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Banco Santander, S.A.

$14.74 +$2.67 (+22.12%)
NYSE · 14 Sep 2026 20:00 UTC
Previous Close
$14.96
Day Range
$14.54$14.81
Year Range
$9.62$15.05
Market Cap
216.36B
AVG Volume
11.3M
Trailing/Forward PE
11.45/11.68
PEG ratio
0.49
Dividend Yield
1.89%
Next Earnings Date
2026-10-28
Primary Exchange
New York Stock ExchangeUS
Revenue (EUR)
020B40B60B80B2016201720182019202020212022202320242025
SAN Revenue (EUR) by year
PeriodRevenue (EUR)
202572.99B
202479.98B
202371.31B
202256.98B
202161.5B
202060.49B
201972.75B
201869.67B
201771.45B
201671.63B
Net Income (EUR)
-10B010B20B2016201720182019202020212022202320242025
SAN Net Income (EUR) by year
PeriodNet Income (EUR)
202513.59B
202412.57B
202311.08B
20229.61B
20218.12B
2020-8.77B
20196.51B
20187.81B
20176.62B
20166.2B
Operating Income (EUR)
-10B010B20B2016201720182019202020212022202320242025
SAN Operating Income (EUR) by year
PeriodOperating Income (EUR)
202518.5B
202419.03B
202316.46B
202215.25B
202114.55B
2020-2.08B
201912.54B
201814.2B
201712.09B
201610.77B
EBITDA (EUR)
010B20B30B2016201720182019202020212022202320242025
SAN EBITDA (EUR) by year
PeriodEBITDA (EUR)
202521.59B
202422.32B
202319.64B
202218.23B
202117.3B
2020734M
201915.54B
201816.63B
201714.68B
201613.13B
Cash Flows (EUR)
-50B-25B025B50B75B2016201720182019202020212022202320242025
SAN Cash Flows (EUR) by year
PeriodCash Flows (EUR)
2025-10.59B
2024-32.65B
202313.38B
20223.09B
202150.95B
202057.63B
2019-6.25B
2018-8.78B
201731.2B
201612.43B
EPS (EUR)
-1-0.500.512016201720182019202020212022202320242025
SAN EPS (EUR) by year
PeriodEPS (EUR)
20250.86
20240.77
20230.66
20220.54
20210.38
2020-0.54
20190.32
20180.42
20170.39
20160.38
Expenses (EUR)
010B20B30B40BSG&ACapex2016201720182019202020212022202320242025
SAN Expenses (EUR) by year
PeriodExpenses (EUR)
202524.92B
202429.92B
202327.69B
202219.65B
202123.83B
202026.3B
201924.31B
201830.2B
201728.8B
201626.59B
Cash & Debt (EUR)
0200B400B600BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
SAN Cash & Debt (EUR) by year
PeriodCash & Debt (EUR)
2025318.2B
2024237.41B
2023268.41B
2022223.07B
2021330.68B
2020269.54B
2019332.8B
2018113.66B
2017111B
201676.45B
Debt ratios
0123420182019202020212022202320242025
SAN Debt ratios by year
PeriodDebt ratios
20252.18
20243.17
20230.76
20221.16
20210.07
20201.11
20190.71
20182.31
Margins
0%20%40%60%80%2016201720182019202020212022202320242025
SAN Margins by year
PeriodMargins
202562.05%
202462.62%
202362.91%
202239.86%
202166.7%
202056.83%
201957.61%
201858.42%
201757.43%
201648.09%
Return on Capital
-10%0%10%20%2016201720182019202020212022202320242025
SAN Return on Capital by year
PeriodReturn on Capital
202512.05%
202411.72%
202310.63%
20229.84%
20218.37%
2020-9.6%
20195.89%
20187.27%
20176.2%
20166.04%
Shares Outstanding
05B10B15B20B2016201720182019202020212022202320242025
SAN Shares Outstanding by year
PeriodShares Outstanding
202514.87B
202415.14B
202315.89B
202216.55B
202117.06B
202017.31B
201917.33B
201816.94B
201716.84B
201615.47B
Dividends (EUR)
00.10.20.30.42017201820192020202120222023202420252026
SAN Dividends (EUR) by year
PeriodDividends (EUR)
20260.17
20250.26
20240.21
20230.15
20220.11
20210.09
20200.11
20190.26
20180.25
20170.33
Employee Count
0100K200K300K2016201720182019202020212022202320242025
SAN Employee Count by year
PeriodEmployee Count
2025198.4K
2024206.75K
2023212.76K
2022206.46K
2021197.07K
2020191K
2019196.42K
2018202K
2017202.25K
2016188.49K
Book Value Per Share (EUR)
024682016201720182019202020212022202320242025
SAN Book Value Per Share (EUR) by year
PeriodBook Value Per Share (EUR)
20257.58
20247.09
20236.56
20225.9
20215.69
20205.28
20196.38
20186.34
20176.34
20166.64
Total Assets (EUR)
0500B1T1.5T2T2016201720182019202020212022202320242025
SAN Total Assets (EUR) by year
PeriodTotal Assets (EUR)
20251.87T
20241.84T
20231.8T
20221.73T
20211.6T
20201.51T
20191.52T
20181.46T
20171.44T
20161.34T
PE Ratio
468101214med 9.83Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
SAN PE Ratio by year
PeriodPE Ratio
Sep 2611.49
Sep 2611.66
Sep 2611.62
Aug 2611.45
Aug 2611.3
Aug 2611.54
Aug 2611.5
Jul 2611.06
Jul 2610.77
Jul 2611.47
Jul 2611.77
Jul 2611.82
Jun 2611.39
Jun 2611.41
Jun 2610.77
Jun 2610.21
May 2610.37
May 2610.05
May 269.78
May 2610.09
May 269.97
Apr 2611.16
Apr 2611.98
Apr 2611.38
Apr 2610.81
Mar 2610.12
Mar 269.96
Mar 2610.3
Mar 2610.41
Feb 2611.44
Feb 2612.29
Feb 2611.35
Feb 2612.22
Jan 2612.39
Jan 2612.07
Jan 2612.14
Jan 2611.76
Jan 2611.86
Dec 2511.55
Dec 2511.51
Dec 2511.14
Dec 2510.85
Nov 2510.66
Nov 2510.17
Nov 2510.65
Nov 2510.31
Oct 2510.1
Oct 259.59
Oct 259.67
Oct 259.67
Oct 2510.1
Sep 2510.23
Sep 2510.06
Sep 259.88
Sep 259.38
Aug 259.4
Aug 259.63
Aug 259.5
Aug 259.22
Aug 258.36
Jul 258.81
Jul 258.37
Jul 258.32
Jul 258.39
Jun 258.11
Jun 258.12
Jun 257.94
Jun 258.14
May 258.1
May 258.02
May 258.01
May 257.59
May 257.29
Apr 257.69
Apr 257.12
Apr 256.81
Apr 256.45
Mar 257.54
Mar 257.7
Mar 257.48
Mar 257.51
Feb 257.4
Feb 257.15
Feb 257.12
Feb 256.79
Jan 256.1
Jan 256.01
Jan 255.91
Jan 255.6
Jan 255.41
Dec 245.35
Dec 245.37
Dec 245.8
Dec 245.72
Nov 245.42
Nov 245.58
Nov 245.84
Nov 245.65
Nov 245.83
Oct 245.82
Free Cash Flow Yield
-100%-75%-50%-25%0%25%med -6.34%Oct 24Feb 25May 25Sep 25Dec 25Apr 26Jul 26
SAN Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Jul 26-5.69%
Jul 26-5.55%
Jul 26-5.53%
Jun 26-5.73%
Jun 26-5.72%
Jun 26-6.06%
Jun 26-6.39%
May 26-6.3%
May 26-6.49%
May 26-6.68%
May 26-6.47%
May 26-6.55%
Apr 26-6.98%
Apr 26-6.5%
Apr 26-6.84%
Apr 26-7.2%
Mar 26-7.7%
Mar 26-7.82%
Mar 26-7.56%
Mar 26-7.48%
Feb 26-6.81%
Feb 266.28%
Feb 266.8%
Feb 266.32%
Jan 261.37%
Jan 261.4%
Jan 261.4%
Jan 261.44%
Jan 261.43%
Dec 251.47%
Dec 251.47%
Dec 251.52%
Dec 251.56%
Nov 251.59%
Nov 251.67%
Nov 251.59%
Nov 251.64%
Oct 251.68%
Oct 25-2.57%
Oct 25-2.55%
Oct 25-2.55%
Oct 25-2.44%
Sep 25-2.41%
Sep 25-2.45%
Sep 25-2.49%
Sep 25-2.62%
Aug 25-2.62%
Aug 25-2.56%
Aug 25-2.59%
Aug 25-2.67%
Aug 25-2.94%
Jul 25-2.79%
Jul 25-2.94%
Jul 25-2.96%
Jul 25-2.93%
Jun 25-3.03%
Jun 25-3.03%
Jun 25-3.1%
Jun 25-3.02%
May 25-3.04%
May 25-3.07%
May 25-3.07%
May 25-3.24%
May 25-3.38%
Apr 25-33.78%
Apr 25-36.45%
Apr 25-38.13%
Apr 25-40.29%
Mar 25-34.44%
Mar 25-33.73%
Mar 25-34.71%
Mar 25-34.57%
Feb 25-35.08%
Feb 25-55.89%
Feb 25-56.14%
Feb 25-58.88%
Jan 25-65.55%
Jan 25-66.53%
Jan 25-67.65%
Jan 25-71.43%
Jan 25-73.96%
Dec 24-74.77%
Dec 24-74.48%
Dec 24-68.9%
Dec 24-69.89%
Nov 24-73.75%
Nov 24-82.51%
Nov 24-78.79%
Nov 24-81.47%
Nov 24-78.91%
Oct 24-79.07%
Oct 24-77.69%
Oct 24-78.65%
Oct 24-79.87%
Sep 24-78.25%
Sep 24-79.17%
Sep 24-81.6%
Sep 24-84.26%
Aug 24-79.95%
Aug 24-55.92%
Price to Sales
0.511.522.53med 1.68Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
SAN Price to Sales by year
PeriodPrice to Sales
Sep 262.02
Sep 262.05
Sep 262.04
Aug 262.01
Aug 261.98
Aug 262.03
Aug 262.02
Jul 261.94
Jul 261.89
Jul 262.52
Jul 262.59
Jul 262.6
Jun 262.51
Jun 262.51
Jun 262.37
Jun 262.25
May 262.28
May 262.21
May 262.15
May 262.22
May 262.19
Apr 262.08
Apr 262.23
Apr 262.12
Apr 262.01
Mar 261.88
Mar 261.85
Mar 261.92
Mar 261.94
Feb 262.13
Feb 262.18
Feb 262.01
Feb 262.17
Jan 262.15
Jan 262.09
Jan 262.11
Jan 262.04
Jan 262.06
Dec 252
Dec 252
Dec 251.93
Dec 251.88
Nov 251.85
Nov 251.76
Nov 251.85
Nov 251.79
Oct 251.75
Oct 251.62
Oct 251.63
Oct 251.63
Oct 251.7
Sep 251.73
Sep 251.7
Sep 251.67
Sep 251.58
Aug 251.59
Aug 251.62
Aug 251.6
Aug 251.56
Aug 251.41
Jul 251.49
Jul 251.41
Jul 251.4
Jul 251.41
Jun 251.37
Jun 251.37
Jun 251.34
Jun 251.37
May 251.37
May 251.35
May 251.35
May 251.28
May 251.23
Apr 251.21
Apr 251.12
Apr 251.07
Apr 251.01
Mar 251.19
Mar 251.21
Mar 251.18
Mar 251.18
Feb 251.16
Feb 251.11
Feb 251.11
Feb 251.06
Jan 250.95
Jan 250.94
Jan 250.92
Jan 250.87
Jan 250.84
Dec 240.83
Dec 240.84
Dec 240.9
Dec 240.89
Nov 240.84
Nov 240.85
Nov 240.89
Nov 240.86
Nov 240.89
Oct 240.88
EV/EBITDA
0102030med 5.3Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
SAN EV/EBITDA by year
PeriodEV/EBITDA
Sep 2623.11
Sep 2623.24
Sep 2623.21
Aug 2623.08
Aug 2622.97
Aug 2623.15
Aug 2623.12
Jul 2622.79
Jul 2622.57
Jul 2622.25
Jul 2622.46
Jul 2622.5
Jun 2622.19
Jun 2622.2
Jun 2621.74
Jun 2621.33
May 2621.44
May 2621.21
May 2621.01
May 2621.24
May 2621.15
Apr 2615.29
Apr 2615.8
Apr 2615.43
Apr 2615.07
Mar 2614.64
Mar 2614.53
Mar 2614.75
Mar 2614.82
Feb 2615.46
Feb 265.68
Feb 265.1
Feb 265.64
Jan 266.27
Jan 266.08
Jan 266.12
Jan 265.9
Jan 265.96
Dec 255.78
Dec 255.75
Dec 255.53
Dec 255.36
Nov 255.25
Nov 254.96
Nov 255.24
Nov 255.04
Oct 254.92
Oct 252.96
Oct 253
Oct 253.01
Oct 253.25
Sep 253.33
Sep 253.23
Sep 253.13
Sep 252.84
Aug 252.85
Aug 252.98
Aug 252.91
Aug 252.75
Aug 252.26
Jul 252.51
Jul 252.26
Jul 252.23
Jul 252.27
Jun 252.11
Jun 252.12
Jun 252.01
Jun 252.13
May 252.11
May 252.06
May 252.05
May 251.81
May 251.64
Apr 2515.35
Apr 2515.03
Apr 2514.86
Apr 2514.65
Mar 2515.27
Mar 2515.36
Mar 2515.23
Mar 2515.25
Feb 2515.19
Feb 252.16
Feb 252.15
Feb 251.96
Jan 251.57
Jan 251.52
Jan 251.46
Jan 251.28
Jan 251.17
Dec 241.14
Dec 241.15
Dec 241.4
Dec 241.35
Nov 241.18
Nov 241.69
Nov 241.83
Nov 241.73
Nov 241.83
Oct 241.82
Price/Operating Cashflow
0102030med 11.09Aug 23Nov 23Mar 24Jun 24Jul 25Nov 25Feb 26
SAN Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Feb 269.65
Feb 268.91
Feb 269.59
Jan 2617.76
Jan 2617.31
Jan 2617.41
Jan 2616.86
Jan 2617
Dec 2516.56
Dec 2516.5
Dec 2515.98
Dec 2515.56
Nov 2515.28
Nov 2514.58
Nov 2515.27
Nov 2514.78
Oct 2514.47
Oct 2527.1
Oct 2527.33
Oct 2527.33
Oct 2528.56
Sep 2528.92
Sep 2528.42
Sep 2527.93
Sep 2526.5
Aug 2526.58
Aug 2527.22
Aug 2526.84
Aug 2526.07
Aug 2523.63
Jul 2524.9
Jul 2523.67
Jul 2523.51
Jul 2523.7
Jun 2522.92
Jun 2522.94
Jun 2522.43
Jun 2523
May 2522.89
May 2522.68
May 2522.63
May 2521.44
May 2520.6
Jun 243.41
Jun 243.41
Jun 243.42
Jun 243.71
May 243.81
May 243.72
May 243.81
May 243.69
May 243.54
Apr 243.77
Apr 243.52
Apr 243.45
Apr 243.57
Mar 243.54
Mar 243.41
Mar 243.2
Mar 243.11
Mar 243.02
Feb 242.99
Feb 244.51
Feb 244.55
Feb 244.8
Jan 244.5
Jan 244.58
Jan 244.67
Jan 244.81
Dec 234.65
Dec 234.69
Dec 234.69
Dec 234.84
Dec 234.72
Nov 234.63
Nov 234.59
Nov 234.48
Nov 234.4
Oct 234.24
Oct 238.6
Oct 238.77
Oct 239.05
Sep 239
Sep 238.7
Sep 238.71
Sep 238.51
Sep 238.81
Aug 2312.23
Aug 2312.21
Aug 2312.44
Aug 2312.34
Jul 2312.74
Jul 2312.18
Jul 2311.88
Jul 2311.34
Jun 2311.82
Jun 2310.59
Jun 2311.09
Jun 2311.08
Jun 2311.1
Price to Book
0.511.52med 1.18Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
SAN Price to Book by year
PeriodPrice to Book
Sep 261.61
Sep 261.63
Sep 261.63
Aug 261.6
Aug 261.58
Aug 261.62
Aug 261.61
Jul 261.55
Jul 261.51
Jul 261.59
Jul 261.63
Jul 261.64
Jun 261.58
Jun 261.58
Jun 261.5
Jun 261.42
May 261.44
May 261.4
May 261.36
May 261.4
May 261.38
Apr 261.35
Apr 261.44
Apr 261.37
Apr 261.3
Mar 261.22
Mar 261.2
Mar 261.24
Mar 261.26
Feb 261.38
Feb 261.48
Feb 261.36
Feb 261.47
Jan 261.7
Jan 261.66
Jan 261.67
Jan 261.62
Jan 261.63
Dec 251.59
Dec 251.58
Dec 251.53
Dec 251.49
Nov 251.47
Nov 251.4
Nov 251.47
Nov 251.42
Oct 251.39
Oct 251.14
Oct 251.15
Oct 251.15
Oct 251.2
Sep 251.21
Sep 251.19
Sep 251.17
Sep 251.11
Aug 251.12
Aug 251.14
Aug 251.13
Aug 251.1
Aug 250.99
Jul 251.05
Jul 250.99
Jul 250.99
Jul 251
Jun 250.96
Jun 250.96
Jun 250.94
Jun 250.97
May 250.96
May 250.95
May 250.95
May 250.9
May 250.87
Apr 250.9
Apr 250.83
Apr 250.8
Apr 250.76
Mar 250.88
Mar 250.9
Mar 250.88
Mar 250.88
Feb 250.87
Feb 250.83
Feb 250.83
Feb 250.79
Jan 250.71
Jan 250.7
Jan 250.69
Jan 250.65
Jan 250.63
Dec 240.62
Dec 240.63
Dec 240.68
Dec 240.67
Nov 240.63
Nov 240.64
Nov 240.67
Nov 240.65
Nov 240.67
Oct 240.67
Banco Santander, S.A.
SAN
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News: SAN

Banco Santander: A High-ROTE Behemoth Hidden In Plain Sight

seekingalpha.com · 14 Sep 2026

Banco Santander: A High-ROTE Behemoth Hidden In Plain Sight

Banco Santander (SAN) continues its transformation, focusing on technological integration, efficiency, and mitigating disruption risks, including stablecoin initiatives. Despite a 34% total return since the last analysis, SAN's long-term thesis remains intact, supported by record profits, growing NII, and expanding customer base. Operational improvements, M&A activity, and the ONE transformation drive efficiency gains, with potential for a 20% ROTE by 2028.

European Banks or U.S. Lenders: Which Financial ETF Is the Better Buy Right Now, EUFN or KBE?

fool.com · 9 Sep 2026

European Banks or U.S. Lenders: Which Financial ETF Is the Better Buy Right Now, EUFN or KBE?

European banks have outperformed U.S. rivals by a wide margin over five years. Here is whether that advantage is worth the higher fee.

Head-To-Head Review: Finward Bancorp (NASDAQ:FNWD) versus Banco Santander (NYSE:SAN)

defenseworld.net · 8 Sep 2026

Head-To-Head Review: Finward Bancorp (NASDAQ:FNWD) versus Banco Santander (NYSE:SAN)

Banco Santander (NYSE: SAN - Get Free Report) and Finward Bancorp (NASDAQ: FNWD - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, earnings, valuation, institutional ownership, dividends, analyst recommendations and profitability. Profitability This table compares Banco Santander and Finward

Banco Santander, S.A. (NYSE:SAN) Given Average Recommendation of “Moderate Buy” by Brokerages

defenseworld.net · 31 Aug 2026

Banco Santander, S.A. (NYSE:SAN) Given Average Recommendation of “Moderate Buy” by Brokerages

Banco Santander, S.A. (NYSE: SAN - Get Free Report) has earned an average recommendation of "Moderate Buy" from the ten research firms that are currently covering the stock, Marketbeat.com reports. One equities research analyst has rated the stock with a sell rating, three have issued a hold rating and six have assigned a buy rating to

SAN Completes Webster Buyout: A Bold Push for Scale & Diversification

zacks.com · 21 Aug 2026

SAN Completes Webster Buyout: A Bold Push for Scale & Diversification

The completion of Banco Santander S.A.'s SAN acquisition of Webster Financial marks the creation of a larger and more diversified U.S. banking franchise.

Santander Expands U.S. Presence with Completion of Webster Acquisition

gurufocus.com · 20 Aug 2026

Santander Expands U.S. Presence with Completion of Webster Acquisition

Santander Holdings USA, Inc. (“Santander US”), the intermediate holding company for Banco Santander, S.A. (“Santander”) in the United States, today anno

Santander Expands U.S. Presence with Completion of Webster Acquisition

businesswire.com · 20 Aug 2026

Santander Expands U.S. Presence with Completion of Webster Acquisition

BOSTON--(BUSINESS WIRE)--Santander Holdings USA, Inc. (“Santander US”), the intermediate holding company for Banco Santander, S.A. (“Santander”) in the United States, today announced that, through a series of transactions, it has completed the acquisition of Webster Financial Corporation (“Webster”), the holding company for Webster Bank, N.A. (“Webster Bank”). Building on Santander's decades-long commitment to the United States, the combined organization brings together two highly complementary.

Reddit Set to Join S&P 500 and Sun Communities to Join S&P MidCap 400

prnewswire.com · 13 Aug 2026

Reddit Set to Join S&P 500 and Sun Communities to Join S&P MidCap 400

NEW YORK, Aug. 13, 2026 /PRNewswire/ -- S&P Dow Jones Indices will make the following changes to the S&P 500 and S&P MidCap 400:  Reddit Inc. (NYSE: RDDT) will replace AvalonBay Communities Inc. (NYSE: AVB) in the S&P 500 effective prior to the opening of trading on Tuesday, August 18. S&P 500 constituent Equity Residential (NYSE: EQR) is acquiring AvalonBay Communities in a deal expected to be completed soon, pending final conditions.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.