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Synchrony Financial

$75.99 -$8.66 (-10.23%)
NYSE · 11 Sep 2026 20:00 UTC
Previous Close
$75.44
Day Range
$74.77$76.82
Year Range
$63.08$88.77
Market Cap
24.72B
AVG Volume
3.62M
Trailing/Forward PE
7.71/7.28
PEG ratio
0.66
Dividend Yield
1.63%
Next Earnings Date
2026-10-21
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
02B4B6B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q24.69B
26 Q14.67B
25 Q44.77B
25 Q34.83B
25 Q24.71B
25 Q14.8B
24 Q44.92B
24 Q34.99B
24 Q24.89B
24 Q14.89B
Net Income (USD)
0500M1B1.5B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q2885M
26 Q1805M
25 Q4751M
25 Q31.08B
25 Q2967M
25 Q1757M
24 Q4774M
24 Q3789M
24 Q2643M
24 Q11.29B
Operating Income (USD)
0500M1B1.5B2B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q21.19B
26 Q11.05B
25 Q4952M
25 Q31.43B
25 Q21.26B
25 Q1984M
24 Q4973M
24 Q31.03B
24 Q2844M
24 Q11.71B
EBITDA (USD)
0500M1B1.5B2B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q21.33B
26 Q11.19B
25 Q41.09B
25 Q31.56B
25 Q21.38B
25 Q11.11B
24 Q41.09B
24 Q31.15B
24 Q2965M
24 Q11.83B
Cash Flows (USD)
01B2B3B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q22.42B
26 Q12.18B
25 Q42.45B
25 Q32.64B
25 Q22.56B
25 Q12.2B
24 Q42.35B
24 Q32.76B
24 Q22.48B
24 Q12.25B
EPS (USD)
0123424 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF EPS (USD) by quarter
PeriodEPS (USD)
26 Q22.59
26 Q12.27
25 Q42.04
25 Q32.86
25 Q22.5
25 Q11.89
24 Q41.91
24 Q31.94
24 Q21.55
24 Q13.14
Expenses (USD)
0200M400M600M800M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q2653M
26 Q1629M
25 Q4723M
25 Q3623M
25 Q2636M
25 Q1622M
24 Q4582M
24 Q3587M
24 Q2563M
24 Q1621M
Cash & Debt (USD)
010B20B30BCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q216.19B
26 Q120.56B
25 Q417.32B
25 Q318.96B
25 Q222.36B
25 Q124.35B
24 Q417.79B
24 Q320.28B
24 Q221.32B
24 Q123.03B
Debt ratios
-2-1.5-1-0.500.524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Debt ratios by quarter
PeriodDebt ratios
26 Q20.05
26 Q1-0.79
25 Q4-0.42
25 Q3-0.88
25 Q2-1.34
25 Q1-1.7
24 Q4-0.46
24 Q3-1.01
24 Q2-1.29
24 Q1-1.61
Margins
0%20%40%60%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Margins by quarter
PeriodMargins
26 Q253.63%
26 Q150.64%
25 Q449.33%
25 Q355.38%
25 Q253.08%
25 Q146.36%
24 Q445.54%
24 Q344.43%
24 Q241.34%
24 Q137.71%
Return on Capital
0%2.5%5%7.5%10%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Return on Capital by quarter
PeriodReturn on Capital
26 Q25.24%
26 Q14.89%
25 Q44.48%
25 Q36.31%
25 Q25.7%
25 Q14.57%
24 Q44.67%
24 Q34.94%
24 Q24.14%
24 Q18.46%
Shares Outstanding
0200M400M600M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Shares Outstanding by quarter
PeriodShares Outstanding
26 Q2331.3M
26 Q1342.4M
25 Q4357.84M
25 Q3375.7M
25 Q2376.2M
25 Q1385.2M
24 Q4389.3M
24 Q3392.3M
24 Q2399.3M
24 Q1404.7M
Dividends (USD)
00.10.20.30.4May 24Aug 24Nov 24Feb 25May 25Aug 25Nov 25Feb 26May 26Aug 26
SYF Dividends (USD) by quarter
PeriodDividends (USD)
Aug 260.34
May 260.3
Feb 260.3
Nov 250.3
Aug 250.3
May 250.3
Feb 250.25
Nov 240.25
Aug 240.25
May 240.25
Employee Count
05K10K15K20K2016201720182019202020212022202320242025
SYF Employee Count by quarter
PeriodEmployee Count
202520K
202420K
202320K
202218.5K
202118K
202016.5K
201916.5K
201816.5K
201716K
201615K
Book Value Per Share (USD)
020406024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q251
26 Q148.12
25 Q446.85
25 Q345.42
25 Q245.06
25 Q143.05
24 Q442.59
24 Q340.73
24 Q238.92
24 Q137.76
Total Assets (USD)
050B100B150B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
SYF Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q2121.93B
26 Q1121.5B
25 Q4119.09B
25 Q3116.98B
25 Q2120.5B
25 Q1122.03B
24 Q4119.46B
24 Q3119.23B
24 Q2120.49B
24 Q1121.17B
PE Ratio
46810med 7.63Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
SYF PE Ratio by quarter
PeriodPE Ratio
Sep 267.16
Sep 267.53
Aug 267.35
Aug 267.48
Aug 267.63
Aug 267.4
Jul 267.14
Jul 266.87
Jul 267
Jul 266.89
Jul 267.26
Jun 267.48
Jun 267.16
Jun 266.98
Jun 266.74
May 266.79
May 266.83
May 266.79
May 266.96
May 267.21
Apr 267.26
Apr 267.89
Apr 267.29
Apr 266.89
Mar 266.58
Mar 266.67
Mar 266.43
Mar 266.72
Feb 266.96
Feb 267.39
Feb 267.19
Feb 267.57
Jan 267.63
Jan 268.05
Jan 268.43
Jan 269.13
Jan 268.9
Dec 259.04
Dec 258.9
Dec 258.85
Dec 258.45
Nov 258.13
Nov 257.84
Nov 257.68
Nov 257.69
Oct 257.82
Oct 257.87
Oct 258.18
Oct 257.78
Oct 258.15
Sep 258.53
Sep 258.77
Sep 258.63
Sep 258.65
Aug 258.74
Aug 258.38
Aug 258.18
Aug 257.95
Aug 257.73
Jul 258.34
Jul 259.11
Jul 259.18
Jul 259.12
Jun 258.6
Jun 258.1
Jun 257.78
Jun 257.7
May 257.49
May 257.38
May 257.9
May 257.23
May 257.04
Apr 256.68
Apr 255.33
Apr 255.13
Apr 254.87
Mar 255.83
Mar 256.01
Mar 255.93
Mar 256.09
Feb 256.75
Feb 256.83
Feb 257.26
Feb 257.51
Jan 258.55
Jan 258.75
Jan 258.52
Jan 257.9
Jan 258.28
Dec 248.17
Dec 248.11
Dec 248.44
Dec 248.42
Nov 248.37
Nov 248.18
Nov 248.05
Nov 247.91
Nov 246.85
Oct 246.84
Oct 247.5
Free Cash Flow Yield
20%30%40%50%60%med 37.93%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
SYF Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 2638.51%
Sep 2636.61%
Aug 2637.49%
Aug 2636.82%
Aug 2636.12%
Aug 2637.23%
Jul 2638.61%
Jul 2640.14%
Jul 2639.01%
Jul 2639.65%
Jul 2637.63%
Jun 2636.51%
Jun 2638.16%
Jun 2639.15%
Jun 2640.54%
May 2640.2%
May 2639.98%
May 2640.24%
May 2639.27%
May 2637.91%
Apr 2637.64%
Apr 2635.14%
Apr 2638.02%
Apr 2640.24%
Mar 2642.12%
Mar 2641.59%
Mar 2643.16%
Mar 2641.29%
Feb 2639.83%
Feb 2637.52%
Feb 2638.57%
Feb 2636.63%
Jan 2635.73%
Jan 2633.87%
Jan 2632.36%
Jan 2629.87%
Jan 2630.66%
Dec 2530.17%
Dec 2530.65%
Dec 2530.81%
Dec 2532.29%
Nov 2533.55%
Nov 2534.78%
Nov 2535.51%
Nov 2535.46%
Oct 2534.89%
Oct 2534.68%
Oct 2536.71%
Oct 2538.59%
Oct 2536.86%
Sep 2535.22%
Sep 2534.28%
Sep 2534.83%
Sep 2534.72%
Aug 2534.39%
Aug 2535.86%
Aug 2536.72%
Aug 2537.81%
Aug 2538.87%
Jul 2536.01%
Jul 2536.32%
Jul 2536.03%
Jul 2536.26%
Jun 2538.44%
Jun 2540.81%
Jun 2542.52%
Jun 2542.96%
May 2544.13%
May 2544.84%
May 2541.84%
May 2545.73%
May 2546.96%
Apr 2549.48%
Apr 2552.84%
Apr 2554.84%
Apr 2557.74%
Mar 2548.25%
Mar 2546.83%
Mar 2547.43%
Mar 2546.21%
Feb 2541.69%
Feb 2541.19%
Feb 2538.79%
Feb 2537.48%
Jan 2536.26%
Jan 2535.41%
Jan 2536.38%
Jan 2539.22%
Jan 2537.45%
Dec 2437.94%
Dec 2438.21%
Dec 2436.75%
Dec 2436.82%
Nov 2437.04%
Nov 2437.9%
Nov 2438.49%
Nov 2439.21%
Nov 2445.27%
Oct 2445.35%
Oct 2442.31%
Price to Sales
0.7511.251.51.75med 1.34Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
SYF Price to Sales by quarter
PeriodPrice to Sales
Sep 261.33
Sep 261.4
Aug 261.36
Aug 261.39
Aug 261.42
Aug 261.37
Jul 261.32
Jul 261.27
Jul 261.33
Jul 261.31
Jul 261.38
Jun 261.42
Jun 261.36
Jun 261.32
Jun 261.28
May 261.29
May 261.3
May 261.29
May 261.32
May 261.37
Apr 261.38
Apr 261.47
Apr 261.36
Apr 261.28
Mar 261.22
Mar 261.24
Mar 261.19
Mar 261.25
Feb 261.29
Feb 261.37
Feb 261.34
Feb 261.41
Jan 261.42
Jan 261.49
Jan 261.56
Jan 261.69
Jan 261.65
Dec 251.68
Dec 251.65
Dec 251.64
Dec 251.57
Nov 251.51
Nov 251.45
Nov 251.43
Nov 251.43
Oct 251.45
Oct 251.46
Oct 251.38
Oct 251.32
Oct 251.38
Sep 251.44
Sep 251.48
Sep 251.46
Sep 251.46
Aug 251.48
Aug 251.42
Aug 251.38
Aug 251.34
Aug 251.31
Jul 251.41
Jul 251.38
Jul 251.39
Jul 251.38
Jun 251.3
Jun 251.23
Jun 251.18
Jun 251.16
May 251.13
May 251.12
May 251.19
May 251.09
May 251.06
Apr 251.01
Apr 250.95
Apr 250.91
Apr 250.87
Mar 251.04
Mar 251.07
Mar 251.05
Mar 251.08
Feb 251.2
Feb 251.21
Feb 251.29
Feb 251.33
Jan 251.39
Jan 251.42
Jan 251.38
Jan 251.28
Jan 251.34
Dec 241.33
Dec 241.32
Dec 241.37
Dec 241.37
Nov 241.36
Nov 241.33
Nov 241.31
Nov 241.28
Nov 241.11
Oct 241.11
Oct 241.19
EV/EBITDA
23456med 4.44Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
SYF EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 264.92
Sep 265.17
Aug 265.05
Aug 265.14
Aug 265.24
Aug 265.08
Jul 264.9
Jul 264.72
Jul 264.04
Jul 263.96
Jul 264.22
Jun 264.37
Jun 264.15
Jun 264.02
Jun 263.86
May 263.9
May 263.92
May 263.89
May 264.01
May 264.18
Apr 264.22
Apr 265.04
Apr 264.63
Apr 264.35
Mar 264.14
Mar 264.2
Mar 264.03
Mar 264.23
Feb 264.4
Feb 264.7
Feb 264.56
Feb 264.82
Jan 264.43
Jan 264.72
Jan 264.98
Jan 265.47
Jan 265.31
Dec 255.41
Dec 255.31
Dec 255.28
Dec 255
Nov 254.78
Nov 254.58
Nov 254.46
Nov 254.47
Oct 254.56
Oct 254.59
Oct 254.35
Oct 254.07
Oct 254.32
Sep 254.59
Sep 254.75
Sep 254.65
Sep 254.67
Aug 254.73
Aug 254.48
Aug 254.34
Aug 254.18
Aug 254.03
Jul 254.46
Jul 254.55
Jul 254.6
Jul 254.56
Jun 254.21
Jun 253.86
Jun 253.64
Jun 253.58
May 253.44
May 253.36
May 253.72
May 253.26
May 253.13
Apr 252.89
Apr 253.24
Apr 253.1
Apr 252.93
Mar 253.59
Mar 253.72
Mar 253.66
Mar 253.77
Feb 254.23
Feb 254.29
Feb 254.58
Feb 254.76
Jan 254.87
Jan 255.02
Jan 254.86
Jan 254.43
Jan 254.69
Dec 244.61
Dec 244.57
Dec 244.8
Dec 244.78
Nov 244.75
Nov 244.62
Nov 244.53
Nov 244.43
Nov 243.7
Oct 243.69
Oct 243.83
Price/Operating Cashflow
1.522.533.5med 2.64Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
SYF Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 262.6
Sep 262.73
Aug 262.67
Aug 262.72
Aug 262.77
Aug 262.69
Jul 262.59
Jul 262.49
Jul 262.56
Jul 262.52
Jul 262.66
Jun 262.74
Jun 262.62
Jun 262.55
Jun 262.47
May 262.49
May 262.5
May 262.49
May 262.55
May 262.64
Apr 262.66
Apr 262.85
Apr 262.63
Apr 262.49
Mar 262.37
Mar 262.4
Mar 262.32
Mar 262.42
Feb 262.51
Feb 262.67
Feb 262.59
Feb 262.73
Jan 262.8
Jan 262.95
Jan 263.09
Jan 263.35
Jan 263.26
Dec 253.31
Dec 253.26
Dec 253.25
Dec 253.1
Nov 252.98
Nov 252.88
Nov 252.82
Nov 252.82
Oct 252.87
Oct 252.88
Oct 252.72
Oct 252.59
Oct 252.71
Sep 252.84
Sep 252.92
Sep 252.87
Sep 252.88
Aug 252.91
Aug 252.79
Aug 252.72
Aug 252.64
Aug 252.57
Jul 252.78
Jul 252.75
Jul 252.78
Jul 252.76
Jun 252.6
Jun 252.45
Jun 252.35
Jun 252.33
May 252.27
May 252.23
May 252.39
May 252.19
May 252.13
Apr 252.02
Apr 251.89
Apr 251.82
Apr 251.73
Mar 252.07
Mar 252.14
Mar 252.11
Mar 252.16
Feb 252.4
Feb 252.43
Feb 252.58
Feb 252.67
Jan 252.76
Jan 252.82
Jan 252.75
Jan 252.55
Jan 252.67
Dec 242.64
Dec 242.62
Dec 242.72
Dec 242.72
Nov 242.7
Nov 242.64
Nov 242.6
Nov 242.55
Nov 242.21
Oct 242.2
Oct 242.36
Price to Book
11.251.51.752med 1.57Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
SYF Price to Book by quarter
PeriodPrice to Book
Sep 261.49
Sep 261.57
Aug 261.53
Aug 261.56
Aug 261.59
Aug 261.54
Jul 261.49
Jul 261.43
Jul 261.53
Jul 261.51
Jul 261.59
Jun 261.63
Jun 261.56
Jun 261.52
Jun 261.47
May 261.48
May 261.49
May 261.48
May 261.52
May 261.57
Apr 261.59
Apr 261.67
Apr 261.55
Apr 261.46
Mar 261.4
Mar 261.41
Mar 261.36
Mar 261.42
Feb 261.48
Feb 261.57
Feb 261.52
Feb 261.6
Jan 261.6
Jan 261.69
Jan 261.77
Jan 261.91
Jan 261.86
Dec 251.89
Dec 251.86
Dec 251.85
Dec 251.77
Nov 251.7
Nov 251.64
Nov 251.61
Nov 251.61
Oct 251.64
Oct 251.65
Oct 251.59
Oct 251.51
Oct 251.58
Sep 251.65
Sep 251.7
Sep 251.67
Sep 251.68
Aug 251.69
Aug 251.62
Aug 251.59
Aug 251.54
Aug 251.5
Jul 251.62
Jul 251.63
Jul 251.64
Jul 251.63
Jun 251.54
Jun 251.45
Jun 251.39
Jun 251.38
May 251.34
May 251.32
May 251.41
May 251.29
May 251.26
Apr 251.19
Apr 251.12
Apr 251.08
Apr 251.03
Mar 251.23
Mar 251.27
Mar 251.25
Mar 251.29
Feb 251.42
Feb 251.44
Feb 251.53
Feb 251.58
Jan 251.69
Jan 251.73
Jan 251.69
Jan 251.57
Jan 251.64
Dec 241.62
Dec 241.61
Dec 241.67
Dec 241.67
Nov 241.66
Nov 241.62
Nov 241.6
Nov 241.57
Nov 241.36
Oct 241.35
Oct 241.45
Synchrony Financial
SYF
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News: SYF

Synchrony to Participate in the Barclays Global Financial Services Conference

prnewswire.com · 8 Sep 2026

Synchrony to Participate in the Barclays Global Financial Services Conference

STAMFORD, Conn., Sept. 8, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.

B. Metzler seel. Sohn & Co. AG Sells 19,990 Shares of Synchrony Financial $SYF

defenseworld.net · 5 Sep 2026

B. Metzler seel. Sohn & Co. AG Sells 19,990 Shares of Synchrony Financial $SYF

B. Metzler seel. Sohn and Co. AG lessened its holdings in Synchrony Financial (NYSE: SYF) by 35.3% during the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund owned 36,565 shares of the financial services provider's stock after selling 19,990 shares during the period.

Credit Card Balances 90 Days Late Have Nearly Doubled Since 2022. New Delinquencies Have Not Moved.

fool.com · 26 Aug 2026

Credit Card Balances 90 Days Late Have Nearly Doubled Since 2022. New Delinquencies Have Not Moved.

Consumers are still doing OK, but the people facing material financial strain are really struggling.

Bank of New York Mellon Corp Buys New Position in Synchrony Financial $SYF

defenseworld.net · 23 Aug 2026

Bank of New York Mellon Corp Buys New Position in Synchrony Financial $SYF

Bank of New York Mellon Corp purchased a new position in Synchrony Financial (NYSE: SYF) during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The firm purchased 2,546,794 shares of the financial services provider's stock, valued at approximately $193,684,000. Bank of New York Mellon Corp

Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?

zacks.com · 20 Aug 2026

Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?

Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?

Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce

zacks.com · 18 Aug 2026

Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce

SYF is partnering with OpenAI to bring financing, rewards and loyalty into AI-led shopping as agentic commerce gains traction.

Credit card issuer Synchrony announces partnership with OpenAI

cnbc.com · 17 Aug 2026

Credit card issuer Synchrony announces partnership with OpenAI

Synchrony Financial announced a collaboration with OpenAI. The partnership allows the artificial intelligence company's models to power the card company's consumer portals.

Synchrony Debuts ChatGPT Plugin to Promote Offers

pymnts.com · 17 Aug 2026

Synchrony Debuts ChatGPT Plugin to Promote Offers

Consumer financial services company Synchrony will launch a ChatGPT plugin that will allow consumers to discover savings and offers from the Synchrony Marketplace within OpenAI's ChatGPT and browse promotional financing, deals and everyday value from the company's partners, Synchrony said in a Monday (Aug. 17) press release. Synchrony's ChatGPT plugin will be available in OpenAI's ChatGPT plugin directory, according to the release.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.