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United Community Banks, Inc.

$35.29 +$3.84 (+12.21%)
NYSE · 11 Sep 2026 20:00 UTC
Previous Close
$35.15
Day Range
$34.91$35.7
Year Range
$28.65$37.18
Market Cap
4.23B
AVG Volume
874.11K
Trailing/Forward PE
11.53/10.67
PEG ratio
1
Dividend Yield
2.83%
Next Earnings Date
2026-10-21
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0500M1B1.5B2B2016201720182019202020212022202320242025
UCB Revenue (USD) by year
PeriodRevenue (USD)
20251.54B
20241.48B
20231.29B
2022928.93M
2021716.27M
2020695.6M
2019628.37M
2018593.04M
2017477.98M
2016428.72M
Net Income (USD)
0100M200M300M400M2016201720182019202020212022202320242025
UCB Net Income (USD) by year
PeriodNet Income (USD)
2025328.15M
2024252.4M
2023187.54M
2022277.47M
2021269.8M
2020164.09M
2019185.72M
2018166.11M
201767.82M
2016100.66M
Operating Income (USD)
0200M400M600M2016201720182019202020212022202320242025
UCB Operating Income (USD) by year
PeriodOperating Income (USD)
2025422.41M
2024323.01M
2023232.54M
2022356M
2021347.76M
2020209.44M
2019238.71M
2018215.93M
2017172.83M
2016162.99M
EBITDA (USD)
0200M400M600M2016201720182019202020212022202320242025
UCB EBITDA (USD) by year
PeriodEBITDA (USD)
2025468.36M
2024363.94M
2023277.51M
2022402.7M
2021345.7M
2020200.86M
2019262.66M
2018246.9M
2017200.33M
2016192.97M
Cash Flows (USD)
0200M400M600M2016201720182019202020212022202320242025
UCB Cash Flows (USD) by year
PeriodCash Flows (USD)
2025407.72M
2024302.69M
2023221.49M
2022564.6M
2021332.84M
2020140.22M
2019132.99M
2018252.39M
2017185.78M
2016122.31M
EPS (USD)
01232016201720182019202020212022202320242025
UCB EPS (USD) by year
PeriodEPS (USD)
20252.62
20242.04
20231.55
20222.52
20212.97
20201.9
20192.31
20182.06
20170.94
20161.4
Expenses (USD)
0200M400M600MSG&ACapex2016201720182019202020212022202320242025
UCB Expenses (USD) by year
PeriodExpenses (USD)
2025414.1M
2024416.61M
2023427.87M
2022337.19M
2021281.23M
2020263.71M
2019228.46M
2018213.11M
2017186.06M
2016166.46M
Cash & Debt (USD)
02B4B6B8BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
UCB Cash & Debt (USD) by year
PeriodCash & Debt (USD)
20253.32B
20244.96B
20234.33B
20224.13B
20216.79B
20204.83B
20192.79B
20182.96B
20172.93B
20162.65B
Debt ratios
-8-6-4-2020182019202020212022202320242025
UCB Debt ratios by year
PeriodDebt ratios
2025-2.06
2024-3.24
2023-3.27
2022-2.42
2021-6.19
2020-4.95
2019-2.85
2018-3.25
Margins
0%50%100%150%2016201720182019202020212022202320242025
UCB Margins by year
PeriodMargins
202566%
202459.38%
202360.6%
202286.57%
2021101.09%
202080.35%
201984.65%
201888.06%
201792.15%
201694.3%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
UCB Return on Capital by year
PeriodReturn on Capital
20259.02%
20247.35%
20235.75%
202210.27%
202112.14%
20208.17%
201911.35%
201811.4%
20175.2%
20169.36%
Shares Outstanding
050M100M150M2016201720182019202020212022202320242025
UCB Shares Outstanding by year
PeriodShares Outstanding
2025121.67M
2024119.92M
2023119.61M
2022106.8M
202189.92M
202087.26M
201979.66M
201879.88M
201776.77M
201671.64M
Dividends (USD)
00.250.50.7512017201820192020202120222023202420252026
UCB Dividends (USD) by year
PeriodDividends (USD)
20260.76
20250.98
20240.94
20230.92
20220.86
20210.78
20200.72
20190.68
20180.58
20170.38
Employee Count
01K2K3K4K2016201720182019202020212022202320242025
UCB Employee Count by year
PeriodEmployee Count
20253.07K
20242.98K
20233.12K
20223.05K
20212.92K
20202.41K
20192.31K
20182.31K
20172.14K
20161.92K
Book Value Per Share (USD)
01020302016201720182019202020212022202320242025
UCB Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202529.91
202428.62
202327.27
202225.29
202124.71
202023.01
201920.53
201818.25
201716.98
201615.02
Total Assets (USD)
010B20B30B2016201720182019202020212022202320242025
UCB Total Assets (USD) by year
PeriodTotal Assets (USD)
202528B
202427.72B
202327.3B
202224.01B
202120.95B
202017.79B
201912.92B
201812.57B
201711.92B
201610.71B
PE Ratio
10152025med 13.07Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UCB PE Ratio by year
PeriodPE Ratio
Sep 2611.23
Sep 2611.34
Aug 2611.2
Aug 2611.33
Aug 2611.7
Aug 2611.3
Jul 2612.52
Jul 2612.46
Jul 2612.88
Jul 2612.56
Jul 2612.54
Jun 2612.58
Jun 2611.61
Jun 2612.24
Jun 2611.78
May 2611.64
May 2611.74
May 2611.33
May 2611.79
May 2612.43
Apr 2612.27
Apr 2612.66
Apr 2612.6
Apr 2611.9
Mar 2611.47
Mar 2611.16
Mar 2611.1
Mar 2611.47
Feb 2611.93
Feb 2612.88
Feb 2613.29
Feb 2614.04
Jan 2613.24
Jan 2613.03
Jan 2613.02
Jan 2612.71
Jan 2612.1
Dec 2512.41
Dec 2512.41
Dec 2512.46
Dec 2511.97
Nov 2511.75
Nov 2511.74
Nov 2511.63
Nov 2511.53
Oct 2512.97
Oct 2513.29
Oct 2513.31
Oct 2513.55
Oct 2513.99
Sep 2514.14
Sep 2514.31
Sep 2514.39
Sep 2514.78
Aug 2514.83
Aug 2514.54
Aug 2513.86
Aug 2513.19
Aug 2513.75
Jul 2514.5
Jul 2514.58
Jul 2514.34
Jul 2514.61
Jun 2513.77
Jun 2512.8
Jun 2512.98
Jun 2513.46
May 2513.21
May 2513.03
May 2513.64
May 2513.11
May 2513.57
Apr 2512.95
Apr 2511.78
Apr 2511.21
Apr 2511.52
Mar 2513.21
Mar 2513.29
Mar 2513.53
Mar 2514.07
Feb 2515.31
Feb 2520.04
Feb 2521.03
Feb 2521.44
Jan 2520.84
Jan 2520.72
Jan 2520.49
Jan 2518.75
Jan 2520.01
Dec 2420.33
Dec 2419.86
Dec 2420.87
Dec 2421.31
Nov 2421.24
Nov 2421.53
Nov 2420.6
Nov 2419.92
Nov 2417.67
Oct 2417.31
Oct 2418.35
Free Cash Flow Yield
4%6%8%10%12%14%med 9.03%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UCB Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 269.72%
Sep 269.62%
Aug 269.75%
Aug 269.64%
Aug 269.33%
Aug 269.66%
Jul 268.8%
Jul 268.85%
Jul 268.56%
Jul 268.77%
Jul 268.79%
Jun 268.76%
Jun 269.49%
Jun 269%
Jun 269.35%
May 269.46%
May 269.39%
May 269.73%
May 269.35%
May 2610%
Apr 2610.13%
Apr 269.81%
Apr 269.86%
Apr 2610.44%
Mar 2610.83%
Mar 2611.13%
Mar 2611.19%
Mar 2610.83%
Feb 2610.42%
Feb 269.65%
Feb 2610.41%
Feb 269.85%
Jan 2610.45%
Jan 2610.62%
Jan 2610.62%
Jan 2610.89%
Jan 2611.44%
Dec 2511.15%
Dec 2511.15%
Dec 2511.11%
Dec 2511.56%
Nov 2511.77%
Nov 2511.78%
Nov 2511.9%
Nov 2512%
Oct 259.01%
Oct 258.79%
Oct 258.78%
Oct 258.63%
Oct 258.35%
Sep 258.27%
Sep 258.16%
Sep 258.12%
Sep 257.91%
Aug 257.88%
Aug 258.03%
Aug 258.43%
Aug 258.86%
Aug 258.97%
Jul 258.5%
Jul 258.45%
Jul 258.59%
Jul 258.44%
Jun 258.95%
Jun 259.63%
Jun 259.5%
Jun 259.16%
May 259.33%
May 259.46%
May 259.04%
May 259.4%
May 258.83%
Apr 259.26%
Apr 2510.18%
Apr 2510.69%
Apr 2510.41%
Mar 259.08%
Mar 259.02%
Mar 258.87%
Mar 258.52%
Feb 257.83%
Feb 254.41%
Feb 254.2%
Feb 254.12%
Jan 254.24%
Jan 254.27%
Jan 254.31%
Jan 254.72%
Jan 254.42%
Dec 244.35%
Dec 244.45%
Dec 244.24%
Dec 244.15%
Nov 244.16%
Nov 244.11%
Nov 244.29%
Nov 244.44%
Nov 247.18%
Oct 247.33%
Oct 246.92%
Price to Sales
1.522.53med 2.6Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UCB Price to Sales by year
PeriodPrice to Sales
Sep 262.73
Sep 262.76
Aug 262.72
Aug 262.75
Aug 262.84
Aug 262.75
Jul 262.76
Jul 262.74
Jul 262.84
Jul 262.77
Jul 262.76
Jun 262.77
Jun 262.56
Jun 262.69
Jun 262.59
May 262.56
May 262.59
May 262.49
May 262.6
May 262.65
Apr 262.62
Apr 262.7
Apr 262.69
Apr 262.54
Mar 262.45
Mar 262.38
Mar 262.37
Mar 262.45
Feb 262.55
Feb 262.75
Feb 262.79
Feb 262.95
Jan 262.78
Jan 262.73
Jan 262.73
Jan 262.67
Jan 262.54
Dec 252.6
Dec 252.6
Dec 252.61
Dec 252.51
Nov 252.47
Nov 252.46
Nov 252.44
Nov 252.42
Oct 252.41
Oct 252.47
Oct 252.47
Oct 252.51
Oct 252.6
Sep 252.62
Sep 252.66
Sep 252.67
Sep 252.74
Aug 252.75
Aug 252.7
Aug 252.57
Aug 252.45
Aug 252.43
Jul 252.57
Jul 252.58
Jul 252.54
Jul 252.59
Jun 252.44
Jun 252.27
Jun 252.3
Jun 252.38
May 252.34
May 252.31
May 252.42
May 252.32
May 252.31
Apr 252.21
Apr 252.01
Apr 251.91
Apr 251.96
Mar 252.25
Mar 252.27
Mar 252.31
Mar 252.4
Feb 252.61
Feb 252.71
Feb 252.84
Feb 252.9
Jan 252.82
Jan 252.8
Jan 252.77
Jan 252.53
Jan 252.7
Dec 242.75
Dec 242.68
Dec 242.82
Dec 242.88
Nov 242.87
Nov 242.91
Nov 242.78
Nov 242.69
Nov 242.4
Oct 242.35
Oct 242.49
EV/EBITDA
-6-4-2024med -1.39Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UCB EV/EBITDA by year
PeriodEV/EBITDA
Sep 260.75
Sep 260.83
Aug 260.73
Aug 260.82
Aug 261.09
Aug 260.8
Jul 260.45
Jul 260.4
Jul 260.69
Jul 260.47
Jul 260.46
Jun 260.49
Jun 26-0.19
Jun 260.25
Jun 26-0.07
May 26-0.16
May 26-0.1
May 26-0.38
May 26-0.06
May 262.07
Apr 261.95
Apr 262.23
Apr 262.19
Apr 261.7
Mar 261.39
Mar 261.18
Mar 261.14
Mar 261.39
Feb 261.72
Feb 262.38
Feb 26-0.28
Feb 260.25
Jan 26-0.32
Jan 26-0.47
Jan 26-0.47
Jan 26-0.7
Jan 26-1.13
Dec 25-0.9
Dec 25-0.91
Dec 25-0.87
Dec 25-1.22
Nov 25-1.37
Nov 25-1.38
Nov 25-1.46
Nov 25-1.53
Oct 25-2.39
Oct 25-2.17
Oct 25-2.16
Oct 25-1.99
Oct 25-1.68
Sep 25-1.58
Sep 25-1.45
Sep 25-1.4
Sep 25-1.13
Aug 25-1.09
Aug 25-1.29
Aug 25-1.77
Aug 25-2.24
Aug 25-2.97
Jul 25-2.45
Jul 25-2.39
Jul 25-2.56
Jul 25-2.37
Jun 25-2.96
Jun 25-3.63
Jun 25-3.51
Jun 25-3.18
May 25-3.35
May 25-3.48
May 25-3.05
May 25-3.42
May 25-2.97
Apr 25-3.4
Apr 25-4.22
Apr 25-4.61
Apr 25-4.4
Mar 25-3.22
Mar 25-3.16
Mar 25-3
Mar 25-2.63
Feb 25-1.76
Feb 25-2.23
Feb 25-1.56
Feb 25-1.28
Jan 25-1.69
Jan 25-1.77
Jan 25-1.93
Jan 25-3.11
Jan 25-2.25
Dec 24-2.04
Dec 24-2.36
Dec 24-1.67
Dec 24-1.37
Nov 24-1.41
Nov 24-1.22
Nov 24-1.85
Nov 24-2.32
Nov 24-1.66
Oct 24-1.9
Oct 24-1.2
Price/Operating Cashflow
5101520med 9.9Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UCB Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 269.65
Sep 269.75
Aug 269.62
Aug 269.73
Aug 2610.05
Aug 269.71
Jul 2610.52
Jul 2610.46
Jul 2610.82
Jul 2610.55
Jul 2610.53
Jun 2610.57
Jun 269.75
Jun 2610.28
Jun 269.9
May 269.78
May 269.86
May 269.52
May 269.9
May 269.37
Apr 269.25
Apr 269.55
Apr 269.5
Apr 268.97
Mar 268.65
Mar 268.42
Mar 268.37
Mar 268.65
Feb 268.99
Feb 269.71
Feb 269.04
Feb 269.55
Jan 269.01
Jan 268.86
Jan 268.86
Jan 268.65
Jan 268.23
Dec 258.44
Dec 258.44
Dec 258.48
Dec 258.14
Nov 258
Nov 257.99
Nov 257.91
Nov 257.84
Oct 2510.09
Oct 2510.34
Oct 2510.35
Oct 2510.54
Oct 2510.89
Sep 2511
Sep 2511.14
Sep 2511.2
Sep 2511.5
Aug 2511.54
Aug 2511.32
Aug 2510.78
Aug 2510.26
Aug 259.99
Jul 2510.53
Jul 2510.59
Jul 2510.42
Jul 2510.61
Jun 2510
Jun 259.3
Jun 259.42
Jun 259.78
May 259.6
May 259.46
May 259.91
May 259.53
May 259.8
Apr 259.35
Apr 258.5
Apr 258.09
Apr 258.31
Mar 259.53
Mar 259.59
Mar 259.76
Mar 2510.15
Feb 2511.05
Feb 2517.1
Feb 2517.95
Feb 2518.3
Jan 2517.79
Jan 2517.68
Jan 2517.49
Jan 2516
Jan 2517.08
Dec 2417.35
Dec 2416.95
Dec 2417.81
Dec 2418.19
Nov 2418.13
Nov 2418.38
Nov 2417.59
Nov 2417
Nov 2411.16
Oct 2410.93
Oct 2411.58
Price to Book
0.811.21.4med 1.09Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
UCB Price to Book by year
PeriodPrice to Book
Sep 261.13
Sep 261.14
Aug 261.13
Aug 261.14
Aug 261.18
Aug 261.14
Jul 261.17
Jul 261.16
Jul 261.2
Jul 261.17
Jul 261.17
Jun 261.17
Jun 261.08
Jun 261.14
Jun 261.1
May 261.09
May 261.1
May 261.06
May 261.1
May 261.12
Apr 261.11
Apr 261.14
Apr 261.14
Apr 261.07
Mar 261.03
Mar 261.01
Mar 261
Mar 261.03
Feb 261.08
Feb 261.16
Feb 261.17
Feb 261.24
Jan 261.17
Jan 261.15
Jan 261.15
Jan 261.12
Jan 261.07
Dec 251.1
Dec 251.1
Dec 251.1
Dec 251.06
Nov 251.04
Nov 251.04
Nov 251.03
Nov 251.02
Oct 250.98
Oct 251.01
Oct 251.01
Oct 251.02
Oct 251.06
Sep 251.07
Sep 251.08
Sep 251.09
Sep 251.12
Aug 251.12
Aug 251.1
Aug 251.05
Aug 251
Aug 251.03
Jul 251.08
Jul 251.09
Jul 251.07
Jul 251.09
Jun 251.03
Jun 250.95
Jun 250.97
Jun 251
May 250.99
May 250.97
May 251.02
May 250.98
May 251
Apr 250.95
Apr 250.87
Apr 250.82
Apr 250.85
Mar 250.97
Mar 250.98
Mar 250.99
Mar 251.03
Feb 251.13
Feb 251.12
Feb 251.18
Feb 251.2
Jan 251.17
Jan 251.16
Jan 251.15
Jan 251.05
Jan 251.12
Dec 241.14
Dec 241.11
Dec 241.17
Dec 241.19
Nov 241.19
Nov 241.21
Nov 241.15
Nov 241.11
Nov 241.01
Oct 240.99
Oct 241.05
United Community Banks, Inc.
UCB
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News: UCB

United Community Banks, Inc. (UCB) Discusses Completion of Strategic Initiatives and Sale of Navitas to Strengthen Financial Position Transcript

seekingalpha.com · 8 Sep 2026

United Community Banks, Inc. (UCB) Discusses Completion of Strategic Initiatives and Sale of Navitas to Strengthen Financial Position Transcript

United Community Banks, Inc. (UCB) Discusses Completion of Strategic Initiatives and Sale of Navitas to Strengthen Financial Position Transcript

United Community Banks, Inc. Announces Completion of Strategic Initiatives That Simplify and Strengthen Balance Sheet; Increased Share Repurchase Authorization

globenewswire.com · 8 Sep 2026

United Community Banks, Inc. Announces Completion of Strategic Initiatives That Simplify and Strengthen Balance Sheet; Increased Share Repurchase Authorization

GREENVILLE, S.C., Sept. 08, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United” or the “Company”) today announced that, following the September 1 completion of the sale of Navitas Credit Corp. and NLFC Reinsurance Corp (collectively, “Navitas”), which netted the Company approximately $2.0 billion in proceeds, it has completed a strategic balance sheet repositioning of its investment securities portfolio.

United Community Banks, Inc. Announces Completion of Sale of Navitas Equipment Finance Business to Funds Managed by Wafra Inc.

globenewswire.com · 1 Sep 2026

United Community Banks, Inc. Announces Completion of Sale of Navitas Equipment Finance Business to Funds Managed by Wafra Inc.

GREENVILLE, S.C., Sept. 01, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (“United”) today announced the completion of the previously announced sale of its equipment finance business, consisting of Navitas Credit Corp. and NLFC Reinsurance Corp. (collectively, “Navitas”), to funds managed by Wafra Inc., acting through Navitas TopCo LLC (“Wafra”) for approximately $2.0 billion in cash1 (the “Transaction”).

United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?

zacks.com · 27 Aug 2026

United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets

gurufocus.com · 25 Aug 2026

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets PR Newswire GREENV

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets

prnewswire.com · 25 Aug 2026

United Community Names Dr. Jeff Beisler-Snell Head of International Banking and Capital Markets

GREENVILLE, S.C., Aug. 25, 2026 /PRNewswire/ -- United Community has named Jeff Beisler-Snell head of International Banking and Capital Markets, expanding the bank's ability to help customers conduct business around the world.

Leadership Investment: Director Carande Acquires 2,101 Shares of United Community Banks

fool.com · 19 Aug 2026

Leadership Investment: Director Carande Acquires 2,101 Shares of United Community Banks

Carl Steven Carande acquired 2,101 shares of common stock on Aug. 10, 2026. The purchase significantly increased the director's direct equity holdings.

4 Stocks Defying Geopolitical Headwinds With Recent Dividend Hikes

zacks.com · 19 Aug 2026

4 Stocks Defying Geopolitical Headwinds With Recent Dividend Hikes

Four dividend stocks - ENS, HRB, BMI and UCB - raised payouts as geopolitical tensions drive market volatility and uncertainty.

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