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Pioneer Bancorp, Inc.

$18.06 +$4.75 (+35.69%)

NASDAQ · 11 Sep 2026 20:00 UTC

Previous Close

$18.08

Day Range

$17.98$18.29

Year Range

$12.64$19.91

Market Cap

452.89M

AVG Volume

16.98K

Trailing/Forward PE

25.8/-

PEG ratio

-1.32

Dividend Yield

Next Earnings Date

2026-10-29

Primary Exchange

NASDAQ

Revenue (USD)

PBFS Revenue (USD) by year
Period	Revenue (USD)
2026	134.85M
2025	119.03M
2024	98.7M
2023	85.18M
2022	57.91M
2021	59.68M
2020	69.28M
2019	68.56M
2018	56.86M

Net Income (USD)

PBFS Net Income (USD) by year
Period	Net Income (USD)
2026	16.85M
2025	21.81M
2024	15.26M
2023	21.95M
2022	10.28M
2021	1.08M
2020	5.2M
2019	19.02M
2018	11.5M

Operating Income (USD)

PBFS Operating Income (USD) by year
Period	Operating Income (USD)
2026	21.43M
2025	27.96M
2024	19.41M
2023	27.86M
2022	13.34M
2021	2.66M
2020	6M
2019	23.84M
2018	20.51M

EBITDA (USD)

PBFS EBITDA (USD) by year
Period	EBITDA (USD)
2026	23.82M
2025	30.37M
2024	22M
2023	30.55M
2022	16.08M
2021	5.52M
2020	8.9M
2019	26.69M
2018	12.54M

Cash Flows (USD)

PBFS Cash Flows (USD) by year
Period	Cash Flows (USD)
2026	8.34M
2025	18.59M
2024	23.01M
2023	25.88M
2022	49.19M
2021	32.06M
2020	322K
2019	3.85M
2018	14.99M

EPS (USD)

PBFS EPS (USD) by year
Period	EPS (USD)
2026	0.69
2025	0.87
2024	0.62
2023	0.87
2022	0.4
2021	0.05
2020	0.2
2019	1.46
2018	1.04

Expenses (USD)

PBFS Expenses (USD) by year
Period	Expenses (USD)
2026	37.95M
2025	42.56M
2024	32.79M
2023	30.46M
2022	24.32M
2021	28.56M
2020	27.48M
2019	26.53M
2018	35.19M

Cash & Debt (USD)

PBFS Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2026	198.21M
2025	407.61M
2024	408.96M
2023	579.98M
2022	854.38M
2021	589.38M
2020	231.29M
2019	314.72M
2018	199.47M

Debt ratios

PBFS Debt ratios by year
Period	Debt ratios
2026	-1.86
2025	-4.12
2024	-5.51
2023	-9.5
2022	-14.94
2021	-10.98

Margins

PBFS Margins by year
Period	Margins
2026	73.05%
2025	74.72%
2024	75.17%
2023	93.55%
2022	98.42%
2021	89.68%
2020	83.37%
2019	90.04%
2018	95.21%

Return on Capital

PBFS Return on Capital by year
Period	Return on Capital
2026	5.13%
2025	6.94%
2024	5.15%
2023	8.23%
2022	4.24%
2021	0.45%
2020	2.32%
2019	15.43%
2018	9.74%

Shares Outstanding

PBFS Shares Outstanding by year
Period	Shares Outstanding
2026	24.33M
2025	24.51M
2024	25.18M
2023	25.18M
2022	25.15M
2021	25.07M
2020	25.04M
2019	24.98M
2018	11.17M

Book Value Per Share (USD)

PBFS Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2026	13.5
2025	12.82
2024	11.78
2023	10.59
2022	9.65
2021	9.49
2020	8.95
2019	4.93
2018	10.57

Total Assets (USD)

PBFS Total Assets (USD) by year
Period	Total Assets (USD)
2026	2.22B
2025	2.1B
2024	1.9B
2023	1.86B
2022	1.96B
2021	1.8B
2020	1.53B
2019	1.47B
2018	1.28B

Employee Count

PBFS Employee Count by year
Period	Employee Count
2025	257
2024	253
2023	243
2022	244
2021	233
2020	245
2019	247

PE Ratio

PBFS PE Ratio by year
Period	PE Ratio
Sep 26	26.08
Sep 26	26.78
Aug 26	25.46
Aug 26	25.07
Aug 26	25.16
Aug 26	21.07
Jul 26	20.95
Jul 26	21.58
Jul 26	20.89
Jul 26	20.51
Jul 26	21.03
Jun 26	20.44
Jun 26	20.8
Jun 26	20.52
Jun 26	19.71
May 26	18.16
May 26	18.05
May 26	17.91
May 26	17.33
May 26	17.03
Apr 26	17.06
Apr 26	17.08
Apr 26	17.12
Apr 26	16.63
Mar 26	16.15
Mar 26	16.05
Mar 26	16.27
Mar 26	17.38
Feb 26	17.48
Feb 26	17.9
Feb 26	18.07
Feb 26	18.44
Jan 26	17.52
Jan 26	16.78
Jan 26	16.62
Jan 26	16.57
Jan 26	16.48
Dec 25	17.17
Dec 25	18.12
Dec 25	18.22
Dec 25	16.68
Nov 25	16.47
Nov 25	16.6
Nov 25	16.56
Nov 25	16.52
Oct 25	14.76
Oct 25	14.88
Oct 25	14.62
Oct 25	14.62
Oct 25	14.73
Sep 25	14.69
Sep 25	14.93
Sep 25	15
Sep 25	14.87
Aug 25	14.73
Aug 25	14.85
Aug 25	14.1
Aug 25	13.94
Aug 25	15.82
Jul 25	15.91
Jul 25	15.57
Jul 25	15.78
Jul 25	16.08
Jun 25	15.86
Jun 25	14.66
Jun 25	14.67
Jun 25	14.75
May 25	14.66
May 25	14.82
May 25	15.2
May 25	14.96
May 25	16.28
Apr 25	15.31
Apr 25	15.59
Apr 25	15.34
Apr 25	15.49
Mar 25	15.94
Mar 25	16.17
Mar 25	16.61
Mar 25	16.63
Feb 25	16.45
Feb 25	16.24
Feb 25	16.4
Feb 25	15.93
Jan 25	16
Jan 25	16.31
Jan 25	15.38
Jan 25	14.98
Jan 25	15.77
Dec 24	15.75
Dec 24	15.63
Dec 24	16.4
Dec 24	16.31
Nov 24	16.28
Nov 24	16.31
Nov 24	15.93
Nov 24	18.98
Nov 24	18.41
Oct 24	18.3
Oct 24	18.51

Free Cash Flow Yield

PBFS Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Aug 26	3.09%
Jul 26	3.11%
Jul 26	3.02%
Jul 26	3.12%
Jul 26	3.17%
Jul 26	3.09%
Jun 26	3.18%
Jun 26	3.13%
Jun 26	3.17%
Jun 26	3.3%
May 26	3.58%
May 26	3.61%
May 26	3.63%
May 26	2.5%
May 26	2.55%
Apr 26	2.54%
Apr 26	2.54%
Apr 26	2.53%
Apr 26	2.61%
Mar 26	2.69%
Mar 26	2.7%
Mar 26	2.67%
Mar 26	5.94%
Feb 26	5.91%
Feb 26	5.77%
Feb 26	5.71%
Feb 26	5.6%
Jan 26	5.89%
Jan 26	6.15%
Jan 26	6.21%
Jan 26	6.23%
Jan 26	6.26%
Dec 25	6.01%
Dec 25	5.7%
Dec 25	5.67%
Dec 25	6.19%
Nov 25	6.27%
Nov 25	6.22%
Nov 25	6.23%
Nov 25	6.25%
Oct 25	5.77%
Oct 25	5.73%
Oct 25	5.83%
Oct 25	5.83%
Oct 25	5.78%
Sep 25	5.8%
Sep 25	5.71%
Sep 25	5.68%
Sep 25	5.73%
Aug 25	5.78%
Aug 25	5.74%
Aug 25	6.04%
Aug 25	6.11%
Aug 25	7.49%
Jul 25	7.45%
Jul 25	7.61%
Jul 25	7.51%
Jul 25	7.37%
Jun 25	7.48%
Jun 25	8.09%
Jun 25	8.08%
Jun 25	8.04%
May 25	8.09%
May 25	8%
May 25	7.8%
May 25	7.93%
May 25	10.42%
Apr 25	11.08%
Apr 25	10.88%
Apr 25	11.06%
Apr 25	10.95%
Mar 25	10.65%
Mar 25	10.49%
Mar 25	10.21%
Mar 25	10.21%
Feb 25	4.27%
Feb 25	4.32%
Feb 25	4.28%
Feb 25	4.4%
Jan 25	4.38%
Jan 25	4.3%
Jan 25	4.56%
Jan 25	4.68%
Jan 25	4.45%
Dec 24	4.45%
Dec 24	4.49%
Dec 24	4.28%
Dec 24	4.3%
Nov 24	4.31%
Nov 24	4.3%
Nov 24	4.4%
Nov 24	7.95%
Nov 24	8.19%
Oct 24	8.24%
Oct 24	8.14%
Oct 24	8.31%
Oct 24	8.38%
Sep 24	8.31%
Sep 24	10.09%
Sep 24	9.77%

Price to Sales

PBFS Price to Sales by year
Period	Price to Sales
Sep 26	3.26
Sep 26	3.35
Aug 26	3.18
Aug 26	3.13
Aug 26	3.14
Aug 26	3.23
Jul 26	3.21
Jul 26	3.31
Jul 26	3.2
Jul 26	3.14
Jul 26	3.22
Jun 26	3.13
Jun 26	3.19
Jun 26	3.14
Jun 26	3.02
May 26	2.78
May 26	2.77
May 26	2.74
May 26	2.78
May 26	2.73
Apr 26	2.73
Apr 26	2.74
Apr 26	2.74
Apr 26	2.66
Mar 26	2.59
Mar 26	2.57
Mar 26	2.61
Mar 26	2.81
Feb 26	2.83
Feb 26	2.89
Feb 26	2.92
Feb 26	2.98
Jan 26	2.83
Jan 26	2.71
Jan 26	2.69
Jan 26	2.68
Jan 26	2.67
Dec 25	2.78
Dec 25	2.93
Dec 25	2.95
Dec 25	2.7
Nov 25	2.66
Nov 25	2.68
Nov 25	2.68
Nov 25	2.67
Oct 25	2.71
Oct 25	2.73
Oct 25	2.68
Oct 25	2.68
Oct 25	2.7
Sep 25	2.69
Sep 25	2.74
Sep 25	2.75
Sep 25	2.72
Aug 25	2.7
Aug 25	2.72
Aug 25	2.58
Aug 25	2.56
Aug 25	2.67
Jul 25	2.68
Jul 25	2.63
Jul 25	2.66
Jul 25	2.71
Jun 25	2.67
Jun 25	2.47
Jun 25	2.47
Jun 25	2.49
May 25	2.47
May 25	2.5
May 25	2.56
May 25	2.52
May 25	2.65
Apr 25	2.49
Apr 25	2.53
Apr 25	2.49
Apr 25	2.52
Mar 25	2.59
Mar 25	2.63
Mar 25	2.7
Mar 25	2.7
Feb 25	2.88
Feb 25	2.85
Feb 25	2.88
Feb 25	2.8
Jan 25	2.81
Jan 25	2.86
Jan 25	2.7
Jan 25	2.63
Jan 25	2.77
Dec 24	2.76
Dec 24	2.74
Dec 24	2.88
Dec 24	2.86
Nov 24	2.86
Nov 24	2.86
Nov 24	2.8
Nov 24	2.93
Nov 24	2.85
Oct 24	2.83
Oct 24	2.86

EV/EBITDA

PBFS EV/EBITDA by year
Period	EV/EBITDA
Aug 26	8.21
Jul 26	8.12
Jul 26	8.59
Jul 26	8.07
Jul 26	7.79
Jul 26	8.18
Jun 26	7.74
Jun 26	8.01
Jun 26	7.8
Jun 26	7.2
May 26	6.05
May 26	5.97
May 26	5.86
May 26	1.83
May 26	1.61
Apr 26	1.63
Apr 26	1.65
Apr 26	1.67
Apr 26	1.33
Mar 26	0.99
Mar 26	0.91
Mar 26	1.07
Mar 26	1.81
Feb 26	1.88
Feb 26	2.18
Feb 26	2.31
Feb 26	2.57
Jan 26	1.92
Jan 26	1.39
Jan 26	1.27
Jan 26	1.24
Jan 26	1.17
Dec 25	1.66
Dec 25	2.34
Dec 25	2.41
Dec 25	1.32
Nov 25	1.17
Nov 25	1.25
Nov 25	1.23
Nov 25	1.2
Oct 25	-2.82
Oct 25	-2.74
Oct 25	-2.92
Oct 25	-2.92
Oct 25	-2.84
Sep 25	-2.87
Sep 25	-2.69
Sep 25	-2.65
Sep 25	-2.74
Aug 25	-2.84
Aug 25	-2.75
Aug 25	-3.29
Aug 25	-3.41
Aug 25	1.27
Jul 25	1.33
Jul 25	1.1
Jul 25	1.24
Jul 25	1.45
Jun 25	1.3
Jun 25	0.45
Jun 25	0.46
Jun 25	0.52
May 25	0.45
May 25	0.56
May 25	0.83
May 25	0.66
May 25	-4.51
Apr 25	-5.19
Apr 25	-5
Apr 25	-5.17
Apr 25	-5.06
Mar 25	-4.75
Mar 25	-4.59
Mar 25	-4.28
Mar 25	-4.27
Feb 25	-7.22
Feb 25	-7.36
Feb 25	-7.25
Feb 25	-7.58
Jan 25	-7.53
Jan 25	-7.32
Jan 25	-7.97
Jan 25	-8.25
Jan 25	-7.69
Dec 24	-7.7
Dec 24	-7.79
Dec 24	-7.25
Dec 24	-7.32
Nov 24	-7.34
Nov 24	-7.32
Nov 24	-7.58
Nov 24	-5.43
Nov 24	-5.81
Oct 24	-5.89
Oct 24	-5.75
Oct 24	-6.01
Oct 24	-6.1
Sep 24	-6
Sep 24	-11.86
Sep 24	-11.47

Price/Operating Cashflow

PBFS Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Aug 26	28.82
Jul 26	28.66
Jul 26	29.52
Jul 26	28.57
Jul 26	28.06
Jul 26	28.77
Jun 26	27.96
Jun 26	28.46
Jun 26	28.08
Jun 26	26.96
May 26	24.85
May 26	24.7
May 26	24.5
May 26	31.62
May 26	31.08
Apr 26	31.12
Apr 26	31.17
Apr 26	31.23
Apr 26	30.34
Mar 26	29.48
Mar 26	29.28
Mar 26	29.69
Mar 26	14.85
Feb 26	14.94
Feb 26	15.3
Feb 26	15.44
Feb 26	15.76
Jan 26	14.98
Jan 26	14.34
Jan 26	14.21
Jan 26	14.16
Jan 26	14.09
Dec 25	14.67
Dec 25	15.49
Dec 25	15.57
Dec 25	14.26
Nov 25	14.08
Nov 25	14.19
Nov 25	14.15
Nov 25	14.12
Oct 25	15.18
Oct 25	15.3
Oct 25	15.03
Oct 25	15.03
Oct 25	15.15
Sep 25	15.1
Sep 25	15.36
Sep 25	15.43
Sep 25	15.29
Aug 25	15.15
Aug 25	15.28
Aug 25	14.5
Aug 25	14.34
Aug 25	12.12
Jul 25	12.18
Jul 25	11.93
Jul 25	12.09
Jul 25	12.31
Jun 25	12.14
Jun 25	11.23
Jun 25	11.24
Jun 25	11.3
May 25	11.23
May 25	11.35
May 25	11.64
May 25	11.46
May 25	9.28
Apr 25	8.73
Apr 25	8.88
Apr 25	8.74
Apr 25	8.83
Mar 25	9.08
Mar 25	9.22
Mar 25	9.47
Mar 25	9.48
Feb 25	22.41
Feb 25	22.13
Feb 25	22.36
Feb 25	21.72
Jan 25	21.81
Jan 25	22.23
Jan 25	20.96
Jan 25	20.42
Jan 25	21.49
Dec 24	21.47
Dec 24	21.3
Dec 24	22.36
Dec 24	22.23
Nov 24	22.19
Nov 24	22.23
Nov 24	21.72
Nov 24	12.14
Nov 24	11.78
Oct 24	11.71
Oct 24	11.85
Oct 24	11.6
Oct 24	11.52
Sep 24	11.61
Sep 24	9.59
Sep 24	9.9

Price to Book

PBFS Price to Book by year
Period	Price to Book
Aug 26	1.27
Jul 26	1.26
Jul 26	1.3
Jul 26	1.26
Jul 26	1.24
Jul 26	1.27
Jun 26	1.23
Jun 26	1.25
Jun 26	1.24
Jun 26	1.19
May 26	1.1
May 26	1.09
May 26	1.08
May 26	1.09
May 26	1.07
Apr 26	1.07
Apr 26	1.07
Apr 26	1.07
Apr 26	1.04
Mar 26	1.01
Mar 26	1.01
Mar 26	1.02
Mar 26	1.1
Feb 26	1.1
Feb 26	1.13
Feb 26	1.14
Feb 26	1.16
Jan 26	1.11
Jan 26	1.06
Jan 26	1.05
Jan 26	1.05
Jan 26	1.04
Dec 25	1.08
Dec 25	1.14
Dec 25	1.15
Dec 25	1.05
Nov 25	1.04
Nov 25	1.05
Nov 25	1.05
Nov 25	1.04
Oct 25	1.02
Oct 25	1.03
Oct 25	1.01
Oct 25	1.01
Oct 25	1.02
Sep 25	1.02
Sep 25	1.04
Sep 25	1.04
Sep 25	1.03
Aug 25	1.02
Aug 25	1.03
Aug 25	0.98
Aug 25	0.97
Aug 25	0.98
Jul 25	0.99
Jul 25	0.97
Jul 25	0.98
Jul 25	1
Jun 25	0.98
Jun 25	0.91
Jun 25	0.91
Jun 25	0.92
May 25	0.91
May 25	0.92
May 25	0.94
May 25	0.93
May 25	0.98
Apr 25	0.92
Apr 25	0.93
Apr 25	0.92
Apr 25	0.93
Mar 25	0.95
Mar 25	0.97
Mar 25	1
Mar 25	1
Feb 25	0.98
Feb 25	0.97
Feb 25	0.98
Feb 25	0.95
Jan 25	0.96
Jan 25	0.97
Jan 25	0.92
Jan 25	0.89
Jan 25	0.94
Dec 24	0.94
Dec 24	0.93
Dec 24	0.98
Dec 24	0.97
Nov 24	0.97
Nov 24	0.97
Nov 24	0.95
Nov 24	0.98
Nov 24	0.95
Oct 24	0.94
Oct 24	0.95
Oct 24	0.93
Oct 24	0.93
Sep 24	0.93
Sep 24	0.94
Sep 24	0.97