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Provident Financial Holdings, Inc.

$18.63 +$2.65 (+16.58%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$18.71
Day Range
$18.62$18.8
Year Range
$14.95$18.99
Market Cap
116.51M
AVG Volume
9.8K
Trailing/Forward PE
18.09/13.85
PEG ratio
-3.24
Dividend Yield
3.01%
Next Earnings Date
2026-10-27
Primary Exchange
NASDAQUS
Revenue (USD)
05M10M15M20M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q415.22M
26 Q314.57M
26 Q214.87M
26 Q114.96M
25 Q414.98M
25 Q315.34M
25 Q214.87M
25 Q114.97M
24 Q415.38M
24 Q314.65M
Net Income (USD)
01M2M3M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q42.18M
26 Q31.35M
26 Q21.44M
26 Q11.68M
25 Q41.63M
25 Q31.86M
25 Q2872K
25 Q11.9M
24 Q41.95M
24 Q31.5M
Operating Income (USD)
01M2M3M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q42.94M
26 Q31.91M
26 Q22.05M
26 Q12.73M
25 Q42.31M
25 Q32.65M
25 Q21.22M
25 Q12.69M
24 Q42.76M
24 Q32.12M
EBITDA (USD)
01M2M3M4M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q42.94M
26 Q33.08M
26 Q23.07M
26 Q13.54M
25 Q43.24M
25 Q33.39M
25 Q22.14M
25 Q13.59M
24 Q43.61M
24 Q32.9M
Cash Flows (USD)
-2M02M4M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q43.32M
26 Q31.75M
26 Q21.26M
26 Q12.45M
25 Q42.17M
25 Q33.29M
25 Q2307K
25 Q12.39M
24 Q4-850K
24 Q32.59M
EPS (USD)
00.10.20.30.424 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV EPS (USD) by quarter
PeriodEPS (USD)
26 Q40.34
26 Q30.21
26 Q20.22
26 Q10.25
25 Q40.24
25 Q30.28
25 Q20.13
25 Q10.28
24 Q40.28
24 Q30.22
Expenses (USD)
-2M02M4M6M8MSG&ACapex24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q46.25M
26 Q35.29M
26 Q26.07M
26 Q15.13M
25 Q45.43M
25 Q35.18M
25 Q25.22M
25 Q15.16M
24 Q44.89M
24 Q35.29M
Cash & Debt (USD)
0100M200M300MCashLong Term DebtShort Term Debt24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q449.21M
26 Q357.13M
26 Q254.52M
26 Q149.66M
25 Q453.16M
25 Q351.1M
25 Q247.29M
25 Q150M
24 Q453.23M
24 Q353.67M
Debt ratios
0510152024 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Debt ratios by quarter
PeriodDebt ratios
26 Q48.53
26 Q39.98
26 Q211.97
26 Q113.27
25 Q412.94
25 Q312.93
25 Q216.2
25 Q114.37
24 Q413.68
24 Q313.4
Margins
0%20%40%60%80%24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Margins by quarter
PeriodMargins
26 Q470.25%
26 Q365.53%
26 Q267.26%
26 Q169.32%
25 Q466.27%
25 Q368.53%
25 Q260.66%
25 Q168.2%
24 Q464.55%
24 Q363.34%
Return on Capital
0%0.5%1%1.5%2%24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Return on Capital by quarter
PeriodReturn on Capital
26 Q41.73%
26 Q31.07%
26 Q21.13%
26 Q11.31%
25 Q41.26%
25 Q31.44%
25 Q20.68%
25 Q11.47%
24 Q41.5%
24 Q31.15%
Shares Outstanding
02M4M6M8M24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Shares Outstanding by quarter
PeriodShares Outstanding
26 Q46.37M
26 Q36.37M
26 Q26.46M
26 Q16.46M
25 Q46.6M
25 Q36.68M
25 Q26.74M
25 Q16.83M
24 Q46.87M
24 Q36.92M
Dividends (USD)
00.511.5May 24Aug 24Nov 24Feb 25May 25Aug 25Nov 25Feb 26May 26Aug 26
PROV Dividends (USD) by quarter
PeriodDividends (USD)
Aug 260.14
May 260.14
Feb 260.14
Nov 250.14
Aug 250.14
May 250.14
Feb 250.14
Nov 240.14
Aug 240.14
May 240.14
Employee Count
02004006002017201820192020202120222023202420252026
PROV Employee Count by quarter
PeriodEmployee Count
2026158
2025163
2024160
2023161
2022162
2021161
2020178
2019187
2018376
2017464
Book Value Per Share (USD)
0510152024 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q419.82
26 Q319.88
26 Q219.73
26 Q119.86
25 Q419.46
25 Q319.29
25 Q219.07
25 Q118.97
24 Q418.92
24 Q318.72
Total Assets (USD)
0500M1B1.5B24 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q226 Q326 Q4
PROV Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q41.21B
26 Q31.22B
26 Q21.23B
26 Q11.23B
25 Q41.25B
25 Q31.26B
25 Q21.25B
25 Q11.26B
24 Q41.27B
24 Q31.29B
PE Ratio
1214161820med 16.26Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PROV PE Ratio by quarter
PeriodPE Ratio
Sep 2617.82
Sep 2617.89
Aug 2619.16
Aug 2618.78
Aug 2618.78
Aug 2618.72
Jul 2618.55
Jul 2617.98
Jul 2617.97
Jul 2618.01
Jul 2617.97
Jun 2617.96
Jun 2617.59
Jun 2617.87
Jun 2617.67
May 2617.7
May 2617.99
May 2617.76
May 2617.89
May 2616.79
Apr 2616.65
Apr 2616.68
Apr 2616.77
Apr 2615.92
Mar 2615.68
Mar 2615.7
Mar 2615.71
Mar 2615.83
Feb 2615.67
Feb 2615.91
Feb 2615.88
Feb 2615.92
Jan 2617.31
Jan 2617.46
Jan 2617.15
Jan 2617.27
Jan 2617.12
Dec 2517.23
Dec 2517.11
Dec 2516.93
Dec 2516.39
Nov 2516.42
Nov 2516.24
Nov 2516.6
Nov 2516.29
Oct 2516.56
Oct 2516.74
Oct 2516.57
Oct 2516.66
Oct 2516.72
Sep 2516.89
Sep 2516.63
Sep 2516.46
Sep 2516.37
Aug 2516.38
Aug 2515.53
Aug 2515.53
Aug 2515.49
Aug 2515.55
Jul 2515.72
Jul 2515.91
Jul 2515.93
Jul 2515.84
Jun 2515.95
Jun 2515.65
Jun 2515.63
Jun 2516.16
May 2515.65
May 2515.18
May 2515.78
May 2515.27
May 2516.63
Apr 2515.89
Apr 2515.57
Apr 2515.18
Apr 2515.13
Mar 2515.67
Mar 2515.03
Mar 2515.35
Mar 2516.04
Feb 2516.59
Feb 2516.91
Feb 2517.01
Feb 2517.24
Jan 2514.63
Jan 2514.42
Jan 2513.57
Jan 2513.7
Jan 2514.6
Dec 2414.52
Dec 2415
Dec 2414.88
Dec 2414.71
Nov 2414.8
Nov 2414.34
Nov 2414.51
Nov 2414.43
Nov 2414.43
Oct 2414.48
Oct 2414.33
Free Cash Flow Yield
2%4%6%8%10%med 6.84%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PROV Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 267.4%
Sep 267.38%
Aug 266.53%
Aug 266.66%
Aug 266.66%
Aug 266.68%
Jul 266.74%
Jul 266.96%
Jul 266.96%
Jul 266.94%
Jul 266.96%
Jun 266.96%
Jun 267.11%
Jun 267%
Jun 267.08%
May 267.07%
May 266.95%
May 267.04%
May 266.99%
May 268.28%
Apr 268.35%
Apr 268.33%
Apr 268.29%
Apr 268.73%
Mar 268.87%
Mar 268.86%
Mar 268.85%
Mar 268.78%
Feb 268.87%
Feb 268.74%
Feb 268.75%
Feb 268.73%
Jan 267.87%
Jan 267.8%
Jan 267.94%
Jan 267.89%
Jan 267.96%
Dec 257.9%
Dec 257.96%
Dec 258.04%
Dec 258.31%
Nov 258.29%
Nov 258.39%
Nov 258.2%
Nov 258.36%
Oct 257.87%
Oct 257.79%
Oct 257.87%
Oct 257.82%
Oct 257.8%
Sep 257.72%
Sep 257.84%
Sep 257.92%
Sep 257.97%
Aug 257.96%
Aug 255.03%
Aug 255.03%
Aug 255.04%
Aug 255.02%
Jul 254.97%
Jul 254.91%
Jul 254.9%
Jul 254.93%
Jun 254.89%
Jun 254.99%
Jun 254.99%
Jun 254.83%
May 254.99%
May 255.14%
May 254.95%
May 255.11%
May 254.28%
Apr 254.49%
Apr 254.58%
Apr 254.69%
Apr 254.71%
Mar 254.55%
Mar 254.74%
Mar 254.64%
Mar 254.44%
Feb 254.3%
Feb 254.22%
Feb 254.19%
Feb 254.13%
Jan 253.36%
Jan 253.41%
Jan 253.63%
Jan 253.59%
Jan 253.37%
Dec 243.39%
Dec 243.28%
Dec 243.31%
Dec 243.34%
Nov 243.32%
Nov 243.43%
Nov 243.39%
Nov 243.41%
Nov 243.86%
Oct 243.85%
Oct 243.89%
Price to Sales
1.41.61.82med 1.74Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PROV Price to Sales by quarter
PeriodPrice to Sales
Sep 261.99
Sep 262
Aug 261.97
Aug 261.93
Aug 261.93
Aug 261.92
Jul 261.9
Jul 261.85
Jul 261.85
Jul 261.85
Jul 261.85
Jun 261.84
Jun 261.81
Jun 261.83
Jun 261.81
May 261.82
May 261.85
May 261.82
May 261.84
May 261.84
Apr 261.83
Apr 261.83
Apr 261.84
Apr 261.75
Mar 261.72
Mar 261.72
Mar 261.72
Mar 261.74
Feb 261.72
Feb 261.75
Feb 261.74
Feb 261.75
Jan 261.74
Jan 261.75
Jan 261.72
Jan 261.73
Jan 261.72
Dec 251.73
Dec 251.72
Dec 251.7
Dec 251.64
Nov 251.65
Nov 251.63
Nov 251.67
Nov 251.64
Oct 251.72
Oct 251.74
Oct 251.72
Oct 251.73
Oct 251.74
Sep 251.76
Sep 251.73
Sep 251.71
Sep 251.7
Aug 251.7
Aug 251.69
Aug 251.69
Aug 251.68
Aug 251.69
Jul 251.71
Jul 251.73
Jul 251.73
Jul 251.72
Jun 251.73
Jun 251.7
Jun 251.7
Jun 251.76
May 251.7
May 251.65
May 251.72
May 251.66
May 251.73
Apr 251.65
Apr 251.62
Apr 251.58
Apr 251.57
Mar 251.63
Mar 251.56
Mar 251.59
Mar 251.67
Feb 251.72
Feb 251.76
Feb 251.77
Feb 251.79
Jan 251.84
Jan 251.81
Jan 251.71
Jan 251.72
Jan 251.84
Dec 241.83
Dec 241.89
Dec 241.87
Dec 241.85
Nov 241.86
Nov 241.8
Nov 241.82
Nov 241.81
Nov 241.81
Oct 241.81
Oct 241.8
EV/EBITDA
161820222426med 21.24Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PROV EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2617.92
Sep 2617.95
Aug 2619.01
Aug 2618.83
Aug 2618.83
Aug 2618.81
Jul 2618.72
Jul 2618.46
Jul 2618.45
Jul 2618.47
Jul 2618.45
Jun 2618.45
Jun 2618.27
Jun 2618.4
Jun 2618.31
May 2618.32
May 2618.46
May 2618.35
May 2618.41
May 2620.33
Apr 2620.27
Apr 2620.28
Apr 2620.32
Apr 2619.9
Mar 2619.78
Mar 2619.79
Mar 2619.8
Mar 2619.86
Feb 2619.77
Feb 2619.9
Feb 2619.88
Feb 2619.9
Jan 2621.76
Jan 2621.83
Jan 2621.68
Jan 2621.74
Jan 2621.66
Dec 2521.72
Dec 2521.66
Dec 2521.57
Dec 2521.3
Nov 2521.32
Nov 2521.23
Nov 2521.41
Nov 2521.26
Oct 2521.32
Oct 2521.41
Oct 2521.32
Oct 2521.37
Oct 2521.4
Sep 2521.49
Sep 2521.36
Sep 2521.27
Sep 2521.22
Aug 2521.23
Aug 2520.96
Aug 2520.96
Aug 2520.94
Aug 2520.97
Jul 2521.06
Jul 2521.16
Jul 2521.17
Jul 2521.12
Jun 2521.18
Jun 2521.02
Jun 2521.01
Jun 2521.28
May 2521.02
May 2520.78
May 2521.09
May 2520.83
May 2524.66
Apr 2524.28
Apr 2524.12
Apr 2523.92
Apr 2523.89
Mar 2524.17
Mar 2523.84
Mar 2524.01
Mar 2524.36
Feb 2524.64
Feb 2524.8
Feb 2524.85
Feb 2524.97
Jan 2522.26
Jan 2522.14
Jan 2521.68
Jan 2521.75
Jan 2522.24
Dec 2422.19
Dec 2422.45
Dec 2422.39
Dec 2422.3
Nov 2422.35
Nov 2422.1
Nov 2422.19
Nov 2422.15
Nov 2421.52
Oct 2421.54
Oct 2421.46
Price/Operating Cashflow
10152025med 13.79Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PROV Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 2613.22
Sep 2613.27
Aug 2614.45
Aug 2614.16
Aug 2614.16
Aug 2614.12
Jul 2613.99
Jul 2613.56
Jul 2613.55
Jul 2613.58
Jul 2613.55
Jun 2613.55
Jun 2613.26
Jun 2613.47
Jun 2613.32
May 2613.35
May 2613.57
May 2613.4
May 2613.49
May 2611.65
Apr 2611.55
Apr 2611.57
Apr 2611.63
Apr 2611.04
Mar 2610.87
Mar 2610.88
Mar 2610.9
Mar 2610.98
Feb 2610.86
Feb 2611.03
Feb 2611.01
Feb 2611.04
Jan 2612.12
Jan 2612.22
Jan 2612
Jan 2612.09
Jan 2611.98
Dec 2512.06
Dec 2511.97
Dec 2511.85
Dec 2511.47
Nov 2511.49
Nov 2511.37
Nov 2511.62
Nov 2511.4
Oct 2511.92
Oct 2512.05
Oct 2511.93
Oct 2512
Oct 2512.04
Sep 2512.17
Sep 2511.98
Sep 2511.86
Sep 2511.79
Aug 2511.8
Aug 2518.76
Aug 2518.76
Aug 2518.71
Aug 2518.78
Jul 2518.99
Jul 2519.22
Jul 2519.25
Jul 2519.14
Jun 2519.27
Jun 2518.9
Jun 2518.88
Jun 2519.52
May 2518.9
May 2518.34
May 2519.06
May 2518.45
May 2520.25
Apr 2519.34
Apr 2518.95
Apr 2518.48
Apr 2518.41
Mar 2519.07
Mar 2518.29
Mar 2518.69
Mar 2519.52
Feb 2520.19
Feb 2520.58
Feb 2520.71
Feb 2520.99
Jan 2522.46
Jan 2522.12
Jan 2520.82
Jan 2521.02
Jan 2522.4
Dec 2422.28
Dec 2423.02
Dec 2422.84
Dec 2422.57
Nov 2422.71
Nov 2422.01
Nov 2422.26
Nov 2422.14
Nov 2418.66
Oct 2418.72
Oct 2418.53
Price to Book
0.70.80.91med 0.81Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PROV Price to Book by quarter
PeriodPrice to Book
Sep 260.94
Sep 260.94
Aug 260.92
Aug 260.9
Aug 260.9
Aug 260.9
Jul 260.89
Jul 260.87
Jul 260.87
Jul 260.87
Jul 260.87
Jun 260.87
Jun 260.85
Jun 260.86
Jun 260.85
May 260.85
May 260.87
May 260.86
May 260.86
May 260.87
Apr 260.86
Apr 260.86
Apr 260.87
Apr 260.82
Mar 260.81
Mar 260.81
Mar 260.81
Mar 260.82
Feb 260.81
Feb 260.82
Feb 260.82
Feb 260.82
Jan 260.81
Jan 260.82
Jan 260.81
Jan 260.81
Jan 260.8
Dec 250.81
Dec 250.8
Dec 250.8
Dec 250.77
Nov 250.77
Nov 250.76
Nov 250.78
Nov 250.77
Oct 250.81
Oct 250.81
Oct 250.81
Oct 250.81
Oct 250.81
Sep 250.82
Sep 250.81
Sep 250.8
Sep 250.8
Aug 250.8
Aug 250.79
Aug 250.79
Aug 250.79
Aug 250.79
Jul 250.8
Jul 250.81
Jul 250.81
Jul 250.81
Jun 250.81
Jun 250.8
Jun 250.8
Jun 250.83
May 250.8
May 250.78
May 250.81
May 250.78
May 250.8
Apr 250.77
Apr 250.75
Apr 250.73
Apr 250.73
Mar 250.76
Mar 250.73
Mar 250.74
Mar 250.78
Feb 250.8
Feb 250.82
Feb 250.82
Feb 250.83
Jan 250.85
Jan 250.83
Jan 250.78
Jan 250.79
Jan 250.84
Dec 240.84
Dec 240.87
Dec 240.86
Dec 240.85
Nov 240.86
Nov 240.83
Nov 240.84
Nov 240.83
Nov 240.82
Oct 240.82
Oct 240.81
Provident Financial Holdings, Inc.
PROV
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News: PROV

Best Income Stocks to Buy for August 31st

zacks.com · 31 Aug 2026

Best Income Stocks to Buy for August 31st

PROV, VAC and TGT made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 31, 2026.

New Strong Buy Stocks for August 27th

zacks.com · 27 Aug 2026

New Strong Buy Stocks for August 27th

NVST, VIRT, ONTO, HMN and PROV have been added to the Zacks Rank #1 (Strong Buy) List on August 27th, 2026.

Best Income Stocks to Buy for August 27th

zacks.com · 27 Aug 2026

Best Income Stocks to Buy for August 27th

BMA, PROV and HMN made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 27th, 2026.

Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call Transcript

seekingalpha.com · 29 Jul 2026

Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call Transcript

Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call Transcript

Provident Financial Q4 Earnings Call Highlights

marketbeat.com · 29 Jul 2026

Provident Financial Q4 Earnings Call Highlights

Provident Financial NASDAQ: PROV reported modest loan growth in its fiscal fourth quarter ended June 30, 2026, as higher loan originations and lower prepayments supported expansion in its single-family loan portfolio, President and CEO Donavon Ternes said during the company's earnings call.

Compared to Estimates, Provident Financial (PROV) Q4 Earnings: A Look at Key Metrics

zacks.com · 28 Jul 2026

Compared to Estimates, Provident Financial (PROV) Q4 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Provident Financial (PROV) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Provident Financial (PROV) Beats Q4 Earnings and Revenue Estimates

zacks.com · 28 Jul 2026

Provident Financial (PROV) Beats Q4 Earnings and Revenue Estimates

Provident Financial (PROV) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.24 per share a year ago.

Provident Financial Holdings Reports Fourth Quarter And Fiscal 2026 Results

globenewswire.com · 28 Jul 2026

Provident Financial Holdings Reports Fourth Quarter And Fiscal 2026 Results

Net Income of $2. 18 million in the June 2026 Quarter, Up 61% from the Sequential Quarter and Up 34% from the Comparable Quarter Last Year Net Interest Margin of 3. 21% in the June 2026 Quarter, Up Eight Basis Points from the Sequential Quarter and Up 27 Basis Points from the Comparable Quarter Last Year Loans Held for Investment of $1.

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