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Sparebanken Norge

$19.8 +$2.36 (+13.53%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$19.8

Day Range

$17.44$19.8

Year Range

$17.44$20.59

Market Cap

3.43B

AVG Volume

Trailing/Forward PE

12.65/1.14

PEG ratio

2.47

Dividend Yield

5.83%

Next Earnings Date

2026-10-29

Primary Exchange

Other OTC

Revenue (NOK)

SPIZF Revenue (NOK) by year
Period	Revenue (NOK)
2025	23.4B
2024	7.34B
2023	8.92B
2022	4.93B
2021	4.15B
2020	3.79B
2019	3.87B
2018	3.5B
2017	3.13B
2016	3.05B

Net Income (NOK)

SPIZF Net Income (NOK) by year
Period	Net Income (NOK)
2025	6.49B
2024	4.65B
2023	3.14B
2022	2.79B
2021	2.51B
2020	2.03B
2019	2.09B
2018	1.66B
2017	1.42B
2016	1.52B

Operating Income (NOK)

SPIZF Operating Income (NOK) by year
Period	Operating Income (NOK)
2025	7.91B
2024	5.46B
2023	2.6B
2022	3.5B
2021	3.06B
2020	2.39B
2019	2.62B
2018	2.15B
2017	1.84B
2016	1.96B

EBITDA (NOK)

SPIZF EBITDA (NOK) by year
Period	EBITDA (NOK)
2025	7B
2024	0
2023	0
2022	0
2021	0
2020	0
2019	0
2018	0
2017	0
2016	0

Cash Flows (NOK)

SPIZF Cash Flows (NOK) by year
Period	Cash Flows (NOK)
2025	6.88B
2024	4.37B
2023	3.68B
2022	2.26B
2021	2.06B
2020	1.59B
2019	398M
2018	1.5B
2017	1.13B
2016	1.05B

EPS (NOK)

SPIZF EPS (NOK) by year
Period	EPS (NOK)
2025	85.79
2024	28.42
2023	14.63
2022	23.51
2021	13.09
2020	14.32
2019	10.12
2018	11.08
2017	13.85
2016	15.08

Expenses (NOK)

SPIZF Expenses (NOK) by year
Period	Expenses (NOK)
2025	648.98M
2024	600M
2023	333M
2022	391M
2021	259M
2020	212M
2019	1.71B
2018	425M
2017	377M
2016	402M

Cash & Debt (NOK)

SPIZF Cash & Debt (NOK) by year
Period	Cash & Debt (NOK)
2025	86M
2024	483M
2023	-387M
2022	143M
2021	334M
2020	217M
2019	437M
2018	563M
2017	685M
2016	658M

Debt ratios

SPIZF Debt ratios by year
Period	Debt ratios
2025	40.76

Margins

SPIZF Margins by year
Period	Margins
2025	49.21%
2024	141.75%
2023	100.38%
2022	100%
2021	100%
2020	100%
2019	100%
2018	100%
2017	100%
2016	100%

Return on Capital

SPIZF Return on Capital by year
Period	Return on Capital
2025	12.87%
2024	17.72%
2023	14.45%
2022	12.76%
2021	12.69%
2020	11.02%
2019	12.35%
2018	10.62%
2017	10.08%
2016	11.64%

Shares Outstanding

SPIZF Shares Outstanding by year
Period	Shares Outstanding
2025	16.93M
2024	278.18M
2023	109.59M
2022	107.92M
2021	106.92M
2020	107.32M
2019	107.32M
2018	60.19M
2017	59.03M
2016	59.03M

Dividends (NOK)

SPIZF Dividends (NOK) by year
Period	Dividends (NOK)
2026	1.23
2025	0.84
2024	0.7
2023	0.81
2022	0.52
2021	0.47
2020	0.24
2019	0.27
2018	0.37
2017	0.45

Book Value Per Share (NOK)

SPIZF Book Value Per Share (NOK) by year
Period	Book Value Per Share (NOK)
2025	2980.34
2024	94.4
2023	198.52
2022	202.87
2021	185.25
2020	171.83
2019	157.51
2018	259.75
2017	238.09
2016	221.35

Total Assets (NOK)

SPIZF Total Assets (NOK) by year
Period	Total Assets (NOK)
2025	581.39B
2024	338.17B
2023	306.5B
2022	263.81B
2021	234.57B
2020	221.28B
2019	197.17B
2018	189.38B
2017	175.19B
2016	162.75B

PE Ratio

SPIZF PE Ratio by year
Period	PE Ratio
Sep 26	0.46
Sep 26	0.46
Aug 26	0.46
Aug 26	0.46
Aug 26	0.47
Aug 26	0.47
Jul 26	0.47
Jul 26	0.47
Jul 26	0.48
Jul 26	0.49
Jul 26	0.49
Jun 26	0.52
Jun 26	0.51
Jun 26	0.49
Jun 26	0.49
May 26	0.5
May 26	0.5
May 26	0.5
May 26	0.49
May 26	0.5
Apr 26	0.5
Apr 26	0.5
Apr 26	0.51
Apr 26	0.52
Mar 26	2.13
Mar 26	2.09
Mar 26	2.13
Mar 26	1.77
Feb 26	1.76
Feb 26	1.76
Feb 26	1.76
Feb 26	1.79
Jan 26	1.78
Jan 26	1.81
Jan 26	1.87
Jan 26	1.87
Jan 26	1.86
Dec 25	2.03
Dec 25	2.06
Dec 25	2.06
Dec 25	2.05
Nov 25	2.06
Nov 25	2.08
Nov 25	2.05
Nov 25	2.06
Oct 25	2.06
Oct 25	2.04
Oct 25	2.04
Oct 25	2.05
Oct 25	2.02
Sep 25	4
Sep 25	3.99
Sep 25	2.36
Sep 25	2.4
Aug 25	2.4
Aug 25	2.4
Aug 25	2.44
Aug 25	2.46
Aug 25	2.45
Jul 25	2.43
Jul 25	2.43
Jul 25	2.42
Jul 25	2.4
Jun 25	6.25
Jun 25	6.28
Jun 25	6.14
Jun 25	6.28
May 25	6.34
May 25	6.27
May 25	6.44
May 25	6.43
May 25	6.46
Apr 25	6.48
Apr 25	6.5
Apr 25	6.62
Apr 25	5.92
Mar 25	6.44
Mar 25	6.48
Mar 25	6.54
Mar 25	6.67
Feb 25	6.93
Feb 25	6.85
Feb 25	6.84
Feb 25	6.91
Jan 25	6.97
Jan 25	6.88
Jan 25	7.05
Jan 25	7.06
Jan 25	6.99
Dec 24	7.64
Dec 24	7.61
Dec 24	7.49
Dec 24	7.5
Nov 24	7.42
Nov 24	7.44
Nov 24	7.45
Nov 24	7.39
Nov 24	7.43
Oct 24	7.38
Oct 24	7.34

Free Cash Flow Yield

SPIZF Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	250.74%
Sep 26	250.49%
Aug 26	248.33%
Aug 26	250.45%
Aug 26	246.92%
Aug 26	245.26%
Jul 26	246.15%
Jul 26	243.31%
Jul 26	241.56%
Jul 26	235.63%
Jul 26	234.18%
Jun 26	204.9%
Jun 26	209.05%
Jun 26	214.28%
Jun 26	215.36%
May 26	214.16%
May 26	213.28%
May 26	212.48%
May 26	214.85%
May 26	213.06%
Apr 26	212.46%
Apr 26	210.96%
Apr 26	207.74%
Apr 26	203.43%
Mar 26	54.61%
Mar 26	55.71%
Mar 26	54.53%
Mar 26	65.62%
Feb 26	66.1%
Feb 26	65.94%
Feb 26	66.2%
Feb 26	64.92%
Jan 26	65.25%
Jan 26	64.35%
Jan 26	62.22%
Jan 26	62.21%
Jan 26	62.45%
Dec 25	50.47%
Dec 25	49.8%
Dec 25	49.8%
Dec 25	49.94%
Nov 25	49.88%
Nov 25	49.27%
Nov 25	49.99%
Nov 25	49.72%
Oct 25	49.88%
Oct 25	50.39%
Oct 25	50.17%
Oct 25	49.93%
Oct 25	50.7%
Sep 25	22.41%
Sep 25	22.45%
Sep 25	38.02%
Sep 25	37.3%
Aug 25	37.32%
Aug 25	37.29%
Aug 25	36.7%
Aug 25	36.42%
Aug 25	36.57%
Jul 25	36.88%
Jul 25	36.82%
Jul 25	36.97%
Jul 25	37.31%
Jun 25	15.01%
Jun 25	14.95%
Jun 25	15.27%
Jun 25	14.95%
May 25	14.8%
May 25	14.96%
May 25	14.57%
May 25	14.59%
May 25	14.52%
Apr 25	14.49%
Apr 25	14.45%
Apr 25	14.19%
Apr 25	15.84%
Mar 25	18.94%
Mar 25	18.83%
Mar 25	18.67%
Mar 25	18.28%
Feb 25	17.62%
Feb 25	17.81%
Feb 25	17.85%
Feb 25	17.65%
Jan 25	17.51%
Jan 25	17.73%
Jan 25	17.32%
Jan 25	17.29%
Jan 25	17.46%
Dec 24	15.3%
Dec 24	15.34%
Dec 24	15.6%
Dec 24	15.58%
Nov 24	15.73%
Nov 24	15.7%
Nov 24	15.68%
Nov 24	15.8%
Nov 24	15.71%
Oct 24	15.83%
Oct 24	15.91%

Price to Sales

SPIZF Price to Sales by year
Period	Price to Sales
Sep 26	0.13
Sep 26	0.13
Aug 26	0.13
Aug 26	0.13
Aug 26	0.14
Aug 26	0.14
Jul 26	0.14
Jul 26	0.14
Jul 26	0.14
Jul 26	0.14
Jul 26	0.14
Jun 26	0.14
Jun 26	0.14
Jun 26	0.14
Jun 26	0.14
May 26	0.14
May 26	0.14
May 26	0.14
May 26	0.14
May 26	0.14
Apr 26	0.14
Apr 26	0.14
Apr 26	0.14
Apr 26	0.14
Mar 26	0.62
Mar 26	0.61
Mar 26	0.62
Mar 26	0.52
Feb 26	0.52
Feb 26	0.52
Feb 26	0.51
Feb 26	0.52
Jan 26	0.52
Jan 26	0.53
Jan 26	0.55
Jan 26	0.55
Jan 26	0.55
Dec 25	0.81
Dec 25	0.82
Dec 25	0.82
Dec 25	0.82
Nov 25	0.82
Nov 25	0.83
Nov 25	0.82
Nov 25	0.82
Oct 25	0.82
Oct 25	0.81
Oct 25	0.81
Oct 25	0.82
Oct 25	0.8
Sep 25	2.53
Sep 25	2.53
Sep 25	1.49
Sep 25	1.52
Aug 25	1.52
Aug 25	1.52
Aug 25	1.54
Aug 25	1.56
Aug 25	1.55
Jul 25	1.54
Jul 25	1.54
Jul 25	1.53
Jul 25	1.52
Jun 25	3.96
Jun 25	3.98
Jun 25	3.9
Jun 25	3.98
May 25	4.02
May 25	3.98
May 25	4.08
May 25	4.08
May 25	4.1
Apr 25	4.11
Apr 25	4.12
Apr 25	4.19
Apr 25	3.76
Mar 25	2.67
Mar 25	2.69
Mar 25	2.71
Mar 25	2.77
Feb 25	2.87
Feb 25	2.84
Feb 25	2.84
Feb 25	2.87
Jan 25	2.89
Jan 25	2.86
Jan 25	2.92
Jan 25	2.93
Jan 25	2.9
Dec 24	3.01
Dec 24	3
Dec 24	2.95
Dec 24	2.95
Nov 24	2.92
Nov 24	2.93
Nov 24	2.93
Nov 24	2.91
Nov 24	2.93
Oct 24	2.91
Oct 24	2.89

EV/EBITDA

SPIZF EV/EBITDA by year
Period	EV/EBITDA
Sep 26	32.62
Sep 26	32.62
Aug 26	32.62
Aug 26	32.62
Aug 26	32.63
Aug 26	32.63
Jul 26	32.63
Jul 26	32.63
Jul 26	32.64
Jul 26	32.64
Jul 26	32.65
Jun 26	41.24
Jun 26	41.23
Jun 26	41.22
Jun 26	41.22
May 26	41.22
May 26	41.22
May 26	41.23
May 26	41.22
May 26	41.22
Apr 26	41.23
Apr 26	41.23
Apr 26	41.24
Apr 26	41.25
Mar 26	62.1
Mar 26	62.05
Mar 26	62.1
Mar 26	61.65
Feb 26	61.63
Feb 26	61.64
Feb 26	61.63
Feb 26	61.67
Jan 26	61.66
Jan 26	61.69
Jan 26	61.77
Jan 26	61.77
Jan 26	61.76
Dec 25	127.8
Dec 25	127.86
Dec 25	127.86
Dec 25	127.85
Nov 25	127.85
Nov 25	127.91
Nov 25	127.84
Nov 25	127.87
Oct 25	127.85
Oct 25	127.8
Oct 25	127.82
Oct 25	127.85
Oct 25	127.77

Price/Operating Cashflow

SPIZF Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	0.39
Sep 26	0.39
Aug 26	0.4
Aug 26	0.39
Aug 26	0.4
Aug 26	0.4
Jul 26	0.4
Jul 26	0.41
Jul 26	0.41
Jul 26	0.42
Jul 26	0.42
Jun 26	0.48
Jun 26	0.47
Jun 26	0.46
Jun 26	0.46
May 26	0.46
May 26	0.46
May 26	0.46
May 26	0.46
May 26	0.46
Apr 26	0.46
Apr 26	0.47
Apr 26	0.48
Apr 26	0.49
Mar 26	1.81
Mar 26	1.78
Mar 26	1.81
Mar 26	1.51
Feb 26	1.5
Feb 26	1.5
Feb 26	1.49
Feb 26	1.52
Jan 26	1.52
Jan 26	1.54
Jan 26	1.59
Jan 26	1.59
Jan 26	1.58
Dec 25	1.95
Dec 25	1.98
Dec 25	1.98
Dec 25	1.97
Nov 25	1.98
Nov 25	2
Nov 25	1.97
Nov 25	1.98
Oct 25	1.98
Oct 25	1.96
Oct 25	1.96
Oct 25	1.97
Oct 25	1.94
Sep 25	4.4
Sep 25	4.39
Sep 25	2.59
Sep 25	2.64
Aug 25	2.64
Aug 25	2.64
Aug 25	2.68
Aug 25	2.7
Aug 25	2.69
Jul 25	2.67
Jul 25	2.67
Jul 25	2.66
Jul 25	2.64
Jun 25	6.57
Jun 25	6.6
Jun 25	6.46
Jun 25	6.6
May 25	6.67
May 25	6.59
May 25	6.77
May 25	6.76
May 25	6.79
Apr 25	6.81
Apr 25	6.83
Apr 25	6.95
Apr 25	6.23
Mar 25	5.21
Mar 25	5.24
Mar 25	5.29
Mar 25	5.4
Feb 25	5.6
Feb 25	5.54
Feb 25	5.53
Feb 25	5.59
Jan 25	5.64
Jan 25	5.57
Jan 25	5.7
Jan 25	5.71
Jan 25	5.65
Dec 24	6.43
Dec 24	6.41
Dec 24	6.31
Dec 24	6.32
Nov 24	6.25
Nov 24	6.27
Nov 24	6.28
Nov 24	6.23
Nov 24	6.26
Oct 24	6.22
Oct 24	6.18

Price to Book

SPIZF Price to Book by year
Period	Price to Book
Sep 26	0.07
Sep 26	0.07
Aug 26	0.07
Aug 26	0.07
Aug 26	0.07
Aug 26	0.07
Jul 26	0.07
Jul 26	0.07
Jul 26	0.07
Jul 26	0.07
Jul 26	0.07
Jun 26	0.07
Jun 26	0.07
Jun 26	0.06
Jun 26	0.06
May 26	0.06
May 26	0.06
May 26	0.06
May 26	0.06
May 26	0.06
Apr 26	0.06
Apr 26	0.06
Apr 26	0.07
Apr 26	0.07
Mar 26	0.24
Mar 26	0.23
Mar 26	0.24
Mar 26	0.2
Feb 26	0.2
Feb 26	0.2
Feb 26	0.2
Feb 26	0.2
Jan 26	0.2
Jan 26	0.2
Jan 26	0.21
Jan 26	0.21
Jan 26	0.21
Dec 25	0.21
Dec 25	0.22
Dec 25	0.22
Dec 25	0.22
Nov 25	0.22
Nov 25	0.22
Nov 25	0.22
Nov 25	0.22
Oct 25	0.22
Oct 25	0.21
Oct 25	0.22
Oct 25	0.22
Oct 25	0.21
Sep 25	0.75
Sep 25	0.75
Sep 25	0.44
Sep 25	0.45
Aug 25	0.45
Aug 25	0.45
Aug 25	0.46
Aug 25	0.46
Aug 25	0.46
Jul 25	0.46
Jul 25	0.46
Jul 25	0.45
Jul 25	0.45
Jun 25	1.11
Jun 25	1.11
Jun 25	1.09
Jun 25	1.11
May 25	1.12
May 25	1.11
May 25	1.14
May 25	1.14
May 25	1.15
Apr 25	1.15
Apr 25	1.15
Apr 25	1.17
Apr 25	1.05
Mar 25	1.07
Mar 25	1.08
Mar 25	1.09
Mar 25	1.11
Feb 25	1.16
Feb 25	1.14
Feb 25	1.14
Feb 25	1.15
Jan 25	1.16
Jan 25	1.15
Jan 25	1.18
Jan 25	1.18
Jan 25	1.17
Dec 24	1.22
Dec 24	1.22
Dec 24	1.2
Dec 24	1.2
Nov 24	1.19
Nov 24	1.19
Nov 24	1.19
Nov 24	1.18
Nov 24	1.19
Oct 24	1.18
Oct 24	1.18

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AI Analysis

Sparebanken Norge

Video analysis: SPIZF

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