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Standard Premium Finance Holdings, Inc.

$2.9 +$0.80 (+38.10%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$3.1

Day Range

$2.9 - $2.9

Year Range

$1.21$3.25

Market Cap

8.7M

AVG Volume

831

Trailing/Forward PE

6.56/-

PEG ratio

0.2

Dividend Yield

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

SPFX Revenue (USD) by year
Period	Revenue (USD)
2025	11.62M
2024	11.1M
2023	8.57M
2022	6.2M
2021	6.66M
2020	5.59M

Net Income (USD)

SPFX Net Income (USD) by year
Period	Net Income (USD)
2025	1.21M
2024	979.99K
2023	532.4K
2022	806.13K
2021	876.32K
2020	687.4K

Operating Income (USD)

SPFX Operating Income (USD) by year
Period	Operating Income (USD)
2025	5.7M
2024	1.32M
2023	712.89K
2022	1.01M
2021	1.19M
2020	977.69K

EBITDA (USD)

SPFX EBITDA (USD) by year
Period	EBITDA (USD)
2025	0
2024	1.49M
2023	867.01K
2022	1.15M
2021	1.32M
2020	1.11M

Cash Flows (USD)

SPFX Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	2.85M
2024	-1.25M
2023	2.62M
2022	5.93M
2021	4.18M
2020	1.27M

EPS (USD)

SPFX EPS (USD) by year
Period	EPS (USD)
2025	0.28
2024	0.23
2023	0.13
2022	0.26
2021	0.28
2020	0.23

Expenses (USD)

SPFX Expenses (USD) by year
Period	Expenses (USD)
2025	315.36K
2024	1.85M
2023	1.95M
2022	1.84M
2021	1.79M
2020	1.68M

Cash & Debt (USD)

SPFX Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	10.97K
2024	1.72K
2023	45.24K
2022	421.21K
2021	20.99K
2020	477.29K

Debt ratios

SPFX Debt ratios by year
Period	Debt ratios
2025	18.23
2024	11.15
2023	11.61

Margins

SPFX Margins by year
Period	Margins
2025	64.7%
2024	53.16%
2023	35.35%
2022	53.72%
2021	49.32%
2020	50.33%

Return on Capital

SPFX Return on Capital by year
Period	Return on Capital
2025	14.35%
2024	13.33%
2023	8.32%
2022	13.54%
2021	19.32%
2020	18.66%

Shares Outstanding

SPFX Shares Outstanding by year
Period	Shares Outstanding
2025	3M
2024	3M
2023	2.91M
2022	3.18M
2021	2.91M
2020	2.91M

Dividends (USD)

SPFX Dividends (USD) by year
Period	Dividends (USD)
2022	0.02

Employee Count

SPFX Employee Count by year
Period	Employee Count
2025	20
2024	27
2023	27
2022	21
2021	21
2020	21

Book Value Per Share (USD)

SPFX Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	2.82
2024	2.45
2023	2.2
2022	1.87
2021	1.56
2020	1.27

Total Assets (USD)

SPFX Total Assets (USD) by year
Period	Total Assets (USD)
2025	74.82M
2024	65.85M
2023	62.38M
2022	51.49M
2021	48.52M
2020	40.81M

PE Ratio

SPFX PE Ratio by year
Period	PE Ratio
Sep 26	6.05
Sep 26	6.47
Aug 26	6.16
Aug 26	6.26
Aug 26	6.6
Aug 26	7.34
Jul 26	7.34
Jul 26	7.55
Jul 26	7.55
Jul 26	5.83
Jul 26	7.23
Jun 26	5.06
Jun 26	5.06
Jun 26	4.27
Jun 26	4.9
May 26	4.55
May 26	5.22
May 26	6.06
May 26	5.04
May 26	5.24
Apr 26	5.86
Apr 26	5.81
Apr 26	6.3
Apr 26	6.03
Mar 26	5.93
Mar 26	5.69
Mar 26	5.25
Mar 26	5.25
Feb 26	5.28
Feb 26	4.87
Feb 26	5.31
Feb 26	5.58
Jan 26	5.96
Jan 26	5.31
Jan 26	4.9
Jan 26	4.9
Jan 26	5.71
Dec 25	5.41
Dec 25	4.57
Dec 25	5.33
Dec 25	5.2
Nov 25	5.36
Nov 25	6.53
Nov 25	5.17
Nov 25	5.72
Oct 25	4.92
Oct 25	4.13
Oct 25	4.79
Oct 25	4.52
Oct 25	4.5
Sep 25	4.52
Sep 25	3.86
Sep 25	4.66
Sep 25	4.52
Aug 25	3.83
Aug 25	4.23
Aug 25	4.18
Aug 25	4.21
Aug 25	5.01
Jul 25	5.64
Jul 25	5.82
Jul 25	5.82
Jul 25	5.82
Jun 25	5.82
Jun 25	4.51
Jun 25	4.79
Jun 25	4.79
May 25	4.79
May 25	4.39
May 25	4.21
May 25	4.21
May 25	5.21
Apr 25	5.21
Apr 25	5.21
Apr 25	5.21
Apr 25	5.05
Mar 25	5.82
Mar 25	5.82
Mar 25	5.82
Mar 25	3.87
Feb 25	5.97
Feb 25	5.97
Feb 25	5.97
Feb 25	5.97
Jan 25	6.1
Jan 25	6.13
Jan 25	6.13
Jan 25	6.13
Jan 25	6.06
Dec 24	5.97
Dec 24	6.19
Dec 24	6.19
Dec 24	5.1
Nov 24	3.87
Nov 24	4.19
Nov 24	4.16
Nov 24	4.95
Nov 24	5.15
Oct 24	4.79
Oct 24	5.27

Free Cash Flow Yield

SPFX Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	14.8%
Sep 26	13.85%
Aug 26	14.55%
Aug 26	14.31%
Aug 26	13.59%
Aug 26	29.96%
Jul 26	29.96%
Jul 26	29.12%
Jul 26	29.12%
Jul 26	37.74%
Jul 26	30.44%
Jun 26	43.48%
Jun 26	43.48%
Jun 26	51.56%
Jun 26	44.93%
May 26	48.39%
May 26	42.13%
May 26	36.29%
May 26	46.55%
May 26	44.8%
Apr 26	40.07%
Apr 26	40.41%
Apr 26	37.24%
Apr 26	38.92%
Mar 26	39.57%
Mar 26	41.29%
Mar 26	58.56%
Mar 26	58.56%
Feb 26	58.26%
Feb 26	63.14%
Feb 26	57.96%
Feb 26	55.13%
Jan 26	51.61%
Jan 26	57.96%
Jan 26	62.79%
Jan 26	62.79%
Jan 26	53.82%
Dec 25	56.8%
Dec 25	67.28%
Dec 25	57.67%
Dec 25	59.18%
Nov 25	57.37%
Nov 25	47.09%
Nov 25	59.49%
Nov 25	9.76%
Oct 25	11.34%
Oct 25	13.54%
Oct 25	11.66%
Oct 25	12.34%
Oct 25	12.41%
Sep 25	12.34%
Sep 25	14.47%
Sep 25	11.99%
Sep 25	12.34%
Aug 25	14.57%
Aug 25	13.2%
Aug 25	13.36%
Aug 25	-8.58%
Aug 25	-7.21%
Jul 25	-6.41%
Jul 25	-6.21%
Jul 25	-6.21%
Jul 25	-6.21%
Jun 25	-6.21%
Jun 25	-8.01%
Jun 25	-7.55%
Jun 25	-7.55%
May 25	-7.55%
May 25	-8.24%
May 25	-8.58%
May 25	-8.58%
May 25	-24.57%
Apr 25	-24.57%
Apr 25	-24.57%
Apr 25	-24.57%
Apr 25	-25.32%
Mar 25	-21.99%
Mar 25	-21.99%
Mar 25	-21.99%
Mar 25	-11.28%
Feb 25	-7.31%
Feb 25	-7.31%
Feb 25	-7.31%
Feb 25	-7.31%
Jan 25	-7.16%
Jan 25	-7.12%
Jan 25	-7.12%
Jan 25	-7.12%
Jan 25	-7.2%
Dec 24	-7.31%
Dec 24	-7.05%
Dec 24	-7.05%
Dec 24	-8.56%
Nov 24	-11.28%
Nov 24	-10.41%
Nov 24	-10.49%
Nov 24	75.18%
Nov 24	72.28%
Oct 24	77.66%
Oct 24	70.65%

Price to Sales

SPFX Price to Sales by year
Period	Price to Sales
Sep 26	0.64
Sep 26	0.69
Aug 26	0.65
Aug 26	0.66
Aug 26	0.7
Aug 26	0.76
Jul 26	0.76
Jul 26	0.78
Jul 26	0.78
Jul 26	0.6
Jul 26	0.75
Jun 26	0.52
Jun 26	0.52
Jun 26	0.44
Jun 26	0.51
May 26	0.47
May 26	0.54
May 26	0.63
May 26	0.53
May 26	0.55
Apr 26	0.61
Apr 26	0.61
Apr 26	0.66
Apr 26	0.63
Mar 26	0.62
Mar 26	0.59
Mar 26	0.52
Mar 26	0.52
Feb 26	0.52
Feb 26	0.48
Feb 26	0.52
Feb 26	0.55
Jan 26	0.59
Jan 26	0.52
Jan 26	0.48
Jan 26	0.48
Jan 26	0.56
Dec 25	0.53
Dec 25	0.45
Dec 25	0.53
Dec 25	0.51
Nov 25	0.53
Nov 25	0.64
Nov 25	0.51
Nov 25	0.58
Oct 25	0.5
Oct 25	0.42
Oct 25	0.49
Oct 25	0.46
Oct 25	0.46
Sep 25	0.46
Sep 25	0.39
Sep 25	0.48
Sep 25	0.46
Aug 25	0.39
Aug 25	0.43
Aug 25	0.43
Aug 25	0.45
Aug 25	0.54
Jul 25	0.61
Jul 25	0.62
Jul 25	0.62
Jul 25	0.62
Jun 25	0.62
Jun 25	0.48
Jun 25	0.51
Jun 25	0.51
May 25	0.51
May 25	0.47
May 25	0.45
May 25	0.45
May 25	0.46
Apr 25	0.46
Apr 25	0.46
Apr 25	0.46
Apr 25	0.45
Mar 25	0.51
Mar 25	0.51
Mar 25	0.51
Mar 25	0.33
Feb 25	0.51
Feb 25	0.51
Feb 25	0.51
Feb 25	0.51
Jan 25	0.52
Jan 25	0.53
Jan 25	0.53
Jan 25	0.53
Jan 25	0.52
Dec 24	0.51
Dec 24	0.53
Dec 24	0.53
Dec 24	0.44
Nov 24	0.33
Nov 24	0.36
Nov 24	0.36
Nov 24	0.37
Nov 24	0.38
Oct 24	0.35
Oct 24	0.39

EV/EBITDA

SPFX EV/EBITDA by year
Period	EV/EBITDA
Sep 26	36.34
Sep 26	36.59
Aug 26	36.4
Aug 26	36.47
Aug 26	36.66
Aug 26	67.51
Jul 26	67.51
Jul 26	67.75
Jul 26	67.75
Jul 26	65.78
Jul 26	67.38
Jun 26	64.9
Jun 26	64.9
Jun 26	63.99
Jun 26	64.71
May 26	64.31
May 26	65.09
May 26	66.04
Mar 26	24.67
Mar 26	24.67
Feb 26	24.68
Feb 26	24.52
Feb 26	24.69
Feb 26	24.8
Jan 26	24.96
Jan 26	24.69
Jan 26	24.53
Jan 26	24.53
Jan 26	24.86
Dec 25	24.74
Dec 25	24.39
Dec 25	24.7
Dec 25	24.65
Nov 25	24.71
Nov 25	25.19
Nov 25	24.64
Nov 25	37.87
Oct 25	37.33
Oct 25	36.79
Oct 25	37.24
Oct 25	37.06
Oct 25	37.04
Sep 25	37.06
Sep 25	36.61
Sep 25	37.15
Sep 25	37.06
Aug 25	36.59
Aug 25	36.86
Aug 25	36.82
Aug 25	33.33
Aug 25	33.88
Jul 25	34.3
Jul 25	34.42
Jul 25	34.42
Jul 25	34.42
Jun 25	34.42
Jun 25	33.54
Jun 25	33.72
Jun 25	33.72
May 25	33.72
May 25	33.45
May 25	33.33
May 25	33.33
May 25	39.65
Apr 25	39.65
Apr 25	39.65
Apr 25	39.65
Apr 25	39.55
Mar 25	40.05
Mar 25	40.05
Mar 25	40.05
Mar 25	42.89
Feb 25	44.26
Feb 25	44.26
Feb 25	44.26
Feb 25	44.26
Jan 25	44.35
Jan 25	44.37
Jan 25	44.37
Jan 25	44.37
Jan 25	44.33
Dec 24	44.26
Dec 24	44.41
Dec 24	44.41
Dec 24	43.69
Nov 24	42.89
Nov 24	43.1
Nov 24	43.08
Nov 24	52.5
Nov 24	52.63
Oct 24	52.4
Oct 24	52.7
Oct 24	52.78
Oct 24	52.63
Sep 24	53.39
Sep 24	53.39
Sep 24	53.26
Sep 24	53.14
Aug 24	54.15
Aug 24	54.15

Price/Operating Cashflow

SPFX Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	6.45
Sep 26	6.9
Aug 26	6.57
Aug 26	6.68
Aug 26	7.03
Aug 26	3.27
Jul 26	3.27
Jul 26	3.36
Jul 26	3.36
Jul 26	2.59
Jul 26	3.22
Jun 26	2.25
Jun 26	2.25
Jun 26	1.9
Jun 26	2.18
May 26	2.02
May 26	2.32
May 26	2.7
May 26	2.12
May 26	2.21
Apr 26	2.47
Apr 26	2.45
Apr 26	2.65
Apr 26	2.54
Mar 26	2.5
Mar 26	2.39
Mar 26	1.7
Mar 26	1.7
Feb 26	1.71
Feb 26	1.58
Feb 26	1.72
Feb 26	1.81
Jan 26	1.93
Jan 26	1.72
Jan 26	1.59
Jan 26	1.59
Jan 26	1.85
Dec 25	1.75
Dec 25	1.48
Dec 25	1.73
Dec 25	1.68
Nov 25	1.74
Nov 25	2.12
Nov 25	1.67
Nov 25	9.56
Oct 25	8.23
Oct 25	6.89
Oct 25	8
Oct 25	7.56
Oct 25	7.51
Sep 25	7.56
Sep 25	6.45
Sep 25	7.78
Sep 25	7.56
Aug 25	6.4
Aug 25	7.07
Aug 25	6.98
Nov 24	1.29
Nov 24	1.34
Oct 24	1.25
Oct 24	1.37
Oct 24	1.4
Oct 24	1.34
Sep 24	1.65
Sep 24	1.65
Sep 24	1.6
Sep 24	1.55
Aug 24	1.96
Aug 24	1.96
Aug 24	2.07
Aug 24	1.71
Aug 24	1.43
Jul 24	2.33
Jul 24	2.59
Jun 24	2.66
Jun 24	2.77
Jun 24	2.77
May 24	3.57
May 24	3.78
Mar 24	3.54
Mar 24	3.36
Mar 24	3.88
Feb 24	4.76
Jan 24	4.76
Jan 24	4.76
Jan 24	4.76
Jan 24	4.76
Jan 24	4.76
Dec 23	5.43
Dec 23	6.55
Dec 23	6.55
Dec 23	6.55
Dec 23	6.64
Nov 23	7.74
Nov 23	7.74
Nov 23	2.83
Nov 23	2.83
Oct 23	3.03
Oct 23	3.03
Oct 23	2.74

Price to Book

SPFX Price to Book by year
Period	Price to Book
Sep 26	0.94
Sep 26	1.01
Aug 26	0.96
Aug 26	0.98
Aug 26	1.03
Aug 26	1.09
Jul 26	1.09
Jul 26	1.12
Jul 26	1.12
Jul 26	0.86
Jul 26	1.07
Jun 26	0.75
Jun 26	0.75
Jun 26	0.63
Jun 26	0.72
May 26	0.67
May 26	0.77
May 26	0.9
May 26	0.72
May 26	0.75
Apr 26	0.84
Apr 26	0.83
Apr 26	0.9
Apr 26	0.87
Mar 26	0.85
Mar 26	0.82
Mar 26	0.71
Mar 26	0.71
Feb 26	0.72
Feb 26	0.66
Feb 26	0.72
Feb 26	0.76
Jan 26	0.81
Jan 26	0.72
Jan 26	0.66
Jan 26	0.66
Jan 26	0.77
Dec 25	0.73
Dec 25	0.62
Dec 25	0.72
Dec 25	0.7
Nov 25	0.73
Nov 25	0.88
Nov 25	0.7
Nov 25	0.82
Oct 25	0.7
Oct 25	0.59
Oct 25	0.68
Oct 25	0.65
Oct 25	0.64
Sep 25	0.65
Sep 25	0.55
Sep 25	0.67
Sep 25	0.65
Aug 25	0.55
Aug 25	0.6
Aug 25	0.6
Aug 25	0.66
Aug 25	0.78
Jul 25	0.88
Jul 25	0.91
Jul 25	0.91
Jul 25	0.91
Jun 25	0.91
Jun 25	0.71
Jun 25	0.75
Jun 25	0.75
May 25	0.75
May 25	0.69
May 25	0.66
May 25	0.66
May 25	0.69
Apr 25	0.69
Apr 25	0.69
Apr 25	0.69
Apr 25	0.67
Mar 25	0.78
Mar 25	0.78
Mar 25	0.78
Mar 25	0.49
Feb 25	0.76
Feb 25	0.76
Feb 25	0.76
Feb 25	0.76
Jan 25	0.78
Jan 25	0.78
Jan 25	0.78
Jan 25	0.78
Jan 25	0.78
Dec 24	0.76
Dec 24	0.79
Dec 24	0.79
Dec 24	0.65
Nov 24	0.49
Nov 24	0.54
Nov 24	0.53
Nov 24	0.53
Nov 24	0.55
Oct 24	0.51
Oct 24	0.57

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globenewswire.com · 1 Jul 2026