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Affirm Holdings, Inc.

$71.44 -$2.59 (-3.50%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$67.99
Day Range
$67.88$71.48
Year Range
$42.09$92.56
Market Cap
23.93B
AVG Volume
4.65M
Trailing/Forward PE
12.51/36.18
PEG ratio
0.28
Dividend Yield
-
Next Earnings Date
2026-11-05
Primary Exchange
NASDAQUS
Revenue (USD)
0500M1B1.5B24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q41.09B
26 Q31.04B
26 Q21.12B
26 Q1933.34M
25 Q4876.42M
25 Q3783.13M
25 Q2866.38M
25 Q1698.48M
24 Q4659.18M
24 Q3576.16M
Net Income (USD)
-500M0500M1B1.5B2B24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q41.62B
26 Q3102.9M
26 Q2129.59M
26 Q180.69M
25 Q469.24M
25 Q32.8M
25 Q280.36M
25 Q1-100.22M
24 Q4-45.14M
24 Q3-133.94M
Operating Income (USD)
-200M0200M400M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q4265.28M
26 Q3202.19M
26 Q2117.63M
26 Q163.66M
25 Q458.06M
25 Q3-8.39M
25 Q2-4.32M
25 Q1-132.62M
24 Q4-73.46M
24 Q3-160.79M
EBITDA (USD)
-100M0100M200M300M400M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q4375.01M
26 Q3296.2M
26 Q2320.55M
26 Q1258.38M
25 Q4241.49M
25 Q3172.44M
25 Q2245.51M
25 Q152.55M
24 Q4116.51M
24 Q3-5.58M
Cash Flows (USD)
0100M200M300M400M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q4229.5M
26 Q3325.35M
26 Q2118.03M
26 Q1320.21M
25 Q423.52M
25 Q3157.38M
25 Q2268.11M
25 Q1152.72M
24 Q430.51M
24 Q3161.68M
EPS (USD)
-2024624 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM EPS (USD) by quarter
PeriodEPS (USD)
26 Q44.62
26 Q30.3
26 Q20.37
26 Q10.23
25 Q40.2
25 Q30.01
25 Q20.23
25 Q1-0.31
24 Q4-0.14
24 Q3-0.43
Expenses (USD)
0100M200M300M400MR&DSG&ACapex24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q4306.12M
26 Q3279.56M
26 Q2295.71M
26 Q1277.8M
25 Q4263.53M
25 Q3261.34M
25 Q2319.36M
25 Q1327.87M
24 Q4297.04M
24 Q3308.15M
Cash & Debt (USD)
02.5B5B7.5B10BCashLong Term DebtShort Term Debt24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q43.08B
26 Q32.97B
26 Q22.25B
26 Q11.48B
25 Q42.23B
25 Q32.13B
25 Q21.87B
25 Q12.12B
24 Q42.14B
24 Q32.05B
Debt ratios
-3000-2000-10000100024 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Debt ratios by quarter
PeriodDebt ratios
26 Q45.39
26 Q35.32
26 Q26.98
26 Q17.06
25 Q47.9
25 Q38.9
25 Q213.76
25 Q146.73
24 Q4-2004.31
24 Q3-19.84
Margins
0%20%40%60%80%24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Margins by quarter
PeriodMargins
26 Q469.39%
26 Q365.93%
26 Q269.42%
26 Q167.65%
25 Q467.72%
25 Q365.39%
25 Q269.51%
25 Q167.15%
24 Q467.63%
24 Q363.02%
Return on Capital
-10%0%10%20%30%24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Return on Capital by quarter
PeriodReturn on Capital
26 Q429.48%
26 Q32.72%
26 Q23.65%
26 Q12.45%
25 Q42.26%
25 Q30.1%
25 Q22.88%
25 Q1-3.53%
24 Q4-1.65%
24 Q3-5.11%
Shares Outstanding
0100M200M300M400M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Shares Outstanding by quarter
PeriodShares Outstanding
26 Q4339.06M
26 Q3337.14M
26 Q2334.27M
26 Q1330.24M
25 Q4326.91M
25 Q3324.05M
25 Q2322.28M
25 Q1318.23M
24 Q4315.48M
24 Q3312.63M
Book Value Per Share (USD)
0510152024 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q416.17
26 Q311.22
26 Q210.61
26 Q19.99
25 Q49.39
25 Q38.87
25 Q28.64
25 Q18.91
24 Q48.66
24 Q38.39
Total Assets (USD)
05B10B15B20B24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
AFRM Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q415.79B
26 Q313.14B
26 Q212.96B
26 Q111.48B
25 Q411.15B
25 Q310.44B
25 Q210.48B
25 Q110.14B
24 Q49.52B
24 Q39.2B
Employee Count
01K2K3K202120222023202420252026
AFRM Employee Count by quarter
PeriodEmployee Count
20262.36K
20252.21K
20242.01K
20232.17K
20222.55K
20211.64K
PE Ratio
0200400600med 73.54Oct 25Dec 25Jan 26Mar 26May 26Jul 26Sep 26
AFRM PE Ratio by quarter
PeriodPE Ratio
Sep 2612.55
Sep 2612.71
Aug 2613.66
Aug 2667.91
Aug 2669.07
Aug 2666.34
Jul 2663.04
Jul 2661.91
Jul 2667.06
Jul 2673.54
Jul 2674.57
Jun 2670.08
Jun 2665.17
Jun 2658.34
Jun 2656.08
May 2664.93
May 2657.5
May 2658.03
May 2656.43
May 2679.97
Apr 2675.44
Apr 2676.37
Apr 2657.46
Apr 2654.83
Mar 2650.35
Mar 2651.87
Mar 2655.5
Mar 2661.21
Feb 2655.62
Feb 2660.49
Feb 2658.97
Feb 2667.52
Jan 2685.43
Jan 26101.2
Jan 26105.91
Jan 26115.89
Jan 26104.88
Dec 25107.4
Dec 25107.98
Dec 2595.27
Dec 2596.32
Nov 25100.52
Nov 2591.21
Nov 2599.89
Nov 25104.3
Oct 25450.28
Oct 25472.26
Oct 25425.34
Oct 25445.64
Oct 25468.75
Sep 25476.27
Sep 25577.44
Sep 25520.43
Sep 25547.18
Aug 25554.14
Free Cash Flow Yield
1%2%3%4%5%6%med 3.06%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
AFRM Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 264.1%
Sep 264.05%
Aug 263.77%
Aug 263.03%
Aug 262.98%
Aug 263.1%
Jul 263.26%
Jul 263.32%
Jul 263.07%
Jul 262.8%
Jul 262.76%
Jun 262.94%
Jun 263.16%
Jun 263.53%
Jun 263.67%
May 263.17%
May 263.58%
May 263.55%
May 263.65%
May 262.74%
Apr 262.91%
Apr 262.87%
Apr 263.82%
Apr 264%
Mar 264.36%
Mar 264.23%
Mar 263.95%
Mar 263.58%
Feb 263.94%
Feb 263.63%
Feb 263.72%
Feb 263.25%
Jan 263.86%
Jan 263.26%
Jan 263.12%
Jan 262.85%
Jan 263.15%
Dec 253.07%
Dec 253.06%
Dec 253.46%
Dec 253.43%
Nov 253.28%
Nov 253.62%
Nov 253.3%
Nov 253.16%
Oct 252.56%
Oct 252.44%
Oct 252.71%
Oct 252.59%
Oct 252.46%
Sep 252.42%
Sep 252%
Sep 252.22%
Sep 252.11%
Aug 252.08%
Aug 252.36%
Aug 252.39%
Aug 252.6%
Aug 252.83%
Jul 252.8%
Jul 252.73%
Jul 252.9%
Jul 252.71%
Jun 252.76%
Jun 253.03%
Jun 253.18%
Jun 253.19%
May 253.62%
May 253.81%
May 253.57%
May 254.05%
May 253.63%
Apr 253.87%
Apr 254.52%
Apr 254.7%
Apr 255.32%
Mar 254.12%
Mar 253.81%
Mar 253.8%
Mar 253.66%
Feb 252.97%
Feb 252.77%
Feb 252.36%
Feb 252.53%
Jan 251.96%
Jan 252.15%
Jan 252.06%
Jan 252.16%
Jan 251.8%
Dec 241.85%
Dec 241.82%
Dec 241.69%
Dec 241.66%
Nov 241.71%
Nov 241.8%
Nov 242.13%
Nov 242.57%
Nov 242.13%
Oct 242.27%
Oct 242.07%
Price to Sales
246810med 6.51Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
AFRM Price to Sales by quarter
PeriodPrice to Sales
Sep 265.79
Sep 265.86
Aug 266.3
Aug 266.54
Aug 266.65
Aug 266.39
Jul 266.07
Jul 265.96
Jul 266.46
Jul 267.08
Jul 267.18
Jun 266.75
Jun 266.28
Jun 265.62
Jun 265.4
May 266.25
May 265.54
May 265.59
May 265.43
May 266.08
Apr 265.73
Apr 265.8
Apr 264.37
Apr 264.17
Mar 263.83
Mar 263.94
Mar 264.22
Mar 264.65
Feb 264.23
Feb 264.6
Feb 264.48
Feb 265.13
Jan 265.76
Jan 266.82
Jan 267.14
Jan 267.81
Jan 267.07
Dec 257.24
Dec 257.28
Dec 256.42
Dec 256.49
Nov 256.77
Nov 256.15
Nov 256.73
Nov 257.03
Oct 257.29
Oct 257.64
Oct 256.88
Oct 257.21
Oct 257.59
Sep 257.71
Sep 259.35
Sep 258.42
Sep 258.86
Aug 258.97
Aug 258.57
Aug 258.48
Aug 257.79
Aug 257.16
Jul 257.23
Jul 257.42
Jul 256.97
Jul 257.46
Jun 257.33
Jun 256.69
Jun 256.37
Jun 256.35
May 255.59
May 255.31
May 255.66
May 255
May 256.02
Apr 255.65
Apr 254.85
Apr 254.66
Apr 254.11
Mar 255.32
Mar 255.74
Mar 255.76
Mar 255.98
Feb 257.38
Feb 257.89
Feb 259.29
Feb 258.66
Jan 257.7
Jan 257.02
Jan 257.31
Jan 256.97
Jan 258.38
Dec 248.15
Dec 248.27
Dec 248.91
Dec 249.06
Nov 248.82
Nov 248.39
Nov 247.08
Nov 245.86
Nov 245.87
Oct 245.53
Oct 246.05
EV/EBITDA
0100200300med 37.93Jan 25May 25Aug 25Nov 25Feb 26Jun 26Sep 26
AFRM EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2624.77
Sep 2625.02
Aug 2626.48
Aug 2628.58
Aug 2628.98
Aug 2628.04
Jul 2626.91
Jul 2626.53
Jul 2628.29
Jul 2630.51
Jul 2630.86
Jun 2629.32
Jun 2627.64
Jun 2625.3
Jun 2624.53
May 2627.56
May 2625.02
May 2625.2
May 2624.65
May 2629.72
Apr 2628.43
Apr 2628.7
Apr 2623.32
Apr 2622.57
Mar 2621.3
Mar 2621.73
Mar 2622.76
Mar 2624.39
Feb 2622.8
Feb 2624.18
Feb 2623.75
Feb 2626.18
Jan 2628.76
Jan 2632.76
Jan 2633.96
Jan 2636.49
Jan 2633.7
Dec 2534.34
Dec 2534.49
Dec 2531.26
Dec 2531.52
Nov 2532.59
Nov 2530.23
Nov 2532.43
Nov 2533.55
Oct 2540.91
Oct 2542.52
Oct 2539.08
Oct 2540.57
Oct 2542.26
Sep 2542.81
Sep 2550.23
Sep 2546.05
Sep 2548.01
Aug 2548.52
Aug 2552.79
Aug 2552.36
Aug 2548.83
Aug 2545.57
Jul 2545.94
Jul 2546.94
Jul 2544.63
Jul 2547.1
Jun 2546.48
Jun 2543.16
Jun 2541.54
Jun 2541.43
May 2537.56
May 2536.12
May 2537.93
May 2534.52
May 2555.01
Apr 2552.45
Apr 2546.94
Apr 2545.67
Apr 2541.93
Mar 2550.17
Mar 2553.09
Mar 2553.23
Mar 2554.72
Feb 2564.31
Feb 2567.78
Feb 2577.35
Feb 2573.04
Jan 25228.38
Jan 25212.49
Jan 25219.22
Jan 25211.24
Jan 25244.53
Dec 24238.99
Dec 24241.97
Dec 24257.02
Dec 24260.53
Nov 24254.97
Nov 24244.68
Nov 24213.74
Nov 24184.98
Price/Operating Cashflow
1020304050med 25.54Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
AFRM Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 2619.67
Sep 2619.92
Aug 2621.41
Aug 2625.72
Aug 2626.16
Aug 2625.13
Jul 2623.88
Jul 2623.45
Jul 2625.4
Jul 2627.85
Jul 2628.24
Jun 2626.54
Jun 2624.68
Jun 2622.09
Jun 2621.24
May 2624.59
May 2621.78
May 2621.98
May 2621.37
May 2627.09
Apr 2625.56
Apr 2625.87
Apr 2619.47
Apr 2618.58
Mar 2617.06
Mar 2617.57
Mar 2618.8
Mar 2620.74
Feb 2618.84
Feb 2620.49
Feb 2619.98
Feb 2622.88
Jan 2620.5
Jan 2624.28
Jan 2625.41
Jan 2627.8
Jan 2625.16
Dec 2525.77
Dec 2525.91
Dec 2522.86
Dec 2523.11
Nov 2524.11
Nov 2521.88
Nov 2523.97
Nov 2525.02
Oct 2529.6
Oct 2531.04
Oct 2527.96
Oct 2529.29
Oct 2530.81
Sep 2531.31
Sep 2537.96
Sep 2534.21
Sep 2535.97
Aug 2536.43
Aug 2532.69
Aug 2532.37
Aug 2529.74
Aug 2527.31
Jul 2527.59
Jul 2528.33
Jul 2526.61
Jul 2528.45
Jun 2527.99
Jun 2525.52
Jun 2524.31
Jun 2524.23
May 2521.34
May 2520.27
May 2521.62
May 2519.08
May 2521.47
Apr 2520.13
Apr 2517.27
Apr 2516.61
Apr 2514.66
Mar 2518.95
Mar 2520.47
Mar 2520.54
Mar 2521.31
Feb 2526.31
Feb 2528.11
Feb 2533.09
Feb 2530.85
Jan 2535.46
Jan 2532.36
Jan 2533.67
Jan 2532.11
Jan 2538.61
Dec 2437.53
Dec 2438.11
Dec 2441.05
Dec 2441.73
Nov 2440.65
Nov 2438.64
Nov 2432.6
Nov 2426.99
Nov 2430.29
Oct 2428.52
Oct 2431.22
Price to Book
46810med 6.68Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
AFRM Price to Book by quarter
PeriodPrice to Book
Sep 264.42
Sep 264.47
Aug 264.81
Aug 266.86
Aug 266.98
Aug 266.71
Jul 266.37
Jul 266.26
Jul 266.78
Jul 267.43
Jul 267.54
Jun 267.08
Jun 266.59
Jun 265.9
Jun 265.67
May 266.56
May 265.81
May 265.87
May 265.7
May 266.37
Apr 266.01
Apr 266.08
Apr 264.57
Apr 264.36
Mar 264.01
Mar 264.13
Mar 264.42
Mar 264.87
Feb 264.43
Feb 264.81
Feb 264.69
Feb 265.37
Jan 266.04
Jan 267.15
Jan 267.48
Jan 268.19
Jan 267.41
Dec 257.59
Dec 257.63
Dec 256.73
Dec 256.81
Nov 257.1
Nov 256.44
Nov 257.06
Nov 257.37
Oct 257.66
Oct 258.03
Oct 257.23
Oct 257.58
Oct 257.97
Sep 258.1
Sep 259.82
Sep 258.85
Sep 259.3
Aug 259.42
Aug 258.96
Aug 258.87
Aug 258.15
Aug 257.49
Jul 257.56
Jul 257.77
Jul 257.3
Jul 257.8
Jun 257.67
Jun 257
Jun 256.66
Jun 256.64
May 255.85
May 255.56
May 255.93
May 255.23
May 256.06
Apr 255.68
Apr 254.87
Apr 254.68
Apr 254.14
Mar 255.35
Mar 255.77
Mar 255.79
Mar 256.01
Feb 257.42
Feb 257.93
Feb 259.34
Feb 258.7
Jan 256.85
Jan 256.25
Jan 256.51
Jan 256.21
Jan 257.46
Dec 247.25
Dec 247.37
Dec 247.93
Dec 248.07
Nov 247.86
Nov 247.47
Nov 246.3
Nov 245.22
Nov 244.99
Oct 244.7
Oct 245.14
Affirm Holdings, Inc.
AFRM
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News: AFRM

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Affirm Rallies 5% as Midweek Selloff Unwinds, Klarna and PayPal Tick Up

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SoFi Dips 3% Despite Reported Kraken Crypto Settlement Tie-Up; Affirm Drops 5%, Robinhood Holds Steady

247wallst.com · 9 Sep 2026

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247wallst.com · 9 Sep 2026

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Affirm Holdings, Inc. (AFRM) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

seekingalpha.com · 8 Sep 2026

Affirm Holdings, Inc. (AFRM) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

Affirm Holdings, Inc. (AFRM) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

Affirm: The Affirm Card Engine Is Kicking Off

seekingalpha.com · 8 Sep 2026

Affirm: The Affirm Card Engine Is Kicking Off

Affirm maintained strong double-digit growth in gross merchandise volume and active users in Q4, driven by robust BNPL adoption and rapid Affirm Card uptake. Affirm is benefiting from massive Affirm Card GMV growth, with the Visa debit card now representing 20% of total GMV. Rising inflation and geopolitical tensions have shifted rate expectations, making near-term Fed rate cuts unlikely and pressuring rate-sensitive fintech valuations.

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