Home / RAIFF : OTC

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does RAIFF make money? Does RAIFF have pricing power? What's the Earnings Whisper? Will RAIFF profit more as the business scales? What is RAIFF's management track record? Is RAIFF's current price justified?

Raiffeisen Bank International AG

$76.75 +$33.81 (+78.74%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$76.75

Day Range

$76.75 - $76.75

Year Range

$32$76.75

Market Cap

25.2B

AVG Volume

217

Trailing/Forward PE

9.02/9.16

PEG ratio

1.4

Dividend Yield

2.51%

Next Earnings Date

2026-11-03

Primary Exchange

Other OTC

Revenue (EUR)

RAIFF Revenue (EUR) by year
Period	Revenue (EUR)
2025	7.35B
2024	10.94B
2023	11.41B
2022	10.75B
2021	6.47B
2020	6.48B
2019	7.04B
2018	6.53B
2017	5.88B
2016	5.25B

Net Income (EUR)

RAIFF Net Income (EUR) by year
Period	Net Income (EUR)
2025	1.34B
2024	1.16B
2023	2.39B
2022	3.63B
2021	1.37B
2020	803.75M
2019	1.23B
2018	1.27B
2017	1.12B
2016	463.1M

Operating Income (EUR)

RAIFF Operating Income (EUR) by year
Period	Operating Income (EUR)
2025	2.74B
2024	2.98B
2023	3.58B
2022	4.2B
2021	1.74B
2020	1.23B
2019	1.77B
2018	1.75B
2017	1.61B
2016	885.6M

EBITDA (EUR)

RAIFF EBITDA (EUR) by year
Period	EBITDA (EUR)
2025	2.96B
2024	3.34B
2023	4.08B
2022	4.75B
2021	2.15B
2020	1.68B
2019	2.16B
2018	2.04B
2017	1.92B
2016	1.16B

Cash Flows (EUR)

RAIFF Cash Flows (EUR) by year
Period	Cash Flows (EUR)
2025	8B
2024	-1.14B
2023	-2.56B
2022	20.45B
2021	7.35B
2020	14.25B
2019	3.88B
2018	7.25B
2017	-4.74B
2016	-1.51B

EPS (EUR)

RAIFF EPS (EUR) by year
Period	EPS (EUR)
2025	3.62
2024	3.65
2023	6.93
2022	10.88
2021	3.89
2020	2.07
2019	3.55
2018	3.73
2017	3.36
2016	1.59

Expenses (EUR)

RAIFF Expenses (EUR) by year
Period	Expenses (EUR)
2025	2.4B
2024	1.63B
2023	1.69B
2022	1.47B
2021	1.31B
2020	1.21B
2019	1.39B
2018	1.23B
2017	1.82B
2016	2.11B

Cash & Debt (EUR)

RAIFF Cash & Debt (EUR) by year
Period	Cash & Debt (EUR)
2025	13.4B
2024	51.2B
2023	51.1B
2022	62.5B
2021	50.57B
2020	33.42B
2019	24.01B
2018	27.42B
2017	22.25B
2016	12.24B

Debt ratios

RAIFF Debt ratios by year
Period	Debt ratios
2025	2.14
2024	-2.03
2023	-2.55
2022	-4.39
2021	-4.75
2020	-2.8
2019	-1.88
2018	-2.89

Margins

RAIFF Margins by year
Period	Margins
2025	122.4%
2024	68.24%
2023	67.78%
2022	79.5%
2021	80.4%
2020	80.66%
2019	76.73%
2018	83.58%
2017	88.72%
2016	78.55%

Return on Capital

RAIFF Return on Capital by year
Period	Return on Capital
2025	6.45%
2024	5.69%
2023	12.02%
2022	19.33%
2021	8.87%
2020	5.63%
2019	8.91%
2018	10.23%
2017	9.92%
2016	5.02%

Shares Outstanding

RAIFF Shares Outstanding by year
Period	Shares Outstanding
2025	384.89M
2024	365.7M
2023	328.37M
2022	328.43M
2021	328.62M
2020	329M
2019	342.72M
2018	327.38M
2017	330.04M
2016	293.79M

Dividends (EUR)

RAIFF Dividends (EUR) by year
Period	Dividends (EUR)
2026	1.89
2025	1.19
2024	1.36
2023	0.88
2022	1.26
2021	1.44
2019	1.04
2018	0.72
2014	1.38
2013	1.52

Book Value Per Share (EUR)

RAIFF Book Value Per Share (EUR) by year
Period	Book Value Per Share (EUR)
2025	54.12
2024	55.62
2023	60.45
2022	57.14
2021	47.09
2020	43.43
2019	40.16
2018	37.92
2017	34.06
2016	31.42

Total Assets (EUR)

RAIFF Total Assets (EUR) by year
Period	Total Assets (EUR)
2025	210.19B
2024	199.85B
2023	198.24B
2022	207.06B
2021	192.1B
2020	165.96B
2019	152.2B
2018	140.12B
2017	135.15B
2016	111.86B

PE Ratio

RAIFF PE Ratio by year
Period	PE Ratio
Sep 26	22.58
Sep 26	21.46
Aug 26	21.52
Aug 26	20.31
Aug 26	20.5
Aug 26	20.52
Jul 26	20.57
Jul 26	19.16
Jul 26	18.65
Jul 26	18.68
Jul 26	18.65
Jun 26	15.73
Jun 26	13.93
Jun 26	13.8
Jun 26	13.25
May 26	13.1
May 26	13.09
May 26	13.06
May 26	12.76
May 26	11.23
Apr 26	11.23
Apr 26	11.19
Apr 26	11.22
Apr 26	11.17
Sep 25	7.49
Sep 25	7.46
Sep 25	7.47
Sep 25	7.47
Aug 25	7.5
Aug 25	7.47
Aug 25	7.48
Aug 25	7.53
Aug 25	6.57
Jul 25	6.48
Jul 25	6.54
Jul 25	7.49
Jul 25	7.45
Jun 25	6.74
Jun 25	6.86
Jun 25	6.84
Jun 25	6.93
May 25	6.96
May 25	6.95
May 25	7.08
May 25	7.02
May 25	6.99
Apr 25	6.95
Apr 25	6.95
Apr 25	6.95
Apr 25	7.21
Mar 25	3.22
Mar 25	3.22
Mar 25	3.2
Mar 25	3.22
Feb 25	3.36
Feb 25	3.52
Feb 25	3.52
Feb 25	2.52
Jan 25	2.52
Jan 25	2.48
Jan 25	2.54
Jan 25	2.54
Jan 25	2.53
Dec 24	2.38
Dec 24	2.38
Dec 24	2.36
Dec 24	2.35
Nov 24	2.34
Nov 24	2.38
Nov 24	2.38
Nov 24	2.44
Nov 24	2.39
Oct 24	2.4
Oct 24	2.38
Oct 24	2.36
Oct 24	2.36
Sep 24	2.39
Sep 24	2.39
Sep 24	2.41
Sep 24	2.41
Aug 24	2.42
Aug 24	2.39
Aug 24	2.34
Aug 24	2.17
Aug 24	2.17
Jul 24	2.44
Jul 24	2.44
Jul 24	2.37
Jul 24	2.29
Jun 24	2.33
Jun 24	2.34
Jun 24	2.33
Jun 24	2.31
May 24	2.3
May 24	2.3
May 24	2.3
May 24	2.46
May 24	2.46
Apr 24	2.48
Apr 24	2.49

Free Cash Flow Yield

RAIFF Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	8.1%
Sep 26	8.52%
Aug 26	8.5%
Aug 26	9%
Aug 26	8.92%
Aug 26	8.91%
Jul 26	8.89%
Jul 26	9.54%
Jul 26	9.81%
Jul 26	9.79%
Jul 26	9.8%
Jun 26	37.89%
Jun 26	42.77%
Jun 26	43.17%
Jun 26	44.96%
May 26	45.49%
May 26	45.53%
May 26	45.64%
May 26	46.7%
May 26	53.06%
Apr 26	53.07%
Apr 26	53.26%
Apr 26	53.08%
Apr 26	53.36%
Mar 26	18.66%
Mar 26	18.76%
Mar 26	18.55%
Mar 26	18.84%
Feb 26	17.27%
Feb 26	17.21%
Feb 26	17.34%
Feb 26	20.75%
Jan 26	20.81%
Jan 26	20.77%
Jan 26	20.37%
Jan 26	19.77%
Jan 26	19.92%
Dec 25	-14%
Dec 25	-13.93%
Dec 25	-16.62%
Dec 25	-16.48%
Nov 25	-16.42%
Nov 25	-16.3%
Nov 25	-16.45%
Nov 25	-16.37%
Oct 25	-16.39%
Oct 25	-16.46%
Oct 25	-16.5%
Oct 25	-16.46%
Oct 25	-18.75%
Sep 25	41.83%
Sep 25	41.99%
Sep 25	41.93%
Sep 25	41.9%
Aug 25	41.78%
Aug 25	41.92%
Aug 25	41.85%
Aug 25	41.62%
Aug 25	47.7%
Jul 25	48.33%
Jul 25	47.85%
Jul 25	41.79%
Jul 25	42.04%
Jun 25	-14.61%
Jun 25	-14.37%
Jun 25	-14.41%
Jun 25	-14.21%
May 25	-14.16%
May 25	-14.18%
May 25	-13.92%
May 25	-14.03%
May 25	-14.09%
Apr 25	-14.18%
Apr 25	-14.18%
Apr 25	-14.17%
Apr 25	-13.67%
Mar 25	-9.63%
Mar 25	-9.61%
Mar 25	-9.67%
Mar 25	-9.62%
Feb 25	-9.21%
Feb 25	-8.8%
Feb 25	-8.79%
Feb 25	-12.27%
Jan 25	-12.3%
Jan 25	-12.46%
Jan 25	-12.2%
Jan 25	-12.17%
Jan 25	-12.25%
Dec 24	54.59%
Dec 24	54.62%
Dec 24	55.01%
Dec 24	55.34%
Nov 24	55.4%
Nov 24	54.57%
Nov 24	54.59%
Nov 24	53.28%
Nov 24	54.42%
Oct 24	54.2%
Oct 24	54.55%

Price to Sales

RAIFF Price to Sales by year
Period	Price to Sales
Sep 26	4.02
Sep 26	3.82
Aug 26	3.83
Aug 26	3.62
Aug 26	3.65
Aug 26	3.66
Jul 26	3.67
Jul 26	3.41
Jul 26	3.32
Jul 26	3.33
Jul 26	3.32
Jun 26	2.87
Jun 26	2.55
Jun 26	2.52
Jun 26	2.42
May 26	2.39
May 26	2.39
May 26	2.39
May 26	2.33
May 26	2.05
Apr 26	2.05
Apr 26	2.04
Apr 26	2.05
Apr 26	2.04
Mar 26	1.92
Mar 26	1.91
Mar 26	1.93
Mar 26	1.9
Feb 26	2.08
Feb 26	2.08
Feb 26	2.07
Feb 26	1.73
Jan 26	1.72
Jan 26	1.73
Jan 26	1.76
Jan 26	1.81
Jan 26	1.8
Dec 25	1.1
Dec 25	1.1
Dec 25	0.93
Dec 25	0.93
Nov 25	0.94
Nov 25	0.94
Nov 25	0.93
Nov 25	0.94
Oct 25	0.94
Oct 25	0.93
Oct 25	0.93
Oct 25	0.93
Oct 25	0.82
Sep 25	0.84
Sep 25	0.83
Sep 25	0.83
Sep 25	0.83
Aug 25	0.84
Aug 25	0.83
Aug 25	0.83
Aug 25	0.84
Aug 25	0.73
Jul 25	0.72
Jul 25	0.73
Jul 25	0.84
Jul 25	0.83
Jun 25	0.71
Jun 25	0.73
Jun 25	0.72
Jun 25	0.73
May 25	0.74
May 25	0.74
May 25	0.75
May 25	0.74
May 25	0.74
Apr 25	0.74
Apr 25	0.74
Apr 25	0.74
Apr 25	0.76
Mar 25	0.67
Mar 25	0.67
Mar 25	0.67
Mar 25	0.67
Feb 25	0.7
Feb 25	0.74
Feb 25	0.74
Feb 25	0.53
Jan 25	0.53
Jan 25	0.52
Jan 25	0.53
Jan 25	0.53
Jan 25	0.53
Dec 24	0.52
Dec 24	0.52
Dec 24	0.52
Dec 24	0.51
Nov 24	0.51
Nov 24	0.52
Nov 24	0.52
Nov 24	0.53
Nov 24	0.52
Oct 24	0.52
Oct 24	0.52

EV/EBITDA

RAIFF EV/EBITDA by year
Period	EV/EBITDA
Sep 26	25.52
Sep 26	25.04
Aug 26	25.06
Aug 26	24.55
Aug 26	24.63
Aug 26	24.64
Jul 26	24.66
Jul 26	24.06
Jul 26	23.83
Jul 26	23.85
Jul 26	23.84
Jun 26	18.1
Jun 26	17.29
Jun 26	17.23
Jun 26	16.98
May 26	16.91
May 26	16.9
May 26	16.89
May 26	16.75
May 26	16.06
Apr 26	16.06
Apr 26	16.04
Apr 26	16.06
Apr 26	16.03
Mar 26	17.87
Mar 26	17.84
Mar 26	17.91
Mar 26	17.81
Feb 26	18.39
Feb 26	18.41
Feb 26	18.36
Feb 26	17.23
Jan 26	17.21
Jan 26	17.22
Jan 26	17.33
Jan 26	17.51
Jan 26	17.47
Dec 25	7.02
Dec 25	7.05
Dec 25	6.21
Dec 25	6.24
Nov 25	6.26
Nov 25	6.29
Nov 25	6.25
Nov 25	6.27
Oct 25	6.27
Oct 25	6.25
Oct 25	6.24
Oct 25	6.25
Oct 25	5.71
Sep 25	-6.08
Sep 25	-6.09
Sep 25	-6.08
Sep 25	-6.08
Aug 25	-6.07
Aug 25	-6.08
Aug 25	-6.08
Aug 25	-6.06
Aug 25	-6.39
Jul 25	-6.42
Jul 25	-6.4
Jul 25	-6.07
Jul 25	-6.09
Jun 25	-6.38
Jun 25	-6.34
Jun 25	-6.35
Jun 25	-6.31
May 25	-6.3
May 25	-6.31
May 25	-6.26
May 25	-6.28
May 25	-6.29
Apr 25	-6.31
Apr 25	-6.31
Apr 25	-6.31
Apr 25	-6.22
Mar 25	-7.09
Mar 25	-7.09
Mar 25	-7.1
Mar 25	-7.09
Feb 25	-7.01
Feb 25	-6.92
Feb 25	-6.91
Feb 25	-7.5
Jan 25	-7.51
Jan 25	-7.52
Jan 25	-7.49
Jan 25	-7.49
Jan 25	-7.5
Dec 24	-6.7
Dec 24	-6.7
Dec 24	-6.71
Dec 24	-6.72
Nov 24	-6.72
Nov 24	-6.7
Nov 24	-6.7
Nov 24	-6.67
Nov 24	-6.7
Oct 24	-6.69
Oct 24	-6.7

Price/Operating Cashflow

RAIFF Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	41.24
Sep 26	39.19
Aug 26	39.3
Aug 26	37.09
Aug 26	37.45
Aug 26	37.48
Jul 26	37.57
Jul 26	35
Jul 26	34.05
Jul 26	34.12
Jul 26	34.07
Jun 26	3.24
Jun 26	2.87
Jun 26	2.84
Jun 26	2.73
May 26	2.7
May 26	2.7
May 26	2.69
May 26	2.63
May 26	2.31
Apr 26	2.31
Apr 26	2.3
Apr 26	2.31
Apr 26	2.3
Mar 26	4.55
Mar 26	4.52
Mar 26	4.58
Mar 26	4.5
Feb 26	4.91
Feb 26	4.93
Feb 26	4.89
Feb 26	4.09
Jan 26	4.08
Jan 26	4.08
Jan 26	4.17
Jan 26	4.29
Jan 26	4.26
Sep 25	2.11
Sep 25	2.1
Sep 25	2.1
Sep 25	2.1
Aug 25	2.11
Aug 25	2.1
Aug 25	2.11
Aug 25	2.12
Aug 25	1.85
Jul 25	1.82
Jul 25	1.84
Jul 25	2.11
Jul 25	2.1
Dec 24	1.57
Dec 24	1.57
Dec 24	1.56
Dec 24	1.55
Nov 24	1.55
Nov 24	1.57
Nov 24	1.57
Nov 24	1.61
Nov 24	1.58
Oct 24	1.58
Oct 24	1.57
Oct 24	1.56
Oct 24	1.56
Mar 24	314.29
Mar 24	318.97
Mar 24	333.56
Mar 24	331.23
Mar 24	334.2
Feb 24	334.81
Feb 24	336.12
Feb 24	319.37
Feb 24	319.2
Jan 24	317.3
Jan 24	316.06
Jan 24	314.51
Jan 24	314.82
Dec 23	312.1
Dec 23	1.42
Dec 23	1.21
Dec 23	1.22
Dec 23	1.21
Nov 23	1.21
Nov 23	1.12
Nov 23	1.14
Nov 23	1.14
Oct 23	1.16
Oct 23	1.15
Oct 23	1.16
Oct 23	1.15
Sep 23	1.16
Sep 23	0.26
Sep 23	0.26
Sep 23	0.26
Sep 23	0.26
Aug 23	0.26
Aug 23	0.26
Aug 23	0.26
Aug 23	0.26
Jul 23	0.26
Jul 23	0.25

Price to Book

RAIFF Price to Book by year
Period	Price to Book
Sep 26	1.08
Sep 26	1.03
Aug 26	1.03
Aug 26	0.98
Aug 26	0.98
Aug 26	0.99
Jul 26	0.99
Jul 26	0.92
Jul 26	0.9
Jul 26	0.9
Jul 26	0.9
Jun 26	1.01
Jun 26	0.9
Jun 26	0.89
Jun 26	0.85
May 26	0.84
May 26	0.84
May 26	0.84
May 26	0.82
May 26	0.72
Apr 26	0.72
Apr 26	0.72
Apr 26	0.72
Apr 26	0.72
Mar 26	0.74
Mar 26	0.74
Mar 26	0.75
Mar 26	0.74
Feb 26	0.8
Feb 26	0.81
Feb 26	0.8
Feb 26	0.67
Jan 26	0.67
Jan 26	0.67
Jan 26	0.68
Jan 26	0.7
Jan 26	0.7
Dec 25	0.56
Dec 25	0.57
Dec 25	0.48
Dec 25	0.48
Nov 25	0.48
Nov 25	0.49
Nov 25	0.48
Nov 25	0.48
Oct 25	0.48
Oct 25	0.48
Oct 25	0.48
Oct 25	0.48
Oct 25	0.42
Sep 25	0.41
Sep 25	0.41
Sep 25	0.41
Sep 25	0.41
Aug 25	0.41
Aug 25	0.41
Aug 25	0.41
Aug 25	0.41
Aug 25	0.36
Jul 25	0.36
Jul 25	0.36
Jul 25	0.41
Jul 25	0.41
Jun 25	0.38
Jun 25	0.39
Jun 25	0.39
Jun 25	0.39
May 25	0.4
May 25	0.4
May 25	0.4
May 25	0.4
May 25	0.4
Apr 25	0.4
Apr 25	0.4
Apr 25	0.4
Apr 25	0.41
Mar 25	0.36
Mar 25	0.36
Mar 25	0.36
Mar 25	0.36
Feb 25	0.37
Feb 25	0.39
Feb 25	0.39
Feb 25	0.28
Jan 25	0.28
Jan 25	0.28
Jan 25	0.28
Jan 25	0.28
Jan 25	0.28
Dec 24	0.28
Dec 24	0.28
Dec 24	0.28
Dec 24	0.28
Nov 24	0.28
Nov 24	0.28
Nov 24	0.28
Nov 24	0.29
Nov 24	0.28
Oct 24	0.28
Oct 24	0.28

No video analysis for this stock yet. Request one from our team.

AI Analysis

Raiffeisen Bank International AG

Video analysis: RAIFF

Similar companies