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Peoples Bancorp of North Carolina, Inc.

$44.34 +$8.63 (+24.17%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$43.86
Day Range
$43.39$44.39
Year Range
$27.33$45.78
Market Cap
242.16M
AVG Volume
35.7K
Trailing/Forward PE
14.49/-
PEG ratio
-3.1
Dividend Yield
2.26%
Next Earnings Date
2026-10-19
Primary Exchange
NASDAQUS
Revenue (USD)
050M100M150M2016201720182019202020212022202320242025
PEBK Revenue (USD) by year
PeriodRevenue (USD)
2025104.9M
202497.79M
202385.78M
202270.72M
202163.78M
202064.59M
201963.27M
201857.52M
201753.54M
201652.64M
Net Income (USD)
05M10M15M20M2016201720182019202020212022202320242025
PEBK Net Income (USD) by year
PeriodNet Income (USD)
202519.83M
202416.35M
202315.55M
202216.12M
202115.13M
202011.36M
201914.07M
201813.38M
201710.27M
20169.18M
Operating Income (USD)
010M20M30M2016201720182019202020212022202320242025
PEBK Operating Income (USD) by year
PeriodOperating Income (USD)
202525.85M
202420.93M
202319.92M
202220.3M
202118.93M
202013.85M
201917.2M
201816.01M
201714.21M
201611.74M
EBITDA (USD)
010M20M30M2016201720182019202020212022202320242025
PEBK EBITDA (USD) by year
PeriodEBITDA (USD)
202528.59M
202423.82M
202323.05M
202226.33M
202124.5M
202018.03M
201920.58M
201820.58M
201719.23M
201617.16M
Cash Flows (USD)
010M20M30M2016201720182019202020212022202320242025
PEBK Cash Flows (USD) by year
PeriodCash Flows (USD)
202519.96M
202419.92M
202320.83M
202218.09M
202126.45M
20206.67M
201910.36M
201815.45M
201713.04M
201610.63M
EPS (USD)
01232016201720182019202020212022202320242025
PEBK EPS (USD) by year
PeriodEPS (USD)
20252.94
20242.98
20232.77
20222.85
20212.63
20201.95
20192.36
20182.22
20171.69
20161.5
Expenses (USD)
010M20M30M40MSG&ACapex2016201720182019202020212022202320242025
PEBK Expenses (USD) by year
PeriodExpenses (USD)
202531.44M
202430.27M
202330.08M
202231.85M
202126M
202027.68M
201927.83M
201824.99M
201727.16M
201622.5M
Cash & Debt (USD)
0200M400M600M800MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
PEBK Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025274.96M
2024293.05M
2023474.3M
2022516.99M
2021684.05M
2020406.83M
2019244.8M
2018237.95M
2017286.62M
2016320.04M
Debt ratios
-8-6-4-2020182019202020212022202320242025
PEBK Debt ratios by year
PeriodDebt ratios
2025-2.51
2024-2.8
2023-4
2022-5.02
2021-7.49
2020-4.61
2019-2.6
2018-2.1
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
PEBK Margins by year
PeriodMargins
202575.65%
202473.04%
202378.19%
202293.22%
202196.8%
202087.47%
201992.7%
201894.9%
201796.51%
201696.08%
Return on Capital
0%5%10%15%20%2016201720182019202020212022202320242025
PEBK Return on Capital by year
PeriodReturn on Capital
202512.62%
202412.52%
202312.85%
202215.33%
202110.63%
20208.12%
201910.49%
201810.83%
20178.85%
20168.54%
Shares Outstanding
02.5M5M7.5M10M2016201720182019202020212022202320242025
PEBK Shares Outstanding by year
PeriodShares Outstanding
20258.03M
20245.31M
20235.38M
20225.46M
20215.47M
20205.82M
20195.93M
20186.03M
20175.91M
20165.97M
Dividends (USD)
00.250.50.7512017201820192020202120222023202420252026
PEBK Dividends (USD) by year
PeriodDividends (USD)
20260.8
20250.96
20240.92
20230.91
20220.87
20210.66
20200.75
20190.66
20180.52
20170.45
Employee Count
01002003004002016201720182019202020212022202320242025
PEBK Employee Count by year
PeriodEmployee Count
2025268
2024281
2023277
2022279
2021287
2020290
2019306
2018310
2017302
2016294
Book Value Per Share (USD)
01020302016201720182019202020212022202320242025
PEBK Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202519.58
202424.58
202322.51
202219.28
202126.04
202024.05
201922.61
201820.51
201719.62
201618
Total Assets (USD)
0500M1B1.5B2B2016201720182019202020212022202320242025
PEBK Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.7B
20241.65B
20231.64B
20221.62B
20211.62B
20201.42B
20191.15B
20181.09B
20171.09B
20161.09B
PE Ratio
7.51012.51517.5med 9.99Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PEBK PE Ratio by year
PeriodPE Ratio
Sep 2611.77
Sep 2611.72
Aug 2611.63
Aug 2611.77
Aug 2611.91
Aug 2611.43
Jul 2611.46
Jul 2611.47
Jul 2611.34
Jul 2611.09
Jul 2611.55
Jun 2611.46
Jun 2611.31
Jun 2611.83
Jun 2611.48
May 2611.22
May 2611.21
May 2610.64
May 2611.01
May 2616.26
Apr 2615.91
Apr 2617.06
Apr 2616.91
Apr 2616.05
Mar 2615.58
Mar 2615.04
Mar 2615.16
Mar 2611.87
Feb 2612.11
Feb 2612.52
Feb 2612.43
Feb 2612.23
Jan 2611.61
Jan 2611.5
Jan 2611.6
Jan 2611.41
Jan 2611.31
Dec 2511.73
Dec 2512
Dec 2511.64
Dec 2510.66
Nov 2510.38
Nov 2510.12
Nov 259.68
Nov 259.39
Oct 259.17
Oct 259.83
Oct 258.85
Oct 258.98
Oct 259.43
Sep 259.71
Sep 259.72
Sep 259.83
Sep 259.88
Aug 259.87
Aug 259.92
Aug 258.99
Aug 258.8
Aug 258.81
Jul 259.26
Jul 259.13
Jul 259.47
Jul 2510.04
Jun 259.2
Jun 258.81
Jun 258.77
Jun 258.92
May 258.71
May 259.07
May 259.5
May 259
May 259.37
Apr 258.61
Apr 258.35
Apr 258.43
Apr 258.22
Mar 258.9
Mar 258.91
Mar 258.76
Mar 258.74
Feb 258.62
Feb 258.93
Feb 259.84
Feb 259.72
Jan 259.29
Jan 259.32
Jan 259.52
Jan 259.3
Jan 259.94
Dec 2410.32
Dec 2410.34
Dec 2410.44
Dec 2410.17
Nov 2410.44
Nov 2410.27
Nov 249.47
Nov 249.52
Nov 248.22
Oct 248.14
Oct 248.08
Free Cash Flow Yield
5%7.5%10%12.5%15%med 12.1%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PEBK Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 268.53%
Sep 268.57%
Aug 268.64%
Aug 268.54%
Aug 268.44%
Aug 268.79%
Jul 268.5%
Jul 268.5%
Jul 268.6%
Jul 268.79%
Jul 268.44%
Jun 268.5%
Jun 268.62%
Jun 268.24%
Jun 268.49%
May 268.69%
May 268.7%
May 269.16%
May 268.85%
May 266.19%
Apr 266.33%
Apr 265.9%
Apr 265.95%
Apr 266.27%
Mar 266.46%
Mar 266.69%
Mar 266.64%
Mar 2610.07%
Feb 269.87%
Feb 269.55%
Feb 269.62%
Feb 269.77%
Jan 2610.3%
Jan 2610.39%
Jan 2610.31%
Jan 2610.48%
Jan 2610.56%
Dec 2510.19%
Dec 259.96%
Dec 2510.26%
Dec 2511.21%
Nov 2511.52%
Nov 2511.81%
Nov 2512.35%
Nov 2512.72%
Oct 2513.03%
Oct 2512.16%
Oct 2513.49%
Oct 2513.31%
Oct 2512.67%
Sep 2512.3%
Sep 2512.29%
Sep 2512.15%
Sep 2512.09%
Aug 2512.1%
Aug 2512.04%
Aug 2513.29%
Aug 2513.57%
Aug 2514.59%
Jul 2513.89%
Jul 2514.08%
Jul 2513.59%
Jul 2512.81%
Jun 2513.98%
Jun 2514.6%
Jun 2514.66%
Jun 2514.41%
May 2514.77%
May 2514.18%
May 2513.53%
May 2514.29%
May 2513%
Apr 2514.15%
Apr 2514.58%
Apr 2514.46%
Apr 2514.81%
Mar 2513.68%
Mar 2513.68%
Mar 2513.91%
Mar 2514.15%
Feb 2514.36%
Feb 2513.86%
Feb 2512.58%
Feb 2512.73%
Jan 2513.31%
Jan 2513.28%
Jan 2513%
Jan 2513.31%
Jan 2512.45%
Dec 2411.99%
Dec 2411.97%
Dec 2411.85%
Dec 2412.17%
Nov 2411.85%
Nov 2412.05%
Nov 2413.06%
Nov 2412.99%
Nov 2414.11%
Oct 2414.25%
Oct 2414.35%
Price to Sales
11.522.533.5med 1.72Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PEBK Price to Sales by year
PeriodPrice to Sales
Sep 262.13
Sep 262.12
Aug 262.11
Aug 262.13
Aug 262.16
Aug 262.07
Jul 262.1
Jul 262.1
Jul 262.08
Jul 262.03
Jul 262.12
Jun 262.1
Jun 262.08
Jun 262.17
Jun 262.11
May 262.06
May 262.06
May 261.95
May 262.02
May 263.07
Apr 263.01
Apr 263.23
Apr 263.2
Apr 263.03
Mar 262.94
Mar 262.84
Mar 262.87
Mar 262.02
Feb 262.06
Feb 262.13
Feb 262.11
Feb 262.08
Jan 261.97
Jan 261.96
Jan 261.97
Jan 261.94
Jan 261.93
Dec 252
Dec 252.04
Dec 251.98
Dec 251.81
Nov 251.77
Nov 251.72
Nov 251.65
Nov 251.6
Oct 251.59
Oct 251.7
Oct 251.53
Oct 251.55
Oct 251.63
Sep 251.68
Sep 251.68
Sep 251.7
Sep 251.71
Aug 251.71
Aug 251.72
Aug 251.56
Aug 251.52
Aug 251.51
Jul 251.58
Jul 251.56
Jul 251.62
Jul 251.72
Jun 251.57
Jun 251.51
Jun 251.5
Jun 251.53
May 251.49
May 251.55
May 251.62
May 251.54
May 251.57
Apr 251.44
Apr 251.4
Apr 251.41
Apr 251.38
Mar 251.49
Mar 251.49
Mar 251.46
Mar 251.48
Feb 251.45
Feb 251.51
Feb 251.66
Feb 251.64
Jan 251.57
Jan 251.57
Jan 251.61
Jan 251.57
Jan 251.68
Dec 241.74
Dec 241.74
Dec 241.76
Dec 241.72
Nov 241.76
Nov 241.73
Nov 241.6
Nov 241.61
Nov 241.44
Oct 241.42
Oct 241.41
EV/EBITDA
-20-10010med -11.48Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PEBK EV/EBITDA by year
PeriodEV/EBITDA
Sep 267.7
Sep 267.67
Aug 267.6
Aug 267.7
Aug 267.8
Aug 267.46
Jul 267.52
Jul 267.52
Jul 267.43
Jul 267.26
Jul 267.58
Jun 267.52
Jun 267.42
Jun 267.77
Jun 267.53
May 267.35
May 267.34
May 266.95
May 267.21
May 262.33
Apr 262.09
Apr 262.89
Apr 262.78
Apr 262.18
Mar 261.86
Mar 261.48
Mar 261.56
Mar 26-11.26
Feb 26-11.09
Feb 26-10.81
Feb 26-10.87
Feb 26-11.01
Jan 26-11.43
Jan 26-11.51
Jan 26-11.44
Jan 26-11.57
Jan 26-11.63
Dec 25-11.35
Dec 25-11.17
Dec 25-11.41
Dec 25-12.08
Nov 25-12.28
Nov 25-12.45
Nov 25-12.75
Nov 25-12.95
Oct 25-11.9
Oct 25-11.45
Oct 25-12.11
Oct 25-12.03
Oct 25-11.72
Sep 25-11.53
Sep 25-11.53
Sep 25-11.45
Sep 25-11.42
Aug 25-11.42
Aug 25-11.39
Aug 25-12.02
Aug 25-12.15
Aug 25-12.53
Jul 25-12.23
Jul 25-12.32
Jul 25-12.09
Jul 25-11.7
Jun 25-12.27
Jun 25-12.54
Jun 25-12.56
Jun 25-12.46
May 25-12.6
May 25-12.36
May 25-12.06
May 25-12.41
May 25-5.05
Apr 25-5.57
Apr 25-5.74
Apr 25-5.7
Apr 25-5.83
Mar 25-5.37
Mar 25-5.37
Mar 25-5.47
Mar 25-12.75
Feb 25-12.83
Feb 25-12.62
Feb 25-12
Feb 25-12.08
Jan 25-12.37
Jan 25-12.35
Jan 25-12.22
Jan 25-12.37
Jan 25-11.93
Dec 24-11.67
Dec 24-11.65
Dec 24-11.58
Dec 24-11.77
Nov 24-11.58
Nov 24-11.7
Nov 24-12.25
Nov 24-12.21
Nov 24-12.84
Oct 24-12.89
Oct 24-12.94
Price/Operating Cashflow
57.51012.51517.5med 7.81Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PEBK Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2610.96
Sep 2610.91
Aug 2610.82
Aug 2610.95
Aug 2611.08
Aug 2610.64
Jul 2611.13
Jul 2611.13
Jul 2611.01
Jul 2610.77
Jul 2611.22
Jun 2611.13
Jun 2610.99
Jun 2611.48
Jun 2611.15
May 2610.89
May 2610.88
May 2610.33
May 2610.69
May 2615.09
Apr 2614.76
Apr 2615.83
Apr 2615.69
Apr 2614.89
Mar 2614.45
Mar 2613.96
Mar 2614.06
Mar 269.31
Feb 269.5
Feb 269.82
Feb 269.75
Feb 269.59
Jan 269.1
Jan 269.02
Jan 269.1
Jan 268.95
Jan 268.87
Dec 259.2
Dec 259.41
Dec 259.13
Dec 258.36
Nov 258.14
Nov 257.94
Nov 257.59
Nov 257.37
Oct 257.23
Oct 257.75
Oct 256.99
Oct 257.08
Oct 257.44
Sep 257.66
Sep 257.67
Sep 257.76
Sep 257.8
Aug 257.79
Aug 257.83
Aug 257.09
Aug 256.94
Aug 256.49
Jul 256.81
Jul 256.72
Jul 256.97
Jul 257.39
Jun 256.77
Jun 256.48
Jun 256.46
Jun 256.57
May 256.41
May 256.67
May 256.99
May 256.62
May 257.47
Apr 256.86
Apr 256.66
Apr 256.72
Apr 256.56
Mar 257.1
Mar 257.1
Mar 256.98
Mar 256.78
Feb 256.68
Feb 256.92
Feb 257.63
Feb 257.53
Jan 257.21
Jan 257.22
Jan 257.38
Jan 257.21
Jan 257.71
Dec 248
Dec 248.02
Dec 248.1
Dec 247.88
Nov 248.1
Nov 247.96
Nov 247.34
Nov 247.38
Nov 246.66
Oct 246.6
Oct 246.55
Price to Book
11.522.5med 1.17Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PEBK Price to Book by year
PeriodPrice to Book
Sep 261.46
Sep 261.45
Aug 261.44
Aug 261.46
Aug 261.47
Aug 261.41
Jul 261.44
Jul 261.44
Jul 261.43
Jul 261.39
Jul 261.45
Jun 261.44
Jun 261.42
Jun 261.49
Jun 261.44
May 261.41
May 261.41
May 261.34
May 261.38
May 262.05
Apr 262.01
Apr 262.15
Apr 262.13
Apr 262.03
Mar 261.97
Mar 261.9
Mar 261.91
Mar 261.33
Feb 261.36
Feb 261.4
Feb 261.39
Feb 261.37
Jan 261.3
Jan 261.29
Jan 261.3
Jan 261.28
Jan 261.27
Dec 251.32
Dec 251.34
Dec 251.31
Dec 251.2
Nov 251.16
Nov 251.13
Nov 251.08
Nov 251.05
Oct 251.08
Oct 251.16
Oct 251.05
Oct 251.06
Oct 251.11
Sep 251.15
Sep 251.15
Sep 251.16
Sep 251.17
Aug 251.17
Aug 251.17
Aug 251.06
Aug 251.04
Aug 251.07
Jul 251.12
Jul 251.1
Jul 251.14
Jul 251.21
Jun 251.11
Jun 251.07
Jun 251.06
Jun 251.08
May 251.05
May 251.1
May 251.15
May 251.09
May 251.17
Apr 251.08
Apr 251.05
Apr 251.06
Apr 251.03
Mar 251.12
Mar 251.12
Mar 251.1
Mar 251.04
Feb 251.03
Feb 251.06
Feb 251.17
Feb 251.16
Jan 251.11
Jan 251.11
Jan 251.13
Jan 251.11
Jan 251.18
Dec 241.23
Dec 241.23
Dec 241.24
Dec 241.21
Nov 241.24
Nov 241.22
Nov 241.13
Nov 241.13
Nov 241.08
Oct 241.07
Oct 241.07
Peoples Bancorp of North Carolina, Inc.
PEBK
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News: PEBK

PEBK vs. FCBC: Which Community Banking Stock Is the Better Buy Today?

zacks.com · 1 Sep 2026

PEBK vs. FCBC: Which Community Banking Stock Is the Better Buy Today?

Peoples Bancorp and First Community bring different growth drivers, funding strengths and valuations, but which bank looks better positioned? Let's dive in.

Peoples Bancorp Announces Cash Dividend

accessnewswire.com · 21 Aug 2026

Peoples Bancorp Announces Cash Dividend

NEWTON, NC / ACCESS Newswire / August 21, 2026 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the third quarter of 2026 in the amount of $0.21 per share. The third quarter cash dividend will be paid on September 15, 2026 to shareholders of record on September 3, 2026.

Peoples Bancorp Announces Second Quarter 2026 Results

accessnewswire.com · 20 Jul 2026

Peoples Bancorp Announces Second Quarter 2026 Results

NEWTON, NC / ACCESS Newswire / July 20, 2026 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported second quarter 2026 results with highlights as follows: Second quarter 2026 highlights: Net earnings were $5.2 million or $0.98 per share and $0.96 per diluted share for the three months ended June 30, 2026, as compared to $5.2 million or $0.97 per share and $0.95 per diluted share for the same period one year ago. Net interest margin was 3.80% for the three months ended June 30, 2026, compared to 3.57% for the three months ended June 30, 2025.

PEBK vs. HTB: Which Regional Bank Stock Is the Better Buy Right Now?

zacks.com · 25 Jun 2026

PEBK vs. HTB: Which Regional Bank Stock Is the Better Buy Right Now?

Peoples Bancorp and HomeTrust face different scales, reach and strategies, but which stock looks better positioned right now? Let's dive in.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.