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Potomac Bancshares, Inc.

$26.5 +$7.62 (+40.36%)
OTC · 11 Sep 2026 20:00 UTC
Previous Close
$26.5
Day Range
$26.5 - $26.5
Year Range
$17.6$26.91
Market Cap
109.83M
AVG Volume
1.27K
Trailing/Forward PE
9.96/-
PEG ratio
0.26
Dividend Yield
2.11%
Next Earnings Date
-
Primary Exchange
Other OTCUS
Revenue (USD)
020M40M60M2016201720182019202020212022202320242025
PTBS Revenue (USD) by year
PeriodRevenue (USD)
202553.86M
202447.1M
202340.45M
202231.27M
202128.47M
202023.34M
201921.57M
201821.47M
201720.65M
201618.06M
Net Income (USD)
02.5M5M7.5M10M2016201720182019202020212022202320242025
PTBS Net Income (USD) by year
PeriodNet Income (USD)
20258.96M
20246.83M
20237.26M
20227.31M
20217.57M
20203.79M
20193.21M
20183.39M
20173.81M
20162.22M
Operating Income (USD)
05M10M15M2016201720182019202020212022202320242025
PTBS Operating Income (USD) by year
PeriodOperating Income (USD)
202511.5M
20248.8M
20239.35M
20229.39M
20219.78M
20204.84M
20194.11M
20184.35M
20175.92M
20163.39M
EBITDA (USD)
05M10M15M2016201720182019202020212022202320242025
PTBS EBITDA (USD) by year
PeriodEBITDA (USD)
202511.5M
20248.8M
20239.35M
20229.39M
20219.78M
20204.84M
20194.11M
20184.35M
20175.92M
20163.39M
EPS (USD)
01232016201720182019202020212022202320242025
PTBS EPS (USD) by year
PeriodEPS (USD)
20252.16
20241.64
20231.75
20221.76
20211.84
20200.92
20190.78
20180.96
20171.14
20160.67
Expenses (USD)
02M4M6M2016201720182019202020212022202320242025
PTBS Expenses (USD) by year
PeriodExpenses (USD)
20252.42M
20242.1M
20231.68M
20224.41M
20214.33M
2020251K
20190
20180
20170
20160
Cash & Debt (USD)
025M50M75M100MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
PTBS Cash & Debt (USD) by year
PeriodCash & Debt (USD)
20250
202464.76M
20233.52M
202212.36M
202189.02M
20201.99M
20192.99M
20182.45M
20171.98M
20161.89M
Debt ratios
-4-20220182019202020212022202320242025
PTBS Debt ratios by year
PeriodDebt ratios
20251.06
2024-0.64
20230.49
20220.53
2021-3.05
20200.4
20190.11
20180.15
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
PTBS Margins by year
PeriodMargins
202571.2%
202468.96%
202376.35%
202291.07%
202191.49%
202093.02%
201995.42%
201886.76%
201788.89%
201687.11%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
PTBS Return on Capital by year
PeriodReturn on Capital
202510.87%
20249.3%
202310.86%
202212.09%
202112.46%
20206.91%
20196.19%
20186.85%
201710.64%
20166.68%
Shares Outstanding
02M4M6M2016201720182019202020212022202320242025
PTBS Shares Outstanding by year
PeriodShares Outstanding
20254.14M
20244.14M
20234.14M
20224.14M
20214.13M
20204.13M
20194.13M
20184.2M
20173.32M
20163.45M
Dividends (USD)
00.20.40.62017201820192020202120222023202420252026
PTBS Dividends (USD) by year
PeriodDividends (USD)
20260.43
20250.51
20240.46
20230.38
20220.35
20210.31
20200.28
20190.28
20180.28
20170.27
Employee Count
0255075100200120042006200620072008200920102011
PTBS Employee Count by year
PeriodEmployee Count
201183
201089
200991
200895
200798
200688
200693
200483
200179
Book Value Per Share (USD)
051015202016201720182019202020212022202320242025
PTBS Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202519.88
202417.71
202316.14
202214.59
202114.7
202013.26
201912.56
201811.79
201710.78
20169.61
Total Assets (USD)
0250M500M750M1B2016201720182019202020212022202320242025
PTBS Total Assets (USD) by year
PeriodTotal Assets (USD)
2025944.13M
2024877.35M
2023830.71M
2022756.05M
2021711.39M
2020620.91M
2019515.79M
2018484.55M
2017425.49M
2016383.71M
PE Ratio
89101112med 9.9Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS PE Ratio by year
PeriodPE Ratio
Sep 2611.19
Sep 2611.16
Aug 2611.16
Aug 2611.17
Aug 2611.19
Aug 2611.19
Jul 2610.99
Jul 2610.14
Jul 2610.14
Jul 269.93
Jul 269.93
Jun 2610.85
Jun 2610.83
Jun 2610.78
Jun 2611.01
May 2610.52
May 2610.41
May 2610.18
May 2610.18
May 269.71
Apr 269.16
Apr 269.26
Apr 269.14
Apr 269.14
Mar 269.49
Mar 269.57
Mar 269.54
Mar 269.63
Feb 269.67
Feb 269.64
Feb 269.59
Feb 269.16
Jan 269.16
Jan 268.99
Jan 269.39
Jan 269.15
Jan 269.15
Dec 259.79
Dec 259.79
Dec 259.64
Dec 259.55
Nov 259.39
Nov 259.38
Nov 2510.01
Nov 259.74
Oct 259.46
Oct 259.16
Oct 259.15
Oct 259.47
Oct 259.15
Sep 2510.61
Sep 2510.61
Sep 2510.16
Sep 2510.44
Aug 2510.33
Aug 259.65
Aug 259.54
Aug 259.26
Aug 2510.15
Jul 2510.11
Jul 259.8
Jul 259.71
Jul 259.87
Jun 2510.67
Jun 2510.23
Jun 259.9
Jun 2510.69
May 2510.53
May 2510.29
May 2510.46
May 259.8
May 259.71
Apr 259.41
Apr 258.89
Apr 258.98
Apr 258.92
Mar 259.83
Mar 259.95
Mar 259.9
Mar 2510.06
Feb 2510.06
Feb 259.99
Feb 2510.8
Feb 259.98
Jan 2510.19
Jan 259.7
Jan 2510.17
Jan 259.93
Jan 2510.85
Dec 2410.55
Dec 2410.53
Dec 2410.39
Dec 2410.82
Nov 2410.55
Nov 249.7
Nov 2410.23
Nov 249.61
Nov 249.33
Oct 249.36
Oct 249.43
Price to Sales
1.21.41.61.82med 1.53Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS Price to Sales by year
PeriodPrice to Sales
Sep 261.95
Sep 261.94
Aug 261.94
Aug 261.95
Aug 261.95
Aug 261.95
Jul 261.91
Jul 261.77
Jul 261.77
Jul 261.73
Jul 261.73
Jun 261.8
Jun 261.8
Jun 261.79
Jun 261.83
May 261.75
May 261.73
May 261.69
May 261.69
May 261.62
Apr 261.52
Apr 261.54
Apr 261.52
Apr 261.52
Mar 261.57
Mar 261.59
Mar 261.58
Mar 261.6
Feb 261.6
Feb 261.6
Feb 261.59
Feb 261.52
Jan 261.52
Jan 261.49
Jan 261.56
Jan 261.52
Jan 261.52
Dec 251.56
Dec 251.56
Dec 251.54
Dec 251.52
Nov 251.49
Nov 251.49
Nov 251.59
Nov 251.55
Oct 251.51
Oct 251.46
Oct 251.46
Oct 251.51
Oct 251.46
Sep 251.61
Sep 251.61
Sep 251.54
Sep 251.58
Aug 251.56
Aug 251.46
Aug 251.44
Aug 251.4
Aug 251.54
Jul 251.53
Jul 251.48
Jul 251.47
Jul 251.49
Jun 251.55
Jun 251.48
Jun 251.44
Jun 251.55
May 251.53
May 251.49
May 251.52
May 251.42
May 251.41
Apr 251.36
Apr 251.29
Apr 251.3
Apr 251.29
Mar 251.41
Mar 251.42
Mar 251.42
Mar 251.44
Feb 251.44
Feb 251.43
Feb 251.55
Feb 251.43
Jan 251.46
Jan 251.39
Jan 251.46
Jan 251.42
Jan 251.55
Dec 241.58
Dec 241.58
Dec 241.56
Dec 241.62
Nov 241.58
Nov 241.45
Nov 241.53
Nov 241.44
Nov 241.4
Oct 241.4
Oct 241.41
EV/EBITDA
-5051015med 5.52Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS EV/EBITDA by year
PeriodEV/EBITDA
Sep 2611.3
Sep 2611.27
Aug 2611.27
Aug 2611.28
Aug 2611.3
Aug 2611.3
Jul 2611.14
Jul 2610.48
Jul 2610.48
Jul 2610.31
Jul 2610.31
Jun 2612.06
Jun 2612.04
Jun 2612
Jun 2612.19
May 2611.8
May 2611.72
May 2611.53
May 2611.53
May 2611.17
Apr 2610.74
Apr 2610.82
Apr 2610.73
Apr 2610.73
Mar 260.31
Mar 260.37
Mar 260.35
Mar 260.42
Feb 260.45
Feb 260.43
Feb 260.39
Feb 260.05
Jan 260.05
Jan 26-0.08
Jan 260.23
Jan 260.04
Jan 260.04
Dec 254.67
Dec 254.67
Dec 254.56
Dec 254.49
Nov 254.36
Nov 254.36
Nov 254.85
Nov 254.63
Oct 254.42
Oct 254.18
Oct 254.17
Oct 254.43
Oct 254.18
Sep 255.17
Sep 255.17
Sep 254.82
Sep 255.04
Aug 254.95
Aug 254.41
Aug 254.33
Aug 254.11
Aug 254.81
Jul 254.77
Jul 254.53
Jul 254.46
Jul 254.59
Jun 255.57
Jun 255.23
Jun 254.98
Jun 255.59
May 255.47
May 255.28
May 255.41
May 254.9
May 254.83
Apr 254.59
Apr 254.19
Apr 254.26
Apr 254.22
Mar 2512.51
Mar 2512.6
Mar 2512.56
Mar 2512.69
Feb 2512.68
Feb 2512.63
Feb 2513.26
Feb 2512.62
Jan 2512.79
Jan 2512.41
Jan 2512.77
Jan 2512.58
Jan 2513.3
Dec 2410.09
Dec 2410.08
Dec 249.97
Dec 2410.3
Nov 2410.09
Nov 249.43
Nov 249.84
Nov 249.36
Nov 249.14
Oct 249.17
Oct 249.22
Price to Book
0.811.21.4med 0.98Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PTBS Price to Book by year
PeriodPrice to Book
Sep 261.3
Sep 261.29
Aug 261.29
Aug 261.3
Aug 261.3
Aug 261.3
Jul 261.27
Jul 261.18
Jul 261.18
Jul 261.15
Jul 261.15
Jun 261.18
Jun 261.18
Jun 261.17
Jun 261.2
May 261.14
May 261.13
May 261.11
May 261.11
May 261.06
Apr 261
Apr 261.01
Apr 260.99
Apr 260.99
Mar 261.01
Mar 261.02
Mar 261.02
Mar 261.03
Feb 261.03
Feb 261.03
Feb 261.02
Feb 260.97
Jan 260.97
Jan 260.96
Jan 261
Jan 260.97
Jan 260.97
Dec 251.01
Dec 251.01
Dec 250.99
Dec 250.99
Nov 250.97
Nov 250.97
Nov 251.03
Nov 251
Oct 250.98
Oct 250.95
Oct 250.94
Oct 250.98
Oct 250.94
Sep 251.02
Sep 251.02
Sep 250.98
Sep 251.01
Aug 251
Aug 250.93
Aug 250.92
Aug 250.89
Aug 250.98
Jul 250.98
Jul 250.95
Jul 250.94
Jul 250.95
Jun 250.99
Jun 250.95
Jun 250.92
Jun 250.99
May 250.98
May 250.96
May 250.97
May 250.91
May 250.9
Apr 250.88
Apr 250.83
Apr 250.83
Apr 250.83
Mar 250.89
Mar 250.9
Mar 250.9
Mar 250.91
Feb 250.91
Feb 250.9
Feb 250.98
Feb 250.9
Jan 250.92
Jan 250.88
Jan 250.92
Jan 250.9
Jan 250.98
Dec 241
Dec 240.99
Dec 240.98
Dec 241.02
Nov 241
Nov 240.91
Nov 240.96
Nov 240.91
Nov 240.88
Oct 240.88
Oct 240.89
Potomac Bancshares, Inc.
PTBS
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News: PTBS

Potomac Bank Announces Carolyn K. Johnson Appointed as Senior Vice President, Director of Digital and Payment Strategy

prnewswire.com · 13 Aug 2026

Potomac Bank Announces Carolyn K. Johnson Appointed as Senior Vice President, Director of Digital and Payment Strategy

CHARLES TOWN, W.Va., Aug. 13, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank announced the recent appointment of Carolyn K.

Potomac Bank Voted 2026 Loudoun's Favorite in Multiple Categories

prnewswire.com · 12 Aug 2026

Potomac Bank Voted 2026 Loudoun's Favorite in Multiple Categories

CHARLES TOWN, W.Va., Aug. 12, 2026 /PRNewswire/ -- (OTCID:PTBS) Potomac Bank, announced it was voted WINNER in the LoudounNow 2026 Loudoun's Favorites readers poll in five financial services categories: Bank, Financial Planning firm, Investment Company (BCT Investments), Mortgage Company, and Mortgage Broker (Steve Cowen).

Potomac Bank Welcomes Tim C. Valentine as Vice President and SBA Lending Officer

prnewswire.com · 30 Jul 2026

Potomac Bank Welcomes Tim C. Valentine as Vice President and SBA Lending Officer

CHARLES TOWN, W.Va., July 30, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank announced the recent appointment of Tim C.

Potomac Bancshares Reports 60% Increase in Second Quarter Earnings

prnewswire.com · 29 Jul 2026

Potomac Bancshares Reports 60% Increase in Second Quarter Earnings

CHARLES TOWN, W.Va., July 29, 2026 /PRNewswire/ -- Potomac Bancshares, Inc. (the "Company") (OTCID: PTBS), the bank holding company of Potomac Bank (the "Bank"), reported net income of $3.3 million, or $0.80 per basic and diluted earnings per common share, for the second quarter of 2026.

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

gurufocus.com · 27 Jul 2026

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer PR New

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

prnewswire.com · 27 Jul 2026

Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

CHARLES TOWN, W.Va., July 27, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank Residential Lending recently welcomed Gail Moxley as Senior Vice President, Senior Mortgage Loan Officer.

POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND

prnewswire.com · 24 Jul 2026

POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND

CHARLES TOWN, W.Va., July 24, 2026 /PRNewswire/ -- (OTCID:PTBS) – The Board of Directors of Potomac Bancshares, Inc., the bank holding company for Potomac Bank, declared at their July board meeting a quarterly cash dividend on common stock of $0.15 per share.

Potomac Bank Announces Malinda Henkel as Vice President and Branch Business Development Officer for Winchester, Virginia, Expansion

prnewswire.com · 23 Jul 2026

Potomac Bank Announces Malinda Henkel as Vice President and Branch Business Development Officer for Winchester, Virginia, Expansion

CHARLES TOWN, W.Va., July 23, 2026 /PRNewswire/ -- (OTCID: PTBS) – Potomac Bank announced the recent appointment of Malinda Henkel as Vice President and Branch Business Development Officer for their expansion into Winchester, Virginia, and surrounding Frederick County.

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