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SHF Holdings, Inc.

$0.15 -$0.89 (-85.19%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$0.15
Day Range
$0.15$0.16
Year Range
$0.15$9.19
Market Cap
1.9M
AVG Volume
2.49M
Trailing/Forward PE
-0.15/-
PEG ratio
0.04
Dividend Yield
-
Next Earnings Date
2026-11-17
Primary Exchange
NASDAQUS
Revenue (USD)
-40M-20M020M20212022202320242025
SHFS Revenue (USD) by year
PeriodRevenue (USD)
202512.45M
202418.41M
202319.7M
2022-31.9M
20217M
Net Income (USD)
-60M-40M-20M020M20212022202320242025
SHFS Net Income (USD) by year
PeriodNet Income (USD)
2025-2.16M
2024-48.32M
2023-17.28M
2022-35.13M
20213.27M
Operating Income (USD)
-60M-40M-20M020M20212022202320242025
SHFS Operating Income (USD) by year
PeriodOperating Income (USD)
2025-2.22M
2024-4.46M
2023-19.11M
2022-44.38M
20213.24M
EBITDA (USD)
-60M-40M-20M020M20212022202320242025
SHFS EBITDA (USD) by year
PeriodEBITDA (USD)
2025-2.09M
2024-3.75M
2023-17.74M
2022-44.19M
20212.55M
Cash Flows (USD)
-5M-2.5M02.5M5M20212022202320242025
SHFS Cash Flows (USD) by year
PeriodCash Flows (USD)
2025-3.42M
2024430.48K
2023-1.04M
20223.16M
20214.7M
EPS (USD)
-20-15-10-50520212022202320242025
SHFS EPS (USD) by year
PeriodEPS (USD)
2025-0.65
2024-17.37
2023-9.58
2022-0.58
20211.8
Expenses (USD)
-10M010M20M30MR&DSG&ACapex20212022202320242025
SHFS Expenses (USD) by year
PeriodExpenses (USD)
20259.79M
202412.06M
202322.43M
20229.23M
20212.59M
Cash & Debt (USD)
020M40M60MCashLong Term DebtShort Term Debt20212022202320242025
SHFS Cash & Debt (USD) by year
PeriodCash & Debt (USD)
20256.78M
20242.32M
20234.89M
20228.39M
20215.5M
Debt ratios
-0.2-0.100.120242025
SHFS Debt ratios by year
PeriodDebt ratios
20250.09
2024-0.15
Margins
0%50%100%150%20212022202320242025
SHFS Margins by year
PeriodMargins
202597.47%
2024104.67%
202395.82%
2022104.1%
2021100.08%
Return on Capital
-1000%-500%0%500%20212022202320242025
SHFS Return on Capital by year
PeriodReturn on Capital
2025-26.24%
2024393.22%
2023-50.3%
2022-687.02%
202144.56%
Shares Outstanding
020M40M60M20212022202320242025
SHFS Shares Outstanding by year
PeriodShares Outstanding
20252.92M
20242.78M
202354.56M
202218.99M
202114.9M
Book Value Per Share (USD)
-6-4-202420212022202320242025
SHFS Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
20252.82
2024-4.42
20230.63
20220.27
20210.49
Total Assets (USD)
025M50M75M100M20212022202320242025
SHFS Total Assets (USD) by year
PeriodTotal Assets (USD)
202517.21M
202413.22M
202367.86M
202299.45M
20217.52M
Employee Count
0204060802022202320242025
SHFS Employee Count by year
PeriodEmployee Count
202539
202441
202343
202265
PE Ratio
02505007501000med 8.92Apr 22Jul 22Nov 22Feb 23Sep 24Dec 24Apr 25
SHFS PE Ratio by year
PeriodPE Ratio
Apr 251.06
Mar 252.12
Mar 252.91
Mar 252.72
Mar 253.09
Feb 253.25
Feb 253.53
Feb 253.74
Feb 254.14
Jan 254.74
Jan 253.56
Jan 253.68
Jan 253.71
Jan 254.14
Dec 244.01
Dec 243.95
Dec 243.24
Dec 243.97
Nov 244.34
Nov 244.05
Nov 243.28
Nov 244.1
Nov 244.75
Oct 245.33
Oct 245.44
Oct 245.65
Oct 245.74
Sep 246.03
Sep 246.75
Sep 246.59
Sep 246.92
Aug 247.4
Aug 247.62
Aug 247.44
Apr 233.37
Mar 233.65
Mar 233.51
Mar 234.16
Mar 234.8
Mar 235.01
Feb 235.65
Feb 235.59
Feb 235.44
Feb 236.45
Jan 236.3
Jan 239.03
Jan 238.81
Jan 2310.53
Dec 2212.72
Dec 2213.75
Dec 2212.82
Dec 2223.71
Dec 2229.73
Nov 2230.16
Nov 2227.01
Nov 2230.22
Nov 2219.93
Oct 2222.59
Oct 2219.15
Oct 2231.64
Oct 2245.55
Sep 2252.28
Sep 2273.15
Sep 2276.29
Sep 2277.11
Sep 2281.52
Aug 2276.96
Aug 2260.37
Aug 2264.26
Aug 2266.93
Jul 2268.87
Jul 2262.32
Jul 2268.61
Jul 2268.78
Jul 2266.28
Jun 2251.61
Jun 2266.21
Jun 2266.34
Jun 2266.08
May 2266.15
May 2265.89
May 22924.27
May 22925.19
Apr 22927.92
Apr 22925.19
Apr 22926.1
Apr 22926.1
Apr 22926.1
Mar 22924.55
Mar 22922.45
Mar 22922.45
Mar 22920.63
Free Cash Flow Yield
-300000%-200000%-100000%0%100000%med -44.39%Jan 25May 25Sep 25Jan 26May 26Sep 26
SHFS Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 26-232960.08%
Sep 26-225634.29%
Aug 26-224084.02%
Aug 26-217429.41%
Aug 26-209432.88%
Aug 26-205122.08%
Jul 26-419.4%
Jul 26-397.15%
Jul 26-369.19%
Jul 26-372.58%
Jul 26-318.8%
Jun 26-314.64%
Jun 26-312.34%
Jun 26-279.3%
Jun 26-199.86%
May 26-157.29%
May 26-154.26%
May 26-166.28%
May 26-254.63%
May 26-149.54%
Apr 26-122.71%
Apr 26-142.48%
Apr 26-235.28%
Apr 26-225.65%
Mar 26-219.55%
Mar 26-209.74%
Mar 26-212.6%
Mar 26-199.72%
Feb 26-192.7%
Feb 26-187.72%
Feb 26-200.52%
Feb 26-178.89%
Jan 26-156.16%
Jan 26-157.55%
Jan 26-142.3%
Jan 26-160.41%
Jan 26-169.67%
Dec 25-141.17%
Dec 25-144.64%
Dec 25-107.6%
Dec 25-111.68%
Nov 25-119.23%
Nov 25-121.69%
Nov 25-128.8%
Nov 25-60.54%
Oct 25-56.96%
Oct 25-43.98%
Oct 25-38.28%
Oct 25-41.1%
Oct 25-21.43%
Sep 25-19.85%
Sep 25-44.79%
Sep 25-35.55%
Sep 25-32.15%
Aug 25-60.29%
Aug 25-50.95%
Aug 25-55.65%
Aug 25-34.55%
Aug 25-29.05%
Jul 25-23.98%
Jul 25-22.09%
Jul 25-23.2%
Jul 25-34.4%
Jun 25-35.17%
Jun 25-33.37%
Jun 25-31.5%
Jun 25-31.75%
May 25-28.21%
May 25-33.37%
May 257.2%
May 256.76%
May 254.62%
Apr 253.83%
Apr 256.94%
Apr 256.97%
Apr 2542.01%
Mar 2521.05%
Mar 2515.31%
Mar 2516.41%
Mar 2514.44%
Feb 2513.74%
Feb 2512.63%
Feb 2511.92%
Feb 2510.77%
Jan 259.41%
Jan 2512.53%
Jan 2512.1%
Jan 2512.01%
Jan 2510.77%
Dec 2411.13%
Dec 2411.29%
Dec 2413.78%
Dec 2411.23%
Nov 2410.28%
Nov 2411.02%
Nov 2413.58%
Nov 2414.62%
Nov 2412.64%
Oct 2411.26%
Oct 2411.03%
Price to Sales
00.511.52med 0.41Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
SHFS Price to Sales by year
PeriodPrice to Sales
Sep 260.1
Sep 260.1
Aug 260.1
Aug 260.1
Aug 260.11
Aug 260.11
Jul 260.07
Jul 260.08
Jul 260.08
Jul 260.08
Jul 260.09
Jun 260.1
Jun 260.1
Jun 260.11
Jun 260.15
May 260.19
May 260.19
May 260.18
May 260.11
May 260.18
Apr 260.22
Apr 260.19
Apr 260.22
Apr 260.23
Mar 260.23
Mar 260.24
Mar 260.24
Mar 260.25
Feb 260.26
Feb 260.27
Feb 260.25
Feb 260.28
Jan 260.33
Jan 260.32
Jan 260.36
Jan 260.32
Jan 260.3
Dec 250.36
Dec 250.35
Dec 250.47
Dec 250.46
Nov 250.43
Nov 250.42
Nov 250.4
Nov 250.53
Oct 250.56
Oct 250.73
Oct 250.84
Oct 250.78
Oct 251.5
Sep 251.62
Sep 250.72
Sep 250.9
Sep 251
Aug 250.53
Aug 250.63
Aug 250.58
Aug 250.39
Aug 250.47
Jul 250.57
Jul 250.61
Jul 250.58
Jul 250.39
Jun 250.39
Jun 250.41
Jun 250.43
Jun 250.43
May 250.48
May 250.41
May 250.32
May 250.35
May 250.51
Apr 250.61
Apr 250.34
Apr 250.34
Apr 250.28
Mar 250.55
Mar 250.76
Mar 250.71
Mar 250.81
Feb 250.85
Feb 250.92
Feb 250.98
Feb 251.08
Jan 251.24
Jan 250.93
Jan 250.96
Jan 250.97
Jan 251.08
Dec 241.05
Dec 241.03
Dec 240.85
Dec 241.04
Nov 241.14
Nov 241.06
Nov 240.86
Nov 240.89
Nov 241.03
Oct 241.16
Oct 241.18
EV/EBITDA
050010001500med 8.2Apr 22Jul 22Nov 22Feb 23Sep 24Dec 24Apr 25
SHFS EV/EBITDA by year
PeriodEV/EBITDA
Apr 252.13
Mar 253.15
Mar 253.91
Mar 253.72
Mar 254.07
Feb 254.22
Feb 254.5
Feb 254.7
Feb 255.08
Jan 255.65
Jan 254.52
Jan 254.64
Jan 254.67
Jan 255.08
Dec 244.95
Dec 244.9
Dec 244.21
Dec 244.92
Nov 245.27
Nov 244.99
Nov 244.26
Nov 245.17
Nov 245.76
Oct 246.29
Oct 246.39
Oct 246.58
Oct 246.67
Sep 246.93
Sep 247.58
Sep 247.44
Sep 247.74
Aug 248.18
Aug 248.38
Aug 248.22
Apr 230.87
Mar 231.15
Mar 231.01
Mar 231.65
Mar 232.29
Mar 232.51
Feb 233.15
Feb 233.08
Feb 232.94
Feb 233.94
Jan 233.8
Jan 236.51
Jan 236.3
Jan 238.02
Dec 2210.2
Dec 2211.23
Dec 2210.3
Dec 2221.18
Dec 2227.18
Nov 2227.61
Nov 2224.47
Nov 2230.12
Nov 2219.84
Oct 2222.5
Oct 2219.06
Oct 2231.54
Oct 2245.43
Sep 2252.16
Sep 2273
Sep 2276.14
Sep 2276.96
Sep 2281.37
Aug 2276.81
Aug 2277.49
Aug 2282.67
Aug 2286.21
Jul 2288.8
Jul 2280.08
Jul 2288.45
Jul 2288.67
Jul 2285.34
Jun 2265.83
Jun 2285.26
Jun 2285.43
Jun 2285.08
May 2285.17
May 2284.83
May 221181.08
May 221182.24
Apr 221185.74
Apr 221182.24
Apr 221183.41
Apr 221183.41
Apr 221183.41
Mar 221181.43
Mar 221178.74
Mar 221178.74
Mar 221176.41
Price/Operating Cashflow
020406080med 9.35Mar 23Jun 23Oct 23Jul 24Oct 24Jan 25May 25
SHFS Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
May 2513.89
May 2514.8
May 2521.64
Apr 2526.1
Apr 2514.41
Apr 2514.34
Apr 252.38
Mar 254.75
Mar 256.53
Mar 256.09
Mar 256.93
Feb 257.28
Feb 257.92
Feb 258.39
Feb 259.29
Jan 2510.63
Jan 257.98
Jan 258.26
Jan 258.33
Jan 259.29
Dec 248.99
Dec 248.86
Dec 247.26
Dec 248.9
Nov 249.72
Nov 249.07
Nov 247.36
Nov 246.84
Nov 247.91
Oct 248.88
Oct 249.07
Oct 249.42
Oct 249.57
Sep 2410.05
Sep 2411.24
Sep 2410.98
Sep 2411.53
Aug 2412.33
Aug 2412.7
Aug 2412.41
Aug 2437.8
Aug 2439.19
Jul 2442.21
Jul 2440.01
Jul 2443.22
Jul 2434.7
Jun 2433.82
Jun 2434.64
Jun 2438.24
Jun 2435.34
May 2446.06
May 2446.38
May 2447.55
Nov 2333.9
Nov 2328.5
Nov 2329.1
Nov 2330.73
Oct 2334.35
Oct 2330.29
Oct 2330.33
Oct 2335.24
Sep 2335.24
Sep 2334.12
Sep 2334.88
Sep 2318.53
Sep 2319.18
Aug 2316.53
Aug 2320.07
Aug 235.04
Aug 235.27
Jul 235.77
Jul 235.77
Jul 235.46
Jul 235.35
Jun 235.56
Jun 235.62
Jun 236.36
Jun 236.24
Jun 235.32
May 235.25
May 234.02
May 2351.29
May 2361.13
Apr 2367.99
Apr 2360.83
Apr 2357.13
Apr 232.09
Mar 232.26
Mar 232.17
Mar 232.57
Mar 232.97
Mar 233.1
Feb 233.5
Feb 233.46
Feb 233.37
Feb 233.99
Jan 233.9
Jan 235.58
Jan 235.45
Jan 236.52
Price to Book
0102030med 0.54May 24Aug 24Dec 24Mar 25Feb 26May 26Sep 26
SHFS Price to Book by year
PeriodPrice to Book
Sep 260.17
Sep 260.18
Aug 260.18
Aug 260.19
Aug 260.19
Aug 260.2
Jul 260.12
Jul 260.13
Jul 260.14
Jul 260.13
Jul 260.16
Jun 260.16
Jun 260.16
Jun 260.18
Jun 260.25
May 260.32
May 260.32
May 260.3
May 260.16
May 260.28
Apr 260.34
Apr 260.29
Apr 260.31
Apr 260.32
Mar 260.33
Mar 260.35
Mar 260.34
Mar 260.37
Feb 260.38
Feb 260.39
Feb 260.37
Feb 260.41
Jan 260.47
Jan 260.47
Jan 260.52
Jan 260.46
Jan 260.43
Dec 250.52
Dec 250.51
Dec 250.68
Dec 250.66
Nov 250.61
Nov 250.6
Nov 250.57
Apr 250.16
Mar 250.31
Mar 250.43
Mar 250.4
Mar 250.46
Feb 250.48
Feb 250.52
Feb 250.55
Feb 250.61
Jan 250.7
Jan 250.53
Jan 250.55
Jan 250.55
Jan 250.61
Dec 240.59
Dec 240.59
Dec 240.48
Dec 240.59
Nov 240.64
Nov 240.6
Nov 240.49
Nov 240.5
Nov 240.58
Oct 240.66
Oct 240.67
Oct 240.69
Oct 240.71
Sep 240.74
Sep 240.83
Sep 240.81
Sep 240.85
Aug 240.91
Aug 240.94
Aug 240.92
Aug 240.89
Aug 240.93
Jul 241
Jul 240.95
Jul 241.02
Jul 240.82
Jun 240.8
Jun 240.82
Jun 240.91
Jun 240.84
May 241.09
May 241.1
May 241.13
May 2425.25
May 2424.46
Apr 2423.97
Apr 2423.49
Apr 2425.41
Apr 2425.92
Mar 241.76
Mar 241.73
Mar 241.6
SHF Holdings, Inc.
SHFS
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News: SHFS

Safe Harbor Institutional to Highlight Scalable Cannabis Banking Infrastructure at PBC Conference

globenewswire.com · 27 Aug 2026

Safe Harbor Institutional to Highlight Scalable Cannabis Banking Infrastructure at PBC Conference

DENVER, Aug. 27, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor (the “Company” or “Safe Harbor”) (NASDAQ: SHFS), a leading provider of cannabis banking infrastructure and compliance solutions for financial institutions, announced that Chief Executive Officer Terry Mendez will moderate a panel of banking leaders at the PBC Conference examining how financial institutions can structure and scale cannabis banking programs. The conference will take place Sept.

Safe Harbor Financial Reports Second Quarter 2026 Results and Provides Corporate Update

globenewswire.com · 10 Aug 2026

Safe Harbor Financial Reports Second Quarter 2026 Results and Provides Corporate Update

Second Quarter 2026 Revenue of Approximately $1.9 Million, Up 4.8% Year Over Year Loan Program Income Up 50.7% Year Over Year to Approximately $0.8 Million Average Deposit Balances Increased 6.8% Year Over Year to $108.4 Million, Reflecting Continued Momentum from Enhanced Marketing and a Customer-Focused Growth Strategy Cash and Cash Equivalents of $5.7 Million and Stockholders' Equity of $6.1 Million as of June 30, 2026 DENVER, Aug. 10, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial (“Safe Harbor” or the “Company”) (NASDAQ: SHFS), a leading fintech platform serving the banking, lending, and financial services needs of the regulated cannabis and hemp industries, today announced its financial results for the second quarter ended June 30, 2026. “Our second quarter results reflect the continued execution of the growth strategy we have been building over the past several quarters,” said Terrance Mendez, Chief Executive Officer and Chief Financial Officer of Safe Harbor.

Safe Harbor's Cannabis-Focused 401(k) Plan Gains Early Adoption as Canopy HR Names It the Recommended Retirement Solution for its Clients

globenewswire.com · 6 Aug 2026

Safe Harbor's Cannabis-Focused 401(k) Plan Gains Early Adoption as Canopy HR Names It the Recommended Retirement Solution for its Clients

DENVER, Aug. 06, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor (the “Company” or “Safe Harbor”) (NASDAQ: SHFS), a leading fintech platform serving the banking, lending and financial services needs of the regulated cannabis and hemp industries, announced that Canopy HR , a provider of comprehensive HR, compliance, benefits and administrative support for the cannabis industry, has selected the Safe Harbor Multiple Employer 401(k) Plan as the recommended retirement solution for its cannabis-focused clients. Since launching in April 2026, the plan has already gained significant early adoption, with six new clients, including a multistate operator, onboarded to the plan.

Safe Harbor Financial Series B Preferred Conversion Price and Warrant Exercise Price Reset to $1.5528 Following Conclusion of Temporary Reduction Period

globenewswire.com · 5 Aug 2026

Safe Harbor Financial Series B Preferred Conversion Price and Warrant Exercise Price Reset to $1.5528 Following Conclusion of Temporary Reduction Period

DENVER, Aug. 05, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial ("Safe Harbor" or the "Company") (NASDAQ: SHFS), a leading fintech platform serving the banking, lending, and financial services needs of the regulated cannabis and hemp industries, announced the conclusion of the temporary reduction of the conversion price of its Series B Convertible Preferred Stock ("Series B Preferred Stock") and the exercise price of associated common stock purchase warrants ("Series B Warrants") effective July 31, 2026.

Safe Harbor Introduces Its Operating Model for Cannabis Banking at ACB Cannabis Banking eXperience Conference

globenewswire.com · 9 Jul 2026

Safe Harbor Introduces Its Operating Model for Cannabis Banking at ACB Cannabis Banking eXperience Conference

Through its Infrastructure-as-a-Service operating model, Safe Harbor helps financial institutions build, operate and scale compliant cannabis banking programs using operational infrastructure, proven workflows and experienced personnel developed over more than a decade CEO and CFO Terry Mendez will discuss operational execution, commercial lending strategies and the infrastructure financial institutions need to build, operate and scale successful cannabis banking programs DENVER, July 09, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc.

Safe Harbor Introduces Its Operating Model for Cannabis Banking at ACB Cannabis Banking eXperience Conference

globenewswire.com · 9 Jul 2026

Safe Harbor Introduces Its Operating Model for Cannabis Banking at ACB Cannabis Banking eXperience Conference

Through its Infrastructure-as-a-Service operating model, Safe Harbor helps financial institutions build, operate and scale compliant cannabis banking programs using operational infrastructure, proven workflows and experienced personnel developed over more than a decade

Zacks Initiates Coverage of Safe Harbor With Neutral Recommendation

zacks.com · 15 Jun 2026

Zacks Initiates Coverage of Safe Harbor With Neutral Recommendation

Discover why Zacks rates Safe Harbor as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore SHFS' improving lending economics and expanding financial services offerings amid ongoing losses and regulatory uncertainty.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.