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TFS Financial Corporation

$17.01 +$3.44 (+25.35%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$17.08
Day Range
$16.91$17.25
Year Range
$12.54$19.49
Market Cap
4.77B
AVG Volume
903.87K
Trailing/Forward PE
46.56/43.62
PEG ratio
5.59
Dividend Yield
6.85%
Next Earnings Date
2026-10-29
Primary Exchange
NASDAQUS
Revenue (USD)
0200M400M600M800M2016201720182019202020212022202320242025
TFSL Revenue (USD) by year
PeriodRevenue (USD)
2025791.96M
2024758.78M
2023633.35M
2022433.14M
2021444.65M
2020508.55M
2019502.55M
2018464.58M
2017428.84M
2016413.39M
Net Income (USD)
025M50M75M100M2016201720182019202020212022202320242025
TFSL Net Income (USD) by year
PeriodNet Income (USD)
202590.96M
202479.59M
202375.25M
202274.56M
202181.01M
202083.32M
201980.24M
201885.41M
201788.88M
201680.55M
Operating Income (USD)
050M100M150M2016201720182019202020212022202320242025
TFSL Operating Income (USD) by year
PeriodOperating Income (USD)
2025114.72M
2024100.31M
202393.37M
202292.05M
2021100.09M
2020100.25M
2019102.21M
2018121.16M
2017133.34M
2016122.36M
EBITDA (USD)
050M100M150M200M2016201720182019202020212022202320242025
TFSL EBITDA (USD) by year
PeriodEBITDA (USD)
2025137.76M
2024119.35M
2023111.48M
2022119.09M
2021132.66M
2020133.06M
2019125.16M
2018146.35M
2017154.23M
2016141.73M
Cash Flows (USD)
050M100M150M2016201720182019202020212022202320242025
TFSL Cash Flows (USD) by year
PeriodCash Flows (USD)
202570.97M
202485.54M
202385.62M
202236.23M
202181.82M
2020118.59M
201999.22M
201890.35M
2017104.54M
201675.79M
EPS (USD)
00.10.20.30.42016201720182019202020212022202320242025
TFSL EPS (USD) by year
PeriodEPS (USD)
20250.32
20240.28
20230.27
20220.27
20210.29
20200.3
20190.28
20180.3
20170.31
20160.28
Expenses (USD)
050M100M150M200MSG&ACapex2016201720182019202020212022202320242025
TFSL Expenses (USD) by year
PeriodExpenses (USD)
2025149.12M
2024148.78M
2023156.63M
2022142.66M
2021138.46M
2020134.35M
2019137.56M
2018140.13M
2017129.6M
2016132.74M
Cash & Debt (USD)
02B4B6BCashLong Term Debt2016201720182019202020212022202320242025
TFSL Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025483.48M
2024989.97M
2023975.07M
2022827.47M
2021910.11M
2020951.47M
2019823.01M
2018801.74M
2017805.7M
2016749.11M
Debt ratios
02.557.51020182019202020212022202320242025
TFSL Debt ratios by year
PeriodDebt ratios
20259.06
20247.94
20238.72
20227.83
20214.14
20204.68
20195.49
20185.19
Margins
0%20%40%60%80%2016201720182019202020212022202320242025
TFSL Margins by year
PeriodMargins
202540.28%
202440.15%
202348.39%
202267%
202166.55%
202057.52%
201958.88%
201867.48%
201773.63%
201673.38%
Return on Capital
0%2%4%6%2016201720182019202020212022202320242025
TFSL Return on Capital by year
PeriodReturn on Capital
20254.8%
20244.27%
20233.9%
20224.04%
20214.68%
20204.98%
20194.73%
20184.86%
20175.26%
20164.85%
Shares Outstanding
0100M200M300M2016201720182019202020212022202320242025
TFSL Shares Outstanding by year
PeriodShares Outstanding
2025278.72M
2024278.4M
2023277.59M
2022277.38M
2021276.98M
2020276.07M
2019275.46M
2018275.42M
2017276.09M
2016279.3M
Dividends (USD)
00.511.52017201820192020202120222023202420252026
TFSL Dividends (USD) by year
PeriodDividends (USD)
20260.88
20251.13
20241.13
20231.13
20221.13
20211.12
20201.12
20191.04
20180.84
20170.59
Employee Count
05001K1.5K2009201020112012202020212022202320242025
TFSL Employee Count by year
PeriodEmployee Count
2025958
2024919
2023995
20221.02K
20211K
20201K
20122
20112
20102
20092
Book Value Per Share (USD)
024682016201720182019202020212022202320242025
TFSL Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
20256.8
20246.69
20236.94
20226.65
20216.25
20206.06
20196.16
20186.38
20176.12
20165.95
Total Assets (USD)
05B10B15B20B2016201720182019202020212022202320242025
TFSL Total Assets (USD) by year
PeriodTotal Assets (USD)
202517.46B
202417.09B
202316.92B
202215.79B
202114.06B
202014.64B
201914.54B
201814.14B
201713.69B
201612.91B
PE Ratio
4045505560med 45.09Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
TFSL PE Ratio by year
PeriodPE Ratio
Sep 2646.48
Sep 2648.01
Aug 2647.9
Aug 2648.2
Aug 2648.2
Aug 2648.06
Jul 2655.18
Jul 2654.52
Jul 2654.79
Jul 2652.96
Jul 2653.47
Jun 2652.42
Jun 2649.22
Jun 2650.72
Jun 2649.22
May 2647.69
May 2647.87
May 2645.89
May 2645.26
May 2646.14
Apr 2645.06
Apr 2646.02
Apr 2645.37
Apr 2643.9
Mar 2641.78
Mar 2641.1
Mar 2641.47
Mar 2642.67
Feb 2643.04
Feb 2646.17
Feb 2645.83
Feb 2645.8
Jan 2643.14
Jan 2643.24
Jan 2643.36
Jan 2642.62
Jan 2641.58
Dec 2542.87
Dec 2543.85
Dec 2542.1
Dec 2543.24
Nov 2543.66
Nov 2547.58
Nov 2545.8
Nov 2546.21
Oct 2544.57
Oct 2545.6
Oct 2543.29
Oct 2543.46
Oct 2544.77
Sep 2544.3
Sep 2544.23
Sep 2544.8
Sep 2545.6
Aug 2547.11
Aug 2546.07
Aug 2543.69
Aug 2542.59
Aug 2543.82
Jul 2543.34
Jul 2544.6
Jul 2544.4
Jul 2545.76
Jun 2544.16
Jun 2543.3
Jun 2543.37
Jun 2545.39
May 2545.11
May 2544.94
May 2545.87
May 2545.46
May 2546.25
Apr 2544.33
Apr 2541.9
Apr 2540.25
Apr 2540.08
Mar 2542.07
Mar 2541.55
Mar 2542.17
Mar 2543.3
Feb 2545.19
Feb 2545.63
Feb 2546.52
Feb 2546.76
Jan 2547.99
Jan 2544.32
Jan 2543.97
Jan 2542.4
Jan 2543.83
Dec 2444.11
Dec 2444.56
Dec 2446.45
Dec 2447.71
Nov 2449.46
Nov 2450.79
Nov 2449.01
Nov 2448.08
Nov 2444.57
Oct 2443.85
Oct 2445.12
Free Cash Flow Yield
0%1%2%3%4%5%med 2.01%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
TFSL Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 261.82%
Sep 261.76%
Aug 261.76%
Aug 261.75%
Aug 261.75%
Aug 261.76%
Jul 261.6%
Jul 261.62%
Jul 261.61%
Jul 261.67%
Jul 261.65%
Jun 261.69%
Jun 261.8%
Jun 261.74%
Jun 261.8%
May 261.85%
May 261.85%
May 261.93%
May 261.95%
May 261.98%
Apr 262.03%
Apr 261.99%
Apr 262.02%
Apr 262.09%
Mar 262.19%
Mar 262.23%
Mar 262.21%
Mar 262.15%
Feb 262.13%
Feb 261.98%
Feb 262%
Feb 262%
Jan 261.81%
Jan 261.8%
Jan 261.8%
Jan 261.83%
Jan 261.88%
Dec 251.82%
Dec 251.78%
Dec 251.85%
Dec 251.8%
Nov 251.79%
Nov 250.63%
Nov 250.65%
Nov 250.65%
Oct 250.67%
Oct 250.65%
Oct 250.69%
Oct 250.69%
Oct 250.67%
Sep 250.67%
Sep 250.67%
Sep 250.67%
Sep 250.65%
Aug 250.63%
Aug 250.65%
Aug 250.68%
Aug 250.7%
Aug 252.68%
Jul 252.71%
Jul 252.63%
Jul 252.64%
Jul 252.56%
Jun 252.66%
Jun 252.71%
Jun 252.7%
Jun 252.58%
May 252.6%
May 252.61%
May 252.56%
May 252.58%
May 252.52%
Apr 252.63%
Apr 252.78%
Apr 252.9%
Apr 252.91%
Mar 252.77%
Mar 252.81%
Mar 252.77%
Mar 252.69%
Feb 252.58%
Feb 252.56%
Feb 252.51%
Feb 252.49%
Jan 252.24%
Jan 252.42%
Jan 252.44%
Jan 252.54%
Jan 252.45%
Dec 242.44%
Dec 242.41%
Dec 242.31%
Dec 242.25%
Nov 242.17%
Nov 242.12%
Nov 243.98%
Nov 244.05%
Nov 244.37%
Oct 244.44%
Oct 244.32%
Price to Sales
4567med 4.89Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
TFSL Price to Sales by year
PeriodPrice to Sales
Sep 265.8
Sep 265.99
Aug 265.98
Aug 266.01
Aug 266.01
Aug 266
Jul 266.3
Jul 266.23
Jul 266.26
Jul 266.05
Jul 266.11
Jun 265.99
Jun 265.62
Jun 265.79
Jun 265.62
May 265.45
May 265.47
May 265.24
May 265.17
May 265.21
Apr 265.09
Apr 265.19
Apr 265.12
Apr 264.95
Mar 264.72
Mar 264.64
Mar 264.68
Mar 264.82
Feb 264.86
Feb 265.21
Feb 265.17
Feb 265.17
Jan 264.96
Jan 264.97
Jan 264.98
Jan 264.9
Jan 264.78
Dec 254.92
Dec 255.04
Dec 254.84
Dec 254.97
Nov 255.02
Nov 255.08
Nov 254.89
Nov 254.93
Oct 254.75
Oct 254.86
Oct 254.62
Oct 254.64
Oct 254.78
Sep 254.73
Sep 254.72
Sep 254.78
Sep 254.86
Aug 255.03
Aug 254.91
Aug 254.66
Aug 254.54
Aug 254.63
Jul 254.58
Jul 254.71
Jul 254.69
Jul 254.84
Jun 254.67
Jun 254.58
Jun 254.58
Jun 254.8
May 254.77
May 254.75
May 254.85
May 254.8
May 254.89
Apr 254.69
Apr 254.43
Apr 254.26
Apr 254.24
Mar 254.45
Mar 254.4
Mar 254.46
Mar 254.58
Feb 254.78
Feb 254.83
Feb 254.92
Feb 254.95
Jan 255.03
Jan 254.65
Jan 254.61
Jan 254.45
Jan 254.6
Dec 244.63
Dec 244.67
Dec 244.87
Dec 245
Nov 245.19
Nov 245.33
Nov 245.38
Nov 245.27
Nov 244.89
Oct 244.81
Oct 244.95
EV/EBITDA
5560657075med 62.61Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
TFSL EV/EBITDA by year
PeriodEV/EBITDA
Sep 2669.91
Sep 2670.95
Aug 2670.88
Aug 2671.08
Aug 2671.08
Aug 2670.99
Jul 2671.87
Jul 2671.44
Jul 2671.62
Jul 2670.42
Jul 2670.75
Jun 2670.07
Jun 2667.97
Jun 2668.95
Jun 2667.97
May 2666.98
May 2667.09
May 2665.8
May 2665.39
May 2662.75
Apr 2662.05
Apr 2662.67
Apr 2662.25
Apr 2661.28
Mar 2659.9
Mar 2659.46
Mar 2659.7
Mar 2660.48
Feb 2660.72
Feb 2662.77
Feb 2662.55
Feb 2662.53
Jan 2660.55
Jan 2660.61
Jan 2660.69
Jan 2660.2
Jan 2659.52
Dec 2560.37
Dec 2561.01
Dec 2559.86
Dec 2560.61
Nov 2560.89
Nov 2565.84
Nov 2564.68
Nov 2564.94
Oct 2563.87
Oct 2564.55
Oct 2563.03
Oct 2563.14
Oct 2564
Sep 2563.69
Sep 2563.65
Sep 2564.02
Sep 2564.55
Aug 2565.53
Aug 2564.85
Aug 2563.3
Aug 2562.57
Aug 2561.91
Jul 2561.59
Jul 2562.43
Jul 2562.29
Jul 2563.19
Jun 2562.13
Jun 2561.57
Jun 2561.62
Jun 2562.94
May 2562.76
May 2562.65
May 2563.26
May 2562.99
May 2561.16
Apr 2559.89
Apr 2558.27
Apr 2557.18
Apr 2557.06
Mar 2558.39
Mar 2558.04
Mar 2558.45
Mar 2559.2
Feb 2560.46
Feb 2560.75
Feb 2561.35
Feb 2561.5
Jan 2564.11
Jan 2561.66
Jan 2561.43
Jan 2560.38
Jan 2561.33
Dec 2461.52
Dec 2461.82
Dec 2463.08
Dec 2463.92
Nov 2465.09
Nov 2465.98
Nov 2464.65
Nov 2464.02
Nov 2461.65
Oct 2461.16
Oct 2462.02
Price/Operating Cashflow
0255075100125med 43.61Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
TFSL Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2648.5
Sep 2650.1
Aug 2649.98
Aug 2650.3
Aug 2650.3
Aug 2650.15
Jul 2655.78
Jul 2655.11
Jul 2655.39
Jul 2653.54
Jul 2654.05
Jun 2652.99
Jun 2649.75
Jun 2651.27
Jun 2649.75
May 2648.2
May 2648.39
May 2646.39
May 2645.75
May 2643.82
Apr 2642.79
Apr 2643.7
Apr 2643.09
Apr 2641.69
Mar 2639.68
Mar 2639.03
Mar 2639.38
Mar 2640.52
Feb 2640.87
Feb 2643.84
Feb 2643.52
Feb 2643.49
Jan 2647.61
Jan 2647.72
Jan 2647.85
Jan 2647.04
Jan 2645.89
Dec 2547.31
Dec 2548.39
Dec 2546.46
Dec 2547.72
Nov 2548.19
Nov 25113.59
Nov 25109.35
Nov 25110.31
Oct 25106.39
Oct 25108.87
Oct 25103.35
Oct 25103.75
Oct 25106.87
Sep 25105.75
Sep 25105.59
Sep 25106.95
Sep 25108.87
Aug 25112.47
Aug 25109.99
Aug 25104.31
Aug 25101.67
Aug 2534.11
Jul 2533.74
Jul 2534.72
Jul 2534.56
Jul 2535.63
Jun 2534.38
Jun 2533.71
Jun 2533.77
Jun 2535.34
May 2535.12
May 2534.99
May 2535.71
May 2535.39
May 2538.44
Apr 2536.85
Apr 2534.82
Apr 2533.46
Apr 2533.32
Mar 2534.97
Mar 2534.54
Mar 2535.05
Mar 2535.99
Feb 2537.56
Feb 2537.93
Feb 2538.67
Feb 2538.87
Jan 2543.11
Jan 2539.81
Jan 2539.5
Jan 2538.08
Jan 2539.37
Dec 2439.62
Dec 2440.03
Dec 2441.73
Dec 2442.86
Nov 2444.43
Nov 2445.62
Nov 2424.62
Nov 2424.15
Nov 2422.39
Oct 2422.02
Oct 2422.66
Price to Book
1.51.7522.252.52.75med 2.01Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
TFSL Price to Book by year
PeriodPrice to Book
Sep 262.42
Sep 262.5
Aug 262.5
Aug 262.51
Aug 262.51
Aug 262.51
Jul 262.67
Jul 262.64
Jul 262.65
Jul 262.56
Jul 262.59
Jun 262.54
Jun 262.38
Jun 262.45
Jun 262.38
May 262.31
May 262.32
May 262.22
May 262.19
May 262.2
Apr 262.15
Apr 262.2
Apr 262.17
Apr 262.1
Mar 262
Mar 261.96
Mar 261.98
Mar 262.04
Feb 262.06
Feb 262.21
Feb 262.19
Feb 262.19
Jan 262.07
Jan 262.08
Jan 262.08
Jan 262.05
Jan 262
Dec 252.06
Dec 252.11
Dec 252.02
Dec 252.08
Nov 252.1
Nov 252.1
Nov 252.02
Nov 252.04
Oct 251.96
Oct 252.01
Oct 251.91
Oct 251.91
Oct 251.97
Sep 251.95
Sep 251.95
Sep 251.97
Sep 252.01
Aug 252.08
Aug 252.03
Aug 251.92
Aug 251.88
Aug 251.89
Jul 251.86
Jul 251.92
Jul 251.91
Jul 251.97
Jun 251.9
Jun 251.86
Jun 251.87
Jun 251.95
May 251.94
May 251.93
May 251.97
May 251.96
May 251.96
Apr 251.88
Apr 251.78
Apr 251.71
Apr 251.7
Mar 251.79
Mar 251.76
Mar 251.79
Mar 251.84
Feb 251.92
Feb 251.94
Feb 251.98
Feb 251.99
Jan 252.05
Jan 251.89
Jan 251.88
Jan 251.81
Jan 251.87
Dec 241.88
Dec 241.9
Dec 241.98
Dec 242.04
Nov 242.11
Nov 242.17
Nov 242.07
Nov 242.03
Nov 241.88
Oct 241.85
Oct 241.91
TFS Financial Corporation
TFSL
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News: TFSL

55,338 Shares in TFS Financial Corporation $TFSL Acquired by Legal & General Group Plc

defenseworld.net · 8 Sep 2026

55,338 Shares in TFS Financial Corporation $TFSL Acquired by Legal & General Group Plc

Legal and General Group Plc bought a new position in TFS Financial Corporation (NASDAQ: TFSL) during the undefined quarter, according to its most recent filing with the SEC. The institutional investor bought 55,338 shares of the bank's stock, valued at approximately $981,000. Several other large investors have also recently bought and sold shares

Dividend Announcements: August 22-28, 2026

seekingalpha.com · 30 Aug 2026

Dividend Announcements: August 22-28, 2026

In this article series, I summarize dividend announcements of the past week. This week, 9 stocks announced dividend increases, including 3 stocks I own. INTU stands out for its robust safety metrics, 15% dividend hike, low payout ratios, and a forward-looking 16.16% dividend growth rate, though fair value estimates diverge. LRCX delivered the largest increase (26.92%) and boasts the highest Quality Score, but its yield is minimal at 0.44% and valuation appears stretched.

TFS Financial Corporation Declares Dividend

businesswire.com · 27 Aug 2026

TFS Financial Corporation Declares Dividend

CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the “Company”), the holding company for Third Federal Savings and Loan Association of Cleveland (the “Association”), today announced that the Board of Directors declared a quarterly cash dividend of $0.3175 per share, payable on September 23, 2026, to stockholders of record on September 9, 2026. Third Federal Savings and Loan Association of Cleveland, MHC (the “MHC”), the mutual holding company of the Company and owner of 227.

TFS Financial: An Ohio Regional Bank With An Earnings Beat And Loan Growth

seekingalpha.com · 18 Aug 2026

TFS Financial: An Ohio Regional Bank With An Earnings Beat And Loan Growth

TFS Financial, the parent of Third Federal S&L, gets a buy rating for my first coverage. Key positives include loan growth in recent earnings results, revenue trends and EPS showing durability and resilience. The high dividend yield can help boost the total return, but dividend safety is in question due to the high payout ratio.

TFS Financial (TFSL) is a Great Momentum Stock: Should You Buy?

zacks.com · 6 Aug 2026

TFS Financial (TFSL) is a Great Momentum Stock: Should You Buy?

Does TFS Financial (TFSL) have what it takes to be a top stock pick for momentum investors? Let's find out.

TFS Financial (TFSL) Surpasses Q3 Earnings and Revenue Estimates

zacks.com · 30 Jul 2026

TFS Financial (TFSL) Surpasses Q3 Earnings and Revenue Estimates

TFS Financial (TFSL) came out with quarterly earnings of $0.11 per share, beating the Zacks Consensus Estimate of $0.08 per share. This compares to earnings of $0.08 per share a year ago.

TFS Financial Delivers Record-Breaking Quarter

businesswire.com · 30 Jul 2026

TFS Financial Delivers Record-Breaking Quarter

CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the "Company", "we", "our"), the holding company for Third Federal Savings and Loan Association of Cleveland (the "Association"), today announced results for the quarter and nine months ended June 30, 2026. “I'm proud to share that Third Federal had record earnings of $30.5 million in the third quarter,” said Chairman and CEO Marc A. Stefanski. “First mortgage originations were more than $600 million; our net interest margin.

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