul 25	10.43%
Jun 25	11.23%
Jun 25	11.41%
Jun 25	10.5%
Jun 25	10.31%
May 25	10.03%
May 25	9.71%
May 25	8.56%
May 25	7.17%
May 25	7.3%
Apr 25	7.1%
Apr 25	7.89%
Apr 25	8.8%
Apr 25	8.83%
Mar 25	7.8%
Mar 25	5.38%
Mar 25	5.98%
Mar 25	5.84%
Feb 25	5.8%
Feb 25	5.86%
Feb 25	4.92%
Feb 25	5.25%
Jan 25	5.31%
Jan 25	5.48%
Jan 25	5.65%
Jan 25	5.74%
Jan 25	5.89%
Dec 24	5.92%
Dec 24	5.38%
Dec 24	4.99%
Dec 24	4.76%
Nov 24	4.92%
Nov 24	5.45%
Nov 24	5.48%
Nov 24	4.83%
Nov 24	4.97%
Oct 24	4.88%
Oct 24	5.1%

Price to Sales

UNB Price to Sales by year
Period	Price to Sales
Sep 26	1.26
Sep 26	1.26
Aug 26	1.25
Aug 26	1.27
Aug 26	1.3
Aug 26	1.25
Jul 26	1.2
Jul 26	1.29
Jul 26	1.32
Jul 26	1.3
Jul 26	1.33
Jun 26	1.29
Jun 26	1.24
Jun 26	1.23
Jun 26	1.21
May 26	1.2
May 26	1.24
May 26	1.22
May 26	1.26
May 26	1.31
Apr 26	1.3
Apr 26	1.3
Apr 26	1.28
Apr 26	1.3
Mar 26	1.22
Mar 26	1.18
Mar 26	1.25
Mar 26	1.25
Feb 26	1.24
Feb 26	1.31
Feb 26	1.33
Feb 26	1.32
Jan 26	1.33
Jan 26	1.27
Jan 26	1.32
Jan 26	1.31
Jan 26	1.26
Dec 25	1.25
Dec 25	1.26
Dec 25	1.26
Dec 25	1.23
Nov 25	1.23
Nov 25	1.24
Nov 25	1.16
Nov 25	1.3
Oct 25	1.27
Oct 25	1.38
Oct 25	1.35
Oct 25	1.33
Oct 25	1.39
Sep 25	1.4
Sep 25	1.46
Sep 25	1.45
Sep 25	1.44
Aug 25	1.46
Aug 25	1.51
Aug 25	1.52
Aug 25	1.5
Aug 25	1.52
Jul 25	1.61
Jul 25	1.52
Jul 25	1.59
Jul 25	1.62
Jun 25	1.5
Jun 25	1.48
Jun 25	1.61
Jun 25	1.64
May 25	1.68
May 25	1.74
May 25	1.97
May 25	1.99
May 25	1.96
Apr 25	2.01
Apr 25	1.81
Apr 25	1.62
Apr 25	1.62
Mar 25	1.83
Mar 25	1.91
Mar 25	1.72
Mar 25	1.76
Feb 25	1.77
Feb 25	1.75
Feb 25	2.09
Feb 25	1.96
Jan 25	1.94
Jan 25	1.88
Jan 25	1.82
Jan 25	1.79
Jan 25	1.74
Dec 24	1.74
Dec 24	1.91
Dec 24	2.06
Dec 24	2.16
Nov 24	2.09
Nov 24	1.89
Nov 24	1.87
Nov 24	1.78
Nov 24	1.73
Oct 24	1.77
Oct 24	1.69

EV/EBITDA

UNB EV/EBITDA by year
Period	EV/EBITDA
Sep 26	31.28
Sep 26	31.29
Aug 26	31.23
Aug 26	31.36
Aug 26	31.55
Aug 26	31.21
Jul 26	30.69
Jul 26	31.27
Jul 26	31.47
Jul 26	31.29
Jul 26	31.53
Jun 26	31.29
Jun 26	30.91
Jun 26	30.85
Jun 26	30.77
May 26	30.71
May 26	30.94
May 26	30.81
May 26	31.07
May 26	30.59
Apr 26	30.51
Apr 26	30.47
Apr 26	30.38
Apr 26	30.48
Mar 26	29.97
Mar 26	29.72
Mar 26	15.92
Mar 26	15.89
Feb 26	15.83
Feb 26	16.29
Feb 26	16.39
Feb 26	16.35
Jan 26	16.37
Jan 26	16.05
Jan 26	16.33
Jan 26	16.28
Jan 26	15.98
Dec 25	15.92
Dec 25	16
Dec 25	15.99
Dec 25	15.75
Nov 25	15.79
Nov 25	15.81
Nov 25	15.32
Nov 25	21.73
Oct 25	21.53
Oct 25	22.32
Oct 25	22.15
Oct 25	21.95
Oct 25	22.41
Sep 25	22.52
Sep 25	22.94
Sep 25	22.82
Sep 25	22.77
Aug 25	22.9
Aug 25	23.32
Aug 25	23.36
Aug 25	19.7
Aug 25	19.89
Jul 25	20.53
Jul 25	19.9
Jul 25	20.4
Jul 25	20.61
Jun 25	19.76
Jun 25	19.58
Jun 25	20.53
Jun 25	20.76
May 25	21.1
May 25	21.51
May 25	23.25
May 25	22.53
May 25	22.28
Apr 25	22.67
Apr 25	21.21
Apr 25	19.86
Apr 25	19.83
Mar 25	21.37
Mar 25	12.43
Mar 25	11.12
Mar 25	11.41
Feb 25	11.49
Feb 25	11.36
Feb 25	13.63
Feb 25	12.74
Jan 25	12.6
Jan 25	12.2
Jan 25	11.82
Jan 25	11.62
Jan 25	11.29
Dec 24	11.24
Dec 24	12.44
Dec 24	13.44
Dec 24	14.12
Nov 24	13.63
Nov 24	12.27
Nov 24	12.18
Nov 24	9.72
Nov 24	9.42
Oct 24	9.62
Oct 24	9.18

Price/Operating Cashflow

UNB Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Mar 26	5.43
Mar 26	5.41
Feb 26	5.37
Feb 26	5.69
Feb 26	5.76
Feb 26	5.73
Jan 26	5.74
Jan 26	5.52
Jan 26	5.72
Jan 26	5.68
Jan 26	5.47
Dec 25	5.43
Dec 25	5.48
Dec 25	5.48
Dec 25	5.31
Nov 25	5.34
Nov 25	5.35
Nov 25	5.01
Nov 25	9.36
Oct 25	9.16
Oct 25	9.94
Oct 25	9.77
Oct 25	9.58
Oct 25	10.03
Sep 25	10.13
Sep 25	10.55
Sep 25	10.44
Sep 25	10.38
Aug 25	10.51
Aug 25	10.92
Aug 25	10.96
Aug 25	8.35
Aug 25	8.49
Jul 25	8.97
Jul 25	8.5
Jul 25	8.87
Jul 25	9.03
Jun 25	8.39
Jun 25	8.26
Jun 25	8.97
Jun 25	9.14
May 25	9.4
May 25	9.71
May 25	11.01
May 25	12.72
May 25	12.5
Apr 25	12.84
Apr 25	11.55
Apr 25	10.36
Apr 25	10.33
Mar 25	11.69
Mar 25	15.11
Mar 25	13.59
Mar 25	13.92
Feb 25	14.01
Feb 25	13.87
Feb 25	16.51
Feb 25	15.48
Jan 25	15.31
Jan 25	14.84
Jan 25	14.4
Jan 25	14.17
Jan 25	13.79
Dec 24	13.73
Dec 24	15.12
Dec 24	16.29
Dec 24	17.09
Nov 24	16.51
Nov 24	14.93
Nov 24	14.83
Nov 24	15.23
Nov 24	14.79
Oct 24	15.07
Oct 24	14.42
Oct 24	14
Oct 24	13.13
Sep 24	13.78
Sep 24	14.39
Sep 24	13.34
Sep 24	13.07
Aug 24	13.63
Aug 24	13.16
Aug 24	12.53
Aug 24	12.63
Aug 24	12.26
Jul 24	13.29
Jul 24	12.66
Jul 24	11.3
Jul 24	10.93
Jun 24	10.92
Jun 24	11.23
Jun 24	11.02
Jun 24	12.05
May 24	11.35
May 24	12.08
May 24	12.1
May 24	12.46
May 24	12.91
Apr 24	13.82
Apr 24	13.57

Price to Book

UNB Price to Book by year
Period	Price to Book
Sep 26	1.26
Sep 26	1.26
Aug 26	1.25
Aug 26	1.27
Aug 26	1.3
Aug 26	1.25
Jul 26	1.32
Jul 26	1.42
Jul 26	1.45
Jul 26	1.42
Jul 26	1.46
Jun 26	1.42
Jun 26	1.36
Jun 26	1.34
Jun 26	1.33
May 26	1.32
May 26	1.36
May 26	1.34
May 26	1.38
May 26	1.42
Apr 26	1.4
Apr 26	1.4
Apr 26	1.38
Apr 26	1.4
Mar 26	1.31
Mar 26	1.27
Mar 26	1.38
Mar 26	1.38
Feb 26	1.37
Feb 26	1.45
Feb 26	1.47
Feb 26	1.46
Jan 26	1.47
Jan 26	1.41
Jan 26	1.46
Jan 26	1.45
Jan 26	1.4
Dec 25	1.38
Dec 25	1.4
Dec 25	1.4
Dec 25	1.35
Nov 25	1.36
Nov 25	1.37
Nov 25	1.28
Nov 25	1.5
Oct 25	1.46
Oct 25	1.59
Oct 25	1.56
Oct 25	1.53
Oct 25	1.6
Sep 25	1.62
Sep 25	1.69
Sep 25	1.67
Sep 25	1.66
Aug 25	1.68
Aug 25	1.75
Aug 25	1.75
Aug 25	1.71
Aug 25	1.74
Jul 25	1.84
Jul 25	1.74
Jul 25	1.82
Jul 25	1.85
Jun 25	1.72
Jun 25	1.69
Jun 25	1.84
Jun 25	1.87
May 25	1.92
May 25	1.99
May 25	2.25
May 25	2.32
May 25	2.28
Apr 25	2.35
Apr 25	2.11
Apr 25	1.89
Apr 25	1.89
Mar 25	2.14
Mar 25	1.97
Mar 25	1.77
Mar 25	1.81
Feb 25	1.83
Feb 25	1.81
Feb 25	2.15
Feb 25	2.02
Jan 25	2
Jan 25	1.94
Jan 25	1.88
Jan 25	1.85
Jan 25	1.8
Dec 24	1.79
Dec 24	1.97
Dec 24	2.12
Dec 24	2.23
Nov 24	2.15
Nov 24	1.95
Nov 24	1.93
Nov 24	2.03
Nov 24	1.98
Oct 24	2.01
Oct 24	1.93

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News: UNB

globenewswire.com · 15 Jul 2026

Union Bankshares Announces Earnings for the three and six months ended June 30, 2026 and Declares Quarterly Dividend

MORRISVILLE, Vt., July 15, 2026 (GLOBE NEWSWIRE) -- Union Bankshares, Inc. (NASDAQ - UNB) today announced results for the three and six months ended June 30, 2026 and declared a regular quarterly cash dividend. Consolidated net income for the three months ended June 30, 2026 was $2.9 million, or $0.61 per share, compared to $2.4 million, or $0.53 per share, for the same period in 2025, and $5.9 million, or $1.26 per share, for the six months ended June 30, 2026, compared to $4.9 million, or $1.08 per share, for the same period in 2025.

AI Analysis

Union Bankshares, Inc.

Video analysis: UNB

News: UNB

Union Bankshares Announces Earnings for the three and six months ended June 30, 2026 and Declares Quarterly Dividend

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