Home / TCNB : OTC

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does TCNB make money? Does TCNB have pricing power? What's the Earnings Whisper? Will TCNB profit more as the business scales? What is TCNB's management track record? Is TCNB's current price justified?

Town Center Bank

$7.5 +$1.42 (+23.36%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$7.5

Day Range

$7.5 - $7.5

Year Range

$5.6$8.17

Market Cap

17.5M

AVG Volume

1.05K

Trailing/Forward PE

17.23/-

PEG ratio

-0.44

Dividend Yield

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

TCNB Revenue (USD) by year
Period	Revenue (USD)
2024	9.93M
2023	7.38M
2022	5.93M
2021	6.99M
2020	6.03M
2019	5.21M
2018	4.87M
2017	4.34M
2016	4.08M
2015	4.14M

Net Income (USD)

TCNB Net Income (USD) by year
Period	Net Income (USD)
2024	1.49M
2023	1.05M
2022	263K
2021	1.61M
2020	728K
2019	2.24M
2018	1.73M
2017	151K
2016	697K
2015	76K

Operating Income (USD)

TCNB Operating Income (USD) by year
Period	Operating Income (USD)
2024	2.14M
2023	1.51M
2022	1.48M
2021	2.25M
2020	1.06M
2019	359K
2018	454K
2017	151K
2016	697K
2015	76K

EBITDA (USD)

TCNB EBITDA (USD) by year
Period	EBITDA (USD)
2024	2.14M
2023	1.51M
2022	285.96K
2021	2.25M
2020	1.06M
2019	359K
2018	454K
2017	151K
2016	697K
2015	76K

Cash Flows (USD)

TCNB Cash Flows (USD) by year
Period	Cash Flows (USD)
2023	0
2022	0
2019	0
2018	105
2017	0
2016	0
2015	0
2014	0

EPS (USD)

TCNB EPS (USD) by year
Period	EPS (USD)
2024	0.63
2023	0.46
2022	0.05
2021	0.69
2020	0.3
2019	0.96
2018	0.74
2017	0.17
2016	0.41
2015	0.1

Expenses (USD)

TCNB Expenses (USD) by year
Period	Expenses (USD)
2024	2.95M
2023	2.38M
2022	2.26M
2021	2.78M
2020	2.49M
2019	2.6M
2018	2.61M
2017	2.31M
2016	2.25M
2015	2.17M

Cash & Debt (USD)

TCNB Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2024	29.62M
2023	32.33M
2022	7.72M
2021	34.41M
2020	31.76M
2019	19.41M
2018	26.15M
2017	29.34M
2016	35.83M
2015	7.31M

Debt ratios

TCNB Debt ratios by year
Period	Debt ratios
2024	-1.55
2023	-2.41
2022	-1.96
2021	-5.57
2020	-11.88
2019	-8.53
2018	-16.8
2017	-20.26

Margins

TCNB Margins by year
Period	Margins
2024	68.34%
2023	77.34%
2022	97.37%
2021	93.26%
2020	81.52%
2019	78.81%
2018	84.32%
2017	88.03%
2016	86.82%
2015	85.33%

Return on Capital

TCNB Return on Capital by year
Period	Return on Capital
2024	8.03%
2023	6.21%
2022	1.69%
2021	9.75%
2020	4.78%
2019	15.77%
2018	15.17%
2017	1.55%
2016	7.16%
2015	0.82%

Shares Outstanding

TCNB Shares Outstanding by year
Period	Shares Outstanding
2024	2.33M
2023	2.34M
2022	2.33M
2021	2.33M
2020	2.33M
2019	2.33M
2018	2.33M
2017	2.33M
2016	2.33M
2015	2.33M

Book Value Per Share (USD)

TCNB Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2024	7.97
2023	7.24
2022	6.66
2021	7.06
2020	6.52
2019	6.09
2018	4.88
2017	4.19
2016	4.17
2015	3.99

Total Assets (USD)

TCNB Total Assets (USD) by year
Period	Total Assets (USD)
2024	165.27M
2023	147.58M
2022	134.32M
2021	149.35M
2020	155.99M
2019	106.72M
2018	103.89M
2017	98.45M
2016	94.3M
2015	104.16M

PE Ratio

TCNB PE Ratio by year
Period	PE Ratio
Sep 26	12.28
Sep 26	12.28
Aug 26	13.07
Aug 26	12.27
Aug 26	11.97
Aug 26	13.08
Jul 26	12.28
Jul 26	13.1
Jul 26	12.53
Jul 26	13.1
Jul 26	11.73
Jun 26	10.81
Jun 26	10.91
Jun 26	9.83
Jun 26	10.82
May 26	10.19
May 26	10.19
May 26	9.34
May 26	9.34
May 26	9.59
Apr 26	9.43
Apr 26	8.75
Apr 26	8.75
Apr 26	8.75
Mar 26	10.26
Mar 26	9.36
Mar 26	9.31
Mar 26	9.86
Feb 26	9.62
Feb 26	9.62
Feb 26	9.62
Feb 26	9.62
Jan 26	9.62
Jan 26	9.59
Jan 26	9.59
Jan 26	9.59
Jan 26	9.59
Dec 25	9.45
Dec 25	9.45
Dec 25	9.45
Dec 25	9.44
Nov 25	9.47
Nov 25	9.47
Nov 25	9.31
Nov 25	9.4
Oct 25	9.47
Oct 25	9.5
Oct 25	9.48
Oct 25	9.51
Oct 25	9.45
Sep 25	9.4
Sep 25	9.42
Sep 25	9.38
Sep 25	9.38
Aug 25	9.38
Aug 25	9.38
Aug 25	8.47
Aug 25	9.4
Aug 25	9.4
Jul 25	9.4
Jul 25	9.42
Jul 25	9.34
Jul 25	9.38
Jun 25	9.29
Jun 25	9.34
Jun 25	9.36
Jun 25	9.37
May 25	9.37
May 25	9.37
May 25	9.37
May 25	9.37
May 25	9.45
Apr 25	9.45
Apr 25	9.31
Apr 25	9.29
Apr 25	9.29
Mar 25	9.97
Mar 25	9.99
Mar 25	10.07
Mar 25	10.06
Feb 25	10.06
Feb 25	10.06
Feb 25	10.09
Feb 25	10.09
Jan 25	10.07
Jan 25	10.07
Jan 25	10.07
Jan 25	9.97
Jan 25	9.99
Dec 24	11.25
Dec 24	11.27
Dec 24	11.27
Dec 24	11.31
Nov 24	11.25
Nov 24	11.25
Nov 24	11.33
Nov 24	11.33
Nov 24	11.16
Oct 24	11.12
Oct 24	11.12

Price to Sales

TCNB Price to Sales by year
Period	Price to Sales
Sep 26	1.66
Sep 26	1.66
Aug 26	1.76
Aug 26	1.66
Aug 26	1.62
Aug 26	1.77
Jul 26	1.66
Jul 26	1.77
Jul 26	1.69
Jul 26	1.77
Jul 26	1.58
Jun 26	1.59
Jun 26	1.61
Jun 26	1.45
Jun 26	1.6
May 26	1.5
May 26	1.5
May 26	1.38
May 26	1.38
May 26	1.41
Apr 26	1.39
Apr 26	1.29
Apr 26	1.29
Apr 26	1.29
Mar 26	1.47
Mar 26	1.34
Mar 26	1.33
Mar 26	1.41
Feb 26	1.38
Feb 26	1.38
Feb 26	1.38
Feb 26	1.38
Jan 26	1.38
Jan 26	1.37
Jan 26	1.37
Jan 26	1.37
Jan 26	1.37
Dec 25	1.35
Dec 25	1.35
Dec 25	1.35
Dec 25	1.35
Nov 25	1.35
Nov 25	1.35
Nov 25	1.33
Nov 25	1.34
Oct 25	1.35
Oct 25	1.36
Oct 25	1.36
Oct 25	1.36
Oct 25	1.35
Sep 25	1.38
Sep 25	1.38
Sep 25	1.38
Sep 25	1.38
Aug 25	1.38
Aug 25	1.38
Aug 25	1.25
Aug 25	1.38
Aug 25	1.38
Jul 25	1.38
Jul 25	1.38
Jul 25	1.37
Jul 25	1.38
Jun 25	1.4
Jun 25	1.41
Jun 25	1.41
Jun 25	1.41
May 25	1.41
May 25	1.41
May 25	1.41
May 25	1.41
May 25	1.42
Apr 25	1.42
Apr 25	1.4
Apr 25	1.4
Apr 25	1.4
Mar 25	1.47
Mar 25	1.47
Mar 25	1.49
Mar 25	1.48
Feb 25	1.48
Feb 25	1.48
Feb 25	1.49
Feb 25	1.49
Jan 25	1.49
Jan 25	1.49
Jan 25	1.49
Jan 25	1.47
Jan 25	1.47
Dec 24	1.58
Dec 24	1.59
Dec 24	1.59
Dec 24	1.59
Nov 24	1.58
Nov 24	1.58
Nov 24	1.59
Nov 24	1.59
Nov 24	1.57
Oct 24	1.57
Oct 24	1.57

EV/EBITDA

TCNB EV/EBITDA by year
Period	EV/EBITDA
Sep 26	2.22
Sep 26	2.22
Aug 26	2.77
Aug 26	2.2
Aug 26	2
Aug 26	2.78
Jul 26	2.22
Jul 26	2.79
Jul 26	2.39
Jul 26	2.79
Jul 26	1.83
Jun 26	4.48
Jun 26	4.55
Jun 26	3.79
Jun 26	4.49
May 26	4.04
May 26	4.04
May 26	3.45
May 26	3.45
May 26	3.62
Apr 26	3.52
Apr 26	3.04
Apr 26	3.04
Apr 26	3.04
Mar 26	1.33
Mar 26	0.7
Mar 26	0.67
Mar 26	1.06
Feb 26	0.89
Feb 26	0.89
Feb 26	0.89
Feb 26	0.89
Jan 26	0.89
Jan 26	0.87
Jan 26	0.87
Jan 26	0.87
Jan 26	0.87
Dec 25	0.77
Dec 25	0.77
Dec 25	0.77
Dec 25	0.76
Nov 25	0.78
Nov 25	0.78
Nov 25	0.67
Nov 25	0.74
Oct 25	0.78
Oct 25	0.8
Oct 25	0.79
Oct 25	0.81
Oct 25	0.77
Sep 25	-5.63
Sep 25	-5.62
Sep 25	-5.64
Sep 25	-5.64
Aug 25	-5.64
Aug 25	-5.64
Aug 25	-6.27
Aug 25	-5.63
Aug 25	-5.63
Jul 25	-5.63
Jul 25	-5.62
Jul 25	-5.67
Jul 25	-5.64
Jun 25	2.01
Jun 25	2.04
Jun 25	2.05
Jun 25	2.06
May 25	2.06
May 25	2.06
May 25	2.06
May 25	2.06
May 25	2.12
Apr 25	2.12
Apr 25	2.02
Apr 25	2.01
Apr 25	2.01
Mar 25	-1.69
Mar 25	-1.68
Mar 25	-1.62
Mar 25	-1.64
Feb 25	-1.64
Feb 25	-1.64
Feb 25	-1.61
Feb 25	-1.61
Jan 25	-1.62
Jan 25	-1.62
Jan 25	-1.62
Jan 25	-1.69
Jan 25	-1.68
Dec 24	3.69
Dec 24	3.7
Dec 24	3.7
Dec 24	3.73
Nov 24	3.69
Nov 24	3.69
Nov 24	3.74
Nov 24	3.74
Nov 24	3.63
Oct 24	3.6
Oct 24	3.6

Price to Book

TCNB Price to Book by year
Period	Price to Book
Sep 26	0.85
Sep 26	0.85
Aug 26	0.9
Aug 26	0.85
Aug 26	0.83
Aug 26	0.9
Jul 26	0.85
Jul 26	0.9
Jul 26	0.86
Jul 26	0.9
Jul 26	0.81
Jun 26	0.82
Jun 26	0.83
Jun 26	0.74
Jun 26	0.82
May 26	0.77
May 26	0.77
May 26	0.71
May 26	0.71
May 26	0.72
Apr 26	0.71
Apr 26	0.66
Apr 26	0.66
Apr 26	0.66
Mar 26	0.78
Mar 26	0.71
Mar 26	0.71
Mar 26	0.75
Feb 26	0.73
Feb 26	0.73
Feb 26	0.73
Feb 26	0.73
Jan 26	0.73
Jan 26	0.73
Jan 26	0.73
Jan 26	0.73
Jan 26	0.73
Dec 25	0.72
Dec 25	0.72
Dec 25	0.72
Dec 25	0.72
Nov 25	0.72
Nov 25	0.72
Nov 25	0.71
Nov 25	0.72
Oct 25	0.72
Oct 25	0.72
Oct 25	0.72
Oct 25	0.73
Oct 25	0.72
Sep 25	0.73
Sep 25	0.74
Sep 25	0.73
Sep 25	0.73
Aug 25	0.73
Aug 25	0.73
Aug 25	0.66
Aug 25	0.73
Aug 25	0.73
Jul 25	0.73
Jul 25	0.74
Jul 25	0.73
Jul 25	0.73
Jun 25	0.75
Jun 25	0.75
Jun 25	0.75
Jun 25	0.75
May 25	0.75
May 25	0.75
May 25	0.75
May 25	0.75
May 25	0.76
Apr 25	0.76
Apr 25	0.75
Apr 25	0.75
Apr 25	0.75
Mar 25	0.76
Mar 25	0.76
Mar 25	0.77
Mar 25	0.76
Feb 25	0.76
Feb 25	0.76
Feb 25	0.77
Feb 25	0.77
Jan 25	0.77
Jan 25	0.77
Jan 25	0.77
Jan 25	0.76
Jan 25	0.76
Dec 24	0.79
Dec 24	0.79
Dec 24	0.79
Dec 24	0.79
Nov 24	0.79
Nov 24	0.79
Nov 24	0.79
Nov 24	0.79
Nov 24	0.78
Oct 24	0.78
Oct 24	0.78

No video analysis for this stock yet. Request one from our team.

AI Analysis

Town Center Bank

Video analysis: TCNB

Similar companies