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Powszechny Zaklad Ubezpieczen S.A.

$20 +$2.66 (+15.34%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$19.5

Day Range

$20 - $20

Year Range

$15.25$22.05

Market Cap

17.27B

AVG Volume

407

Trailing/Forward PE

10.18/-

PEG ratio

Dividend Yield

5.85%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (PLN)

PZAKY Revenue (PLN) by year
Period	Revenue (PLN)
2025	64.7B
2024	47.89B
2023	57.99B
2022	43.68B
2021	40.86B
2020	40.31B
2019	41.93B
2018	39.04B
2017	34.11B
2016	23.91B

Net Income (PLN)

PZAKY Net Income (PLN) by year
Period	Net Income (PLN)
2025	6.7B
2024	5.34B
2023	5.77B
2022	3.79B
2021	3.28B
2020	1.91B
2019	3.29B
2018	3.21B
2017	2.89B
2016	1.95B

Operating Income (PLN)

PZAKY Operating Income (PLN) by year
Period	Operating Income (PLN)
2025	17.84B
2024	15.71B
2023	16.18B
2022	8.16B
2021	7.4B
2020	4.06B
2019	7.08B
2018	7.19B
2017	5.42B
2016	3.03B

EBITDA (PLN)

PZAKY EBITDA (PLN) by year
Period	EBITDA (PLN)
2025	26.77B
2024	23.36B
2023	26.46B
2022	14.27B
2021	9.17B
2020	6.51B
2019	10.54B
2018	10.27B
2017	7.75B
2016	4.25B

Cash Flows (PLN)

PZAKY Cash Flows (PLN) by year
Period	Cash Flows (PLN)
2025	9.01B
2024	26.95B
2023	27.27B
2022	20.66B
2021	6.16B
2020	27.32B
2019	145M
2018	-421M
2017	14.84B
2016	3.54B

EPS (PLN)

PZAKY EPS (PLN) by year
Period	EPS (PLN)
2025	7.76
2024	6.19
2023	8.32
2022	6.09
2021	4.53
2020	2.21
2019	3.82
2018	3.72
2017	3.34
2016	2.25

Expenses (PLN)

PZAKY Expenses (PLN) by year
Period	Expenses (PLN)
2025	1.87B
2024	1.69B
2023	1.74B
2022	-82M
2021	2.96B
2020	2.98B
2019	2.71B
2018	2.84B
2017	2.31B
2016	1.7B

Cash & Debt (PLN)

PZAKY Cash & Debt (PLN) by year
Period	Cash & Debt (PLN)
2025	75.7B
2024	59.29B
2023	27.66B
2022	46.76B
2021	51.86B
2020	71.09B
2019	60.34B
2018	45.3B
2017	54.24B
2016	16.88B

Debt ratios

PZAKY Debt ratios by year
Period	Debt ratios
2025	-0.43
2024	-0.39
2023	0.03
2022	-0.56
2021	-0.93
2020	-1.31
2019	-1.12
2018	-0.84

Margins

PZAKY Margins by year
Period	Margins
2025	98%
2024	92.08%
2023	101.2%
2022	97.68%
2021	90.22%
2020	90.76%
2019	91.47%
2018	91.63%
2017	91.46%
2016	90.41%

Return on Capital

PZAKY Return on Capital by year
Period	Return on Capital
2025	9.22%
2024	8.19%
2023	9.53%
2022	9.54%
2021	8.2%
2020	4.41%
2019	8.39%
2018	8.58%
2017	7.69%
2016	11.37%

Shares Outstanding

PZAKY Shares Outstanding by year
Period	Shares Outstanding
2025	863.51M
2024	863.52M
2023	863.52M
2022	863.52M
2021	863.34M
2020	863.33M
2019	863.3M
2018	863.24M
2017	863.52M
2016	863.5M

Dividends (PLN)

PZAKY Dividends (PLN) by year
Period	Dividends (PLN)
2026	0.96
2025	1.22
2024	0.84
2023	0.54
2022	0.4
2021	0.88
2019	0.71
2018	0.67
2017	0.39
2016	0.52

Book Value Per Share (PLN)

PZAKY Book Value Per Share (PLN) by year
Period	Book Value Per Share (PLN)
2025	84.14
2024	75.57
2023	70.04
2022	46.03
2021	46.32
2020	50.27
2019	45.51
2018	43.33
2017	43.54
2016	19.83

Total Assets (PLN)

PZAKY Total Assets (PLN) by year
Period	Total Assets (PLN)
2025	535.48B
2024	503.26B
2023	467.89B
2022	436.12B
2021	402.13B
2020	378.97B
2019	343.34B
2018	328.55B
2017	317.4B
2016	125.34B

PE Ratio

PZAKY PE Ratio by year
Period	PE Ratio
Sep 26	10.21
Sep 26	10.32
Aug 26	10.79
Aug 26	10.62
Aug 26	10.71
Aug 26	11.15
Jul 26	10.24
Jul 26	10.12
Jul 26	9.88
Jul 26	10.13
Jul 26	9.76
Jun 26	8.71
Jun 26	8.36
Jun 26	9.57
Jun 26	8.65
May 26	8.49
May 26	9.47
May 26	8.52
May 26	8.17
May 26	9.12
Apr 26	9.12
Apr 26	7.26
Apr 26	7.32
Apr 26	7.49
Mar 26	7.85
Mar 26	8.28
Mar 26	8.4
Mar 26	8.24
Feb 26	9.2
Feb 26	8.63
Feb 26	9.07
Feb 26	8.96
Jan 26	8.93
Jan 26	8.93
Jan 26	8.99
Jan 26	9.9
Jan 26	7.79
Dec 25	8.75
Dec 25	8.78
Dec 25	10.47
Dec 25	9.85
Nov 25	9.9
Nov 25	9.98
Nov 25	9.86
Nov 25	9.95
Oct 25	9.36
Oct 25	8.12
Oct 25	8.1
Oct 25	8.44
Oct 25	9.11
Sep 25	9.61
Sep 25	9.56
Sep 25	9.55
Sep 25	9.55
Aug 25	9.61
Aug 25	9.59
Aug 25	6.98
Aug 25	7
Aug 25	7.08
Jul 25	6.94
Jul 25	7.01
Jul 25	7
Jul 25	6.92
Jun 25	7.61
Jun 25	7.79
Jun 25	7.77
Jun 25	7.91
May 25	7.87
May 25	7.87
Feb 25	8.43
Feb 25	8.47
Feb 25	8.46
Feb 25	8.65
Jan 25	8.66
Jan 25	7.96
Jan 25	8.23
Jan 25	8.26
Jan 25	8.21
Dec 24	7.76
Dec 24	7.74
Dec 24	7.69
Dec 24	7.65
Nov 24	7.7
Nov 24	7.88
Nov 24	7.76
Nov 24	7.64
Nov 24	7.63
Oct 24	7.62
Sep 24	6.87
Sep 24	6.9
Sep 24	6.9
Aug 24	6.92
Aug 24	6.8
Aug 24	6.9
Aug 24	7.07
Aug 24	7.02
Jul 24	7.03
Jul 24	7.03
Jul 24	6.96
Jul 24	7.06

Free Cash Flow Yield

PZAKY Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	11.72%
Sep 26	11.6%
Aug 26	11.1%
Aug 26	11.27%
Aug 26	11.18%
Aug 26	10.74%
Jul 26	11.69%
Jul 26	11.84%
Jul 26	12.12%
Jul 26	11.82%
Jul 26	12.26%
Jun 26	15.45%
Jun 26	16.09%
Jun 26	14.05%
Jun 26	15.55%
May 26	15.84%
May 26	14.21%
May 26	15.79%
May 26	16.47%
May 26	14.74%
Apr 26	14.74%
Apr 26	18.53%
Apr 26	18.37%
Apr 26	17.97%
Mar 26	17.51%
Mar 26	16.6%
Mar 26	16.37%
Mar 26	16.68%
Feb 26	14.94%
Feb 26	15.94%
Feb 26	15.16%
Feb 26	15.35%
Jan 26	15.4%
Jan 26	15.4%
Jan 26	15.3%
Jan 26	13.88%
Jan 26	17.66%
Dec 25	49.47%
Dec 25	49.31%
Dec 25	41.33%
Dec 25	43.97%
Nov 25	43.71%
Nov 25	43.38%
Nov 25	43.9%
Nov 25	43.52%
Oct 25	46.27%
Oct 25	53.29%
Oct 25	53.43%
Oct 25	51.27%
Oct 25	47.52%
Sep 25	48.4%
Sep 25	48.62%
Sep 25	48.68%
Sep 25	48.67%
Aug 25	48.37%
Aug 25	48.5%
Aug 25	66.59%
Aug 25	66.43%
Aug 25	65.69%
Jul 25	67.01%
Jul 25	66.37%
Jul 25	66.43%
Jul 25	67.16%
Jun 25	66.31%
Jun 25	64.79%
Jun 25	64.94%
Jun 25	63.81%
May 25	64.07%
May 25	64.08%
Feb 25	20%
Feb 25	19.9%
Feb 25	19.94%
Feb 25	19.49%
Jan 25	19.46%
Jan 25	21.19%
Jan 25	20.49%
Jan 25	20.42%
Jan 25	20.53%
Dec 24	47.64%
Dec 24	47.77%
Dec 24	48.09%
Dec 24	48.35%
Nov 24	48.01%
Nov 24	46.9%
Nov 24	47.63%
Nov 24	48.36%
Nov 24	48.47%
Oct 24	48.51%
Sep 24	36.83%
Sep 24	36.64%
Sep 24	36.66%
Aug 24	36.53%
Aug 24	37.16%
Aug 24	36.63%
Aug 24	35.78%
Aug 24	35.99%
Jul 24	35.96%
Jul 24	35.96%
Jul 24	36.31%
Jul 24	35.83%

Price to Sales

PZAKY Price to Sales by year
Period	Price to Sales
Sep 26	0.98
Sep 26	0.99
Aug 26	1.03
Aug 26	1.02
Aug 26	1.02
Aug 26	1.07
Jul 26	0.98
Jul 26	0.97
Jul 26	0.95
Jul 26	0.97
Jul 26	0.93
Jun 26	0.9
Jun 26	0.87
Jun 26	0.99
Jun 26	0.9
May 26	0.88
May 26	0.98
May 26	0.88
May 26	0.85
May 26	0.94
Apr 26	0.94
Apr 26	0.75
Apr 26	0.76
Apr 26	0.78
Mar 26	1.08
Mar 26	1.14
Mar 26	1.16
Mar 26	1.14
Feb 26	1.27
Feb 26	1.19
Feb 26	1.25
Feb 26	1.24
Jan 26	1.23
Jan 26	1.23
Jan 26	1.24
Jan 26	1.37
Jan 26	1.07
Dec 25	1.08
Dec 25	1.09
Dec 25	1.29
Dec 25	1.22
Nov 25	1.22
Nov 25	1.23
Nov 25	1.22
Nov 25	1.23
Oct 25	1.16
Oct 25	1
Oct 25	1
Oct 25	1.04
Oct 25	1.13
Sep 25	1.16
Sep 25	1.15
Sep 25	1.15
Sep 25	1.15
Aug 25	1.16
Aug 25	1.16
Aug 25	0.84
Aug 25	0.84
Aug 25	0.85
Jul 25	0.84
Jul 25	0.84
Jul 25	0.84
Jul 25	0.83
Jun 25	0.85
Jun 25	0.87
Jun 25	0.87
Jun 25	0.88
May 25	0.88
May 25	0.88
Feb 25	0.78
Feb 25	0.78
Feb 25	0.78
Feb 25	0.8
Jan 25	0.8
Jan 25	0.73
Jan 25	0.76
Jan 25	0.76
Jan 25	0.76
Dec 24	0.76
Dec 24	0.76
Dec 24	0.75
Dec 24	0.75
Nov 24	0.75
Nov 24	0.77
Nov 24	0.76
Nov 24	0.75
Nov 24	0.75
Oct 24	0.74
Sep 24	0.71
Sep 24	0.71
Sep 24	0.71
Aug 24	0.71
Aug 24	0.7
Aug 24	0.71
Aug 24	0.73
Aug 24	0.72
Jul 24	0.73
Jul 24	0.73
Jul 24	0.72
Jul 24	0.73

EV/EBITDA

PZAKY EV/EBITDA by year
Period	EV/EBITDA
Sep 26	1.24
Sep 26	1.26
Aug 26	1.38
Aug 26	1.34
Aug 26	1.36
Aug 26	1.47
Jul 26	1.24
Jul 26	1.21
Jul 26	1.15
Jul 26	1.22
Jul 26	1.13
Jun 26	0.73
Jun 26	0.64
Jun 26	0.95
Jun 26	0.72
May 26	0.68
May 26	0.92
May 26	0.68
May 26	0.6
May 26	0.83
Apr 26	0.83
Apr 26	0.37
Apr 26	0.38
Apr 26	0.43
Mar 26	0.44
Mar 26	0.56
Mar 26	0.59
Mar 26	0.55
Feb 26	0.81
Feb 26	0.66
Feb 26	0.78
Feb 26	0.75
Jan 26	0.74
Jan 26	0.74
Jan 26	0.75
Jan 26	1.01
Jan 26	0.42
Dec 25	0.24
Dec 25	0.25
Dec 25	0.68
Dec 25	0.52
Nov 25	0.53
Nov 25	0.55
Nov 25	0.52
Nov 25	0.54
Oct 25	0.39
Oct 25	0.08
Oct 25	0.08
Oct 25	0.17
Oct 25	0.33
Sep 25	0.35
Sep 25	0.34
Sep 25	0.33
Sep 25	0.34
Aug 25	0.35
Aug 25	0.34
Aug 25	-0.29
Aug 25	-0.29
Aug 25	-0.27
Jul 25	-0.3
Jul 25	-0.28
Jul 25	-0.29
Jul 25	-0.3
Jun 25	0.51
Jun 25	0.55
Jun 25	0.54
Jun 25	0.57
May 25	0.57
May 25	0.57
Feb 25	0.05
Feb 25	0.06
Feb 25	0.05
Feb 25	0.09
Jan 25	0.1
Jan 25	-0.05
Jan 25	0.01
Jan 25	0.01
Jan 25	0
Dec 24	0.12
Dec 24	0.11
Dec 24	0.1
Dec 24	0.09
Nov 24	0.11
Nov 24	0.15
Nov 24	0.12
Nov 24	0.09
Nov 24	0.09
Oct 24	0.09
Sep 24	1.57
Sep 24	1.57
Sep 24	1.57
Aug 24	1.58
Aug 24	1.55
Aug 24	1.58
Aug 24	1.61
Aug 24	1.6
Jul 24	1.6
Jul 24	1.6
Jul 24	1.59
Jul 24	1.61

Price/Operating Cashflow

PZAKY Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	7.04
Sep 26	7.12
Aug 26	7.44
Aug 26	7.33
Aug 26	7.39
Aug 26	7.69
Jul 26	7.06
Jul 26	6.98
Jul 26	6.81
Jul 26	6.99
Jul 26	6.74
Jun 26	5.54
Jun 26	5.33
Jun 26	6.1
Jun 26	5.51
May 26	5.41
May 26	6.03
May 26	5.43
May 26	5.2
May 26	5.81
Apr 26	5.81
Apr 26	4.62
Apr 26	4.66
Apr 26	4.77
Mar 26	5.07
Mar 26	5.35
Mar 26	5.42
Mar 26	5.32
Feb 26	5.94
Feb 26	5.57
Feb 26	5.86
Feb 26	5.79
Jan 26	5.77
Jan 26	5.77
Jan 26	5.8
Jan 26	6.4
Jan 26	5.03
Dec 25	1.92
Dec 25	1.93
Dec 25	2.3
Dec 25	2.16
Nov 25	2.17
Nov 25	2.19
Nov 25	2.17
Nov 25	2.18
Oct 25	2.05
Oct 25	1.78
Oct 25	1.78
Oct 25	1.85
Oct 25	2
Sep 25	1.96
Sep 25	1.95
Sep 25	1.95
Sep 25	1.95
Aug 25	1.97
Aug 25	1.96
Aug 25	1.43
Aug 25	1.43
Aug 25	1.45
Jul 25	1.42
Jul 25	1.43
Jul 25	1.43
Jul 25	1.42
Jun 25	1.43
Jun 25	1.47
Jun 25	1.46
Jun 25	1.49
May 25	1.48
May 25	1.48
Feb 25	4.28
Feb 25	4.3
Feb 25	4.29
Feb 25	4.39
Jan 25	4.4
Jan 25	4.04
Jan 25	4.17
Jan 25	4.19
Jan 25	4.17
Dec 24	1.98
Dec 24	1.97
Dec 24	1.96
Dec 24	1.95
Nov 24	1.96
Nov 24	2.01
Nov 24	1.98
Nov 24	1.95
Nov 24	1.94
Oct 24	1.94
Sep 24	2.5
Sep 24	2.51
Sep 24	2.51
Aug 24	2.52
Aug 24	2.47
Aug 24	2.51
Aug 24	2.57
Aug 24	2.55
Jul 24	2.56
Jul 24	2.56
Jul 24	2.53
Jul 24	2.56

Price to Book

PZAKY Price to Book by year
Period	Price to Book
Sep 26	0.87
Sep 26	0.87
Aug 26	0.91
Aug 26	0.9
Aug 26	0.91
Aug 26	0.94
Jul 26	0.87
Jul 26	0.86
Jul 26	0.84
Jul 26	0.86
Jul 26	0.83
Jun 26	0.8
Jun 26	0.77
Jun 26	0.88
Jun 26	0.8
May 26	0.78
May 26	0.87
May 26	0.79
May 26	0.75
May 26	0.84
Apr 26	0.84
Apr 26	0.67
Apr 26	0.67
Apr 26	0.69
Mar 26	0.79
Mar 26	0.83
Mar 26	0.84
Mar 26	0.83
Feb 26	0.92
Feb 26	0.87
Feb 26	0.91
Feb 26	0.9
Jan 26	0.9
Jan 26	0.9
Jan 26	0.9
Jan 26	0.99
Jan 26	0.78
Dec 25	0.83
Dec 25	0.83
Dec 25	0.99
Dec 25	0.93
Nov 25	0.94
Nov 25	0.94
Nov 25	0.93
Nov 25	0.94
Oct 25	0.89
Oct 25	0.77
Oct 25	0.77
Oct 25	0.8
Oct 25	0.86
Sep 25	0.81
Sep 25	0.81
Sep 25	0.81
Sep 25	0.81
Aug 25	0.81
Aug 25	0.81
Aug 25	0.59
Aug 25	0.59
Aug 25	0.6
Jul 25	0.59
Jul 25	0.59
Jul 25	0.59
Jul 25	0.58
Jun 25	0.62
Jun 25	0.64
Jun 25	0.64
Jun 25	0.65
May 25	0.64
May 25	0.64
Feb 25	0.71
Feb 25	0.72
Feb 25	0.72
Feb 25	0.73
Jan 25	0.73
Jan 25	0.67
Jan 25	0.7
Jan 25	0.7
Jan 25	0.7
Dec 24	0.74
Dec 24	0.74
Dec 24	0.73
Dec 24	0.73
Nov 24	0.73
Nov 24	0.75
Nov 24	0.74
Nov 24	0.73
Nov 24	0.73
Oct 24	0.72
Sep 24	0.64
Sep 24	0.64
Sep 24	0.64
Aug 24	0.64
Aug 24	0.63
Aug 24	0.64
Aug 24	0.66
Aug 24	0.65
Jul 24	0.65
Jul 24	0.65
Jul 24	0.65
Jul 24	0.65

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News: PZAKY

seekingalpha.com · 20 Aug 2026

AI Analysis

Powszechny Zaklad Ubezpieczen S.A.

Video analysis: PZAKY

News: PZAKY

Powszechny Zaklad Ubezpieczen SA (PZAKY) Q2 2026 Press Conference Call Transcript

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