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PT Panin Financial Tbk

IDR 222 -$56.00 (-20.14%)
JKT · 16 Sep 2026 07:18 UTC
Previous Close
IDR 220
Day Range
IDR 220IDR 224
Year Range
IDR 190IDR 334
Market Cap
7.11T
AVG Volume
45.92M
Trailing/Forward PE
4.04/-
PEG ratio
0.86
Dividend Yield
-
Next Earnings Date
-
Primary Exchange
Indonesia Stock ExchangeID
Revenue (IDR)
05T10T15T20T2016201720182019202020212022202320242025
PNLF.JK Revenue (IDR) by year
PeriodRevenue (IDR)
202518.3T
202413.11T
202312.6T
20222.72T
20212.85T
20202.98T
20194.52T
20184.4T
20175.1T
20164.49T
Net Income (IDR)
0500B1T1.5T2T2016201720182019202020212022202320242025
PNLF.JK Net Income (IDR) by year
PeriodNet Income (IDR)
20251.74T
20241.66T
20231.48T
20221.8T
20211.33T
20201.86T
20191.98T
20181.83T
20171.46T
20161.54T
Operating Income (IDR)
02T4T6T2016201720182019202020212022202320242025
PNLF.JK Operating Income (IDR) by year
PeriodOperating Income (IDR)
20254.59T
20244.26T
20234.93T
20221.97T
20211.5T
20202.04T
20192.15T
20182T
20171.62T
20161.68T
EBITDA (IDR)
05T10T15T2016201720182019202020212022202320242025
PNLF.JK EBITDA (IDR) by year
PeriodEBITDA (IDR)
202511.54T
20246.39T
20235.4T
20222T
20211.53T
20202.07T
20192.18T
20182.03T
20171.66T
20161.71T
Cash Flows (IDR)
-20T-10T010T20T2016201720182019202020212022202320242025
PNLF.JK Cash Flows (IDR) by year
PeriodCash Flows (IDR)
2025-17.35T
202418.95T
20234.21T
20221.81T
20211.38T
20201.86T
20191.97T
20181.83T
20171.44T
20161.56T
EPS (IDR)
0204060802016201720182019202020212022202320242025
PNLF.JK EPS (IDR) by year
PeriodEPS (IDR)
202554.47
202451.98
202347.17
202256.15
202141.46
202058.09
201961.69
201857.14
201745.51
201647.97
Expenses (IDR)
05T10T15TSG&ACapex2016201720182019202020212022202320242025
PNLF.JK Expenses (IDR) by year
PeriodExpenses (IDR)
202514.91T
20242.42T
20233.41T
2022152.68B
2021123.46B
2020108.78B
2019139.37B
2018112.65B
2017124.3B
2016119.77B
Cash & Debt (IDR)
020T40T60T80TCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
PNLF.JK Cash & Debt (IDR) by year
PeriodCash & Debt (IDR)
202566.01T
202470.64T
202321.45T
20226.06T
20218.19T
20208.15T
20196.4T
20186.27T
20176.12T
20166.49T
Debt ratios
-6-4-2020182019202020212022202320242025
PNLF.JK Debt ratios by year
PeriodDebt ratios
2025-2.51
2024-4.33
2023-1.7
2022-0.78
2021-1.05
2020-1.02
2019-0.84
2018-0.97
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
PNLF.JK Margins by year
PeriodMargins
2025100%
202496.58%
202395.89%
202284.72%
202185.99%
202087.36%
201992.4%
201893.8%
201795.37%
201695.75%
Return on Capital
0%2%4%6%8%2016201720182019202020212022202320242025
PNLF.JK Return on Capital by year
PeriodReturn on Capital
20252.52%
20242.56%
20232.39%
20226.06%
20214.62%
20206.68%
20197.63%
20187.7%
20176.64%
20167.54%
Shares Outstanding
010B20B30B40B2016201720182019202020212022202320242025
PNLF.JK Shares Outstanding by year
PeriodShares Outstanding
202532.02B
202432.02B
202332.02B
202232.02B
202132.02B
202032.02B
201932.02B
201832.02B
201732.02B
201632.02B
Dividends (IDR)
05101520052022
PNLF.JK Dividends (IDR) by year
PeriodDividends (IDR)
202210
200511
Book Value Per Share (IDR)
01000200030002016201720182019202020212022202320242025
PNLF.JK Book Value Per Share (IDR) by year
PeriodBook Value Per Share (IDR)
20252158.93
20242033.53
20231935.57
2022926.85
2021898.22
2020869.56
2019808.66
2018742.32
2017685.87
2016636.38
Total Assets (IDR)
0100T200T300T2016201720182019202020212022202320242025
PNLF.JK Total Assets (IDR) by year
PeriodTotal Assets (IDR)
2025251.7T
2024257.06T
2023234.49T
202233.87T
202133.19T
202032.38T
201930.29T
201828.25T
201726.47T
201624.97T
PE Ratio
2.557.51012.5med 4.94Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
PNLF.JK PE Ratio by year
PeriodPE Ratio
Sep 263.33
Sep 263.36
Sep 263.45
Aug 263.45
Aug 263.57
Aug 263.57
Aug 263.45
Jul 263.45
Jul 263.45
Jul 263.45
Jul 263.27
Jul 263.21
Jun 264
Jun 264
Jun 263.89
Jun 263.74
May 264.37
May 264.33
May 264.88
May 264.99
Apr 264.44
Apr 264.52
Apr 264.63
Apr 264.48
Apr 264.33
Mar 264.58
Mar 264.58
Mar 264.54
Mar 264.82
Feb 265.24
Feb 265.59
Feb 265.59
Feb 265.36
Jan 265.17
Jan 265.83
Jan 265.83
Jan 265.87
Jan 265.4
Dec 254.8
Dec 254.84
Dec 254.96
Dec 255
Nov 255.22
Nov 254.73
Nov 254.88
Nov 254.5
Oct 254.58
Oct 254.58
Oct 254.31
Oct 254.42
Oct 254.61
Sep 254.59
Sep 254.67
Sep 254.78
Sep 254.86
Aug 254.94
Aug 254.94
Aug 254.82
Aug 254.75
Aug 254.9
Jul 254.94
Jul 254.78
Jul 254.94
Jul 254.82
Jun 254.96
Jun 255.16
Jun 255.5
Jun 255.39
May 255.66
May 255.81
May 255.81
May 255.93
May 257.27
Apr 257.39
Apr 257.2
Apr 256.47
Mar 258.49
Mar 256.92
Mar 257.33
Mar 257.57
Feb 257.15
Feb 258.4
Feb 258.58
Feb 259.32
Jan 259.73
Jan 259.73
Jan 259.69
Jan 259.64
Jan 2510.06
Dec 2410.71
Dec 2410.22
Dec 2411
Dec 2410.91
Nov 2410.47
Nov 2410.66
Nov 2410.81
Nov 2411.59
Nov 2411.44
Oct 2411.78
Oct 2411.25
Free Cash Flow Yield
-400%-200%0%200%400%med -83.03%Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
PNLF.JK Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 26-169.85%
Sep 26-168.32%
Sep 26-163.89%
Aug 26-163.89%
Aug 26-158.33%
Aug 26-158.33%
Aug 26-163.89%
Jul 26-163.89%
Jul 26-163.89%
Jul 26-163.89%
Jul 26-172.99%
Jul 26-176.26%
Jun 26-248.47%
Jun 26-248.47%
Jun 26-255.5%
Jun 26-265.52%
May 26-227.59%
May 26-229.52%
May 26-203.63%
May 26-199.14%
Apr 26-223.83%
Apr 26-220.19%
Apr 26-214.95%
Apr 26-222%
Apr 26-229.52%
Mar 26-206.59%
Mar 26-206.59%
Mar 26-208.35%
Mar 26-196.59%
Feb 26-180.57%
Feb 26-169.29%
Feb 26-169.29%
Feb 26-176.65%
Jan 26-183.29%
Jan 26-162.51%
Jan 26-162.51%
Jan 26-161.44%
Jan 26-175.38%
Dec 25-88.26%
Dec 25-87.57%
Dec 25-85.55%
Dec 25-84.89%
Nov 25-81.18%
Nov 25-89.69%
Nov 25-86.88%
Nov 25-94.25%
Oct 25-92.68%
Oct 25-92.68%
Oct 25-98.42%
Oct 25-95.87%
Oct 25-91.91%
Sep 2553.3%
Sep 2552.44%
Sep 2551.19%
Sep 2550.39%
Aug 2549.61%
Aug 2549.61%
Aug 2550.79%
Aug 2551.6%
Aug 2550%
Jul 2549.61%
Jul 2551.19%
Jul 2549.61%
Jul 2550.79%
Jun 25229.32%
Jun 25220.76%
Jun 25206.87%
Jun 25211.3%
May 25201.24%
May 25195.91%
May 25195.91%
May 25192.09%
May 25156.52%
Apr 25154.07%
Apr 25158.19%
Apr 25176.08%
Mar 25132.83%
Mar 25162.94%
Mar 25153.71%
Mar 25149.03%
Feb 25157.68%
Feb 25134.29%
Feb 25131.4%
Feb 25120.99%
Jan 25115.83%
Jan 25115.83%
Jan 25116.38%
Jan 25116.94%
Jan 25112.11%
Dec 2444.09%
Dec 2446.19%
Dec 2442.92%
Dec 2443.3%
Nov 2445.11%
Nov 2444.29%
Nov 2443.69%
Nov 2440.75%
Nov 2441.27%
Oct 2440.08%
Oct 2441.99%
Price to Sales
0.20.40.60.81med 0.63Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
PNLF.JK Price to Sales by year
PeriodPrice to Sales
Sep 260.38
Sep 260.38
Sep 260.39
Aug 260.39
Aug 260.41
Aug 260.41
Aug 260.39
Jul 260.39
Jul 260.39
Jul 260.39
Jul 260.37
Jul 260.37
Jun 260.38
Jun 260.38
Jun 260.37
Jun 260.36
May 260.42
May 260.41
May 260.47
May 260.48
Apr 260.42
Apr 260.43
Apr 260.44
Apr 260.43
Apr 260.41
Mar 260.51
Mar 260.51
Mar 260.51
Mar 260.54
Feb 260.58
Feb 260.62
Feb 260.62
Feb 260.6
Jan 260.58
Jan 260.65
Jan 260.65
Jan 260.65
Jan 260.6
Dec 250.63
Dec 250.64
Dec 250.65
Dec 250.66
Nov 250.69
Nov 250.62
Nov 250.64
Nov 250.59
Oct 250.6
Oct 250.6
Oct 250.57
Oct 250.58
Oct 250.61
Sep 250.62
Sep 250.63
Sep 250.64
Sep 250.65
Aug 250.66
Aug 250.66
Aug 250.65
Aug 250.64
Aug 250.66
Jul 250.66
Jul 250.64
Jul 250.66
Jul 250.65
Jun 250.63
Jun 250.65
Jun 250.7
Jun 250.68
May 250.72
May 250.74
May 250.74
May 250.75
May 250.92
Apr 250.94
Apr 250.91
Apr 250.82
Mar 250.65
Mar 250.53
Mar 250.56
Mar 250.58
Feb 250.55
Feb 250.64
Feb 250.65
Feb 250.71
Jan 250.74
Jan 250.74
Jan 250.74
Jan 250.74
Jan 250.77
Dec 240.89
Dec 240.85
Dec 240.92
Dec 240.91
Nov 240.87
Nov 240.89
Nov 240.9
Nov 240.97
Nov 240.96
Oct 240.98
Oct 240.94
EV/EBITDA
-10-505med -4.77Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
PNLF.JK EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-0.73
Sep 26-0.73
Sep 26-0.71
Aug 26-0.71
Aug 26-0.7
Aug 26-0.7
Aug 26-0.71
Jul 26-0.71
Jul 26-0.71
Jul 26-0.71
Jul 26-0.74
Jul 26-0.75
Jun 26-4.91
Jun 26-4.91
Jun 26-4.92
Jun 26-4.95
May 26-4.85
May 26-4.86
May 26-4.77
May 26-4.76
Apr 26-4.84
Apr 26-4.83
Apr 26-4.81
Apr 26-4.83
Apr 26-4.86
Mar 26-1.49
Mar 26-1.49
Mar 26-1.5
Mar 26-1.42
Feb 26-1.31
Feb 26-1.22
Feb 26-1.22
Feb 26-1.28
Jan 26-1.33
Jan 26-1.15
Jan 26-1.15
Jan 26-1.14
Jan 26-1.27
Dec 25-5.51
Dec 25-5.5
Dec 25-5.47
Dec 25-5.46
Nov 25-5.4
Nov 25-5.52
Nov 25-5.49
Nov 25-5.58
Oct 25-5.56
Oct 25-5.56
Oct 25-5.63
Oct 25-5.6
Oct 25-5.55
Sep 25-7.04
Sep 25-7.02
Sep 25-6.99
Sep 25-6.97
Aug 25-6.96
Aug 25-6.96
Aug 25-6.98
Aug 25-7
Aug 25-6.96
Jul 25-6.96
Jul 25-6.99
Jul 25-6.96
Jul 25-6.98
Jun 25-9.1
Jun 25-9.05
Jun 25-8.96
Jun 25-8.99
May 25-8.92
May 25-8.88
May 25-8.88
May 25-8.85
May 25-8.49
Apr 25-8.46
Apr 25-8.52
Apr 25-8.71
Mar 25-3.87
Mar 25-4.12
Mar 25-4.06
Mar 25-4.02
Feb 25-4.09
Feb 25-3.89
Feb 25-3.86
Feb 25-3.74
Jan 25-3.67
Jan 25-3.67
Jan 25-3.68
Jan 25-3.69
Jan 25-3.62
Dec 241.93
Dec 241.82
Dec 241.99
Dec 241.97
Nov 241.88
Nov 241.92
Nov 241.95
Nov 242.12
Nov 242.09
Oct 242.16
Oct 242.05
Price/Operating Cashflow
0123med 1.52Jun 24Oct 24Jan 25May 25Aug 25Dec 25Sep 26
PNLF.JK Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 262.46
Sep 262.48
Sep 262.55
Aug 262.55
Aug 262.64
Aug 262.64
Aug 262.55
Jul 262.55
Jul 262.55
Jul 262.55
Jul 262.41
Jul 262.37
Dec 251.03
Dec 251.04
Dec 251.06
Dec 251.07
Nov 251.12
Nov 251.01
Nov 251.05
Nov 250.96
Oct 250.98
Oct 250.98
Oct 250.92
Oct 250.95
Oct 250.99
Sep 251.64
Sep 251.67
Sep 251.71
Sep 251.74
Aug 251.77
Aug 251.77
Aug 251.73
Aug 251.7
Aug 251.75
Jul 251.77
Jul 251.71
Jul 251.77
Jul 251.73
Jun 250.42
Jun 250.44
Jun 250.47
Jun 250.46
May 250.48
May 250.49
May 250.49
May 250.5
May 250.62
Apr 250.63
Apr 250.61
Apr 250.55
Mar 250.71
Mar 250.58
Mar 250.61
Mar 250.63
Feb 250.6
Feb 250.7
Feb 250.72
Feb 250.78
Jan 250.81
Jan 250.81
Jan 250.81
Jan 250.81
Jan 250.84
Dec 242.05
Dec 241.96
Dec 242.11
Dec 242.09
Nov 242
Nov 242.04
Nov 242.07
Nov 242.22
Nov 242.19
Oct 242.25
Oct 242.15
Oct 242.07
Oct 241.97
Sep 241.55
Sep 241.5
Sep 241.48
Sep 241.43
Aug 241.45
Aug 241.33
Aug 241.21
Aug 241.15
Aug 241.11
Jul 241.13
Jul 241.15
Jul 241.21
Jul 241.22
Jun 242.17
Jun 242.21
Jun 242.1
Jun 242.44
May 242.44
May 242.16
May 242.04
May 242.09
May 242.07
Apr 241.96
Apr 242.01
Price to Book
0.050.10.150.20.25med 0.13Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
PNLF.JK Price to Book by year
PeriodPrice to Book
Sep 260.1
Sep 260.1
Sep 260.11
Aug 260.11
Aug 260.11
Aug 260.11
Aug 260.11
Jul 260.11
Jul 260.11
Jul 260.11
Jul 260.1
Jul 260.1
Jun 260.1
Jun 260.1
Jun 260.1
Jun 260.09
May 260.11
May 260.11
May 260.12
May 260.13
Apr 260.11
Apr 260.11
Apr 260.12
Apr 260.11
Apr 260.11
Mar 260.11
Mar 260.11
Mar 260.11
Mar 260.12
Feb 260.13
Feb 260.14
Feb 260.14
Feb 260.13
Jan 260.13
Jan 260.14
Jan 260.14
Jan 260.14
Jan 260.13
Dec 250.12
Dec 250.12
Dec 250.12
Dec 250.13
Nov 250.13
Nov 250.12
Nov 250.12
Nov 250.11
Oct 250.12
Oct 250.12
Oct 250.11
Oct 250.11
Oct 250.12
Sep 250.12
Sep 250.12
Sep 250.12
Sep 250.12
Aug 250.13
Aug 250.13
Aug 250.12
Aug 250.12
Aug 250.12
Jul 250.13
Jul 250.12
Jul 250.13
Jul 250.12
Jun 250.13
Jun 250.13
Jun 250.14
Jun 250.14
May 250.14
May 250.15
May 250.15
May 250.15
May 250.19
Apr 250.19
Apr 250.18
Apr 250.17
Mar 250.18
Mar 250.15
Mar 250.16
Mar 250.16
Feb 250.15
Feb 250.18
Feb 250.18
Feb 250.2
Jan 250.21
Jan 250.21
Jan 250.21
Jan 250.21
Jan 250.21
Dec 240.22
Dec 240.21
Dec 240.23
Dec 240.23
Nov 240.22
Nov 240.22
Nov 240.22
Nov 240.24
Nov 240.24
Oct 240.24
Oct 240.23
PT Panin Financial Tbk
PNLF.JK
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