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Pathfinder Bancorp, Inc.

$18.02 +$3.90 (+27.62%)
NASDAQ · 14 Sep 2026 16:25 UTC
Previous Close
$17.21
Day Range
$17.1$18.25
Year Range
$12.06$18.3
Market Cap
112.74M
AVG Volume
10.34K
Trailing/Forward PE
-27.12/-
PEG ratio
0.13
Dividend Yield
2.33%
Next Earnings Date
-
Primary Exchange
NASDAQUS
Revenue (USD)
025M50M75M100M2016201720182019202020212022202320242025
PBHC Revenue (USD) by year
PeriodRevenue (USD)
202579.15M
202483.47M
202371.82M
202256.36M
202151.03M
202048.25M
201945.86M
201837.09M
201733.52M
201628.28M
Net Income (USD)
-5M05M10M15M2016201720182019202020212022202320242025
PBHC Net Income (USD) by year
PeriodNet Income (USD)
2025-3.42M
20243.38M
20239.29M
202212.93M
202112.41M
20206.95M
20194.28M
20184.03M
20173.49M
20163.27M
Operating Income (USD)
-10M010M20M2016201720182019202020212022202320242025
PBHC Operating Income (USD) by year
PeriodOperating Income (USD)
2025-4.09M
20245.16M
202311.78M
202215.69M
202116.01M
20208.34M
20195.45M
20184.55M
20174.34M
20164.41M
EBITDA (USD)
-5M05M10M15M20M2016201720182019202020212022202320242025
PBHC EBITDA (USD) by year
PeriodEBITDA (USD)
2025-1.94M
20246.5M
202313.19M
202216.4M
202117.83M
20209.72M
20197.01M
20185.76M
20175.42M
20165.46M
Cash Flows (USD)
020M40M60M2016201720182019202020212022202320242025
PBHC Cash Flows (USD) by year
PeriodCash Flows (USD)
202511.4M
20242.88M
202313.47M
202216.52M
202118.94M
202045.3M
20194.52M
20183.29M
20174.87M
20165.01M
EPS (USD)
-101232016201720182019202020212022202320242025
PBHC EPS (USD) by year
PeriodEPS (USD)
2025-0.6
20240.6
20231.51
20222.13
20212.06
20201.18
20190.77
20180.95
20170.72
20160.78
Expenses (USD)
010M20M30MSG&ACapex2016201720182019202020212022202320242025
PBHC Expenses (USD) by year
PeriodExpenses (USD)
202520.04M
202427.66M
202319.44M
202221.19M
202120.22M
202018.77M
201920.98M
201822.03M
201716.95M
201614.89M
Cash & Debt (USD)
0100M200M300M400MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
PBHC Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025288.34M
2024300.9M
2023307.45M
2022227.01M
2021227.75M
2020171.72M
2019131.29M
2018203.98M
2017193.13M
2016164.37M
Debt ratios
-6-4-2020182019202020212022202320242025
PBHC Debt ratios by year
PeriodDebt ratios
2025-5.3
2024-3.05
2023-1.68
2022-1.46
2021-2.93
2020-1.71
2019-0.86
2018-3.25
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
PBHC Margins by year
PeriodMargins
202538.52%
202442.1%
202355.9%
202277.91%
202183.24%
202067.73%
201966.21%
201871.58%
201775.96%
201683.18%
Return on Capital
-5%0%5%10%15%2016201720182019202020212022202320242025
PBHC Return on Capital by year
PeriodReturn on Capital
2025-2.82%
20242.78%
20237.73%
202211.59%
202111.21%
20207.11%
20194.72%
20186.25%
20175.63%
20165.61%
Shares Outstanding
02M4M6M8M2016201720182019202020212022202320242025
PBHC Shares Outstanding by year
PeriodShares Outstanding
20256.29M
20244.73M
20234.69M
20224.58M
20214.52M
20204.53M
20194.59M
20184.21M
20174.11M
20164.04M
Dividends (USD)
00.10.20.30.42017201820192020202120222023202420252026
PBHC Dividends (USD) by year
PeriodDividends (USD)
20260.3
20250.4
20240.39
20230.36
20220.34
20210.27
20200.24
20190.24
20180.24
20170.21
Employee Count
0501001502002016201720182019202020212022202320242025
PBHC Employee Count by year
PeriodEmployee Count
2025179
2024172
2023161
2022160
2021157
2020157
2019151
2018156
2017136
2016128
Book Value Per Share (USD)
01020302016201720182019202020212022202320242025
PBHC Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202519.22
202425.67
202325.62
202224.34
202124.49
202021.57
201919.77
201815.3
201715.1
201614.45
Total Assets (USD)
0500M1B1.5B2016201720182019202020212022202320242025
PBHC Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.43B
20241.47B
20231.47B
20221.4B
20211.29B
20201.23B
20191.09B
2018933.12M
2017881.26M
2016749.03M
PE Ratio
01020304050med 16.39Jul 24Oct 24Jan 25May 25Aug 25Dec 25Mar 26
PBHC PE Ratio by year
PeriodPE Ratio
Mar 268.07
Mar 268.19
Mar 268.6
Mar 268.58
Feb 268.31
Feb 268.41
Feb 268.6
Feb 268.21
Jan 268.65
Jan 268.95
Jan 269.07
Jan 269.08
Jan 268.93
Dec 258.66
Dec 258.95
Dec 259.42
Dec 258.93
Nov 258.86
Nov 259.02
Nov 259.4
Nov 2531.6
Oct 2531.52
Oct 2531.18
Oct 2531.6
Oct 2531.73
Oct 2532.1
Sep 2532.15
Sep 2531.68
Sep 2531.43
Sep 2531.47
Aug 2531.31
Aug 2530.85
Aug 2531.54
Aug 2516.24
Aug 2516.4
Jul 2516.8
Jul 2517.09
Jul 2516.88
Jul 2516.92
Jun 2516.77
Jun 2516.38
Jun 2517.42
Jun 2517.09
May 2517.04
May 2517.15
May 2517.01
May 2520.95
May 2520.49
Apr 2520.98
Apr 2521.68
Apr 2521.83
Apr 2522.87
Mar 2536.13
Mar 2539.83
Mar 2539.29
Mar 2539.71
Feb 2540.06
Feb 2540.39
Feb 2540.35
Feb 2540.77
Jan 2539.08
Jan 2538.66
Jan 2538.61
Jan 2536.78
Jan 2540.95
Dec 2441.12
Dec 2441.26
Dec 2441.94
Dec 2440.46
Nov 2440.06
Nov 2442.17
Nov 2441.24
Nov 249.31
Nov 249.2
Oct 249.52
Oct 2410.08
Oct 248.53
Oct 248.58
Sep 248.58
Sep 248.35
Sep 248.58
Sep 248.55
Aug 248.47
Aug 248.53
Aug 248.48
Aug 248.35
Aug 248.09
Jul 248.53
Jul 248
Jul 247.08
Jul 246.84
Jun 247.03
Jun 246.8
Jun 246.8
Jun 246.85
May 246.73
May 246.69
May 246.53
May 246.19
May 246.22
Free Cash Flow Yield
0%5%10%15%20%med 9.57%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PBHC Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2614.82%
Sep 2616.15%
Aug 2615.83%
Aug 2615.56%
Aug 2615.68%
Aug 265.53%
Jul 265.58%
Jul 265.73%
Jul 265.56%
Jul 265.7%
Jul 265.65%
Jun 265.56%
Jun 265.4%
Jun 265.9%
Jun 266.57%
May 266.65%
May 266.56%
May 266.76%
May 2612.95%
May 2612.72%
Apr 2613.52%
Apr 2613.35%
Apr 2613.21%
Apr 2614.03%
Mar 269.72%
Mar 269.57%
Mar 269.12%
Mar 269.14%
Feb 269.44%
Feb 269.32%
Feb 269.12%
Feb 269.56%
Jan 269.06%
Jan 268.77%
Jan 268.64%
Jan 268.64%
Jan 268.78%
Dec 259.06%
Dec 258.76%
Dec 258.33%
Dec 258.79%
Nov 258.85%
Nov 258.7%
Nov 258.35%
Nov 254.28%
Oct 254.29%
Oct 254.33%
Oct 254.28%
Oct 254.26%
Oct 254.21%
Sep 254.2%
Sep 254.26%
Sep 254.3%
Sep 254.29%
Aug 254.32%
Aug 254.38%
Aug 254.28%
Aug 2511.13%
Aug 2511.03%
Jul 2510.76%
Jul 2510.58%
Jul 2510.71%
Jul 2510.68%
Jun 2510.78%
Jun 2511.04%
Jun 2510.38%
Jun 2510.58%
May 2510.61%
May 2510.55%
May 2510.63%
May 254.06%
May 254.15%
Apr 254.05%
Apr 253.92%
Apr 253.89%
Apr 253.72%
Mar 2519.4%
Mar 2517.6%
Mar 2517.84%
Mar 2517.65%
Feb 2517.5%
Feb 2517.36%
Feb 2517.38%
Feb 2517.2%
Jan 2517.94%
Jan 2518.13%
Jan 2518.16%
Jan 2519.06%
Jan 2517.12%
Dec 2417.05%
Dec 2416.99%
Dec 2416.72%
Dec 2417.33%
Nov 2417.5%
Nov 2416.62%
Nov 2417%
Nov 2415.97%
Nov 2416.17%
Oct 2415.62%
Oct 2414.75%
Price to Sales
0.60.811.21.4med 0.89Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PBHC Price to Sales by year
PeriodPrice to Sales
Sep 261.06
Sep 260.97
Aug 260.99
Aug 261.01
Aug 261
Aug 261.33
Jul 261.31
Jul 261.28
Jul 261.32
Jul 261.29
Jul 261.3
Jun 261.32
Jun 261.36
Jun 261.24
Jun 261.12
May 261.1
May 261.12
May 261.08
May 261.11
May 261.13
Apr 261.07
Apr 261.08
Apr 261.09
Apr 261.03
Mar 260.76
Mar 260.77
Mar 260.81
Mar 260.81
Feb 260.78
Feb 260.79
Feb 260.81
Feb 260.77
Jan 260.81
Jan 260.84
Jan 260.85
Jan 260.85
Jan 260.84
Dec 250.81
Dec 250.84
Dec 250.88
Dec 250.84
Nov 250.83
Nov 250.85
Nov 250.88
Nov 250.88
Oct 250.87
Oct 250.87
Oct 250.88
Oct 250.88
Oct 250.89
Sep 250.89
Sep 250.88
Sep 250.87
Sep 250.87
Aug 250.87
Aug 250.86
Aug 250.88
Aug 250.82
Aug 250.83
Jul 250.85
Jul 250.86
Jul 250.85
Jul 250.85
Jun 250.85
Jun 250.83
Jun 250.88
Jun 250.86
May 250.86
May 250.86
May 250.86
May 250.85
May 250.83
Apr 250.85
Apr 250.88
Apr 250.88
Apr 250.93
Mar 250.89
Mar 250.98
Mar 250.96
Mar 250.97
Feb 250.98
Feb 250.99
Feb 250.99
Feb 251
Jan 250.96
Jan 250.95
Jan 250.95
Jan 250.9
Jan 251
Dec 241.01
Dec 241.01
Dec 241.03
Dec 240.99
Nov 240.98
Nov 241.03
Nov 241.01
Nov 241.05
Nov 241.04
Oct 241.08
Oct 241.14
EV/EBITDA
-30-20-100med -15.01Aug 24Nov 24Mar 25Jun 25Oct 25Jan 26Sep 26
PBHC EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-14.75
Sep 26-15.65
Aug 26-15.45
Aug 26-15.27
Aug 26-15.35
Mar 26-13.69
Mar 26-13.61
Mar 26-13.36
Mar 26-13.38
Feb 26-13.54
Feb 26-13.48
Feb 26-13.36
Feb 26-13.6
Jan 26-13.33
Jan 26-13.15
Jan 26-13.08
Jan 26-13.07
Jan 26-13.16
Dec 25-13.33
Dec 25-13.15
Dec 25-12.86
Dec 25-13.17
Nov 25-13.21
Nov 25-13.11
Nov 25-12.88
Nov 25-20.85
Oct 25-20.88
Oct 25-21.02
Oct 25-20.85
Oct 25-20.79
Oct 25-20.64
Sep 25-20.62
Sep 25-20.81
Sep 25-20.91
Sep 25-20.9
Aug 25-20.97
Aug 25-21.15
Aug 25-20.87
Aug 25-22.22
Aug 25-22.14
Jul 25-21.92
Jul 25-21.76
Jul 25-21.88
Jul 25-21.85
Jun 25-21.94
Jun 25-22.15
Jun 25-21.58
Jun 25-21.76
May 25-21.79
May 25-21.73
May 25-21.8
May 25-14.39
May 25-14.63
Apr 25-14.38
Apr 25-14.01
Apr 25-13.93
Apr 25-13.39
Mar 25-21.05
Mar 25-19.23
Mar 25-19.49
Mar 25-19.29
Feb 25-19.11
Feb 25-18.95
Feb 25-18.98
Feb 25-18.77
Jan 25-19.6
Jan 25-19.81
Jan 25-19.83
Jan 25-20.73
Jan 25-18.68
Dec 24-18.6
Dec 24-18.53
Dec 24-18.19
Dec 24-18.92
Nov 24-19.11
Nov 24-18.08
Nov 24-18.54
Nov 24-1.21
Nov 24-1.29
Oct 24-1.06
Oct 24-0.66
Oct 24-1.76
Oct 24-1.73
Sep 24-1.73
Sep 24-1.89
Sep 24-1.72
Sep 24-1.75
Aug 24-1.81
Aug 24-1.76
Aug 24-1.8
Aug 24-4.88
Aug 24-5.06
Jul 24-4.75
Jul 24-5.13
Jul 24-5.77
Jul 24-5.95
Jun 24-5.81
Jun 24-5.97
Jun 24-5.97
Jun 24-5.93
Price/Operating Cashflow
05101520med 6.45Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PBHC Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 267.08
Sep 266.5
Aug 266.63
Aug 266.74
Aug 266.7
Aug 2618.48
Jul 2618.31
Jul 2617.8
Jul 2618.35
Jul 2617.92
Jul 2618.08
Jun 2618.36
Jun 2618.89
Jun 2617.3
Jun 2615.53
May 2615.34
May 2615.56
May 2615.11
May 267.54
May 267.68
Apr 267.22
Apr 267.31
Apr 267.39
Apr 266.96
Mar 269.57
Mar 269.72
Mar 2610.21
Mar 2610.18
Feb 269.86
Feb 269.98
Feb 2610.21
Feb 269.74
Jan 2610.27
Jan 2610.61
Jan 2610.76
Jan 2610.77
Jan 2610.6
Dec 2510.28
Dec 2510.62
Dec 2511.18
Dec 2510.59
Nov 2510.51
Nov 2510.7
Nov 2511.15
Nov 256.43
Oct 256.41
Oct 256.34
Oct 256.43
Oct 256.46
Oct 256.53
Sep 256.54
Sep 256.45
Sep 256.4
Sep 256.4
Aug 256.37
Aug 256.28
Aug 256.42
Aug 254.2
Aug 254.24
Jul 254.34
Jul 254.42
Jul 254.36
Jul 254.37
Jun 254.33
Jun 254.23
Jun 254.5
Jun 254.42
May 254.4
May 254.43
May 254.4
May 256.32
May 256.18
Apr 256.33
Apr 256.54
Apr 256.59
Apr 256.9
Mar 253.26
Mar 253.59
Mar 253.55
Mar 253.58
Feb 253.62
Feb 253.65
Feb 253.64
Feb 253.68
Jan 253.53
Jan 253.49
Jan 253.48
Jan 253.32
Jan 253.7
Dec 243.71
Dec 243.72
Dec 243.79
Dec 243.65
Nov 243.62
Nov 243.81
Nov 243.72
Nov 245.29
Nov 245.22
Oct 245.41
Oct 245.72
Price to Book
0.40.50.60.70.80.9med 0.6Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
PBHC Price to Book by year
PeriodPrice to Book
Sep 260.67
Sep 260.61
Aug 260.62
Aug 260.63
Aug 260.63
Aug 260.83
Jul 260.82
Jul 260.8
Jul 260.82
Jul 260.81
Jul 260.81
Jun 260.83
Jun 260.85
Jun 260.78
Jun 260.7
May 260.69
May 260.7
May 260.68
May 260.73
May 260.74
Apr 260.7
Apr 260.71
Apr 260.71
Apr 260.67
Mar 260.48
Mar 260.49
Mar 260.51
Mar 260.51
Feb 260.5
Feb 260.5
Feb 260.51
Feb 260.49
Jan 260.52
Jan 260.53
Jan 260.54
Jan 260.54
Jan 260.53
Dec 250.52
Dec 250.53
Dec 250.56
Dec 250.53
Nov 250.53
Nov 250.54
Nov 250.56
Nov 250.58
Oct 250.57
Oct 250.57
Oct 250.58
Oct 250.58
Oct 250.59
Sep 250.59
Sep 250.58
Sep 250.57
Sep 250.57
Aug 250.57
Aug 250.56
Aug 250.57
Aug 250.55
Aug 250.56
Jul 250.57
Jul 250.58
Jul 250.57
Jul 250.57
Jun 250.57
Jun 250.56
Jun 250.59
Jun 250.58
May 250.58
May 250.58
May 250.58
May 250.58
May 250.57
Apr 250.58
Apr 250.6
Apr 250.61
Apr 250.64
Mar 250.6
Mar 250.66
Mar 250.65
Mar 250.66
Feb 250.67
Feb 250.67
Feb 250.67
Feb 250.68
Jan 250.65
Jan 250.64
Jan 250.64
Jan 250.61
Jan 250.68
Dec 240.68
Dec 240.69
Dec 240.7
Dec 240.67
Nov 240.67
Nov 240.7
Nov 240.69
Nov 240.66
Nov 240.65
Oct 240.68
Oct 240.72
Pathfinder Bancorp, Inc.
PBHC
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