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Rhinebeck Bancorp, Inc.

$12.82 +$4.24 (+49.42%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$13.07
Day Range
$12.79$13.07
Year Range
$6.74$13.23
Market Cap
200.48M
AVG Volume
100.07K
Trailing/Forward PE
13.93/-
PEG ratio
0.03
Dividend Yield
-
Next Earnings Date
-
Primary Exchange
NASDAQUS
Revenue (USD)
020M40M60M80M201720182019202020212022202320242025
RBKB Revenue (USD) by year
PeriodRevenue (USD)
202575.84M
202454.26M
202366.39M
202254.53M
202151.11M
202052.69M
201946.62M
201839.28M
201732.39M
Net Income (USD)
-10M010M20M201720182019202020212022202320242025
RBKB Net Income (USD) by year
PeriodNet Income (USD)
202510.04M
2024-8.62M
20234.39M
20227M
202111.56M
20205.92M
20195.96M
20184.36M
20173M
Operating Income (USD)
-20M-10M010M20M201720182019202020212022202320242025
RBKB Operating Income (USD) by year
PeriodOperating Income (USD)
202512.69M
2024-10.94M
20235.61M
20228.9M
202114.99M
20207.48M
20197.49M
20185.37M
20179.22M
EBITDA (USD)
-10M010M20M201720182019202020212022202320242025
RBKB EBITDA (USD) by year
PeriodEBITDA (USD)
202513.57M
2024-9.51M
20237.11M
202210.55M
202116.65M
20208.9M
20198.83M
20186.56M
20175.48M
Cash Flows (USD)
05M10M15M201720182019202020212022202320242025
RBKB Cash Flows (USD) by year
PeriodCash Flows (USD)
202511.39M
20247.68M
20236.47M
202213.66M
20215.88M
202012.98M
20198.17M
20187.46M
20174.69M
EPS (USD)
-1-0.500.511.5201720182019202020212022202320242025
RBKB EPS (USD) by year
PeriodEPS (USD)
20250.92
2024-0.81
20230.4
20220.63
20211.06
20200.54
20190.56
20181.05
20170.71
Expenses (USD)
010M20M30MSG&ACapex201720182019202020212022202320242025
RBKB Expenses (USD) by year
PeriodExpenses (USD)
202512.76M
202422.86M
202321.82M
202224.71M
202125.11M
202021.37M
201920.51M
201818.26M
201718.71M
Cash & Debt (USD)
0100M200M300MCashLong Term DebtShort Term Debt201720182019202020212022202320242025
RBKB Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025122.03M
2024147.24M
2023159.05M
2022240.47M
2021299.73M
2020196.42M
2019126.81M
2018151.9M
2017123.76M
Debt ratios
-8-6-4-20202020212022202320242025
RBKB Debt ratios by year
PeriodDebt ratios
2025-4.22
2024-2.92
2023-0.6
2022-3.95
2021-6.76
2020-4.72
Margins
0%25%50%75%100%201720182019202020212022202320242025
RBKB Margins by year
PeriodMargins
202568.17%
202447.79%
202363.26%
202285.02%
202198.79%
202071.23%
201975.98%
201881.11%
201793.4%
Return on Capital
-10%-5%0%5%10%201720182019202020212022202320242025
RBKB Return on Capital by year
PeriodReturn on Capital
20257.34%
2024-7.08%
20233.87%
20226.47%
20219.18%
20205.08%
20195.43%
20187.35%
20175.46%
Shares Outstanding
05M10M15M201720182019202020212022202320242025
RBKB Shares Outstanding by year
PeriodShares Outstanding
202510.85M
202410.77M
202310.74M
202210.88M
202110.81M
202010.74M
201910.72M
20184.16M
20174.16M
Book Value Per Share (USD)
051015201720182019202020212022202320242025
RBKB Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202512.62
202411.31
202310.58
20229.94
202111.65
202010.85
201910.25
201814.24
201713.21
Total Assets (USD)
0500M1B1.5B201720182019202020212022202320242025
RBKB Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.3B
20241.26B
20231.31B
20221.34B
20211.28B
20201.13B
2019973.95M
2018882.42M
2017742.1M
Employee Count
05010015020020182019202020212022202320242025
RBKB Employee Count by year
PeriodEmployee Count
2025158
2024157
2023164
2022182
2021190
2020166
2019156
2018155
PE Ratio
510152025med 13.98Dec 23Apr 24Jul 24Nov 24Feb 26May 26Sep 26
RBKB PE Ratio by year
PeriodPE Ratio
Sep 2614.09
Sep 2614.09
Aug 2613.84
Aug 2613.95
Aug 2613.95
Aug 2613.5
Jul 2613.05
Jul 2613.51
Jul 2613.24
Jul 2613.21
Jul 2613.41
Jun 2613.54
Jun 2613.69
Jun 2613
Jun 2612.75
May 2612.67
May 2612.07
May 2612.47
May 2612.41
May 2612.6
Apr 2612.74
Apr 2611.88
Apr 2612.04
Apr 2611.9
Mar 2611.79
Mar 2611.98
Mar 2612.38
Mar 2624.34
Feb 2624.45
Feb 2623.12
Feb 2623.63
Feb 2619.49
Jan 2617.78
Jan 2618.77
Jan 2617.93
Jan 2618.19
Jan 2618.32
Dec 2518.85
Dec 2518.89
Dec 2518.81
Dec 2517.83
Nov 2516.65
Nov 2516.23
Nov 2515.03
Nov 2416.88
Nov 2416.37
Oct 2415.92
Oct 2416.78
Oct 2417.13
Oct 2417.36
Sep 2416.7
Sep 2415.42
Sep 2414.81
Sep 2414.58
Aug 2415.01
Aug 2415.09
Aug 2414.23
Aug 2415.26
Aug 2413.85
Jul 2414.08
Jul 2413.67
Jul 2412.83
Jul 2412.92
Jun 2412.83
Jun 2413.03
Jun 2412.64
Jun 2412.67
May 2412.96
May 2413.05
May 2412.51
May 2412.71
May 2413.39
Apr 2413.32
Apr 2413.1
Apr 2413.57
Apr 2414.01
Mar 2414.79
Mar 2414.31
Mar 2414.89
Mar 2415.16
Mar 2415.19
Feb 2415.32
Feb 2415.62
Feb 2415.62
Feb 2415.89
Jan 2414.91
Jan 2415.29
Jan 2415.57
Jan 2414.99
Dec 2314.44
Dec 2314.31
Dec 2311.93
Dec 2311.91
Dec 2311.61
Nov 2311.61
Nov 2311.48
Nov 2311.63
Nov 239.76
Oct 2310.02
Oct 239.59
Free Cash Flow Yield
5%10%15%20%med 9.15%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
RBKB Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2610.12%
Sep 2610.12%
Aug 2610.3%
Aug 2610.21%
Aug 2610.21%
Aug 267.48%
Jul 267.74%
Jul 267.48%
Jul 267.63%
Jul 267.65%
Jul 267.54%
Jun 267.46%
Jun 267.38%
Jun 267.77%
Jun 267.92%
May 267.98%
May 268.37%
May 268.1%
May 269.14%
May 269%
Apr 268.9%
Apr 269.55%
Apr 269.42%
Apr 269.53%
Mar 269.62%
Mar 269.47%
Mar 269.16%
Mar 269.9%
Feb 269.86%
Feb 2610.42%
Feb 2610.2%
Feb 2612.36%
Jan 2613.55%
Jan 2612.84%
Jan 2613.44%
Jan 2613.25%
Jan 2613.15%
Dec 2512.78%
Dec 2512.75%
Dec 2512.81%
Dec 2513.52%
Nov 2514.47%
Nov 2514.85%
Nov 2516.03%
Nov 258.05%
Oct 257.82%
Oct 257.75%
Oct 257.57%
Oct 256.86%
Oct 256.65%
Sep 256.59%
Sep 256.48%
Sep 255.97%
Sep 255.73%
Aug 255.84%
Aug 255.68%
Aug 256.09%
Aug 2516.29%
Aug 2516.32%
Jul 2515.81%
Jul 2516.23%
Jul 2517.09%
Jul 2516.89%
Jun 2516.89%
Jun 2517.57%
Jun 2516.32%
Jun 2517.25%
May 2517.48%
May 2518.07%
May 2518.49%
May 258.91%
May 258.73%
Apr 259.62%
Apr 259.73%
Apr 259.97%
Apr 2510.33%
Mar 2510.04%
Mar 255.43%
Mar 255.46%
Mar 255.54%
Feb 255.56%
Feb 255.7%
Feb 255.69%
Feb 255.69%
Jan 255.69%
Jan 255.72%
Jan 255.79%
Jan 255.99%
Jan 255.9%
Dec 245.92%
Dec 245.95%
Dec 245.93%
Dec 245.83%
Nov 245.71%
Nov 245.84%
Nov 245.92%
Nov 2414.37%
Nov 2414.81%
Oct 2415.24%
Oct 2414.46%
Price to Sales
0.511.522.5med 1.57Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
RBKB Price to Sales by year
PeriodPrice to Sales
Sep 262.29
Sep 262.29
Aug 262.25
Aug 262.27
Aug 262.27
Aug 261.78
Jul 261.72
Jul 261.78
Jul 261.75
Jul 261.74
Jul 261.77
Jun 261.79
Jun 261.81
Jun 261.72
Jun 261.68
May 261.67
May 261.59
May 261.65
May 261.64
May 261.67
Apr 261.69
Apr 261.57
Apr 261.59
Apr 261.58
Mar 261.56
Mar 261.59
Mar 261.64
Mar 261.75
Feb 261.76
Feb 261.66
Feb 261.7
Feb 261.4
Jan 261.28
Jan 261.35
Jan 261.29
Jan 261.31
Jan 261.32
Dec 251.36
Dec 251.36
Dec 251.35
Dec 251.28
Nov 251.2
Nov 251.17
Nov 251.08
Nov 251.32
Oct 251.36
Oct 251.38
Oct 251.41
Oct 251.55
Oct 251.6
Sep 251.62
Sep 251.64
Sep 251.79
Sep 251.86
Aug 251.83
Aug 251.88
Aug 251.75
Aug 251.73
Aug 251.72
Jul 251.78
Jul 251.73
Jul 251.65
Jul 251.67
Jun 251.67
Jun 251.6
Jun 251.72
Jun 251.63
May 251.61
May 251.56
May 251.52
May 251.59
May 251.62
Apr 251.47
Apr 251.46
Apr 251.42
Apr 251.37
Mar 251.41
Mar 251.41
Mar 251.4
Mar 251.38
Feb 251.38
Feb 251.34
Feb 251.34
Feb 251.34
Jan 251.34
Jan 251.34
Jan 251.32
Jan 251.28
Jan 251.29
Dec 241.29
Dec 241.29
Dec 241.29
Dec 241.31
Nov 241.34
Nov 241.31
Nov 241.29
Nov 241.05
Nov 241.02
Oct 240.99
Oct 241.04
EV/EBITDA
-1001020med -3.13Dec 23Apr 24Jul 24Nov 24Feb 26May 26Sep 26
RBKB EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-6.64
Sep 26-6.64
Aug 26-7
Aug 26-6.84
Aug 26-6.84
Aug 269.89
Jul 269.56
Jul 269.9
Jul 269.7
Jul 269.68
Jul 269.82
Jun 269.92
Jun 2610.03
Jun 269.52
Jun 269.34
May 269.27
May 268.83
May 269.13
May 262.43
May 262.57
Apr 262.67
Apr 262.03
Apr 262.15
Apr 262.05
Mar 261.97
Mar 262.11
Mar 262.4
Mar 2612.52
Feb 2612.59
Feb 2611.72
Feb 2612.06
Feb 269.32
Jan 268.19
Jan 268.84
Jan 268.29
Jan 268.46
Jan 268.54
Dec 258.9
Dec 258.93
Dec 258.87
Dec 258.22
Nov 257.44
Nov 257.16
Nov 256.37
Nov 24-4.68
Nov 24-4.99
Oct 24-5.27
Oct 24-4.74
Oct 24-4.52
Oct 24-4.38
Sep 24-4.79
Sep 24-5.58
Sep 24-5.95
Sep 24-6.09
Aug 24-5.82
Aug 24-5.78
Aug 24-6.3
Aug 24-5.67
Aug 24-2.59
Jul 24-2.45
Jul 24-2.71
Jul 24-3.24
Jul 24-3.18
Jun 24-3.24
Jun 24-3.11
Jun 24-3.35
Jun 24-3.34
May 24-3.15
May 24-3.09
May 24-3.44
May 24-3.31
May 244.65
Apr 244.6
Apr 244.47
Apr 244.75
Apr 245.03
Mar 245.51
Mar 24-7.64
Mar 24-7.3
Mar 24-7.13
Mar 24-7.12
Feb 24-7.04
Feb 24-6.86
Feb 24-6.86
Feb 24-6.7
Jan 24-7.28
Jan 24-7.06
Jan 24-6.89
Jan 24-7.24
Dec 23-7.57
Dec 23-7.64
Dec 23-9.07
Dec 23-9.08
Dec 23-9.26
Nov 23-9.26
Nov 23-9.34
Nov 23-9.25
Nov 23-7.34
Oct 23-7.19
Oct 23-7.45
Price/Operating Cashflow
5101520med 10.34Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
RBKB Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 269.84
Sep 269.84
Aug 269.68
Aug 269.75
Aug 269.75
Aug 2612.3
Jul 2611.88
Jul 2612.31
Jul 2612.06
Jul 2612.03
Jul 2612.21
Jun 2612.33
Jun 2612.47
Jun 2611.84
Jun 2611.62
May 2611.54
May 2610.99
May 2611.36
May 2610.61
May 2610.78
Apr 2610.9
Apr 2610.16
Apr 2610.3
Apr 2610.18
Mar 2610.09
Mar 2610.24
Mar 2610.59
Mar 269.8
Feb 269.85
Feb 269.31
Feb 269.52
Feb 267.85
Jan 267.16
Jan 267.56
Jan 267.22
Jan 267.33
Jan 267.38
Dec 257.59
Dec 257.61
Dec 257.58
Dec 257.18
Nov 256.71
Nov 256.54
Nov 256.05
Nov 2511.1
Oct 2511.44
Oct 2511.53
Oct 2511.8
Oct 2513.04
Oct 2513.44
Sep 2513.56
Sep 2513.79
Sep 2514.97
Sep 2515.6
Aug 2515.31
Aug 2515.74
Aug 2514.68
Aug 255.89
Aug 255.88
Jul 256.07
Jul 255.91
Jul 255.61
Jul 255.68
Jun 255.68
Jun 255.46
Jun 255.88
Jun 255.56
May 255.49
May 255.31
May 255.19
May 2510.17
May 2510.39
Apr 259.42
Apr 259.32
Apr 259.09
Apr 258.77
Mar 259.03
Mar 2516
Mar 2515.91
Mar 2515.7
Feb 2515.63
Feb 2515.25
Feb 2515.27
Feb 2515.27
Jan 2515.27
Jan 2515.19
Jan 2515
Jan 2514.51
Jan 2514.72
Dec 2414.68
Dec 2414.61
Dec 2414.65
Dec 2414.91
Nov 2415.21
Nov 2414.87
Nov 2414.68
Nov 246.49
Nov 246.3
Oct 246.12
Oct 246.45
Price to Book
0.40.60.81med 0.72Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
RBKB Price to Book by year
PeriodPrice to Book
Sep 261
Sep 261
Aug 260.98
Aug 260.99
Aug 260.99
Aug 260.97
Jul 260.94
Jul 260.97
Jul 260.95
Jul 260.95
Jul 260.96
Jun 260.97
Jun 260.98
Jun 260.94
Jun 260.92
May 260.91
May 260.87
May 260.9
May 260.91
May 260.92
Apr 260.94
Apr 260.87
Apr 260.88
Apr 260.87
Mar 260.87
Mar 260.88
Mar 260.91
Mar 260.93
Feb 260.93
Feb 260.88
Feb 260.9
Feb 260.74
Jan 260.68
Jan 260.71
Jan 260.68
Jan 260.69
Jan 260.7
Dec 250.72
Dec 250.72
Dec 250.71
Dec 250.68
Nov 250.63
Nov 250.62
Nov 250.57
Nov 250.58
Oct 250.6
Oct 250.6
Oct 250.62
Oct 250.68
Oct 250.7
Sep 250.71
Sep 250.72
Sep 250.78
Sep 250.82
Aug 250.8
Aug 250.82
Aug 250.77
Aug 250.76
Aug 250.76
Jul 250.78
Jul 250.76
Jul 250.73
Jul 250.73
Jun 250.73
Jun 250.71
Jun 250.76
Jun 250.72
May 250.71
May 250.69
May 250.67
May 250.71
May 250.72
Apr 250.66
Apr 250.65
Apr 250.63
Apr 250.61
Mar 250.63
Mar 250.66
Mar 250.66
Mar 250.65
Feb 250.64
Feb 250.63
Feb 250.63
Feb 250.63
Jan 250.63
Jan 250.63
Jan 250.62
Jan 250.6
Jan 250.61
Dec 240.6
Dec 240.6
Dec 240.6
Dec 240.61
Nov 240.63
Nov 240.61
Nov 240.6
Nov 240.62
Nov 240.6
Oct 240.58
Oct 240.62
Rhinebeck Bancorp, Inc.
RBKB
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News: RBKB

Rhinebeck Bank Appoints Travis Podolec as New Senior Vice President, Commercial Lender in Orange County

accessnewswire.com · 28 Jul 2026

Rhinebeck Bank Appoints Travis Podolec as New Senior Vice President, Commercial Lender in Orange County

NEWBURGH, NY / ACCESS Newswire / July 28, 2026 / Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc. (NASDAQ:RBKB), today announced the addition of Travis Podolec as Senior Vice President, Commercial Lender to its Orange County lending team. Podolec will help expand the Bank's commercial banking relationships throughout the Hudson Valley and surrounding markets.

Zacks Initiates Coverage of Rhinebeck Bancorp With Neutral Recommendation

zacks.com · 28 Jul 2026

Zacks Initiates Coverage of Rhinebeck Bancorp With Neutral Recommendation

Discover why Zacks rates Rhinebeck Bancorp as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore RBKB's improving credit quality and expanding commercial banking footprint amid a competitive lending environment and margin pressures.

Rhinebeck Bancorp, Inc. Reports Results for the Quarter Ended June 30, 2026 and Completes Second-Step Conversion

accessnewswire.com · 23 Jul 2026

Rhinebeck Bancorp, Inc. Reports Results for the Quarter Ended June 30, 2026 and Completes Second-Step Conversion

POUGHKEEPSIE, NY / ACCESS Newswire / July 23, 2026 / Rhinebeck Bancorp, Inc. (the "Company") (NASDAQ:RBKB), the holding company of Rhinebeck Bank (the "Bank"), reported net income for the three months ended June 30, 2026 of $2.6 million ($0.24 per basic and diluted share), which was $110,000, or 4.0%, lower than the comparable prior year period of $2.7 million ($0.25 per basic and diluted share). Net income for the six months ended June 30, 2026 of $4.8 million ($0.45 per basic and $0.44 per diluted share) was $182,000, or 3.6%, lower than the same period last year.

Rhinebeck Bancorp, Inc. Announces Completion of Conversion and Offering

accessnewswire.com · 21 Jul 2026

Rhinebeck Bancorp, Inc. Announces Completion of Conversion and Offering

POUGHKEEPSIE, NY / ACCESS Newswire / July 21, 2026 / Rhinebeck Bancorp, Inc. (NASDAQ Capital Market:RBKB) (the "Company"), the holding company for Rhinebeck Bank, announced that Rhinebeck Bancorp, MHC (the "MHC") has completed its "second-step" conversion from the two-tier mutual holding company structure to the fully-public stock holding company structure (the "Conversion"), and that the Company has completed its offering. As a result of the closing of the Conversion, the MHC will cease to exist.

Rhinebeck Bancorp, Inc. Announces Subscription Offering Results and Expected Closing Date

accessnewswire.com · 17 Jul 2026

Rhinebeck Bancorp, Inc. Announces Subscription Offering Results and Expected Closing Date

POUGHKEEPSIE, NY / ACCESS Newswire / July 17, 2026 / Rhinebeck Bancorp, Inc. (Nasdaq Capital Market:RBKB) (the "Company"), the holding company for Rhinebeck Bank (the "Bank"), announced the results of the subscription offering conducted in connection with the mutual-to-stock conversion of Rhinebeck Bancorp, MHC, the mutual holding company of the Bank. The subscription offering, which expired on June 18, 2026, was oversubscribed in the first tier by eligible depositors of the Bank as of the close of business on December 31, 2024.

Rhinebeck Bank Expands Commercial Banking Presence With New Westchester County Office

accessnewswire.com · 15 Jul 2026

Rhinebeck Bank Expands Commercial Banking Presence With New Westchester County Office

RYE BROOK, NY / ACCESS Newswire / July 15, 2026 / Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc. (NASDAQ:RBKB), today announced the opening of a Commercial Lending Representative Office in Rye Brook, New York, expanding the Bank's presence into Westchester County and demonstrating its commitment to serving one of the region's most dynamic business communities. The new office will provide businesses throughout Westchester County with local access to experienced commercial bankers and a full suite of relationship-focused lending solutions, including commercial real estate financing, construction loans, equipment financing and commercial lines of credit.

Rhinebeck Bancorp, Inc. Announces Stockholder and Depositor Approvals of Pending Conversion Transaction

accessnewswire.com · 29 Jun 2026

Rhinebeck Bancorp, Inc. Announces Stockholder and Depositor Approvals of Pending Conversion Transaction

POUGHKEEPSIE, NY / ACCESS Newswire / June 29, 2026 / Rhinebeck Bancorp, Inc. (NASDAQ:RBKB) (the "Company"), the holding company for Rhinebeck Bank (the "Bank"), announced that at special meetings held on June 29, 2026, the stockholders of the Company and the depositors of the Bank approved the Amended and Restated Plan of Conversion and Reorganization, whereby Rhinebeck Bancorp, MHC, the mutual holding company for the Company and the Bank, will convert from the mutual holding company structure to the fully public stock holding company structure. The closing of the conversion and related stock offering remains subject to receipt of final regulatory approvals, the sale of at least 6,587,500 shares of common stock, and customary closing conditions.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.