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United Bancorp, Inc.

$15.75 +$1.41 (+9.83%)

NASDAQ · 14 Sep 2026 15:35 UTC

Previous Close

$15.72

Day Range

$15.75$15.87

Year Range

$12.47$17.34

Market Cap

91.05M

AVG Volume

6.75K

Trailing/Forward PE

11.09/9.72

PEG ratio

0.55

Dividend Yield

6.03%

Next Earnings Date

2026-11-03

Primary Exchange

NASDAQ

Revenue (USD)

UBCP Revenue (USD) by year
Period	Revenue (USD)
2025	47.51M
2024	43.98M
2023	40.9M
2022	31.74M
2021	30.41M
2020	34.54M
2019	30.92M
2018	24.95M
2017	21.1M
2016	20.3M

Net Income (USD)

UBCP Net Income (USD) by year
Period	Net Income (USD)
2025	7.75M
2024	7.4M
2023	8.95M
2022	8.66M
2021	9.45M
2020	7.95M
2019	6.81M
2018	4.28M
2017	3.55M
2016	3.58M

Operating Income (USD)

UBCP Operating Income (USD) by year
Period	Operating Income (USD)
2025	7.67M
2024	7.29M
2023	9.49M
2022	9.54M
2021	10.68M
2020	8.58M
2019	7.41M
2018	5.08M
2017	5.6M
2016	5.16M

EBITDA (USD)

UBCP EBITDA (USD) by year
Period	EBITDA (USD)
2025	9.02M
2024	8.52M
2023	10.64M
2022	10.7M
2021	11.97M
2020	9.89M
2019	8.6M
2018	6.1M
2017	6.53M
2016	5.99M

Cash Flows (USD)

UBCP Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	6.03M
2024	-1.25M
2023	8.38M
2022	7.97M
2021	7.42M
2020	6.85M
2019	7.28M
2018	4.97M
2017	3.79M
2016	1.92M

EPS (USD)

UBCP EPS (USD) by year
Period	EPS (USD)
2025	1.34
2024	1.27
2023	1.57
2022	1.52
2021	1.66
2020	1.41
2019	1.2
2018	0.82
2017	0.7
2016	0.71

Expenses (USD)

UBCP Expenses (USD) by year
Period	Expenses (USD)
2025	17.67M
2024	21.2M
2023	12.71M
2022	11.97M
2021	11.72M
2020	12.96M
2019	11.17M
2018	10.03M
2017	9.06M
2016	10.14M

Cash & Debt (USD)

UBCP Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	161.33M
2024	138.84M
2023	210.73M
2022	247.7M
2021	229.31M
2020	209.66M
2019	203.77M
2018	149.24M
2017	59.27M
2016	51.31M

Debt ratios

UBCP Debt ratios by year
Period	Debt ratios
2025	-0.77
2024	-0.16
2023	-1.91
2022	-5
2021	-5.2
2020	-5.57
2019	-4.91
2018	-5.66

Margins

UBCP Margins by year
Period	Margins
2025	66.95%
2024	65.85%
2023	74.18%
2022	92.7%
2021	95.59%
2020	76.63%
2019	77.26%
2018	86.07%
2017	91.17%
2016	89.73%

Return on Capital

UBCP Return on Capital by year
Period	Return on Capital
2025	11%
2024	11.66%
2023	14.07%
2022	14.49%
2021	13.18%
2020	11.64%
2019	11.36%
2018	8.46%
2017	8.08%
2016	8.4%

Shares Outstanding

UBCP Shares Outstanding by year
Period	Shares Outstanding
2025	5.81M
2024	5.63M
2023	5.49M
2022	5.49M
2021	5.48M
2020	5.46M
2019	5.46M
2018	5.4M
2017	4.99M
2016	4.93M

Dividends (USD)

UBCP Dividends (USD) by year
Period	Dividends (USD)
2026	0.76
2025	0.92
2024	0.85
2023	0.82
2022	0.78
2021	0.68
2020	0.57
2019	0.55
2018	0.57
2017	0.51

Employee Count

UBCP Employee Count by year
Period	Employee Count
2025	125
2024	115
2023	115
2022	125
2021	124
2020	112
2019	112
2018	113
2017	101
2016	109

Book Value Per Share (USD)

UBCP Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	12.13
2024	11.27
2023	11.58
2022	10.89
2021	13.09
2020	12.52
2019	10.97
2018	9.37
2017	8.8
2016	8.65

Total Assets (USD)

UBCP Total Assets (USD) by year
Period	Total Assets (USD)
2025	857.45M
2024	816.66M
2023	819.45M
2022	757.4M
2021	724.46M
2020	693.4M
2019	685.71M
2018	593.21M
2017	459.33M
2016	438.02M

PE Ratio

UBCP PE Ratio by year
Period	PE Ratio
Sep 26	10.79
Sep 26	10.9
Aug 26	10.79
Aug 26	11.12
Aug 26	10.61
Aug 26	11.39
Jul 26	10.76
Jul 26	11.2
Jul 26	10.8
Jul 26	11.18
Jul 26	11.49
Jun 26	11.53
Jun 26	11.28
Jun 26	11.03
Jun 26	11.22
May 26	10.87
May 26	10.28
May 26	10.94
May 26	12
May 26	12.01
Apr 26	12.18
Apr 26	11.82
Apr 26	12.16
Apr 26	12
Mar 26	12.37
Mar 26	12.28
Mar 26	11.05
Mar 26	11.05
Feb 26	10.8
Feb 26	10.57
Feb 26	10.74
Feb 26	10.15
Jan 26	10.08
Jan 26	10.09
Jan 26	9.96
Jan 26	10.65
Jan 26	10.4
Dec 25	10.72
Dec 25	10.28
Dec 25	10.05
Dec 25	9.72
Nov 25	9.71
Nov 25	9.39
Nov 25	9.46
Nov 25	9.32
Oct 25	9.63
Oct 25	9.6
Oct 25	9.65
Oct 25	9.77
Oct 25	10.29
Sep 25	10.22
Sep 25	9.57
Sep 25	10.33
Sep 25	10.79
Aug 25	10.69
Aug 25	10.57
Aug 25	10.46
Aug 25	10.73
Aug 25	10.69
Jul 25	10.97
Jul 25	10.77
Jul 25	10.81
Jul 25	10.85
Jun 25	11.03
Jun 25	10.84
Jun 25	10.18
Jun 25	10.38
May 25	10.56
May 25	10.36
May 25	9.85
May 25	9.6
May 25	9.55
Apr 25	9.7
Apr 25	10.06
Apr 25	9.68
Apr 25	9.8
Mar 25	9.7
Mar 25	9.96
Mar 25	10.02
Mar 25	9.66
Feb 25	9.93
Feb 25	9.2
Feb 25	9.19
Feb 25	9.29
Jan 25	8.85
Jan 25	9.14
Jan 25	8.99
Jan 25	9.46
Jan 25	9.53
Dec 24	9.21
Dec 24	8.87
Dec 24	10.21
Dec 24	9.98
Nov 24	9.69
Nov 24	9.35
Nov 24	9.09
Nov 24	8.1
Nov 24	8.75
Oct 24	8.65
Oct 24	8.12

Free Cash Flow Yield

UBCP Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	7.51%
Sep 26	7.43%
Aug 26	7.51%
Aug 26	7.28%
Aug 26	7.64%
Aug 26	5.57%
Jul 26	5.89%
Jul 26	5.66%
Jul 26	5.87%
Jul 26	5.67%
Jul 26	5.52%
Jun 26	5.5%
Jun 26	5.62%
Jun 26	5.75%
Jun 26	5.65%
May 26	5.83%
May 26	6.17%
May 26	5.79%
May 26	6.48%
May 26	6.47%
Apr 26	6.38%
Apr 26	6.58%
Apr 26	6.39%
Apr 26	6.48%
Mar 26	6.28%
Mar 26	6.33%
Mar 26	11.49%
Mar 26	11.49%
Feb 26	11.76%
Feb 26	12.01%
Feb 26	11.83%
Feb 26	12.51%
Jan 26	12.6%
Jan 26	12.59%
Jan 26	12.75%
Jan 26	11.92%
Jan 26	12.22%
Dec 25	11.84%
Dec 25	12.35%
Dec 25	12.64%
Dec 25	13.07%
Nov 25	13.08%
Nov 25	13.53%
Nov 25	13.42%
Nov 25	1.32%
Oct 25	1.28%
Oct 25	1.28%
Oct 25	1.27%
Oct 25	1.26%
Oct 25	1.19%
Sep 25	1.2%
Sep 25	1.28%
Sep 25	1.19%
Sep 25	1.14%
Aug 25	1.15%
Aug 25	1.16%
Aug 25	1.17%
Aug 25	-2.64%
Aug 25	-2.65%
Jul 25	-2.59%
Jul 25	-2.63%
Jul 25	-2.62%
Jul 25	-2.61%
Jun 25	-2.57%
Jun 25	-2.62%
Jun 25	-2.78%
Jun 25	-2.73%
May 25	-2.68%
May 25	-2.74%
May 25	-2.88%
May 25	-1.76%
May 25	-1.76%
Apr 25	-1.74%
Apr 25	-1.67%
Apr 25	-1.74%
Apr 25	-1.72%
Mar 25	-1.74%
Mar 25	-1.69%
Mar 25	-1.68%
Mar 25	-0.34%
Feb 25	-0.33%
Feb 25	-0.36%
Feb 25	-0.36%
Feb 25	-0.35%
Jan 25	-0.37%
Jan 25	-0.36%
Jan 25	-0.37%
Jan 25	-0.35%
Jan 25	-0.34%
Dec 24	-0.36%
Dec 24	-0.37%
Dec 24	-0.32%
Dec 24	-0.33%
Nov 24	-0.34%
Nov 24	-0.35%
Nov 24	-0.36%
Nov 24	5.78%
Nov 24	5.35%
Oct 24	5.41%
Oct 24	5.76%

Price to Sales

UBCP Price to Sales by year
Period	Price to Sales
Sep 26	1.79
Sep 26	1.8
Aug 26	1.78
Aug 26	1.84
Aug 26	1.76
Aug 26	1.86
Jul 26	1.75
Jul 26	1.82
Jul 26	1.76
Jul 26	1.82
Jul 26	1.87
Jun 26	1.88
Jun 26	1.84
Jun 26	1.8
Jun 26	1.83
May 26	1.77
May 26	1.67
May 26	1.78
May 26	1.96
May 26	1.96
Apr 26	1.99
Apr 26	1.93
Apr 26	1.99
Apr 26	1.96
Mar 26	2.02
Mar 26	2
Mar 26	1.81
Mar 26	1.81
Feb 26	1.77
Feb 26	1.73
Feb 26	1.76
Feb 26	1.66
Jan 26	1.65
Jan 26	1.65
Jan 26	1.63
Jan 26	1.75
Jan 26	1.7
Dec 25	1.76
Dec 25	1.68
Dec 25	1.65
Dec 25	1.59
Nov 25	1.59
Nov 25	1.54
Nov 25	1.55
Nov 25	1.53
Oct 25	1.58
Oct 25	1.58
Oct 25	1.59
Oct 25	1.61
Oct 25	1.69
Sep 25	1.68
Sep 25	1.57
Sep 25	1.7
Sep 25	1.77
Aug 25	1.76
Aug 25	1.74
Aug 25	1.72
Aug 25	1.75
Aug 25	1.74
Jul 25	1.79
Jul 25	1.76
Jul 25	1.76
Jul 25	1.77
Jun 25	1.8
Jun 25	1.77
Jun 25	1.66
Jun 25	1.69
May 25	1.72
May 25	1.69
May 25	1.61
May 25	1.62
May 25	1.61
Apr 25	1.63
Apr 25	1.69
Apr 25	1.63
Apr 25	1.65
Mar 25	1.63
Mar 25	1.68
Mar 25	1.69
Mar 25	1.77
Feb 25	1.82
Feb 25	1.68
Feb 25	1.68
Feb 25	1.7
Jan 25	1.62
Jan 25	1.67
Jan 25	1.64
Jan 25	1.73
Jan 25	1.74
Dec 24	1.68
Dec 24	1.62
Dec 24	1.87
Dec 24	1.82
Nov 24	1.77
Nov 24	1.71
Nov 24	1.66
Nov 24	1.61
Nov 24	1.74
Oct 24	1.72
Oct 24	1.61

EV/EBITDA

UBCP EV/EBITDA by year
Period	EV/EBITDA
Sep 26	-5.92
Sep 26	-5.82
Aug 26	-5.92
Aug 26	-5.62
Aug 26	-6.08
Aug 26	6.79
Jul 26	6.24
Jul 26	6.61
Jul 26	6.27
Jul 26	6.6
Jul 26	6.86
Jun 26	6.91
Jun 26	6.69
Jun 26	6.47
Jun 26	6.63
May 26	6.33
May 26	5.82
May 26	6.39
May 26	6.98
May 26	7
Apr 26	7.14
Apr 26	6.83
Apr 26	7.13
Apr 26	6.98
Mar 26	7.31
Mar 26	7.23
Mar 26	6.07
Mar 26	6.07
Feb 26	5.86
Feb 26	5.66
Feb 26	5.8
Feb 26	5.29
Jan 26	5.23
Jan 26	5.24
Jan 26	5.13
Jan 26	5.73
Jan 26	5.51
Dec 25	5.79
Dec 25	5.41
Dec 25	5.21
Dec 25	4.92
Nov 25	4.91
Nov 25	4.64
Nov 25	4.7
Nov 25	-7.51
Oct 25	-7.25
Oct 25	-7.28
Oct 25	-7.24
Oct 25	-7.14
Oct 25	-6.69
Sep 25	-6.75
Sep 25	-7.3
Sep 25	-6.66
Sep 25	-6.27
Aug 25	-6.36
Aug 25	-6.46
Aug 25	-6.55
Aug 25	-5.91
Aug 25	-5.95
Jul 25	-5.71
Jul 25	-5.87
Jul 25	-5.85
Jul 25	-5.81
Jun 25	-5.65
Jun 25	-5.82
Jun 25	-6.4
Jun 25	-6.22
May 25	-6.06
May 25	-6.24
May 25	-6.69
May 25	7.56
May 25	7.52
Apr 25	7.65
Apr 25	7.96
Apr 25	7.63
Apr 25	7.73
Mar 25	7.65
Mar 25	7.87
Mar 25	7.93
Mar 25	-7.9
Feb 25	-7.67
Feb 25	-8.29
Feb 25	-8.3
Feb 25	-8.22
Jan 25	-8.59
Jan 25	-8.34
Jan 25	-8.47
Jan 25	-8.07
Jan 25	-8.01
Dec 24	-8.28
Dec 24	-8.57
Dec 24	-7.43
Dec 24	-7.63
Nov 24	-7.87
Nov 24	-8.16
Nov 24	-8.39
Nov 24	-7.81
Nov 24	-7.24
Oct 24	-7.33
Oct 24	-7.79

Price/Operating Cashflow

UBCP Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	12.74
Sep 26	12.87
Aug 26	12.73
Aug 26	13.13
Aug 26	12.52
Aug 26	9.25
Jul 26	8.73
Jul 26	9.09
Jul 26	8.77
Jul 26	9.08
Jul 26	9.32
Jun 26	9.36
Jun 26	9.16
Jun 26	8.95
Jun 26	9.11
May 26	8.83
May 26	8.35
May 26	8.88
May 26	9.03
May 26	9.04
Apr 26	9.17
Apr 26	8.9
Apr 26	9.16
Apr 26	9.03
Mar 26	9.32
Mar 26	9.25
Mar 26	9.19
Mar 26	9.19
Feb 26	8.99
Feb 26	8.79
Feb 26	8.93
Feb 26	8.44
Jan 26	8.38
Jan 26	8.39
Jan 26	8.29
Jan 26	8.86
Jan 26	8.65
Dec 25	8.92
Dec 25	8.55
Dec 25	8.36
Dec 25	8.08
Nov 25	8.08
Nov 25	7.81
Nov 25	7.87
Nov 25	6.54
Oct 25	6.76
Oct 25	6.73
Oct 25	6.77
Oct 25	6.85
Oct 25	7.22
Sep 25	7.17
Sep 25	6.72
Sep 25	7.24
Sep 25	7.57
Aug 25	7.5
Aug 25	7.41
Aug 25	7.34
Aug 25	13.25
Aug 25	13.2
Jul 25	13.54
Jul 25	13.3
Jul 25	13.34
Jul 25	13.4
Jun 25	13.62
Jun 25	13.38
Jun 25	12.57
Jun 25	12.81
May 25	13.04
May 25	12.79
May 25	12.17
May 25	8.41
May 25	8.37
Apr 25	8.5
Apr 25	8.82
Apr 25	8.48
Apr 25	8.58
Mar 25	8.5
Mar 25	8.73
Mar 25	8.78
Mar 25	7.61
Feb 25	7.83
Feb 25	7.25
Feb 25	7.24
Feb 25	7.32
Jan 25	6.98
Jan 25	7.21
Jan 25	7.08
Jan 25	7.45
Jan 25	7.51
Dec 24	7.26
Dec 24	6.99
Dec 24	8.05
Dec 24	7.86
Nov 24	7.64
Nov 24	7.37
Nov 24	7.16
Nov 24	8.12
Nov 24	8.77
Oct 24	8.66
Oct 24	8.13

Price to Book

UBCP Price to Book by year
Period	Price to Book
Sep 26	1.19
Sep 26	1.21
Aug 26	1.19
Aug 26	1.23
Aug 26	1.17
Aug 26	1.32
Jul 26	1.24
Jul 26	1.29
Jul 26	1.25
Jul 26	1.29
Jul 26	1.33
Jun 26	1.33
Jun 26	1.3
Jun 26	1.27
Jun 26	1.29
May 26	1.26
May 26	1.19
May 26	1.26
May 26	1.32
May 26	1.32
Apr 26	1.34
Apr 26	1.3
Apr 26	1.34
Apr 26	1.32
Mar 26	1.36
Mar 26	1.35
Mar 26	1.26
Mar 26	1.26
Feb 26	1.23
Feb 26	1.2
Feb 26	1.22
Feb 26	1.16
Jan 26	1.15
Jan 26	1.15
Jan 26	1.13
Jan 26	1.21
Jan 26	1.18
Dec 25	1.22
Dec 25	1.17
Dec 25	1.14
Dec 25	1.11
Nov 25	1.11
Nov 25	1.07
Nov 25	1.08
Nov 25	1.17
Oct 25	1.2
Oct 25	1.2
Oct 25	1.21
Oct 25	1.22
Oct 25	1.29
Sep 25	1.28
Sep 25	1.2
Sep 25	1.29
Sep 25	1.35
Aug 25	1.34
Aug 25	1.32
Aug 25	1.31
Aug 25	1.28
Aug 25	1.28
Jul 25	1.31
Jul 25	1.29
Jul 25	1.29
Jul 25	1.3
Jun 25	1.32
Jun 25	1.3
Jun 25	1.22
Jun 25	1.24
May 25	1.26
May 25	1.24
May 25	1.18
May 25	1.12
May 25	1.11
Apr 25	1.13
Apr 25	1.17
Apr 25	1.13
Apr 25	1.14
Mar 25	1.13
Mar 25	1.16
Mar 25	1.17
Mar 25	1.17
Feb 25	1.2
Feb 25	1.12
Feb 25	1.11
Feb 25	1.13
Jan 25	1.07
Jan 25	1.11
Jan 25	1.09
Jan 25	1.15
Jan 25	1.16
Dec 24	1.12
Dec 24	1.08
Dec 24	1.24
Dec 24	1.21
Nov 24	1.18
Nov 24	1.13
Nov 24	1.1
Nov 24	1.14
Nov 24	1.23
Oct 24	1.22
Oct 24	1.14

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News: UBCP

zacks.com · 31 Aug 2026

UBCP Upgraded to Outperform on Deposit Growth, Strong Margins

United Bancorp's improving earnings, margin expansion, deposit growth and higher dividends support the upgrade.

accessnewswire.com · 20 Aug 2026

United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1975 per Share, Which Produces a Forward Yield of 5.0%

MARTINS FERRY, OH / ACCESS Newswire / August 20, 2026 / On August 19, 2026, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1975 per share for shareholders of record on September 10, 2026 with a payment date of September 18, 2026. This is an increase of $0.01, or 5.3%, over the regular cash dividend paid in the third quarter of the previous year.

zacks.com · 29 Jul 2026

UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth

United Bancorp reports a year-over-year increase in Q2 earnings per share as stronger net interest income and deposit growth support performance despite ongoing infrastructure spending.

accessnewswire.com · 23 Jul 2026

United Bancorp, Inc. Reports Increases For 2026 Second Quarter and Six-Month Earnings Performance

MARTINS FERRY, OH / ACCESS Newswire / July 23, 2026 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.36 and net income of $2,095,000 for the three months ended June 30, 2026. For the first six months of the current year, UBCP reported diluted earnings per share of $0.69 and net income of $4,006,000.

zacks.com · 2 Jul 2026

OVBC vs. UBCP: Which Community Bank Stock Offers More Upside Now?

Ohio Valley Banc and United Bancorp differ in footprint, service mix and valuation, but which community bank offers more upside now? Let's dive in.